XML 96 R49.htm IDEA: XBRL DOCUMENT v3.25.3
Loans and Allowance for Credit Losses (Schedule of Loans Modified) (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 46,492 $ 13,456 $ 224,642 $ 116,129
Percent 0.00% 0.00% 1.00% 0.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 339,294 $ 137,820 $ 339,294 $ 137,820
Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 35 0
Interest Rate Reduction | Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   0   0
Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 40,814 10,518 148,724 111,307
Term Extension | Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   $ 1,700   $ 1,700
Weighted average term increase from modifciation   3 years   3 years
Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 $ 0 49,310 $ 0
Other than Insignificant Payment Delays | Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   0   0
Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 5,678 2,938 11,337 4,822
Combination - Interest Rate Reduction and Term Extension | Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   0   0
Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 8,830 0
Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 6,406 0
Combination - Term Extension and Other than Insignificant Payment Delays | Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   0   0
Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 274,562 112,735 274,562 112,735
30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 25,127 6,727 25,127 6,727
60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 8,287 3,973 8,287 3,973
90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 31,318 14,385 31,318 14,385
Commercial Real Estate Portfolio Segment [Member]        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 28,170   $ 128,167 $ 1,277
Percent 0.00%   2.00% 0.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 206,909 1,277 $ 206,909 $ 1,277
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0   0 0
Commercial Real Estate Portfolio Segment [Member] | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 28,170   $ 119,337 $ 1,277
Weighted average term increase from modifciation 3 years 6 months   1 year 6 months 1 year
Commercial Real Estate Portfolio Segment [Member] | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0   $ 0 $ 0
Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0   0 0
Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0   $ 8,830 0
Payment deferral     8 months 12 days  
Commercial Real Estate Portfolio Segment [Member] | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0   $ 0 0
Commercial Real Estate Portfolio Segment [Member] | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 190,459 1,277 190,459 1,277
Commercial Real Estate Portfolio Segment [Member] | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial Real Estate Portfolio Segment [Member] | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial Real Estate Portfolio Segment [Member] | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 16,450 0 16,450 0
Commercial and Industrial Portfolio Segment [Member]        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 2,194 $ 19 $ 61,452 $ 84,657
Percent 0.00% 0.00% 1.00% 1.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 91,038 $ 87,683 $ 91,038 $ 87,683
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 0 0
Commercial and Industrial Portfolio Segment [Member] | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 2,194 $ 8 $ 5,736 $ 84,618
Weighted average term increase from modifciation 3 months 18 days 1 year 1 year 2 months 12 days 1 year 6 months
Commercial and Industrial Portfolio Segment [Member] | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 49,310 $ 0
Payment deferral     10 months 24 days  
Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 $ 11 $ 0 $ 39
Weighted average term increase from modifciation   2 years 1 month 6 days   2 years 2 months 12 days
Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 $ 0 0 $ 0
Commercial and Industrial Portfolio Segment [Member] | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 $ 6,406 0
Commercial and Industrial Portfolio Segment [Member] | Term Extension and Payment Deferral        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average term increase from modifciation     7 months 6 days  
Payment deferral     1 year 3 months 18 days  
Commercial and Industrial Portfolio Segment [Member] | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 69,692 87,655 $ 69,692 87,655
Commercial and Industrial Portfolio Segment [Member] | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 18,500 28 18,500 28
Commercial and Industrial Portfolio Segment [Member] | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 1,996 0 1,996 0
Commercial and Industrial Portfolio Segment [Member] | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 850 0 850 0
Franchise and equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   $ 1,700   $ 1,700
Percent   1.00%   1.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months   $ 10,913   $ 10,913
Franchise and equipment finance | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount   0    
Franchise and equipment finance | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months   10,913   10,913
Franchise and equipment finance | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months   0   0
Franchise and equipment finance | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months   0   0
Franchise and equipment finance | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months   0   0
1-4 single family residential        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     $ 35  
Percent     0.00%  
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 204 72 $ 204 72
1-4 single family residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     35  
1-4 single family residential | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     0  
1-4 single family residential | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     0  
1-4 single family residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     0  
1-4 single family residential | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     0  
1-4 single family residential | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount     0  
1-4 single family residential | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 35 72 35 72
1-4 single family residential | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
1-4 single family residential | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 169 0 169 0
1-4 single family residential | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Government insured residential        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 16,128 $ 11,737 $ 34,988 $ 28,495
Percent 2.00% 1.00% 4.00% 3.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 41,143 $ 37,875 $ 41,143 $ 37,875
Government insured residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 0 0
Government insured residential | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 10,450 $ 8,810 $ 23,651 $ 23,712
Weighted average term increase from modifciation 12 years 2 months 12 days 10 years 12 years 10 years 1 month 6 days
Government insured residential | Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Government insured residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 5,678 $ 2,927 $ 11,337 $ 4,783
Weighted average term increase from modifciation 3 years 2 years 2 months 12 days 2 years 8 months 12 days 5 years 1 month 6 days
Government insured residential | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount $ 0 $ 0 $ 0 $ 0
Government insured residential | Combination - Term Extension and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount 0 0 0 0
Government insured residential | Current        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 14,376 12,818 14,376 12,818
Government insured residential | 30 - 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 6,627 6,699 6,627 6,699
Government insured residential | 60 - 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 6,122 3,973 6,122 3,973
Government insured residential | 90 Days or More Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 14,018 $ 14,385 $ 14,018 $ 14,385
Maximum | Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification     4.30%  
Maximum | Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification   22.00%   21.50%
Maximum | 1-4 single family residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification     8.30%  
Maximum | Government insured residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification 7.20% 7.50% 7.20% 7.20%
Minimum | Commercial Real Estate Portfolio Segment [Member] | Combination - Interest Rate Reduction and Other than Insignificant Payment Delays        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification     3.50%  
Minimum | Commercial and Industrial Portfolio Segment [Member] | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification   8.50%   6.00%
Minimum | 1-4 single family residential | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification     7.00%  
Minimum | Government insured residential | Combination - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted average interest rate decrease from modification 6.60% 7.00% 6.80% 6.70%