XML 60 R49.htm IDEA: XBRL DOCUMENT
v3.23.3

Settlement Assets and Obligations - Summary of Activity in the Allowance for Credit Losses (Details) - USD ($) $ in Millions | 3 Months Ended
--- | ---
Sep. 30, 2023 | Jun. 30, 2023 | Mar. 31, 2023 | Sep. 30, 2022 | Jun. 30, 2022 | Mar. 31, 2022
Summary of activity in allowance for credit losses |  |  |  |  |  |  |
Allowance for credit losses, Beginning Balance |  |  |  | $ 13.0 |  |  |
Allowance for credit losses, Ending Balance |  | $ 20.5 |  |  |  |  |
Receivables from agents and others |  |  |  |  |  |  |
Summary of activity in allowance for credit losses |  |  |  |  |  |  |
Allowance for credit losses, Beginning Balance |  | 11.7 | $ 8.7 | 11.4 | $ 16.9 | $ 18.4 | $ 18.0
Current period provision for expected credit losses | [1] | 17.2 | 5.3 | (0.4) | 3.4 | 1.8 | 1.9
Write-offs charged against the allowance |  | (7.3) | (4.1) | (4.2) | (8.1) | (1.3) | (3.1)
Recoveries of amounts previously written off |  | 1.0 | 1.4 | 1.8 | 1.8 | 1.0 | 1.7
Impacts of foreign currency exchange rates, divestitures and other |  | (2.1) | 0.4 | 0.1 | (2.4) | (3.0) | (0.1)
Allowance for credit losses, Ending Balance |  | $ 20.5 | 11.7 | 8.7 | 11.6 | 16.9 | 18.4
Receivables from Business Solutions customers |  |  |  |  |  |  |
Summary of activity in allowance for credit losses |  |  |  |  |  |  |
Allowance for credit losses, Beginning Balance |  |  | 2.0 | 1.6 | 1.7 | 1.5 | 5.7
Current period provision for expected credit losses | [1] |  | 1.0 | 0.4 | 0.5 | 2.1 | 0.4
Write-offs charged against the allowance |  |  | (2.4) | (0.7) | (2.1) | (1.4) | (0.4)
Impacts of foreign currency exchange rates, divestitures and other |  |  | $ (0.6) | 0.7 | 0.2 | (0.5) | (4.2)
Allowance for credit losses, Ending Balance |  |  |  | $ 2.0 | $ 0.3 | $ 1.7 | $ 1.5
[1] | Provision does not include losses from chargebacks or fraud associated with transactions initiated through the Company’s digital channels, as these losses are not credit-related. The Company recognized losses that were not credit-related of $9.1 million, $6.1 million, and $10.9 million for the three months ended March 31, 2023, June 30, 2023, and September 30, 2023, respectively, and $10.0 million, $7.7 million, and $10.2 million for the three months ended March 31, 2022, June 30, 2022, and September 30, 2022, respectively.

X
- Definition Amount of allowance for credit loss on accounts receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(5)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-4 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivable
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on accounts receivable, from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRollforward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of direct write-downs of accounts receivable charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense (reversal of expense) for expected credit loss on accounts receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(5)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2 + Details
Name: | us-gaap_ProvisionForDoubtfulAccounts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Allowance for doubtful accounts receivable foreign currency translation. + References No definition available. + Details
Name: | wu_AllowanceForDoubtfulAccountsReceivableForeignCurrencyTranslation
Namespace Prefix: | wu_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis=wu_ReceivablesFromSellingAgentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis=wu_ReceivablesFromBusinessSolutionsCustomersMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |