XML 31 R13.htm IDEA: XBRL DOCUMENT
v3.6.0.2

Note 5 - Loans Acquired | 12 Months Ended
--- | ---
Dec. 31, 2016
Notes to Financial Statements |
Loans Acquired [Text Block] | NOTE 5: LOANS ACQUIRED On September 15, 2015, the Company entered into an agreement with the FDIC to terminate all loss share agreements which were entered into in 2010 and 2012 in conjunction with the Company’s acquisition of substantially all of the assets (“covered assets”) and assumption of substantially all of the liabilities of four failed banks in FDIC-assisted transactions. Under the early termination, all rights and obligations of the Company and the FDIC under the FDIC loss share agreements, including the clawback provisions and the settlement of loss share and expense reimbursement claims, have been resolved and terminated. Under the terms of the agreement, the FDIC made a net payment of $2,368,000 to the bank as consideration for the early termination of the loss share agreements. The early termination was recorded in the Company’s financial statements by removing the FDIC Indemnification Asset, receivable from FDIC, the FDIC True-up liability and recording a one -time, pre-tax charge of $7,476,000. As a result, the Company reclassified loans previously covered by FDIC loss share to loans acquired, not covered by FDIC loss share. Foreclosed assets previously covered by FDIC loss share were reclassified to foreclosed assets not covered by FDIC loss share. During the third quarter of 2016, the Company evaluated $340.1 million of net loans ($348.8 million gross loans less $8.7 million discount) purchased in conjunction with the acquisition of Citizens, described in Note 2, Acquisitions, in accordance with the provisions of ASC Topic 310 - 20, Nonrefundable Fees and Other Costs . The fair value discount is being accreted into interest income over the weighted average life of the loans using a constant yield method. These loans are not considered to be impaired loans. The Company evaluated the remaining $757,000 of net loans ($1.6 million gross loans less $848,000 discount) purchased in conjunction with the acquisition of Citizens for impairment in accordance with the provisions of ASC Topic 310 - 30, Loans and Debt Securities Acquired with Deteriorated Credit Quality . Purchased loans are considered impaired if there is evidence of credit deterioration since origination and if it is probable that not all contractually required payments will be collected. During the first quarter of 2015, the Company evaluated $769.9 million of net loans ($774.8 million gross loans less $4.9 million discount) purchased in conjunction with the acquisition of Liberty, described in Note 2, Acquisitions, in accordance with the provisions of ASC Topic 310 - 20, Nonrefundable Fees and Other Costs . The fair value discount is being accreted into interest income over the weighted average life of the loans using a constant yield method. These loans are not considered to be impaired loans. The Company evaluated the remaining $10.7 million of net loans ($15.7 million gross loans less $5.0 million discount) purchased in conjunction with the acquisition of Liberty for impairment in accordance with the provisions of ASC Topic 310 - 30. Also during the first quarter of 2015, the Company evaluated $1.13 billion of net loans ($1.15 billion gross loans less $23.7 million discount) purchased in conjunction with the acquisition of Community First, described in Note 2, Acquisitions, in accordance with the provisions of ASC Topic 310 - 20. The fair value discount is being accreted into interest income over the weighted average life of the loans using a constant yield method. These loans are not considered to be impaired loans. The Company evaluated the remaining $7.0 million of net loans ($10.1 million gross loans less $3.1 million discount) purchased in conjunction with the acquisition of Community First for impairment in accordance with the provisions of ASC Topic 310 - 30. During the third quarter of 2014, the Company evaluated $308.2 million of net loans ($316.1 million gross loans less $7.9 million discount) purchased in conjunction with the acquisition of Delta Trust, described in Note 2, Acquisitions, in accordance with the provisions of ASC Topic 310 - 20, Nonrefundable Fees and Other Costs . The fair value discount is being accreted into interest income over the weighted average life of the loans using a constant yield method. These loans are not considered to be impaired loans. The Company evaluated the remaining $3.5 million of net loans ($10.7 million gross loans less $7.2 million discount) purchased in conjunction with the acquisition of Delta Trust for impairment in accordance with the provisions of ASC Topic 310 - 30. See Note 2, Acquisitions, for further discussion of loans acquired.
| 96 |
The following table reflects the carrying value of all acquired loans as of December 31, 2016 and 2015:
|  | Loans Acquired At December 31,
(in thousands) |  | 2016 |  | 2015
Consumer: |  |  |  |  |  |  |  |
Credit cards |  | $ | -- |  |  | $ | -- |
Other consumer |  |  | 49,677 |  |  |  | 75,606 |
Total consumer |  |  | 49,677 |  |  |  | 75,606 |
Real estate: |  |  |  |  |  |  |  |
Construction |  |  | 57,587 |  |  |  | 77,119 |
Single family residential |  |  | 423,176 |  |  |  | 501,002 |
Other commercial |  |  | 690,108 |  |  |  | 854,068 |
Total real estate |  |  | 1,170,871 |  |  |  | 1,432,189 |
Commercial: |  |  |  |  |  |  |  |
Commercial |  |  | 81,837 |  |  |  | 154,533 |
Agricultural |  |  | 3,298 |  |  |  | 10,573 |
Total commercial |  |  | 85,135 |  |  |  | 165,106 |
Total loans acquired (1) |  | $ | 1,305,683 |  |  | $ | 1,672,901 |
| (1) | Loans acquired are reported net of a $954,000 allowance at December 31, 2016 and 2015.
Nonaccrual acquired loans, excluding purchased credit impaired loans accounted for under ASC Topic 310 - 30, segregated by class of loans, are as follows (see Note 4, Loans an Allowance for Loan Losses, for discussion of nonaccrual loans):
(In thousands) |  | December 31, 2016 |  | December 31, 2015
Consumer: |  |  |  |  |  |  |  |
Other consumer |  | $ | 456 |  |  | $ | 71 |
Total consumer |  |  | 456 |  |  |  | 71 |
Real estate: |  |  |  |  |  |  |  |
Construction |  |  | 7,961 |  |  |  | 783 |
Single family residential |  |  | 13,366 |  |  |  | 7,795 |
Other commercial |  |  | 22,045 |  |  |  | 6,435 |
Total real estate |  |  | 43,372 |  |  |  | 15,013 |
Commercial: |  |  |  |  |  |  |  |
Commercial |  |  | 2,806 |  |  |  | 3,859 |
Agricultural |  |  | 198 |  |  |  | 8 |
Total commercial |  |  | 3,004 |  |  |  | 3,867 |
Total |  | $ | 46,832 |  |  | $ | 18,951 |
| 97 |
An age analysis of past due acquired loans segregated by class of loans, is as follows (see Note 4, Loans an Allowance for Loan Losses, for discussion of past due loans):
(In thousands) |  | Gross 30-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Current |  | Total Loans |  | 90 Days Past Due & Accruing
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other consumer |  | $ | 571 |  |  | $ | 189 |  |  | $ | 760 |  |  | $ | 48,917 |  |  | $ | 49,677 |  |  | $ | -- |
Total consumer |  |  | 571 |  |  |  | 189 |  |  |  | 760 |  |  |  | 48,917 |  |  |  | 49,677 |  |  |  | -- |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | 132 |  |  |  | 7,332 |  |  |  | 7,464 |  |  |  | 50,123 |  |  |  | 57,587 |  |  |  | -- |
Single family residential |  |  | 8,358 |  |  |  | 4,857 |  |  |  | 13,215 |  |  |  | 409,961 |  |  |  | 423,176 |  |  |  | 11 |
Other commercial |  |  | 2,836 |  |  |  | 10,741 |  |  |  | 13,577 |  |  |  | 676,531 |  |  |  | 690,108 |  |  |  | -- |
Total real estate |  |  | 11,326 |  |  |  | 22,930 |  |  |  | 34,256 |  |  |  | 1,136,615 |  |  |  | 1,170,871 |  |  |  | 11 |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 723 |  |  |  | 2,153 |  |  |  | 2,876 |  |  |  | 78,961 |  |  |  | 81,837 |  |  |  | -- |
Agricultural |  |  | 48 |  |  |  | -- |  |  |  | 48 |  |  |  | 3,250 |  |  |  | 3,298 |  |  |  | -- |
Total commercial |  |  | 771 |  |  |  | 2,153 |  |  |  | 2,924 |  |  |  | 82,211 |  |  |  | 85,135 |  |  |  | -- |
Total |  | $ | 12,668 |  |  | $ | 25,272 |  |  | $ | 37,940 |  |  | $ | 1,267,743 |  |  | $ | 1,305,683 |  |  | $ | 11 |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other consumer |  | $ | 826 |  |  | $ | 122 |  |  | $ | 948 |  |  | $ | 74,658 |  |  | $ | 75,606 |  |  | $ | 57 |
Total consumer |  |  | 826 |  |  |  | 122 |  |  |  | 948 |  |  |  | 74,658 |  |  |  | 75,606 |  |  |  | 57 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | 736 |  |  |  | 9,449 |  |  |  | 10,185 |  |  |  | 66,934 |  |  |  | 77,119 |  |  |  | 410 |
Single family residential |  |  | 9,493 |  |  |  | 4,850 |  |  |  | 14,343 |  |  |  | 486,659 |  |  |  | 501,002 |  |  |  | 1,246 |
Other commercial |  |  | 12,910 |  |  |  | 7,810 |  |  |  | 20,720 |  |  |  | 833,348 |  |  |  | 854,068 |  |  |  | 203 |
Total real estate |  |  | 23,139 |  |  |  | 22,109 |  |  |  | 45,248 |  |  |  | 1,386,941 |  |  |  | 1,432,189 |  |  |  | 1,859 |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 1,999 |  |  |  | 2,334 |  |  |  | 4,333 |  |  |  | 150,200 |  |  |  | 154,533 |  |  |  | 912 |
Agricultural |  |  | 114 |  |  |  | 396 |  |  |  | 510 |  |  |  | 10,063 |  |  |  | 10,573 |  |  |  | 396 |
Total commercial |  |  | 2,113 |  |  |  | 2,730 |  |  |  | 4,843 |  |  |  | 160,263 |  |  |  | 165,106 |  |  |  | 1,308 |
Total |  | $ | 26,078 |  |  | $ | 24,961 |  |  | $ | 51,039 |  |  | $ | 1,621,862 |  |  | $ | 1,672,901 |  |  | $ | 3,224 |
| 98 |
The following table presents a summary of acquired loans, at December 31, 2016 and 2015, by credit risk rating, segregated by class of loans (see Note 4, Loans an Allowance for Loan Losses, for discussion of loan risk rating). Loans accounted for under ASC Topic 310 - 30 are all included in Risk Rate 1 - 4 in this table.
(In thousands) |  | Risk Rate 1-4 |  | Risk Rate 5 |  | Risk Rate 6 |  | Risk Rate 7 |  | Risk Rate 8 |  | Total
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other consumer |  | $ | 48,992 |  |  | $ | 14 |  |  | $ | 671 |  |  | $ | -- |  |  | $ | -- |  |  | $ | 49,677 |
Total consumer |  |  | 48,992 |  |  |  | 14 |  |  |  | 671 |  |  |  | -- |  |  |  | -- |  |  |  | 49,677 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | 50,704 |  |  |  | 88 |  |  |  | 6,795 |  |  |  | -- |  |  |  | -- |  |  |  | 57,587 |
Single family residential |  |  | 400,553 |  |  |  | 2,696 |  |  |  | 18,392 |  |  |  | 1,535 |  |  |  | -- |  |  |  | 423,176 |
Other commercial |  |  | 641,018 |  |  |  | 17,384 |  |  |  | 31,706 |  |  |  | -- |  |  |  | -- |  |  |  | 690,108 |
Total real estate |  |  | 1,092,275 |  |  |  | 20,168 |  |  |  | 56,893 |  |  |  | 1,535 |  |  |  | -- |  |  |  | 1,170,871 |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 73,609 |  |  |  | 1,965 |  |  |  | 6,257 |  |  |  | 6 |  |  |  | -- |  |  |  | 81,837 |
Agricultural |  |  | 3,010 |  |  |  | 34 |  |  |  | 254 |  |  |  | -- |  |  |  | -- |  |  |  | 3,298 |
Total commercial |  |  | 76,619 |  |  |  | 1,999 |  |  |  | 6,511 |  |  |  | 6 |  |  |  | -- |  |  |  | 85,135 |
Total |  | $ | 1,217,886 |  |  | $ | 22,181 |  |  | $ | 64,075 |  |  | $ | 1,541 |  |  | $ | -- |  |  | $ | 1,305,683 |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other consumer |  | $ | 75,330 |  |  | $ | -- |  |  | $ | 276 |  |  | $ | -- |  |  | $ | -- |  |  | $ | 75,606 |
Total consumer |  |  | 75,330 |  |  |  | -- |  |  |  | 276 |  |  |  | -- |  |  |  | -- |  |  |  | 75,606 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | 68,775 |  |  |  | -- |  |  |  | 8,344 |  |  |  | -- |  |  |  | -- |  |  |  | 77,119 |
Single family residential |  |  | 479,193 |  |  |  | 1,490 |  |  |  | 18,640 |  |  |  | 1,675 |  |  |  | 4 |  |  |  | 501,002 |
Other commercial |  |  | 812,537 |  |  |  | 7,328 |  |  |  | 33,748 |  |  |  | -- |  |  |  | 455 |  |  |  | 854,068 |
Total real estate |  |  | 1,360,505 |  |  |  | 8,818 |  |  |  | 60,732 |  |  |  | 1,675 |  |  |  | 459 |  |  |  | 1,432,189 |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 144,239 |  |  |  | 332 |  |  |  | 7,948 |  |  |  | 2,014 |  |  |  | -- |  |  |  | 154,533 |
Agricultural |  |  | 10,310 |  |  |  | -- |  |  |  | 263 |  |  |  | -- |  |  |  | -- |  |  |  | 10,573 |
Total commercial |  |  | 154,549 |  |  |  | 332 |  |  |  | 8,211 |  |  |  | 2,014 |  |  |  | -- |  |  |  | 165,106 |
Total |  | $ | 1,590,384 |  |  | $ | 9,150 |  |  | $ | 69,219 |  |  | $ | 3,689 |  |  | $ | 459 |  |  | $ | 1,672,901 |
Loans acquired were individually evaluated and recorded at estimated fair value, including estimated credit losses, at the time of acquisition. These loans are systematically reviewed by the Company to determine the risk of losses that may exceed those identified at the time of the acquisition. Techniques used in determining risk of loss are similar to the Company’s legacy loan portfolio, with most focus being placed on those loans which include the larger loan relationships and those loans which exhibit higher risk characteristics. The following is a summary of the loans acquired in the Citizens acquisition on September 9, 2016, as of the date of acquisition.
(in thousands) |  | Not Impaired |  | Impaired
Contractually required principal and interest at acquisition |  | $ | 348,756 |  |  | $ | 1,605 |
Non-accretable difference (expected losses and foregone interest) |  |  | -- |  |  |  | (848 | )
Cash flows expected to be collected at acquisition |  |  | 348,756 |  |  |  | 757 |
Accretable yield |  |  | (8,663 | ) |  |  | -- |
Basis in acquired loans at acquisition |  | $ | 340,093 |  |  | $ | 757 |
| 99 |
The following is a summary of the loans acquired in the Liberty acquisition on February 27, 2015, as of the date of acquisition.
(in thousands) |  | Not Impaired |  | Impaired
Contractually required principal and interest at acquisition |  | $ | 774,777 |  |  | $ | 15,716 |
Non-accretable difference (expected losses and foregone interest) |  |  | -- |  |  |  | (4,978 | )
Cash flows expected to be collected at acquisition |  |  | 774,777 |  |  |  | 10,738 |
Accretable yield |  |  | (4,869 | ) |  |  | 12 |
Basis in acquired loans at acquisition |  | $ | 769,908 |  |  | $ | 10,750 |
The following is a summary of the loans acquired in the Community First acquisition on February 27, 2015, as of the date of acquisition.
(in thousands) |  | Not Impaired |  | Impaired
Contractually required principal and interest at acquisition |  | $ | 1,153,255 |  |  | $ | 10,143 |
Non-accretable difference (expected losses and foregone interest) |  |  | -- |  |  |  | (3,247 | )
Cash flows expected to be collected at acquisition |  |  | 1,153,255 |  |  |  | 6,896 |
Accretable yield |  |  | (23,712 | ) |  |  | 104 |
Basis in acquired loans at acquisition |  | $ | 1,129,543 |  |  | $ | 7,000 |
The following is a summary of the non-covered loans acquired in the Delta acquisition on August 31, 2014, as of the date of acquisition.
(in thousands) |  | Not Impaired |  | Impaired
Contractually required principal and interest at acquisition |  | $ | 316,103 |  |  | $ | 10,726 |
Non-accretable difference (expected losses and foregone interest) |  |  | -- |  |  |  | (7,023 | )
Cash flows expected to be collected at acquisition |  |  | 316,103 |  |  |  | 3,703 |
Accretable yield |  |  | (7,949 | ) |  |  | (177 | )
Basis in acquired loans at acquisition |  | $ | 308,154 |  |  | $ | 3,526 |
The amount of the estimated cash flows expected to be received from the purchased credit impaired loans in excess of the fair values recorded for the purchased credit impaired loans is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. Each quarter, the Company estimates the cash flows expected to be collected from the acquired purchased credit impaired loans, and adjustments may or may not be required. This has resulted in increased interest income that is spread on a level-yield basis over the remaining expected lives of the loans. For those loans previously covered by FDIC loss share, the increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements with the FDIC, which was recorded as indemnification assets. The estimated adjustments to the indemnification assets were amortized on a level-yield basis over the remainder of the loss-sharing agreements or the remaining expected lives of the loans, whichever was shorter. Because the Company’s loss share agreements with the FDIC have been terminated, there will be no further indemnification asset amortization in future quarters.
| 100 |
The impact of the adjustments on the Company’s financial results for the years ended December 31, 2016 and 2015 is shown below:
(In thousands) |  | 2016 |  | 2015
Impact on net interest income |  | $ | 3,072 |  |  | $ | 19,995 |
Non-interest income (1) |  |  | -- |  |  |  | (7,719 | )
Net impact to pre-tax income |  |  | 3,072 |  |  |  | 12,276 |
Net impact, net of taxes |  | $ | 1,867 |  |  | $ | 7,461 |
| (1) | Negative non-interest income resulted from the amortization of the FDIC indemnification assets. Because the Company’s loss share agreements with the FDIC have been terminated, there will be no further indemnification asset amortization.
These adjustments will be recognized over the remaining lives of the purchased credit impaired loans. The accretable yield adjustments recorded in future periods will change as the Company continues to evaluate expected cash flows from the purchased credit impaired loans. Changes in the carrying amount of the accretable yield for all purchased impaired loans were as follows for the years ended December 31, 2016, 2015 and 2014.
(in thousands) |  | Accretable Yield |  | Carrying Amount of Loans
Balance, January 1, 2014 |  | $ | 41,385 |  |  | $ | 234,785 |
Additions |  |  | 177 |  |  |  | 3,526 |
Accretable yield adjustments |  |  | 9,104 |  |  |  | -- |
Accretion |  |  | (30,031 | ) |  |  | 30,031 |
Payments and other reductions, net |  |  | -- |  |  |  | (99,244 | )
Balance, December 31, 2014 |  |  | 20,635 |  |  |  | 169,098 |
Additions |  |  | (116 | ) |  |  | 17,750 |
Accretable yield adjustments |  |  | 6,593 |  |  |  | -- |
Accretion |  |  | (21,038 | ) |  |  | 21,038 |
Payments and other reductions, net |  |  | (5,120 | ) |  |  | (184,417 | )
Balance, December 31, 2015 |  |  | 954 |  |  |  | 23,469 |
Additions |  |  | 19 |  |  |  | 757 |
Accretable yield adjustments |  |  | 5,122 |  |  |  | -- |
Accretion |  |  | (4,440 | ) |  |  | 4,440 |
Payments and other reductions, net |  |  |  |  |  |  | (10,864 | )
Balance, December 31, 2016 |  | $ | 1,655 |  |  | $ | 17,802 |
Purchased impaired loans are evaluated on an individual borrower basis. Because some loans evaluated by the Company, previously covered by loss share agreements, were determined to have experienced impairment in the estimated credit quality or cash flows during 2014, the Company recorded a provision to establish a $954,000 allowance for loan losses for covered purchased impaired loans. During 2015, the Company recorded a provision totaling $736,000 to cover impairment in the estimated credit quality of acquired loans, not covered by loss share. Non-covered loans were subsequently charged-off and the allowance was used during 2015. Because of the termination of the loss share agreements, the allowance for previously covered loans was reclassified to allowance for acquired non-covered loans, resulting in a total allowance on acquired non-covered loans of $954,000 at December 31, 2016 and 2015. The purchase and assumption agreements for the FDIC-assisted acquisitions allowed for the FDIC to recover a portion of the funds previously paid out under the indemnification agreement in the event losses failed to reach the expected loss level under a claw back provision (“true-up provision”). The amount of the true-up provision for each acquisition was measured and recorded at Day 1 fair values. It was calculated as the difference between management’s estimated losses on covered loans and covered foreclosed assets and the loss threshold contained in each loss share agreement, multiplied by the applicable clawback provisions contained in each loss share agreement, then discounted back to net present value.
| 101 |
Under the terms of the loss share termination agreement, the FDIC made a net payment of $2.4 million to the bank as consideration for early termination. The early termination was recorded in the Company’s financial statements by removing the FDIC indemnification asset, receivable from FDIC, the FDIC true-up provision and recording a one -time, pre-tax charge of $7.5 million. The following table presents a summary of the changes in the FDIC true-up provision for years ended December 31, 2015 and 2014, which was included in other assets on the balance sheet. Due to the termination of the FDIC agreements in September 2015 there was no amortization expense recorded for the year ended December 31, 2016.
(in thousands) |  | FDIC True-up Provision
Balance, January 1, 2014 |  | $ | 6,768 |
Amortization expense |  |  | 168 |
Adjustments related to changes in expected losses |  |  | 1,372 |
Balance, December 31, 2014 |  |  | 8,308 |
Amortization expense |  |  | 107 |
Adjustments related to changes in expected losses |  |  | 720 |
Loss share termination agreement |  |  | (9,135 | )
Balance, December 31, 2015 |  | $ | -- |

X
- Definition Disclosure regarding loans acquired. + References No definition available. + Details
Name: | sfnc_LoansAcquiredTextBlock
Namespace Prefix: | sfnc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_DisclosureTextBlockAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration