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Note 5 - Loans and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)		September 30, 2017				December 31, 2016
Consumer:
Credit cards		$	176,316			$	184,591
Other consumer			317,946				303,972
Total consumer			494,262				488,563
Real Estate:
Construction			515,274				336,759
Single family residential			1,048,403				904,245
Other commercial			2,231,223				1,787,075
Total real estate			3,794,900				3,028,079
Commercial:
Commercial			688,960				639,525
Agricultural			207,849				150,378
Total commercial			896,809				789,903
Other			25,341				20,662
Loans			5,211,312				4,327,207
Loans acquired, net of discount and allowance (1)			1,092,039				1,305,683
Total loans		$	6,303,351			$	5,632,890

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)		September 30, 2017				December 31, 2016
Consumer:
Credit cards		$	273			$	373
Other consumer			3,880				1,793
Total consumer			4,153				2,166
Real estate:
Construction			2,403				3,411
Single family residential			13,034				12,139
Other commercial			18,811				12,385
Total real estate			34,248				27,935
Commercial:
Commercial			13,827				7,765
Agricultural			2,210				1,238
Total commercial			16,037				9,003
Total		$	54,438			$	39,104

Past Due Financing Receivables [Table Text Block]

(In thousands)		Gross 30-89 Days Past Due				90 Days or More Past Due				Total Past Due				Current				Total Loans				90 Days Past Due & Accruing
September 30, 2017
Consumer:
Credit cards		$	655			$	492			$	1,147			$	175,169			$	176,316			$	218
Other consumer			4,870				2,570				7,440				310,506				317,946				4
Total consumer			5,525				3,062				8,587				485,675				494,262				222
Real estate:
Construction			440				1,478				1,918				513,356				515,274				--
Single family residential			5,516				4,785				10,301				1,038,102				1,048,403				--
Other commercial			3,032				8,945				11,977				2,219,246				2,231,223				--
Total real estate			8,988				15,208				24,196				3,770,704				3,794,900				--
Commercial:
Commercial			991				10,745				11,736				677,224				688,960				10
Agricultural			469				1,793				2,262				205,587				207,849				--
Total commercial			1,460				12,538				13,998				882,811				896,809				10
Other			--				--				--				25,341				25,341				--
Total		$	15,973			$	30,808			$	46,781			$	5,164,531			$	5,211,312			$	232
December 31, 2016
Consumer:
Credit cards		$	716			$	275			$	991			$	183,600			$	184,591			$	275
Other consumer			3,786				1,027				4,813				299,159				303,972				11
Total consumer			4,502				1,302				5,804				482,759				488,563				286
Real estate:
Construction			1,420				1,246				2,666				334,093				336,759				--
Single family residential			6,310				5,927				12,237				892,008				904,245				14
Other commercial			4,212				6,722				10,934				1,776,141				1,787,075				--
Total real estate			11,942				13,895				25,837				3,002,242				3,028,079				14
Commercial:
Commercial			2,040				5,296				7,336				632,189				639,525				--
Agricultural			121				1,215				1,336				149,042				150,378				--
Total commercial			2,161				6,511				8,672				781,231				789,903				--
Other			--				--				--				20,662				20,662				--
Total		$	18,605			$	21,708			$	40,313			$	4,286,894			$	4,327,207			$	300

Impaired Financing Receivables [Table Text Block]

(In thousands)		Unpaid Contractual Principal Balance				Recorded Investment With No Allowance				Recorded Investment With Allowance				Total Recorded Investment				Related Allowance				Average Investment in Impaired Loans				Interest Income Recognized				Average Investment in Impaired Loans				Interest Income Recognized
September 30, 2017																						Three Months Ended September 30, 2017								Nine Months Ended September 30, 2017
Consumer:
Credit cards		$	273			$	273			$	--			$	273			$	--			$	283			$	12			$	292			$	23
Other consumer			4,022				3,880				--				3,880				--				3,314				23				2,711				53
Total consumer			4,295				4,153				--				4,153				--				3,597				35				3,003				76
Real estate:
Construction			2,652				1,496				907				2,403				220				2,582				17				2,828				56
Single family residential			13,782				12,450				584				13,034				53				12,878				85				12,772				251
Other commercial			19,065				7,260				10,983				18,243				2,052				19,306				121				19,313				380
Total real estate			35,499				21,206				12,474				33,680				2,325				34,766				223				34,913				687
Commercial:
Commercial			13,774				4,805				8,112				12,917				3,996				14,543				84				12,943				255
Agricultural			2,184				1,059				--				1,059				--				1,562				8				1,645				32
Total commercial			15,958				5,864				8,112				13,976				3,996				16,105				92				14,588				287
Total		$	55,752			$	31,223			$	20,586			$	51,809			$	6,321			$	54,468			$	350			$	52,504			$	1,050

December 31, 2016																						Three Months Ended September 30, 2016								Nine Months Ended September 30, 2016
Consumer:
Credit cards		$	373			$	373			$	--			$	373			$	--			$	439			$	--			$	340			$	10
Other consumer			1,836				1,797				3				1,800				1				1,324				14				882				32
Total consumer			2,209				2,170				3				2,173				1				1,763				14				1,222				42
Real estate:
Construction			4,275				1,038				2,374				3,412				156				4,474				44				4,692				170
Single family residential			12,970				10,630				1,753				12,383				162				10,897				119				8,762				317
Other commercial			20,993				6,891				7,315				14,206				99				18,981				178				15,113				547
Total real estate			38,238				18,559				11,442				30,001				417				34,352				341				28,567				1,034
Commercial:
Commercial			11,848				2,734				7,573				10,307				262				4,402				59				3,256				118
Agricultural			2,226				1,215				--				1,215				--				1,604				16				1,003				36
Total commercial			14,074				3,949				7,573				11,522				262				6,006				75				4,259				154
Total		$	54,521			$	24,678			$	19,018			$	43,696			$	680			$	42,121			$	430			$	34,048			$	1,230

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		Accruing TDR Loans								Nonaccrual TDR Loans								Total TDR Loans
(Dollars in thousands)		Number				Balance				Number				Balance				Number				Balance
September 30, 2017
Real estate:
Construction			--			$	--				1			$	432				1			$	432
Single-family residential			4				144				14				838				18				982
Other commercial			5				6,877				3				6,152				8				13,029
Total real estate			9				7,021				18				7,422				27				14,443
Commercial:
Commercial			7				2,191				6				749				13				2,940
Total commercial			7				2,191				6				749				13				2,940
Total			16			$	9,212				24			$	8,171				40			$	17,383
December 31, 2016
Consumer:
Other consumer			--			$	--				1			$	3				1			$	3
Total consumer			--				--				1				3				1				3
Real estate:
Construction			--				--				1				18				1				18
Single-family residential			3				167				29				2,078				32				2,245
Other commercial			23				9,048				2				780				25				9,828
Total real estate			26				9,215				32				2,876				58				12,091
Commercial:
Commercial			15				1,783				5				297				20				2,080
Total commercial			15				1,783				5				297				20				2,080
Total			41			$	10,998				38			$	3,176				79			$	14,174

Schedule of Loans Restructured as TDRs [Table Text Block]

														Modification Type
(Dollars in thousands)		Number of Loans				Balance Prior to TDR				Balance at September 30				Change in Maturity Date				Change in Rate				Financial Impact on Date of Restructure
Three Months Ended September 30, 2017
Commercial:
Commercial			1			$	608			$	607			$	607			$	--			$	--
Total commercial			1				608				607				607				--				--
Total			1			$	608			$	607			$	607			$	--			$	--
Three Months Ended September 30, 2016
Consumer:
Other consumer			1			$	47			$	8			$	8			$	--			$	--
Total consumer			1				47				8				8				--				--
Real Estate:
Single-family residential			13				742				694				694				--				--
Other commercial			2				835				834				66				768				--
Total real estate			15				1,577				1,528				760				768				--
Commercial:
Commercial			5				1,387				1,387				1,387				--				--
Total commercial			5				1,387				1,387				1,387				--				--
Total			21			$	3,011			$	2,923			$	2,155			$	768			$	--
Nine Months Ended September 30, 2017
Real estate:
Construction			1			$	456			$	456			$	456			$	--			$	--
Other commercial			2				7,362				7,362				7,362				--				33
Total real estate			3				7,818				7,818				7,818				--				33
Commercial:
Commercial			10				1,419				1,407				1,368				39				--
Total commercial			10				1,419				1,407				1,368				39				--
Total			13			$	9,237			$	9,225			$	9,186			$	39			$	33
Nine Months Ended September 30, 2016
Consumer:
Other consumer			2			$	50			$	11			$	11			$	--			$	--
Total consumer			2				50				11				11				--				--
Real estate:
Single-family residential			22				1,538				1,487				933				554				--
Other commercial			27				9,797				9,765				8,633				1,132				--
Total real estate			49				11,335				11,252				9,566				1,686				--
Commercial:
Commercial			16				1,987				1,959				1,959				--				--
Total commercial			16				1,987				1,959				1,959				--				--
Total			67			$	13,372			$	13,222			$	11,536			$	1,686			$	--

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)		Risk Rate 1-4				Risk Rate 5				Risk Rate 6				Risk Rate 7				Risk Rate 8				Total
September 30, 2017
Consumer:
Credit cards		$	176,316			$	--			$	--			$	--			$	--			$	176,316
Other consumer			313,725				--				4,221				--				--				317,946
Total consumer			490,041				--				4,221				--				--				494,262
Real estate:
Construction			507,128				2,085				6,045				16				--				515,274
Single family residential			1,022,886				2,553				22,675				289				--				1,048,403
Other commercial			2,175,968				11,729				43,526				--				--				2,231,223
Total real estate			3,705,982				16,367				72,246				305				--				3,794,900
Commercial:
Commercial			661,635				6,267				21,057				1				--				688,960
Agricultural			205,524				26				2,276				23				--				207,849
Total commercial			867,159				6,293				23,333				24				--				896,809
Other			25,341				--				--				--				--				25,341
Loans acquired			1,051,889				9,673				29,862				615				--				1,092,039
Total		$	6,140,412			$	32,333			$	129,662			$	944			$	--			$	6,303,351

(In thousands)		Risk Rate 1-4				Risk Rate 5				Risk Rate 6				Risk Rate 7				Risk Rate 8				Total
December 31, 2016
Consumer:
Credit cards		$	183,943			$	--			$	648			$	--			$	--			$	184,591
Other consumer			301,632				26				2,314				--				--				303,972
Total consumer			485,575				26				2,962				--				--				488,563
Real estate:
Construction			330,080				98				6,565				16				--				336,759
Single family residential			875,603				4,024				24,460				158				--				904,245
Other commercial			1,738,207				6,874				41,994				--				--				1,787,075
Total real estate			2,943,890				10,996				73,019				174				--				3,028,079
Commercial:
Commercial			616,805				558				22,162				--				--				639,525
Agricultural			148,218				104				2,033				--				23				150,378
Total commercial			765,023				662				24,195				--				23				789,903
Other			20,662				--				--				--				--				20,662
Loans acquired			1,217,886				22,181				64,075				1,541				--				1,305,683
Total		$	5,433,036			$	33,865			$	164,251			$	1,715			$	23			$	5,632,890

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)		Commercial				Real Estate				Credit Card				Other Consumer and Other				Total
Three Months Ended September 30, 2017
Balance, beginning of period (2)		$	8,105			$	25,731			$	3,754			$	3,789			$	41,379
Provision for loan losses (1)			2,310				2,150				761				241				5,462
Charge-offs			(2,442	)			(896	)			(1,017	)			(819	)			(5,174	)
Recoveries			21				309				275				445				1,050
Net charge-offs			(2,421	)			(587	)			(742	)			(374	)			(4,124	)
Balance, September 30, 2017 (2)		$	7,994			$	27,294			$	3,773			$	3,656			$	42,717
Nine Months Ended September 30, 2017
Balance, beginning of period (2)		$	7,739			$	21,817			$	3,779			$	2,951			$	36,286
Provision for loan losses (1)			3,255				7,984				2,168				1,920				15,327
Charge-offs			(3,083	)			(3,264	)			(2,962	)			(2,986	)			(12,295	)
Recoveries			83				757				788				1,771				3,399
Net charge-offs			(3,000	)			(2,507	)			(2,174	)			(1,215	)			(8,896	)
Balance, September 30, 2017 (2)		$	7,994			$	27,294			$	3,773			$	3,656			$	42,717
Period-end amount allocated to:
Loans individually evaluated for impairment		$	3,996			$	2,325			$	--			$	--			$	6,321
Loans collectively evaluated for impairment			3,998				24,969				3,773				3,656				36,396
Balance, September 30, 2017 (2)		$	7,994			$	27,294			$	3,773			$	3,656			$	42,717

(In thousands)		Commercial				Real Estate				Credit Card				Other Consumer and Other				Total
Three Months Ended September 30, 2016
Balance, beginning of period (4)		$	7,832			$	19,635			$	3,748			$	2,308			$	33,523
Provision for loan losses (3)			680				6,066				501				832				8,079
Charge-offs			(284	)			(6,297	)			(699	)			(600	)			(7,880	)
Recoveries			12				55				199				106				372
Net charge-offs			(272	)			(6,242	)			(500	)			(494	)			(7,508	)
Balance, September 30, 2016 (4)		$	8,240			$	19,459			$	3,749			$	2,646			$	34,094
Nine Months Ended September 30, 2016
Balance, beginning of period (4)		$	5,985			$	19,522			$	3,893			$	1,951			$	31,351
Provision for loan losses (3)			4,961				7,009				1,422				1,819				15,211
Charge-offs			(3,043	)			(7,350	)			(2,260	)			(1,482	)			(14,135	)
Recoveries			337				278				694				358				1,667
Net charge-offs			(2,706	)			(7,072	)			(1,566	)			(1,124	)			(12,468	)
Balance, September 30, 2016 (4)		$	8,240			$	19,459			$	3,749			$	2,646			$	34,094
Period-end amount allocated to:
Loans individually evaluated for impairment		$	64			$	515			$	--			$	1			$	580
Loans collectively evaluated for impairment			8,176				18,944				3,749				2,645				33,514
Balance, September 30, 2016 (4)		$	8,240			$	19,459			$	3,749			$	2,646			$	34,094
Period-end amount allocated to:
Loans individually evaluated for impairment		$	262			$	417			$	--			$	1			$	680
Loans collectively evaluated for impairment			7,477				21,400				3,779				2,950				35,606
Balance, December 31, 2016 (5)		$	7,739			$	21,817			$	3,779			$	2,951			$	36,286

Schedule of Loans by impairment evaluation [Table Text Block]

(In thousands)		Commercial				Real Estate				Credit Card				Other Consumer and Other				Total
September 30, 2017
Loans individually evaluated for impairment		$	13,976			$	33,680			$	273			$	3,880			$	51,809
Loans collectively evaluated for impairment			882,833				3,761,220				176,043				339,407				5,159,503
Balance, end of period		$	896,809			$	3,794,900			$	176,316			$	343,287			$	5,211,312
December 31, 2016
Loans individually evaluated for impairment		$	11,522			$	30,001			$	373			$	1,800			$	43,696
Loans collectively evaluated for impairment			778,381				2,998,078				184,218				322,834				4,283,511
Balance, end of period		$	789,903			$	3,028,079			$	184,591			$	324,634			$	4,327,207

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

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-Publisher FASB
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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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- Definition

Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

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- References

No definition available.

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- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524

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