Note 13 - Transactions With Related Parties

12 Months Ended

Dec. 31, 2017

NOTE

13:

TRANSACTIONS WITH RELATED PARTIES

December 31, 2017

and

2016,

Simmons Bank had extensions of credit to executive officers and directors and to companies in which Simmons Bank’s executive officers or directors were principal owners in the amount of

$58.9

million in

2017

and

$65.8

million in

2016.

(In thousands)	2017			2016

Balance, beginning of year	$	65,834		$	58,404
New extensions of credit		9,092			18,298
Repayments		(16,059	)		(10,868	)
Balance, end of year	$	58,867		$	65,834

In management's opinion, such loans and other extensions of credit and deposits (which were

not

material) were made in the ordinary course of business and were made on substantially the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with other persons. Further, in management's opinion, these extensions of credit did

not

involve more than the normal risk of collectability or present other unfavorable features.