<SEC-DOCUMENT>0001171843-19-002408.txt : 20190415
<SEC-HEADER>0001171843-19-002408.hdr.sgml : 20190415
<ACCEPTANCE-DATETIME>20190415121018
ACCESSION NUMBER:		0001171843-19-002408
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20190412
ITEM INFORMATION:		Unregistered Sales of Equity Securities
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190415
DATE AS OF CHANGE:		20190415

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SIMMONS FIRST NATIONAL CORP
		CENTRAL INDEX KEY:			0000090498
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				710407808
		STATE OF INCORPORATION:			AR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-06253
		FILM NUMBER:		19748045

	BUSINESS ADDRESS:	
		STREET 1:		501 MAIN STREET
		STREET 2:		C/O SIMMONS FIRST NATIONAL CORP
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
		BUSINESS PHONE:		8705411000

	MAIL ADDRESS:	
		STREET 1:		501 MAIN STREET
		STREET 2:		C/O SIMMONS FIRST NATIONAL CORP
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
</SEC-HEADER>
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<TYPE>8-K
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<FILENAME>f8k_041519.htm
<DESCRIPTION>FORM 8-K
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<p style="text-align: center;"><font style="font-size: 14pt;"><strong>UNITED STATES</strong><br /><strong>SECURITIES AND EXCHANGE COMMISSION</strong><br /><strong>Washington, D.C. 20549</strong><br />_____________________</font></p>

<p style="text-transform: uppercase; text-align: center;"><font style="font-size: 14pt;"><strong>Form 8-K</strong><br />_____________________</font></p>

<p style="text-align: center;"><font style="font-size: 12pt;"><strong>CURRENT REPORT</strong></font></p>

<p style="text-align: center;"><font style="font-size: 12pt;"><strong>Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</strong></font></p>

<p align="center"><font style="font-size: 10pt;">Date of Report (Date of earliest event Reported): <!--April 15, 2019-->April 12, 2019 &#160;</font></p>

<p align="center"><font style="font-size: 12pt;"><strong>Simmons First National Corporation</strong></font><br /><font style="font-size: 10pt;">(Exact Name of Registrant as Specified in Charter)</font></p>

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    <td align="center" width="33%"><font style="font-size: 10pt;"><strong>Arkansas</strong></font></td>
    <td align="center" width="34%"><font style="font-size: 10pt;"><strong>000-06253</strong></font></td>
    <td align="center" width="33%"><font style="font-size: 10pt;"><strong>71-0407808</strong></font></td></tr>
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    <td align="center" width="33%"><font style="font-size: 10pt;">(State or Other Jurisdiction of Incorporation)</font></td>
    <td align="center" width="34%"><font style="font-size: 10pt;">(Commission File Number)</font></td>
    <td align="center" width="33%"><font style="font-size: 10pt;">(I.R.S. Employer Identification Number)</font></td></tr>
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    <td align="center" width="50%"><font style="font-size: 10pt;"><strong>501 Main Street,  Pine Bluff, Arkansas 71601  </strong><!----></font></td></tr>
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    <td align="center" width="50%"><font style="font-size: 10pt;">(Address of Principal Executive Offices) (Zip Code)</font></td></tr>
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<p align="center"><font style="font-size: 10pt;"><strong>(870) 541-1000</strong><br />(Registrant's telephone number, including area code)</font></p>

<p align="center"><font style="font-size: 10pt;"><strong>Not Applicable</strong><br />(Former name or former address, if changed since last report)</font></p>

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    <td colspan="3"><font style="font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:<br /><br /></font></td></tr>
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    <td width="21"><font style="font-size: 10pt;">&#160;</font></td>
    <td width="40"><font style="font-size: 10pt;">[  ]</font></td>
    <td nowrap="nowrap"><font style="font-size: 10pt;">&#160;&#160;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></td></tr>
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    <td width="21"><font style="font-size: 10pt;">&#160;</font></td>
    <td width="40"><font style="font-size: 10pt;">[  ]</font></td>
    <td nowrap="nowrap"><font style="font-size: 10pt;">&#160;&#160;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></td></tr>
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    <td width="21"><font style="font-size: 10pt;">&#160;</font></td>
    <td width="40"><font style="font-size: 10pt;">[  ]</font></td>
    <td nowrap="nowrap"><font style="font-size: 10pt;">&#160;&#160;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></td></tr>
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    <td width="21"><font style="font-size: 10pt;">&#160;</font></td>
    <td width="40"><font style="font-size: 10pt;">[  ]</font></td>
    <td nowrap="nowrap"><font style="font-size: 10pt;">&#160;&#160;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></td></tr>
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<p style="font-size: 10pt; margin: 0pt;">&#160;</p>

<p style="font-size: 10pt; margin: 0pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR &sect;230.405) or Rule&#160;12b-2&#160;of the Securities Exchange Act of 1934 (17 CFR&#160;&sect;240.12b-2).&#160;Emerging growth company [&#160;&#160; ]</p>

<p style="font-size: 10pt; margin: 0pt;">&#160;</p>

<p style="font-size: 10pt; margin: 0pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [&#160;&#160; ]</p>

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<p><font style="font-size: 10pt;">  <strong>  </strong></font></p>

<p><font style="font-size: 10pt;"><strong>Item 3.02. Unregistered Sales of Equity Securities.</strong></font></p>

<p><font style="font-size: 10pt;">

<p style="text-indent: 20pt">On April 12, 2019 (the &#8220;Closing Date&#8221;), Simmons First National Corporation (&#8220;Simmons&#8221; or the &#8220;Company&#8221;), the parent holding company of Simmons Bank, completed the transactions contemplated by the Agreement and Plan of Merger, dated as of November 13, 2018, as amended on February 11, 2019 (the &#8220;Agreement&#8221;), by and between Simmons and Reliance Bancshares, Inc. (&#8220;Reliance&#8221;), the parent holding company of Reliance Bank. </p>

<p style="text-indent: 20pt"> In accordance with the Agreement, on the Closing Date, each share of Fixed Rate Cumulative Perpetual Preferred Stock, no par value, Series A of Reliance (&#8220;Reliance Series A Preferred Stock&#8221;) and Fixed Rate Cumulative Perpetual Preferred Stock, no par value, Series B of Reliance (&#8220;Reliance Series B Preferred Stock&#8221;) issued and outstanding immediately prior to the Effective Time (as defined below) was converted into the right to receive one share of Series A Preferred Stock, par value $0.01 per share, of Simmons (&#8220;Simmons Series A Preferred Stock&#8221;), or Series B Preferred Stock, par value $0.01 per share, of Simmons (&#8220;Simmons Series B Preferred Stock,&#8221; and together with the Simmons Series A Preferred Stock, &#8220;Simmons A/B Preferred Stock&#8221;), respectively (the &#8220;Conversion&#8221;). There are 40,000 shares of Reliance Series A Preferred Stock and 2,000.02 shares of Reliance Series B Preferred Stock outstanding, which in the Conversion were converted into the same number of shares of Simmons Series A Preferred Stock and Simmons Series B Preferred Stock, respectively.</p>

<p style="text-indent: 20pt"> In the Conversion, Simmons issued the shares of Simmons A/B Preferred Stock described above in reliance on the exemption from registration afforded by Section 4(a)(2) of the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) and Rule 506 of Regulation D promulgated thereunder. </p>

<p style="text-indent: 20pt"> The Simmons Series A Preferred Stock has a liquidation preference of $1,000 per share and is not convertible into Class A Common Stock, par value $0.01 per share, of Simmons (&#8220;Simmons Common Stock&#8221;) or any other security. Holders are entitled to receive cumulative dividends each February 15, May 15, August 15, and November 15. The dividend rate is 9% per annum. The Simmons Series A Preferred Stock may be redeemed at any time at the election of Simmons (and with the approval of the Federal Reserve Board of Governors) at a redemption price of 100% of the liquidation preference, plus accrued but unpaid dividends to the date of redemption. The Simmons Series A Preferred Stock ranks senior to Simmons Common Stock with respect to the payment of dividends and rights upon the voluntary or involuntary liquidation, dissolution, or winding up of Simmons.</p>

<p style="text-indent: 20pt"> The Simmons Series B Preferred Stock has a liquidation preference of $1,000 per share and is not convertible into Simmons Common Stock or any other security. Holders are entitled to receive cumulative dividends each February 15, May 15, August 15, and November 15. The dividend rate is 9% per annum. The Simmons Series B Preferred Stock may be redeemed at any time at the election of Simmons (and with the approval of the Federal Reserve Board of Governors) at a redemption price of 100% of the liquidation preference, plus accrued but unpaid dividends to the date of redemption. Redemption of the Simmons Series B Preferred Stock is also subject to completion of the redemption of the Simmons Series A Preferred Stock. The Simmons Series B Preferred Stock ranks senior to Simmons Common Stock with respect to the payment of dividends and rights upon the voluntary or involuntary liquidation, dissolution, or winding up of Simmons.</p>

<p style="text-indent: 20pt"> The foregoing description of the rights of Simmons A/B Preferred Stock does not purport to be complete and is qualified in its entirety by reference to the full text of the Simmons Series A Preferred Stock and Simmons Series B Preferred Stock Certificates of Designations in the Company&#8217;s Amended and Restated Articles of Incorporation, filed with this Current Report on Form 8-K as Exhibit 3.1, and incorporated herein by reference.</p></font></p>

<p><font style="font-size: 10pt;"><strong>  </strong></font></p>

<p><font style="font-size: 10pt;"><strong>Item 7.01. Regulation FD Disclosure.</strong></font></p>

<p><font style="font-size: 10pt;">

<p style="text-indent: 20pt">On April 15, 2019, the Company issued a press release announcing the consummation of the Mergers (defined below). A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference.</p>

<p style="text-indent: 20pt"> This information (including Exhibit 99.1) is being furnished under Item 7.01 of this Form 8-K and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (&#8220;Exchange Act&#8221;) or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.</p></font></p>

<p><font style="font-size: 10pt;"><strong>  </strong></font></p>

<p><font style="font-size: 10pt;"><strong>Item 8.01. Other Events.</strong></font></p>

<p><font style="font-size: 10pt;">

<p style="text-indent: 20pt">On April 12, 2019, Simmons completed the transactions contemplated by the Agreement. On the Closing Date, (i) Reliance was merged with and into Simmons, with Simmons continuing as the surviving corporation (the &#8220;Merger&#8221;) (the effective time of the Merger, the &#8220;Effective Time&#8221;) and (ii) simultaneously with the Merger, Reliance Bank was merged with and into Simmons Bank, with Simmons Bank continuing as the surviving bank (together with the Merger, the &#8220;Mergers&#8221;). The Mergers were described in the Registration Statement on Form S-4 (File No. 333-229378) filed with the U.S. Securities and Exchange Commission (the &#8220;SEC&#8221;) on January 25, 2019 and amended on February 12, 2019 (the &#8220;Registration Statement&#8221;).</p>

<p style="text-indent: 20pt"> At the Effective Time, pursuant to the terms of the Agreement, each share of common stock, par value $0.25 per share, of Reliance (&#8220;Reliance Common Stock&#8221;) was converted into the right to receive 0.043094 shares of common stock, par value $0.01 per share, of Simmons, with cash paid in lieu of fractional shares, and (ii) $0.602051 in cash (collectively, the &#8220;Per Share Merger Consideration&#8221;). In addition, at the Effective Time, each share of Reliance Series A Preferred Stock and Reliance Series B Preferred Stock was converted into the right to receive one share of Simmons Series A Preferred Stock or Simmons Series B Preferred Stock, respectively, and each holder of shares of 7% Perpetual Convertible Preferred Stock, no par value, Series C of Reliance (&#8220;Reliance Series C Preferred Stock&#8221;), received for each such share of Reliance Series C Preferred Stock one share of Simmons&#8217; comparable 7% Perpetual Convertible Preferred Stock, par value $0.01 per share, Series C (&#8220;Simmons Series C Preferred Stock&#8221;), unless such holder of Reliance Series C Preferred Stock affirmatively elected five days prior to the Effective Time to receive either (i) $1,000 per share plus any accrued and unpaid dividends (which is (a) the liquidation amount of $1,000 per share of Simmons Series C Preferred Stock plus (b) the amount of accrued and unpaid dividends on such share), or (ii) the Per Share Merger Consideration that would be payable if such share had been converted to Reliance Common Stock prior to the Effective Time.</p>

<p style="text-indent: 20pt"> The foregoing summary of the Agreement and the Mergers is not complete and is qualified in its entirety by reference to the complete text of the Agreement, which was filed as Annex A to the Registration Statement, which is incorporated by reference as Exhibit 2.1 hereto and is incorporated herein by reference.</p></font></p>

<p><font style="font-size: 10pt;"><strong>  </strong></font></p>

<p><font style="font-size: 10pt;"><strong>Item 9.01. Financial Statements and Exhibits.</strong></font></p>

<p><font style="font-size: 10pt;">

<p>(d) Exhibits.</p>

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    <td style="width: 13%; border-bottom: Black 1pt solid; font-size: 10pt;"><font style="font-size: 10pt;"><strong>Exhibit</strong></font><br /> <font style="font-size: 10pt;"><strong>No.</strong></font></td>
    <td style="width: 1%;">&#160;</td>
    <td style="width: 86%; border-bottom: Black 1pt solid; font-size: 10pt;"><font style="font-size: 10pt;"><strong>Description</strong></font></td></tr>
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    <td style="vertical-align: bottom;">&#160;</td>
    <td style="vertical-align: top;">&#160;</td></tr>
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    <td style="vertical-align: top; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/90498/000155278119000054/e19074_sfnc-s4a.htm#annex_a"><font style="font-size: 10pt;">2.1</font></a></td>
    <td style="vertical-align: bottom; font-size: 10pt;">&#160;</td>
    <td style="vertical-align: top; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/90498/000155278119000054/e19074_sfnc-s4a.htm#annex_a"><font style="font-size: 10pt;">Agreement and Plan of Merger, dated as of November 13, 2018, as amended on February 11, 2019, by and between Simmons First National Corporation and Reliance Bancshares, Inc. (incorporated herein by reference to Annex A to the Registration Statement on Form S-4/A (File No. 333-229378) filed by Simmons First National Corporation on February 12, 2019).*</font></a></td></tr>
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    <td style="vertical-align: top; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/90498/000117184319002368/exh_31.htm"><font style="font-size: 10pt;">3.1</font></a></td>
    <td style="vertical-align: bottom; font-size: 10pt;">&#160;</td>
    <td style="vertical-align: top; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/90498/000117184319002368/exh_31.htm"><font style="font-size: 10pt;">Amended and Restated Articles of Incorporation of Simmons First National Corporation, as amended on February 12, 2019 (incorporated by reference to Exhibit 3.1 to Simmons First National Corporation&#8217;s Amended Current Report on Form 8-K/A filed with the SEC on April 11, 2019).</font></a></td></tr>
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    <td style="vertical-align: top; font-size: 10pt;"><a href="exh_991.htm">99.1</a></td>
    <td style="vertical-align: bottom;">&#160;</td>
    <td style="vertical-align: top; font-size: 10pt;"><a href="exh_991.htm"><font style="font-size: 10pt;">Press Release issued by Simmons First National Corporation on April 15, 2019.</font></a></td></tr>
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    <td style="vertical-align: bottom; font-size: 10pt;">&#160;</td>
    <td style="vertical-align: top; font-size: 10pt;">&#160;</td></tr>
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<p align="center"><font style="font-size: 10pt;"><strong>SIGNATURE</strong></font></p>

<p><font style="font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></p>

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    <td style="font-size: 12pt;" colspan="2" valign="top"><font style="font-size: 10pt;"><strong>Simmons First National Corporation</strong></font></td></tr>
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    <td width="49%"><font style="font-size: 10pt;"></font></td></tr>
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    <td width="49%"><font style="font-size: 10pt;">Date: April 15, 2019</font></td>
    <td width="2%"><font style="font-size: 10pt;">By:&#160;</font></td>
    <td style="text-decoration: underline;" width="49%"><font style="font-size: 10pt;">/s/ Robert A. Fehlman&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></td></tr>
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    <td width="49%"><font style="font-size: 10pt;">&#160;</font></td>
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    <td width="49%"><font style="font-size: 10pt;">Robert A. Fehlman</font></td></tr>
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    <td width="2%"><font style="font-size: 10pt;">&#160;</font></td>
    <td width="49%"><font style="font-size: 10pt;">Senior Executive Vice President, Chief Financial Officer and Treasurer</font></td></tr>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exh_991.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"><html lang="en-US"><head><title>EdgarFiling</title><meta content="text/html; charset=windows-1252" /><meta name="GENERATOR" content="MSHTML 8.00.7601.18094" /></head><body bgcolor="#ffffff"><p style="text-align: right;"><strong>EXHIBIT 99.1</strong></p><p style="text-align: center;"><font style="font-size: 14pt;"><strong>Simmons First National Corporation Completes Merger of Reliance Bancshares, Inc.</strong></font></p><p style="text-align: center;"><strong></strong></p><p>
 <p align="left">PINE BLUFF, Ark., April  15, 2019  (GLOBE NEWSWIRE) -- Simmons First National Corporation (&#8220;<strong>Simmons</strong>&#8221;) (NASDAQ: SFNC) announced that, on Friday, April 12, 2019, it completed its acquisition of Reliance Bancshares, Inc. (&#8220;<strong>Reliance</strong>&#8221;), headquartered in the St. Louis, Missouri, metropolitan area. A definitive agreement to acquire Reliance was previously announced in November 2018, and Reliance shareholders approved the transaction earlier this month.<br /></p>  <p>Contemporaneously with the completion of the Reliance acquisition, Reliance Bank (the subsidiary bank of Reliance) was merged into Simmons Bank (the subsidiary bank of Simmons), with Simmons Bank as the surviving institution.</p>  <p>&#8220;Today we are excited to welcome our new customers and be able to offer them the full suite of Simmons&#8217; financial products and services,&#8221; said George A. Makris, Jr., chairman and CEO of Simmons. &#8220;By adding over 20 bank branches to our presence in the St. Louis metropolitan area, this merger will strengthen our market share and bring forth additional opportunities for us to better serve this important region, which crosses into Illinois.&#8221;</p>  <p>With the completion of the merger of Reliance, Simmons now has approximately $17.6 billion in consolidated assets and more than 200 branch locations across Arkansas, Colorado, Illinois, Kansas, Missouri, Oklahoma, Tennessee and Texas.</p>  <p>&#8220;The Reliance team is looking forward to working with Simmons Bank to build an even stronger franchise and continuing our proud legacy of delivering an exceptional banking experience,&#8221; said Thomas H. Brouster, Sr., former chairman of Reliance. &#8220;We&#8217;re confident that the combination will bring significant opportunities and benefits to all of our customers, employees and the communities we serve.&#8221; &#160;Mr. Brouster will serve in an advisory capacity to the St. Louis market following the transaction.</p>  <p>&#8220;The transaction was a team effort, one that required the contribution and support of both organizations,&#8221; said Marty Casteel, chairman and CEO of Simmons Bank. &#8220;We have always believed that our unwavering commitment to excellent customer service is what sets us apart, and we look forward to demonstrating this commitment to our new and existing customers in our expanded St. Louis market.&#8221;</p>  <p><strong>About Simmons First National Corporation<br /></strong>Simmons is a financial holding company headquartered in Pine Bluff, Arkansas, with total consolidated assets of approximately $17.6 billion. Simmons, through its subsidiaries, offers comprehensive financial solutions delivered with a client-centric approach in Arkansas, Colorado, Illinois, Kansas, Missouri, Oklahoma, Tennessee and Texas. The company&#8217;s common stock trades on the NASDAQ Global Select Market under the symbol &#8220;SFNC.&#8221;</p>  <p><strong>About Simmons Bank</strong><br />Simmons Bank is an Arkansas state-chartered bank that began as a community bank in 1903. Through the decades, Simmons Bank has developed a full suite of financial products and services designed to meet the needs of individual consumers and business customers alike. Simmons Bank has grown steadily and today operates over 200 branch locations throughout Arkansas, Colorado, Illinois, Kansas, Missouri, Oklahoma, Tennessee and Texas. Simmons Bank is the subsidiary bank for Simmons First National Corporation, a publicly traded bank holding company headquartered in Pine Bluff, Arkansas. For more information, visit simmonsbank.com.</p>  <p><strong>Forward-Looking Statements</strong><br />Statements in this press release that are not historical facts should be considered forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements of this type speak only as of the date of this press release. By nature, forward-looking statements involve inherent risk and uncertainties. Various factors, including, but not limited to, economic conditions, credit quality, interest rates, loan demand and changes in the assumptions used in making the forward-looking statements, could cause actual results to differ materially from those contemplated by the forward-looking statements. Forward-looking statements regarding the Reliance Bank merger are based on currently available information. Actual results could differ materially from the statements made. Additional information on factors that might affect Simmons&#8217; future performance is included in its Form 10-K filing with the U.S. Securities and Exchange Commission.</p>  <p><strong>FOR MORE INFORMATION, CONTACT:</strong></p> <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="max-width:40%; width:40%; min-width:40%;;text-align: left ;  vertical-align: middle; vertical-align: top ; ">STEPHEN C. MASSANELLI</td><td style="max-width:10%; width:10%; min-width:10%;;text-align: left ;  vertical-align: middle; vertical-align: top ; ">OR</td><td style="max-width:50%; width:50%; min-width:50%;;text-align: left ;  vertical-align: middle; vertical-align: top ; ">CAROLINE P. MAKRIS</td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">EVP &amp; Chief Administrative Officer</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">VP/Manager Marketing &amp; Communications</td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">Simmons Bank</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">Simmons Bank</td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">steve.massanelli@simmonsbank.com</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">caroline.makris@simmonsbank.com</td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; "> 501.377.7615 (direct) </td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; "> 501.944.0518 (mobile)  </td></tr></table> <p><br /></p>  <p>&#160;<br /></p> </p><p /></body></html>
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