<SEC-DOCUMENT>0001171843-19-007065.txt : 20191101
<SEC-HEADER>0001171843-19-007065.hdr.sgml : 20191101
<ACCEPTANCE-DATETIME>20191101085231
ACCESSION NUMBER:		0001171843-19-007065
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20191029
ITEM INFORMATION:		Material Modifications to Rights of Security Holders
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20191101
DATE AS OF CHANGE:		20191101

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SIMMONS FIRST NATIONAL CORP
		CENTRAL INDEX KEY:			0000090498
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				710407808
		STATE OF INCORPORATION:			AR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-06253
		FILM NUMBER:		191185291

	BUSINESS ADDRESS:	
		STREET 1:		501 MAIN STREET
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
		BUSINESS PHONE:		8705411000

	MAIL ADDRESS:	
		STREET 1:		501 MAIN STREET
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8k_103119.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31" xmlns:us-roles="http://fasb.org/us-roles/2019-01-31" xmlns:country="http://xbrl.sec.gov/country/2017-01-31" xmlns:srt="http://fasb.org/srt/2019-01-31" xmlns:SFNC="http://globenewswire.com/20191029">
<head>
     <title></title>
</head>
<!-- Field: Set; Name: xdx; ID: xdx_021_US%2DGAAP%2D2019 -->
<!-- Field: Set; Name: xdx; ID: xdx_035_SFNC_globenewswire.com_20191029 -->
<!-- Field: Set; Name: xdx; ID: xdx_04D_20191029_20191029 -->
<!-- Field: Set; Name: xdx; ID: xdx_05F_edei%2D%2DEntityCentralIndexKey_0000090498 -->
<!-- Field: Set; Name: xdx; ID: xdx_059_edei%2D%2DAmendmentFlag_false -->
<!-- Field: Set; Name: xdx; ID: xdx_050_edei%2D%2DCurrentFiscalYearEndDate_12/31 -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<body>
<div style="display: none">
<ix:header>
  <ix:hidden>
    <ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityCentralIndexKey">0000090498</ix:nonNumeric>
    <ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt:booleanfalse" name="dei:AmendmentFlag">false</ix:nonNumeric>
    <ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt:datemonthday" name="dei:CurrentFiscalYearEndDate">12/31</ix:nonNumeric>
    </ix:hidden>
  <ix:references>
    <link:schemaRef xlink:href="sfnc-20191029.xsd" xlink:type="simple" />
    </ix:references>
  <ix:resources>
    <xbrli:context id="From2019-10-29to2019-10-29">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000090498</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2019-10-29</xbrli:startDate>
        <xbrli:endDate>2019-10-29</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
    </ix:resources>
  </ix:header>
</div>


<div style="margin-top: 3pt; margin-bottom: 12pt"><div style="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid; width: 100%">&#160;</div></div>
<p style="font-size: 14pt; text-align: center; margin-top: 6pt; margin-bottom: 0pt">UNITED STATES</p>
<p style="font-size: 14pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">SECURITIES AND EXCHANGE COMMISSION</p>
<p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 12pt">Washington, D.C. 20549</p>

<p style="font-size: 16pt; text-align: center; margin-top: 6pt; margin-bottom: 12pt">FORM <span id="xdx_90F_edei--DocumentType_c20191029__20191029_z4Jt5PPBDc9i"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:DocumentType">8-K</ix:nonNumeric></span></p>


<p style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 12pt">CURRENT REPORT</p>
<p style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 12pt">Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934</p>

<p style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 12pt">Date of Report (Date of earliest event reported):&#160; <span id="xdx_901_edei--DocumentPeriodEndDate_c20191029__20191029_zcIgv8J60mib"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">October 29, 2019</ix:nonNumeric></span></p>


<p style="font-size: 16pt; text-align: center; margin-top: 6pt; margin-bottom: 0pt"><span id="xdx_903_edei--EntityRegistrantName_c20191029__20191029_zsbCpJsvTaBh"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityRegistrantName">SIMMONS FIRST NATIONAL CORPORATION</ix:nonNumeric></span></p>
<p style="font-size: 10pt; text-align: center; margin-top: 0; margin-bottom: 6pt">(Exact name of registrant as specified in its charter)</p>
<p style="text-align: center">_______________________________</p>

<table border="0" cellspacing="0" cellpadding="0" style="width: 100%; margin-right: auto; margin-left: auto">
	<tr style="vertical-align: top">
		<td style="width: 33%; font-size: 10pt; text-align: center"><span id="xdx_908_edei--EntityIncorporationStateCountryCode_c20191029__20191029_zSqxU8rF1ku4"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode">Arkansas</ix:nonNumeric></span></td>
		<td style="width: 34%; font-size: 10pt; text-align: center"><span id="xdx_90F_edei--EntityFileNumber_c20191029__20191029_zIILdKnKq7U2"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityFileNumber">000-06253</ix:nonNumeric></span></td>
		<td style="width: 33%; font-size: 10pt; text-align: center"><span id="xdx_90F_edei--EntityTaxIdentificationNumber_c20191029__20191029_zHEeaLcjchWh"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityTaxIdentificationNumber">71-0407808</ix:nonNumeric></span></td>
	</tr>
	<tr style="vertical-align: top">
		<td style="font-size: 10pt; text-align: center">(State or Other Jurisdiction of Incorporation)</td>
		<td style="font-size: 10pt; text-align: center">(Commission File Number)</td>
		<td style="font-size: 10pt; text-align: center">(I.R.S. Employer Identification No.)</td>
	</tr>
<tr style="vertical-align: top">
  <td style="font-size: 10pt; text-align: center">&#160;</td>
  <td style="font-size: 10pt; text-align: center">&#160;</td>
  <td style="font-size: 10pt; text-align: center">&#160;</td></tr>
  <!-- Postal Address Country={{EdgarFiler.Country}} -->
<tr style="vertical-align: top">
  <td style="font-size: 10pt; text-align: center"><span id="xdx_906_edei--EntityAddressAddressLine1_c20191029__20191029_z7TRkzG1xMib"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityAddressAddressLine1">501 Main Street</ix:nonNumeric></span>,
	<span id="xdx_909_edei--EntityAddressCityOrTown_c20191029__20191029_zbaqwCTOsAae"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityAddressCityOrTown">Pine Bluff</ix:nonNumeric></span>,
	<span id="xdx_903_edei--EntityAddressStateOrProvince_c20191029__20191029_z9aNsJ5t8o7e"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince">Arkansas</ix:nonNumeric></span></td>
  <td style="font-size: 10pt; text-align: center">&#160;</td>
  <td style="font-size: 10pt; text-align: center"><span id="xdx_90A_edei--EntityAddressPostalZipCode_c20191029__20191029_zWhAyYHmzBmf"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityAddressPostalZipCode">71601</ix:nonNumeric></span></td></tr>
<tr style="vertical-align: top">
  <td style="font-size: 10pt; text-align: center">(Address of Principal Executive Offices)&#160;</td>
  <td style="font-size: 10pt; text-align: center">&#160;</td>
  <td style="font-size: 10pt; text-align: center">(Zip Code)&#160;</td></tr>
</table>

<!-- Postal Address Country={{EdgarFiler.Country}} -->

<!-- Phone Number -->
<p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">(<span><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:CityAreaCode">870</ix:nonNumeric></span>) <span><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:LocalPhoneNumber">541-1000</ix:nonNumeric></span></p>


<p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">Registrant&#39;s telephone number, including area code: </p>

<p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 6pt">&#160;</p>

<p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span id="xdx_900_edei--EntityInformationFormerLegalOrRegisteredName_c20191029__20191029_z7piPKKLi9Ve"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:EntityInformationFormerLegalOrRegisteredName">Not Applicable</ix:nonNumeric></span></p>

<p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 12pt">(Former name or former address, if changed since last report.)</p>

<!-- Checkboxes -->
<p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>
<table cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 6pt; margin-bottom: 6pt; font-size: 10pt">
	<tr style="vertical-align: top">
		<td style="width: 3%; text-align: center; vertical-align: middle"><span id="xdx_90D_edei--WrittenCommunications_c20191029__20191029_zEjxHFlFoyK2"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications">&#9744;</ix:nonNumeric></span></td>
		<td style="width: 97%; text-align: left"> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</td>
	</tr>
	<tr style="vertical-align: top">
		 <td style="width: 3%; text-align: center; vertical-align: middle"><span id="xdx_904_edei--SolicitingMaterial_c20191029__20191029_z3Q7b14uOek"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial">&#9744;</ix:nonNumeric></span></td>
		 <td style="width: 97%; text-align: left"> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</td>
	</tr>

	<tr style="vertical-align: top">
		<td style="width: 3%; text-align: center; vertical-align: middle"><span id="xdx_90C_edei--PreCommencementTenderOffer_c20191029__20191029_zIsStB6SU4Gi"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer">&#9744;</ix:nonNumeric></span></td>
		<td style="width: 97%; text-align: left"> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</td>
	</tr>
	<tr style="vertical-align: top">
		<td style="width: 3%; text-align: center; vertical-align: middle"><span id="xdx_909_edei--PreCommencementIssuerTenderOffer_c20191029__20191029_zv6fa57YxAck"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer">&#9744;</ix:nonNumeric></span></td>
		<td style="width: 97%; text-align: left"> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</td>
	</tr>
</table>

<!-- Securities Table -->
<p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt">Securities registered pursuant to Section 12(b) of the Act:</p>
<!-- Securities Table: {{EdgarFiler.EdgarFiling.EdgarFilingMetadata.SecuritiesTable}} -->
<table border="0" cellspacing="0" cellpadding="0" style="width: 100%">
	<tr style="vertical-align: top">
		<td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 39%; border-bottom: Black 1pt solid; border-left: Black 1pt solid; border-top: Black 1pt solid">Title of each class</td>
		<td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 23%; border-bottom: Black 1pt solid; border-left: Black 1pt solid; border-top: Black 1pt solid">Trading Symbol(s)</td>
		<td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 38%; border: Black 1pt solid">Name of each exchange on which registered</td>
	</tr>
	<tr style="vertical-align: top">
		<td style="font-size: 10pt; text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid"><span id="xdx_901_edei--Security12bTitle_c20191029__20191029_zqPIP7bLhN06"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:Security12bTitle">Common stock, par value $0.01 per share</ix:nonNumeric></span></td>
		<td style="font-size: 10pt; text-align: center; border-left: Black 1pt solid; border-bottom: Black 1pt solid"><span id="xdx_901_edei--TradingSymbol_c20191029__20191029_zNjD5ETb1tYk"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" name="dei:TradingSymbol">SFNC</ix:nonNumeric></span></td>
		<td style="font-size: 10pt; text-align: center; border-left: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid"><span id="xdx_900_edei--SecurityExchangeName_c20191029__20191029_zolY881P0I5l"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">The NASDAQ Global Select Market</ix:nonNumeric></span></td>
	</tr>
</table>

<!-- Emerging Growth Company -->
<p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act
of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p>

<p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt">Emerging growth company <span id="xdx_904_edei--EntityEmergingGrowthCompany_c20191029__20191029_zdKsy8q0RCr2"><ix:nonNumeric contextRef="From2019-10-29to2019-10-29" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany">&#9744;</ix:nonNumeric></span></p>

<p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt">If an emerging growth company,indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p>

<!-- Field: Page; Sequence: 1 -->
    <div style="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 4pt solid">&#160;</div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt">&#160;</div>
    <!-- Field: /Page -->

<!-- 8-K Items -->
<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 45pt; text-indent: -45pt"><b>Item 3.03 Material Modification
to Rights of Security Holders.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 45pt; text-indent: -45pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The information set forth in Item 5.03 of
this Current Report on Form 8-K is hereby incorporated by reference into this Item 3.03.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Item 5.03 Amendments to Articles of Incorporation or Bylaws;
Change in Fiscal Year.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">On October 29, 2019, Simmons First National
Corporation (&#8220;Simmons&#8221; or the &#8220;Company&#8221;) filed its Amended and Restated Articles of Incorporation (&#8220;Amended
Articles&#8221;) with the Arkansas Secretary of State. The Amended Articles classify and designate Series D Preferred Stock, Par
Value $0.01 Per Share (&#8220;Series D Preferred Stock&#8221;) out of the Company&#8217;s authorized preferred stock. The Amended
Articles also cancel the Company&#8217;s 7% Perpetual Convertible Preferred Stock, Par Value $0.01 Per Share, Series C (&#8220;Series
C Preferred Stock&#8221;), having 140 authorized shares, of which no shares have ever been issued or outstanding. The Amended Articles
were effective as of October 29, 2019.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Series D Preferred Stock has a liquidation
preference of $1,000 per share and is not convertible into Company common stock or any other security. Holders are entitled to
receive non-cumulative dividends with respect to each calendar year. The dividend rate is 6.75% per annum. The Series D Preferred
Stock may be redeemed at any time on or after October 1, 2021, or if the Series D Preferred Stock no longer constitutes additional
Tier 1 capital of Simmons, at the election of Simmons (and with the approval of the Federal Reserve Board of Governors) at a redemption
price of $1,000 per share of Series D Preferred Stock plus the sum of any declared and unpaid dividends plus any dividends payable
but unpaid for the then current dividend period to, but excluding, the date fixed for redemption. The Series D Preferred Stock
ranks senior to the common stock of the Company with respect to the payment of dividends and rights upon the voluntary or involuntary
liquidation, dissolution, or winding up of the Company.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The foregoing descriptions of the Series
D Preferred Stock and the cancelation of the Series C Preferred Stock are qualified in their entirety by reference to the Amended
Articles, which are filed herewith as Exhibit 3.1 and incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Item 8.01. Other Events.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 20pt">On October 31, 2019 (the &#8220;Closing Date&#8221;),
Simmons completed the transactions contemplated by the Agreement and Plan of Merger, dated as of July 30, 2019 (the &#8220;Agreement&#8221;),
by and between Simmons and The Landrum Company (&#8220;Landrum&#8221;). On the Closing Date, Landrum was merged with and into Simmons,
with Simmons continuing as the surviving corporation (the &#8220;Merger&#8221;) (the effective time of the Merger, the &#8220;Effective
Time&#8221;). The Merger was described in the Registration Statement on Form S-4 (File No. 333-233559) filed with the U.S. Securities
and Exchange Commission on August 30, 2019 and amended on September 13, 2019 (the &#8220;Registration Statement&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 20pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 20pt">At the Effective Time, pursuant to the terms
of the Agreement, each share of Class A Common Voting Stock, par value $0.01 per share, of Landrum, and Class B Common Nonvoting
Stock, par value $0.01 per share, of Landrum was converted into the right to receive 25.5022 shares of Class A Common Stock, par
value $0.01 per share, of Simmons, with cash paid in lieu of fractional shares. In addition, at the Effective Time, each share
of Landrum&#8217;s Series E Preferred Stock, no par value per share, was converted into the right to receive one share of Simmons&#8217;
comparable Series D Preferred Stock.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 20pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 20pt">The foregoing summary of the Agreement and
the Merger is not complete and is qualified in its entirety by reference to the complete text of the Agreement, which was filed
as Annex A to the Registration Statement, which is incorporated by reference as Exhibit 2.1 hereto and is incorporated herein by
reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 20pt">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Item 9.01. Financial Statements and Exhibits.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(d) Exhibits.</p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: bottom">
    <td style="width: 12%; border-bottom: black 1pt solid"><span style="font: 10pt Times New Roman, Times, Serif"><b>Exhibit</b><br />
<b>No.</b></span></td>
    <td style="width: 1%">&#160;</td>
    <td style="width: 87%; border-bottom: black 1pt solid"><b>Description</b></td></tr>
<tr>
    <td style="vertical-align: top">&#160;</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">&#160;</td></tr>
<tr>
    <td style="vertical-align: top"><a href="http://www.sec.gov/Archives/edgar/data/90498/000155278119000385/e19411_snfc-s4a.htm#a_001"><span style="font: 10pt Times New Roman, Times, Serif">2.1</span></a></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="http://www.sec.gov/Archives/edgar/data/90498/000155278119000385/e19411_snfc-s4a.htm#a_001"><span style="font: 10pt Times New Roman, Times, Serif">Agreement and Plan of Merger, dated as of July 30, 2019, by and between Simmons First National Corporation and The Landrum Company (incorporated herein by reference to Annex A to the Registration Statement on Form S-4/A (File No. 333-233559) filed by Simmons First National Corporation on September 13, 2019).</span></a></td></tr>
<tr>
    <td style="vertical-align: top"><a href="exh_31.htm"><span style="font: 10pt Times New Roman, Times, Serif">3.1</span></a></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="exh_31.htm"><span style="font: 10pt Times New Roman, Times, Serif">Amended and Restated Articles of Incorporation of Simmons First National Corporation, as amended on October 29, 2019.</span></a></td></tr>
<tr>
    <td style="vertical-align: top"><span style="font: 10pt Times New Roman, Times, Serif">104</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><span style="font: 10pt Times New Roman, Times, Serif">Cover Page Interactive Data File (embedded within the Inline XBRL document).</span></td></tr>
</table>


<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"></p>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<!-- Field: Page; Sequence: 2 -->
    <div style="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 4pt solid">&#160;</div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt">&#160;</div>
    <!-- Field: /Page -->


<!-- Signatures -->
<p style="font-size: 10pt; text-align: center">SIGNATURE</p>
<p style="font-size: 10pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>
<table border="0" cellspacing="0" cellpadding="0" style="width: 100%">
	<tr style="vertical-align: top; font-size: 10pt">
		<td style="font-size: 10pt">&#160;</td>
		<td colspan="2" style="font-size: 10pt; font-weight: bold">SIMMONS FIRST NATIONAL CORPORATION</td>
	</tr>
	<tr style="vertical-align: top; font-size: 10pt">
		<td style="font-size: 10pt; width: 49%">&#160;</td>
		<td style="font-size: 10pt; width: 2%">&#160;</td>
		<td style="font-size: 10pt; width: 49%">&#160;</td>
	</tr>
	<tr style="vertical-align: top; font-size: 10pt">
	<td style="font-size: 10pt">&#160;</td>
	<td style="font-size: 10pt">By:&#160;</td>
	<td style="font-size: 10pt; text-decoration: underline">/s/ Robert A. Fehlman&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
	</tr>
	<tr style="vertical-align: top; font-size: 10pt">
		<td style="font-size: 10pt">Date: November 01, 2019</td>
		<td style="font-size: 10pt">&#160;</td>
		<td style="font-size: 10pt">Robert A. Fehlman</td>
	</tr>
	<tr style="vertical-align: top; font-size: 10pt">
		<td style="font-size: 10pt">&#160;</td>
		<td style="font-size: 10pt">&#160;</td>
		<td style="font-size: 10pt">&#160;Senior Executive Vice President, Chief Financial Officer, Chief Operating Officer and Treasurer</td>
	</tr>
</table>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>



</body>
</html>
<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJxFjUEKwkAMRU/QO4RZi06rLuxOi4pYRUoRt4ONMthOSmas9kje0mmLGAIh+Xn/CzESW9roEhkuqyyFHKu6VA4hwxsymiv6j2S3j8HPDO/aOlbG9esPTMgz6Jn5WF79vf9stMUihlBOpuEkXIBcxLMIlgcRdHpC5qYLNE6rEpQp4MRUs0anuB0ccvUmQ1XbJ52RrSbj7cZykD8QyTCCIzXqRfywkKaJCEZ9BWLL9Ky7mKd1VMG6xMpn2QH9d/AF1qBJDQ== -->
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>exh_31.htm
<DESCRIPTION>EXHIBIT 3.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0; text-align: right"><B>Exhibit 3.1</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>AMENDED AND RESTATED</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ARTICLES OF INCORPORATION OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIMMONS FIRST NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to, and in
accordance with, the Arkansas Business Corporation Act of 1987, the Articles of Incorporation of Simmons First National Corporation
are hereby amended and restated as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>FIRST</U></B>:
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The name of this Corporation is</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in"><B>&nbsp;&nbsp;SIMMONS FIRST NATIONAL
CORPORATION</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>SECOND</U></B>:
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The duration of this Corporation and the period of its existence shall be perpetual.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>THIRD</U></B>:
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The nature of the business of this Corporation and the objects and purposes proposed to be transacted, promoted or carried on
by it are as follows, to-wit:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) To act as a holding
company and to acquire and own stock or other interest in other businesses of any lawful character, including specifically banks,
mortgage loan and servicing businesses, factoring businesses, and other financially oriented businesses; and as shareholder or
as owner of other interest in such businesses, to exercise all rights incident thereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) To do all things
herein set forth, and in addition, all such other acts and things necessary or convenient or intended for the attainment of any
of the purposes of this Corporation and to participate in, engage in, carry on and conduct any business that a natural person lawfully
might or could do insofar as such acts and business undertakings are permitted to be done by a corporation organized under the
general corporation laws of the State of Arkansas, with all powers conferred upon corporations, specifically or by inference, under
the laws of the State of Arkansas.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>FOURTH</U></B>:
The authorized capital stock of this Corporation shall consist of 175,000,000 shares of Class A Common Stock having a par
value of $0.01 per share and 40,040,000 shares of Preferred Stock having a par value of $0.01 per share, with the powers,
privileges, incidents, preferences and limitations hereinafter set forth below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) <B>Class A common
Stock</B>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The entire voting power
of this Corporation shall be vested in the Class A common stock, and the holder of each share of the Class A common stock shall
be entitled to one vote, in person or by proxy, for each share of such stock standing in the holder's name on the books of the
Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 1; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) <B>Preferred Stock</B>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Board of Directors
is authorized, subject to limitations prescribed by law and the provisions of this Article FOURTH, to provide for the issuance
of Preferred Stock, in series, and by filing a certificate pursuant to the applicable law of the State of Arkansas, to establish
from time to time the number of shares to be included in each such series, and to fix the designation, powers, preferences and
rights of the shares of each such series and the qualifications, limitations or restrictions thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The authority of the
Board with respect to each series shall include, but not be limited to, determination of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(1) The number of shares
constituting that series and the distinctive designation of that series;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(2) The dividend rate
on the shares of that series, whether dividends shall be cumulative, and, if so, from which date or dates, and the relative rights
of priority, if any, of payment of dividends on shares of that series;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(3) Whether that series
shall have voting rights, in addition to the voting rights provided by law, and, if so, the terms of such voting rights;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(4) Whether that series
shall have conversion privileges, and, if so, the terms and conditions of such conversion, including provision for adjustment of
the conversion rate in such events as the Board of Directors shall determine;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(5) Whether or not
the shares of that series shall be redeemable, and, if so, the terms and conditions of such redemption, including the date or date
upon or after which they shall be redeemable, and the amount per share payable in case of redemption, which amount may vary under
different conditions and at different redemption dates;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(6) Whether that series
shall have a sinking fund for the redemption or purchase of shares of that series, and, if so, the terms and amount of such sinking
fund;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(7) The rights of the
shares of that series in the event of voluntary or involuntary liquidation, dissolution or winding up of the corporation, and the
relative rights of priority, if any, of payment of shares of that series;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(8) Any other relative
rights, preferences and limitations of that series.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The aggregate liquidation
preference of all shares of Preferred stock shall not exceed $80,000,000. The aggregate liquidation preference may be allocated
among shares in different series in such manner and amounts as the Board may determine in the resolution establishing such series.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 2; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Dividends on outstanding
shares of Preferred Stock shall be paid or declared and set apart for payment before any dividends shall be paid or declared and
set apart for payment on the common shares with respect to the same dividend period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) <B>General </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(1) No shareholder
of the Corporation shall because of the ownership of stock have a pre-emptive or other right to purchase, subscribe for, or take
any part of the stock or any part of the notes, debentures, bonds or other securities convertible into or carrying options or warrants
to purchase stock of the Corporation issued, optioned, or sold by it. Any part of the capital stock authorized by the Articles
of Incorporation or any amendment thereto duly filed, and any part of the notes, debentures, bonds or other securities convertible
into or carrying options or warrants to purchase stock of the Corporation may, at any time, be issued, optioned for sale, and sold
or disposed of by the Corporation pursuant to resolution of its Board of Directors to such persons and upon such terms as to such
Board may seem proper without first offering such stock or securities or any part thereof to existing shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(2) The Board of Directors
of the Corporation shall have the power, at their discretion, to prepare and cause to be issued convertible bonds or debentures
of the Corporation, whether or not secured by a sinking fund, pledge or other commitment, having such rights, conversion options
into the Class A common stock of the Corporation, bearing such interest, having such maturity dates, with such restrictions, incidents,
privileges, and characteristics, and in such amounts, total and individually, as may be determined by the Board of Directors to
be appropriate for the corporate purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>FIFTH</U></B>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Corporation shall not commence business until it has received consideration of the value of at least Three Hundred Dollars for
the issuance of its shares of stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>SIXTH</U></B>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
initial office of the Corporation shall be at Fifth and Main Streets in the City of Pine Bluff, Arkansas, and the name of the resident
agent of the Corporation is George A. Makris, whose address is 501 Main Street, Pine Bluff, Arkansas, 71601.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>SEVENTH</U></B>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The name and post office address of the incorporator is Wayne A. Stone, 10 Westridge Drive, Pine Bluff, Arkansas.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>EIGHTH</U></B>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Board of Directors of this Corporation shall consist of not less than five (5) nor more than twenty-five (25) persons, the exact
number of directors within such minimum and maximum limits to be fixed and determined, from time to time, by resolution of majority
of the full Board of Directors or by resolution of the shareholders at any annual or special meeting thereof. Any vacancy in the
Board of Directors for any reason, including an increase in the number thereof, may be filled by action of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>NINTH</U></B>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
affairs and business of this Corporation shall be controlled and conducted by the Board of Directors. The Board of Directors may
make By-Laws for the management of the affairs and business of this Corporation, from time to time, and may amend or repeal such
By-Laws. In addition, the Corporation and Board of Directors shall have all the powers provided for boards of directors and corporations
under the laws of the State of Arkansas, including, but not limited to, the power to create an Executive Committee from among their
number, to provide for the day-to-day management and operations of the Corporation's affairs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>TENTH</U></B>:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
private property of the stockholders shall not be subject to the payment of the corporate debts to any extent whatsoever.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>ELEVENTH</U></B>:
(a)(1) Except as otherwise expressly provided in this Article, in the event that any person becomes an Interested Stockholder (as
hereinafter defined), then any acquisition of additional Voting Shares (as hereinafter defined), other than through a Business
Combination (as hereinafter defined), by such Interested Stockholder shall only be pursuant to a Tender Offer ( as hereinafter
defined) to acquire, for cash, any and all outstanding shares of capital stock of the Corporation entitled to vote generally in
the election of directors (&quot;Voting Shares&quot;) not owned by such Interested Stockholder at the Fair Price (as hereinafter
defined).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(2) The provisions of
this section (a) shall not apply to any person exempted from the requirements of this section by the Board of Directors in a resolution
passed before the person becomes an Interested Stockholder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(3) A Tender Offer shall
be made on the terms and subject to the conditions as set forth below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(i) All expenses associated
with the making and conduct of the Tender Offer shall be the sole responsibility of the Interested Stockholder; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(ii) The Tender Offer
shall be an offer to purchase any and all outstanding Voting Shares not owned by the Interested Stockholder at a price per share
not less than the Fair Price, net to the seller in cash. Shares tendered pursuant to valid guarantees of delivery before the initial
expiration date of the Tender Offer, specifically identifying certificates therefor, shall be deemed to be validly tendered for
purposes of the Tender Offer. The initial expiration of the Tender Offer shall not be less than twenty (20) business days after
the commencement of the Tender Offer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) In addition to
any affirmative vote required by law, and except as otherwise expressly provided in this Article:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(1) any merger or consolidation
of the Corporation with or into any other Corporation, or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 4; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(2) any sale, lease,
exchange, mortgage, pledge, transfer or other disposition (in one transaction or a series of related transactions) of all or substantially
all of the property and assets of the Corporation, or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(3) the adoption of any
plan or proposal of liquidation or dissolution of the Corporation; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(4) any reclassification
of the Corporation's securities (including any stock split); shall require the affirmative vote of the holders of at least 80%
of the outstanding Voting Shares, unless such Business Combination is approved by 80% of the Continuing Directors (as hereinafter
defined) of the Corporation. Such affirmative vote of the shareholders or directors shall be required, notwithstanding the fact
that no vote may be required, or that some lesser percentage may be specified, by law or in any agreement or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) The provisions
of sections (a) and (b) of this Article shall not be applicable to any Business Combination or stock acquisition, and such Business
Combination or stock acquisition shall require only such affirmative vote as is required by law and any other provisions of these
Articles of Incorporation, if any, if such transaction has been approved by 80% of the Continuing Directors of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d) For purposes of
this Article:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(1) &quot;Business Combination&quot;
means any transaction which is referred to in any one or more paragraphs (1) through (4) of section (b) of this Article.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(2) &quot;Person&quot;
includes a natural person, corporation, partnership, association, joint stock company, trust, unincorporated association or other
entity. When two or more Persons act as a partnership, limited partnership, syndicate or other group for the purpose of acquiring,
holding or disposing of common stock, such syndicate or group shall be deemed a Person for purposes of this Article.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(3) &quot;Interested
Stockholder&quot; means any Person (other than the Corporation), any Subsidiary (as hereinafter defined) or any Employee Stock
Ownership Trust or other compensation plan of the Corporation, who or which as of any date immediately prior to the consummation
of any transaction described in this Article:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(i) is the beneficial
owner, directly or indirectly, of more than 10% of the Voting Shares; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(ii) is an Affiliate
of the Corporation and at any time within two years prior thereto was the beneficial owner, directly or indirectly, of not less
than 6% of the then outstanding Voting Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(4) &quot;Tender Offer&quot;
means a tender offer for cash made in accordance with the then applicable rules and regulations of the Securities and Exchange
Commission issued pursuant to Section 14(d) of the Securities Exchange Act of 1934, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(5) &quot;Fair Price&quot;
means the amount payable by the Interested Stockholder in respect of each Voting Share, which shall be the greater amount determined
on either of the following bases:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(i) The highest price
per share of Voting Shares including commissions paid to brokers or dealers for solicitation or other services, at which Voting
Shares held by the Interested Stockholder were acquired pursuant to any market purchase or otherwise within the preceding twenty-four
(24) full calendar months prior to the commencement of the Tender Offer. For purposes of this subsection (i), if the consideration
paid in any such acquisition of Voting Shares consisted, in whole or part, of consideration other than cash, then such other consideration
shall be valued at the market value thereof at the time of the payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(ii) The highest sale
price per share of the Voting Shares for any trading day during the preceding twenty-four (24) full calendar months prior to the
commencement of the Tender Offer. For purposes of this subsection (ii), the sale price for any trading day shall be the last sale
price per share of Voting Shares as reported in the National Association of Securities Dealers Automated Quotation System.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(6) &quot;Beneficial
Ownership&quot; means any right or power through any contract, arrangement, understanding, relationship or otherwise to exercise,
directly or indirectly, (1) voting power, which includes the power to vote, or to direct the voting of, the Voting Shares, or (2)
investment power, which includes the power to dispose of, or to direct the disposition of, the Voting Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the
foregoing, Beneficial Ownership shall not include (1) ownership by a registered broker holding shares of Voting Shares in its street
name for customers, or (2) ownership by an employee plan maintained for the Company's employees, provided that each employee is
entitled to vote the shares in the trust which are allocable to him.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(7) A person shall be
a &quot;beneficial owner&quot; of any Voting Shares:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(i) which such Person
or any of its Affiliates or Associates (as hereinafter defined) beneficially owns, directly or indirectly; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(ii) which such Person
or any of its Affiliates or Associates has (a) the right to acquire (whether such right is exercisable immediately or only after
the passage of time), pursuant to any agreement, arrangement or understanding, or upon the exercise of conversion rights, exchange
rights, warrants or options, or otherwise, or (b) the right to vote pursuant to any agreement, arrangement or understanding, or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(iii) which are beneficially
owned, directly or indirectly, by any other Person with which such first mentioned Person or any of its Affiliates or Associates
has any agreement, arrangement or understanding for the purpose of acquiring, holding, voting or disposing of any Voting Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(8) An &quot;Affiliate&quot;
of, or a Person &quot;affiliated&quot; with, a specified Person, is a Person that directly or indirectly through one or more intermediaries
controls, or is controlled by, or is under common control with the Person specified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(9) The term &quot;Associate&quot;
used to indicate a relationship with any Person means (1) any corporation or organization (other than the Corporation or a majority-owned
subsidiary of the Corporation) of which such Person is an officer or partner or is, directly or indirectly, the beneficial owner
of 10% or more of any class of equity securities, (2) any trust or other estate in which such Person has a substantial beneficial
interest or as to which such Person serves as trustee or in a similar fiduciary capacity, or (3) any relative or spouse of such
Person, or any relative of such spouse, who has the same home as such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(10) The outstanding
Voting Shares shall include shares deemed owned through application of paragraph (7) of section (d) above, but shall not include
any other Voting Shares which may be issuable pursuant to any agreement or upon exercise of conversion rights, warrants, or options,
or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(11) &quot;Proponent&quot;
means any Person (or its Affiliates or Associates) which makes any Tender Offer for the Voting Shares or proposes any Business
Combination directly affecting the Corporation or its subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(12) &quot;Continuing
Directors&quot; means the incumbent directors of the Corporation on the date immediately preceding the date the Proponent (or its
Affiliates or Associates) became an Interested Stockholder. In the event the Proponent (or its Affiliates or Associates) is not
an Interested Stockholder, then all directors of the Corporation shall be Continuing Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(13) &quot;Subsidiary&quot;
shall mean a corporation of which a majority of each class of equity is owned, directly or indirectly, by the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(e) A majority of the
Continuing Directors shall have the power and duty to determine for the purposes of this Article on the basis of information known
to them, (1) if a Business Combination is proposed by or on behalf of an Interested Stockholder or Affiliate of an Interested Stockholder,
(2) the number of Voting Shares beneficially owned by any Person, (3) whether a person is an Affiliate or Associate of another,
or (4) whether a person has an agreement, arrangement or understanding with another as to the matters referred to in paragraph
(7) of section (d) above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(f) Nothing contained
in this Article shall be construed to relieve any Interested Stockholder from any fiduciary obligation imposed by law. The Board
of Directors is specifically authorized to seek equitable relief, including an injunction, to enforce the provisions of the Article.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>TWELFTH</U>:</B>
(a) Every person who was or is a party of, is threatened to be made party to, or is involved in, any action, suit or
proceeding, whether civil, criminal, administrative or investigative, by reason of the fact that he is or was a director or
officer of the Corporation (or is or was serving at the request of the Corporation as a director or officer of another
corporation, or as its representative in a partnership, joint venture, trust or other enterprise) shall be indemnified and
held harmless to the fullest extent legally permissible under and pursuant to any procedure specified in the Arkansas
Business Corporation Act of 1965, as amended and as the same may be amended hereafter, against all expenses, liabilities and
losses (including attorney's fees, judgments, fines and amounts paid or to be paid in settlement) reasonably incurred or
suffered by him in connection therewith. Such right of indemnification shall be a contract right that may enforced in any
lawful manner by such person, and the Corporation may in the discretion of the Board of Directors enter into indemnification
agreements with its directors and officers. Such right of indemnification shall not be exclusive of any other right which
such director or officer may have or hereafter acquire and, without limiting the generality of such statement, he shall be
entitled to his rights of indemnification under any agreement, vote of stockholders, provision of law or otherwise, as well
as his rights under this section.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) The Board of Directors
may cause the Corporation to purchase and maintain insurance on behalf of any person who is, or was, a director of officer of the
Corporation, or is or was serving at the request of the Corporation as a director or officer of another corporation or as its representative
in a partnership, joint venture, trust or other enterprise, against any liability asserted against such person and incurred in
any such capacity or arising out of such status, whether or not the Corporation would have the power to indemnify such person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) Expenses incurred
by a director or officer of the Corporation in defending a civil or criminal action, suit or proceeding by reason of the fact that
he is, or was, a director or officer of the Corporation (or is or was serving at the Corporation's request as a director or officer
of another corporation or as its representative in a partnership, joint venture, trust or other enterprise) shall be paid by the
Corporation in advance of the final disposition of such action, suit or proceeding (1) upon authorization (i) by the Board of Directors
by a majority vote of a quorum consisting of directors who are not parties to the action, suit or proceeding, (ii) if such a quorum
is not obtainable or, even if obtainable, if a quorum of disinterested directors so directs, then by independent legal counsel
in a written opinion, or (iii) by the shareholders; and (2) upon receipt of an undertaking by, or on behalf of, such person to
repay such amount, if it shall ultimately be determined that he or she is not entitled to be indemnified by the Corporation as
authorized by relevant provisions of the Arkansas Business Corporation Act of 1965 as the same now exists or as it may hereafter
be amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d) If any provision
of this Article or the application thereof to any person or circumstance is adjudicated invalid, such invalidity shall not affect
other provisions or applications of this Article which lawfully can be given without the invalid provision of this Article.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>THIRTEENTH</U></B>:
In the event of any Tender Offer, merger offer or other acquisitive offer for the shares or assets of the Corporation or any of
its subsidiaries, then, in addition to any other action required by law, the Board of Directors shall consider the following factors
in evaluating such offer, prior to making any recommendation with respect to such offer:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) The likely impact
of the proposed acquisitive transaction on the Corporation, its subsidiaries, its shareholders, its employees and the communities
served by the Corporation and its subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) The timeliness
of the offer and proposed transaction considering the current business climate and the current business activities and plans of
the Corporation and its subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) The possibility
of any legal defects, including but not limited to bank and bank holding company regulatory matters, in the offer of proposed transaction;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d) The risk of non-consummation
of the offer due to inadequate financing, failure to obtain regulatory approval or such other risks as the Board may identify;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(e) The current market
price of the stock and the assets of the Corporation and its subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(f) The book value
of the stock of the Corporation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(g) The relationship
of the proposed price in the offer to the Board's opinion of the current value of the Corporation and its subsidiaries in an independently
negotiated transaction;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(h) The relationship
of the proposed price in the offer to the Board's opinion of the future value of the Corporation and its subsidiaries as an independent
entity; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(i) Any other factors
which the Board deems pertinent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">No director who is
an Affiliate or Associate (as defined in Article Eleventh above) of the offeror shall participate in any manner whatsoever in the
above evaluation of the offer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>FOURTEENTH</U></B>:
Any amendment, repeal or modification of any of the terms of the Articles of Incorporation of the Corporation shall, in addition
to all other requirements of law, require the approval of 80% of the shares entitled to vote on such amendment, repeal or modification,
unless such amendment, repeal or modification shall have been approved by an affirmative vote of 80% of the Continuing Directors
of the Corporation (as defined in Article Eleventh above).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>FIFTEENTH</U>:</B>
The Corporation elects to be governed by and subject to the Arkansas Business Corporation Act of 1987.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>SIXTEENTH</U>:</B>
To the fullest extent permitted by the Arkansas Business Corporation Act, as it now exists or may hereafter be amended, a director
of this Corporation shall not be liable to the Corporation or its shareholders for monetary damages for breach of fiduciary duty
as a director.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><U>SEVENTEENTH:</U></B>
Reserved</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303; text-indent: 0.5in"><B><U>EIGHTEENTH:</U></B>
There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation a series of preferred stock
designated as the &quot;Senior Noncumulative Perpetual Preferred Stock, Series A&quot; (the &quot;Designated Preferred Stock&quot;).
The authorized number of shares of Designated Preferred Stock shall be 30,852.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303; text-indent: 0.5in">The Certificate of Designation
and Standard Provisions attached hereto as Exhibit 1 shall set forth the terms of the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303; text-indent: 0.5in"><B><U>NINETEENTH:</U></B>
There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation (1) a series of preferred
stock designated as the &ldquo;Series A Preferred Stock, Par Value $0.01 Per Share&rdquo;, having 40,000 authorized shares; and
(2) a series of preferred stock designated as the &ldquo;Series B Preferred Stock, Par Value $0.01 Per Share&rdquo;, having 2,000.02
authorized shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303; text-indent: 0.5in">The Certificates of Designations
and Standard Provisions for each of the series of preferred stock identified in this Article NINETEENTH attached hereto as Exhibits
2 and 3 shall set forth the terms of such series.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303; text-indent: 0.5in"><B><U>TWENTIETH:</U></B>
There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation a series of preferred stock
designated as the &ldquo;Series D Preferred Stock, Par Value $0.01 Per Share&rdquo;, having 767 authorized shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #030303; text-indent: 0.5in">The Certificate of Designations
and Standard Provisions attached hereto as Exhibit 4 shall set forth the terms of such Series D Preferred Stock, Par Value $0.01
Per Share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF,
the Chairman and Chief Executive Officer of the Corporation has set his hand this 29th day of October, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in"><B>SIMMONS FIRST NATIONAL
CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in">By <U>/s/ George A. Makris,
Jr.</U>______________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;George
A. Makris, Jr., Chairman and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chief Executive Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CERTIFICATE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to, and in
accordance with, the Arkansas Business Corporation Act of 1987, Simmons First National Corporation does hereby certify that the
Amended and Restated Articles of Incorporation were duly adopted and restated by a resolution of the Board of Directors. The Amended
and Restated Articles of Incorporation (i) amends and restates Article NINETEENTH, (ii) contains a new Article TWENTIETH and (ii)
amends and restates Exhibit 4 thereto, which were duly approved by the Board of Directors and for which the following information
is provided:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><B><U>FIRST</U></B>:</TD><TD STYLE="text-align: justify">The name of the corporation is: <B>Simmons First National Corporation</B>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><B><U>SECOND</U></B>:</TD><TD STYLE="text-align: justify">The Articles of Incorporation are hereby amended by amending and restating Article NINETEENTH as
follows:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 1in; text-align: justify; text-indent: 0.5in; color: #030303"><B><U>NINETEENTH:</U></B>
There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation (1) a series of preferred
stock designated as the &ldquo;Series A Preferred Stock, Par Value $0.01 Per Share&rdquo;, having 40,000 authorized shares; and
(2) a series of preferred stock designated as the &ldquo;Series B Preferred Stock, Par Value $0.01 Per Share&rdquo;, having 2,000.02
authorized shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 0; text-align: justify; color: #030303">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 1in; text-align: justify; text-indent: 0.5in; color: #030303">The
Certificates of Designations and Standard Provisions for each of the series of preferred stock identified in this Article NINETEENTH
attached hereto as Exhibits 2 and 3 shall set forth the terms of such series.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 0.5in; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><B><U>THIRD</U></B>:</TD><TD STYLE="text-align: justify">The Articles of Incorporation are hereby amended by deleting the existing Exhibit 4 and replacing
it with the Certificate of Designations and Standard Provisions attached hereto as Exhibit 4, which set forth the terms of such
Series D Preferred Stock, Par Value $0.01 Per Share.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><B><U>FOURTH</U></B>:</TD><TD STYLE="text-align: justify">The Articles of Incorporation are hereby amended by inserting Article TWENTIETH as follows:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 1in; text-align: justify; text-indent: 1in"><B><U>TWENTIETH:</U></B>
There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation a series of <FONT STYLE="color: #030303">preferred
stock designated as the</FONT> &ldquo;Series D Preferred Stock, Par Value $0.01 Per Share&rdquo;, having 767 authorized shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 1in; text-align: justify; text-indent: -1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7in 0pt 1in; text-align: justify; text-indent: 1in">The Certificate
of Designations and Standard Provisions attached hereto as Exhibit 4 shall set forth the terms of such Series D Preferred Stock,
Par Value $0.01 Per Share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><B><U>FIFTH</U></B>:</TD><TD STYLE="text-align: justify">The amendments and restatement were duly adopted by the Board of Directors without shareholder
action. Shareholder action was not required.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in"><B><U>SIXTH</U></B>:</TD><TD STYLE="text-align: justify">The date of adoption of the amendments and restatement was October 17, 2019.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF,
the Chairman and Chief Executive Officer of Simmons First National Corporation has set his hand this 29th day of October 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in"><B>SIMMONS FIRST NATIONAL
CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in">By _<U>/s/ George A.
Makris, Jr.</U>____________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;George
A. Makris, Jr., Chairman and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 3in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chief Executive Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">EXHIBIT 1</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[CERTIFICATE OF DESIGNATION AND STANDARD
PROVISIONS ON NEXT PAGE]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 13 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.9pt 0pt 4.5in; text-align: right; text-indent: 16.3pt">(SBLF
Bank/Thrifts Senior Preferred Stock)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.9pt 0pt 4.5in; text-align: right; text-indent: 16.3pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 1.5in; text-align: center"><B>CERTIFICATE OF DESIGNATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 139.8pt 0pt 142.85pt; text-align: center"><B>OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SENIOR NON-CUMULATIVE PERPETUAL PREFERRED
STOCK, SERIES A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 23.7pt 0pt 23.45pt; text-align: center"><B>OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 23.45pt; text-align: center"><B>SIMMONS FIRST NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify; text-indent: 0.5in">The undersigned,
being the Chairman and Chief Executive Officer of Simmons First National Corporation, a corporation organized and existing under
the laws of the state of Arkansas (the &quot;<U>Issuer</U>&quot;), in accordance with Sections 4-27-101, et seq., of the Arkansas
Business Corporation Act, does hereby certify that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">A.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">The Issuer entered into an Agreement and Plan of Merger (the &quot;<U>Merger</U>&quot;)
with Community First Bancshares, Inc., a Tennessee corporation, (&quot;<U>CFB</U>&quot;) dated May 6, 2014, by which CFB would
be merged with and into Issuer.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">B.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">The Issuer anticipates that the Merger of CFB will be completed in the fourth
quarter of 2014.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">C.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">CFB is a participant in the United States Department of the Treasury's (the
&quot;<U>Treasury</U>&quot;) Small Business Loan Fund (&quot;<U>SBLF</U>&quot;).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">D.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">As part of CFB's participation in the SBLF, it issued 30,852 shares of Senior
Non-Cumulative Perpetual Preferred Stock, Series C, with a liquidation value of $1,000 per share to the Treasury (&quot;<U>CFB
Preferred Shares</U>&quot;) in exchange for $30,852,000 in SBLF funds (the &quot;<U>CFB Original Issuance</U>&quot;).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">E.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">As part of the CFB Original Issuance, CFB also issued Certificate of Designation
of Senior Non-Cumulative Perpetual Preferred Stock, Series C, which was originally filed by CFB with the Secretary of State of
the state of Tennessee on August 16, 2011.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">F.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">In connection with the Merger, the Issuer has agreed to issue 30,852 shares
of Senior Non-Cumulative Perpetual Preferred Stock, Series A, with a par value of $0.01 and liquidation value of $1,000 per share
with the rights, preferences and privileges set forth in this Certificate of Designation in exchange for the CFB Preferred Shares.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.6pt 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">G.</TD><TD STYLE="text-align: justify; padding-right: 6.6pt">The board of directors of the Issuer (the &quot;<U>Board of Directors</U>&quot;),
in accordance with the articles of incorporation and bylaws of the Issuer and applicable law, adopted the following resolution
on 2-25, 2015 creating a series of 30,852 shares of preferred stock of the Issuer designated as &quot;<U>Senior Non-Cumulative
Perpetual Preferred Stock, Series A</U>&quot;.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 14; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence -->-</p></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><B>RESOLVED</B>, that
pursuant to the provisions of the articles of incorporation and bylaws of the Issuer and applicable law, a series of preferred
stock, par value $0.01 per share, of the Issuer be and hereby is created, and that the designation and number of shares of such
series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7pt; text-align: justify; text-indent: 71.95pt">Part 1. Designation
and Number of Shares. There is hereby created out of the authorized and unissued shares of preferred stock of the Issuer a series
of preferred stock designated as the &quot;Senior Non-Cumulative Perpetual Preferred Stock, Series A&quot; (the &quot;Designated
Preferred Stock&quot;). The authorized number of shares of Designated Preferred Stock shall be 30,852.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7pt; text-align: justify; text-indent: 71.95pt">Part 2. Standard
Provisions. The Standard Provisions contained in Schedule A attached hereto are incorporated herein by reference in their entirety
and shall be deemed to be a part of this Certificate of Designation to the same extent as if such provisions had been set forth
in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5.65pt; text-align: justify; text-indent: 71.95pt">Part 3.
Definitions. The following terms are used in this Certificate of Designation (including the Standard Provisions in Schedule A hereto)
as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 4.5pt; text-align: justify; text-indent: 76.5pt">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Common Stock</U>&quot; means the common stock, par value $0.01 per share, of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 81pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 4.5pt; text-align: justify; text-indent: 76.5pt">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;Definitive Agreement&quot; means that certain Securities Purchase Agreement by and between CFB and Treasury, dated
as of the Signing Date and assumed by the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify; text-indent: 76.5pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 4.5pt; text-align: justify; text-indent: 76.5pt">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;Junior Stock&quot; means the Common Stock and any other class or series of stock of the Issuer the terms of which
expressly provide that it ranks junior to Designated Preferred Stock as to dividend and redemption rights and/or as to rights on
liquidation, dissolution or winding up of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 81pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 4.5pt; text-align: justify; text-indent: 76.5pt">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;Liquidation Amount&quot; means $1,000 per share of Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 0; text-align: justify; text-indent: 81pt">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;Minimum Amount&quot; means (i) the amount equal to twenty-five percent (25%) of the aggregate Liquidation Amount of
Designated Preferred Stock issued on the Original Issue Date or (ii) all of the outstanding Designated Preferred Stock, if the
aggregate liquidation preference of the outstanding Designated Preferred Stock is less than the amount set forth in the preceding
clause (i).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 81pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 0; text-align: justify; text-indent: 81pt">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;Parity Stock&quot; means any class or series of stock of the Issuer (other than Designated Preferred Stock) the terms
of which do not expressly provide that such class or series will rank senior or junior to Designated Preferred Stock as to dividend
rights and/or as to rights on liquidation, dissolution or winding up of the Issuer (in each case without regard to whether dividends
accrue cumulatively or non-cumulatively).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->-</p></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 0; text-align: justify; text-indent: 81pt">(g)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Signing Date</U>&quot; means August 18, 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0; text-align: justify; text-indent: 81pt">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;Treasury&quot; means the United States Department of the Treasury and any successor in interest thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 5.65pt; text-align: justify; text-indent: 71.95pt">Part
4. Certain Voting Matters. Holders of shares of Designated Preferred Stock will be entitled to one vote for each such share on
any matter on which holders of Designated Preferred Stock are entitled to vote, including any action by written consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 129.55pt; text-align: justify">[Remainder of Page Intentionally
Left Blank]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->-</p></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5pt; text-align: justify; text-indent: 49pt">IN WITNESS WHEREOF,
<B>SIMMONS FIRST NATIONAL CORPORATION </B>has caused this Certificate of Designation to be signed by <B>George A. Makris, Jr.</B>,
its <B>Chairman </B>and <B>Chief Executive Officer</B>, this 27th day of February, 2015.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt"><B>SIMMONS FIRST NATIONAL CORPORATION</B></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 1%; text-align: left"><FONT>&nbsp;</FONT></TD><TD STYLE="width: 43%; text-align: right"><FONT>By:</FONT></TD>
    <TD STYLE="width: 36%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid"><FONT>&nbsp;&nbsp;&nbsp;&nbsp;/s/ George A. Makris,
    Jr.</FONT></TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT>&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT>&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT>Name: George A. Makris, Jr.</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT>&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT>&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT>Title: Chairman and CEO</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->-</p></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 0; text-align: right"><B>Schedule A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 1pt 0pt 0; text-align: center"><B>STANDARD PROVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
1. <U>General Matters</U>. Each share of Designated Preferred Stock shall be identical in all respects to every other share of
Designated Preferred Stock. The Designated Preferred Stock shall be perpetual, subject to the provisions of Section 5 of these
Standard Provisions that form a part of the Certificate of Designation. The Designated Preferred Stock shall rank equally with
Parity Stock and shall rank senior to Junior Stock with respect to the payment of dividends and the distribution of assets in the
event of any dissolution, liquidation or winding up of the Issuer, as set forth below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
2. <U>Standard Definitions</U>. As used herein with respect to Designated Preferred Stock:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 5pt; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Acquiror</U>&quot;, in any Holding Company Transaction, means the surviving or resulting entity or its ultimate
parent in the case of a merger or consolidation or the transferee in the case of a sale, lease or other transfer in one transaction
or a series of related transactions of all or substantially all of the consolidated assets of the Issuer and its subsidiaries,
taken as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Affiliate</U>&quot; means, with respect to any person, any person directly or indirectly controlling, controlled
by or under common control with, such other person. For purposes of this definition, &quot;<U>control</U>&quot; (including, with
correlative meanings, the terms &quot;<U>controlled by</U>&quot; and &quot;<U>under common control with</U>&quot;) when used with
respect to any person, means the possession, directly or indirectly through one or more intermediaries, of the power to cause the
direction of management and/or policies of such person, whether through the ownership of voting securities by contract or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 1in"> (c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<U>Applicable Dividend Rate</U>&quot; has the meaning set forth in Section 3(a).</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Appropriate Federal Banking Agency</U>&quot; means the &quot;appropriate Federal banking agency&quot; with respect
to the Issuer as defined in Section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. Section 1813(q)), or any successor provision.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 1in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Bank Holding Company</U>&quot; means a company registered as such with the Board of Governors of the Federal Reserve
System pursuant to 12 U.S.C. &sect;1842 and the regulations of the Board of Governors of the Federal Reserve System thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify; text-indent: 1in">(f)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Baseline</U>&quot; means the &quot;Initial Small Business Lending Baseline&quot; set forth on the Initial Supplemental
Report (as defined in the Definitive Agreement), subject to adjustment pursuant to Section 3(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 18; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 1in"><U></U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 1in"><U></U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 5pt; text-align: justify; text-indent: 1in">(g)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Business Combination</U>&quot; means a merger, consolidation, statutory share exchange or similar transaction
that requires the approval of the Issuer&rsquo;s stockholders.&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(h)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Business Day</U>&quot; means any day except Saturday, Sunday and any day on which banking institutions in the State
of New York or the District of Columbia generally are authorized or required by law or other governmental actions to close.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 77pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Bylaws</U>&quot; means the bylaws of the Issuer, as they may be amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(j)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Call Report</U>&quot; has the meaning set forth in the Definitive Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(k)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Certificate of Designation</U>&quot; means the Certificate of Designation or comparable instrument relating to
the Designated Preferred Stock, of which these Standard Provisions form a part, as it may be amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(l)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Charge-Offs</U>&quot; means the net amount of loans charged off by the Issuer or, if the Issuer is a Bank Holding
Company or a Savings and Loan Holding Company, by the IDI Subsidiary(ies) during quarters that begin on or after the Signing Date,
determined as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.65pt 0pt 41pt; text-align: justify; text-indent: 1in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if the Issuer or the applicable IDI Subsidiary is a bank, by subtracting (A) the aggregate dollar amount of recoveries reflected
on line RIAD4605 of its Call Reports for such quarters from (B) the aggregate dollar amount of charge-offs reflected on line RIAD4635
of its Call Reports for such quarters (without duplication as a result of such dollar amounts being reported on a year-to-date
basis); or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.55pt 0pt 41pt; text-align: justify; text-indent: 1in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if the Issuer or the applicable IDI Subsidiary is a thrift, by subtracting (A) the sum of the aggregate dollar amount of
recoveries reflected on line VA140 of its Call Reports for such quarters and the aggregate dollar amount of adjustments reflected
on line VA150 of its Call Reports for such quarters from (B) the aggregate dollar amount of charge-offs reflected on line VA160
of its Call Reports for such quarters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(m)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Charter</U>&quot; means the Issuer&rsquo;s certificate or articles of incorporation, articles of association, or
similar organizational document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(n)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>CPP Lending Incentive Fee</U>&quot; has the meaning set forth in Section 3(e).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(o)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Current Period</U>&quot; has the meaning set forth in Section 3(a)(i)(2).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(p)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Dividend Payment Date</U>&quot; means January 1, April 1, July 1, and October 1 of each year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(q)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Dividend Period</U>&quot; means the period from and including any Dividend Payment Date to, but excluding, the next Dividend
Payment Date; <I>provided, however</I>, the initial Dividend Period shall be the period from and including the Original Issue Date
to, but excluding, the next Dividend Payment Date (the &quot;<U>Initial Dividend Period</U>&quot;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(r)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Dividend Record Date</U>&quot; has the meaning set forth in Section 3(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(s)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Dividend Reference Period</U>&quot; has the meaning set forth in Section 3(a)(i)(2).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(t)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>GAAP</U>&quot; means generally accepted accounting principles in the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(u)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Holding Company Preferred Stock</U>&quot; has the meaning set forth in Section 7(c)(v).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(v)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Holding Company Transaction</U>&quot; means the occurrence of (a) any transaction (including, without limitation,
any acquisition, merger or consolidation) the result of which is that a &quot;person&quot; or &quot;group&quot; within the meaning
of Section 13(d) of the Securities Exchange Act of 1934, as amended, (i) becomes the direct or indirect ultimate &ldquo;beneficial
owner,&rdquo; as defined in Rule 13d-3 under that Act, of common equity of the Issuer representing more than 50% of the voting
power of the outstanding Common Stock or (ii) is otherwise required to consolidate the Issuer for purposes of generally accepted
accounting principles in the United States, or (b) any consolidation or merger of the Issuer or similar transaction or any sale,
lease or other transfer in one transaction or a series of related transactions of all or substantially all of the consolidated
assets of the Issuer and its subsidiaries, taken as a whole, to any Person other than one of the Issuer&rsquo;s subsidiaries; <I>provided</I>
that, in the case of either clause (a) or (b), the Issuer or the Acquiror is or becomes a Bank Holding Company or Savings and Loan
Holding Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(w)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>IDI Subsidiary</U>&quot; means any Issuer Subsidiary that is an insured depositary institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 1in">(x)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Increase in QSBL</U>&quot; means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 41pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>with respect to the first (1st) Dividend Period, the difference obtained by subtracting (A) the Baseline from (B) QSBL set
forth in the Initial Supplemental Report (as defined in the Definitive Agreement); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 41pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>with respect to each subsequent Dividend Period, the difference obtained by subtracting (A) the Baseline from (B) QSBL for
the Dividend Reference Period for the Current Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6pt 0pt 5pt; text-indent: 1in">(y)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Initial Dividend Period</U>&quot; has the meaning set forth in the definition of &ldquo;Dividend Period&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 36pt">(z)</TD><TD>&quot;<U>Issuer Subsidiary</U>&quot; means any subsidiary of the Issuer.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 36pt">(aa)</TD><TD><U>&ldquo;Liquidation Preference</U>&quot; has the meaning set forth in Section 4(a).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(bb)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Non-Qualifying Portion Percentage</U>&quot; means, with respect to any particular Dividend Period, the percentage
obtained by subtracting the Qualifying Portion Percentage from one (1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 21; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(cc)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>&ldquo;Original Issue Date</U>&quot; means August 18, 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(dd)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<U>Percentage
Change in QSBL</U>&quot; has the meaning set forth in Section 3(a)(ii).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(ee)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Person</U>&quot; means a legal person, including any individual, corporation, estate, partnership, joint venture,
association, joint-stock company, limited liability company or trust.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(ff)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Preferred Director</U>&quot; has the meaning set forth in Section 7(c).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(gg)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Preferred
Stock</U>&quot; means any and all series of preferred stock of the Issuer, including the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(hh)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Previously
Acquired Preferred Shares</U>&quot; has the meaning set forth in the Definitive Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Private
Capital</U>&quot; means, if the Issuer is Matching Private Investment Supported (as defined in the Definitive Agreement), the
equity capital received by the Issuer or the applicable Affiliate of the Issuer from one or more non-governmental investors in
accordance with Section 1.3(m) of the Definitive Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(jj)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Publicly-traded</U>&quot; means a company that (i) has a class of securities that is traded on a national securities
exchange and (ii) is required to file periodic reports with either the Securities and Exchange Commission or its primary federal
bank regulator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(kk)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<U>Qualified
Small Business Lending</U>&quot; or &quot;<U>QSBL</U>&quot; means, with respect to any particular Dividend Period, the &ldquo;Quarter-End
Adjusted Qualified Small Business Lending&rdquo; for such Dividend Period set forth in the applicable Supplemental Report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(ll)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Qualifying Portion Percentage</U>&quot; means, with respect to any particular Dividend Period, the percentage obtained
by dividing (i) the Increase in QSBL for such Dividend Period by (ii) the aggregate Liquidation Amount of then-outstanding Designated
Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(mm)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Savings and Loan Holding Company</U>&quot; means a company registered as such with the Office of Thrift Supervision
pursuant to 12 U.S.C. &sect;1467a(b) and the regulations of the Office of Thrift Supervision promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(nn)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Share Dilution Amount</U>&quot; means the increase in the number of diluted shares outstanding (determined in accordance
with GAAP applied on a consistent basis, and as measured from the date of the Issuer&rsquo;s or CFB&rsquo;s most recent consolidated
financial statements prior to the Signing Date) resulting from the grant, vesting or exercise of equity-based compensation to employees
and equitably adjusted for any stock split, stock dividend, reverse stock split, reclassification or similar transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">&nbsp;</P>

<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(oo)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Signing
Date Tier 1 Capital Amount</U>&quot; means $127,931,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(pp)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&quot;<U>Standard Provisions</U>&quot; mean these Standard Provisions that form a part of the Certificate of Designation
relating to the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(qq)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Supplemental Report</U>&quot; means a Supplemental Report delivered by the Issuer or CFB to Treasury pursuant to
the Definitive Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(rr)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Tier 1 Dividend Threshold</U>&quot; means, as of any particular date, the result of the following formula:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 118.55pt">( ( A + B &ndash; C ) * 0.9 ) &ndash; D</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 118.55pt">where:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 118.55pt">A = Signing Date Tier 1 Capital Amount;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 4.45pt 0pt 141.05pt; text-indent: -22.5pt">B = the aggregate Liquidation
Amount of the Designated Preferred Stock issued to Treasury;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 118.55pt">C = the aggregate amount of Charge-Offs since the
Signing Date; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 4.45pt 0pt 141.05pt; text-indent: -22.5pt">D = (i) beginning on
the first day of the eleventh (11th) Dividend Period, the amount equal to ten percent (10%) of the aggregate Liquidation Amount
of the Designated Preferred Stock issued to Treasury as of the Effective Date (without regard to any redemptions of Designated
Preferred Stock that may have occurred thereafter) for every one percent (1%) of positive Percentage Change in Qualified Small
Business Lending between the ninth (9th) Dividend Period and the Baseline; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 141.05pt">(ii) zero (0) at all other times.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 77pt">(ss)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&quot;<U>Voting Parity Stock</U>&quot; means, with regard to any matter as to which the holders of Designated Preferred
Stock are entitled to vote as specified in Section 7(d) of these Standard Provisions that form a part of the Certificate of Designation,
any and all series of Parity Stock upon which like voting rights have been conferred and are exercisable with respect to such matter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 78pt">Section 3. <U>Dividends</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5pt; text-align: right; text-indent: 73pt">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Rate</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 41pt; text-indent: 73pt">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The &quot;<U>Applicable Dividend Rate</U>&quot; shall be determined as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(1)</TD><TD STYLE="text-align: justify; padding-right: 6.1pt">With respect to the Initial Dividend Period, the Applicable Dividend Rate
shall be 5%.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(2)</TD><TD STYLE="text-align: justify; padding-right: 5.85pt">With respect to each of the second (2nd) through the tenth (10th) Dividend
Periods, inclusive (in each case, the &ldquo;<U>Current Period</U>&rdquo;), the Applicable Dividend Rate shall be:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 150.05pt; text-align: justify; text-indent: 0.5in">(A)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(x) the applicable rate set forth in column &ldquo;A&rdquo; of the table in Section 3(a)(iii), based on the Percentage Change
in QSBL between the Dividend Period that was two Dividend Periods prior to the Current Period (the &ldquo;<U>Dividend Reference
Period</U>&rdquo;) and the Baseline, multiplied by (y) the Qualifying Portion Percentage; plus</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 150.05pt; text-align: justify; text-indent: 0.5in">(B)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(x) five percent (5%) multiplied by (y) the Non- Qualifying Portion Percentage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 150.05pt; text-align: justify">In each such case, the
Applicable Dividend Rate shall be determined at the time the Issuer delivers a complete and accurate Supplemental Report to Treasury
with respect to the Dividend Reference Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(3)</TD><TD STYLE="text-align: justify; padding-right: 5.75pt">With respect to the eleventh (11th) through the eighteenth (18th) Dividend
Periods, inclusive, and that portion of the nineteenth (19th) Dividend Period prior to, but not including, the four and one half
(4&frac12;) year anniversary of the Original Issue Date, the Applicable Dividend Rate shall be:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 150.05pt; text-align: justify; text-indent: 0.5in">(A)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(x) the applicable rate set forth in column &ldquo;B&rdquo; of the table in Section 3(a)(iii), based on the Percentage Change
in QSBL between the ninth (9th) Dividend Period and the Baseline, multiplied by (y) the Qualifying Portion Percentage, calculated
as of the last day of the ninth (9th) Dividend Period; plus</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 150.05pt; text-align: justify; text-indent: 0.5in">(B)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(x) five percent (5%) multiplied by (y) the Non- Qualifying Portion Percentage, calculated as of the last day of the ninth
(9th) Dividend Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 150.05pt; text-align: justify">In such case, the Applicable
Dividend Rate shall be determined at the time the Issuer delivers a complete and accurate Supplemental Report to Treasury with
respect to the ninth (9th) Dividend Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(4)</TD><TD STYLE="text-align: justify; padding-right: 5.65pt">With respect to (A) that portion of the nineteenth (19th) Dividend Period
beginning on the four and one half (4&frac12;) year anniversary of the Original Issue Date and (B) all Dividend Periods thereafter,
the Applicable Dividend Rate shall be nine percent (9%).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(5)</TD><TD STYLE="text-align: justify; padding-right: 5.75pt">Notwithstanding anything herein to the contrary, if the Issuer fails to
submit a Supplemental Report that is due during any of the second (2nd) through tenth (10th) Dividend Periods on or before the
sixtieth (60th) day of such Dividend Period, the Issuer&rsquo;s QSBL for the Dividend Period that would have been covered by such
Supplemental Report shall be zero (0) for purposes hereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(6)</TD><TD STYLE="text-align: justify; padding-right: 5.8pt">Notwithstanding anything herein to the contrary, but subject to Section 3(a)(i)(5)
above, if the Issuer fails to submit the Supplemental Report that is due during the tenth (10th) Dividend Period, the Issuer&rsquo;s
QSBL shall be zero (0) for purposes of calculating the Applicable Dividend Rate pursuant to Section 3(a)(i)(3) and (4). The Applicable
Dividend Rate shall be re-determined effective as of the first day of the calendar quarter following the date such failure is remedied,
provided it is remedied prior to the four and one half (4&frac12;) anniversary of the Original Issue Date.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt">(7)</TD><TD STYLE="text-align: justify; padding-right: 5.75pt">Notwithstanding anything herein to the contrary, if the Issuer fails to
submit any of the certificates required by Sections 3.1(d)(ii) or 3.1(d)(iii) of the Definitive Agreement when and as required
thereby, the Issuer&rsquo;s QSBL for the shall be zero (0) for purposes of calculating the Applicable Dividend Rate pursuant to
Section 3(a)(i)(2) or (3) above until such failure is remedied.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 41pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The &quot;<U>Percentage Change in Qualified Lending</U>&quot; between any given Dividend Period and the Baseline shall be
the result of the following formula, expressed as a percentage:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 149.4pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 149.4pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: middle; text-align: left">
    <TD STYLE="width: 34%">&nbsp;</TD>
    <TD STYLE="font: 24pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: right; vertical-align: middle; width: 4%">(</TD>
    <TD STYLE="width: 24%; text-align: center"><U>( QSBL for the Dividend Period &ndash; Baseline )</U><BR>
Baseline</TD>
    <TD STYLE="font: 24pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left; vertical-align: middle; width: 4%">)</TD>
    <TD STYLE="width: 34%">x
100</TD>
</TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 149.4pt"></P>

<P STYLE="margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6pt 0pt 41pt; text-indent: 1in">(iii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The following table shall be used for determining the Applicable Dividend Rate:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="2" STYLE="border: black 1pt solid">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 34.6pt 0pt 5.1pt"><I>If the Percentage Change in Qualified Lending
        is:</I></P></TD>
    <TD COLSPAN="2" STYLE="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding-left: 1.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><I>The Applicable Dividend Rate shall be:</I></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 17.65pt 0pt 20.8pt; text-align: justify; text-indent: -3.25pt"><B><I>Column
        &ldquo;A&rdquo;</I></B><I> (each of the 2nd &ndash; 10th</I></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.85pt"><I>Dividend Periods)</I></P></TD>
    <TD STYLE="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding-left: 1.7pt; text-align: justify; text-indent: 13.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><I>Column &ldquo;B&rdquo;</I></B><I> (11th &ndash; 18th, and the first part of the19th, Dividend Periods)</I></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">0% or less</FONT></TD>
    <TD STYLE="width: 26%; border-bottom: black 1pt solid; border-right: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">5%</FONT></TD>
    <TD STYLE="width: 25%; border-bottom: black 1pt solid; border-right: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">7%</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">More than 0%, but less than 2.5%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">5%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">5%</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.5% or more, but less than 5%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">4%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">4%</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">5% or more, but less than 7.5%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">3%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">3%</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.5% or more, but less than 10%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">2%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">2%</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">10% or more</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">1%</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">1%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 41pt; text-align: justify; text-indent: 1in">(iv)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the Issuer consummates a Business Combination, a purchase of loans or a purchase of participations in loans and the Designated
Preferred Stock remains outstanding thereafter, then the Baseline shall thereafter be the &ldquo;Quarter-End Adjusted Small Business
Lending Baseline&rdquo; set forth on the Quarterly Supplemental Report (as defined in the Definitive Agreement).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 5pt; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Payment</U>. Holders of Designated Preferred Stock shall be entitled to receive, on each share of Designated Preferred
Stock if, as and when declared by the Board of Directors or any duly authorized committee of the Board of Directors, but only out
of assets legally available therefor, non-cumulative cash dividends with respect to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 41pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>each Dividend Period (other than the Initial Dividend Period) at a rate equal to one-fourth (&frac14;) of the Applicable
Dividend Rate with respect to each Dividend Period on the Liquidation Amount per share of Designated Preferred Stock, and no more,
payable quarterly in arrears on each Dividend Payment Date; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 41pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the Initial Dividend Period, on the first such Dividend Payment Date to occur at least twenty (20) calendar days after the
Original Issue Date, an amount equal to (A) the Applicable Dividend Rate with respect to the Initial Dividend Period multiplied
by (B) the number of days from the Original Issue Date to the last day of the Initial Dividend Period (inclusive) divided by 360.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">In the
event that any Dividend Payment Date would otherwise fall on a day that is not a Business Day, the dividend payment due on that
date will be postponed to the next day that is a Business Day and no additional dividends will accrue as a result of that postponement.
For avoidance of doubt, &ldquo;payable quarterly in arrears&rdquo; means that, with respect to any particular Dividend Period,
dividends begin accruing on the first day of such Dividend Period and are payable on the first day of the next Dividend Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">The amount
of dividends payable on Designated Preferred Stock on any date prior to the end of a Dividend Period, and for the initial Dividend
Period, shall be computed on the basis of a 360-day year consisting of four 90-day quarters, and actual days elapsed over a 90-day
quarter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Dividends
that are payable on Designated Preferred Stock on any Dividend Payment Date will be payable to holders of record of Designated
Preferred Stock as they appear on the stock register of the Issuer on the applicable record date, which shall be the 15th calendar
day immediately preceding such Dividend Payment Date or such other record date fixed by the Board of Directors or any duly authorized
committee of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each, a
&ldquo;<U>Dividend Record Date</U>&rdquo;). Any such day that is a Dividend Record Date shall be a Dividend Record Date whether
or not such day is a Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Holders
of Designated Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities or other property, other
than dividends (if any) declared and payable on Designated Preferred Stock as specified in this Section 3 (subject to the other
provisions of the Certificate of Designation).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Non-Cumulative</U>. Dividends on shares of Designated Preferred Stock shall be non-cumulative. If the Board of Directors
or any duly authorized committee of the Board of Directors does not declare a dividend on the Designated Preferred Stock in respect
of any Dividend Period:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 41pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the holders of Designated Preferred Stock shall have no right to receive any dividend for such Dividend Period, and the
Issuer shall have no obligation to pay a dividend for such Dividend Period, whether or not dividends are declared for any subsequent
Dividend Period with respect to the Designated Preferred Stock; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 41pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the Issuer shall, within five (5) calendar days, deliver to the holders of the Designated Preferred Stock a written notice
executed by the Chief Executive Officer and the Chief Financial Officer of the Issuer stating the Board of Directors&rsquo; rationale
for not declaring dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 69%"></TD><TD STYLE="width: 4%; text-align: right">(d)</TD><TD STYLE="text-align: right; width: 27%"><U>Priority of Dividends; Restrictions on Dividends</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 41pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT>Subject
to Sections 3(d)(ii), (iii) and (v) and any restrictions imposed by the Appropriate Federal Banking Agency or, if applicable,
the Issuer&rsquo;s state bank supervisor (as defined in Section 3(r) of the Federal Deposit Insurance Act (12 U.S.C. &sect;
1813(q)), so long as any share of Designated Preferred Stock remains outstanding, the Issuer may declare and pay dividends on
the Common Stock, any other shares of Junior Stock, or Parity Stock, in each case only if (A) after giving effect to such
dividend the Issuer&rsquo;s Tier 1 capital would be at least equal to the Tier 1 Dividend Threshold<B>,</B> and (B) full
dividends on all outstanding shares of Designated Preferred Stock for the most recently completed Dividend Period have been
or are contemporaneously declared and paid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 27; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.65pt 0pt 41pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If a dividend is not declared and paid in full on the Designated Preferred Stock in respect of any Dividend Period, then
from the last day of such Dividend Period until the last day of the third (3rd) Dividend Period immediately following it, no dividend
or distribution shall be declared or paid on the Common Stock or any other shares of Junior Stock (other than dividends payable
solely in shares of Common Stock) or Parity Stock; <I>provided, however</I>, that in any such Dividend Period in which a dividend
is declared and paid on the Designated Preferred Stock, dividends may be paid on Parity Stock to the extent necessary to avoid
any material breach of a covenant by which the Issuer is bound.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 42pt; text-align: justify; text-indent: 1in">(iii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>When dividends have not been declared and paid in full for an aggregate of four (4) Dividend Periods or more, and during
such time the Issuer was not subject to a regulatory determination that prohibits the declaration and payment of dividends, the
Issuer shall, within five (5) calendar days of each missed payment, deliver to the holders of the Designated Preferred Stock a
certificate executed by at least a majority of the Board of Directors stating that the Board of Directors used its best efforts
to declare and pay such dividends in a manner consistent with (A) safe and sound banking practices and (B) the directors&rsquo;
fiduciary obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.8pt 0pt 42pt; text-align: justify; text-indent: 1in">(iv)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Subject to the foregoing and Section 3(e) below and not otherwise, such dividends (payable in cash, securities or other
property) as may be determined by the Board of Directors or any duly authorized committee of the Board of Directors may be declared
and paid on any securities, including Common Stock and other Junior Stock, from time to time out of any funds legally available
for such payment, and holders of Designated Preferred Stock shall not be entitled to participate in any such dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 42pt; text-align: justify; text-indent: 1in">(v)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the Issuer is not Publicly-Traded, then after the tenth (10th) anniversary of the Signing Date, so long as any share
of Designated Preferred Stock remains outstanding, no dividend or distribution shall be declared or paid on the Common Stock or
any other shares of Junior Stock (other than dividends payable solely in shares of Common Stock) or Parity Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 6pt; text-align: justify; text-indent: 0.5in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Special Lending Incentive Fee Related to CPP</U>. If Treasury held Previously Acquired Preferred Shares immediately prior
to the Original Issue Date and the Issuer did not apply to Treasury to redeem such Previously Acquired Preferred Shares prior to
December 16, 2010, and if the Issuer&rsquo;s Supplemental Report with respect to the ninth (9th) Dividend Period reflects an amount
of Qualified Small Business Lending that is less than or equal to the Baseline (or if the Issuer fails to timely file a Supplemental
Report with respect to the ninth (9th) Dividend Period), then beginning on April 1, 2014 and on all Dividend Payment Dates thereafter
ending on April 1, 2016, the Issuer shall pay to the Holders of Designated Preferred Stock, on each share of Designated Preferred
Stock, but only out of assets legally available therefor, a fee equal to 0.5% of the Liquidation Amount per share of Designated
Preferred Stock (&ldquo;<U>CPP Lending Incentive Fee</U>&rdquo;). All references in Section 3(d) to &ldquo;dividends&rdquo; on
the Designated Preferred Stock shall be deemed to include the CPP Lending Incentive Fee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">Section 4. <U>Liquidation Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Voluntary or Involuntary Liquidation</U>. In the event of any liquidation, dissolution or winding up of the affairs of
the Issuer, whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled to receive for each share
of Designated Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital or surplus) available for distribution
to stockholders of the Issuer, subject to the rights of any creditors of the Issuer, before any distribution of such assets or
proceeds is made to or set aside for the holders of Common Stock and any other stock of the Issuer ranking junior to Designated
Preferred Stock as to such distribution, payment in full in an amount equal to the sum of (i) the Liquidation Amount per share
and (ii) the amount of any accrued and unpaid dividends on each such share (such amounts collectively, the &ldquo;<U>Liquidation
Preference</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Partial Payment</U>. If in any distribution described in Section 4(a) above the assets of the Issuer or proceeds thereof
are not sufficient to pay in full the amounts payable with respect to all outstanding shares of Designated Preferred Stock and
the corresponding amounts payable with respect of any other stock of the Issuer ranking equally with Designated Preferred Stock
as to such distribution, holders of Designated Preferred Stock and the holders of such other stock shall share ratably in any such
distribution in proportion to the full respective distributions to which they are entitled.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 5pt; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Residual Distributions</U>. If the Liquidation Preference has been paid in full to all holders of Designated Preferred
Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally with Designated Preferred
Stock as to such distribution has been paid in full, the holders of other stock of the Issuer shall be entitled to receive all
remaining assets of the Issuer (or proceeds thereof) according to their respective rights and preferences.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Merger, Consolidation and Sale of Assets Is Not Liquidation</U>. For purposes of this Section 4, the merger or consolidation
of the Issuer with any other corporation or other entity, including a merger or consolidation in which the holders of Designated
Preferred Stock receive cash, securities or other property for their shares, or the sale, lease or exchange (for cash, securities
or other property) of all or substantially all of the assets of the Issuer, shall not constitute a liquidation, dissolution or
winding up of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 29; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">Section 5.&nbsp; <U>Redemption</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5pt; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Optional Redemption</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 41pt; text-indent: 1in">&nbsp;&nbsp;&nbsp;(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Subject to the other provisions of this Section 5:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt">(1)</TD><TD STYLE="text-align: justify; padding-right: 5.85pt">The Issuer, at its option, subject to the approval of the Appropriate Federal
Banking Agency, may redeem, in whole or in part, at any time and from time to time, out of funds legally available therefor, the
shares of Designated Preferred Stock at the time outstanding; and</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt">(2)</TD><TD STYLE="text-align: justify; padding-right: 5.7pt">If, after the Signing Date, there is a change in law that modifies the terms
of Treasury&rsquo;s investment in the Designated Preferred Stock or the terms of Treasury&rsquo;s Small Business Lending Fund program
in a materially adverse respect for the Issuer or CFB, the Issuer may, after consultation with the Appropriate Federal Banking
Agency, redeem all of the shares of Designated Preferred Stock at the time outstanding.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.05pt 0pt 41pt; text-indent: 1in">&nbsp;&nbsp;&nbsp;(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The per-share redemption price for shares of Designated Preferred Stock shall be equal to the sum of:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt">(1)</TD><TD>the Liquidation Amount per share,</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt">(2)</TD><TD STYLE="text-align: justify; padding-right: 5.75pt">the per-share amount of any unpaid dividends for the then current Dividend
Period at the Applicable Dividend Rate to, but excluding, the date fixed for redemption (regardless of whether any dividends are
actually declared for that Dividend Period; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt">(3)</TD><TD STYLE="text-align: justify; padding-right: 5.9pt">the pro rata amount of CPP Lending Incentive Fees for the current Dividend
Period.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 30; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">The
redemption price for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such shares
against surrender of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid dividends for
the then current Dividend Period payable on a redemption date that occurs subsequent to the Dividend Record Date for a Dividend
Period shall not be paid to the holder entitled to receive the redemption price on the redemption date, but rather shall be paid
to the holder of record of the redeemed shares on such Dividend Record Date relating to the Dividend Payment Date as provided in
Section 3 above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 5pt; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Sinking Fund</U>. The Designated Preferred Stock will not be subject to any mandatory redemption, sinking fund or
other similar provisions. Holders of Designated Preferred Stock will have no right to require redemption or repurchase of any shares
of Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Notice of Redemption</U>. Notice of every redemption of shares of Designated Preferred Stock shall be given by first
class mail, postage prepaid, addressed to the holders of record of the shares to be redeemed at their respective last addresses
appearing on the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days before the date fixed for
redemption. Any notice mailed as provided in this Subsection shall be conclusively presumed to have been duly given, whether or
not the holder receives such notice, but failure duly to give such notice by mail, or any defect in such notice or in the mailing
thereof, to any holder of shares of Designated Preferred Stock designated for redemption shall not affect the validity of the proceedings
for the redemption of any other shares of Designated Preferred Stock. Notwithstanding the foregoing, if shares of Designated Preferred
Stock are issued in book-entry form through The Depository Trust Company or any other similar facility, notice of redemption may
be given to the holders of Designated Preferred Stock at such time and in any manner permitted by such facility. Each notice of
redemption given to a holder shall state:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6pt 0pt 5pt; text-align: justify">(1) the redemption date; (2)
the number of shares of Designated Preferred Stock to be redeemed and, if less than all the shares held by such holder are to be
redeemed, the number of such shares to be redeemed from such holder; (3) the redemption price; and (4) the place or places where
certificates for such shares are to be surrendered for payment of the redemption price.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 5pt; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Partial Redemption</U>. In case of any redemption of part of the shares of Designated Preferred Stock at the time outstanding,
the shares to be redeemed shall be selected either <I>pro rata</I> or in such other manner as the Board of Directors or a duly
authorized committee thereof may determine to be fair and equitable, but in any event the shares to be redeemed shall not be less
than the Minimum Amount. Subject to the provisions hereof, the Board of Directors or a duly authorized committee thereof shall
have full power and authority to prescribe the terms and conditions upon which shares of Designated Preferred Stock shall be redeemed
from time to time, subject to the approval of the Appropriate Federal Banking Agency. If fewer than all the shares represented
by any certificate are redeemed, a new certificate shall be issued representing the unredeemed shares without charge to the holder
thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 31; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 5pt; text-align: justify; text-indent: 1in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Effectiveness of Redemption</U>. If notice of redemption has been duly given and if on or before the redemption date
specified in the notice all funds necessary for the redemption have been deposited by the Issuer, in trust for the <I>pro rata</I>
benefit of the holders of the shares called for redemption, with a bank or trust company doing business in the Borough of Manhattan,
The City of New York, and having a capital and surplus of at least $500 million and selected by the Board of Directors, so as to
be and continue to be available solely therefor, then, notwithstanding that any certificate for any share so called for redemption
has not been surrendered for cancellation, on and after the redemption date dividends shall cease to accrue on all shares so called
for redemption, all shares so called for redemption shall no longer be deemed outstanding and all rights with respect to such shares
shall forthwith on such redemption date cease and terminate, except only the right of the holders thereof to receive the amount
payable on such redemption from such bank or trust company, without interest. Any funds unclaimed at the end of three years from
the redemption date shall, to the extent permitted by law, be released to the Issuer, after which time the holders of the shares
so called for redemption shall look only to the Issuer for payment of the redemption price of such shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(f)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Status of Redeemed Shares</U>. Shares of Designated Preferred Stock that are redeemed, repurchased or otherwise acquired
by the Issuer shall revert to authorized but unissued shares of Preferred Stock (<I>provided</I> that any such cancelled shares
of Designated Preferred Stock may be reissued only as shares of any series of Preferred Stock other than Designated Preferred Stock).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.95pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
6. <U>Conversion</U>. Holders of Designated Preferred Stock shares shall have no right to exchange or convert such shares into
any other securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">Section 7. <U>Voting Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>General</U>. The holders of Designated Preferred Stock shall not have any voting rights except as set forth below or
as otherwise from time to time required by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Board Observation Rights</U>. Whenever, at any time or times, dividends on the shares of Designated Preferred Stock have
not been declared and paid in full within five (5) Business Days after each Dividend Payment Date for an aggregate of five (5)
Dividend Periods or more, whether or not consecutive, the Issuer shall invite a representative selected by the holders of a majority
of the outstanding shares of Designated Preferred Stock, voting as a single class, to attend all meetings of its Board of Directors
in a nonvoting observer capacity and, in this respect, shall give such representative copies of all notices, minutes, consents,
and other materials that it provides to its directors in connection with such meetings; <I>provided</I>, that the holders of the
Designated Preferred Stock shall not be obligated to select such a representative, nor shall such representative, if selected,
be obligated to attend any meeting to which he/she is invited. The rights of the holders of the Designated Preferred Stock set
forth in this Section 7(b) shall terminate when full dividends have been timely paid on the Designated Preferred Stock for at least
four consecutive Dividend Periods, subject to revesting in the event of each and every subsequent default of the character above
mentioned.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 32; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.6pt 0pt 5pt; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><U>Preferred
Stock Directors</U>. Whenever, at any time or times, (i) dividends on the shares of Designated Preferred Stock have not been
declared and paid in full within five (5) Business Days after each Dividend Payment Date for an aggregate of six (6) Dividend
Periods or more, whether or not consecutive, and (ii) the aggregate liquidation preference of the then-outstanding shares of
Designated Preferred Stock is greater than or equal to $25,000,000, the authorized number of directors of the Issuer shall
automatically be increased by two and the holders of the Designated Preferred Stock, voting as a single class, shall have the
right, but not the obligation, to elect two directors (hereinafter the &ldquo;<U>Preferred Directors</U>&rdquo; and each
a &ldquo;<U>Preferred Director</U>&rdquo;) to fill such newly created directorships at the Issuer&rsquo;s next annual meeting
of stockholders (or, if the next annual meeting is not yet scheduled or is scheduled to occur more than thirty days later,
the President of the Company shall promptly call a special meeting for that purpose) and at each subsequent annual meeting of
stockholders until full dividends have been timely paid on the Designated Preferred Stock for at least four consecutive
Dividend Periods, at which time such right shall terminate with respect to the Designated Preferred Stock, except as herein
or by law expressly provided, subject to revesting in the event of each and every subsequent default of the character above
mentioned; <I>provided</I> that it shall be a qualification for election for any Preferred Director that the election of such
Preferred Director shall not cause the Issuer to violate any corporate governance requirements of any securities exchange or
other trading facility on which securities of the Issuer may then be listed or traded that listed or traded companies must
have a majority of independent directors. Upon any termination of the right of the holders of shares of Designated Preferred
Stock to vote for directors as provided above, the Preferred Directors shall cease to be qualified as directors, the term of
office of all Preferred Directors then in office shall terminate immediately and the authorized number of directors shall be
reduced by the number of Preferred Directors elected pursuant hereto. Any Preferred Director may be removed at any time, with
or without cause, and any vacancy created thereby may be filled, only by the affirmative vote of the holders a majority of
the shares of Designated Preferred Stock at the time outstanding voting separately as a class. If the office of any Preferred
Director becomes vacant for any reason other than removal from office as aforesaid, the holders of a majority of the
outstanding shares of Designated Preferred Stock, voting as a single class, may choose a successor who shall hold office for
the unexpired term in respect of which such vacancy occurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.55pt 0pt 5pt; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Class Voting Rights as to Particular Matters</U>. So long as any shares of Designated Preferred Stock are outstanding,
in addition to any other vote or consent of stockholders required by law or by the Charter, the written consent of (x) Treasury
if Treasury holds any shares of Designated Preferred Stock, or (y) the holders of a majority of the outstanding shares of Designated
Preferred Stock, voting as a single class, if Treasury does not hold any shares of Designated Preferred Stock, shall be necessary
for effecting or validating:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 33; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 41pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Authorization of Senior Stock</U>. Any amendment or alteration of the Certificate of Designation for the Designated Preferred
Stock or the Charter to authorize or create or increase the authorized amount of, or any issuance of, any shares of, or any securities
convertible into or exchangeable or exercisable for shares of, any class or series of capital stock of the Issuer ranking senior
to Designated Preferred Stock with respect to either or both the payment of dividends and/or the distribution of assets on any
liquidation, dissolution or winding up of the Issuer;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 41pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Amendment of Designated Preferred Stock</U>. Any amendment, alteration or repeal of any provision of the Certificate
of Designation for the Designated Preferred Stock or the Charter (including, unless no vote on such merger or consolidation is
required by Section 7(d)(iii) below, any amendment, alteration or repeal by means of a merger, consolidation or otherwise) so as
to adversely affect the rights, preferences, privileges or voting powers of the Designated Preferred Stock;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.65pt 0pt 41pt; text-align: justify; text-indent: 1in">(iii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Share Exchanges, Reclassifications, Mergers and Consolidations</U>. Subject to Section 7(d)(v) below, any consummation
of a binding share exchange or reclassification involving the Designated Preferred Stock, or of a merger or consolidation of the
Issuer with another corporation or other entity, unless in each case (x) the shares of Designated Preferred Stock remain outstanding
or, in the case of any such merger or consolidation with respect to which the Issuer is not the surviving or resulting entity,
are converted into or exchanged for preference securities of the surviving or resulting entity or its ultimate parent, and (y)
such shares remaining outstanding or such preference securities, as the case may be, have such rights, preferences, privileges
and voting powers, and limitations and restrictions thereof that are the same as the rights, preferences, privileges and voting
powers, and limitations and restrictions thereof, of Designated Preferred Stock immediately prior to such consummation, taken as
a whole; <U>provided</U>, that in all cases, the obligations of the Issuer are assumed (by operation of law or by express written
assumption) by the resulting entity or its ultimate parent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.95pt 0pt 41pt; text-align: justify; text-indent: 1in">(iv)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Certain Asset Sales</U>. Any sale of all, substantially all, or any material portion of, the assets of the Company, if
the Designated Preferred Stock will not be redeemed in full contemporaneously with the consummation of such sale; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.95pt 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 41pt; text-align: justify; text-indent: 1in">(v)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Holding Company Transactions</U>. Any consummation of a Holding Company Transaction, unless as a result of the Holding
Company Transaction each share of Designated Preferred Stock shall be converted into or exchanged for one share with an equal liquidation
preference of preference securities of the Issuer or the Acquiror (the &ldquo;<U>Holding Company Preferred Stock</U>&rdquo;). Any
such Holding Company Preferred Stock shall entitle holders thereof to dividends from the date of issuance of such Holding Company
Preferred Stock on terms that are equivalent to the terms set forth herein, and shall have such other rights, preferences, privileges
and voting powers, and limitations and restrictions thereof that are the same as the rights, preferences, privileges and voting
powers, and limitations and restrictions thereof, of Designated Preferred Stock immediately prior to such conversion or exchange,
taken as a whole;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 34; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify"><I>provided</I>, <I>however</I>,
that for all purposes of this Section 7(d), any increase in the amount of the authorized Preferred Stock, including any increase
in the authorized amount of Designated Preferred Stock necessary to satisfy preemptive or similar rights granted by the Issuer
or CFB to other persons prior to the Signing Date, or the creation and issuance, or an increase in the authorized or issued amount,
whether pursuant to preemptive or similar rights or otherwise, of any other series of Preferred Stock, or any securities convertible
into or exchangeable or exercisable for any other series of Preferred Stock, ranking equally with and/or junior to Designated Preferred
Stock with respect to the payment of dividends (whether such dividends are cumulative or non-cumulative) and the distribution of
assets upon liquidation, dissolution or winding up of the Issuer will not be deemed to adversely affect the rights, preferences,
privileges or voting powers, and shall not require the affirmative vote or consent of, the holders of outstanding shares of the
Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.85pt 0pt 5pt; text-align: justify; text-indent: 1in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Changes
after Provision for Redemption. No vote or consent of the holders of Designated Preferred Stock shall be required pursuant to
Section 7(d) above if, at or prior to the time when any such vote or consent would otherwise be required pursuant to such Section,
all outstanding shares of the Designated Preferred Stock shall have been redeemed, or shall have been called for redemption upon
proper notice and sufficient funds shall have been deposited in trust for such redemption, in each case pursuant to Section 5
above.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.9pt 0pt 5pt; text-align: justify; text-indent: 1in">(f)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Procedures for Voting and Consents</U>. The rules and procedures for calling and conducting any meeting of the holders
of Designated Preferred Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation
and use of proxies at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting
or such consents shall be governed by any rules of the Board of Directors or any duly authorized committee of the Board of Directors,
in its discretion, may adopt from time to time, which rules and procedures shall conform to the requirements of the Charter, the
Bylaws, and applicable law and the rules of any national securities exchange or other trading facility on which Designated Preferred
Stock is listed or traded at the time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 77pt">Section 8. <U>Restriction on Redemptions and Repurchases</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.7pt 0pt 5pt; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Subject to Sections 8(b) and (c), so long as any share of Designated Preferred Stock remains outstanding, the Issuer may
repurchase or redeem any shares of Capital Stock (as defined below), in each case only if (i) after giving effect to such dividend,
repurchase or redemption, the Issuer&rsquo;s Tier 1 capital would be at least equal to the Tier 1 Dividend Threshold and (ii) dividends
on all outstanding shares of Designated Preferred Stock for the most recently completed Dividend Period have been or are contemporaneously
declared and paid (or have been declared and a sum sufficient for the payment thereof has been set aside for the benefit of the
holders of shares of Designated Preferred Stock on the applicable record date).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 35; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.6pt 0pt 5pt; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If a dividend is not declared and paid on the Designated Preferred Stock in respect of any Dividend Period, then from the
last day of such Dividend Period until the last day of the third (3rd) Dividend Period immediately following it, neither the Issuer
nor any Issuer Subsidiary shall, redeem, purchase or acquire any shares of Common Stock, Junior Stock, Parity Stock or other capital
stock or other equity securities of any kind of the Issuer or any Issuer Subsidiary, or any trust preferred securities issued by
the Issuer or any Affiliate of the Issuer (&ldquo;Capital Stock&rdquo;), (other than (i) redemptions, purchases, repurchases or
other acquisitions of the Designated Preferred Stock and (ii) repurchases of Junior Stock or Common Stock in connection with the
administration of any employee benefit plan in the ordinary course of business (including purchases to offset any Share Dilution
Amount pursuant to a publicly announced repurchase plan) and consistent with past practice; <I>provided</I> that any purchases
to offset the Share Dilution Amount shall in no event exceed the Share Dilution Amount, (iii) the acquisition by the Issuer or
any of the Issuer Subsidiaries of record ownership in Junior Stock or Parity Stock for the beneficial ownership of any other persons
(other than the Issuer or any other Issuer Subsidiary), including as trustees or custodians, (iv) the exchange or conversion of
Junior Stock for or into other Junior Stock or of Parity Stock or trust preferred securities for or into other Parity Stock (with
the same or lesser aggregate liquidation amount) or Junior Stock, in each case set forth in this clause (iv), solely to the extent
required pursuant to binding contractual agreements entered into by CFB prior to the Signing Date or any subsequent agreement for
the accelerated exercise, settlement or exchange thereof for Common Stock, (v) redemptions of securities held by the Issuer or
any wholly-owned Issuer Subsidiary or (vi) redemptions, purchases or other acquisitions of capital stock or other equity securities
of any kind of any Issuer Subsidiary required pursuant to binding contractual agreements entered into prior to (x) if Treasury
held Previously Acquired Preferred Shares immediately prior to the Original Issue Date, the original issue date of such Previously
Acquired Preferred Shares, or (y) otherwise, the Signing Date).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 5pt; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the Issuer is not Publicly-Traded, then after the tenth (10th) anniversary of the Signing Date, so long as any share
of Designated Preferred Stock remains outstanding, no Common Stock, Junior Stock or Parity Stock shall be, directly or indirectly,
purchased, redeemed or otherwise acquired for consideration by the Issuer or any of its subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.1pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
9. <U>No Preemptive Rights</U>. No share of Designated Preferred Stock shall have any rights of preemption whatsoever as to any
securities of the Issuer, or any warrants, rights or options issued or granted with respect thereto, regardless of how such securities,
or such warrants, rights or options, may be designated, issued or granted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.6pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
10. <U>References to Line Items of Supplemental Reports</U>. If Treasury modifies the form of Supplemental Report, pursuant to
its rights under the Definitive Agreement, and any such modification includes a change to the caption or number of any line item
on the Supplemental Report, then any reference herein to such line item shall thereafter be a reference to such re-captioned or
re-numbered line item.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6.2pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
11. <U>Record Holders</U>. To the fullest extent permitted by applicable law, the Issuer and the transfer agent for Designated
Preferred Stock may deem and treat the record holder of any share of Designated Preferred Stock as the true and lawful owner thereof
for all purposes, and neither the Issuer nor such transfer agent shall be affected by any notice to the contrary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 36; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 6pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
12. <U>Notices</U>. All notices or communications in respect of Designated Preferred Stock shall be sufficiently given if given
in writing and delivered in person or by first class mail, postage prepaid, or if given in such other manner as may be permitted
in this Certificate of Designation, in the Charter or Bylaws or by applicable law. Notwithstanding the foregoing, if shares of
Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any similar facility, such notices
may be given to the holders of Designated Preferred Stock in any manner permitted by such facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.95pt 0pt 5pt; text-align: justify; text-indent: 71.95pt">Section
13. <U>Replacement Certificates</U>. The Issuer shall replace any mutilated certificate at the holder&rsquo;s expense upon surrender
of that certificate to the Issuer. The Issuer shall replace certificates that become destroyed, stolen or lost at the holder&rsquo;s
expense upon delivery to the Issuer of reasonably satisfactory evidence that the certificate has been destroyed, stolen or lost,
together with any indemnity that may be reasonably required by the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 14. Other
Rights. The shares of Designated Preferred Stock shall not have any rights, preferences, privileges or voting powers or relative,
participating, optional or other special rights, or qualifications, limitations or restrictions thereof, other than as set forth
herein or in the Charter or as provided by applicable law.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 37; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">-A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">EXHIBIT 2</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[CERTIFICATE OF DESIGNATIONS AND STANDARD
PROVISIONS ON NEXT PAGE]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 38 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CERTIFICATE OF DESIGNATIONS<BR>
<BR>
OF<BR>
<BR>
<FONT STYLE="text-transform: uppercase">Series A Preferred Stock, par value $0.01 per share</FONT><BR>
<BR>
OF<BR>
<BR>
SIMMONS FIRST NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Simmons First National
Corporation, a Corporation organized and existing under the laws of the state of Arkansas (herein called the &ldquo;<U>Corporation</U>&rdquo;
or the &ldquo;<U>Issuer</U>&rdquo;), does hereby certify:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">That, pursuant to the
authority conferred upon the Board of Directors of the Corporation (the &ldquo;<U>Board of Directors</U>&rdquo;) by the Amended
and Restated Articles of Incorporation and Bylaws of the Corporation, and pursuant to Section 4-27-602 of the Arkansas Business
Corporation Act of 1987, as amended, the Board of Directors adopted the following resolutions by written consent on February 11,
2019, creating a series of 40,000 shares of Preferred Stock, par value $0.01 per share, of the Issuer designated as &ldquo;<U>Series
A Preferred Stock, Par Value $0.01 Per Share</U>&rdquo;:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>RESOLVED</B>, that
pursuant to the authority expressly granted and vested in the Board of Directors in accordance with the provisions of its Amended
and Restated Articles of Incorporation and Bylaws of the Corporation and applicable law, a series of Preferred Stock, par value
$0.01 per share, of the Corporation be and hereby is created, and that the designation and number of shares of such series, and
the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications, limitations
and restrictions thereof, of the shares of such series, are as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part 1. <U>Designation
and Number of Shares.</U> There is hereby created out of the authorized and unissued shares of preferred stock of the Issuer a
series of preferred stock designated as the &ldquo;Series A Preferred Stock, Par Value $0.01 Per Share&rdquo; (the &ldquo;<U>Designated
Preferred Stock</U>&rdquo;). The authorized number of shares of Designated Preferred Stock shall be 40,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part 2. <U>Standard
Provisions.</U> The Standard Provisions contained in Schedule A attached hereto are incorporated herein by reference in their entirety
and shall be deemed to be a part of this Certificate of Designation to the same extent as if such provisions had been set forth
in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part. 3. <U>Definitions.</U>
The following terms are used in this Certificate of Designation (including the Standard Provisions in Schedule A hereto) as defined
below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Common Stock</U>&rdquo; means the Class A Common Stock, par value $0.01 per share, of the Issuer.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 39 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Dividend Payment Date</U>&rdquo; means February 15, May 15, August 15 and November 15 of each year.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Junior Stock</U>&rdquo; means the Common Stock and any other class or series of stock of the Issuer the terms of which
expressly provide that it ranks junior to Designated Preferred Stock as to dividend rights and/or as to rights on liquidation,
dissolution or winding up of the Issuer.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Liquidation Amount</U>&rdquo; means $1,000 per share of Designated Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Minimum Amount</U>&rdquo; means $10,000,000.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Parity Stock</U>&rdquo; means any class or series of stock of the Issuer (other than Designated Preferred Stock) the
terms of which do not expressly provide that such class or series will rank senior or junior to Designated Preferred Stock as to
dividend rights and/or as to rights on liquidation, dissolution or winding up of the Issuer (in each case without regard to whether
dividends accrue cumulatively or non-cumulatively). Without limiting the foregoing, Parity Stock shall include the Issuer&rsquo;s
Series B Preferred Stock, Par Value $0.01 Per Share.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Signing Date</U>&rdquo; means the Original Issue Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part. 4. <U>Certain
Voting Matters.</U> Holders of shares of Designated Preferred Stock will be entitled to one vote for each such share on any matter
on which holders of Designated Preferred Stock are entitled to vote, including any action by written consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF,
Simmons First National Corporation has caused this Certificate of Designations to be signed by George A. Makris, Jr., its Chairman
and Chief Executive Officer, and Patrick A. Borrow, its Secretary, has affixed its corporate seal hereto and attested said seal
on this 12th day of February, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 3in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">SIMMONS FIRST NATIONAL CORPORATION</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">By: <U>&nbsp;&nbsp;&nbsp;/s/ Patrick A. Burrow&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">By: <U>&nbsp;&nbsp;&nbsp;/s/ George A. Makris, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Name: Patrick A. Burrow</TD><TD>&nbsp;</TD>
    <TD>Name: George A. Makris, Jr.</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><P STYLE="margin-top: 0; margin-bottom: 0">Title: &nbsp;&nbsp;Executive Vice President, General</P>
                    <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Counsel and Secretary</P></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">Title: &nbsp;&nbsp;Chairman and Chief Executive Officer</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; text-indent: 0.5in; width: 27%"></TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 70%">&nbsp;</TD>
    </TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 40; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; text-align: right"><B>Schedule A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in"></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>STANDARD PROVISIONS</U></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 1.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>General Matters.</U> Each share of Designated Preferred Stock shall be identical in all respects to every other share
of Designated Preferred Stock. The Designated Preferred Stock shall be perpetual, subject to the provisions of Section 5 of these
Standard Provisions that form a part of the Certificate of Designations. The Designated Preferred Stock shall rank equally with
Parity Stock and shall rank senior to Junior Stock with respect to the payment of dividends and the distribution of assets in the
event of any dissolution, liquidation or winding up of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 2.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Standard Definitions.</U> As used herein with respect to Designated Preferred Stock:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Applicable Dividend Rate</U>&rdquo; means (i) during the period from the Reliance Original Issue Date to, but excluding,
the first day of the first Dividend Period commencing on or after the fifth anniversary of the Reliance Original Issue Date, 5%
per annum and (ii) from and after the first day of the first Dividend Period commencing on or after the fifth anniversary of the
Reliance Original Issue Date, 9% per annum.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Appropriate Federal Banking Agency</U>&rdquo; means the &ldquo;appropriate Federal banking agency&rdquo; with respect
to the Issuer as defined in Section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. Section 1813(q)), or any successor provision.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Business Combination</U>&rdquo; means a merger, consolidation, statutory share exchange or similar transaction that requires
the approval of the Issuer&rsquo;s stockholders.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Business Day</U>&rdquo; means any day except Saturday, Sunday and any day on which banking institutions in the State
of New York generally are authorized or required by law or other governmental actions to close.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Bylaws</U>&rdquo; means the bylaws of the Issuer, as they may be amended from time to time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Certificate of Designations</U>&rdquo; means the Certificate of Designations or comparable instrument relating to the
Designated Preferred Stock, of which these Standard Provisions form a part, as it may be amended from time to time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Charter</U>&rdquo; means the Issuer&rsquo;s certificate or articles of incorporation, articles of association, or similar
organizational document.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Dividend Period</U>&rdquo; has the meaning set forth in Section 3(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Dividend Record Date</U>&rdquo; has the meaning set forth in Section 3(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Effective Time</U>&rdquo; has the meaning set forth in the Merger Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Liquidation Preference</U>&rdquo; has the meaning set forth in Section 4(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Merger Agreement</U>&rdquo; means the Agreement and Plan of Merger, dated November 13, 2018, as amended on February 11,
2019, by and between the Issuer and Reliance Bancshares, Inc.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 41; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Original Issue Date</U>&rdquo; means the date on which the Effective Time occurs.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Preferred Director</U>&rdquo; has the meaning set forth in Section 7(b).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Preferred Stock</U>&rdquo; means any and all series of preferred stock of the Issuer, including the Designated Preferred
Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Qualified Equity Offering</U>&rdquo; means the sale and issuance for cash by the Issuer to persons other than the Issuer
or any of its subsidiaries after the Reliance Original Issue Date of shares of perpetual Preferred Stock, Common Stock or any combination
of such stock, that, in each case, qualify as and may be included in Tier 1 capital of the Issuer at the time of issuance under
the applicable risk-based capital guidelines of the Issuer&rsquo;s Appropriate Federal Banking Agency (other than any such sales
and issuances made pursuant to agreements or arrangements entered into, or pursuant to financing plans which were publicly announced,
on or prior to November 17, 2008).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Reliance Original Issue Date</U>&rdquo; means February 13, 2009, the date on which Reliance Bancshares, Inc. first issued
Fixed Rate Cumulative Perpetual Preferred Stock, no par value, Series A.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(r)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Standard Provisions</U>&rdquo; mean these Standard Provisions that form a part of the Certificate of Designations relating
to the Designated Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(s)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Successor Preferred Stock</U>&rdquo; has the meaning set forth in Section 5(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(t)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Voting Parity Stock</U>&rdquo; means, with regard to any matter as to which the holders of Designated Preferred Stock
are entitled to vote as specified in Sections 7(a) and 7(b) of these Standard Provisions that form a part of the Certificate of
Designations, any and all series of Parity Stock upon which like voting rights have been conferred and are exercisable with respect
to such matter.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 3.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Dividends.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Rate.</U> Holders of Designated Preferred Stock shall be entitled to receive, on each share of Designated Preferred Stock if,
as and when declared by the Board of Directors or any duly authorized committee of the Board of Directors, but only out of assets
legally available therefor, cumulative cash dividends with respect to each Dividend Period (as defined below) at a rate per annum
equal to the Applicable Dividend Rate on (i) the Liquidation Amount per share of Designated Preferred Stock and (ii) the amount
of accrued and unpaid dividends for any prior Dividend Period on such share of Designated Preferred Stock, if any. Such dividends
shall begin to accrue and be cumulative from the Original Issue Date, shall compound on each subsequent Dividend Payment Date (<I>i.e.,
</I>no dividends shall accrue on other dividends unless and until the first Dividend Payment Date for such other dividends has
passed without such other dividends having been paid on such date) and shall be payable quarterly in arrears on each Dividend Payment
Date, commencing with the first such Dividend Payment Date to occur at least 20 calendar days after the Original Issue Date. In
the event that any Dividend Payment Date would otherwise fall on a day that is not a Business Day, the dividend payment due on
that date will be postponed to the next day that is a Business Day and no additional dividends will accrue as a result of that
postponement. The period from and including any Dividend Payment Date to, but excluding, the next Dividend Payment Date is a &ldquo;<U>Dividend
Period</U>&rdquo;, provided that the initial Dividend Period shall be the period from and including the Original Issue Date to,
but excluding, the next Dividend Payment Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 42; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Dividends that are
payable on Designated Preferred Stock in respect of any Dividend Period shall be computed on the basis of a 360-day year consisting
of twelve 30-day months. The amount of dividends payable on Designated Preferred Stock on any date prior to the end of a Dividend
Period, and for the initial Dividend Period, shall be computed on the basis of a 360-day year consisting of twelve 30-day months,
and actual days elapsed over a 30-day month.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Dividends that are
payable on Designated Preferred Stock on any Dividend Payment Date will be payable to holders of record of Designated Preferred
Stock as they appear on the stock register of the Issuer on the applicable record date, which shall be the 15th calendar day immediately
preceding such Dividend Payment Date or such other record date fixed by the Board of Directors or any duly authorized committee
of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each, a &ldquo;<U>Dividend
Record Date</U>&rdquo;). Any such day that is a Dividend Record Date shall be a Dividend Record Date whether or not such day is
a Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Holders of Designated
Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities or other property, other than dividends
(if any) declared and payable on Designated Preferred Stock as specified in this Section 3 (subject to the other provisions of
the Certificate of Designations).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Priority of Dividends.</U> So long as any share of Designated Preferred Stock remains outstanding, no dividend or distribution
shall be declared or paid on the Common Stock or any other shares of Junior Stock (other than dividends payable solely in shares
of Common Stock) or Parity Stock, subject to the immediately following paragraph in the case of Parity Stock, and no Common Stock,
Junior Stock or Parity Stock shall be, directly or indirectly, purchased, redeemed or otherwise acquired for consideration by the
Issuer or any of its subsidiaries unless all accrued and unpaid dividends for all past Dividend Periods, including the latest completed
Dividend Period (including, if applicable as provided in Section 3(a) above, dividends on such amount), on all outstanding shares
of Designated Preferred Stock have been or are contemporaneously declared and paid in full (or have been declared and a sum sufficient
for the payment thereof has been set aside for the benefit of the holders of shares of Designated Preferred Stock on the applicable
record date). The foregoing limitation shall not apply to (i) redemptions, purchases or other acquisitions of shares of Common
Stock or other Junior Stock in connection with the administration of any employee benefit plan in the ordinary course of business
and consistent with past practice; (ii) the acquisition by the Issuer or any of its subsidiaries of record ownership in Junior
Stock or Parity Stock for the beneficial ownership of any other persons (other than the Issuer or any of its subsidiaries), including
as trustees or custodians; and (iii) the exchange or conversion of Junior Stock for or into other Junior Stock or of Parity Stock
for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or Junior Stock, in each case, solely to
the extent required pursuant to binding contractual agreements entered into prior to the Signing Date or any subsequent agreement
for the accelerated exercise, settlement or exchange thereof for Common Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 43; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">When dividends are
not paid (or declared and a sum sufficient for payment thereof set aside for the benefit of the holders thereof on the applicable
record date) on any Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the Dividend
Payment Dates, on a dividend payment date falling within a Dividend Period related to such Dividend Payment Date) in full upon
Designated Preferred Stock and any shares of Parity Stock, all dividends declared on Designated Preferred Stock and all such Parity
Stock and payable on such Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the
Dividend Payment Dates, on a dividend payment date falling within the Dividend Period related to such Dividend Payment Date) shall
be declared <I>pro rata </I>so that the respective amounts of such dividends declared shall bear the same ratio to each other as
all accrued and unpaid dividends per share on the shares of Designated Preferred Stock (including, if applicable as provided in
Section 3(a) above, dividends on such amount) and all Parity Stock payable on such Dividend Payment Date (or, in the case of Parity
Stock having dividend payment dates different from the Dividend Payment Dates, on a dividend payment date falling within the Dividend
Period related to such Dividend Payment Date) (subject to their having been declared by the Board of Directors or a duly authorized
committee of the Board of Directors out of legally available funds and including, in the case of Parity Stock that bears cumulative
dividends, all accrued but unpaid dividends) bear to each other. If the Board of Directors or a duly authorized committee of the
Board of Directors determines not to pay any dividend or a full dividend on a Dividend Payment Date, the Issuer will provide written
notice to the holders of Designated Preferred Stock prior to such Dividend Payment Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Subject to the foregoing,
and not otherwise, such dividends (payable in cash, securities or other property) as may be determined by the Board of Directors
or any duly authorized committee of the Board of Directors may be declared and paid on any securities, including Common Stock and
other Junior Stock, from time to time out of any funds legally available for such payment, and holders of Designated Preferred
Stock shall not be entitled to participate in any such dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 4.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Liquidation Rights.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Voluntary or Involuntary Liquidation.</U> In the event of any liquidation, dissolution or winding up of the affairs of the Issuer,
whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled to receive for each share of Designated
Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital or surplus) available for distribution to
stockholders of the Issuer, subject to the rights of any creditors of the Issuer, before any distribution of such assets or proceeds
is made to or set aside for the holders of Common Stock and any other stock of the Issuer ranking junior to Designated Preferred
Stock as to such distribution, payment in full in an amount equal to the sum of (i) the Liquidation Amount per share and (ii) the
amount of any accrued and unpaid dividends (including, if applicable as provided in Section 3(a) above, dividends on such amount),
whether or not declared, to the date of payment (such amounts collectively, the &ldquo;<U>Liquidation Preference</U>&rdquo;).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Partial Payment.</U> If in any distribution described in Section 4(a) above the assets of the Issuer or proceeds thereof are
not sufficient to pay in full the amounts payable with respect to all outstanding shares of Designated Preferred Stock and the
corresponding amounts payable with respect of any other stock of the Issuer ranking equally with Designated Preferred Stock as
to such distribution, holders of Designated Preferred Stock and the holders of such other stock shall share ratably in any such
distribution in proportion to the full respective distributions to which they are entitled.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 44; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Residual Distributions.</U> If the Liquidation Preference has been paid in full to all holders of Designated Preferred Stock
and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally with Designated Preferred Stock
as to such distribution has been paid in full, the holders of other stock of the Issuer shall be entitled to receive all remaining
assets of the Issuer (or proceeds thereof) according to their respective rights and preferences.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Merger, Consolidation and Sale of Assets Not Liquidation.</U> For purposes of this Section 4, the merger or consolidation of
the Issuer with any other corporation or other entity, including a merger or consolidation in which the holders of Designated Preferred
Stock receive cash, securities or other property for their shares, or the sale, lease or exchange (for cash, securities or other
property) of all or substantially all of the assets of the Issuer, shall not constitute a liquidation, dissolution or winding up
of the Issuer.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 5.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Redemption.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Optional Redemption.</U> Except as provided below, the Designated Preferred Stock may not be redeemed prior to the first Dividend
Payment Date falling on or after the third anniversary of the Reliance Original Issue Date. On or after the first Dividend Payment
Date falling on or after the third anniversary of the Reliance Original Issue Date, the Issuer, at its option, subject to the approval
of the Appropriate Federal Banking Agency, may redeem, in whole or in part, at any time and from time to time, out of funds legally
available therefor, the shares of Designated Preferred Stock at the time outstanding, upon notice given as provided in Section
5(c) below, at a redemption price equal to the sum of (i) the Liquidation Amount per share and (ii) except as otherwise provided
below, any accrued and unpaid dividends (including, if applicable as provided in Section 3(a) above, dividends on such amount)
(regardless of whether any dividends are actually declared) to, but excluding, the date fixed for redemption.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the
foregoing, prior to the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue Date,
the Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency, may redeem, in whole or in part,
at any time and from time to time, the shares of Designated Preferred Stock at the time outstanding, upon notice given as provided
in Section 5(c) below, at a redemption price equal to the sum of (i) the Liquidation Amount per share and (ii) except as otherwise
provided below, any accrued and unpaid dividends (including, if applicable as provided in Section 3(a) above, dividends on such
amount) (regardless of whether any dividends are actually declared) to, but excluding, the date fixed for redemption; <I>provided
</I>that (x) the Issuer (or any successor by Business Combination) has received aggregate gross proceeds of not less than the Minimum
Amount (plus the &ldquo;Minimum Amount&rdquo; as defined in the relevant certificate of designations for each other outstanding
series of preferred stock of such successor that was originally issued to the United States Department of the Treasury (the &ldquo;<U>Successor
Preferred Stock</U>&rdquo;) in connection with the Troubled Asset Relief Program Capital Purchase Program) from one or more Qualified
Equity Offerings (including Qualified Equity Offerings of such successor), and (y) the aggregate redemption price of the Designated
Preferred Stock (and any Successor Preferred Stock) redeemed pursuant to this paragraph may not exceed the aggregate net cash proceeds
received by the Issuer (or any successor by Business Combination) from such Qualified Equity Offerings (including Qualified Equity
Offerings of such successor).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 45; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The redemption price
for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such shares against surrender
of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid dividends payable on a redemption
date that occurs subsequent to the Dividend Record Date for a Dividend Period shall not be paid to the holder entitled to receive
the redemption price on the redemption date, but rather shall be paid to the holder of record of the redeemed shares on such Dividend
Record Date relating to the Dividend Payment Date as provided in Section 3 above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>No Sinking Fund.</U> The Designated Preferred Stock will not be subject to any mandatory redemption, sinking fund or other similar
provisions. Holders of Designated Preferred Stock will have no right to require redemption or repurchase of any shares of Designated
Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Notice of Redemption.</U> Notice of every redemption of shares of Designated Preferred Stock shall be given by first class mail,
postage prepaid, addressed to the holders of record of the shares to be redeemed at their respective last addresses appearing on
the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days before the date fixed for redemption.
Any notice mailed as provided in this Subsection shall be conclusively presumed to have been duly given, whether or not the holder
receives such notice, but failure duly to give such notice by mail, or any defect in such notice or in the mailing thereof, to
any holder of shares of Designated Preferred Stock designated for redemption shall not affect the validity of the proceedings for
the redemption of any other shares of Designated Preferred Stock. Notwithstanding the foregoing, if shares of Designated Preferred
Stock are issued in book-entry form through The Depository Trust Company or any other similar facility, notice of redemption may
be given to the holders of Designated Preferred Stock at such time and in any manner permitted by such facility. Each notice of
redemption given to a holder shall state: (1) the redemption date; (2) the number of shares of Designated Preferred Stock to be
redeemed and, if less than all the shares held by such holder are to be redeemed, the number of such shares to be redeemed from
such holder; (3) the redemption price; and (4) the place or places where certificates for such shares are to be surrendered for
payment of the redemption price.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Partial Redemption.</U> In case of any redemption of part of the shares of Designated Preferred Stock at the time outstanding,
the shares to be redeemed shall be selected either <I>pro rata </I>or in such other manner as the Board of Directors or a duly
authorized committee thereof may determine to be fair and equitable. Subject to the provisions hereof, the Board of Directors or
a duly authorized committee thereof shall have full power and authority to prescribe the terms and conditions upon which shares
of Designated Preferred Stock shall be redeemed from time to time. If fewer than all the shares represented by any certificate
are redeemed, a new certificate shall be issued representing the unredeemed shares without charge to the holder thereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Effectiveness of Redemption.</U> If notice of redemption has been duly given and if on or before the redemption date specified
in the notice all funds necessary for the redemption have been deposited by the Issuer, in trust for the <I>pro rata </I>benefit
of the holders of the shares called for redemption, with a bank or trust company doing business in the Borough of Manhattan, The
City of New York, and having a capital and surplus of at least $500 million and selected by the Board of Directors, so as to be
and continue to be available solely therefor, then, notwithstanding that any certificate for any share so called for redemption
has not been surrendered for cancellation, on and after the redemption date dividends shall cease to accrue on all shares so called
for redemption, all shares so called for redemption shall no longer be deemed outstanding and all rights with respect to such shares
shall forthwith on such redemption date cease and terminate, except only the right of the holders thereof to receive the amount
payable on such redemption from such bank or trust company, without interest. Any funds unclaimed at the end of three years from
the redemption date shall, to the extent permitted by law, be released to the Issuer, after which time the holders of the shares
so called for redemption shall look only to the Issuer for payment of the redemption price of such shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 46; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Status of Redeemed Shares.</U> Shares of Designated Preferred Stock that are redeemed, repurchased or otherwise acquired by
the Issuer shall revert to authorized but unissued shares of Preferred Stock (<I>provided </I>that any such cancelled shares of
Designated Preferred Stock may be reissued only as shares of any series of Preferred Stock other than Designated Preferred Stock).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 6.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Conversion.</U> Holders of Designated Preferred Stock shares shall have no right to exchange or convert such shares into
any other securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 7.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Voting Rights.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>General.</U> The holders of Designated Preferred Stock shall not have any voting rights except as set forth below or as otherwise
from time to time required by law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Preferred Stock Directors.</U> Whenever, at any time or times, dividends payable on the shares of Designated Preferred Stock
have not been paid for an aggregate of six quarterly Dividend Periods or more, whether or not consecutive, the authorized number
of directors of the Issuer shall automatically be increased by two and the holders of the Designated Preferred Stock shall have
the right, with holders of shares of any one or more other classes or series of Voting Parity Stock outstanding at the time, voting
together as a class, to elect two directors (hereinafter the &ldquo;<U>Preferred Directors</U>&rdquo; and each a &ldquo;<U>Preferred
Director</U>&rdquo;) to fill such newly created directorships at the Issuer&rsquo;s next annual meeting of stockholders (or at
a special meeting called for that purpose prior to such next annual meeting) and at each subsequent annual meeting of stockholders
until all accrued and unpaid dividends for all past Dividend Periods, including the latest completed Dividend Period (including,
if applicable as provided in Section 3(a) above, dividends on such amount), on all outstanding shares of Designated Preferred Stock
have been declared and paid in full at which time such right shall terminate with respect to the Designated Preferred Stock, except
as herein or by law expressly provided, subject to revesting in the event of each and every subsequent default of the character
above mentioned; <I>provided </I>that it shall be a qualification for election for any Preferred Director that the election of
such Preferred Director shall not cause the Issuer to violate any corporate governance requirements of any securities exchange
or other trading facility on which securities of the Issuer may then be listed or traded that listed or traded companies must have
a majority of independent directors. Upon any termination of the right of the holders of shares of Designated Preferred Stock and
Voting Parity Stock as a class to vote for directors as provided above, the Preferred Directors shall cease to be qualified as
directors, the term of office of all Preferred Directors then in office shall terminate immediately and the authorized number of
directors shall be reduced by the number of Preferred Directors elected pursuant hereto. Any Preferred Director may be removed
at any time, with or without cause, and any vacancy created thereby may be filled, only by the affirmative vote of the holders
a majority of the shares of Designated Preferred Stock at the time outstanding voting separately as a class together with the holders
of shares of Voting Parity Stock, to the extent the voting rights of such holders described above are then exercisable. If the
office of any Preferred Director becomes vacant for any reason other than removal from office as aforesaid, the remaining Preferred
Director may choose a successor who shall hold office for the unexpired term in respect of which such vacancy occurred.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 47; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Class Voting Rights as to Particular Matters.</U> So long as any shares of Designated Preferred Stock are outstanding, in addition
to any other vote or consent of stockholders required by law or by the Charter, the vote or consent of the holders of at least
66 2/3% of the shares of Designated Preferred Stock at the time outstanding, voting as a separate class, given in person or by
proxy, either in writing without a meeting or by vote at any meeting called for the purpose, shall be necessary for effecting or
validating:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Authorization of Senior Stock.</U> Any amendment or alteration of the Certificate of Designations for the Designated Preferred
Stock or the Charter to authorize or create or increase the authorized amount of, or any issuance of, any shares of, or any securities
convertible into or exchangeable or exercisable for shares of, any class or series of capital stock of the Issuer ranking senior
to Designated Preferred Stock with respect to either or both the payment of dividends and/or the distribution of assets on any
liquidation, dissolution or winding up of the Issuer;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Amendment of Designated Preferred Stock.</U> Any amendment, alteration or repeal of any provision of the Certificate of Designations
for the Designated Preferred Stock or the Charter (including, unless no vote on such merger or consolidation is required by Section
7(c)(iii) below, any amendment, alteration or repeal by means of a merger, consolidation or otherwise) so as to adversely affect
the rights, preferences, privileges or voting powers of the Designated Preferred Stock; or</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Share Exchanges, Reclassifications, Mergers and Consolidations.</U> Any consummation of a binding share exchange or reclassification
involving the Designated Preferred Stock, or of a merger or consolidation of the Issuer with another corporation or other entity,
unless in each case (x) the shares of Designated Preferred Stock remain outstanding or, in the case of any such merger or consolidation
with respect to which the Issuer is not the surviving or resulting entity, are converted into or exchanged for preference securities
of the surviving or resulting entity or its ultimate parent, and (y) such shares remaining outstanding or such preference securities,
as the case may be, have such rights, preferences, privileges and voting powers, and limitations and restrictions thereof, taken
as a whole, as are not materially less favorable to the holders thereof than the rights, preferences, privileges and voting powers,
and limitations and restrictions thereof, of Designated Preferred Stock immediately prior to such consummation, taken as a whole;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 48; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5.65pt"><I>provided, however</I>, that for all purposes of
this Section 7(c), any increase in the amount of the authorized Preferred Stock, including any increase in the authorized amount
of Designated Preferred Stock necessary to satisfy preemptive or similar rights granted by the Issuer to other persons prior to
the Signing Date, or the creation and issuance, or an increase in the authorized or issued amount, whether pursuant to preemptive
or similar rights or otherwise, of any other series of Preferred Stock, or any securities convertible into or exchangeable or exercisable
for any other series of Preferred Stock, ranking equally with and/or junior to Designated Preferred Stock with respect to the payment
of dividends (whether such dividends are cumulative or non-cumulative) and the distribution of assets upon liquidation, dissolution
or winding up of the Issuer will not be deemed to adversely affect the rights, preferences, privileges or voting powers, and shall
not require the affirmative vote or consent of, the holders of outstanding shares of the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5.65pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Changes after Provision for Redemption.</U> No vote or consent of the holders of Designated Preferred Stock shall be required
pursuant to Section 7(c) above if, at or prior to the time when any such vote or consent would otherwise be required pursuant to
such Section, all outstanding shares of the Designated Preferred Stock shall have been redeemed, or shall have been called for
redemption upon proper notice and sufficient funds shall have been deposited in trust for such redemption, in each case pursuant
to Section 5 above.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Procedures for Voting and Consents.</U> The rules and procedures for calling and conducting any meeting of the holders of Designated
Preferred Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation and use
of proxies at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting or
such consents shall be governed by any rules of the Board of Directors or any duly authorized committee of the Board of Directors,
in its discretion, may adopt from time to time, which rules and procedures shall conform to the requirements of the Charter, the
Bylaws, and applicable law and the rules of any national securities exchange or other trading facility on which Designated Preferred
Stock is listed or traded at the time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 8.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Record Holders.</U> To the fullest extent permitted by applicable law, the Issuer and the transfer agent for Designated
Preferred Stock may deem and treat the record holder of any share of Designated Preferred Stock as the true and lawful owner thereof
for all purposes, and neither the Issuer nor such transfer agent shall be affected by any notice to the contrary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 9.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Notices.</U> All notices or communications in respect of Designated Preferred Stock shall be sufficiently given if given
in writing and delivered in person or by first class mail, postage prepaid, or if given in such other manner as may be permitted
in this Certificate of Designations, in the Charter or Bylaws or by applicable law. Notwithstanding the foregoing, if shares of
Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any similar facility, such notices
may be given to the holders of Designated Preferred Stock in any manner permitted by such facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 10.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Preemptive Rights.</U> No share of Designated Preferred Stock shall have any rights of preemption whatsoever as to
any securities of the Issuer, or any warrants, rights or options issued or granted with respect thereto, regardless of how such
securities, or such warrants, rights or options, may be designated, issued or granted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 49; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 11.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Replacement Certificates.</U> The Issuer shall replace any mutilated certificate at the holder&rsquo;s expense upon surrender
of that certificate to the Issuer. The Issuer shall replace certificates that become destroyed, stolen or lost at the holder&rsquo;s
expense upon delivery to the Issuer of reasonably satisfactory evidence that the certificate has been destroyed, stolen or lost,
together with any indemnity that may be reasonably required by the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 12.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Other Rights.</U> The shares of Designated Preferred Stock shall not have any rights, preferences, privileges or voting
powers or relative, participating, optional or other special rights, or qualifications, limitations or restrictions thereof, other
than as set forth herein or in the Charter or as provided by applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 50; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">EXHIBIT 3</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[CERTIFICATE OF DESIGNATIONS AND STANDARD
PROVISIONS ON NEXT PAGE]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 51 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CERTIFICATE OF DESIGNATIONS<BR>
<BR>
OF<BR>
<BR>
<FONT STYLE="text-transform: uppercase">Series b Preferred Stock, par value $0.01 per share</FONT><BR>
<BR>
<BR>
OF<BR>
<BR>
SIMMONS FIRST NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Simmons First National
Corporation, a Corporation organized and existing under the laws of the state of Arkansas (herein called the &ldquo;<U>Corporation</U>&rdquo;
or the &ldquo;<U>Issuer</U>&rdquo;), does hereby certify:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">That, pursuant to the
authority conferred upon the Board of Directors of the Corporation (the &ldquo;<U>Board of Directors</U>&rdquo;) by the Amended
and Restated Articles of Incorporation and Bylaws of the Corporation, and pursuant to Section 4-27-602 of the Arkansas Business
Corporation Act of 1987, as amended, the Board of Directors adopted the following resolutions by written consent on February 11,
2019, creating a series of 2,000.02 shares of Preferred Stock, par value $0.01 per share, of the Issuer designated as &ldquo;<U>Series
B Preferred Stock, Par Value $0.01 Per Share</U>&rdquo;:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>RESOLVED</B>, that
pursuant to the authority expressly granted and vested in the Board of Directors in accordance with the provisions of its Amended
and Restated Articles of Incorporation and Bylaws of the Corporation and applicable law, a series of Preferred Stock, par value
$0.01 per share, of the Corporation be and hereby is created, and that the designation and number of shares of such series, and
the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications, limitations
and restrictions thereof, of the shares of such series, are as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part 1. <U>Designation
and Number of Shares.</U> There is hereby created out of the authorized and unissued shares of preferred stock of the Issuer a
series of preferred stock designated as the &ldquo;Series B Preferred Stock, Par Value $0.01 Per Share&rdquo; (the &ldquo;<U>Designated
Preferred Stock</U>&rdquo;). The authorized number of shares of Designated Preferred Stock shall be 2,000.02.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part 2. <U>Standard
Provisions.</U> The Standard Provisions contained in Schedule A attached hereto are incorporated herein by reference in their entirety
and shall be deemed to be a part of this Certificate of Designation to the same extent as if such provisions had been set forth
in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part. 3. <U>Definitions.</U>
The following terms are used in this Certificate of Designation (including the Standard Provisions in Schedule A hereto) as defined
below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Common Stock</U>&rdquo; means the Class A Common Stock, par value $0.01 per share, of the Issuer.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 52 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Dividend Payment Date</U>&rdquo; means February 15, May 15, August 15 and November 15 of each year.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Junior Stock</U>&rdquo; means the Common Stock and any other class or series of stock of the Issuer the terms of which
expressly provide that it ranks junior to Designated Preferred Stock as to dividend rights and/or as to rights on liquidation,
dissolution or winding up of the Issuer.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Liquidation Amount</U>&rdquo; means $1,000 per share of Designated Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Minimum Amount</U>&rdquo; means $500,000.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Parity Stock</U>&rdquo; means any class or series of stock of the Issuer (other than Designated Preferred Stock) the
terms of which do not expressly provide that such class or series will rank senior or junior to Designated Preferred Stock as to
dividend rights and/or as to rights on liquidation, dissolution or winding up of the Issuer (in each case without regard to whether
dividends accrue cumulatively or non-cumulatively). Without limiting the foregoing, Parity Stock shall include the UST Preferred
Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Signing Date</U>&rdquo; means the Original Issue Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>UST Preferred Stock</U>&rdquo; means the Issuer&rsquo;s Series A Preferred Stock, Par Value $0.01 Per Share.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Part. 4. <U>Certain
Voting Matters.</U> Holders of shares of Designated Preferred Stock will be entitled to one vote for each such share on any matter
on which holders of Designated Preferred Stock are entitled to vote, including any action by written consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF,
Simmons First National Corporation has caused this Certificate of Designations to be signed by George A. Makris, Jr., its Chairman
and Chief Executive Officer, and Patrick A. Borrow, its Secretary, has affixed its corporate seal hereto and attested said seal
on this 12th day of February, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 3in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">SIMMONS FIRST NATIONAL CORPORATION</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt; width: 27%">By: <U>&nbsp;&nbsp;&nbsp;/s/ Patrick A. Burrow&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD><TD STYLE="padding-bottom: 1pt; width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; width: 70%">By: <U>&nbsp;&nbsp;&nbsp;/s/ George A. Makris, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Name: Patrick A. Burrow</TD><TD>&nbsp;</TD>
    <TD>Name: George A. Makris, Jr.</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><P STYLE="margin-top: 0; margin-bottom: 0">Title: &nbsp;&nbsp;Executive Vice President, </P>
                    <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;General
                    Counsel and Secretary</P></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">Title: &nbsp;&nbsp;Chairman and Chief Executive Officer</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 53 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Schedule A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>STANDARD PROVISIONS</U></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 1.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>General Matters.</U> Each share of Designated Preferred Stock shall be identical in all respects to every other share
of Designated Preferred Stock. The Designated Preferred Stock shall be perpetual, subject to the provisions of Section 5 of these
Standard Provisions that form a part of the Certificate of Designations. The Designated Preferred Stock shall rank equally with
Parity Stock and shall rank senior to Junior Stock with respect to the payment of dividends and the distribution of assets in the
event of any dissolution, liquidation or winding up of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 2.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Standard Definitions.</U> As used herein with respect to Designated Preferred Stock:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Appropriate Federal Banking Agency</U>&rdquo; means the &ldquo;appropriate Federal banking agency&rdquo; with respect
to the Issuer as defined in Section 3 (q) of the Federal Deposit Insurance Act (12 U.S.C. Section 1813(q)), or any successor provision.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Business Combination</U>&rdquo; means a merger, consolidation, statutory share exchange or similar transaction that requires
the approval of the Issuer&rsquo;s stockholders.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Business Day</U>&rdquo; means any day except Saturday, Sunday and any day on which banking institutions in the State
of New York generally are authorized or required by law or other governmental actions to close.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Bylaws</U>&rdquo; means the bylaws of the Issuer, as they may be amended from time to time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Certificate of Designations</U>&rdquo; means the Certificate of Designations or comparable instrument relating to the
Designated Preferred Stock, of which these Standard Provisions form a part, as it may be amended from time to time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Charter</U>&rdquo; means the Issuer&rsquo;s certificate or articles of incorporation, articles of association, or similar
organizational document.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Dividend Period</U>&rdquo; has the meaning set forth in Section 3(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Dividend Record Date</U>&rdquo; has the meaning set forth in Section 3(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Effective Time</U>&rdquo; has the meaning set forth in the Merger Agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Liquidation Preference</U>&rdquo; has the meaning set forth in Section 4(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Merger Agreement</U>&rdquo; means the Agreement and Plan of Merger, dated November 13, 2018, as amended on February 11,
2019, by and between the Issuer and Reliance Bancshares, Inc.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Original Issue Date</U>&rdquo; means the date on which the Effective Time occurs.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Preferred Director</U>&rdquo; has the meaning set forth in Section 7(b).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Preferred Stock</U>&rdquo; means any and all series of preferred stock of the Issuer, including the Designated Preferred
Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 54; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Qualified Equity Offering</U>&rdquo; means the sale and issuance for cash by the Issuer to persons other than the Issuer
or any of its subsidiaries after the Reliance Original Issue Date of shares of perpetual Preferred Stock, Common Stock or any combination
of such stock, that, in each case, qualify as and may be included in Tier 1 capital of the Issuer at the time of issuance under
the applicable risk-based capital guidelines of the Issuer&rsquo;s Appropriate Federal Banking Agency (other than any such sales
and issuances made pursuant to agreements or arrangements entered into, or pursuant to financing plans which were publicly announced,
on or prior to November 17, 2008).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Reliance Original Issue Date</U>&rdquo; means February 13, 2009, the date on which Reliance Bancshares, Inc. first issued
Fixed Rate Cumulative Perpetual Preferred Stock, no par value, Series B.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Standard Provisions</U>&rdquo; mean these Standard Provisions that form a part of the Certificate of Designations relating
to the Designated Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(r)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Successor Preferred Stock</U>&rdquo; has the meaning set forth in Section 5(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(s)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&ldquo;<U>Voting Parity Stock</U>&rdquo; means, with regard to any matter as to which the holders of Designated Preferred Stock
are entitled to vote as specified in Sections 7(a) and 7(b) of these Standard Provisions that form a part of the Certificate of
Designations, any and all series of Parity Stock upon which like voting rights have been conferred and are exercisable with respect
to such matter.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 3.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Dividends.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Rate.</U> Holders of Designated Preferred Stock shall be entitled to receive, on each share of Designated Preferred Stock if,
as and when declared by the Board of Directors or any duly authorized committee of the Board of Directors, but only out of assets
legally available therefor, cumulative cash dividends with respect to each Dividend Period (as defined below) at a per annum rate
of 9.0% on (i) the Liquidation. Amount per share of Designated Preferred Stock and (ii) the amount of accrued and unpaid dividends
for any prior Dividend Period on such share of Designated Preferred Stock, if any. Such dividends shall begin to accrue and be
cumulative from the Original Issue Date, shall compound on each subsequent Dividend Payment Date (<I>i.e.</I>, no dividends shall
accrue on other dividends unless and until the first Dividend Payment Date for such other dividends has passed without such other
dividends having been paid on such date) and shall be payable quarterly in arrears on each Dividend Payment Date, commencing with
the first such Dividend Payment Date to occur at least 20 calendar days after the Original Issue Date. In the event that any Dividend
Payment Date would otherwise fall on a day that is not a Business Day, the dividend payment due on that date will be postponed
to the next day that is a Business Day and no additional dividends will accrue as a result of that postponement. The period from
and including any Dividend Payment Date to, but excluding, the next Dividend Payment Date is a &ldquo;<U>Dividend Period</U>&rdquo;,
provided that the initial Dividend Period shall be the period from and including the Original Issue Date to, but excluding, the
next Dividend Payment Date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Dividends that are
payable on Designated Preferred Stock in respect of any Dividend Period shall be computed on the basis of a 360-day year consisting
of twelve 30-day months. The amount of dividends payable on Designated Preferred Stock on any date prior to the end of a Dividend
Period, and for the initial Dividend Period, shall be computed on the basis of a 360-day year consisting of twelve 30-day months,
and actual days elapsed over a 30-day month.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 55; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Dividends that are
payable on Designated. Preferred Stock on any Dividend Payment Date will be payable to holders of record of Designated Preferred
Stock as they appear on the stock register of the Issuer on the applicable record date, which shall be the 15th calendar day immediately
preceding such Dividend Payment Date or such other record date fixed by the Board of Directors or any duly authorized committee
of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each, a &ldquo;<U>Dividend
Record Date</U>&rdquo;). Any such day that is a Dividend Record Date shall be a Dividend Record Date whether or not such day is
a Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Holders of Designated
Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities or other property, other than dividends
(if any) declared and payable on Designated Preferred Stock as specified in this Section 3 (subject to the other provisions of
the Certificate of Designations).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Priority of Dividends.</U> So long as any share of Designated Preferred Stock remains outstanding, no dividend or distribution
shall be declared or paid on the Common Stock or any other shares of Junior Stock (other than dividends payable solely in shares
of Common Stock) or Parity Stock, subject to the immediately following paragraph in the case of Parity Stock, and no Common Stock,
Junior Stock or Parity Stock shall be, directly or indirectly, purchased, redeemed or otherwise acquired for consideration by the
Issuer or any of its subsidiaries unless all accrued and unpaid dividends for all past Dividend Periods, including the latest completed
Dividend Period (including, if applicable as provided in Section 3(a) above, dividends on such amount), on all outstanding shares
of Designated Preferred Stock have been or are contemporaneously declared and paid in full (or have been declared and a sum sufficient
for the payment thereof has been set aside for the benefit of the holders of shares of Designated Preferred Stock on the applicable
record date). The foregoing limitation shall not apply to (i) redemptions, purchases or other acquisitions of shares of Common
Stock or other Junior Stock in connection with the administration of any employee benefit plan in the ordinary course of business
and consistent with past practice; (ii) the acquisition by the Issuer or any of its subsidiaries of record ownership in Junior
Stock or Parity Stock for the beneficial ownership of any other persons (other than the Issuer or any of its subsidiaries), including
as trustees or custodians; and (iii) the exchange or conversion of Junior Stock for or into other Junior Stock or of Parity Stock
for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or Junior Stock, in each case, solely to
the extent required pursuant to binding contractual agreements entered into prior to the Signing Date or any subsequent agreement
for the accelerated exercise, settlement or exchange thereof for Common Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 56; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">When dividends are
not paid (or declared and a sum sufficient for payment thereof set aside for the benefit of the holders thereof on the applicable
record date) on any Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the Dividend
Payment Dates, on a dividend payment date falling within a Dividend Period related to such Dividend Payment Date) in full upon
Designated Preferred Stock and any shares of Parity Stock, all dividends declared on Designated Preferred Stock and all such Parity
Stock and payable on such Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the
Dividend Payment Dates, on a dividend payment date falling within the Dividend Period related to such Dividend Payment Date) shall
be declared <I>pro rata </I>so that the respective amounts of such dividends declared shall bear the same ratio to each other as
all accrued and unpaid dividends per share on the shares of Designated Preferred Stock (including, if applicable as provided in
Section 3(a) above, dividends on such amount) and all Parity Stock payable on such Dividend Payment Date (or, in the case of Parity
Stock having dividend payment dates different from the Dividend Payment Dates, on a dividend payment date falling within the Dividend
Period related to such Dividend Payment Date) (subject to their having been declared by the Board of Directors or a duly authorized
committee of the Board of Directors out of legally available funds and including, in the case of Parity Stock that bears cumulative
dividends, all accrued but unpaid dividends) bear to each other. If the Board of Directors or a duly authorized committee of the
Board of Directors determines not to pay any dividend or a full dividend on a Dividend Payment Date, the Issuer will provide written
notice to the holders of Designated Preferred Stock prior to such Dividend Payment Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Subject to the foregoing,
and not otherwise, such dividends (payable in cash, securities or other property) as may be determined by the Board of Directors
or any duly authorized committee of the Board of Directors may be declared and paid on any securities, including Common Stock and
other Junior Stock, from time to time out of any funds legally available for such payment, and holders of Designated Preferred
Stock shall not be entitled to participate in any such dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 4.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Liquidation Rights.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Voluntary or Involuntary Liquidation.</U> In the event of any liquidation, dissolution or winding up of the affairs of the Issuer,
whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled to receive for each share of Designated
Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital or surplus) available for distribution to
stockholders of the Issuer, subject to the rights of any creditors of the Issuer, before any distribution of such assets or proceeds
is made to or set aside for the holders of Common Stock and any other stock of the Issuer ranking junior to Designated Preferred
Stock as to such distribution, payment in full in an amount equal to the sum of (i) the Liquidation Amount per share and (ii) the
amount of any accrued and unpaid dividends (including, if applicable as provided in Section 3(a) above, dividends on such amount),
whether or not declared, to the date of payment (such amounts collectively, the &ldquo;<U>Liquidation Preference</U>&rdquo;).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Partial Payment.</U> If in any distribution described in Section 4(a) above the assets of the Issuer or proceeds thereof are
not sufficient to pay in full the amounts payable with respect to all outstanding shares of Designated Preferred Stock and the
corresponding amounts payable with respect of any other stock of the Issuer ranking equally with Designated Preferred Stock as
to such distribution, holders of Designated Preferred Stock and the holders of such other stock shall share ratably in any such
distribution in proportion to the full respective distributions to which they are entitled.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 57; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Residual Distributions.</U> If the Liquidation Preference has been paid in full to all holders of Designated Preferred Stock
and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally with Designated Preferred Stock
as to such distribution has been paid in full, the holders of other stock of the Issuer shall be entitled to receive all remaining
assets of the Issuer (or proceeds thereof) according to their respective rights and preferences.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Merger, Consolidation and Sale of Assets Not Liquidation.</U> For purposes of this Section 4, the merger or consolidation of
the Issuer with any other corporation or other entity, including a merger or consolidation in which the holders of Designated Preferred
Stock receive cash, securities or other property for their shares, or the sale, lease or exchange (for cash, securities or other
property) of all or substantially all of the assets of the Issuer, shall not constitute a liquidation, dissolution or winding up
of the Issuer.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 5.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Redemption.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Optional Redemption.</U> Except as provided below, the Designated Preferred Stock may not be redeemed prior to the later of
(i) first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue Date; and (ii) the date
on which all outstanding shares of UST Preferred Stock have been redeemed, repurchased or otherwise acquired by the Issuer. On
or after the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue Date, the Issuer,
at its option, subject to the approval of the Appropriate Federal Banking Agency, may redeem, in whole or in part, at any time
and from time to time, out of funds legally available therefore, the shares of Designated Preferred Stock at the time outstanding,
upon notice given as provided in Section 5(c) below, at a redemption price equal to the sum of (i) the Liquidation Amount per share
and (ii) except as otherwise provided below, any accrued and unpaid dividends (including, if applicable as provided in Section
3(a) above, dividends on such amount) (regardless of whether any dividends are actually declared) to, but excluding, the date fixed
for redemption.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the
foregoing, prior to the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue Date,
the Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency and subject to the requirement that
all outstanding shares of UST Preferred Stock shall previously have been redeemed, repurchased or otherwise acquired by the Issuer,
may redeem, in whole or in part, at any time and from time to time, the shares of Designated Preferred Stock at the time outstanding,
upon notice given as provided in Section 5(c) below, at a redemption price equal to the sum of (i) the Liquidation Amount per share
and (ii)&nbsp;except as otherwise provided below, any accrued and unpaid dividends (including, if applicable as provided in Section
3(a) above, dividends on such amount) (regardless of whether any dividends are actually declared) to, but excluding, the date fixed
for redemption; <I>provided </I>that (x) the Issuer (or any successor by Business Combination) has received aggregate gross proceeds
of not less than the Minimum Amount (plus the &ldquo;Minimum Amount&rdquo; as defined in the relevant certificate of designations
for each other outstanding series of preferred stock of such successor that was originally issued to the United States Department
of the Treasury (the &ldquo;<U>Successor Preferred Stock</U>&rdquo;) in connection with the Troubled Asset Relief Program Capital
Purchase Program) from one or more Qualified Equity Offerings (including Qualified Equity Offerings of such successor), and (y)
the aggregate redemption price of the Designated Preferred Stock (and any Successor Preferred Stock) redeemed pursuant to this
paragraph may not exceed the aggregate net cash proceeds received by the Issuer (or any successor by Business Combination) from
such Qualified Equity Offerings (including Qualified Equity Offerings of such successor).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 58; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The redemption price
for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such shares against surrender
of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid dividends payable on a redemption
date that occurs subsequent to the Dividend Record Date for a Dividend Period shall not be paid to the holder entitled to receive
the redemption price on the redemption date, but rather shall be paid to the holder of record of the redeemed shares on such Dividend
Record Date relating to the Dividend Payment Date as provided in Section 3 above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>No Sinking Fund.</U> The Designated Preferred Stock will not be subject to any mandatory redemption, sinking fund or other similar
provisions. Holders of Designated Preferred Stock will have no right to require redemption or repurchase of any shares of Designated
Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Notice of Redemption.</U> Notice of every redemption of shares of Designated Preferred Stock shall be given by first class mail,
postage prepaid, addressed to the holders of record of the shares to be redeemed at their respective last addresses appearing on
the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days before the date fixed for redemption.
Any notice mailed as provided in this Subsection shall be conclusively presumed to have been duly given, whether or not the holder
receives such notice, but failure duly to give such notice by mail, or any defect in such notice or in the mailing thereof, to
any holder of shares of Designated Preferred Stock designated for redemption shall not affect the validity of the proceedings for
the redemption of any other shares of Designated Preferred Stock. Notwithstanding the foregoing, if shares of Designated Preferred
Stock are issued in book-entry form through The Depository Trust Company or any other similar facility, notice of redemption may
be given to the holders of Designated Preferred Stock at such time and in any manner permitted by such facility. Each notice of
redemption given to a holder shall state: (1) the redemption date; (2) the number of shares of Designated Preferred Stock to be
redeemed and, if less than all the shares held by such holder are to be redeemed, the number of such shares to be redeemed from
such holder; (3) the redemption price; and (4) the place or places where certificates for such shares are to be surrendered for
payment of the redemption price.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Partial Redemption.</U> In case of any redemption of part of the shares of Designated Preferred Stock at the time outstanding,
the shares to be redeemed shall be selected either <I>pro rata </I>or in such other manner as the Board of Directors or a duly
authorized committee thereof may determine to be fair and equitable. Subject to the provisions hereof, the Board of Directors or
a duly authorized committee thereof shall have full power and authority to prescribe the terms and conditions upon which shares
of Designated Preferred Stock shall be redeemed from time to time. If fewer than all the shares represented by any certificate
are redeemed, a new certificate shall be issued representing the unredeemed shares without charge to the holder thereof</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Effectiveness of Redemption.</U> If notice of redemption has been duly given and if on or before the redemption date specified
in the notice all funds necessary for the redemption have been deposited by the Issuer, in trust for the <I>pro rata </I>benefit
of the holders of the shares called for redemption, with a bank or trust company doing business in the Borough of Manhattan, The
City of New York, and having a capital and surplus of at least $500 million and selected by the Board of Directors, so as to be
and continue to be available solely therefor, then, notwithstanding that any certificate for any share so called for redemption
has not been surrendered for cancellation, on and after the redemption date dividends shall cease to accrue on all shares so called
for redemption, all shares so called for redemption shall no longer be deemed outstanding and all rights with respect to such shares
shall forthwith on such redemption date cease and terminate, except only the right of the holders thereof to receive the amount
payable on such redemption from such bank or trust company, without interest. Any funds unclaimed at the end of three years from
the redemption date shall, to the extent permitted by law, be released to the Issuer, after which time the holders of the shares
so called for redemption shall look only to the Issuer for payment of the redemption price of such shares.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 59; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Status of Redeemed Shares.</U> Shares of Designated Preferred Stock that are redeemed, repurchased or otherwise acquired by
the Issuer shall revert to authorized but unissued shares of Preferred Stock (<I>provided </I>that any such cancelled shares of
Designated Preferred Stock may be reissued only as shares of any series of Preferred Stock other than Designated Preferred Stock).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 6.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Conversion.</U> Holders of Designated Preferred Stock shares shall have no right to exchange or convert such shares into
any other securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 7.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Voting Rights.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>General.</U> The holders of Designated Preferred Stock shall not have any voting rights except as set forth below or as otherwise
from time to time required by law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Preferred Stock Directors.</U> Whenever, at any time or times, dividends payable on the shares of Designated Preferred. Stock
have not been paid for an aggregate of six quarterly Dividend Periods or more, whether or not consecutive, the authorized number
of directors of the Issuer shall automatically be increased by two and the holders of the Designated Preferred Stock shall have
the right, with holders of shares of any one or more other classes or series of Voting Parity Stock outstanding at the time, voting
together as a class, to elect two directors (hereinafter the &ldquo;<U>Preferred Directors</U>&rdquo; and each a &ldquo;<U>Preferred
Director</U>&rdquo;) to fill such newly created directorships at the Issuer&rsquo;s next annual meeting of stockholders (or at
a special meeting called for that purpose prior to such next annual meeting) and at each subsequent annual meeting of stockholders
until all accrued and unpaid dividends for all past Dividend Periods, including the latest completed Dividend Period (including,
if applicable as provided in Section 3(a) above, dividends on such amount), on all outstanding shares of Designated Preferred Stock
have been declared and paid in full at which time such right shall terminate with respect to the Designated Preferred Stock, except
as herein or by law expressly provided, subject to revesting in the event of each and every subsequent default of the character
above mentioned; <I>provided </I>that it shall be a qualification for election for any Preferred Director that the election of
such Preferred Director shall not cause the Issuer to violate any corporate governance requirements of any securities exchange
or other trading facility on which securities of the Issuer may then be listed or traded that listed or traded companies must have
a majority of independent directors. Upon any termination of the right of the holders of shares of Designated Preferred Stock and
Voting Parity Stock as a class to vote for directors as provided above, the Preferred Directors shall cease to be qualified as
directors, the term of office of all Preferred Directors then in office shall terminate immediately and the authorized number of
directors shall be reduced by the number of Preferred Directors elected pursuant hereto. Any Preferred Director may be removed
at any time, with or without cause, and any vacancy created thereby may be filled, only by the affirmative vote of the holders
a majority of the shares of Designated Preferred Stock at the time outstanding voting separately as a class together with the holders
of shares of Voting Parity Stock, to the extent the voting rights of such holders described above are then exercisable. If the
office of any Preferred Director becomes vacant for any reason other than removal from office as aforesaid, the remaining Preferred
Director may choose a successor who shall hold office for the unexpired term in respect of which such vacancy occurred.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 60; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Class Voting Rights as to Particular Matters.</U> So long as any shares of Designated Preferred Stock are outstanding, in addition
to any other vote or consent of stockholders required by law or by the Charter, the vote or consent of the holders of at least
66 2/3% of the shares of Designated Preferred Stock at the time outstanding, voting as a separate class, given in person or by
proxy, either in writing without a meeting or by vote at any meeting called for the purpose, shall be necessary for effecting or
validating:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Authorization of Senior Stock.</U> Any amendment or alteration of the Certificate of Designations for the Designated Preferred
Stock or the Charter to authorize or create or increase the authorized amount of, or any issuance of, any shares of, or any securities
convertible into or exchangeable or exercisable for shares of, any class or series of capital stock of the Issuer ranking senior
to Designated Preferred Stock with respect to either or both the payment of dividends and/or the distribution of assets on any
liquidation, dissolution or winding up of the Issuer;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Amendment of Designated Preferred Stock.</U> Any amendment, alteration or repeal of any provision of the Certificate of Designations
for the Designated Preferred Stock or the Charter (including, unless no vote on such merger or consolidation is required by Section
7(c)(iii) below, any amendment, alteration or repeal by means of a merger, consolidation or otherwise) so as to adversely affect
the rights, preferences, privileges or voting powers of the Designated Preferred Stock; or</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Share Exchanges, Reclassifications, Mergers and Consolidations.</U> Any consummation of a binding share exchange or reclassification
involving the Designated Preferred Stock, or of a merger or consolidation of the Issuer with another corporation or other entity,
unless in each case (x) the shares of Designated Preferred Stock remain outstanding or, in the case of any such merger or consolidation
with respect to which the Issuer is not the surviving or resulting entity, are converted into or exchanged for preference securities
of the surviving or resulting entity or its ultimate parent, and (y) such shares remaining outstanding or such preference securities,
as the case may be, have such rights, preferences, privileges and voting powers, and limitations and restrictions thereof, taken
as a whole, as are not materially less favorable to the holders thereof than the rights, preferences, privileges and voting powers,
and limitations and restrictions thereof, of Designated Preferred Stock immediately prior to such consummation, taken as a whole;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5.65pt"><I>provided, however, </I>that for all purposes of
this Section 7(c), any increase in the amount of the authorized Preferred Stock, including any increase in the authorized amount
of Designated Preferred Stock necessary to satisfy preemptive or similar rights granted by the Issuer to other persons prior to
the Signing Date, or the creation and issuance, or an increase in the authorized or issued amount, whether pursuant to preemptive
or similar rights or otherwise, of any other series of Preferred Stock, or any securities convertible into or exchangeable or exercisable
for any other series of Preferred Stock, ranking equally with and/or junior to Designated Preferred Stock with respect to the payment
of dividends (whether such dividends are cumulative or non-cumulative) and the distribution of assets upon liquidation, dissolution
or winding up of the Issuer will not be deemed to adversely affect the rights, preferences, privileges or voting powers, and shall
not require the affirmative vote or consent of, the holders of outstanding shares of the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5.65pt"><I>&nbsp;</I></P>

<!-- Field: Page; Sequence: 61; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5.65pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Changes after Provision for Redemption.</U> No vote or consent of the holders of Designated Preferred Stock shall be required
pursuant to Section 7(c) above if, at or prior to the time when any such vote or consent would otherwise be required pursuant to
such Section, all outstanding shares of the Designated Preferred Stock shall have been redeemed, or shall have been called for
redemption upon proper notice and sufficient funds shall have been deposited in trust for such redemption, in each case pursuant
to Section 5 above.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Procedures for Voting and Consents.</U> The rules and procedures for calling and conducting any meeting of the holders of Designated
Preferred Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation and use
of proxies at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting or
such consents shall be governed by any rules of the Board of Directors or any duly authorized committee of the Board of Directors,
in its discretion, may adopt from time to time, which rules and procedures shall conform to the requirements of the Charter, the
Bylaws, and applicable law and the rules of any national securities exchange or other trading facility on which Designated Preferred
Stock is listed or traded at the time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 8.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Record Holders.</U> To the fullest extent permitted by applicable law, the Issuer and the transfer agent for Designated
Preferred Stock may deem and treat the record holder of any share of Designated Preferred Stock as the true and lawful owner thereof
for all purposes, and neither the Issuer nor such transfer agent shall be affected by any notice to the contrary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 9.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Notices.</U> All notices or communications in respect of Designated Preferred Stock shall be sufficiently given if given
in writing and delivered in person or by first class mail, postage prepaid, or if given in such other manner as may be permitted
in this Certificate of Designations, in the Charter or Bylaws or by applicable law. Notwithstanding the foregoing, if shares of
Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any similar facility, such notices
may be given to the holders of Designated Preferred Stock in any manner permitted by such facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 10.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>No Preemptive Rights.</U> No share of Designated Preferred Stock shall have any rights of preemption whatsoever as to
any securities of the Issuer, or any warrants, rights or options issued or granted with respect thereto, regardless of how such
securities, or such warrants, rights or options, may be designated, issued or granted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 11.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Replacement Certificates.</U> The Issuer shall replace any mutilated certificate at the holder&rsquo;s expense upon surrender
of that certificate to the Issuer. The Issuer shall replace certificates that become destroyed, stolen or lost at the holder&rsquo;s
expense upon delivery to the Issuer of reasonably satisfactory evidence that the certificate has been destroyed, stolen or lost,
together with any indemnity that may be reasonably required by the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 62; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section 12.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Other Rights.</U> The shares of Designated Preferred Stock shall not have any rights, preferences, privileges or voting
powers or relative, participating, optional or other special rights, or qualifications, limitations or restrictions thereof, other
than as set forth herein or in the Charter or as provided by applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 63; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">EXHIBIT 4</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[CERTIFICATE OF DESIGNATIONS AND STANDARD
PROVISIONS BEGINNING ON NEXT PAGE]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 64 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CERTIFICATE OF DESIGNATIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>OF </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SERIES D PREFERRED STOCK, PAR VALUE $0.01
PER SHARE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIMMONS FIRST NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Simmons First National Corporation, a Corporation
organized and existing under the laws of the state of Arkansas (herein called the &ldquo;<U>Corporation</U>&rdquo; or the &ldquo;<U>Issuer</U>&rdquo;),
does hereby certify:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">That, pursuant to the authority conferred
upon the Board of Directors of the Corporation (the &ldquo;<U>Board of Directors</U>&rdquo;) by the Amended and Restated Articles
of Incorporation and Bylaws of the Corporation, and pursuant to Section 4-27-602 of the Arkansas Business Corporation Act of 1987,
as amended, the Board of Directors adopted the following resolutions at a regular meeting held on October 17, 2019, creating a
series of 767 shares of Preferred Stock, par value $0.01 per share, of the Issuer designated as &ldquo;Series D Preferred Stock,
Par Value $0.01 Per Share&rdquo;:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>RESOLVED</B>, that pursuant to the authority
expressly granted and vested in the Board of Directors in accordance with the provisions of its Amended and Restated Articles of
Incorporation and Bylaws of the Corporation and applicable law, a series of Preferred Stock, par value $0.01 per share, of the
Corporation be and hereby is created, and that the designation and number of shares of such series, and the voting and other powers,
preferences and relative, participating, optional or other rights, and the qualifications, limitations and restrictions thereof,
of the shares of such series, are as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Designation
and Number of Shares</U>. There is hereby created out of the authorized, unissued, and currently undesignated shares of preferred
stock of the Issuer a series of preferred stock designated as the Series D Preferred Stock, Par Value $0.01 Per Share (the &ldquo;<U>Designated
Preferred Stock</U>&rdquo;). The authorized number of shares of Designated Preferred Stock is 767.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Standard
Provisions</U>. The Standard Provisions contained in Schedule A attached hereto are incorporated herein by reference in their entirety
and shall be deemed to be a part of this Certificate of Designations to the same extent as if such provisions had been set forth
in full herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>.
The following terms are used in this Certificate of Designations (including the Standard Provisions in Schedule A hereto) as defined
below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Common
Stock</U>&rdquo; means the Class A Common Stock, par value $0.01 per share, of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Junior
Stock</U>&rdquo; means the Common Stock and any other class or series of stock of the Issuer the terms of which expressly provide
that it ranks junior to Designated Preferred Stock as to dividend rights and/or as to rights on liquidation, dissolution, or winding
up of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 65 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Liquidation
Amount</U>&rdquo; means $1,000 per share of Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Redemption
Amount</U>&rdquo; means $1,000 per share of Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Parity
Stock</U>&rdquo; means any class or series of stock of the Issuer (other than Designated Preferred Stock) the terms of which do
not expressly provide that such class or series will rank senior or junior to Designated Preferred Stock as to dividend rights
and/or as to rights on liquidation, dissolution or winding up of the Issuer (in each case without regard to whether dividends accrue
cumulatively or non-cumulatively).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Undesignated
Preferred Stock</U>&rdquo; means the undesignated shares of preferred stock of the Issuer, which the Board of Directors is authorized
to issue in one or more series with such powers, preferences and relative, participating, optional, or other rights, and the qualifications,
limitations, and restrictions, as may be determined in the Board of Director&rsquo;s sole discretion without further authorization
by the shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Certain
Voting Matters</U>. Holders of shares of Designated Preferred Stock will be entitled to one vote for each such share on any matter
on which holders of Designated Preferred Stock are entitled to vote, including any action by written consent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">IN WITNESS WHEREOF, Simmons First National
Corporation has caused this Certificate of Designations to be signed by George A. Makris, Jr., its Chairman and Chief Executive
Officer, and Patrick A. Burrow, its Secretary, has affixed its corporate seal hereto and attested said seal on this 29th day of
October, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">SIMMONS FIRST NATIONAL CORPORATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt; width: 27%">By: <U>&nbsp;&nbsp;&nbsp;/s/ Patrick A. Burrow&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD><TD STYLE="padding-bottom: 1pt; width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; width: 70%">By: <U>&nbsp;&nbsp;&nbsp;/s/ George A. Makris, Jr.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Name: Patrick A. Burrow</TD><TD>&nbsp;</TD>
    <TD>Name: George A. Makris, Jr.</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><P STYLE="margin-top: 0; margin-bottom: 0">Title: &nbsp;&nbsp;Executive Vice President, </P>
                    <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;General
                    Counsel and Secretary</P></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">Title: &nbsp;&nbsp;Chairman and Chief Executive Officer</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 66; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0.5in"><B>Schedule A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>STANDARD PROVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General
Matters</U>. Each share of Designated Preferred Stock shall be identical in all respects to every other share of Designated Preferred
Stock. The Designated Preferred Stock shall be perpetual, subject to the provisions of the Section of these Standard Provisions
titled &ldquo;<U>Redemption</U>&rdquo;. The Designated Preferred Stock shall rank equally with Parity Stock and shall rank senior
to Junior Stock with respect to the payment of dividends and the distribution of assets in the event of any dissolution, liquidation,
or winding up of the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Standard
Definitions</U>. As used herein, the definitions set forth in the Certificate of Designations to which this Schedule A is attached
and the following definitions shall apply with respect to Designated Preferred Stock:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Applicable
Dividend Rate</U>&rdquo; means 6.75 percent per annum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Business
Combination</U>&rdquo; means a merger, consolidation, statutory share exchange, or similar transaction that requires the approval
of the Issuer&rsquo;s shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Business
Day</U>&rdquo; means any day except Saturday, Sunday, and any day on which banking institutions in the State of New York generally
are authorized or required by law or other governmental actions to close.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Bylaws</U>&rdquo;
means the bylaws of the Issuer as amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Certificate
of Designations</U>&rdquo; means the Certificate of Designations or comparable instrument relating to the Designated Preferred
Stock, of which these Standard Provisions form a part, as it may be amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Charter</U>&rdquo;
means the Issuer&rsquo;s Amended and Restated Articles of Incorporation, or similar organizational document, as amended from time
to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Standard
Provisions</U>&rdquo; mean these Standard Provisions that form a part of the Certificate of Designations relating to the Designated
Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Dividend
Period&rdquo;</U> has the meaning set forth in the subsection of these Standard Provisions titled &ldquo;<U>Rate</U>.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Dividend
Record Date</U>&rdquo; has the meaning set forth in the subsection of these Standard Provisions titled &ldquo;<U>Rate</U>.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Effective
Time</U>&rdquo; has the meaning set forth in the Merger Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Issue
Date</U>&rdquo; means the date on which the Effective Time occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 67 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Liquidation
Preference</U>&rdquo; has the meaning set forth in the subsection of these Standard Provisions titled &ldquo;<U>Voluntary or Involuntary
Liquidation</U>&rdquo; of the Section titled &ldquo;<U>Liquidation Rights</U>.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Merger
Agreement</U>&rdquo; means the Agreement and Plan of Merger, dated July 30, 2019, by and between the Issuer and The Landrum Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Original
Issue Date</U>&rdquo; means October 1, 2016, the date on which The Landrum Company first issued Preferred Stock, no par value,
Series E.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Person</U>&rdquo;
means a legal person, including any individual, corporation, estate, partnership, joint venture, association, joint-stock company,
limited liability company, or trust.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Preferred
Stock</U>&rdquo; means any and all series of preferred stock of the Issuer, including the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;<U>Voting
Parity Stock</U>&rdquo; means, with regard to any matter as to which the holders of Designated Preferred Stock are entitled to
vote as specified in the subsection of these Standard Provisions titled &ldquo;<U>General</U>&rdquo; of the Section titled &ldquo;<U>Voting
Rights</U>,&rdquo; any and all series of Parity Stock upon which like voting rights have been conferred and are exercisable with
respect to such matter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Rate</U>.
Holders of Designated Preferred Stock shall be entitled to receive, on each share of Designated Preferred Stock if, as, and when
declared by the Board of Directors or any duly authorized committee of the Board of Directors, but only out of net income or retained
earnings, non-cumulative cash dividends with respect to each Dividend Period (as defined below) at a rate per annum equal to the
Applicable Dividend Rate on the Liquidation Amount per share of Designated Preferred Stock. Such dividends shall be payable annually
in one or more installments as may be determined by the Board of Directors in its sole discretion. Each calendar year shall be
a &ldquo;<U>Dividend Period</U>,&rdquo; provided that the initial Dividend Period shall be the period from and including January
1, 2020 through and including December 31, 2020.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">For purposes of proration, dividends that
are payable on Designated Preferred Stock shall be computed on the basis of a 360-day year consisting of twelve 30-day months.
The amount of dividends payable on Designated Preferred Stock on any date prior to the end of a Dividend Period, and for the initial
Dividend Period, shall be computed on the basis of a 360-day year consisting of twelve 30-day months, and actual days elapsed over
a 30-day month.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 68; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Dividends that are declared will be payable
to holders of record of Designated Preferred Stock as they appear on the stock register of the Issuer on the applicable record
date or, if no date is fixed by the Board of Directors or any duly authorized committee of the Board of Directors, the date on
which the Board of Directors or any duly authorized committee of the Board of Directors acted to declare the dividend (each, a
&ldquo;<U>Dividend Record Date</U>&rdquo;). Any such day that is a Dividend Record Date shall be a Dividend Record Date whether
or not such day is a Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Holders of Designated Preferred Stock will
not be entitled to any dividends, whether payable in cash, securities or other property, other than dividends (if any) declared
and payable on Designated Preferred Stock as specified in this Section of these Standard Provisions (subject to the other provisions
of the Certificate of Designations).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Non-Cumulative</U>.
Dividends on shares of Designated Preferred Stock are non-cumulative. If the Board of Directors or any duly authorized committee
of the Board of Directors does not declare a dividend on the Designated Preferred Stock in respect of any Dividend Period, the
holders of Designated Preferred Stock will have no right to receive any dividend for such Dividend Period, and the Issuer will
have no obligation to pay a dividend for such Dividend Period, whether or not dividends are declared for any subsequent Dividend
Period with respect to the Designated Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Priority
of Dividends</U>. Subject to the provisions of the immediately following paragraph, so long as any share of Designated Preferred
Stock remains outstanding, no dividend or distribution shall be declared or paid on the Common Stock or any other shares of Junior
Stock (other than dividends payable solely in shares of Common Stock) or Parity Stock, subject to the immediately following paragraph
in the case of Parity Stock, and no Common Stock, Junior Stock, or Parity Stock shall be, directly or indirectly, purchased, redeemed,
or otherwise acquired for consideration by the Issuer or any of its subsidiaries unless all dividends on all outstanding Designated
Preferred Stock for the current Dividend Period have been or are contemporaneously declared and paid in full (or have been declared
and a sum sufficient for the payment thereof has been set aside for the benefit of the holders of shares of Designated Preferred
Stock on the applicable record date). The foregoing limitation shall not apply to (i) redemptions, purchases, or other acquisitions
of shares of Common Stock or other Junior Stock in connection with the administration of any employee benefit plan in the ordinary
course of business and consistent with past practice; (ii) the acquisition by the Issuer or any of its subsidiaries of record ownership
in Junior Stock or Parity Stock for the beneficial ownership of any other persons (other than the Issuer or any of its subsidiaries),
including as trustees or custodians; and (iii) the exchange or conversion of Junior Stock for or into other Junior Stock or of
Parity Stock for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or Junior Stock, in each case,
solely to the extent required pursuant to binding contractual agreements entered into prior to the Issue Date or any subsequent
agreement for the accelerated exercise, settlement, or exchange thereof for Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Notwithstanding the provisions of the immediately
preceding paragraph, dividends on Junior Stock may be paid to the holders thereof even if the entire annual dividends on the Designated
Preferred Stock for a Dividend Period have not been declared and paid, subject to the limitations set forth in this paragraph.
If the holders of the shares of Designated Preferred Stock have received from the Issuer for the Dividend Period the per share
dividend amounts indicated in the table set forth immediately below, up to and including the indicated calendar quarters within
the Dividend Period, then the Board of Directors may declare and the Issuer may pay dividends on all Junior Stock, in the aggregate,
up to the funds legally available for such payment. For the initial Dividend Period, the percentages in the table below shall be
pro-rated in the manner provided for in the subsection of these Standard Provisions titled &ldquo;<U>Rate</U>&rdquo; above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 69; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 80%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 35%; border-top: #1F1F1F 1pt solid; border-left: #181818 1pt solid; border-bottom: #282828 1pt solid; border-right: #1F1F1F 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: #050505"><B>Calendar Quarter within the Dividend Period</B></FONT></TD>
    <TD STYLE="width: 65%; border-top: #1F1F1F 1pt solid; border-right: #181818 1pt solid; border-bottom: #282828 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: #050505"><B>Aggregate Percentage of Liquidation Amount Paid as Dividends on Shares of Designated Preferred Stock, per Share, for the Dividend Period</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; border-bottom: #282828 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">January 1 to March 31</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #282828 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">1.6875 percent of the Liquidation Amount</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; border-bottom: #232323 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">April 1 to June 30</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #232323 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">3.375 percent of the Liquidation Amount</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; border-bottom: #1C1C1C 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">July 1 to September 30</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #1C1C1C 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">5.0625 percent of the </FONT><FONT STYLE="font-size: 10pt; color: #181818">Liquidation </FONT><FONT STYLE="font-size: 10pt; color: #050505">Amount</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; border-bottom: #1C1C1C 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">October 1 to December 31</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #1C1C1C 1pt solid"><FONT STYLE="font-size: 10pt; color: #050505">6.750 percent of the Liquidation Amount</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">For the avoidance of doubt, the following
example illustrates the provisions of the immediately preceding paragraph and accompanying table. Assume the Issuer declares and
pays a $10.00 per share dividend on January 15, and a $25.00 per share dividend on April 10, on each share of Designated Preferred
Stock, and declares no other dividends on the Designated Preferred Stock during the Dividend Period. Under these circumstances,
during the period January 1 through March 31 no dividends may be declared or paid on the shares of Junior Stock because the dividends
paid on the Designated Preferred Stock for that calendar quarter amount to only 1.00 percent of the Liquidation Amount. As of April
10, the aggregate dividends paid on the Designated Preferred Stock for the Dividend Period amount to 3.50 percent per share, so
for the period of April 10 through June 30 the Issuer may declare and pay on the Junior Stock an aggregate dividend up to the funds
legally available for such payment. From July 1 through December 31 no additional dividends on the shares of Junior Stock may be
declared or paid because the aggregate dividends declared and paid on the shares of Designated Preferred Stock for the Dividend
Period equal only 3.50 percent of the Liquidation Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">When dividends are not paid (or declared
and a sum sufficient for payment thereof set aside for the benefit of the holders thereof on the applicable record date) in full
upon the Designated Preferred Stock and any shares of Parity Stock, all dividends on the Designated Preferred Stock and all such
Parity Stock shall be declared pro-rata so that the respective aggregate amounts of such dividends shall bear the same ratio to
each other as all accrued but unpaid dividends per share on the shares of Designated Preferred Stock and all Parity Stock in a
Dividend Period, in the aggregate, bear to each other (subject to their having been declared by the Board of Directors or a duly
authorized committee of the Board of Directors out of legally available funds and including, in the case of Parity Stock that bears
cumulative dividends, all accrued but unpaid dividends).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Subject to the foregoing, and not otherwise,
such dividends (payable in cash, securities, or other property) as may be determined by the Board of Directors or any duly authorized
committee of the Board of Directors may be declared and paid on any securities, including Common Stock and other Junior Stock,
from time to time out of any funds legally available for such payment, and holders of Designated Preferred Stock shall not be entitled
to participate in any such dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 70; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Notwithstanding the foregoing, in the event
that (i) the Issuer is a party to a merger or consolidation with another corporation, and (ii) the terms of the plan of merger
or consolidation provide that shares of Junior Stock will be exchanged for consideration other than shares of the Issuer, and (iii)
the merger or consolidation is approved by the affirmative vote or consent of holders of at least a majority of the shares of Designated
Preferred Stock at the time outstanding, voting as a separate class, then in those circumstances the exchange for shares of Junior
Stock may occur even if (a) some or all of the consideration is for cash or other non-share consideration, and (b) some or all
of the dividends on all outstanding shares of Designated Preferred Stock for the current Dividend Period have not been declared
and paid in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitations
on Dividend Payments</U>. The Holders of shares of the Designated Preferred Stock shall not be entitled to receive dividends to
the extent that the declaration of and/or payment of such dividends is prohibited by applicable law or regulation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation
Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voluntary
or Involuntary Liquidation</U>. In the event of any liquidation, dissolution, insolvency, receivership, or other winding up of
the affairs of the Issuer, whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled to receive
for each share of Designated Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital or surplus)
available for distribution to shareholders of the Issuer, subject to the rights of any creditors of the Issuer, before any distribution
of such assets or proceeds is made to or set aside for the holders of Common Stock and any other shares of the Issuer ranking junior
to Designated Preferred Stock as to such distribution, payment in full in an amount equal to the sum of (i) the Liquidation Amount
per share and (ii) the amount of any declared and unpaid dividends on each such share (such amounts collectively, the &ldquo;<U>Liquidation
Preference</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Payment</U>. If in any distribution described in the above subsection titled &ldquo;<U>Voluntary or Involuntary Liquidation</U>&rdquo;
the assets of the Issuer or proceeds thereof are not sufficient to pay in full the amounts payable with respect to all outstanding
shares of Designated Preferred Stock and the corresponding amounts payable with respect of any other shares of the Issuer ranking
equally with Designated Preferred Stock as to such distribution, holders of Designated Preferred Stock and the holders of such
other stock shall share ratably in any such distribution in proportion to the full respective distributions to which they are entitled.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Residual
Distributions</U>. If the Liquidation Preference has been paid in full to all holders of Designated Preferred Stock and the corresponding
amounts payable with respect of any other shares of the Issuer ranking equally with Designated Preferred Stock as to such distribution
has been paid in full, the holders of other stock of the Issuer shall be entitled to receive all remaining assets of the Issuer
(or proceeds thereof) according to their respective rights and preferences.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 71; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Merger,
Consolidation, and Sale of Assets Not Liquidation</U>. For purposes of this Section, the merger or consolidation of the Issuer
with any other corporation or other entity, including a merger or consolidation in which the holders of Designated Preferred Stock
receive cash, securities, or other property for their shares, or the sale, lease, or exchange (for cash, securities, or other property)
of all or substantially all of the assets of the Issuer, shall not constitute a liquidation, dissolution, or winding up of the
Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Subordination
to Creditors</U>. Any distributions to the holders of the Designated Preferred Stock as payment, in whole or in part, of the Liquidation
Preference shall be subordinated to the payment in full of the claims of general creditors and subordinated debt holders of the
Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Redemption</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Optional
Redemption</U>. The Issuer, at its option, subject to any required regulatory approvals including, but not limited to, any required
prior approval of the Board of Governors of the Federal Reserve System, may redeem, in whole or in part, at any time and from time
to time, out of funds legally available therefor, the shares of Designated Preferred Stock at the time outstanding, upon notice
given as provided in the subsection of this Section titled &ldquo;<U>Notice of Redemption</U>,&rdquo; at a redemption price equal
to the sum of (i) the Redemption Amount per share and (ii) the amount equal to any declared and unpaid dividends plus any dividends
payable but unpaid for the then current Dividend Period to, but excluding, the date fixed for redemption (regardless of whether
any dividends are actually declared for that Dividend Period).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Notwithstanding the foregoing, no redemption
of the Designated Preferred Stock may occur prior to the fifth anniversary of the Original Issue Date, provided, however, that
if the Designated Preferred Stock no longer constitutes additional tier 1 capital of the Issuer, then redemption of the Designated
Preferred Stock may be made at any time, but in all cases subject to any required prior approval of the Board of Governors of the
Federal Reserve System.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">For purposes of this Section, the determination
of dividends that are payable as of the effective date of any redemption shall be computed on the basis of a 360-day year consisting
of twelve 30-day months, and actual days elapsed over a 30-day month, for the period extending from and including the first day
of the Dividend Period through, but excluding, the date fixed for redemption.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The redemption price for any shares of Designated
Preferred Stock shall be payable on the redemption date to the holder of such shares against surrender of the certificate(s) evidencing
such shares to the Issuer or its agent. Any declared but unpaid dividends for the then current Dividend Period payable to holders
of record as of the Dividend Record Date that is prior to the redemption date shall be paid to the holder of record of the redeemed
shares on such Dividend Record Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No
Sinking Fund; No Guarantees; No Mandatory Redemptions</U>. The Designated Preferred Stock will not be subject to any mandatory
redemption, sinking fund, or other similar provisions. The Issuer shall not guarantee or otherwise secure or enhance any of the
rights or preferences of the holders of Designated Preferred Stock beyond those rights and privileges created in this Certificate
of Designations. Holders of Designated Preferred Stock will have no right to require redemption or repurchase of any Designated
Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 72; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notice
of Redemption</U>. Notice of every redemption of shares of Designated Preferred Stock shall be given by first class mail, postage
prepaid, addressed to the holders of record of the shares to be redeemed at their respective last addresses appearing on the books
of the Issuer. Such mailing shall be at least 30 days and not more than 60 days before the date fixed for redemption. Any notice
mailed as provided in this subsection shall be conclusively presumed to have been duly given, whether or not the holder receives
such notice, but failure duly to give such notice by mail, or any defect in such notice or in the mailing thereof, to any holder
of shares of Designated Preferred Stock designated for redemption shall not affect the validity of the proceedings for the redemption
of any other shares of Designated Preferred Stock. Notwithstanding the foregoing, if shares of Designated Preferred Stock are issued
in book-entry form through The Depository Trust Company or any other similar facility, notice of redemption may be given to the
holders of shares of Designated Preferred Stock at such time and in any manner permitted by such facility. Each notice of redemption
given to a holder shall state: (1) the redemption date; (2) the number of shares of Designated Preferred Stock to be redeemed and,
if less than all the shares held by such holder are to be redeemed, the number of such shares to be redeemed from such holder;
(3) the redemption price; and (4) the place or places where certificates for such shares are to be surrendered for payment of the
redemption price.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Redemption</U>. In case of any redemption of part of the shares of Designated Preferred Stock at the time outstanding, the shares
to be redeemed shall be selected either prorata or in such other manner as the Board of Directors or a duly authorized committee
thereof may determine to be fair and equitable. Subject to the provisions hereof, the Board of Directors or a duly authorized committee
thereof shall have full power and authority to prescribe the terms and conditions upon which shares of Designated Preferred Stock
shall be redeemed from time to time. If fewer than all the shares represented by any certificate are redeemed, a new certificate
shall be issued representing the unredeemed shares without charge to the holder thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Effectiveness
of Redemption</U>. If notice of redemption has been duly given and if on or before the redemption date specified in the notice
all funds necessary for the redemption have been deposited by the Issuer, in trust for the pro-rata benefit of the holders of the
shares called for redemption, with a federally insured depository institution, so as to be and continue to be available solely
therefor, then, notwithstanding that any certificate for any share so called for redemption has not been surrendered for cancellation,
on and after the redemption date dividends shall cease to accrue on all shares so called for redemption, all shares so called for
redemption shall no longer be deemed outstanding and all rights with respect to such shares shall forthwith on such redemption
date cease and terminate, except only the right of the holders thereof to receive the amount payable on such redemption from such
bank or trust company, without interest. Any funds unclaimed at the end of three years from the redemption date shall, to the extent
permitted by law, be released to the Issuer, after which time the holders of the shares so called for redemption shall look only
to the Issuer for payment of the redemption price of such shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 73; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Status
of Redeemed Shares</U>. Shares of Designated Preferred Stock that are redeemed, repurchased, or otherwise acquired by the Issuer
shall revert to authorized but unissued shares of Preferred Stock (provided that any such cancelled shares of Designated Preferred
Stock may be reissued only as shares of any series of Undesignated Preferred Shares other than the Designated Preferred Stock).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion</U>.
Holders of Designated Preferred Stock shall have no right to exchange or convert such shares into any other securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voting
Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General</U>.
The holders of Designated Preferred Stock shall not have any voting rights except as set forth herein or as otherwise from time
to time required by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Class
Voting Rights as to Particular Matters</U>. So long as any shares of Designated Preferred Stock are outstanding, in addition to
any other vote or consent of shareholders required by law or by the Charter, the vote or consent of the holders of at least a majority
of the shares of Designated Preferred Stock at the time outstanding, voting as a separate class, given in person or by proxy, either
in writing without a meeting or by vote at any meeting called for the purpose, shall be necessary for effecting or validating:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Authorization
of Senior Stock</U>. Any amendment or alteration of the Certificate of Designations for the Designated Preferred Stock or the Charter
to authorize, or create, or increase the authorized amount of, or designate any new class of shares or any issuance of, any shares
of, or any securities convertible into or exchangeable or exercisable for shares of, any class or series of capital stock of the
Issuer ranking senior to Designated Preferred Stock with respect to either or both the payment of dividends and/or the distribution
of assets on any liquidation, dissolution or winding up of the Issuer;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Amendment
of Designated Preferred Stock</U>. Any amendment, alteration, or repeal of any provision of the Certificate of Designations for
the Designated Preferred Stock or the Charter (including, unless no vote on such merger or consolidation is required by the subsection
of these Standard Provisions titled &ldquo;<U>Share Exchanges, Reclassifications, Mergers, and Consolidations</U>,&rdquo; any amendment,
alteration or repeal by means of a merger, consolidation, or otherwise) so as to adversely affect the rights, preferences, privileges,
or voting powers of the Designated Preferred Stock; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Share
Exchanges, Reclassifications, Mergers, and Consolidations</U>. Any consummation of a binding share exchange or reclassification
involving the Designated Preferred Stock, or of a merger or consolidation of the Issuer with another corporation or other entity,
unless in each case (x) the shares of Designated Preferred Stock remain outstanding or, in the case of any such merger or consolidation
with respect to which the Issuer is not the surviving or resulting entity, are converted into or exchanged for preference securities
of the surviving or resulting entity or its ultimate parent, and (y) such shares remaining outstanding or such preference securities,
as the case may be, have such rights, preferences, privileges, and voting powers, and limitations and restrictions thereof, taken
as a whole, as are not materially less favorable to the holders thereof than the rights, preferences, privileges, and voting powers,
and limitations and restrictions thereof, of Designated Preferred Stock immediately prior to such consummation, taken as a whole;
provided, however, that for all purposes of this subsection, any increase in the amount of the authorized Preferred Stock, including
any increase in the authorized amount of Designated Preferred Stock necessary to satisfy preemptive or similar rights granted by
the Issuer to other persons prior to the Issue Date, or the creation and issuance, or an increase in the authorized or issued amount,
whether pursuant to preemptive or similar rights or otherwise, of any other series of Preferred Stock, or any securities convertible
into or exchangeable or exercisable for any other series of Preferred Stock, ranking equally with and/or junior to Designated Preferred
Stock with respect to the payment of dividends (whether such dividends are cumulative or non-cumulative) and the distribution of
assets upon liquidation, dissolution, or winding up of the Issuer will not be deemed to adversely affect the rights, preferences,
privileges, or voting powers, and shall not require the affirmative vote or consent of, the holders of outstanding shares of Designated
Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 74; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Changes
after Provision for Redemption</U>. No vote or consent of the holders of Designated Preferred Stock shall be required pursuant
to the subsection hereof titled &ldquo;<U>Class Voting Rights as to Particular Matters</U>&rdquo; of this Section if, at or prior
to the time when any such vote or consent would otherwise be required pursuant to such subsection, all outstanding shares of Designated
Preferred Stock have been redeemed, or shall have been called for redemption upon proper notice and sufficient funds shall have
been deposited in trust for such redemption.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Procedures
for Voting and Consents</U>. The rules and procedures for calling and conducting any meeting of the holders of Designated Preferred
Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies
at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents
shall be governed by any rules of the Board of Directors or any duly authorized committee of the Board of Directors, in its discretion,
may adopt from time to time, which rules and procedures shall conform to the requirements of the Charter, the Bylaws, and applicable
law and, if applicable, the rules of any national securities exchange or other trading facility on which Designated Preferred Stock
is listed or traded at the time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Record
Holders</U>. To the fullest extent permitted by applicable law, the Issuer and the transfer agent for Designated Preferred Stock
may deem and treat the record holder of any share of Designated Preferred Stock as the true and lawful owner thereof for all purposes,
and neither the Issuer nor such transfer agent shall be affected by any notice to the contrary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices</U>.
All notices or communications in respect of Designated Preferred Stock shall be sufficiently given if given in writing and delivered
in person or by first class mail, postage prepaid, or if given in such other manner as may be permitted in this Certificate of
Designations, the Charter, the Bylaws, or by applicable law. Notwithstanding the foregoing, if shares of Designated Preferred Stock
are issued in book-entry form through The Depository Trust Company or any similar facility, such notices may be given to the holders
of Designated Preferred Stock in any manner permitted by such facility.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 75; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">10.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No
Preemptive Rights</U>. No share of Designated Preferred Stock shall have any rights of preemption whatsoever as to any securities
of the Issuer, or any warrants, rights or options issued or granted with respect thereto, regardless of how such securities, or
such warrants, rights, or options, may be designated, issued, or granted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Replacement
Certificates</U>. The Issuer shall replace any mutilated certificate at the holder&rsquo;s expense upon surrender of that certificate
to the Issuer. The Issuer shall replace certificates that become destroyed, stolen, or lost at the holder&rsquo;s expense upon
delivery to the Issuer of reasonably satisfactory evidence that the certificate has been destroyed, stolen, or lost, together with
any indemnity that may be reasonably required by the Issuer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">12.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Other
Rights</U>. The shares of Designated Preferred Stock shall not have any rights, preferences, privileges, or voting powers or relative,
participating, optional, or other special rights, qualifications, limitations, or restrictions thereof, other than as set forth
herein or in the Charter or as provided by applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">10</P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>sfnc-20191029.xsd
<DESCRIPTION>XBRL SCHEMA FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.0c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
    <!-- Field: Doc-Info; Name: Misc; Value: /qkpo7xRiXgen8uJbHxcOaCGGbP9wpB0+ZkxsGx/HZlKrysoWBtbRS9alDj2Ee8J -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31" xmlns:srt="http://fasb.org/srt/2019-01-31" xmlns:srt-types="http://fasb.org/srt-types/2019-01-31" xmlns:SFNC="http://globenewswire.com/20191029" elementFormDefault="qualified" targetNamespace="http://globenewswire.com/20191029">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://globenewswire.com/role/Cover" id="Cover">
	  <link:definition>00000001 - Document - Cover</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="sfnc-20191029_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="sfnc-20191029_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2019-01-31" schemaLocation="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd" />
    <import namespace="http://fasb.org/us-gaap/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd" />
    <import namespace="http://fasb.org/us-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2017-01-31" schemaLocation="https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd" />
    <import namespace="http://fasb.org/srt/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd" />
    <import namespace="http://fasb.org/srt-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>sfnc-20190101_def.xml
<DESCRIPTION>XBRL DEFINITION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="gnw-20190101.xsd#Cover" xlink:type="simple" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
    <link:definitionLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_us-gaapStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonClassAMember" xlink:label="loc_us-gaapCommonClassAMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapCommonClassAMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredClassAMember" xlink:label="loc_us-gaapPreferredClassAMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapPreferredClassAMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentType_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentFlag_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentDescription_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentRegistrationStatement_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAnnualReport_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentQuarterlyReport_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentTransitionReport_40" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyReport_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate_40" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodStartDate_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodEndDate_40" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate_40" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFileNumber_40" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityRegistrantName_40" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCentralIndexKey_40" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPrimarySicNumber_40" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber_40" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode_40" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine1_40" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine2_40" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine3_40" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCityOrTown_40" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressStateOrProvince_40" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCountry_40" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressPostalZipCode_40" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCountryRegion_40" xlink:type="arc" order="25" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCityAreaCode_40" xlink:type="arc" order="26" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiLocalPhoneNumber_40" xlink:type="arc" order="27" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Extension" xlink:label="loc_deiExtension_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiExtension_40" xlink:type="arc" order="28" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiWrittenCommunications_40" xlink:type="arc" order="29" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSolicitingMaterial_40" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementTenderOffer_40" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer_40" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12bTitle_40" xlink:type="arc" order="33" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiNoTradingSymbolFlag_40" xlink:type="arc" order="34" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiTradingSymbol_40" xlink:type="arc" order="35" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityExchangeName_40" xlink:type="arc" order="36" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12gTitle_40" xlink:type="arc" order="37" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityReportingObligation_40" xlink:type="arc" order="38" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAnnualInformationForm_40" xlink:type="arc" order="39" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements_40" xlink:type="arc" order="40" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityVoluntaryFilers_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCurrentReportingStatus_40" xlink:type="arc" order="43" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent_40" xlink:type="arc" order="44" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFilerCategory_40" xlink:type="arc" order="45" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntitySmallBusiness_40" xlink:type="arc" order="46" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany_40" xlink:type="arc" order="47" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityExTransitionPeriod_40" xlink:type="arc" order="48" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAccountingStandard_40" xlink:type="arc" order="49" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber_40" xlink:type="arc" order="50" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityShellCompany_40" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPublicFloat_40" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent_40" xlink:type="arc" order="53" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding_40" xlink:type="arc" order="54" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock_40" xlink:type="arc" order="55" />
    </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>sfnc-20191029_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.0c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInformationFormerLegalOrRegisteredName" xlink:label="dei_EntityInformationFormerLegalOrRegisteredName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInformationFormerLegalOrRegisteredName" xlink:to="dei_EntityInformationFormerLegalOrRegisteredName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInformationFormerLegalOrRegisteredName_lbl" xml:lang="en-US">Entity Information, Former Legal or Registered Name</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>sfnc-20191029_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.0c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="sfnc-20191029.xsd#Cover" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInformationFormerLegalOrRegisteredName" xlink:label="loc_deiEntityInformationFormerLegalOrRegisteredName" />
      <link:presentationArc order="580" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInformationFormerLegalOrRegisteredName" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>f8k_103119_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="sfnc-20191029.xsd" xlink:type="simple"/>
    <context id="From2019-10-29to2019-10-29">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000090498</identifier>
        </entity>
        <period>
            <startDate>2019-10-29</startDate>
            <endDate>2019-10-29</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:EntityCentralIndexKey contextRef="From2019-10-29to2019-10-29">0000090498</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="From2019-10-29to2019-10-29">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate contextRef="From2019-10-29to2019-10-29">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:DocumentType contextRef="From2019-10-29to2019-10-29">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="From2019-10-29to2019-10-29">2019-10-29</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="From2019-10-29to2019-10-29">SIMMONS FIRST NATIONAL CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="From2019-10-29to2019-10-29">AR</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="From2019-10-29to2019-10-29">000-06253</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="From2019-10-29to2019-10-29">71-0407808</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="From2019-10-29to2019-10-29">501 Main Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="From2019-10-29to2019-10-29">Pine Bluff</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="From2019-10-29to2019-10-29">AR</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="From2019-10-29to2019-10-29">71601</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="From2019-10-29to2019-10-29">870</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="From2019-10-29to2019-10-29">541-1000</dei:LocalPhoneNumber>
    <dei:EntityInformationFormerLegalOrRegisteredName contextRef="From2019-10-29to2019-10-29">Not Applicable</dei:EntityInformationFormerLegalOrRegisteredName>
    <dei:WrittenCommunications contextRef="From2019-10-29to2019-10-29">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="From2019-10-29to2019-10-29">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="From2019-10-29to2019-10-29">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="From2019-10-29to2019-10-29">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="From2019-10-29to2019-10-29">Common stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2019-10-29to2019-10-29">SFNC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2019-10-29to2019-10-29">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="From2019-10-29to2019-10-29">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>9
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "f8k_103119.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "definitionLink": {
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml",
      "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "f8k_103119.htm"
     ]
    },
    "labelLink": {
     "local": [
      "sfnc-20191029_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "sfnc-20191029_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "sfnc-20191029.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd",
      "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 60,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2019-01-31": 3,
    "total": 3
   },
   "keyCustom": 0,
   "keyStandard": 97,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "SFNC",
   "nsuri": "http://globenewswire.com/20191029",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "f8k_103119.htm",
      "contextRef": "From2019-10-29to2019-10-29",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00000001 - Document - Cover",
     "role": "http://globenewswire.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "f8k_103119.htm",
      "contextRef": "From2019-10-29to2019-10-29",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AnnualInformationForm": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.",
        "label": "Annual Information Form"
       }
      }
     },
     "localname": "AnnualInformationForm",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AuditedAnnualFinancialStatements": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.",
        "label": "Audited Annual Financial Statements"
       }
      }
     },
     "localname": "AuditedAnnualFinancialStatements",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentAccountingStandard": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.",
        "label": "Document Accounting Standard"
       }
      }
     },
     "localname": "DocumentAccountingStandard",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "accountingStandardItemType"
    },
    "dei_DocumentAnnualReport": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an annual report.",
        "label": "Document Annual Report"
       }
      }
     },
     "localname": "DocumentAnnualReport",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentPeriodStartDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The start date of the period covered in the document, in CCYY-MM-DD format.",
        "label": "Document Period Start Date"
       }
      }
     },
     "localname": "DocumentPeriodStartDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r9"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentRegistrationStatement": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a registration statement.",
        "label": "Document Registration Statement"
       }
      }
     },
     "localname": "DocumentRegistrationStatement",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentShellCompanyEventDate": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Date of event requiring a shell company report.",
        "label": "Document Shell Company Event Date"
       }
      }
     },
     "localname": "DocumentShellCompanyEventDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentShellCompanyReport": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.",
        "label": "Document Shell Company Report"
       }
      }
     },
     "localname": "DocumentShellCompanyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Documents incorporated by reference.",
        "label": "Documents Incorporated by Reference [Text Block]"
       }
      }
     },
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "textBlockItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not.  Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.",
        "label": "Entity Bankruptcy Proceedings, Reporting Current"
       }
      }
     },
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r18"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Elected Not To Use the Extended Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInformationFormerLegalOrRegisteredName": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Former Legal or Registered Name of an entity",
        "label": "Entity Information, Former Legal or Registered Name"
       }
      }
     },
     "localname": "EntityInformationFormerLegalOrRegisteredName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPrimarySicNumber": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.",
        "label": "Entity Primary SIC Number"
       }
      }
     },
     "localname": "EntityPrimarySicNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "sicNumberItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Entity Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Entity Voluntary Filers"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Entity Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_Extension": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Extension number for local phone number.",
        "label": "Extension"
       }
      }
     },
     "localname": "Extension",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_OtherReportingStandardItemNumber": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.",
        "label": "Other Reporting Standard Item Number"
       }
      }
     },
     "localname": "OtherReportingStandardItemNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "otherReportingStandardItemNumberItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_Security12gTitle": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(g) registered security.",
        "label": "Title of 12(g) Security"
       }
      }
     },
     "localname": "Security12gTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SecurityReportingObligation": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.",
        "label": "Security Reporting Obligation"
       }
      }
     },
     "localname": "SecurityReportingObligation",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityReportingObligationItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r17"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 3
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r10": {
   "Name": "Form 20-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "220",
   "Subsection": "f"
  },
  "r11": {
   "Name": "Form 40-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "240",
   "Subsection": "f"
  },
  "r12": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1-"
  },
  "r13": {
   "Name": "Forms 10-K, 20-F, 40-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d-1"
  },
  "r14": {
   "Name": "Forms 20-F, 40-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "220 and 240",
   "Subsection": "f"
  },
  "r15": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r16": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r17": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r18": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "g"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12, 13, 15d"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r6": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r7": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d"
  },
  "r8": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r9": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-13"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MMWF\81AU8\K(XK%T-8943OTJDH\ Q:X831F:3LTXXFBD(3^ G/,6+V2?$9/
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M?_B=A:W79FO^L?%)L._@UUWT7U!+ P04    " "/1F%/F5R<(Q &  "<)P
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M#:&16U5PB^10_..UX>^S_ -02P,$%     @ CT9A3[JA.8K7 0  ,@8   T
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M8U!R;W!S+V%P<"YX;6Q02P$"% ,4    " "/1F%/?EMQQ^X    K @  $0
M            @ &9 0  9&]C4')O<',O8V]R92YX;6Q02P$"% ,4    " "/
M1F%/F5R<(Q &  "<)P  $P              @ &V @  >&PO=&AE;64O=&AE
M;64Q+GAM;%!+ 0(4 Q0    ( (]&84^O&6I"NP(  %\,   8
M  "  ?<(  !X;"]W;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4    " "/
M1F%/P4ON!HX"  "#!@  %               @ 'H"P  >&PO<VAA<F5D4W1R
M:6YG<RYX;6Q02P$"% ,4    " "/1F%/NJ$YBM<!   R!@  #0
M    @ &H#@  >&PO<W1Y;&5S+GAM;%!+ 0(4 Q0    ( (]&84\P _>^-P$
M "("   /              "  :H0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4
M    " "/1F%/_\ F"+T   "% @  &@              @ $.$@  >&PO7W)E
M;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4    " "/1F%/"X_8 R$!  !7
M!   $P              @ $#$P  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08
1    "@ * ( "  !5%      !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>13
<FILENAME>0001171843-19-007065-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001171843-19-007065-xbrl.zip
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MD<7DVJ)Q;E[FI=Z^>:G)?9FA>N'9'I#F!52NQJA0Z@BMIQG#]J%KO85TDF"
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MW!J?L0N'?-Q2*:?%##'F9RN(MY<8A$.5.Z=R[JG *R9\6^N2?%75"&"$I;Q
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M*X,(@35D"M_N^]X3!329YJKY@49L8GL!#6(R*8S[N-Y?R[L(DB_<B S_4%6
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M9L/CEY%/XGH4TEJI2>34W"*#TVX:_<(BP".2-%FSOWOHDW.K:-/.4@>6V@$
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M@2:XYKF "CS4>K!VH!]0TL$<J1^@.'*=/VIK\)!:"VT&MOWP'G.NBQPOT2
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MX!\I68(O$"H/Q@9_ >46S'X3$+TM=B11*-+;%>^5J"ZB8"#?" O64@0!E"
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MZ5;E1?C]-T#F2]8BY2/;5=!T)""0CDH?TV1^M&M/6&",]T.N!'.\]E#G7D%
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MTY=#(>\C%X>#0DP<KB7OW-9PY"XJ@K1@V4)4)@0:#IZ^V/P)E"0T*\&Z*>K
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MI?5DC3L3J\7;P-.XG)@??,%Z9@5K.9UE0VPJC,;^B>PQ!\MW&=QZL4%[$F\
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MK2)'/.AM_9C>RVSA(>PW7W_IS@+?%!TGY=@NL_8P*F. <P/%1():IU[Q2R>
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MZ*+$(GZ;DT5G[O\ARDZBJD)!@OSO#ENL(&#_DQ=,"\>5\)&MX4+F>BKBPJ-
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M@]G$":O?"4RU.8C>U++@N>]I^CMSQ,&!AX<<KI4L ?B,ZZI<Z@@KH%!P_[U
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M0 P KI,+'[L7JB';>K:6,K+/,[->)\D<!D;OJJ; TPO^DD_ 97=7\SOS <R
MNK561%W/P-;5=L7<0U68HRRF!9R8?^;FBYEQY3B"SG.@"3W,O!E'ON1U\%9O
M1BU7 /_5MKAY45>?M"/\2[PI6;,B@(U8V;(&,3L^AO2PL38T317K OB>?G(=
MPL=G!K1\H;>KJ("<=:J&K1TQZQ6HA(*C&@H"IR%O?FQ&M^]PU#<V0F_OX92"
MT<%Q&E.C6T[APECCRMB01.]5N(40S0$7Z[/G'D4$^P(K+QYT8.7I*K!RUX&5
MOS"?ZLCP(+ "9QF>W7!F]Y[4N*WJA_3@LUDNN.3L[8_@K.589-%I>4IZK)G:
M 0/,_'J&U9>5RR6V9Y;*D--(;??!-),DQB"CUHB7(YZ.7-SNP,:ZM98 U-+'
MS&'9@9S94#.W4YU?<CY&OY,K2!L8(=W/!KE\3[DO.'/="Z(MXZLNB%[7)9>$
M4[[:4_O[WAMC?T-*/@H@25SF+N?%>1/(3M,I2]:=G^"V=Q(7)RK<X8W&FT4*
ML+4(QMAE_H?*^G,,<HCE.]3-,)*PC)]AA<E;^V\5(1''*V_JZQ$AR1\-E:%:
M>"@IO*3]0#A+/?PZ'@U LPB&I8E=F2V$_50+0,^^11$_0J2 @V H($+H><B0
MH*U+Z#I+NA;MC6"O>^PM;]V \(Q'+5=.8^B2B,4?<)J!T8DI^ LO(A.1LG6_
M\C6WAWY0;@,F#:3+(G><PE,32.[9K!W6W&I L/N1!04/_)"3Z\U(SB@LIHWN
MA'6UNK94F'@=%!R7)5EYZ=F$M@#K"J R]YQZ?(2-&S=0'2BJ-Y@V0VBXBV&3
M7\L"U\R-:9NW;'_)!K'.HPC=)6(KZK<S?#]']J=DCM@153-EU^BQB;,P==P3
M$*TF'ME'A/0*37LG:-H_\]1821!W,_MP+SNS/VHX)V8C//@;;^KE.NM&LUF4
M%'5>R/%(DFMG>BR)&TLX\!3K0_JJCI#--$HC+QB*YL)A$P%[+7..^GL2QU/G
M/Z[)B]A*4E!MQ3Q=&(O#UW@>R3O$M31A;KUTOY;^D,;&M 03,^B$K!3_*HI)
M"$V\1RE/]C&_EGN1\2CA E(([A4M#K0:8/U(T'FAEL[2!1>T]K=WUE"&7#2V
M&WMH#6/Q3U&W"U0+N?IEEB!  &O21"<WP<D:?FS.=X<_QIZ>/9[.#:5&W);@
MO+X<UZ&\W93SMC(?:^KZ$OL&DN^7,J!T"<JG5<G5W;![4Q]W!/ZQW<UZ=R86
MC+>-IW$Y,3_XXO7,BM=RFLN&VU1(C7T5V6D.F>]RN?62@O9TW@#L/^Z[25[
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M"FG(!)'YV4@0V3AK5W:H8F(#?IMA 07-V*=P\.,14K1P?O38S&76%:9[;MP
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M\%2*ER_!&MQ9?&Y;G?DZS9AAYB\(*DVIZ?"%5B/4,\1IMBC(S#[3(6P[ C[
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M&^VR2H,)$BE"C'OQO3")O=A\T$'_EZN@_W<0]+]QA/0.ZDDOK,6)<01C318
MK/P054;.>CH*7JJ\"Q]JA?A);AZ/I(DNX$EG!K$7L;GI.3BU0 N;LZ".=D[0
MJPY%5==O4[-9!#\P'KUX$3SY^>F/UP(BDS,"#R$YE,0+)90(U'YC+R\:.Q8M
M?+T(!5$&9>)@!7*W!CB5(^=CX=OBR_$YWNK>Q>+=J7[?/J(D)MP+WG(\0O P
MUMR\NC^Z^7[MQ.1VTF_;;#-:L_L@=O3XM '!SC/*/)M*@[ HK>+"L]-[.K-:
M">E#:/-7>$=YZ3?<5&@.$N:= DAU>]?R'UO8/&3-T&."WWF*PW[%^3] Y(JY
MD80Z(!"7M#A3%)PKM%U%\%]W1_374+5Y 26!$O7Q$)8Q]>OKH)>V94.^'\Z;
M%_9GSJ:F0D(HTH!L^C//;IU16TC,T/L:CY;C1:>7>+W:O1V[]R:W+VU<MR-[
MJRB:6SCT-C!6F<5$AP)2;/&[ _:VZRO8UQW4W]N:0H.;PV;LA$L(K)-2T#^-
M+<?&2V.V4!])S>-QR>N"5QE'U#]46 S#.D6B @ZL.PA?-(4T+;I^>*JI0#3T
M*W6TFLB'<Y:D\3%%FOFL1@#S@%CWZP#BN:L-UK[!KGN'$1H%@9.[K/C-F^S'
MJ-9M5-#\BB@["5SNT7:6;K.!'"U.3^TA&=DFGP3-U&GYHO8( .F>Y>F9A*#[
MPJUYH>6WC>13'SG,\7DYPR?$TE,&T]J>II8A9I#!2OZ_%SIIZ4QFT3$=+S >
MU0\^1RK*+Y64MOJN7!1GR1G;K5"^E^)^$]I2;KL,YWP\;9SR9,NZW>N9!V*J
M]SU RO3AEZ>@+8TQ;IL#K5VL>[@+%Q[Q9XC["K6-(B0J8ID]BHF%E%UV$?P>
M#03C\%00#<WU8Z:O )"T2";,SVZ+.*(OT*D+_0RDE0K1YR@H!PGO6Q!-*LK-
M+#HSLH5L>'[=FP7#"@'0\H,F_/2P4??+J ZB^FDIO7_YW0/WZ@_([,$_GV^\
M>(Y1$9<B@28"YY2^MLD2FSASC,-P]"G*83B)Z?BUACIO>->@I&:Y-U2:(A=N
MNT_=YK^LA,>YH;"V9D'+&=;V(DKX#!6PU'-RG/786.:-"H? ]HZ6OM@B,'3Z
MZU;,EHL8_1:I$A"'A-V/OC<#14*@/WI'EYW77$;N)3#;4WL+;;N$M>K;+LQ@
MBV<4+.D8.;*52Y_52L3._DI_RYT.GT@Y00Q.L+QM,G^UIG=X(MA^C(1]R'YR
MOUFWN94.YPDKRKH\)UR6+M?)HZ)@X&N+;3E(1]9-2]+KW'P5'B'T$NT)$QVU
M:O+7M^:?^^V2ZX,.UM63:+^]-X-"ZEL/.J3^RR,-J?M"<3_]DQNO7=XA#X7+
M;#Y;KQW4;Y-\9$!\>E@9++G?XY$^B/3IS[G(9(:P-S2H%2,LAJ_/3V+5W;(^
ML/-\ 9D_B]=73]6G'P,L^-%A#U1F,)ZLSKYJP1KN0Q?T]H@5\!2@!@*VLA*+
M!UVO]X4KD&NKIO3*)VME8*'OA<DD8,30\JA:%JJ'8IA^9W6]GX'^9+HHF!F"
M$UP2(@"TCL,/%XLTEA8LWE43)D66LO7%I!([6('>.O=M@PC*"[9)<L<Y3G36
MSY*O?.-("(&FW()6<8RB1P6W6&>"8'/R3?@^!+,K$60 K_05+#ZA,+&Y)+HN
M/ZK$[YU)_V?9^V6M)V/$R7V "U25Q"^(*M=Z:CI7Q4K!WLXQ)B& RI7@TPKD
MO<VSK]:L.,02:P@#&$/0&/@TS^"K1]-\7K7Q+5-$HU4H&%V49\14TZ">MN^@
M<Y'CT=N+-#IG*U#A$2%]*?:LG0%X3PKG0IZBB21SL:%N(%E?:L=XAPVPF$IF
M/DZ-)6K[EWO3YP3W/1<<L:9R[?L  =M6 NS+EM?G7>3,K'A6SN 7QS&CBOH4
M%I&.Q*=T/;C/+/(X/L=HY8K<+TF;ESR*!1W)9ICFA8+\/'-<&.RRJL &[9R,
M<VSJK3(YG6NOY3"DZ+0Y1>,WMH>:_R(J+AYI:=6O]T3:B8M/HO7DA<,OR P]
M/5UD$NRO8<R&F,C.Z+,T'<F,_H%'@V M0,*F<0IM#LC^TQB-)K-?T"#V@R#1
MS$$\6BF &#=I-RWS?QB=W)/5LT%Z2=F9)]&)PH/SM_U2/&V]%:_7Q]/69&A3
MW'DEM4FX&C/;8"*VQ[G%MS9O>8_[^QJ62P*[JF82'. AIX7RS]!*M+A;";6B
MQ1-590Z1<<H&4_%L%Y3>1E3/HP+"RN9M57QVSDJ&"[P+&WKV(YL$N X#OTG$
M27[./7A5BLAFD'J>%XI:<(R/87,,CU6 M^Y0@/=CY!M$5(=2T,IUK)$5$$\A
M*J1%E:0HU)H/*-*LI+:N*_XZCXV'1&&+.D-YY+?0\ A7-KK'X'$CXET(3PY"
M5A7Y!=;Z5'D:XPF7YD @VS:X\<@;'9^0=>(7I,8"7#HVI*:L3C3!\X )U6-7
MEJ-?Q[%H=0TK5!5]MB<F",MIAD1S<%=;XF"'H'$I:K[NP1[J"X\_>=#A\5\?
M:7C\'B'.K59]<@M:56O23[A_M0EP.!2XTE*W/SC_!OS;A.TJN*L U([-$=F>
MS",*@^72V=)&5J1T5IYC/O!*$<VO--R!L"=M:(<*6]D2#Z6F%7"EF$W3WFND
MV3#N[X$&NZ']L'K*ZBFKIZR>LGK*_7G*(*OUZ8.V6K<V5V;KK0F>+-3N?_]C
M[^W>8?#LAI]S*R_S?W9V]P_WWN_M;!_N!I_>!^]V#_9^^[A]N/?IXT&P_?&=
M>:CY<WO_W7CT>?_3GWL'^,';W=_V/G[<^_A;\.EC\''WOP^#S]N_[?[?[VM"
M5C=<W7!UP]4-;^N&@^R59_?=2GG09L4M';I_?_NFY]C]^\]O;RK^I@9@'GH[
M#SK8W=_;/0C>!9_W=]_O[N_O@DWQ:>=_A\9FV _^W/[]C]W@;YL;FUO&PMC=
M#P[^L;V_>UM3<$LSL/?A UA-[_?V#PX#6N7MWX.=3_N?/^WC3[<S#I'MZW]6
M/9*;G)Y"K/$] A,^"F!LQQ410O<:]2,4/QQ'&57J '7;UX3(W189]Z$)"%+
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MQ)K0L7F ",P\&1,H2,_7Z&EE U]=B6@T*&? U34<0]*5MD$0CYF:9&(&<)Q
M9B4J725A1Q6A(C=JN/0?\6;P/7]A'=4OTHG:SZ"VVGP?C7Z:@V;@R-VI21_:
M%C:R0:C+@T<0&?1II1"<2H67#C4BT3=,977E;T"LX!ISM(KD848 4F%$I#;#
M:+Y]F36B?$8BC'SFN,"\\:#+2_7IFJ_"PC%KHW@8X:I+<L9 5V2GT6;H>C:
MRQYZI?RS9(;F78;!<XQ#T:VD[8 J]@_MMH#PR3GTQPX#(A9-+GU^1OPW<:$,
MH%+C-(W1!0![&[;V[2<4.R4XC1=N9FH9/X.Q9*5T2$*YWS<@J\I.K;JD3AR/
MVI7B@Y#'R_T) 41%5B1]^ME L\]&]B");?^F*3.[T1K8I?X&=E;:&$O3LP8^
M.ZLK&V1H-&8\<5>V<!'3KH*V&N8&;F<VJ 40M[R<NGP0@G2(&-3:X6>)S 9A
M,!H4V"P0ZK8XAY[E;S//_(SH&+BU(#8.9]G4,85.',_@6KD>Q+AP$PI\J^LU
M%PKQO$#PZA@1ZMOZU&U%P@XZ3N7U'#4JRA.CD=T6:N75%%I.3]W79TC-9)TN
M1//\S.S%0(;E$@!9C;U./?]!R.I5&1G'HX.$0KGOC0G[.OB8![\MHB+*@(X(
M?_P #!1HKSO33D$W+J,L9(!&[> ZE9M"Q$3N:IP&'@N8TRJL(8UG7<V3=CU4
MQ.)8AFZO10XTC)7@[^+L!,NMF)@)CT))$!<ZF-M"]=7SID?Q18YQ=@!->=%A
M(V_&*S#W,TZRXP$QPM[7A'DC&,Z]VL8)B4:!9X. ;A:>,#FX;J4C[#>'LI\\
MZ%#VBU4H^SZEZCZR=]WPB#<"YRN#-W%1L_ '>?;V""/G_4B:FB'TTKQ4DAJ_
M)2^!6@*YM(B$RC@>!;"M-3BR&J>>.^Z/W!'(\00_@94BKI1O7#(K.?8(8'LU
MS[\X.F..UU%[#Q@FHRB9+%MPJD\WR3Z58@;L[($@VA?\"6-L^BU'-$DDS %/
MBZ?-.$=2ZD"'LKO!N"T1/0+:' I;<=X4.204.. "-*AKE47!8?R2#2D:#IG
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M:;E-S9)MX?2P699O"X+U<7J0JPVP5FQ8Q,,W9^-7XQA00 P#Z^>@Z,Q-Q%>
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M'@F31M?=UO&(4(#2"8[;-JQK,+-[6Y/;, NH?U%K!/H/YJI%C+YR5B"5FD#
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M^ZZW3\H>.)_P0<_U?7>X3_22Y^?JR1%]D,:\L'Z"B])Q0,_E $+-<&A3XX[
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M=4 KN%8&QL>*SWV!GL/W^ H8;H*XRF'%C,CP6&M;X9K).)$B29CX,J! .];
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MU_5-U_*3W*PWR5]+G!*YY;]02P,$%     @ CT9A3Z%"TF%Y!P  ]%H  !4
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M 5!+ 0(4 Q0    ( (]&84_7 A4J>/,  #N !@ *              "  0
M  !E>&A?,S$N:'1M4$L! A0#%     @ CT9A3Y2>Y@16%P  GV@   X
M         ( !H/,  &8X:U\Q,#,Q,3DN:'1M4$L! A0#%     @ CT9A3_/%
M6-I+ P  G@P  !$              ( !(@L! '-F;F,M,C Q.3$P,CDN>'-D
M4$L! A0#%     @ CT9A3_R:'I0V"P  C(H  !4              ( !G X!
M '-F;F,M,C Q.3$P,CE?;&%B+GAM;%!+ 0(4 Q0    ( (]&84^A0M)A>0<
M /1:   5              "  04: 0!S9FYC+3(P,3DQ,#(Y7W!R92YX;6Q0
52P4&      4 !0 Y 0  L2$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.19.3</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>97</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="f8k_103119.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://globenewswire.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="f8k_103119.htm">f8k_103119.htm</File>
    <File>exh_31.htm</File>
    <File>sfnc-20191029.xsd</File>
    <File>sfnc-20191029_lab.xml</File>
    <File>sfnc-20191029_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2019-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3</span><table class="report" border="0" cellspacing="2" id="idp6605362256">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Oct. 29, 2019</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 29,  2019<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-06253<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">SIMMONS FIRST NATIONAL CORPORATION<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000090498<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">71-0407808<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">AR<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">501 Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Pine Bluff<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">AR<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">71601<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">870<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">541-1000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SFNC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityInformationFormerLegalOrRegisteredName', window );">Entity Information, Former Legal or Registered Name</a></td>
<td class="text">Not Applicable<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInformationFormerLegalOrRegisteredName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Former Legal or Registered Name of an entity</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInformationFormerLegalOrRegisteredName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
