<SEC-DOCUMENT>0001174947-21-000365.txt : 20210405
<SEC-HEADER>0001174947-21-000365.hdr.sgml : 20210405
<ACCEPTANCE-DATETIME>20210405161644
ACCESSION NUMBER:		0001174947-21-000365
CONFORMED SUBMISSION TYPE:	PRE 14A
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20210405
FILED AS OF DATE:		20210405
DATE AS OF CHANGE:		20210405

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SIMMONS FIRST NATIONAL CORP
		CENTRAL INDEX KEY:			0000090498
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				710407808
		STATE OF INCORPORATION:			AR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		PRE 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-06253
		FILM NUMBER:		21805548

	BUSINESS ADDRESS:	
		STREET 1:		501 MAIN STREET
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
		BUSINESS PHONE:		8705411000

	MAIL ADDRESS:	
		STREET 1:		501 MAIN STREET
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
</SEC-HEADER>
<DOCUMENT>
<TYPE>PRE 14A
<SEQUENCE>1
<FILENAME>sfncpre14aproxy.htm
<DESCRIPTION>PRELIMINARY PROXY STATEMENT
<TEXT>
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<P></P>

<P STYLE="font-size: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>UNITED
STATES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>SECURITIES
AND EXCHANGE COMMISSION</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Washington,
D.C. 20549</B>&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>SCHEDULE
14A</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Proxy
Statement Pursuant to Section 14(a) of the Securities</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Exchange
Act of 1934 (Amendment No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;)</FONT></P>

<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; width: 700px">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; font-size: 10pt; text-indent: 0pt; width: 700px"><FONT STYLE="font-family: Times New Roman, Times, Serif">Filed
    by the Registrant &nbsp;&nbsp;&nbsp;&nbsp;&#9746;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; font-size: 10pt; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Filed
    by a Party other than the Registrant &nbsp;&nbsp;&nbsp;&nbsp;&#9744;</FONT></TD></TR>
<TR STYLE="vertical-align: middle">
    <TD STYLE="text-align: left; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; font-size: 10pt; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Check
    the appropriate box:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9746;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Preliminary Proxy Statement</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Confidential, for Use of the Commission
    Only (as permitted by Rule&nbsp;&nbsp;14a-6(e)(2))</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Definitive Proxy Statement</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Definitive Additional Materials</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Soliciting Material Pursuant to &nbsp;&sect;240.14a-12</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: bold 14pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">SIMMONS
FIRST NATIONAL CORPORATION</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Name
of Registrant as Specified In Its Charter)</FONT></P>

<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Name
of Person(s) Filing Proxy Statement, if other than the Registrant)</FONT></P>

<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Payment
of Filing Fee (Check the appropriate box):</FONT></P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9746;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">No fee required.</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fee computed on table below per Exchange
    Act Rules&nbsp;&nbsp;14a-6(i)(4) and 0-11.</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">1)</FONT></TD>
    <TD STYLE="text-align: justify; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Title of each class of securities
    to which transaction applies:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">2)</FONT></TD>
    <TD STYLE="text-align: justify; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Aggregate number of securities to
    which transaction applies:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3)</FONT></TD>
    <TD STYLE="text-align: justify; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Per unit price or other underlying
    value of transaction computed pursuant to Exchange Act Rule&nbsp;&nbsp;0-11 (set forth the amount on which the filing fee
    is calculated and state how it was determined):</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4)</FONT></TD>
    <TD STYLE="text-align: justify; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Proposed maximum aggregate value
    of transaction:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">5)</FONT></TD>
    <TD STYLE="text-align: justify; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Total fee paid:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fee paid previously with preliminary
    materials.</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 0in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD>
    <TD STYLE="text-align: justify; width: 96%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Check box if any part of the fee
    is offset as provided by Exchange Act Rule&nbsp;&nbsp;0-11(a)(2) and identify the filing for which the offsetting fee was
    paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its
    filing.</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">1)</FONT></TD>
    <TD STYLE="text-align: left; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Amount Previously Paid:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">2)</FONT></TD>
    <TD STYLE="text-align: left; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Form, Schedule or Registration Statement
    No.:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">3)</FONT></TD>
    <TD STYLE="text-align: left; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Filing Party:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 0px; width: 700px">
<TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">4)</FONT></TD>
    <TD STYLE="text-align: left; width: 92%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Date Filed:</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: left; text-indent: 0pt; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="margin-top: 3pt; margin-bottom: 12pt"></P>



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<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">NOTICE
OF </font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">ANNUAL
MEETING OF SHAREHOLDERS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:10pt; margin-bottom:0pt; ">TO THE SHAREHOLDERS
OF SIMMONS FIRST NATIONAL CORPORATION:</p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; text-indent: 20pt; margin-top: 10pt; margin-bottom: 10pt">NOTICE
IS HEREBY GIVEN that the annual meeting of the shareholders of Simmons First National Corporation (&#x201C;Company&#x201D;) will
be held in the auditorium of the Company&#x2019;s Little Rock, Arkansas, corporate offices (601 E. 3<FONT STYLE="font-size: 7.5pt"><SUP>rd
</SUP></FONT>Street, Little Rock, Arkansas, 72201) at 8:00 A.M. Central Time, on Thursday, May 20, 2021, for the following purposes:</p>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="margin-bottom: 10pt; vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">1.</TD><TD STYLE="text-align: justify; width: 92%">To fix at 16 the number of directors to be elected at the meeting;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">2.</TD><TD STYLE="text-align: justify; width: 92%">To elect 16 persons as directors to serve until the next annual shareholders&apos;
meeting and until their successors have been duly elected and qualified;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">3.</TD><TD STYLE="text-align: justify; width: 92%">To consider adoption of a non-binding resolution approving the compensation of the
named executive officers of the Company;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">4.</TD><TD STYLE="text-align: justify; width: 92%">To consider ratification of the Audit Committee&apos;s selection of the accounting
firm BKD, LLP as independent auditors of the Company and its subsidiaries for the year ended December 31, 2021;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">5.</TD><TD STYLE="text-align: justify; width: 92%">To consider revising outdated information in the Company&#x2019;s Amended and Restated
Articles of Incorporation;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">6.</TD><TD STYLE="text-align: justify; width: 92%">To consider including provisions in the Company&#x2019;s Amended and Restated Articles
of Incorporation to provide for majority voting in uncontested elections of directors; and</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman , Times, serif; margin-top: 0px; margin-bottom: 10pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 4%; text-align: right"></TD><TD STYLE="width: 4%">7.</TD><TD STYLE="text-align: justify; width: 92%">To transact such other business as may properly come before the meeting or any postponements
or adjournments thereof.</TD>
</TR></TABLE>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">Only
shareholders of record at the close of business on March 23, 2021, will be entitled to vote at the meeting.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:10pt; margin-bottom:0pt; ">BY ORDER OF
THE BOARD OF DIRECTORS:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">George A. Makris
III, Secretary </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Pine Bluff,
Arkansas </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">April [15],
2021</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">ANNUAL
MEETING OF SHAREHOLDERS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">SIMMONS
FIRST NATIONAL CORPORATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">P.
O. Box 7009</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Pine
Bluff, Arkansas 71611</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROXY
STATEMENT</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Meeting
to be held on May 20, 2021</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Proxy
and Proxy Statement furnished on or about April [15], 2021</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><B>The
enclosed proxy is solicited on behalf of the Board of Directors (&#x201C;Board&#x201D;) of Simmons First National Corporation
(&#x201C;Company&#x201D;) for use at the annual meeting of the shareholders of the Company to be held on Thursday, May 20, 2021,
at 8:00 a.m. Central Time, in the auditorium of the Company&#x2019;s Little Rock, Arkansas, corporate offices (601 E. 3<FONT STYLE="font-size: 7.5pt"><SUP>rd
</SUP></FONT>Street, Little Rock, Arkansas 72201) or at any postponements or adjournments thereof. </B>When such proxy is properly
executed and returned, the shares represented by it will be voted at the meeting in accordance with any directions noted thereon,
or if no direction is indicated, will be voted &#x201C;For&#x201D; all of the director nominees in Proposal 2 and &#x201C;For&#x201D;
Proposals 1, 3, 4, 5, and 6.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Important
Notice Regarding the Availability of Proxy Materials</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">for
the Shareholder Meeting To Be Held on May 20, 2021:</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">The
Notice, Proxy Statement, Annual Report on Form 10-K, and Company Report</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">are
available at www.edocumentview.com/sfnc.</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">REVOCABILITY
OF PROXY</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Any shareholder
giving a proxy has the power to change or revoke it at any time before it is voted.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">COSTS
AND METHOD OF SOLICITATION</font></p>

<p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">The costs of
soliciting proxies will be borne by the Company. In addition to the use of the mails, solicitation may be made by employees of the Company
by telephone, electronic communications and personal interview. These persons will receive no compensation other than their regular salaries,
but they will be reimbursed by the Company for their actual expenses incurred in such solicitations.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">OUTSTANDING
SECURITIES AND VOTING RIGHTS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">At the meeting,
holders of the $0.01 par value Class A common stock (the &#x201C;Common Stock&#x201D;) of the Company will be entitled to one vote, in
person or by proxy, for each share of the Common Stock owned of record as of the close of business on March 23, 2021. On that date, the
Company had 108,346,073 shares of the Common Stock outstanding and entitled to vote at the meeting. 4,807,523 of such shares were held
by the trust division of Simmons Bank (&#x201C;Bank&#x201D;) in a fiduciary capacity, of which 150,388 shares cannot be voted by the Bank
at the meeting.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">All actions
requiring a vote of the shareholders must be taken at a meeting at which a quorum is present in person or by proxy. A quorum consists
of a majority of the outstanding shares entitled to vote upon a matter. With respect to each of Proposals 1, 3, 4, 5, and 6, approval
requires that the votes cast &#x201C;for&#x201D; the proposal exceed the votes cast &#x201C;against&#x201D; it.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">With respect
to Proposal 2, the Company&#x2019;s by-laws provide that, in an &#x201C;uncontested election,&#x201D; which is an election in which the
number of nominees for director is less than or equal to the number of directors to be elected, a nominee for director shall be elected
by a majority of the votes cast by the shares present in person or represented by proxy at the meeting and entitled to vote thereon. This
means that the votes cast &#x201C;for&#x201D; a director nominee must exceed the votes cast &#x201C;against&#x201D; such nominee. If an
incumbent nominee does not receive the required votes for election at the meeting, the Board, through a process managed by the Board&#x2019;s
Nominating and Corporate Governance Committee (&#x201C;NCGC&#x201D;), will consider whether to accept the director&#x2019;s offer of resignation,
which is required to be immediately tendered under the Company&#x2019;s by-laws, and will publicly disclose its decision.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">To be elected
in a &#x201C;contested election,&#x201D; which is an election in which the number of nominees for director is greater than the number
of directors to be elected, a nominee for director must receive a plurality of the votes cast by the shares present in person or represented
by proxy at the meeting and entitled to vote thereon. All proxies submitted will be tabulated by Computershare, the transfer agent for
the Common Stock.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The enclosed
proxy card also provides a method for shareholders to abstain from voting on each matter presented. By abstaining with respect to any
of Proposals 1 through 6, shares will not be voted either &#x201C;for&#x201D; or &#x201C;against&#x201D; the subject proposal but will be counted for quorum purposes. Abstentions, therefore,
will not affect the outcome of the vote on any of Proposals 1 through 6. While there may be instances in which a shareholder may
wish to abstain from voting on any particular matter, the Board encourages all shareholders to vote their shares in their best
judgment and to participate in the voting process to the fullest extent possible.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">1</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">If
your shares are held in a brokerage account or by another nominee, you are considered the &#x201C;beneficial owner&#x201D; of
shares held in &#x201C;street name,&#x201D; and these proxy materials have been forwarded to you by your broker or other
nominee (the &#x201C;record holder&#x201D;) along with a voting instruction form. As the beneficial owner, you have the right
to direct your record holder how to vote your shares, and the record holder is required to vote your shares in accordance
with your instructions. A &#x201C;broker non-vote&#x201D; occurs when a nominee holding shares for a beneficial owner does
not vote on a particular proposal because the nominee has not received a voting instruction from the beneficial owner and
does not have discretionary voting power with respect to that item. Due to various regulatory requirements, brokers or other
nominees may not exercise discretionary voting power on the election of directors, executive compensation or other
non-routine matters. While brokers or other nominees might still be permitted to exercise discretionary voting power for
Proposal 4 (the ratification of BKD, LLP as our independent auditor), brokers and other nominees may not exercise
discretionary voting power for Proposals 1 through 3 (number of directors, election of directors, and approval of executive
compensation) or Proposals 5 and 6 (removal of outdated information in the articles of incorporation and inclusion of
director election standard in articles of incorporation). As a result, if you do not provide specific voting instructions to
your record holder, the record holder may not vote the shares on Proposals 1 through 3 or Proposals 5 and 6. Accordingly, it
is particularly important that you provide voting instructions to your broker or other nominee so that your shares may be
voted on the matters presented at the meeting. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">If your shares
are treated as a broker non-vote, your shares will be counted in the number of shares represented for purposes of determining whether
a quorum is present. However, broker non-votes will not be included in vote totals (neither &#x201C;for&#x201D; nor &#x201C;against&#x201D;).
Therefore, with respect to Proposals 1 through 6, broker non-votes will not affect the outcome of the vote. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In the event
a shareholder executes the proxy but does not mark the ballot to vote (or abstain) on any one or more of the proposals, the proxy will
be voted &#x201C;For&#x201D; all of the director nominees in Proposal 2 and &#x201C;For&#x201D; Proposals 1, 3, 4, 5, and 6. Further,
if any matter, other than the matters shown on the proxy, is properly presented at the meeting which may be acted upon without special
notice under Arkansas law, the proxy solicited hereby confers discretionary authority to the named proxies to vote in their sole discretion
with respect to such matters, as well as other matters incident to the conduct of the meeting. On the date of the mailing of this proxy
statement, the Board has no knowledge of any such other matter which will come before the meeting.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">2</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">SECURITY
OWNERSHIP OF CERTAIN BENEFICIAL OWNERS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table sets forth (except as otherwise indicated, as of March 30, 2021) (1) all persons known to management who own, beneficially or of
record, more than 5% of the outstanding Common Stock, (2) the number of shares of Common Stock owned by the named executive officers in
the Summary Compensation Table, and (3) the number of shares of Common Stock owned by all directors and executive officers as a group.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width: 50%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Name
        and Address of Beneficial Owner</font> </p> </td>
    <td style="width: 25%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Shares
        Owned Beneficially [a]</font></p> </td>
    <td style="width: 25%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Percent
        of Class [b]</font></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">BlackRock,
        Inc. [c]</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;55
        East 52nd Street</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;New
        York, New York 10055</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">15,971,744
        </p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">14.74% </p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">The Vanguard
        Group [d] </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;100
        Vanguard Blvd. </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;Malvern,
        PA 19355</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">10,832,986
        </p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">10.00% </p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Northern Trust
        Corporation [e] </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;50
        South LaSalle Street </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;Chicago,
        IL 60603</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">7,079,103
        </p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">6.53% </p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Dimensional
        Fund Advisors LP [f]</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;Building
        One</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;6300
        Bee Cave Road</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:10pt; margin-top:0pt; margin-bottom:0pt; ">&#x2003;Austin,
        TX 78746</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">6,230,600
        </p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">5.75% </p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris
        Jr. [g]</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">687,708</p>
        </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman
        [h]</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">179,717</p>
        </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin [i]</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50,787</p>
        </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton [j]</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">37,323</p>
        </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stephen C.
        Massanelli [k]</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">83,323</p>
        </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:-10pt !important; padding-left:10pt !important; margin-top:0pt; margin-bottom:0pt; ">All
        directors and officers as a group (24 persons)</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">1,911,276</p>
        </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">1.76%</p>
        </td> </tr>
  </table> </div>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td colspan="2" style="width:100%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">___________________</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The shares beneficially
        owned represent less than 1% of the outstanding common shares.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[a]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Under the applicable
        rules, &quot;beneficial ownership&quot; of a security means, directly or indirectly, through any contract, relationship, arrangement,
        undertaking or otherwise, having or sharing voting power, which includes the power to vote or to direct the voting of such security, or
        investment power, which includes the power to dispose of or to direct the disposition of such security, or the right to acquire beneficial
        ownership of the security within 60 days (&#x201C;exercisable stock options&#x201D;). Unless otherwise indicated, each beneficial owner
        named has sole voting and investment power with respect to the shares identified.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[b]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The percentage
        of Common Stock beneficially owned was calculated based on the number of shares of Common Stock outstanding as of March 23, 2021.</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[c]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Based solely
        on information as of December 31, 2020, contained in Amendment No. 12 to Schedule 13G, filed with the U.S. Securities and Exchange Commission
        on January 26, 2021. These shares may be owned by one or more of the following entities controlled by BlackRock, Inc.: BlackRock Institutional
        Trust Company, N.A., BlackRock Fund Advisors, BlackRock Investment Management (Australia) Limited, BlackRock Advisors, LLC, BlackRock
        Asset Management Ireland Limited, BlackRock Investment Management (UK) Limited, BlackRock Asset Management Canada Limited, BlackRock (Netherlands)
        B.V., BlackRock Financial Management, Inc., BlackRock Japan Co., Ltd., BlackRock Asset Management Schweiz AG, and BlackRock Investment
        Management, LLC.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[d]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Based solely
        on information as of February 26, 2021, contained in Amendment No. 7 to Schedule 13G, filed with the SEC on March 10, 2021, including
        that The Vanguard Group has shared investment power as to 199,831 shares and shared voting power as to 108,138 shares. These shares may
        be owned by one or more of the following entities controlled by The Vanguard Group: The Vanguard Group, Inc., Vanguard Asset Management,
        Limited, Vanguard Fiduciary Trust Company, Vanguard Global Advisors, LLC, Vanguard Group (Ireland) Limited, Vanguard Investments Australia
        Ltd, Vanguard Investments Canada Inc., Vanguard Investments Hong Kong Limited, and Vanguard Investments UK, Limited.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[e]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Based solely
        on information as of December 31, 2020, contained in Schedule 13G, filed with the SEC on February 12, 2021, including that Northern Trust
        Corporation has shared investment power as to 5,405,187 shares and shared voting power as to 6,085,645 shares. These shares may be owned
        by Northern Trust Corporation and its subsidiaries, including The Northern Trust Company.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[f]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Based solely
        on information as of December 31, 2020, contained in Amendment No. 3 to Schedule 13G, filed with the SEC on February 16, 2021. These shares
        may be owned by investment companies, commingled funds, group trusts, and separate accounts for which Dimensional Fund Advisors LP serves
        as investment adviser, sub-adviser, and/or investment manager.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[g]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Makris owned
        of record 184,965 shares; 286,116 shares are held jointly with his spouse; 9,270 shares are held in his IRA; 10,990 shares are held in
        his wife&apos;s IRA, 12,000 shares held in a trust for his benefit, 1,016 shares were held in his account in the Company&#x2019;s 401(k)
        Plan; 4,621 shares were held in his account in SFNC Employee Stock Purchase Plan and 178,730 shares were deemed held through exercisable
        stock options.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[h] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Fehlman
        owned of record 87,008 shares; 15,273 shares were held in his fully vested account in the Company&#x2019;s 401(k) Plan; 1,266 shares were
        held in his account in SFNC Employee Stock Purchase Plan and 76,170 shares were deemed held through exercisable stock options.</p> </td>
        </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[i] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Reddin owned
        of record 27,847 shares; 300 shares were held in his fully vested account in the Company&#x2019;s 401(k) Plan and 22,640 shares were deemed
        held through exercisable stock options.</p> </td> </tr>
  </table> </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">3</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:-1pt; margin-bottom:0pt; ">[j]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:-1pt; margin-bottom:0pt; ">Ms. Compton
        owned of record 27,183 shares and 10,140 shares were deemed held through exercisable stock options.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[k]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Massanelli
        owned of record 42,923 shares; 4,700 shares were held in his IRA; 300 shares were held in his fully vested account in the Company&#x2019;s
        401(k) Plan; 930 shares were held in his account in SFNC Employee Stock Purchase Plan and 34,470 shares were deemed held through exercisable
        stock options.</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSAL
1 - FIX THE NUMBER OF DIRECTORS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">At the 2020
annual shareholders&apos; meeting, the number of directors was set at fifteen (15), and the fifteen (15) nominees were elected. The number
of directors was subsequently increased by the Board, and as of March 1, 2021, the Board consisted of sixteen (16) members. The Board
has considered the number of directors that should serve on the Board for the ensuing year and has set the number of directors to be elected
at the 2021 annual shareholders&#x2019; meeting at sixteen (16). The Board is presenting its decision to set the number of directors to
be elected to the Board at the annual shareholders&#x2019; meeting at sixteen (16) to the shareholders for ratification. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">THE BOARD OF
DIRECTORS RECOMMENDS THAT SHAREHOLDERS VOTE <font style="text-decoration:underline #000000; font-weight:bold; ">FOR</font> PROPOSAL 1
TO RATIFY THE ACTION OF THE BOARD TO FIX THE NUMBER OF DIRECTORS AT SIXTEEN (16). </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSAL
2 - ELECTION OF DIRECTORS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Each of the
persons named below is presently serving as a director of the Company for a term which ends on May 20, 2021, or such other date upon which
a successor is duly elected and qualified. The Board elected Julie Stackhouse as a director, effective March 1, 2021. Ms. Stackhouse was
initially recommended to the NCGC as a potential director by the chief executive officer of the Company. The Board has evaluated the independence
of each director serving on the Board and its audit, compensation, and nominating and corporate governance committees under applicable
law and regulations and the NASDAQ listing standards. The table below summarizes the findings of the Board (and reflects the present composition
of each of the named committees): </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; ">Name</font><font style="padding-left:5.31pt; " class="swap"></font></p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Board
        of</font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; ">Directors</font></p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Audit</font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; ">Committee</font></p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Compensation</font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; ">Committee</font></p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Nominating</font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">and
        Corporate </font><font style="font-weight:bold; ">Governance</font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; ">Committee</font></p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jay D. Burchfield</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Marty D. Casteel</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Not Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">William E.
        Clark, II</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Steven A. Coss&#xE9;</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mark C. Doramus</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Edward Drilling</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Eugene Hunt</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jerry Hunter</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Susan Lanigan</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">W. Scott McGeorge</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Not Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Tom Purvis</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert L. Shoptaw</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Julie Stackhouse</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Russell W.
        Teubner</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">*</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mindy West</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td>
    <td style="width:20%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Independent</p>
        </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">___________________</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">* The director
is not a member of the Committee.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In the evaluation
of Mr. Clark&#x2019;s independence, the Board considered the engagement of Clark Contractors, LLC by the Bank as general contractor for
the renovation of the Bank&#x2019;s office building in Little Rock, Arkansas (Mr. Clark holds a majority interest, and is the chairman
and chief executive officer of, Clark Contractors, LLC). The engagement was undertaken through a competitive bid process in which Clark
Contractors, LLC submitted the lowest bid, and the project was completed in 2020. In the evaluation of Mr. Doramus&#x2019;s independence,
the Board considered investment banking and brokerage services provided by Stephens Inc., as well as insurance services provided by insurance
agency affiliates of Stephens Inc. (Mr. Doramus is the Chief Financial Officer of Stephens Inc.). In each of these cases, the fees paid
were below the independence thresholds of the NASDAQ listing standards, and the Board determined that the relationship did not interfere
with the director&#x2019;s ability to exercise independent judgment as a director of the Company.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The proxies
hereby solicited will be voted for the election of the nominees shown below, as directors, to serve until the next annual meeting of the
shareholders and until their successors are duly elected and qualified, unless otherwise designated in the proxy. If at the time of the meeting
any of the nominees should be unable or unwilling to serve, the discretionary authority granted in the proxy may be exercised to vote
for the election of a substitute or substitutes selected by the Board. Management has no reason to believe that any substitute nominee
or nominees will be required.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">4</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The nominees
possess a wide range of qualifications and perspectives that contribute to strong oversight. The table below highlights each nominee&#x2019;s
skills, experience, and background, as well as certain demographic and tenure information.</P>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 6pt; margin-bottom: 0pt"><IMG SRC="table.jpg" ALT="" STYLE="height: 295px; width: 680px">&nbsp;&nbsp;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">THE BOARD OF
DIRECTORS RECOMMENDS THAT SHAREHOLDERS VOTE <font style="text-decoration:underline #000000; font-weight:bold; ">FOR</font> ALL OF THE
BELOW-NAMED NOMINEES FOR ELECTION TO THE BOARD. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Jay
Burchfield</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Burchfield,
74, was elected to the Board in 2015. He is the retired Chairman of Ozark Trust and Investment Corporation and its subsidiary company,
Trust Company of the Ozarks. His career has spanned over 40 years, primarily in the banking and financial services industry. Mr. Burchfield
formerly served as an Advisory Director of Liberty Bancshares, Inc., which was acquired by the Company in February 2015. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">He received
a B.S. degree in Marketing in 1968 and M.S. degree in Education in 1972 from Central Missouri State University. Mr. Burchfield graduated
from the Graduate School of Banking of the South at Louisiana State University in 1980. Mr. Burchfield is a veteran of the U. S. Army.
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Burchfield
currently serves as a Director of O&#x2019;Reilly Automotive, Inc. (a Nasdaq-listed company). In this role, he serves as Lead Director
and as a member of its Compensation and Audit Committees. Mr. Burchfield also serves as Senior Principal of SilverTree Companies, a real
estate company. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Burchfield&#x2019;s experience and expertise in the banking industry, strategic business development, executive compensation
and leadership development will be beneficial in the management of the Company&#x2019;s operations. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Marty
D. Casteel</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Casteel,
70, was elected to the Board in 2020. Until his retirement in 2020, Mr. Casteel was employed by the Company&#x2019;s lead subsidiary,
Simmons Bank, for over 30 years. During that time, he held various leadership roles, including serving as Simmons Bank&#x2019;s chairman,
president, and chief executive officer from 2013 to 2020. In addition, Mr. Casteel was a senior executive vice president of the Company
from 2013 to 2020. Mr. Casteel received a B.S.B.A. degree in Marketing from University of Arkansas in 1974. Mr. Casteel also served in
the U.S. Army from 1974 to 1978.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Casteel
has served on numerous boards during his career. He is currently a member of the boards of directors of Jefferson Regional Medical Center
and the Economic Development Alliance of Jefferson County. He is also a past president of the Mortgage Bankers Association of Arkansas.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Casteel&#x2019;s deep understanding of current and historical bank operations, as well as his experience as the chairman, president,
and chief executive officer of Simmons Bank, provides needed skills and insight into the banking and financial services business conducted
by the Company and its subsidiaries, including the assessment of lending and deposit activities, the management of financial regulatory
affairs, the evaluation of bank policies and practices, and the mitigation of enterprise risks.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">William
E. Clark, II</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Clark,
52, was elected to the Board in 2008. He is the Chief Executive Officer of Clark Contractors, LLC, a general contractor involved in commercial
construction throughout the United States. Prior to the formation of Clark Contractors, LLC in 2009, he was employed by CDI Contractors
from 1994 through 2009, where he served in various capacities culminating in his serving as Chief Executive Officer from 2007 to 2009.
Mr. Clark received a B.S.B.A. degree in Business Management from the University of Arkansas in 1991. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">He is a member
of Fifty for the Future, a past chairman of the UAMS Foundation Fund Board of Directors, a past president/chairman for the UAMS Consortium,
Arkansas Children&apos;s Hospital Committee for the Future, and St. Vincent Foundation, a former member of the Young Presidents Organization,
and a member of the Dean&#x2019;s Executive Advisory Board for the Walton College of Business at the University of Arkansas, and the Arkansas
Executive Forum. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Clark&apos;s experience within the commercial construction industry provides needed skills in the assessment of the construction
industry utilized by the Company in setting policies involving the allocation of credit and lending priorities. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Steven
A. Coss&#xE9;</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Coss&#xE9;,
73, was elected to the Board in 2004. In 2013, he retired as president and CEO of Murphy Oil Corporation, a Fortune 500 company listed
on the New York Stock Exchange (&#x201C;NYSE&#x201D;). Mr. Coss&#xE9; has also previously served as the Executive Vice President and General
Counsel for Murphy Oil Corporation. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">5</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; ">He had served as General Counsel since 1991 and had also previously served as Senior Vice President,
Vice President and Principal Financial Officer. Prior to joining Murphy Oil Corporation as General Counsel, he served for eight years
as General Counsel for Ocean Drilling &amp; Exploration Company in New Orleans, Louisiana, a NYSE-listed, majority-owned subsidiary of
Murphy Oil Corporation. Mr. Coss&#xE9; received a B.A. degree in Government from Southeastern Louisiana University in 1969 and a Juris
Doctorate degree from Loyola University in 1974.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Coss&#xE9;
also currently serves on the boards of Murphy Oil Corporation and SHARE Foundation. He is a member of the Board of Trustees of Loyola
University New Orleans, and he is past chairman of the South Arkansas Chapter of the American Red Cross. Mr. Coss&#xE9; is a member of
the Louisiana Bar Association, Arkansas Bar Association and Union County Bar Association. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Coss&#xE9;&apos;s experience as an executive officer, general counsel and principal financial officer provides needed skills
in the assessment of the oil industry utilized by the Company in setting policies involving the allocation of credit and lending priorities
and in the legal, financial and general business issues facing publicly traded companies. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Mark
C. Doramus</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Doramus,
62, was elected to the Board in 2015. He serves as Chief Financial Officer of Stephens Inc. (&#x201C;Stephens&#x201D;), an independent
financial services firm headquartered in Little Rock, Arkansas. He has served in several capacities at Stephens, including in the corporate
finance department from 1988 to 1994, Assistant to the President from 1994 to 1996 and Chief Financial Officer since 1996.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">He began his
career in 1980 with Arthur Andersen &amp; Co. in Dallas, Texas, where he worked as a Certified Public Accountant. He joined the Dallas,
Texas, office of Trammell Crow Company in 1983, where he worked until he joined Stephens in 1988.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Doramus
was a member of the CHI St. Vincent Infirmary Board of Directors from 2007 to 2016, serving as chairman from 2012 to 2014. Mr. Doramus
was a member of the University of Arkansas at Little Rock Board of Visitors from 2004 to 2016. Mr. Doramus served on the Winthrop Rockefeller
Foundation board from 2004 to 2009, serving as Chairman in 2009.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Doramus
graduated from Rhodes College in Memphis, Tennessee, with a B.A. degree in Economics and Business in 1980 and received his M.A. degree
in Real Estate and Regional Science from Southern Methodist University in Dallas, Texas, in 1982. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Doramus&#x2019;s experience in accounting and the financial services industry provides needed skills for assisting in the management
of the Company&#x2019;s business, including risk management, internal controls and capital management. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Edward
Drilling</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Drilling,
65, was elected to the Board in 2008. He joined AT&amp;T (then Southwestern Bell Telephone Company) in 1979 and served in various operations
positions including customer service, sales and marketing, and the external affairs organization. He was named President of AT&amp;T&#x2019;s
Arkansas Division in 2002. Mr. Drilling then served as AT&amp;T&#x2019;s Senior Vice President of External and Regulatory Affairs, a position
to which he was appointed in 2017. He retired from AT&amp;T in 2020. Mr. Drilling received a B.S. degree in Marketing from the Walton
College at the University of Arkansas in 1978 and graduated from the Emory University Advanced Management Program in 1991. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Drilling
has served on numerous boards over the last 30 years, including past chairman of the Arkansas State Chamber of Commerce, Arkansas Children&apos;s
Hospital Board of Trustees, University of Arkansas Board of Advisors, former president of the Little Rock Chamber of Commerce Board of
Directors, UAMS Arkansas BioVentures Advisory Board, former president of Fifty for the Future and former vice chairman of the Arkansas
Economic Development Commission.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Drilling&apos;s experience as an executive within the telecommunication and information technology industry (having participated
in various industry transitions, mergers and technology changes) provides needed skills in the assessment of the technology risks of the
Company, the security measures to address these risks and valuable insights involving the executive management of a large enterprise.
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Eugene
Hunt</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Hunt, 75,
was elected to the Board in 2009. He is an attorney in private practice in Pine Bluff, Arkansas. Mr. Hunt began his practice in 1972 and
has thereafter been involved in the active practice of law within Arkansas, primarily in southeast Arkansas. He served as Judge on the
Arkansas Court of Appeals from August through December 2008 and has also previously served as a Special Circuit Judge and Special Justice
on the Arkansas Supreme Court. Additionally, he served as Director of the Child Support Enforcement Unit, Jefferson County, Arkansas from
1990-2001. Mr. Hunt received a B.A. degree in History and Government from Arkansas AM&amp;N College in 1969 and a Juris Doctorate degree
from the University of Arkansas Law School in 1971.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">6</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Hunt also
serves on the boards of The Economic Development Corporation of Jefferson County, Arkansas; Jefferson Hospital; and Youth Partners. His
has also been involved with the Arkansas Ethics Commission, Jefferson County United Way, and the Arkansas Criminal Code Revision Commission.
He is a Life Member of the NAACP and has served as an NAACP Affiliate Attorney since 1978. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Hunt&apos;s experience as an attorney and his long-term familiarity with the business and social environment in southeastern
Arkansas provides needed skills and insight in the small business and consumer needs of the Company&apos;s banking customers in one of
its major markets, southeastern Arkansas. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Jerry
Hunter</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Hunter,
68, was elected to the Board in 2017. He is a senior counsel in the Commercial Litigation and Labor &amp; Employment Law Client Service
Groups of the international law firm Bryan Cave Leighton Paisner LLP. Mr. Hunter previously served as Labor Counsel for the Kellwood Company,
Director of the Missouri Department of Labor and Industrial Relations, and General Counsel of the National Labor Relations Board. Mr.
Hunter received a Bachelor&#x2019;s Degree in History and Government with a Minor in Mathematics from the University of Arkansas at Pine
Bluff in 1974 and a Juris Doctor degree from Washington University School of Law in 1977. Mr. Hunter also attended the Program for Senior
Executives in State and Local Government at the John F. Kennedy School of Government, Harvard University in 1987.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Hunter
has served on the boards of the Kellwood Company, Boys Hope Girls Hope International, Associated Industries of Missouri, St. Louis Regional
Convention and Sports Complex Authority, U.S. Congress Office of Compliance, American Arbitration Association, Maryville University, the
U.S. Senate Small Business Committee Advisory Council, and Washington University Law School Board of Advisors.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Hunter&#x2019;s experience as an attorney in senior-level governmental and private-sector roles, as well as his deep knowledge
of labor and employment matters, provides needed skills and insight into the legal and regulatory environment in which the Company operates.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Susan
Lanigan</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Ms. Lanigan,
58, was elected to the Board in 2017. She serves as Chair of the Tennessee Education Lottery Commission, a position to which she was appointed
by the Governor of the State of Tennessee and approved by the State Legislature in 2014. Prior to that, she was Executive Vice President
of Dollar General Corporation (a NYSE-listed company) (&#x201C;Dollar General&#x201D;), a Fortune 200 company, where she worked from July
2002 until May 2013. She also served as Executive Vice President of Chico&#x2019;s FAS, Inc. (a NYSE-listed company) from May 2016 to
her retirement in July 2018.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Ms. Lanigan
is on the board of directors of Kirkland&#x2019;s Inc. (a Nasdaq-listed company), where she chairs the Compensation Committee. She is
also on the board of directors of Vi-Jon, Inc. and chairs the Nominating Committee. Prior to joining Dollar General, Ms. Lanigan served
as Senior Vice President and General Counsel of Zale Corporation. She started her career as a litigation attorney for Troutman Sanders,
LLP (now Troutman Pepper Hamilton Sanders LLP) in Atlanta, GA. Ms. Lanigan received her undergraduate degree from the University of Georgia
and her law degree from the University of Georgia School of Law.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Ms. Lanigan&#x2019;s experience as a senior executive officer and general counsel of large corporations provides needed skills and
insight in addressing legal, governance and general business issues facing publicly traded companies.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Scott
McGeorge</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. McGeorge,
77, was elected to the Board in 2005. He is the senior member of a group of McGeorge and McGeorge - Dickinson family owned companies that
include Pine Bluff Sand &amp; Gravel Co., McGeorge Contracting Co., Inc., and Cornerstone Farm and Gin Co., where he serves as Chairman,
Chairman, and Vice President, respectively. The companies perform marine construction in a multistate regional area, build highways and
similar projects, mine various minerals and produce and sell stone products, asphalt pavement and sand. Cornerstone is engaged in farming
operations.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. McGeorge
previously served on the board of directors of National Bancshares Corporation and its wholly owned subsidiary National Bank of Commerce
of Pine Bluff during the mid-1980s before it was purchased by Boatmen&apos;s Bank. He was on the commercial and industrial loan committee,
which approved the largest loans the bank made. Mr. McGeorge received a B.S. degree in Business Administration from the University of
Arkansas in 1965. He graduated from U. S. Coast Guard Officer Candidate School and served as an officer in the U.S. Coast Guard for three
years.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. McGeorge
served as past Secretary and current board member of the National Stone Sand and Gravel Association in Alexandria, Virginia, is a previous
member of the boards of directors of Dredging Contractors of America located in Washington, D.C. and Mississippi Valley Associated General
Contractors in Memphis, Tennessee (where he also served as a past president). He is active in many local and civic activities. He is President
of Trinity Foundation, a charitable foundation that seeks to benefit residents
of Pine Bluff, Little Rock and the surrounding areas through grants for scholarship, support of educational institutions and other civic
activities. He is a member of the Board of the Economic Development Corporation of Jefferson County, Arkansas.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">7</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; ">The Board believes
that Mr. McGeorge&apos;s experience in the construction, materials, mining and agricultural industries, as well as his experience
and past performance as the president of a large, successful business enterprise, provides needed skills and insight into the
overall business and industrial climate and the executive management of a large, successful business enterprise.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">George
A. Makris, Jr.</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Makris,
64, was elected to the Board in 1997. He currently serves as chairman and chief executive officer of the Company, as well as the chairman,
president, and chief executive officer of the Company&#x2019;s lead subsidiary, Simmons Bank. Prior to his employment by the Company on
January 2, 2013, Mr. Makris had been employed by M. K. Distributors, Inc. since 1980 and had served as its President since 1985. Mr. Makris
previously served as a member of the board of directors of Worthen National Bank &#x2013; Pine Bluff and its successors from 1985 to 1996
and served as Chairman of the Board from 1994 to 1996. Mr. Makris received a B.A. degree in Business Administration from Rhodes College
in 1978 and an M.B.A. from the University of Arkansas in 1980. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Makris
also serves as Chairman of the board of directors of The Economic Development Corporation of Jefferson County, Arkansas and an advisory
member of the board of trustees of Jefferson Regional Medical Center. He has previously served as Chairman of the board of trustees of
the Arts and Science Center for Southeast Arkansas, Chairman of the Board of Directors of the Economic Development Alliance for Jefferson
County, Chairman of the board of directors of the Greater Pine Bluff Chamber of Commerce, Chairman of the King Cotton Classic Basketball
Tournament, Chairman of the board of trustees of Trinity Episcopal School, a director of Simmons First National Bank, a director of the
Wholesale Beer Distributors of Arkansas, a director of the National Beer Wholesalers Association, a director of CHI St. Vincent. and a
member of the board of visitors of the University of Arkansas at Pine Bluff and the University of Arkansas for Medical Sciences, College
of Medicine.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Makris&apos;s experience as the Chairman and Chief Executive Officer of the Company and his experience as a business executive
and long-term resident of central and southeastern Arkansas provides needed skills and insight into the banking and financial services
business conducted by the Company as well as the executive management of a successful business enterprise. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Tom
Purvis</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Purvis,
62, was elected to the Board in 2017. He is a partner in a number of real estate development entities and is a partner in L2L Development
Advisors, LLC. His career has spanned over 40 years in real estate and related services. Mr. Purvis previously served as a director of
First Texas BHC, Inc., which was acquired by the Company in 2017.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Purvis
currently serves as a director of the Fort Worth Zoo, Fort Worth Streams and Valleys, and Fort Worth Tax Increment Financing District.
He attended the Business College at the University of Texas and Texas Christian University, where he received a B.B.A. degree in 1982.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Purvis&#x2019;s experience in real estate development and financing provides needed skills for analyzing the real estate industry
and setting policies involving the allocation of credit and lending priorities within the Texas and other geographic markets of the Company.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Robert
L. Shoptaw</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Shoptaw,
74, was elected to the Board in 2006. Mr. Shoptaw retired as president of Arkansas Blue Cross Blue Shield (&quot;ABCBS&quot;), a mutual
health insurance company, in 2008, terminating his 39 years of service to that organization. During the 1970s and 1980s, he served in
various management and executive capacities with a primary focus in medical services management, professional relations and government
programs administration (Medicare administrative operations). In 1987, Mr. Shoptaw became the Executive Vice President and Chief Operating
Officer of ABCBS and was named President and CEO in 1994. After retiring as President and CEO in 2008, he served as Chairman of the Board
of Directors of ABCBS from 2009 to 2016. Mr. Shoptaw received a B.A. in Economics from Arkansas Tech University in 1968, an M.B.A. from
Webster University in Business Administration and Health Services Management and completed the Advanced Management Program at Harvard
University Business School in 1991. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Shoptaw
serves as a member of the board of directors of the Little Rock Metrocentre Improvement District, Arkansas Research Alliance and is the
past Chairman of the board of visitors of The University of Arkansas College of Medicine. Mr. Shoptaw recently completed 20 years on the
board of the Arkansas Center for Health Improvement. Mr. Shoptaw currently serves as the chair of the audit committee of the board of
directors for ABCBS.</p>

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<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">8</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Shoptaw&apos;s experience and past performance as the president of a large mutual health insurance company provides needed skills
and insight into the health care industry, health insurance industry and the financial and executive management of a large, successful
business enterprise. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Julie
Stackhouse</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Ms. Stackhouse,
62, was elected to the Board in March 2021. In 2020, she retired as an executive vice president at the Federal Reserve Bank of St. Louis,
where she was responsible for bank regulation, including supervision of bank holding companies and state member banks, as well as discount
window lending, community development, and learning innovation functions. Prior to joining the Federal Reserve Bank of St. Louis in 2002,
Ms. Stackhouse held managerial roles at the Federal Reserve Banks of Kansas City and Minneapolis. Ms. Stackhouse graduated summa cum laude
from Drake University in 1980 with a B.S. degree.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Ms. Stackhouse
currently serves on the board of directors of Neocova Corporation, a financial technology company. She also serves on the audit committee
of the Colorado State University Foundation and the Conference of State Bank Supervisors&#x2019; State Banking Department Accreditation
Review Team.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Ms. Stackhouse&#x2019;s extensive financial regulatory experience, deep knowledge of financial operations and risks, and leadership
roles within government organizations provide needed skills and insight to assist in the oversight of legal, regulatory, compliance, and
other matters associated with a large financial institution. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Russell
W. Teubner</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Teubner,
64, was elected to the Board in 2017. He is the CEO of HostBridge Technology, LLC, a computer software company. Mr. Teubner previously
served as a Chairman of Southwest Bancorp, Inc., which was acquired by the Company in 2017. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Stillwater,
Oklahoma, Chamber of Commerce honored Mr. Teubner as Citizen of the Year in 1992, Small Business Person of the Year in 1991 &#x2013; 92,
and Small Business Exporter of the Year in 1992 &#x2013; 93. In 1993, he received the Outstanding Young Oklahoman award given annually
by the Oklahoma Jaycees. In 1997, Oklahoma State University (OSU) named Mr. Teubner as a recipient of its Distinguished Alumni award.
During 1996 and 1997 he served on the Citizen&#x2019;s Commission on the Future of Oklahoma Higher Education. In 1998, he was inducted
into the OSU College of Business Hall of Fame. Currently, he serves on the board of directors of the OSU Research Foundation and its commercialization
subsidiary, Cowboy Technology. In 2019, he was appointed by the Governor of Oklahoma to serve on the board of the Oklahoma Center for
the Advancement of Science and Technology (OCAST). Mr. Teubner is a past director of the Oklahoma City branch of the Federal Reserve Bank
of Kansas City.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Mr. Teubner&#x2019;s experience in the technology industry provides needed skills for assessing the role of information technology
within the Company and its subsidiaries, as well as addressing technology-related risks within the financial industry.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">Mindy
West</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Ms. West, 52,
was elected to the Board in 2017. She currently serves as the Executive Vice President, Chief Financial Officer and Treasurer at Murphy
USA Inc., a NYSE-listed retailer of gasoline products and convenience store merchandise, and has held that role since August 2013. In
addition to those duties, Ms. West began serving as Executive Vice President of Fuels for Murphy USA Inc. in June 2018. Ms. West was previously
employed by Murphy Oil Corporation, joining the company in 1996 and holding positions in accounting, employee benefits, planning and investor
relations. She was Murphy Oil Corporation&#x2019;s director of investor relations from July 2001 until December 2006 and its Vice President
and Treasurer from January 2007 until August 2013, when she joined Murphy USA Inc. Ms. West holds a bachelor&#x2019;s degree in Finance
from the University of Arkansas and a bachelor&#x2019;s degree in Accounting from Southern Arkansas University. She is a Certified Public
Accountant and a Certified Treasury Professional. Ms. West also currently serves on the board of directors of United Way of Union County,
Arkansas, as well as the board of directors of the Razorback Foundation, and is a member of the South Arkansas University Business Advisory
Council.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board believes
that Ms. West&#x2019;s experience in accounting and finance, as well as her leadership roles in large, public companies, provide needed
skills for assisting in the oversight of the Company&#x2019;s business, including audit, risk management, internal controls and capital
management.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">9</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The table below
sets forth the name, age, principal occupation or employment during the last five years, prior service as a director of the Company, the
number of shares (as of March 30, 2021) and percentage of the outstanding Common Stock beneficially owned (calculated based on the number
of shares of Common Stock outstanding as of March 23, 2021), with respect to each director and nominee proposed, as reported by each nominee:</p>

<p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">&nbsp;&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="width: 100%">
<tr style="vertical-align: bottom; background-color: white">
    <td style="width: 30%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><u>Name</u></font></td>
    <td style="width: 10%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><u>Age</u></font></td>
    <td style="width: 30%"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Principal</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><u>Occupation</u></p></td>
    <td style="width: 10%"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Director</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><u>Since</u></p></td>
    <td style="width: 10%"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Shares</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><u>Owned [a]</u></p></td>
    <td style="width: 10%"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Percent</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><u>of Class</u></p></td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Jay Burchfield</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Retired Chairman,<br>
Ozark Trust and Investment Corp.</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2015</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">92,128[b]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Marty D. Casteel</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">70</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Retired SEVP<br>
of the Company; Retired Chairman,<br>
President and CEO of the Bank</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">163,932[c]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">William E. Clark, II</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">52</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chairman and CEO,<br>
Clark Contractors, LLC<br>
(Construction)</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2008</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">20,827[d]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Steven A. Coss&eacute;</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Retired President and CEO<br>
Murphy Oil Corporation</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2004</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">76,489[e]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mark C. Doramus</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Chief Financial Officer,</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Stephens Inc.</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2015</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">22,442[f]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Edward Drilling</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">65</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Retired SVP of External and</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Regulatory Affairs, AT&amp;T Inc.</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2008</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,533</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Eugene Hunt</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">75</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Attorney</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2009</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">19,114[g]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Jerry Hunter</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Senior Counsel, Bryan Cave</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Leighton Paisner LLP</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2017</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8,187</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Susan Lanigan</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">58</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Retired EVP &amp; General Counsel,</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Chico&rsquo;s FAS, Inc.</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2017</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,214</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">W. Scott McGeorge</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Chairman, Pine Bluff</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Sand and Gravel Company</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2005</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">96,779</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">George A. Makris, Jr.</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Chairman and Chief Executive</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Officer of the Company; Chairman</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">President and CEO of the Bank</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1997</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">687,708[h]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: top; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; background-color: #CCEEFF">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tom Purvis</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Partner, L2L Development</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Advisors, LLC (Real Estate)</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2017</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">23,467</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<tr style="vertical-align: bottom; background-color: white">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
</table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div style="margin-top: 0; font-family: Times New Roman, Times, Serif; margin-bottom: 0">

 </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">10</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<div>

 <TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="width: 30%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Robert L. Shoptaw</font></td>
    <TD STYLE="width: 10%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</font></td>
    <TD STYLE="width: 30%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Retired Executive, Arkansas</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Blue Cross and Blue Shield</p></td>
    <TD STYLE="width: 10%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2006</font></td>
    <TD STYLE="width: 10%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">65,243[i]</font></td>
    <TD STYLE="width: 10%; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<TR STYLE="vertical-align: top; background-color: White">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Julie Stackhouse</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Retired Executive Vice President</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Federal Reserve Bank of St. Louis</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0[j]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<TR STYLE="vertical-align: top; background-color: White">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Russell W. Teubner</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">CEO, HostBridge</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Technology, LLC</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2017</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">102,393[k]</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
<TR STYLE="vertical-align: top; background-color: White">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mindy West</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">52</font></td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Executive Vice President, Chief</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Financial Officer and Treasurer</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Murphy USA Inc.</p></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2017</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8,861</font></td>
    <td style="font: 11pt Calibri, Helvetica, Sans-Serif; text-align: center"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</font></td></tr>
</table></div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">___________________</p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The shares beneficially
        owned represent less than 1% of the outstanding common shares.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[a]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">&quot;Beneficial
        ownership&quot; of a security means, directly or indirectly, through any contract, relationship, arrangement, undertaking or otherwise,
        having or sharing voting power, which includes the power to vote or to direct the voting of such security, or investment power, which
        includes the power to dispose or to direct the disposition of such security, or the right to acquire beneficial ownership of the security
        within 60 days (&#x201C;exercisable stock options&#x201D;). Unless otherwise indicated, each beneficial owner named has sole voting and
        investment power with respect to the shares identified.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[b]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Burchfield
        owns of record 84,744 shares and 7,384 shares are owned by his wife.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[c]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Casteel
        owns of record 127,832 shares; 8,436 shares are owned jointly with his wife; 22,434 shares are held in his fully vested account in the
        Company&#x2019;s 401(k) Plan and 5,230 shares are held in his account in SFNC Employee Stock Purchase Plan.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[d]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Clark owns
        of record 17,827 shares and 3,000 shares are owned jointly with his spouse.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[e]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Coss&#xE9;
        owns of record 21,857 shares and 54,632 shares are owned jointly with his spouse.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[f]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Doramus
        owns 21,632 shares jointly with his spouse and has an indirect pecuniary interest in 810 shares held by an LLC. </p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[g]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Hunt owns
        of record 15,250 shares; 2,032 shares are owned jointly with his spouse; 1,000 shares are owned jointly with his daughter; and 832 shares
        are held in his IRA.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[h]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Makris owns
        of record 184,965 shares; 286,116 shares are held jointly with his spouse; 9,270 shares are held in his IRA; 10,990 shares are held in
        his wife&apos;s IRA, 12,000 shares held in a trust for his benefit, 1,016 shares were held in his account in the Company&#x2019;s 401(k)
        Plan; 4,621 shares were held in his account in SFNC Employee Stock Purchase Plan and 178,730 shares were deemed held through exercisable
        stock options.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[i] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Shoptaw
        owns of record 24,443 shares; 36,000 shares are held jointly with his spouse and 4,800 shares are held in his IRA.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[j]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Ms. Stackhouse
        was appointed to the Board in March 2021. She will receive equity awards in connection with her Board service if she is reelected to the
        Board at the 2021 annual meeting of shareholders.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[k]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Teubner
        owns of record 7,395 shares; 64,572 shares are held in his IRA; 8,044 shares are held in a charitable remainder trust; 2,478 shares are
        held in his wife&#x2019;s IRA; and 19,904 shares are held by Mr. Teubner&#x2019;s foundation.</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Committees
and Related Matters</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">During 2020,
the Board maintained and utilized the following committees: Executive Committee, Audit Committee, Compensation Committee, NCGC and Risk
Committee. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">During 2020,
the Audit Committee was composed of Robert L. Shoptaw (Chairman), Jay D. Burchfield, Steve Coss&#xE9;, Edward Drilling, Eugene Hunt, Jerry
Hunter (effective October 2020), Scott McGeorge, and Mindy West. The Board has determined that Messrs. Shoptaw and Coss&#xE9;, along with
Mrs. West, constitute financial experts on the Audit Committee. This committee provides assistance to the Board in fulfilling its responsibilities
concerning accounting and reporting practices by regularly reviewing the adequacy of the internal and external auditors, the disclosure
of the financial affairs of the Company and its subsidiaries, the control systems of management and internal accounting controls. During
2020, this committee met 10 times. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee, which was composed of Jay Burchfield, (Chairman), Steve Coss&#xE9;, Jerry Hunter, Susan Lanigan, Scott McGeorge, Robert L.
Shoptaw, and Mindy West, met 6 times during 2020. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The NCGC, which
was composed of Susan Lanigan (Chairman), Steve Coss&#xE9;, Jerry Hunter, Robert L. Shoptaw, and Mindy West, met 3 times during 2020.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Risk Committee,
which was composed of Mark C. Doramus (Chairman), Marty Casteel, Steve Coss&#xE9;, Edward Drilling, Eugene Hunt, Susan Lanigan, and Robert
L. Shoptaw, met 4 times during 2020. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">11</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
encourages all Board members to attend the annual shareholders&#x2019; meeting. Historically, the directors of the Company and its subsidiaries
are introduced and acknowledged at the annual shareholders&#x2019; meeting. All of the directors who stood for election at the 2020 annual
shareholders&#x2019; meeting attended the Company&apos;s 2020 annual shareholders&#x2019; meeting either in person or, due to legal restrictions
imposed upon gatherings due to the COVID-19 pandemic (&#x201C;Pandemic&#x201D;), virtually via teleconference. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board met
10 times during 2020, including regular and special meetings. All incumbent directors attended at least 75% of the aggregate of all meetings
of the Board and all meetings of the committees on which they served.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Board
Leadership Structure</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company&apos;s
Corporate Governance Principles and Procedures do not mandate the separation of the offices of Chairman of the Board and Chief Executive
Officer. The Board believes that a unified leadership structure with an experienced executive management team is more beneficial to the
Company than a bifurcated leadership structure mandating the separation of the Chairman and the CEO. Over the last 35 years, there have
been brief periods where the offices of Chairman and CEO were held by different persons. The few brief instances of separation were during
transitions in the executive management of the Company. After the management transition was completed, the Board in each instance has
chosen to return to a unified leadership structure. The Board believes that it is in the best interest of the Company to provide flexibility
in the Company&apos;s leadership structure to address differences in the Company&apos;s operating environment as well as differences in
the experience, skills and capabilities of the executive management team serving the Company from time to time. While the Board still
believes the unification of the Chairman and Chief Executive Officer positions is in the Company&apos;s best interest, the Board is authorized
to separate these positions should circumstances change in the future.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In an effort
to strengthen independent oversight of management and to provide for more open communication, Steve Coss&#xE9; served as Chairman
of the Executive Committee and as Lead Director during 2020. Mr. Coss&#xE9;, as an independent Lead Director, chaired executive sessions
of the Board conducted without management. These sessions are held during each regularly scheduled Board meeting. Management also periodically
meets with the Lead Director to discuss Board and Executive Committee agenda items.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Codes
of Ethics</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-style:italic; ">Code
of Ethics - General</font><font style="font-weight:bold; ">.</font> The Company has adopted a general Code of Ethics applicable to all
directors, advisory directors, officers and associates of the Company. The Code is designed to promote conducting the business of the
Company in accordance with the highest ethical standards of conduct and to promote the ethical handling of conflicts of interest, full
and fair disclosure, and compliance with laws, rules and regulations. Additionally, under the Code of Ethics, associates or directors
who learn of a business opportunity in the course of their service for the Company generally cannot appropriate that opportunity for themselves
or for others, but must allow the Company to take advantage of the opportunity. The Company&#x2019;s Code of Ethics is designed to provide
guidance and resources to help ensure that: </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">&#x2022; The
Company and its associates remain in compliance with all applicable laws and regulations; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">&#x2022; The
Company&#x2019;s assets are used efficiently and appropriately; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">&#x2022; Confidential
and proprietary information is protected; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">&#x2022; Inappropriate
gifts or favors are not accepted; and </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">&#x2022; Conflicts
of interest are avoided. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Any material
departure from a provision of the Code of Ethics by a director, advisory director, an executive officer, or associate may be waived by
the Ethics Committee (in the case of an officer or associate) or the Nominating and Corporate Governance Committee (in the case of a director
or advisory director) and shall be reported to the Board, and any such waiver will be promptly disclosed to the extent required by applicable
law, rule or regulation. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-style:italic; ">Code
of Ethics for Finance Group</font><font style="font-weight:bold; ">.</font> The Board has adopted a separate Code of Ethics for the Finance
Group that supplements the Code of Ethics and applies to the Company&#x2019;s Chief Executive Officer, Chief Financial Officer, the Chief
Accounting Officer and Controller and all other officers in the Company&#x2019;s Finance Group. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Both of these
Codes of Ethics may be found on the Company&#x2019;s website at www.simmonsbank.com in the &#x201C;Governance Documents&#x201D; section
of the &#x201C;Investor Relations&#x201D; page. The Company will disclose any amendments or waivers with respect to its Code of Ethics
for the Finance Group on its website. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Transactions
with Related Persons</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">From time to
time, the Bank and such other banking subsidiaries of the Company as are, or may have been, in operation from time to time, have made
loans and other extensions of credit to directors, officers, employees and members of their immediate families, and from time to time
directors, officers, employees and members of their immediate families have placed deposits with these banks. These loans,
extensions of credit and deposits were made in the ordinary course of business on substantially the same terms (including interest rates
and collateral) as those prevailing at the time for comparable transactions with other persons not related to the Company and did not
involve more than the normal risk of collectability or present other unfavorable features. The Company generally considers banking relationships
with directors and their affiliates to be immaterial and as not affecting a director&apos;s independence so long as the terms of the credit
relationship are similar to those with other comparable borrowers not related to the Company. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">12</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; ">In assessing the impact
of a credit relationship on a director&apos;s independence, the Company deems any extension of credit which complies with Federal
Reserve Regulation O to be consistent with director independence. The Company believes that normal, arm&apos;s-length banking
relationships entered into in the ordinary course of business do not affect a director&apos;s independence.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Regulation
O requires such loans to be made on substantially the same terms, including interest rates and collateral, and following credit-underwriting
procedures that are no less stringent than those prevailing at the time for comparable transactions by the subsidiary banks of the Company
with other persons not related to the Company. Such loans also may not involve more than the normal risk of repayment or present other
unfavorable features. Additionally, no event of default may have occurred nor may any such loans be classified or disclosed as non-accrual,
past due, restructured or a potential problem loan. The Company&apos;s Board will review any credit to a director or his affiliates that
is criticized by internal loan review or a bank regulatory agency in order to determine the impact that such classification may have on
the director&apos;s independence. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">An immediate
family member of George A. Makris, Jr., Chairman and CEO, is employed by the Company. In 2020, Mr. Makris&#x2019;s son, George A. Makris
III, served as Executive Vice President, General Counsel, and Secretary and received cash and equity compensation consisting of approximately
$443,574. Such compensation is determined on a basis consistent with the Company&#x2019;s human resources policies and is reviewed by
the Compensation Committee.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">An immediate
family member of Matthew Reddin, Executive Vice President and Chief Banking Officer, is employed by the Company. In 2020, Mr. Reddin&#x2019;s
sister, Caroline Butler, served as a Senior Vice President of the Bank and received cash and equity compensation consisting of approximately
$251,429. Such compensation is determined on a basis consistent with the Company&#x2019;s human resources policies and is reviewed by
the Compensation Committee.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">An
immediate family member of Stephen C. Massanelli, Executive Vice President, Chief Administrative Officer, and Investor
Relations Officer, is employed by the Company. In 2020, Mr. Massanelli&#x2019;s son, Daniel Massanelli, served as a financial
analyst of the Bank and received cash compensation consisting of approximately $93,600. Such annual compensation, together
with Mr. Massanelli&#x2019;s compensation for the year to date in 2021, was in excess of $120,000 since the beginning of the
Company&#x2019;s last fiscal year. Such compensation is determined on a basis consistent with the Company&#x2019;s human
resources policies and is reviewed by the Compensation Committee.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">During 2020,
the law firm Kutak Rock LLP (&#x201C;Kutak Rock&#x201D;) served as outside counsel for the Company and the Bank in connection with certain
matters, including ongoing litigation involving employment and non-solicitation matters. James Gary, a partner at Kutak Rock and the chair
and co-chair of the firm&#x2019;s national management labor relations group and national employment group, respectively, is the brother-in-law
of George A. Makris, Jr. and participates in Kutak Rock&#x2019;s representation of the Company and the Bank. During 2020, the Company
and the Bank collectively paid Kutak Rock approximately $263,653 in fees associated with the above-described representation. Kutak Rock
will continue to perform legal services for the current fiscal year. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Policies
and Procedures for Approval of Related Party Transactions</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Related party
transactions may present potential or actual conflicts of interest and create the appearance that Company decisions are based on considerations
other than the best interest of the Company and its shareholders. The Company&#x2019;s Code of Ethics and Related Party Transactions Policy
address matters concerning related party business dealings. Management carefully reviews all proposed related party transactions, other
than routine banking transactions, to determine if the transaction is on terms comparable to terms that could be obtained in an arm&apos;s-length
transaction with an unrelated third party. Management reports to the NCGC on proposed material related party transactions. Upon the presentation
of a proposed related party transaction to the NCGC, the related party is excused from participation in discussion and voting on the matter.
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Role
of Board in Risk Oversight</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board has
responsibility for the oversight of risk management. The Board, either as a whole or through its committees, regularly discusses with
management the Company&apos;s major risk exposures, their potential impact on the Company, and the steps being taken to manage them. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">While the Board
is ultimately responsible for risk oversight, the Board committees assist the Board in fulfilling its oversight responsibilities in certain
areas of risk. In particular, the Risk Committee assists the Board in assessing and managing the various risks of the Company (including,
among others, asset, liability, liquidity, and credit risks, as well as certain risks associated with fraud, third-party
vendors, cybersecurity, and information technology). To aid the Risk Committee in its responsibilities, Company management has formed
an Enterprise Risk Management Committee of senior executives and has allocated responsibilities for the administration of the risk management
program to the Company&#x2019;s chief risk officer. The Board has adopted a charter for the Risk Committee that outlines its particular
duties.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">13</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Audit Committee,
composed of independent directors, focuses on financial risk exposures, including internal controls, and discusses with management, the
internal auditors, and the independent registered public accountants the Company&apos;s policies with respect to financial risk assessment
and management, including risks related to fraud and liquidity. The Compensation Committee, also composed of independent directors, focuses
on the oversight of risks associated with compensation policies and programs. During 2020, four of the Company&#x2019;s directors who
served on the Audit Committee also served on the Risk Committee, thereby providing an internal communication link between the committees.
However, due to the importance of risk oversight to the Company, the Board has determined that, for 2021, the Risk Committee will be a
&#x201C;committee of the whole,&#x201D; with all directors serving as members.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Environmental,
Social, and Governance (&#x201C;ESG&#x201D;) Considerations</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company,
along with its subsidiaries, is committed to enhancing the communities that we serve and maintaining an organization that operates with
integrity. The Company&#x2019;s Board is responsible for overseeing the business and affairs of the Company, including matters that relate
to ESG considerations. Certain ESG topics are overseen by particular Board committees, including corporate governance matters, which are
overseen by the NCGC, and human resources matters, including matters related to our corporate culture, which are overseen by the Compensation
Committee. Day-to-day ESG affairs are managed by the Company&#x2019;s senior management. The following summary highlights certain aspects
of our activities, policies, and practices that relate to ESG matters.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">Community
Engagement</font> </p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">From 2018 to 2020, Simmons Bank and its associates have
undertaken more than 3,000 community engagement activities, with nearly 1,500 directed to support financial literacy.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">During 2020, Simmons Bank originated, renewed, or refinanced
approximately $242 million in community development loans, with approximately $15 million of that amount supporting affordable
housing.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">From 2018 to 2020, Simmons Bank made approximately $1.4
million in Community Reinvestment Act-related charitable contributions.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">In 2020, Simmons Bank sponsored a livestream charity concert
that raised $30,000 for hunger relief throughout Arkansas.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">During the third annual &#x201C;Simmons Service Month,&#x201D;
held in September 2020, Simmons associates volunteered in more than 170 communities to benefit numerous organizations, including
schools, homeless shelters, food pantries, and church ministries. In addition to volunteerism, associates donated nearly 4,600
items and contributed over $5,440 in donations to nonprofits and community organizations.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Simmons Bank has developed products designed specifically
for low-to-moderate income customers, as well as unbanked and underbanked individuals, including its Bank On-certified Affordable
Advantage checking product, which had more than 230 accountholders as of December 31, 2020, and its 100% Advantage mortgage product,
which is available in select markets.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">In 2020, the Company&#x2019;s foundation, Simmons First
Foundation, funded 55 grants totaling more than $350,000 to support education, health care, and underserved, low-to-moderate income
families across its footprint.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Simmons Bank committed $2,000,000 in donations in 2020
to help fund the construction of medical clinics and a veterans&#x2019; services office in Jefferson County, Arkansas.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Simmons Bank donated $25,000 to the Arkansas Symphony Orchestra&#x2019;s
music education program for youth in 2020.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Simmons Bank partnered with the St. Louis Equal Housing
and Community Reinvestment Alliance to introduce a Community Benefits Partnership to serve low-to-moderate income and minority
communities throughout the St. Louis, Missouri, region.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">Diversity
and Inclusion</font></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company has established a &#x201C;We are Simmons&#x201D;
inclusion program to highlight the strength that we have in our differences and assure associates of our belief in the value of
diverse backgrounds and experiences.</td>
</tr></table>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">14</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company also established an Inclusion Impact Committee
charged with the continuous progression of the Company&#x2019;s commitment to and recognition of the importance of expanding diversity
and inclusion awareness and initiatives.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company posts a calendar of Diversity and Inclusion
related celebrations and activities.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company offers DISC personality and behavior assessments
to enhance inclusion, teamwork, and coaching of associates.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company also maintains an internal webpage that is
available to associates that includes resources on identifying bias, supporting inclusion, and other training concepts on related
topics.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company is an equal opportunity employer and has a
policy of not tolerating discrimination on any protected basis.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">Governance
and Ethics</font></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The company&#x2019;s directors possess a variety of skills,
experiences, and knowledge that provide for diverse perspectives.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Fourteen out of sixteen Company directors are independent,
and all members of our Audit Committee, Compensation Committee, and NCGC are independent.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company has a strong, independent lead director who
presides over executive sessions of the Board.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Board regularly meets in executive sessions with its
independent directors.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Board and each of its committees may engage outside
advisors when and as appropriate.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company maintains anti-hedging and anti-pledging policies
for directors and certain employees.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company maintains stock ownership policies for directors
and executive officers.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company maintains a resignation policy for directors
in the event they do not receive a majority of votes cast in an uncontested director election.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Each share of Common Stock has equal voting rights with
one vote per share.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">All Company directors are elected annually.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Directors undertake annual self-assessments of the Board
and its Committees to evaluate how each of those bodies is functioning.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We believe in, and believe we maintain, a culture that
promotes integrity and compliance with laws and regulations.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company&#x2019;s associates are required to undertake
annual compliance training on a variety of important policies, procedures, and regulations, including, among others, anti-money
laundering (BSA/AML) and corruption training, Regulation O training, Fair Lending training, and Community Reinvestment Act training,
and anti-bribery training. In 2020, multiple ethics courses were also distributed across the organization with several topics
targeting specific roles.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We maintain a Code of Ethics designed to promote conducting
the business of the Company in accordance with the highest ethical standards of conduct and to promote the ethical handling of
conflicts of interest, full and fair disclosure, and compliance with laws, rules and regulations.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We maintain a whistleblower policy that is designed to
provide associates with a way to report to the Company activity that is considered to be illegal, dishonest, or fraudulent. The
whistleblower program includes telephone and web-based reporting channels. The whistleblower policy addresses protections for
whistleblowers, including maintaining, to the extent possible, confidentiality and restrictions concerning retaliation. The policy
also provides for certain Board reporting and oversight.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We also maintain a Related Party Transactions Policy to
address matters related party business dealings.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">Privacy
and Information Security</font></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We maintain policies related to privacy, acceptable use,
and information security which are designed, among other things, to help protect personal and financial data.</td>
</tr></table>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">15</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We maintain a cybersecurity program that uses a risk-based
methodology to support the security, confidentiality, integrity, and availability of our information technology systems.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">Senior management, the Information Technology Committee
of Simmons Bank, and the Risk Committee of the Board provide oversight of privacy and information security programs.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We require Company associates to undergo annual privacy
and information security training.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We use independent third parties to perform penetration
testing of our infrastructure.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We have developed incident response programs to assist
in the management of cyber and other significant events.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">We maintain a security operations center and employ a chief
information security officer.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">Environment</font></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">During 2020, nearly 177,000 pounds of paper were recycled
through the Company&#x2019;s partnership with its vendor. By doing so, we preserved 1,510 trees, conserved 265 cubic yards of
landfill space, and saved 618,346 gallons of water.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">The Company has made various LED lighting retrofits since
2016 that eliminated more than 1,200 metric tons of carbon dioxide.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">In 2019, the Company&#x2019;s summer internship program
identified opportunities for reducing carbon emissions. Findings resulted in more paperless meetings and an over $500,000 investment
in network and teleconferencing equipment to reduce travel and reliance on paper.</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">In 2020, Simmons Bank contributed $3,000,000 to Simmons
First Foundation to make grants to non-profit organizations that focus their activities on the preservation, conservation, and
protection of the environment.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Policy
Regarding Employee, Officer and Director Hedging and Pledging</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">We have a policy
that prohibits directors of the Company or any of its affiliates, as well as officers of those entities who are at least senior vice presidents,
from engaging in transactions (including, without limitation, prepaid variable forward contracts, short sales, call or put options, equity
swaps, collars, units of exchange funds, and other derivatives) that are designed to hedge or offset, or that may reasonably be expected
to have the effect of hedging or offsetting, a decrease in the market value of any Company securities. In addition, such persons are prohibited
from pledging, hypothecating, or otherwise encumbering Company securities as collateral for indebtedness. Any exception to the policy
requires the approval of the NCGC.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Communication
with Directors</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Shareholders
may communicate directly with the Board by sending correspondence to the address shown below. If the shareholder desires to communicate
with a specific director, the correspondence should be addressed to such director. Any such correspondence addressed to the Board will
be forwarded to the Chairman of the Board for review. The receipt of the correspondence and the nature of its content will be reported
at the next Board meeting and appropriate action, if any, will be taken. Correspondence addressed to a specific director will be delivered
to such director promptly after receipt by the Company. Each such director shall review the correspondence received and, if appropriate,
report the receipt of the correspondence and the nature of its content to the Board at its next meeting so that the appropriate action,
if any, may be taken.</p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; ">
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Correspondence
        should be addressed to:</p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Simmons First
        National Corporation</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Board of Directors</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Attention: (Chairman
        or Specific Director)</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">P. O. Box 7009</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Pine Bluff,
        Arkansas 71611</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">NOMINATING
AND CORPORATE GOVERNANCE COMMITTEE</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">During 2020,
the NCGC was composed of Susan Lanigan (Chairman), Steve Coss&#xE9;, Jerry Hunter, Robert L. Shoptaw, and Mindy West. The Board appoints
each member of the NCGC and has determined that each member is, and each member who served during 2020 was, independent in accordance
with the Nasdaq listing standards. A function of the NCGC regarding nominations is to identify and recommend individuals to be presented
for election or re-election as directors of the Company.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Director
Nominations and Qualifications</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board is
responsible for recommending nominees for directors to the shareholders for election at the annual shareholders&#x2019; meeting. The Board has delegated
the identification and evaluation of proposed director nominees to the NCGC. The NCGC charter, which is available for review on the &#x201C;Investor
Relations&#x201D; page of the Company&apos;s web site, www.simmonsbank.com, the Company&#x2019;s by-laws, and certain corporate governance
principles and procedures govern the nominations and criteria for proposing or recommending proposed nominees for election and re-election
to the Board and its subsidiaries.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">16</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The identification
of potential directors and the evaluation of existing and potential directors is a continuing responsibility of the NCGC. The NCGC has
not retained any third party to assist it in performing its duties. A proposed director may be recommended to the Board at any time; however,
director nominations by shareholders must be made in accordance with the procedures set forth in the Company&#x2019;s by-laws and described
in this proxy statement under the heading<font style="font-style:italic; "> &#x201C;Proposals for 2022 </font><font style="font-style:italic; ">Annual
Meeting.&#x201D;</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The NCGC has
not set any minimum qualifications for a proposed nominee to be eligible for recommendation to be elected as a director of the Company.
The corporate governance principles provide that the NCGC shall consider the following criteria, without any specified priority or weighting,
in evaluating proposed nominees for director:</p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div style="text-align: left">

<table cellpadding="0" style="width: 100%; border-spacing: 0">
  <tr class="odd" style=" ">
    <td style="width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="width: 50%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Geographic
        location of residence and business interests</p> </td>
    <td style="width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="width: 42%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Type of business
        interests</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Age</p> </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Business and
        financial expertise</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Community involvement</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Leadership profile</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Ability to think
        independently</p> </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Personal
        and professional ethics and integrity</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Ability to fit
        with the Company&apos;s corporate culture</p> </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>
        </td>
    <td style="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Equity ownership
        in the Company</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The NCGC has
no specific quotas for diversity. In evaluating potential nominees to serve as a director for the Company or the Bank, under the criteria
set forth above, the NCGC seeks nominees with diverse business and professional experience, skills, gender and ethnic/racial background,
as appropriate, in light of the current composition of the boards. Additionally, the NCGC seeks geographical diversity and insights into
its local and regional markets by primarily seeking potential director nominees who reside within the markets in which the Company has
a significant business presence. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Recommendations
from Shareholders</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The NCGC will
consider individuals recommended by shareholders for service as a director with respect to elections to be held at an annual meeting.
In order for the NCGC to consider nominating a shareholder-recommended individual for election at the annual meeting, the shareholder
must recommend the individual in sufficient time for the consideration and action by the NCGC. While no specific deadline has been set
for notice of such recommendations, recommendations provided to the NCGC by a shareholder on or before November 16, 2021 (for the 2022
Annual Meeting of Shareholders) should provide adequate time for consideration and action by the NCGC prior to the December 31, 2021,
deadline for reporting proposed nominations to the Board. Recommendations submitted after such date will be considered by the NCGC, but
no assurance can be made that such consideration will be completed and committee action taken by the NCGC in time for the next annual
shareholders&#x2019; meeting. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Chairman
of the Board, other directors and executive officers may also recommend director candidates to the NCGC. The committee will evaluate individuals
recommended by shareholders against the same criteria, described above, used to evaluate other nominees. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Annual
Self-Evaluations</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Board refreshment
remains a key area of focus for us, as evidenced by the 2021 addition of Julie Stackhouse to the Board. In furtherance of that goal and
in accordance with the Company&#x2019;s Corporate Governance Principles, the Board, with the oversight of the NCGC, undertakes annual
Board and committee self-evaluation processes that involve each director completing detailed questionnaires that assist in the assessment
of the performance of the Board, its committees, and their members. The NCGC reports its findings to the Board following completion of
the evaluations and oversees any needed follow-up action.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Compensation
Committee Interlocks and Insider Participation</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">During 2020,
the Compensation Committee was composed of Jay Burchfield, (Chairman), Steve Coss&#xE9;, Jerry Hunter, Susan Lanigan, Scott McGeorge,
Robert L. Shoptaw, and Mindy West, none of whom were employed by the Company. In addition, none of the committee members were formerly
officers of the Company.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Compensation
Committee Processes and Procedures</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Decisions
regarding the compensation of the executives are made by the Compensation Committee, which has adopted a charter that is
available for review on the &#x201C;Investor Relations&#x201D; page of the Company&apos;s web site, www.simmonsbank.com.
Specifically, the Compensation Committee has strategic responsibility for a broad range of issues, including the
Company&apos;s compensation program to compensate key management employees effectively and in a manner consistent with the
Company&apos;s stated compensation strategy and the requirements of the appropriate regulatory bodies. The Board appoints
each member of the Compensation Committee and has determined that each member is, and each member who served during 2020 was,
independent in accordance with the Nasdaq listing standards.</P>
<p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt"></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">17</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee oversees the administration of executive compensation plans, including the design, performance measures and award opportunities
for the executive incentive programs and certain employee benefits, subject to final action by the Board in certain cases. During the
first quarter of each calendar year, the committee generally makes a specific review focusing on performance and awards for the most recently
completed fiscal year and the completion of the process of setting the performance goals for the incentive compensation programs for the
current year. Due to the Pandemic, the committee expects to complete the process of setting the performance goals for 2021 incentive compensation
programs during the first half of 2021. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">To assist in
meeting the objectives outlined above, Pearl Meyer &amp; Partners, LLC, a compensation and benefits consulting firm, has been retained
to advise the Compensation Committee on a regular basis concerning the Company&#x2019;s compensation programs. The committee engaged the
consultant to provide general compensation consulting services, including executive and director compensation. In addition, the consultant
may perform special compensation projects and consulting services upon request by the Company. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board,
upon approval and recommendation from the Compensation Committee, determines and approves all compensation and awards to the CEO. The
Compensation Committee reviews the performance of the CEO and reviews and approves compensation of the other executive officers. The CEO
also reviews the performance and compensation of the other executive officers, including the other named executive officers, and reports
any significant issues or deficiencies, and makes recommendations, to the Compensation Committee. The members of the Company&apos;s human
resources department assist in such reviews. The human resources department regularly reviews the compensation classification system of
the Company, which determines the compensation of all employees of the Company and its affiliates. The Company&apos;s compensation program
is based in part on market data. The Compensation Committee also acts upon the proposed grants of stock-based compensation recommended
by the CEO for other executives. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In determining
the amount of executive officer compensation each year, the Compensation Committee reviews competitive market data from the banking industry
as a whole and the peer group specifically. It makes specific compensation decisions and grants based on a review of such data, Company
performance and individual performance and circumstances. For performance-based incentives, the Compensation Committee sets performance
targets using management&apos;s internal business plan, industry and market conditions and other factors. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Role
of Compensation Consultants</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
periodically engages compensation consultants to aid in the review of its compensation programs. From time to time, the Company engages
compensation consultants to provide national and regional general statistical information regarding compensation within the banking industry.
The data reviewed may include base salary, bonus, incentive programs, equity compensation, retirement and other benefits. This information
is used to validate the Company&apos;s classification of positions and salaries within its compensation policies.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee also uses compensation consultants to evaluate its executive and director compensation programs. Presently, the consultant assists
such reviews by providing data regarding market practices and making specific recommendations for changes to plan design and policies
consistent with the Company&apos;s stated philosophies and objectives.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee assessed the relationships between Pearl Meyer &amp; Partners, LLC, the Company, the Compensation Committee and the executive
officers of the Company for conflicts of interest. In this assessment, the Compensation Committee reviewed the criteria set forth in the
SEC&apos;s Reg.240.10C-1(b)(4) (i)-(vi), NASDAQ Rule IM-5605-5(d)(3)(D)(i)-(vi) and such other criteria as it deemed appropriate. The
Compensation Committee did not identify any conflicts of interest for Pearl Meyer &amp; Partners, LLC.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">18</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Executive
Officers</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board elects
executive officers at least annually. All of the executive officers shown in the table below have been officers of the Company and/or
the Bank for at least five years, except for Messrs. Kanneman and Barber. The table below sets forth the name, age, officer position with
the Company and Bank and principal occupation or employment during the last five years and tenure of service with the Company for each
of the executive officers:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="text-align: left; width: 20%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Name</font><font style="padding-left:2.42pt; " class="swap"></font></p>
        </td>
    <TD STYLE="padding-left: 6pt; text-align: left; width: 10%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="text-decoration:underline #000000; padding-left:0pt;" class="swap">Age</font></p>
        </td>
    <TD STYLE="text-align: left; width: 55%; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="text-decoration: underline #000000">Position</font></p>
        </td>
    <TD STYLE="text-align: left; width: 15%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; padding-left:0pt;" class="swap">Years
        Served</font></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.<font style="padding-left:5.9pt; " class="swap"></font></p> </td>
    <TD STYLE="padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap">64</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Chairman and Chief Executive Officer*</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">8</p> </td>
        </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman<font style="padding-left:4.26pt; " class="swap"></font></p>
        </td>
    <TD STYLE="padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap">56</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Senior Executive Vice President, Chief Financial Officer, Chief Operating Officer and Treasurer*</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">32</p> </td>
        </tr>
  <TR CLASS="odd">
    <TD STYLE="text-align: left; width: 20%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin [1]<font style="padding-left:4.17pt; " class="swap"></font></p> </td>
    <TD STYLE="padding-left: 6pt; text-align: left; width: 10%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">43</font></p>
        </td>
    <TD STYLE="text-align: left; width: 55%; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Executive Vice President and Chief Banking Officer, Simmons Bank</p> </td>
    <TD STYLE="text-align: left; width: 15%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">6</p> </td>
        </tr>
  <tr class="even" style=" ">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; margin-bottom: 0pt">Stephen C. Massanelli<font style="padding-left:2.94pt; " class="swap"></font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">65</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Executive Vice President, Chief Administrative Officer and Investor Relations Officer*</p>
        </td>
    <TD STYLE="text-align: left; background-color: rgb(204,238,255); vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">6</p> </td>
        </tr>
  <TR CLASS="odd">
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:-10pt !important; padding-left:10pt !important; margin-top:0pt; margin-bottom:0pt; ">George
        A. Makris III [2]<font style="padding-left:4.64pt; " class="swap"></font></p> </td>
    <TD STYLE="padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">35</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; margin-bottom: 0pt">Executive Vice
        President, General Counsel and Secretary*</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">5</p> </td>
        </tr>
  <tr class="even" style=" ">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; margin-bottom: 0pt">Jennifer B. Compton<font style="padding-left:5.05pt; " class="swap"></font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">48</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Executive Vice President, Chief People and Corporate Strategy Officer*</p>
        </td>
    <TD STYLE="text-align: left; background-color: rgb(204,238,255); vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">5</p> </td>
        </tr>
  <TR CLASS="odd">
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; margin-bottom: 0pt">David W. Garner<font style="padding-left:4.6pt; " class="swap"></font></p>
        </td>
    <TD STYLE="padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">51</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Executive Vice President, Executive Director of Finance &amp; Accounting and Chief Accounting Officer*</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">23</p> </td>
        </tr>
  <tr class="even" style=" ">
    <TD STYLE="text-align: left; background-color: rgb(204,238,255); vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Paul D. Kanneman
        [3]<font style="padding-left:5.84pt; " class="swap"></font></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">63</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Executive Vice President and Chief Information Officer*</p> </td>
    <TD STYLE="text-align: left; background-color: rgb(204,238,255); vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">4</p> </td>
        </tr>
  <TR CLASS="odd">
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Johnathan R.
        Barber [4]<font style="padding-left:3.73pt; " class="swap"></font></p> </td>
    <TD STYLE="padding-left: 6pt; text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">55</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; margin-bottom: 0pt">Executive Vice President and Chief Credit Officer, Simmons Bank </p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
        </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">________________________</p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">*</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">The officer
        holds positions at both the Company and the Bank.</p></td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[1]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">Mr. Reddin was
        appointed Executive Vice President, Chief Banking Officer of the Bank in August 2019. Prior to serving in that role, he was Executive
        Vice President of Banking Enterprise for the Bank and, prior to that, Chief Lending Officer for the Bank.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[2]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">Mr. Makris III
        was appointed Executive Vice President, General Counsel, and Secretary in April 2020. Prior to serving in that role, he was Senior Vice
        President, Assistant General Counsel, and Assistant Secretary and, prior to that, Vice President, Senior Counsel, and Assistant Secretary.</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[3]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">Mr. Kanneman
        was appointed Executive Vice President and Chief Information Officer on January 2, 2017. Prior to joining the Company, he was a Principal
        and the National Business Advisory Services Practice Leader at Grant Thornton LLP, an international accounting and advisory firm.</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[4]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">Mr. Barber was
        appointed Executive Vice President and Chief Credit Officer of the Bank in July 2020. Prior to joining the Bank, Mr. Barber was the Executive
        Vice President and Senior Credit Officer for Iberiabank and, prior to that, Executive Vice President and Credit Officer for Texas Capital
        Bank.</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">EXECUTIVE
COMPENSATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">COMPENSATION
DISCUSSION AND ANALYSIS</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Introduction</font>
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">This section
is a discussion of certain aspects of the Company&apos;s compensation program as it pertains to the principal executive officer, the principal
financial officer and the three other most highly-compensated executive officers during 2020. These five persons are referred to
throughout this discussion as the &quot;named executive officers.&quot; This discussion focuses on compensation and practices relating
to the Company&apos;s most recently completed fiscal year and changes to such compensation and practices going forward. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
believes that the performance of each of the executive officers has the potential to impact the profitability of the Company, in both
the short term and the long term. Therefore, the Company places significant emphasis on the design and administration of its executive
compensation program. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Committee</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The compensation
program for the Company is designed and administered by the Compensation Committee. For 2020, the members of this committee were Jay Burchfield,
(Chairman), Steve Coss&#xE9;, Jerry Hunter, Susan Lanigan, Scott McGeorge, Robert L. Shoptaw, and Mindy West.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Executive
Compensation Philosophy</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
seeks to provide executive compensation packages that are significantly connected to the Company&apos;s overall financial performance,
the increase in shareholder value, the success of the Company, and the performance of the individual executive. The main principles of
this strategy include the following: </p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">attract and retain highly effective and competent executive
leadership,</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">encourage a high level of performance from the individual
executive,</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">align compensation incentives with the performance of the
overall company and/or the business unit most directly impacted by the executive&apos;s leadership and performance,</td>
</tr></table>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">19</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">enhance shareholder value, and</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">improve the overall performance of the Company.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee strives to meet these objectives while maintaining market competitive compensation levels and ensuring that the Company makes
efficient use of its shares, has predictable expense recognition, and operates within the Company&#x2019;s risk profile. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Peer
Comparison</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In determining
the amount of executive officer compensation each year, the Compensation Committee reviews competitive market data from the banking industry
as a whole and a specific peer group of comparably sized banking organizations. The committee uses this peer group of banking organizations
for comparison in setting executive compensation practices and levels of base salary, incentives and benefits. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Prior to setting
the peer group, the committee obtains the recommendation of its compensation consultants on the makeup of its peer group. For 2020, the
compensation consultant recommended a peer group of publicly traded regional banks with assets between approximately $10.8 billion to
$43.0 billion (approximately one half to twice the Company&#x2019;s size following its October 2019 acquisition of The Landrum Company)
located in the states of Arkansas, Florida, Georgia, Iowa, Indiana, Louisiana, Missouri, Mississippi, Oklahoma, South Carolina, Tennessee,
Texas, and Virginia. In recent years, due to the consolidation in the banking industry, there has been a reduction in the number of organizations
satisfying the peer group criteria. The Compensation Committee adopted the peer group substantially as recommended by its compensation
consultant. For our compensation analysis for 2020, the peer group consisted of 23 banking organizations; the name and ticker symbol for
each member of the peer group are set forth below:</P>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 12pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(204,238,255); width: 50%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Ameris Bancorp (ABCB)</FONT></TD>
    <TD STYLE="background-color: rgb(204,238,255); width: 50%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Atlantic Union Bankshares Corporation (AUB)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">BancorpSouth Bank (BXS)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Bank OZK (OZK)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">BOK Financial Corporation (BOKF)</FONT></TD>
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Cullen/Frost Bankers, Inc. (CFR)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Commerce Bancshares, Inc. (CBSH)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">First Horizon National Corporation (FHN)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Hancock Whitney Corporation (HWC)</FONT></TD>
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Heartland Financial USA Inc. (HTLF)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Home BancShares Inc. (HOMB)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">IBERIABANK Corp. (IBKC)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Independent Bank Group, Inc. (IBTX)</FONT></TD>
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">International Bancshares Corp. (IBOC)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Old National Bancorp (ONB)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Pinnacle Financial Partners Inc. (PNFP)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Prosperity Bancshares, Inc. (PB)</FONT></TD>
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Renasant Corp. (RNST)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">South State Corporation (SSB)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Texas Capital Bancshares Inc. (TCBI)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">Trustmark Corp. (TRMK)</FONT></TD>
    <TD STYLE="background-color: rgb(204,238,255); padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">UMB Financial Corp. (UMBF)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">United Community Banks Inc. (UCBI)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
</TABLE>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The committee
believes the peer group was indicative of the market in which the Company competed for the employment and retention of executive management
in 2020, as such institutions were of similar size and had similar numbers of employees, product offerings and geographic scope. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The executive
salary and benefit programs are targeted to the peer group median for each compensation category in order to be competitive in the market.
In cases where an executive&#x2019;s experiences or performance warrant, the Company will often exceed the peer group median. The Company&apos;s
incentive programs are analyzed with similar programs of the peer group. The incentive programs are designed for the emphasis of performance
based compensation.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The committee
attempts to make compensation decisions consistent with the foregoing objectives and considerations, including, in particular, market
levels of compensation necessary to attract, retain and motivate the executive officers. Therefore, the aggregate wealth accumulated or
realizable by an executive from past compensation grants is considered but not determinative in setting compensation or making additional
grants.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Decisions
Regarding Composition of Total Direct Compensation</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The
Company&apos;s executive compensation program consists of a mix of separate components that seek to align the
executives&apos; incentives with increasing shareholder value. The Company&apos;s executive incentive compensation program
includes both non-equity and equity incentive compensation. The Company has established target allocations of non-equity
incentive compensation for executive officers. For the CEO, the Board has set a target allocation of potential non-equity
incentive compensation at 100% of salary. For all executive officers other than the CEO, the Compensation Committee has set
targets for potential non-equity incentive compensation based upon the executive&apos;s scope and performance ranging from
25% to 75% of salary. The Company has also established target allocations of equity incentive compensation for executive
officers. For the CEO, the Board has set a target allocation of potential equity incentive compensation at 170% of salary.
For all executive officers other than the CEO, the Compensation Committee has set targets for potential equity incentive
compensation based upon the executive&apos;s scope and performance ranging from 40% to 75% of salary. If performance goals
are achieved at the threshold level, the annual grants for equity incentive compensation to such executives will vest at 75%
of target. If performance goals are achieved at the target level, the annual grants for equity incentive compensation to such
executives will vest at 100% of target. If performance goals are achieved at the maximum level, the annual grants for equity
incentive compensation to such executives will vest at 150% of target. In recent years, the annual grants for equity
incentive compensation have consisted of restricted stock awards, restricted stock unit awards, performance share unit awards
and/or stock options as specified by the Compensation Committee.</P>
<p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt"></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">20</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The compensation
of the named executive officers for 2020 was allocated as follows:</p>



<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left"><p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">&#x2022;</P></td><td style="text-align: justify">Base Salaries plus Bonus: ranges from approximately 33% to 54% of total direct
                                                                           compensation.</td>
</tr></table>



<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left"><p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">&#x2022;</P></td><td style="text-align: justify">Cash Incentive Plan: ranges from approximately 16% to 20% of total direct compensation (for
                                                                           2020, these amounts were paid in the discretion of the Compensation Committee).</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left"><p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">&#x2022;</P></td><td style="text-align: justify">Equity Incentives: ranges from approximately 30% to 49% of total direct compensation.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">&quot;Total
direct compensation&quot; means annual base salaries plus bonus plus cash incentive plan and equity incentive compensation,
excluding non-recurring special purpose grants. The foregoing percentages are based on the full grant date fair value of
annual compensation (calculated in accordance with Accounting Standards Codification Topic 718, Compensation &#x2013; Stock
Compensation). Please refer to the discussion of Accounting Standards Codification Topic 718, Compensation &#x2013; Stock
Compensation, which precedes the 2020 Summary Compensation Table, below. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
emphasizes market practices in the design and administration of its executive compensation program. The Compensation Committee&#x2019;s
philosophy is that incentive pay should generally constitute a significant component of total direct compensation. The executive compensation
program utilizes stock options, restricted stock awards, restricted stock units and performance share units, although no stock options
or restricted stock awards were issued during 2020. Equity incentive performance measures should promote shareholder return and earnings
growth, and the plan design should be based upon a direct connection between performance measures, the participant&apos;s ability to influence
such measures and the award levels.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Consistent
with the recommendation of the compensation consultant, the Compensation Committee has included restricted stock units and performance
based stock unit awards as components of the 2020 incentive compensation program. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Executive
Compensation Program Overview</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
takes shareholder feedback on its compensation programs very seriously. The Company appreciates that more than 84% of shares voting at
the 2020 Annual Meeting of Shareholders approved the compensation of the named executive officers, as disclosed in the 2020 proxy statement.
While the Compensation Committee views this as an indication that the Company has been generally effective in implementing its compensation
philosophy and objectives, the Company acknowledges that this level of support is lower than that received in 2019. The Company believes
this change was due, in large part, to one-time, discretionary bonuses received by certain executive officers in connection with the Company&#x2019;s
merger and acquisition activities. Additional discussion of these types of bonuses, along with the Company&#x2019;s perspective regarding
them, is included in the &#x201C;Base Salary and Bonus&#x201D; section below. The Company notes that, for 2020, no such bonuses were paid
to executive officers. The Compensation Committee recognizes that executive pay practices and governance continue to evolve, and the Compensation
Committee is committed to continually evaluating the Company&#x2019;s practices in this area, including through the use of advisors, to
help ensure that they support the Company&#x2019;s overall strategic goals. The four primary components of the executive compensation
program are:</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">base salary and bonus,</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">non-equity incentives,</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">equity incentives, and</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">benefits.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">1.
Base Salary and Bonus</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Base salary is designed to provide competitive levels of compensation
to executives based upon their experience, duties and scope of responsibility.&nbsp;&nbsp;The Company pays base salaries because
it provides a basic level of compensation and is necessary to recruit and retain executives.&nbsp;&nbsp;The Company may use annual
base salary adjustments to reflect an individual's performance or changed responsibilities.&nbsp;&nbsp;Base salary levels are also
used as a benchmark for the amount of incentive compensation opportunity provided to an executive.&nbsp;&nbsp;For example, participation
in the cash incentive plan (&ldquo;CIP&rdquo;) is set within a range of base salary based upon the executive's scope of responsibility
and the executive&rsquo;s performance. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">21</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">As discussed
above, the Company&apos;s executive compensation program emphasizes targeting the total amount of compensation to peer group practices
with a mix of compensation, including a significant component of incentive compensation. At lower executive levels, base salaries represent
a larger proportion of total compensation; but at senior executive levels, total compensation contains a larger component of incentive
compensation opportunities.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In previous
years, the Board has approved one-time, discretionary bonuses in connection with certain mergers and acquisitions. While the Company does
not have a practice of routinely utilizing discretionary bonuses as a significant part of the executive compensation program, the Company
does believe that such compensation may be appropriate in special corporate situations, particularly in connection with the Company&#x2019;s
successful merger and acquisition activities. The Company believes that, although mergers and acquisitions are an important part of the
Company&#x2019;s overall growth strategy, these transactions are complex, opportunistic events that are difficult to predict from a timing
perspective and that must be carefully evaluated when they arise. The Company believes that building into the long-term incentive plan
(discussed in greater detail below) an expectation that the Company must continue to engage in mergers and acquisitions over the course
of a particular performance period could incent executive officers to seek transactions that may pose higher levels of risk to, and uncertainty
for, the Company&#x2019;s long-term performance. Therefore, the Company believes it is more appropriate to use one-time, discretionary
bonuses to reward executives for exemplary leadership and service when deemed warranted in connection with important, strategic corporate
transactions. Recently, these bonuses have been issued in the form of restricted stock units as a method for aligning shareholder interests
with the interests of management. No such bonuses were awarded to executive officers during 2020.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">2.
Non-Equity Incentives</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
uses the CIP as a short-term incentive to encourage achievement of its annual performance goals. The CIP focuses on the achievement of
annual financial goals and awards. The CIP is designed to:</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">support strategic business objectives,</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">promote the attainment of specific financial goals for
the Company and the executive,</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">reward achievement of specific performance objectives,
and</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">encourage teamwork.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The CIP is
designed to provide executives with market competitive compensation based upon their scope of responsibility. The size of an executive&apos;s
CIP award is influenced by these factors, market practices, Company performance and individual performance. The Compensation Committee
generally sets the annual CIP award for an executive to provide an incentive at the market median for expected levels of performance.
All of the named executive officers participate in the CIP. Awards earned under the CIP are contingent upon employment with the Company
through the payment date in the first quarter of the following fiscal year (no later than March 15), except for payments made in the event
of death, retirement or disability.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The ultimate
amount paid to an executive under the CIP is a function of four variables:</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 6pt; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">the executive&apos;s target award;</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">the goals set for the Company;</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">the payout amounts established by the Compensation Committee
which correspond to Threshold, Target and Maximum levels of performance; and</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left">&#x2022;</td><td style="text-align: justify">the Compensation Committee&apos;s determination of the
extent to which the goals were met and its exercise of any discretionary adjustments.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For
2020, company-wide core diluted earnings per share and efficiency ratio were approved as the performance goals for the CIP
for Messrs. Makris, Fehlman, Reddin, and Massanelli, as well as Ms. Compton. The Committee developed corresponding threshold,
target, and maximum performance levels for each measure. The Committee also set target annual incentive opportunities for
each named executive officer, measured as a percentage of base salary. Threshold and maximum payout opportunities, at 50% and
200% of target, were established for each performance goal. No portion of the annual incentive payout was guaranteed. If
threshold core diluted earnings per share or threshold efficiency ratio performance levels were not achieved, no payouts
would be made under the CIP for that plan goal. To incent CIP participants to make decisions that have positive long-term
impact on the Company, even at the expense of short-term results, and to prevent unusual gains and losses from having too
great an impact on plan payouts, the Compensation Committee retained discretion to exclude items impacting comparability from
company-wide results and adjust actual results for specific items that occurred during the plan year. In addition, the final
payouts for Messrs. Fehlman and Massanelli, as well as Ms. Compton, were eligible for negative adjustments based on the
actual expenses incurred by their respective departments as compared to budgeted amounts. Further, the Compensation Committee
reserved the right to adjust the amount payable under the CIP in accordance with any standard or on any other basis as the
Compensation Committee may determine. The 2020 CIP design was generally consistent with the design used in 2019.</P>
<p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt"></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">22</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee generally sets the performance measures in the first quarter of each year based on management&apos;s confidential business plan
and budget for the coming year, which typically includes planned revenue growth, cost management and profit goals. The committee also
sets threshold, target and maximum performance levels. Maximum performance levels reflect ambitious goals which can only be attained when
business results are exceptional. Threshold performance levels for the components are usually set at the prior year&apos;s performance
level (unless a higher threshold is determined to be appropriate due to unsatisfactory financial performance in the prior year) or based
on an analysis of the budget for the coming year. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee also assesses actual performance relative to pre-set levels and, in doing so, determines the amount of any final award payment.
In determining final awards and in evaluating personal performance, the committee considers adjustments to GAAP net income and other corporate
performance measures for unplanned, unusual or non-recurring items.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Each participant
in the CIP is allocated a targeted incentive as a percentage of his or her base salary which is payable if the Company&apos;s performance
satisfies the Target performance level for all components under the CIP and satisfies the qualifying criteria, subject to Committee adjustment.
The table below shows the targeted benefit for the named executive officers for 2020.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="width: 62%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Executive
        Name &amp; Title</font></p> </td>
    <td style="width: 4%">&nbsp;</td>
    <td style="width: 15%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Targeted
        Benefit </font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">(%
        of Base Salary)</font></p> </td>
    <td style="width: 4%">&nbsp;</td>
    <td style="width: 15%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Targeted
        Benefit</font></p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">($)</font></p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr., Chief Executive Officer<font style="padding-left:3.7pt; " class="swap"></font></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">100.00%</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$849,000</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman,
        Chief Financial Officer<font style="padding-left:4.83pt; " class="swap"></font></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">75.00%</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$412,500</p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin, EVP, Chief Banking Officer<font style="padding-left:3.44pt; " class="swap"></font></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50.00%</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$200,000</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton, EVP, Chief People Officer<font style="padding-left:4pt; " class="swap"></font></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50.00%</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$165,000</p>
        </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:-10pt !important; padding-left:10pt !important; margin-top:0pt; margin-bottom:0pt; ">Stephen
        C. Massanelli, EVP, Chief Administrative Officer<font style="padding-left:4.79pt; " class="swap"></font></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50.00%</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$165,000</p>
        </td> </tr>
  </table> </div>

<p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 6pt; margin-bottom: 12pt">For the participating named
executive officers, the identification and weighting of the CIP components was uniform and limited to core diluted earnings per share
and efficiency ratio. For certain other business executives participating in the plan, the applicable CIP components included individualized
performance criteria related to the executive&#x2019;s duties or performance components within the business line the executive manages.
Further, the weighting of the CIP components may vary among the other participants in the CIP. The weighting of the CIP components for
the named executive officers participating in the CIP in 2020 was as follows: </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Component</font></p>
        </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Weighting</font></p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share</p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50%</p> </td>
        </tr>
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio</p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50%</p> </td>
        </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Generally,
each component (other than individual goals) has three performance levels that determine the participant&apos;s payout for that component:
Threshold, Target and Maximum. Absent exercise of Committee discretion, no payout is earned for a component if the Company&apos;s performance
is below the Threshold. The Company&apos;s performance at the Threshold level for a component entitles the participant to 50% of the participant&apos;s
targeted benefit times the weighting factor for such component. The Company&apos;s performance at the Target level for a component entitles
the participant to 100% of the participant&apos;s targeted benefit times the weighting factor for such component. The Company&apos;s performance
at the Maximum level entitles the participant to 200% of the participant&apos;s targeted benefit times the weighting factor for such component.
Performance in excess of the Maximum does not entitle the participant to a benefit in excess of the maximum benefit times the weighting
of that component. If the performance with respect to any component is in excess of the Threshold but less than the Maximum, then the
participant&apos;s entitlement is a prorated percentage computed based upon the Company&apos;s actual performance in proportion to the
closest performance level for that component. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The
core diluted earnings per share component was based upon the Company&apos;s core earnings (net income adjusted to exclude non-core
items, including items related to branch right sizing, the Company&#x2019;s early retirement program, and merger-related costs)
divided by the average diluted number of common shares outstanding for the period. For the participating named executive officers,
this component was allocated 50% of the participant&apos;s targeted CIP benefit. The performance levels for 2020 were set by the
Compensation Committee based upon the Company&#x2019;s performance for 2019 and the Company&#x2019;s budget for 2020. The core
diluted earnings per share target was set at $2.61. The threshold level was set at $2.48, and the maximum was set at $2.74. If
the core earnings per share is below the threshold, there would be no core earnings per share entitlement.</P>
<p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt"></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">23</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The efficiency
ratio component was based upon the Company&#x2019;s efficiency ratio for 2020. Efficiency Ratio means non-interest expense (excluding
non-recurring items, foreclosed property expense, amortization of intangibles and goodwill impairments) divided by the sum of net interest
income (fully taxable equivalent) plus non-interest revenues (excluding gains from securities and non-recurring items). For the participating
named executive officers, this component was allocated 50% of the participant&apos;s targeted CIP benefit. The committee established a
Threshold, Target and Maximum for the efficiency ratio of the Company. The performance levels for 2020 were set by the Compensation Committee
based upon the Company&#x2019;s internal operating goals. The Threshold, Target, and Maximum were set at 55.0%, 52.5%, and 50.0%, respectively.
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In addition
to the performance-based components discussed above, the CIP had a qualifying criterion that must be satisfied in order for any participant
to qualify for benefits under the CIP. The failure to satisfy the qualifying criterion would prevent the participant from earning any
CIP benefit to which he or she would have been entitled based upon the CIP components discussed above. The qualifying criterion for 2020
was the Company&apos;s core diluted earnings per share must equal or exceed $2.48. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">As previously
noted, consistent with its typical practice, the Compensation Committee established the performance measures for the 2020 CIP during the
first quarter of 2020. At that time, the committee was unaware (and could not have been aware) of the magnitude of the impact of the Pandemic
on the Company&#x2019;s business and operations, as well as on the economy generally. Nonetheless, largely due to the Pandemic&#x2019;s
impact, neither the qualifying criterion nor the threshold for the core diluted earnings per share component was achieved. As a result,
none of the named executive officers qualified for payment of a CIP benefit based upon the CIP components previously discussed. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">However, in
determining the final payout to the participating named executive officers for 2020 under the CIP, and after consultation with its compensation
consultant, the Compensation Committee exercised its discretion to allow for a payment to the participating named executive officers (as
well as certain other members of Company management) for 2020. While the committee believes that the use of such discretion represents
a significant action that generally should be undertaken only in special circumstances, after considering a variety of factors, including,
among others, the effect of the Pandemic on the Company&#x2019;s business and operations, the extraordinary efforts of the named executive
officers and other members of management to respond timely and successfully to the challenges faced by the Company as a result of the
Pandemic, the financial and operational performance of the Company in light of the Pandemic, the Company&#x2019;s compensation philosophy,
and the influence of compensation practices on the ability to attract and retain qualified executive leadership, the committee determined
that the use of discretion for 2020 was warranted. For instance, as the Pandemic developed, the Company&#x2019;s management took extraordinary
steps to help ensure the Company&#x2019;s stability during an unprecedented time of uncertainty. Management, among other things, substantially
increased the Company&#x2019;s liquidity to approximately $3.5 billion in cash and cash equivalents at the end of 2020 and undertook efforts
to de-risk the Company&#x2019;s balance sheet; maintained strong capital levels and credit quality; generated approximately $1 billion
in Paycheck Protection Program loans to assist small businesses; modified, as part of the Company&#x2019;s disaster relief effort, over
$3 billion in existing loans; restructured the operating model for the Company&#x2019;s network of over 200 branches to maintain a presence
in as many locations as possible while continuing to protect the health and safety of employees and customers; enhanced the Company&#x2019;s
IT offerings and IT security infrastructure; and successfully completed the Company&#x2019;s regulatory exams. And while many of these
measures challenged the Company&#x2019;s financial performance, the Company nevertheless achieved over $250 million in net income for
2020.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">To determine
the final payout to the participating named executive officers for 2020 under the CIP, the Compensation Committee analyzed the Company&#x2019;s
core diluted earnings per share and efficiency ratio achieved during the first six months and the last six months of 2020, based on the
Committee&#x2019;s determination that the impact of the Pandemic on the Company was strongest during the last six months of 2020. To conduct
the analysis, the committee established threshold, target, and maximum levels for the Company&#x2019;s core diluted earnings per share
and efficiency ratio during each six-month period based on the Company&#x2019;s 2020 budget (which, in the aggregate, matched the full
year goals originally established by the Committee), as follows:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<TABLE CELLPADDING="0" STYLE="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <TD STYLE="padding-bottom: 1pt; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD>&nbsp;</TD>
    <td colspan="5" style="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">January
        2020 &#x2013; June 2020</font></p> </td>
    <TD STYLE="padding-bottom: 1pt; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="5" style="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">July
        2020 &#x2013; December 2020</font></p> </td>
    <TD STYLE="padding-bottom: 1pt; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="border-bottom: Black 1pt solid; width: 33%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Component</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; vertical-align: top; width: 1%">

    <TD STYLE="border-bottom: Black 1pt solid; width: 11%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Threshold</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Target</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; width: 11%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Maximum</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; width: 11%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Threshold</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Target</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; width: 11%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Maximum</p>
        </td>
    <TD STYLE="padding-bottom: 1pt; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share</p> </td>
    <TD STYLE="padding-bottom: 1pt; vertical-align: top">

    <TD STYLE="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">$1.19</p>
        </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">$1.25</p>
        </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">$1.32</p>
        </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">$1.29</p>
        </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">$1.36</p>
        </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">$1.42</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio</p> </td>
    <TD STYLE="text-align: center; vertical-align: top">

    <TD STYLE="vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">55.%</p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">52.5%</p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">50.0%</p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">55.0%</p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">52.5%</p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">50.0%</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "></p> </td>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: top">

    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>

  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Each period
was assigned a weighting of 50%; and for each period, each component was assigned a weighting of 50%. Each component per period, therefore,
represented an overall weighting of 25%. The committee treated Company performance below, at, in between, or above the threshold, target,
or maximum levels in a manner consistent with that used under the original structure of the 2020
CIP (for example, the Company&apos;s performance at the target level for a component entitled the participant to 100% of the participant&apos;s
targeted benefit under the original 2020 CIP times the weighting factor for such component).</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">24</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For the first
six months of 2020, core diluted earnings per share were $1.21 (which exceeded threshold but did not reach target), and the efficiency
ratio was 52.8% (which also exceeded threshold but did not reach target). The prorated formula for performance in excess of threshold
but less than target provided a benefit from the core diluted earnings per share component of 67% of the allocated target benefit; and
the prorated formula for performance in excess of threshold by less than target provided a benefit from the efficiency ratio component
of 95% of the allocated target benefit. Thus, for the first six-month period, the aggregate benefit equaled 81% of the allocated target
benefit.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For the second
six months of 2020, core diluted earnings per share were $1.20 (which did not meet threshold), and the efficiency ratio was 54% (which
exceeded threshold but did not reach target) (the efficiency ratio was adjusted by the committee to remove the effect of the Company&#x2019;s
decision to donate $3 million in December 2020 to the Simmons First Foundation). Because performance was less than threshold, the benefit
from the core diluted earnings per share component was 0% of the allocated target benefit. However, the prorated formula for performance
in excess of threshold but less than target provided a benefit from the efficiency ratio component of 71% of the allocated target benefit.
Thus, for the second six-month period, the aggregate benefit equaled 35.5% of the allocated target benefit.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">After applying
the weighting for each of the aggregate benefits associated with the two six-month periods, the Compensation Committee approved the use
of discretion to provide a CIP payment to each participating named executive officer representing 58.25% of the officer&#x2019;s allocated
target benefit. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">A summary of
the discretionary CIP payments to the participating named executive officers for 2020 are shown in the following table.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Name</p> </td>
    <td style="white-space: nowrap; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Component</p>
        </td>
    <td style="white-space: nowrap; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Weighting</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Factor </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">(%)</p> </td>
    <td style="white-space: nowrap; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Targeted </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Payment </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="white-space: nowrap; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Achievement
        </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Level </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">(%)</p> </td>
    <td style="white-space: nowrap; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Amount </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Paid </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
        </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; width: 17%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.</p> </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; width: 43%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">212,250</p>
        </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; width: 9%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">67%</p> </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">142,208</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">212,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">95%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">201,638</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">212,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">0%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">212,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">71%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">150,698</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total CIP Payment</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; "></p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">494,544</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">&#xA0;</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">103,125</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">67%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">69,094</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">103,125</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">95%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">97,969</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">103,125</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">0%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">103,125</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">71%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">73,219</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total CIP Payment</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">240,282</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">&#xA0;</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">50,000</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">67%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">33,500</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">50,000</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">95%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">47,500</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">50,000</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">0%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">50,000</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">71%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">35,500</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total CIP Payment</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">116,500</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">&#xA0;</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">67%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">27,638</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">95%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">39,188</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">0%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">71%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">29,288</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total CIP Payment</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">96,114</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">&#xA0;</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stephen C.
        Massanelli</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">67%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">27,638</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jan-Jun 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">95%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">39,188</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share (Jul-Dec 2020)</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">0%</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="white-space: nowrap; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
        </tr>
  </table> </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">25</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Name</p> </td>
    <td style="padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Component</p>
        </td>
    <td style="padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Weighting</p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Factor </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">(%)</p> </td>
    <td style="padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Targeted </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Payment </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Achievement
        </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Level </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">(%)</p> </td>
    <td style="padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Amount </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Paid </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width: 17%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width: 43%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Efficiency
        Ratio (Jul-Dec 2020)</p> </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25%</p> </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">41,250</p>
        </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width: 9%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">71%</p> </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">29,288</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total CIP Payment</p>
        </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">96,114</p>
        </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">___________________</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">3.
Equity Incentives</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Equity
incentive awards are used to create a common economic interest among executives and shareholders and to recruit, incent and retain qualified
executives and key employees. Since 2015, the Company has annually established a Long-Term Incentive Plan (&#x201C;LTIP&#x201D;) for equity
awards under the Simmons First National Corporation 2015 Incentive Plan. The major components of the LTIP can include
non-qualified stock options, restricted stock awards (&#x201C;RSAs&#x201D;), restricted stock units (&#x201C;RSUs&#x201D;)
and performance share units (&#x201C;PSUs&#x201D;) that are settled in shares of Common Stock based on results over a
three-year performance period. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Stock Options
reward stock price appreciation directly by providing the opportunity for compensation only if the Company&#x2019;s stock price increases
from the date of grant. No stock options were granted in 2020. PSUs reward the achievement over a 3-year performance period of specified
financial performance criteria specified in the PSU at the time of the grant. Achievement of a threshold level of performance results
in a payout equal to 50% of each participant&#x2019;s approved target opportunity. Target performance results in a payout equal to 100%
of the targeted opportunity. The maximum number of shares that can be earned for each of these performance measures is 200% of the targeted
number of PSUs. The ultimate value of performance shares, which are paid in stock, is also impacted directly by stock price appreciation
or depreciation over the performance period. Dividend equivalents are paid at the conclusion of the performance period based on the number
of shares actually earned during the applicable performance period. If the performance with respect to any component is in excess of the
Threshold and less than the Maximum, then the participant&apos;s entitlement is a prorated percentage computed based upon the Company&apos;s
actual performance in proportion to the closest performance level for that component. RSUs generally vest in approximately equal installments
over three years after the date of grant.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For the three-year
performance period commencing in 2020 (&#x201C;2022 Performance Period&#x201D;), the allocation of the equity vehicles under the LTIP
is 50% in RSUs and 50% in PSUs (valued at target). Performance does not increase the payout on the portion of the incentive allocated
to RSUs, while performance above the Target may increase the payout on PSUs up to 200% of the Target payout level, thereby providing an
approximate overall limitation on the LTIP benefits of 150% of Target payout. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">When performance
based grants of restricted stock are utilized, the Compensation Committee identifies the specific components of the Company&apos;s financial
performance to be used in determining the grants. The components are weighted to emphasize the current strategic focus of the Company.
The Compensation Committee sets Threshold, Target and Maximum performance levels for each component which if satisfied will entitle the
participant to 50%, 100% and 200%, respectively, of the participant&apos;s targeted benefit attributable to that component. The Company&apos;s
performance at the Threshold level for a component entitles the participant to 50% of the Participant&apos;s target benefit times the
weighting factor for such component. The Company&apos;s performance at the Target level for a component entitles the participant to 100%
of the Participant&apos;s target benefit times the weighting factor for such component. The Company&apos;s performance at the Maximum
level entitles the participant to 200% of the Participant&apos;s target benefit times the weighting factor for such component. Performance
in excess of the Maximum does not entitle the participant to a benefit in excess of the maximum target benefit times the weighting of
that component. If the performance with respect to any component is in excess of the Threshold and less than the Maximum, then the participant&apos;s
entitlement is a prorated percentage computed based upon the Company&apos;s actual performance in proportion to the closest performance
level for that component.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; font-style:italic; ">2022
Performance Period Grant</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The equity
incentive granted for the 2022 Performance Period (three-year period 2020-2022) consists of 50% RSUs and 50% PSUs. The RSUs granted for
the 2022 Performance Period are time vested in approximately equal installments on the first, second and third anniversary of the grant
date. For the 2022 Performance Period, the PSUs were granted to the equity incentive plan participants in February 2020 and will be payable
in early 2023 after certification of the results of the 2022 Performance Period by the Compensation Committee or, in the case of Mr. Makris,
the Board. In February 2020, the Compensation Committee established the performance criteria and the target payout for the
PSUs, under the LTIP, including the participating named executive officers. The table below sets forth certain details for the equity
incentive for the participating named executive officers in the 2022 Performance Period:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="border-bottom: Black 1pt solid; width: 52%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Executive Name
        &amp; Title</p> </td>
    <td style="padding-bottom: 1pt; width: 2%">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Targeted </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Equity </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Incentive
        </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">(% of Salary)*</p>
        </td>
    <td style="padding-bottom: 1pt; width: 2%">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Targeted </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Equity </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Incentive
        </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="padding-bottom: 1pt; width: 2%">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">RSU </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Allocation
        </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="padding-bottom: 1pt; width: 2%">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">PSU </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Allocation
        </p>
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
        </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr., CEO</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">170%</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">$1,443,300</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">$721,650</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">$721,650</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman,
        CFO</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">75%</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">412,500</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">206,250</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">206,250</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S. Reddin,
        EVP</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">60%</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">240,000</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,000</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,000</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton, EVP</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">60%</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">198,000</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">99,000</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">99,000</p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stephen C. Massanelli,
        EVP</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">60%</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">198,000</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">99,000</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">99,000</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">____________________</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">* The percentage
set forth in this table reflects the targeted equity incentive as a percentage of the annual salary level of the NEO on January 1, 2020.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">26</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For grants
made to each of the named executive officers for the 2022 Performance Period, the Compensation Committee established two PSU financial
performance criteria: core diluted earnings per share and total shareholder return (&#x201C;TSR&#x201D;) ranking. The weighting of each
criterion for each of the named executive officers is as follows:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Criterion</font></p>
        </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Weighting</font></p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core Diluted
        Earnings per Share</p> </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">70%</p> </td>
        </tr>
  <tr class="odd" style=" ">
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">TSR Ranking</p>
        </td>
    <td style="width:50%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">30%</p> </td>
        </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The core diluted
earnings per share performance levels are set for the third year of the 2022 Performance Period based upon the Company&#x2019;s performance
for 2019 and budget for 2020. The core diluted earnings per share target was set at $2.88. The threshold level was set at $2.74, and the
maximum was set at $3.02. If the core diluted earnings per share is below the threshold, there will be no core diluted earnings per share
entitlement.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The TSR ranking
criterion compares the TSR for the Company during the 2022 Performance Period with the TSR for each of the other financial institutions
contained in the KBW Regional Banking Index (&#x201C;Index&#x201D;) during the same period. The TSR for the Company and each of the other
financial institutions in the Index are calculated using the first twenty and the last twenty trading days during the 2022 Performance
Period. For the TSR ranking criterion, if the Company&#x2019;s TSR ranks at the 50<sup>th</sup> percentile of the financial institutions
contained in the Index, target performance for the criterion will be achieved. If the Company&#x2019;s TSR ranks at the 25<sup>th</sup>
percentile of the financial institutions contained in the Index, threshold performance for the criterion will be achieved. If the Company&#x2019;s
TSR ranks at or above the 75<sup>th</sup> percentile of the financial institutions contained in the Index, maximum performance for the
criterion will be achieved. If the Company&#x2019;s TSR is below the 25<sup>th</sup> percentile of financial institutions contained in
the Index, there will be no TSR entitlement. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The PSU payout
percentage will be the sum of (1) the payout percentage for the core diluted earnings per share entitlement multiplied by .70 and (2)
the payout percentage for the TSR entitlement multiplied by .30; provided that in no event may the PSU payout percentage exceed 200% of
the target. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">2022
Performance Period Performance Criteria</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="border-bottom: Black 1pt solid; width: 40%; vertical-align: top"><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><B>Criterion</B></p>
        </td>
    <td style="padding-bottom: 1pt; width: 5%"><B>&nbsp;</B></td>
    <td style="border-bottom: Black 1pt solid; width: 15%; vertical-align: top"><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><B>Threshold
        (50%)</B></p> </td>
    <td style="padding-bottom: 1pt; width: 5%"><B>&nbsp;</B></td>
    <td style="border-bottom: Black 1pt solid; width: 15%; vertical-align: top"><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><B>Target
        (100%)</B></p>
        </td>
    <td style="padding-bottom: 1pt; width: 5%"><B>&nbsp;</B></td>
    <td style="border-bottom: Black 1pt solid; width: 15%; vertical-align: top"><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><B>Maximum
        (200%)</B></p>
        </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Core diluted
        earnings per share</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$2.74</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$2.88</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">$3.02</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">TSR Ranking</p>
        </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">25<FONT STYLE="font-size: 7.5"><SUP>th
        </SUP></FONT>Percentile</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">50<FONT STYLE="font-size: 7.5"><SUP>th
        </SUP></FONT>Percentile</p> </td>
    <td>&nbsp;</td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">75<FONT STYLE="font-size: 7.5"><SUP>th
        </SUP></FONT>Percesntile</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In addition,
the Compensation Committee periodically utilizes time-vested restricted stock grants in the form of RSAs or RSUs in connection with hiring
or promoting executives within the Company and as equity incentives for senior officers below the executive level. During 2020, 260 Company
associates received time vested restricted stock unit grants.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Please refer
to the section below, &quot;Other Guidelines and Procedures Affecting Executive Compensation&quot; for additional information regarding
the Company&apos;s practices when granting stock options and restricted stock units.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">4.
Benefits</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">A. <font style="text-decoration:underline #000000; ">Profit
Sharing and Employee Stock Ownership Plan</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
previously offered a combination profit sharing and employee stock ownership plan. This plan was open to substantially all of the employees
of the Company including the named executive officers. The plan and the contributions to the plan were designed to provide for retirement
benefits to employees and allow the employees of the Company to participate in the ownership of stock in the Company. During 2016, the
Company terminated this plan and merged it into the Company&#x2019;s 401(k) plan.</p>



<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">27</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">B. <font style="text-decoration:underline #000000; ">401(k)
Plan</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
offers a qualified 401(k) Plan in which it makes matching contributions to encourage employees to save money for their retirement. Additionally,
the Company may make profit-sharing contributions to the plan which are allocated among participants based upon plan compensation without
regard to participant contributions. This plan, and the contributions to it, enhance the range of benefits offered to executives and enhance
the Company&apos;s ability to attract and retain employees. Under the terms of the 401(k) Plan, employees may defer a portion of their
eligible pay, up to the maximum allowed by I.R.S. regulation, and the Company matches 100% of the first 3% of eligible compensation and
50% of the next 2% of eligible compensation for a total match of 4% of eligible pay for each participant who defers 5% or more of his
or her eligible pay. Additionally, for 2020, the Compensation Committee approved a discretionary contribution of 1.75% of aggregate associate
compensation into the 401(k) plan based upon the Company satisfying certain internal financial performance criteria, which were made in
the first quarter of 2020. Account balances under the 401(k) Plan are fully vested at all times.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">C. <font style="text-decoration:underline #000000; ">Perquisites
and Other Benefits</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Historically,
perquisites and other benefits have represented a small part of the overall compensation package and are offered only after consideration
of business need. The Compensation Committee annually reviews the perquisites and other personal benefits that are provided to senior
management. The primary perquisites were automobile allowances, cell phone reimbursements or stipends, club memberships and certain relocation
and moving expenses. Beginning in 2016, the Company, rather than administering separate perquisite programs for numerous officers within
the Company, generally provides a cash stipend to executive officers to cover the costs of such items that the officer needs to perform
his or her duties. The stipends are taxable income to the officers and are generally uniform in amount for officers with similar duties
and responsibilities. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In addition,
the Company has purchased bank owned life insurance on the lives of the named executive officers and has entered into split dollar life
insurance agreements with each of the named executive officers that provide a defined, lump sum life insurance benefit upon the death
of the officer to such officer&#x2019;s designated beneficiary or estate. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">D. <font style="text-decoration:underline #000000; ">Post-Termination
Compensation</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Deferred
Compensation Arrangements</font> In 2020, the Company maintained certain non-qualified deferred compensation arrangements designed to
provide supplemental retirement pay from the Company to certain of the executive officers. Four of the named executive officers had such
agreements with the Company. The Deferred Compensation Agreements for Messrs. Makris, Fehlman, and Reddin, and Ms. Compton, are non-qualified
defined benefit type plans. The Company bears the entire cost of benefits under these plans. The Company provides these retirement benefits
in order to attract and retain executives. The amounts payable to the participants under these plans are determined by each plan&apos;s
benefit formula, which is described in the section below &quot;Pension Benefits Table.&quot; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Additionally,
in 2017, the Company adopted the Simmons First National Corporation Deferred Compensation Plan (&#x201C;NQDC Plan&#x201D;). The NQDC Plan
is as a non-qualified deferred compensation plan in the form of an excess contribution plan primarily open to executive officers and other
highly compensated individuals whose compensation exceeds the annual tax code limit on compensation that can be taken into account for
purposes of contributions to the Company&#x2019;s 401(k) Plan. Under the NQDC Plan, participants may make contributions of up to 90% of
Plan Compensation on a nonqualified basis. The Company&#x2019;s matching contribution under the plan is limited to 4% of Excess Compensation,
provided the executive officer has elected a deferral rate on Excess Compensation of at least 5% for the year. &#x201C;Plan Compensation&#x201D;
includes base salary, bonus, commissions and cash incentive pay; and &#x201C;Excess Compensation&#x201D; is the amount of Plan Compensation
that exceeds the compensation limits under the federal tax laws applicable to qualified retirement plans.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The NQDC Plan
provides for discretionary non-elective Company contributions to the accounts of the participants, as well. Benefits under the NQDC Plan
are fully vested at all times and are payable only upon separation from service according to the 409A compliant distribution election
made by the executive officer upon election to participate in the plan. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Changes
in Control.</font> The Company has entered into Change in Control Agreements (&quot;CIC Agreements&quot;) with members of senior management
of the Company and its subsidiaries, including each of the named executive officers. The Company entered into the CIC Agreements because
the banking industry has been consolidating for a number of years, and it does not want its executives distracted by a rumored or actual
change in control. Further, if a change in control should occur, the Company wants its executives to be focused on the business of the
organization and the interests of shareholders. In addition, it is important that the executives can react neutrally to a potential change
in control and not be influenced by personal financial concerns. The Company believes the CIC Agreements are consistent with market practice
and assist the Company in retaining its executive talent. The level of benefits for the named executive officers ranges from two to three
times certain elements of their compensation which the Compensation Committee believes is competitive with the banking industry as a whole
and specifically with the designated peer group. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Upon a change
in control, followed by a termination of the executive&apos;s employment by the Company without &quot;Cause&quot; or by the executive
after a &quot;Trigger Event&quot; within a specified time, the CIC Agreements require the Company to pay or provide the following to the
executive:</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">28</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0"></td><td style="width: 0.25in; text-align: left"><p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">&#x2022;</P></td><td style="text-align: justify">a lump sum payment equal to two or three times the sum of the executive&apos;s base salary
                                                                           (the highest amount in effect anytime during the twelve months preceding the executive&apos;s termination date) and the
                                                                           executive&apos;s incentive compensation (calculated as the higher of the target CIP for the year of termination or the
                                                                           average of the executive&apos;s last two years of actual CIP awards); and</td>
</tr></table>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><tr style="vertical-align: top; text-align: justify">
<TD STYLE="text-align: left; width: 0; vertical-align: top"></td><TD STYLE="vertical-align: top; width: 0.25in; text-align: left"><p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt">&#x2022;</P></td><TD STYLE="vertical-align: top; text-align: justify">only in the case of Mr. Fehlman, up to three years of additional coverage under the
                                                                           Company&apos;s health, dental, life and long-term disability plans, as well as a payment to reimburse the executive for any
                                                                           excise taxes on severance benefits that are considered excess parachute payments under Sections 280G and 4999 of the Internal
                                                                           Revenue Code plus income and employment taxes on such tax gross up as well as interest and penalties imposed by the IRS.</td>
</tr></table>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In addition,
upon a change in control, all outstanding stock options vest immediately and all restrictions on restricted stock lapse. Restricted stock
units vest if the employee is terminated within one year of the change in control. In the case of PSUs if the change in control occurs
after the first nine months of the applicable performance period then the PSU will vest and be payable at the target benefit level, with
the remaining portion of the PSU terminated. Also, any CIP benefits become payable at the target benefit level and are pro-rated for the
period elapsed. Further, upon a change in control, the requirement under the deferred compensation agreements for Messrs. Makris, Fehlman,
and Reddin, and Ms. Compton, that the participant remain employed until retirement age (age 60 for Ms. Compton and Messrs. Fehlman and
Reddin, and age 65 for Mr. Makris) is void, and the benefit is immediately vested. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
believes that CIC Agreements should encourage retention of the executives during the negotiation and following a change in control transaction,
compensate executives who are displaced by a change in control and not serve as an incentive to increase an executive&apos;s personal
wealth. Therefore, the CIC Agreements require that there be both a change in control and an involuntary termination without &quot;Cause&quot;
or a voluntary termination within six months after a &quot;Trigger Event&quot; which is often referred to as a &quot;double-trigger.&quot;
The double-trigger ensures that the Company will become obligated to make payments under the CIC Agreements only if the executive is actually
or constructively discharged as a result of the change in control.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">After a prior
review of the existing CIC Agreements, the Company adopted a policy not to approve any new CIC Agreements containing a single trigger
or a tax gross-up feature or any amendments to existing CIC Agreements to implement a single trigger or tax gross-up feature. The Compensation
Committee reviews the general elements and salary structure of the Company&apos;s compensation plan (including its change in control arrangements)
annually and makes adjustments to ensure that it is consistent with its compensation philosophies, Company and personal performance, current
market practices, assigned duties and responsibilities and inflation.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Other
Guidelines and Procedures Affecting Executive Compensation</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Stock-Based
Compensation Procedures Regarding Compensation Committee and Board Approval.</font> The Compensation Committee approves all grants of
stock-based compensation, except that any proposed stock-based compensation to the CEO is originated and recommended by the Compensation
Committee and then submitted to the Board for approval. Grants to the CEO may or may not occur simultaneously with grants to other executives.
Prospective grants of stock-based compensation to other executives are proposed to the Compensation Committee by the CEO. The committee
considers, modifies, if necessary, and acts upon the proposed grants. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Stock-Based
Compensation Procedures Regarding Timing and Pricing of Awards.</font> The Company&apos;s policy is to make grants of stock options only
at current market prices. Historically, the exercise price of stock options was set at the closing stock price on the day prior to the
date of grant. However, options granted under the 2015 Incentive Plan will have the exercise price set at the closing stock price on the
date of the grant. The Company does not grant &quot;in-the-money&quot; options or options with exercise prices below market
value at the time of the grant. The Company&apos;s general policy is to consider equity grants at scheduled meetings of the Compensation
Committee, and such grants are either effective on the approval date or a specified future date. After the adoption of performance based
grants, based upon the Company&apos;s results for the prior year, the Committee has approved such grants in January or February pursuant
to authority delegated to it by the Board. The Company may make grants at other times throughout the year, upon due approval of the Compensation
Committee or the Board, in connection with grants to the CEO or to other executives in non-routine situations, such as the hiring, promotion
or retention of an executive officer or in connection with an acquisition transaction. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
attempts to schedule grants of equity awards at times when the market is not influenced by scheduled releases of information. The Company
does not time or plan the release of material, non-public information for the purpose of affecting the value of executive compensation.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Role
of Executive Officers in Determining Executive Compensation.</font> The Compensation Committee oversees the administration of executive
compensation plans, including the design, performance measures and award opportunities for the executive incentive programs, and certain
employee benefits, subject to final action by the Board in certain cases. The Board, upon approval and recommendation from the Compensation
Committee, determines and approves all compensation and awards to the CEO. The Compensation Committee
determines and approves all compensation and awards to the other executives. The committee reviews the performance and compensation of
the CEO. The CEO, with the assistance of the associates in the Company&apos;s Human Resources Department, reviews the performance and
compensation of the other executive officers, including the other named executive officers, and reports any significant issues or deficiencies
to the committee. The Human Resources Department regularly reviews the unified compensation classification program of the Company which
sets the compensation of all employees of the Company and its affiliates. The Company&apos;s executive compensation decisions are based
in part on peer data provided by the compensation consultant. Executive officers generally do not otherwise determine or make recommendations
on the amount or form of executive compensation. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">29</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "><FONT STYLE="text-decoration: underline; color: #000000">Adjustments
to Incentive Compensation as a Result of Financial Inaccuracies.</FONT> The Compensation Committee&apos;s policy is to recover
improper amounts related to past awards in the event material inaccuracies are found in the Company&apos;s financial results.
Under the clawback provisions in the cash and equity incentive plans, the committee will seek recovery of any sums improperly
paid as a bonus or incentive payments made to an executive on the basis of having met or exceeded performance targets during a
period in which material inaccuracies of financial results are discovered.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Share
Ownership Guidelines.</font> The Company encourages directors and executive officers to be shareholders. The Company believes that share
ownership by directors and executives is a contributing factor to enhanced long-term corporate performance. Although the directors
(with the exception of Ms. Stackhouse, who joined the Company&#x2019;s board of directors in March 2021) and named executive officers
already have an equity stake in the Company (as reflected in the beneficial ownership information contained in this Proxy Statement),
the Company has adopted share ownership policies for directors and certain officers. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Members of
the Company&#x2019;s board of directors are required to own shares of the Company&#x2019;s common stock with a value equal to at least
three (3) times the annual retainer paid to the director for service on the board, and directors are generally given five (5) years to
comply with the stock ownership requirement. Directors are not required to purchase shares to reach this guideline but are restricted
from liquidating shares received as stock options or restricted stock until the ownership guideline is satisfied. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Officers designated
as executive vice president or above are subject to minimum stock ownership requirements. The minimum stock ownership requirement for
the Chief Executive Officer is the number of shares which when multiplied by the market price of the stock equals five (5) times his or
her base salary, while the requirement for all other covered officers is the number of shares which when multiplied by the market price
of the stock equals three (3) times his or her base salary. Compliance will be tested annually based upon the officer&#x2019;s salary
as of January 1 of such year and the average closing price of the Company&#x2019;s common stock during December of the preceding year.
Officers will be given five (5) years to comply with the stock ownership requirement, after which time, if they are in noncompliance,
they will be restricted (with limited exceptions) from liquidating shares until the ownership guidelines are satisfied. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Tax
Considerations</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
regularly analyzes the tax effects of various forms of compensation and the potential for excise taxes to be imposed on the executive
officers which might have the effect of frustrating the Company&#x2019;s compensation objectives. The following provisions of the Code
have been considered. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Section
162(m)</font> Section 162(m) of the Code, as amended, provides that compensation in excess of $1 million paid for any year to a corporation&apos;s
chief executive officer and the four other highest paid executive officers at the end of such year will not be deductible for federal
income tax purposes. The Compensation Committee currently believes, however, that it is generally in the Company&#x2019;s best interest
for the Compensation Committee to retain flexibility to develop appropriate compensation programs and establish appropriate compensation
levels. As a result, the Compensation Committee awards compensation that is not fully deductible under Section 162(m) when it believes
it is in the best interest of the Company to do so, as it has done in recent years with respect to the named executive officers&#x2019;
compensation. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Sections
280G and 4999.</font> The Company provides the named executive officers with change in control agreements. One of the change in control
agreements provides for tax protection in the form of a gross up payment to reimburse the executive for any excise tax under Code Section
4999 as well as any additional income and employment taxes resulting from such reimbursement. Code Section 4999 imposes a 20% non-deductible
excise tax on the recipient of an &quot;excess parachute payment&quot; and Code Section 280G disallows the tax deduction to the payor
of any amount of an excess parachute payment that is contingent on a change in control. A payment as a result of a change in control must
exceed three times the executive&apos;s base amount in order to be considered an excess parachute payment, and then the excise tax is
imposed on the parachute payments that exceed the executive&apos;s base amount. The intent of the tax gross-up is to provide a
benefit without a tax penalty to the executive who is displaced in the event of a change in control. The Company believes the provision
of tax protection for excess parachute payments for one of its executive officers is consistent with the historic market practice within
the banking industry, is a valuable incentive
in retaining executives and is consistent with the objectives of the Company&apos;s overall executive compensation program (as previously
discussed, though, the Company no longer provides for &#x201C;gross-up&#x201D; payments in new change in control agreements).</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">30</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "><B>Summary</B></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In summary,
the Company believes this mix of salary, formula based cash incentives for short-term performance and the equity-based compensation
for long-term performance motivates the Company&apos;s management team to produce strong returns for shareholders. Further, in the view
of the Compensation Committee, the overall compensation program appropriately balances the interests and needs of the Company in operating
its business with appropriate employee rewards based on enhancing shareholder value. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Compensation
Committee Report</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee reviewed and discussed the Compensation Discussion and Analysis included in this Proxy Statement with management. Based on such
review and discussion, the Compensation Committee recommended to the Board that the Compensation Discussion and Analysis be included in
this Proxy Statement for filing with the U.S. Securities and Exchange Commission. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Submitted by
the Compensation Committee of the Board of Directors. </p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; ">
  <tr class="odd" style=" ">
    <td style="width:29%; vertical-align:top; ">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">Jay
        D. Burchfield, Chairman</font></p> </td>
    <TD STYLE="text-align: center; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">Steven
        A. Coss&#xE9;</font></p> </td>
    <TD STYLE="text-align: center; width: 24%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">Jerry
        Hunter</font></p> </td>
    <TD STYLE="text-align: center; width: 22%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="text-align: center; width: 29%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#xA0;</p> </td>
    <TD STYLE="text-align: center; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; width: 24%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; width: 22%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td> </tr>
  <tr class="odd" style=" ">
    <TD STYLE="text-align: center; width: 29%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">Susan
        Lanigan</font></p> </td>
    <TD STYLE="text-align: center; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">W.
        Scott McGeorge</font></p> </td>
    <TD STYLE="text-align: center; width: 24%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">Robert
        L. Shoptaw</font></p> </td>
    <TD STYLE="text-align: center; width: 22%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><font style="font-style:italic; ">Mindy
        West</font></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">RELATIONSHIP
OF COMPENSATION POLICIES AND PRACTICES TO RISK MANAGEMENT</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
intends that total compensation and each of its components, including base salary, bonus, incentive compensation (if applicable), retirement
and other benefits should be market competitive and consistent with the Company&apos;s performance goals. The Company seeks to attract,
retain, develop and reward high performing associates who are committed to the Company&apos;s success. Base salaries are set based upon
the job classification and incentive compensation (if applicable) is based on Company and individual performance.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
has not identified any compensation practice or policy that presents risks that are reasonably likely to have a material adverse effect
on the Company. The Company strives to ensure that its compensation programs do not create inappropriate risks for the Company. As a part
of its general review of the Company&apos;s compensation programs, the Compensation Committee: </p>

<P STYLE="margin-left: 20pt; font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">Reviews with
management the Company&apos;s employee compensation plans to take all reasonable steps to identify and limit any unnecessary risks that
these plans pose to the Company; </p>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-left: 20pt; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">Reviews with
management the compensation plans for the named executive officers and makes all reasonable efforts to ensure that these plans do not
encourage the named executive officers to take unnecessary and excessive risks; and</p>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-left: 20pt; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">Reviews the
Company&apos;s compensation programs to identify and revise any features in the compensation programs that would encourage the misstatement
or manipulation of the Company&apos;s financial information or reported earnings to enhance employee compensation.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The reviews
include consideration of risks in all compensation programs and factors designed to mitigate risks in such programs. The Company has implemented
&quot;clawback&quot; provisions in its incentive compensation programs, requiring any of the participants to repay any bonus or incentive
compensation that was based upon statements of earnings, revenues, gains or other criteria that are later found to be materially inaccurate.
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">SUMMARY
OF COMPENSATION AND OTHER PAYMENTS TO THE NAMED EXECUTIVE OFFICERS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Overview</font>
The following sections provide a summary of cash and certain other amounts paid for the year ended December 31, 2020, to the named executive
officers. Except where noted, the information in the Summary Compensation Table generally pertains to compensation to the named executive
officers for the year ended December 31, 2020. The compensation disclosed below is presented in accordance with SEC regulations. According
to those regulations, the Company is required in some cases to include: </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">amounts
paid in previous years; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">amounts
that may be paid in future years, including amounts that will be paid only upon the occurrence of certain events, such as a change in
control of the Company; </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">31</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">amounts
paid to the named executive officers which might not be considered &quot;compensation&quot; (for example, distributions of deferred compensation
earned in prior years, and at-market earnings, dividends or interest on such amounts); </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">an
assumed value for share-based compensation equal to the fair value of the grant as presumed under accounting regulations, even
though such value presumes the option will not be forfeited or exercised before the end of its 10-year life, and even though the
actual realization of cash from the award depends on whether the stock price appreciates above its price on the date of grant, whether
the executive will continue his employment with the Company and when the executive chooses to exercise the option; and</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">the
increase in present value of future pension payments, even though such increase is not cash compensation paid this year and even though
the actual pension benefits will depend upon a number of factors, including when the executive retires, his compensation at retirement
and in some cases the number of years the executive lives following his retirement. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Therefore,
you are encouraged to read the following tables closely. The narratives preceding the tables and the footnotes accompanying each table
are important parts of each table. Also, you are encouraged to read this section in conjunction with the discussion above at &quot;Compensation
Discussion and Analysis.&quot; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">2020
SUMMARY COMPENSATION TABLE</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The
following table provides information concerning the compensation of the named executive officers for 2020, the
most recently completed fiscal year, and in the cases of Messrs. Makris, Fehlman, and Massanelli, 2019 and 2018. The column &quot;Salary&quot; discloses the amount of base salary paid to the named
executive officer for each year. The column &quot;Bonus&quot; discloses cash amounts paid to named executive officers as
discretionary bonuses (and, for 2020, the CIP bonus awards paid in the discretion of the Compensation Committee). In the columns &quot;Stock Awards&quot; and &quot;Option Awards,&quot; SEC regulations require the
disclosure of the award of stock or options at the grant date fair value measured in dollars and calculated in accordance
with Accounting Standards Codification Topic 718, Compensation &#x2013; Stock Compensation (&quot;Topic 718&quot;). For
restricted stock and PSUs, the Topic 718 fair value per share is based on the closing price of the stock on the date of
grant. For stock options, the Topic 718 fair value per share is based on certain assumptions which are explained in footnote
15 to the Company&apos;s financial statements which are included in the annual report on Form 10-K filed with the U.S.
Securities and Exchange Commission on February 25, 2021. The amounts shown in the Summary Compensation Table include the fair
value of the option grants, RSU grants and PSU grants in the year of grant, without regard to any deferred vesting. Please
also refer to the second table in this Proxy Statement, &quot;Grants of Plan-Based Awards.&quot; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">RSAs may vest
on a single date or may vest on multiple dates over an extended period after the date of grant. RSAs are conditioned on the participant&apos;s
continued employment with the Company, and may also have additional restrictions, including performance conditions. Restricted stock allows
the participant to vote and receive dividends prior to vesting. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">RSUs are a
contingent right to receive shares of the Company&#x2019;s stock upon satisfaction of certain vesting criteria. RSUs may vest on a single
date or may vest on multiple dates over an extended period after the date of grant. RSUs are conditioned on the participant&apos;s continued
employment with the Company and may also have additional restrictions, including performance conditions. RSUs do not allow the participant
to vote or receive dividends prior to vesting. While no dividends are paid on the shares underlying the RSUs, the RSU program may provide
for a cash bonus after vesting in an amount equal to the dividends which would have been earned on the shares during the period from grant
until issuance.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">PSUs represent
the right to receive a share of stock upon the Company&#x2019;s satisfaction of certain specified performance criteria. The performance
period for the PSUs is generally three years but may be shorter. The PSUs typically vest at the end of the performance period following
certification by the Compensation Committee at which time the shares earned under the PSU, if any, are paid to the participant. PSUs are
conditioned on the participant&apos;s continued employment with the Company and satisfaction of specified performance criteria but may
have additional restrictions. PSUs do not allow the participant to vote the underlying shares. While no dividends are paid on the shares
underlying the PSUs, the PSU program may provide for a cash bonus after vesting in an amount equal to the dividends which would have been
earned on the shares during the performance period.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The
column &quot;Non-Equity Incentive Plan Compensation&quot; discloses the dollar value of all earnings for services performed
during the fiscal year pursuant to awards under non-equity incentive plans, including the CIP (except as otherwise indicated). Whether an award is included
with respect to any particular fiscal year depends on whether the relevant performance measure was satisfied during the
fiscal year. For example, the CIP awards are annual awards and the payments under those awards are made based upon the
achievement of financial results measured as of December 31 of each fiscal year; accordingly, the amount reported for CIP
corresponds to the fiscal year for which the award was earned even though such payment was made after the end of such fiscal
year. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The column
&quot;Change in Pension Value and Nonqualified Deferred Compensation Earnings,&quot; discloses the sum of the dollar value of (1) the
aggregate change in the actuarial present value of the named executive officer&#x2019;s accumulated benefit under all defined benefit and actuarial
pension plans (including supplemental plans) in effect during the indicated years; and (2) any above-market or preferential earnings
on nonqualified deferred compensation, including on nonqualified defined contribution plans. The annual increase in the present value
of the benefits for the named executive officers under their deferred compensation plans is disclosed in this column.</p>

<div>

<div style="width:100%; clear:both;">




<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">32</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; ">The column &quot;All
Other Compensation&quot; discloses the sum of the dollar value of:</p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">perquisites
and other personal benefits, or property, unless the aggregate amount of such compensation is less than $10,000; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">all
&quot;gross-ups&quot; or other amounts reimbursed during the fiscal year for the payment of taxes; </p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:18pt; margin-top:-12pt; margin-bottom:0pt; ">amounts
paid or which became due related to termination, severance or a change in control, if any; </p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">the
contributions to vested and unvested defined contribution plans; and </p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-12pt; margin-bottom:0pt; ">any
life insurance premiums paid during the year for the benefit of a named executive officer. </p>


<div style="width:100%; clear:both;">




<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">33</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div>


<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 6pt; margin-bottom: 0pt"><font style="font-weight:bold; ">SUMMARY
COMPENSATION TABLE</font></p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Name </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">and </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Principal </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Position</p>
        </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Year</p> </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Salary </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Bonus [a] </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stock </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Awards </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($) [b]</p>
        </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Option </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Awards </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($) [b]</p>
        </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Non- </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Equity </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Incentive </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Plan </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Compen- </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">sation ($)</p>
        </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Change in </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Pension </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Value and </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Nonqualified</p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Deferred </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Compensation
        </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Earnings </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">All </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Other </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Compen- </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">sation </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($) [c]</p>
        </td>
    <td style="border-bottom: Black 1pt solid; width: 2%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="border-bottom: Black 1pt solid; width: 6%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">($)</p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">George A. Makris,
        Jr.,</p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2020</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">849,001</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">514,583</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">1,298,779</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">608,717</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">125,132</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">3,396,212</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Chairman &amp;
        CEO</p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2019</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">789,251</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">37,929</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">2,252,535</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">1,208,900</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">517,690</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">146,712</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">4,953,017</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2018</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">745,000</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">35,944</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">2,337,741</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">828,000</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">518,685</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">120,220</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">4,585,590</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even">
    <td style="white-space: nowrap; text-align: left; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td></tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Robert A. Fehlman,</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2020</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">550,000</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">246,964</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">386,435</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">462,542</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">85,991</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">1,731,932</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">SEVP, CFO, COO,</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2019</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">465,000</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">13,158</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">909,003</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">482,775</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">276,244</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">88,685</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">2,234,865</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&amp; Treasurer</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2018</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">392,500</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">45,427</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">293,863</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">301,876</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">273,113</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">77,448</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">1,384,227</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd">
    <td style="white-space: nowrap; text-align: left; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td></tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Matthew S. Reddin,</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2020</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">400,000</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">119,534</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">224,824</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">118,531</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">44,441</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">907,330</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">EVP, Chief Banking</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Officer</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even">
    <td style="white-space: nowrap; text-align: left; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td>
    <td style="text-align: right; vertical-align: top">&nbsp;</td>
    <td style="vertical-align: top">&nbsp;</td></tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Jennifer B.
        Compton,</p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2020</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">330,001</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">99,534</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">185,502</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">113,945</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">47,817</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">776,799</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">EVP, Chief People
        &amp;</p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
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    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Strategy Officer</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
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        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd">
    <td style="white-space: nowrap; text-align: left; vertical-align: top">&nbsp;&nbsp;</td>
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    <td style="text-align: right; vertical-align: top">&nbsp;</td>
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    <td style="vertical-align: top">&nbsp;</td></tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Stephen C. Massanelli,</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2020</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">330,001</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">99,789</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">185,502</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">53,725</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">669,016</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">EVP, Chief</p>
        </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2019</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">314,501</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">7,005</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">434,951</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">242,565</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">60,520</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">1,059,542</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; text-align: left; width: 28%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Administrative
        Officer</p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:4%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">2018</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">304,500</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">6,758</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">161,613</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">155,250</p>
        </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">42,903</p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 4%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">671,024</p>
        </td>
    <td style="width:100%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">___________________</p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="width: 5%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify">[a] </p> </td>
    <td style="width: 95%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify">This category
        reflects the payment of a cash bonus in an amount equal to dividend equivalents on vested PSUs for 2020, 2019, and 2018, and other cash
        bonuses. For 2020, this category also reflects the CIP bonus awards paid in the discretion of the Compensation Committee, as discussed
        under the caption &#x201C;Compensation Discussion and Analysis.&#x201D;</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify">[b] </p> </td>
    <td style="vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify">The award of
        stock or options is disclosed at the grant date fair value measured in dollars and calculated in accordance with Accounting Standards
        Codification Topic 718, Compensation &#x2013; Stock Compensation (&quot;Topic 718&quot;). For RSUs and PSUs, the Topic 718 fair value
        per share is based on the closing price of the stock on the date of grant. For stock options, the Topic 718 fair value per share is based
        on certain assumptions which are explained in footnote 15 to the Company&apos;s financial statements which are included in the annual
        report on Form 10-K. PSUs are shown using their target payout. Assuming the highest level of performance is achieved under the applicable
        performance conditions for PSUs, the maximum possible value of the total stock awards reported in the &#x201C;Stock Awards&#x201D; column
        for Makris, Fehlman, Reddin, Compton, and Massanelli would be $1,948,169, $579,652, $337,236, $278,253, and $278,253, respectively.</p>
        </td> </tr>
  </table> </div>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:-1pt; margin-bottom:0pt; ">[c] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:-1pt; margin-bottom:0pt; ">This category
        includes perquisites and other benefits for 2020:</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="padding-bottom: 1pt; white-space: nowrap; width: 8%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="padding-bottom: 1pt; width: 7%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; width: 5%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">401 (k) Plan</p>
        </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 3%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 7%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; text-align: left; width: 5%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Executive </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Exp. Stipend</p>
        </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 3%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 7%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; text-align: left; width: 5%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">NQDC Plan</p>
        </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 3%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 7%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; text-align: left; width: 5%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Insurance </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Premiums</p>
        </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 3%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 7%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; text-align: left; width: 5%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Dividends on
        </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Unvested </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Restricted Shares</p>
        </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 3%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td style="padding-bottom: 1pt; text-align: left; width: 7%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; text-align: left; width: 8%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Plan </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Total </p>
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Other </p>
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Compensation</p>
        </td>
    <td style="padding-bottom: 1pt; width: 3%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mr. Makris</p>
        </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">16,388</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">12,000</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">86,748</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">9,996</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 5%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">125,132</p>
        </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mr. Fehlman</p>
        </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">16,388</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">12,000</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">44,550</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">13,053</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 5%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">85,991</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mr. Reddin</p>
        </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">16,388</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">12,000</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">13,053</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">3,000</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 5%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">44,441</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Ms. Compton</p>
        </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">16,388</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">12,000</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">16,586</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">2,843</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 5%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">47,817</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="white-space: nowrap; width: 8%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mr. Massanelli</p>
        </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">16,388</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">12,706</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">17,604</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">7,027</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 1%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:7%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <td style="text-align: right; width: 5%; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">53,725</p> </td>
    <td style="width:100%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">34</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 10pt; margin-bottom: 0pt"><font style="font-style:italic; ">2020
GRANTS OF PLAN-BASED AWARDS</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">This table
discloses information concerning each grant of an award made to a named executive officer in 2020. This includes CIP, stock option awards,
restricted stock awards, restricted stock unit awards and performance share unit awards under the Company&#x2019;s equity incentive plans,
which are discussed in greater detail under the caption &quot;Compensation Discussion and Analysis.&quot; The Threshold, Target and Maximum
columns reflect the range of possible payouts under the CIP. In years when granted, in the 6th and 7th columns, the number of shares of
common stock underlying options granted in the fiscal year and corresponding per-share exercise prices are reported. In all cases,
the exercise price was equal to the closing market price of the common stock on the date of grant. Finally, in the 8th column, the aggregate
value computed under the Accounting Standards Codification Topic 718, Compensation &#x2013; Stock Compensation, for all stock and option
awards made in 2020 is reported. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">2020
GRANTS OF PLAN-BASED AWARDS</font></p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

 <TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 1pt solid; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">Name</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">Grant</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; white-space: nowrap; border-top: Black 1pt solid"><FONT STYLE="font-size: 8pt">Estimated
    Future Payouts</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; white-space: nowrap; border-top: Black 1pt solid"><FONT STYLE="font-size: 8pt">Estimated
    Future Payouts</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-top: Black 1pt solid"><FONT STYLE="font-size: 8pt">All</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-top: Black 1pt solid"><FONT STYLE="font-size: 8pt">All </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-top: Black 1pt solid"><FONT STYLE="font-size: 8pt">Exercise</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-top: Black 1pt solid"><FONT STYLE="font-size: 8pt">Grant</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">Date</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Under Non-Equity</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Under Equity Incentive</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Other </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">or Base </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Date</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Incentive Plan Awards</FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Plan Awards: [a]</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Stock </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Option</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Price of</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Fair</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 5%; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 8%"><FONT STYLE="font-size: 8pt">Awards </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 8%"><FONT STYLE="font-size: 8pt">Awards:</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 8%"><FONT STYLE="font-size: 8pt">Option</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; width: 7%"><FONT STYLE="font-size: 8pt">Value</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Number</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Number</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Awards</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">of</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">of</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">of</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">($/Sh) </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Stock</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Threshold</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Target</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Maximum</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Threshold</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Target</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Maximum</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Shares</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Securities</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">and</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">($)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">($)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">($)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;(#)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">(#)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">(#)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">of Stock</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Under-</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Option</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">or Units</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">lying </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Awards </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">(#) </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">Options</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">($)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">(#)</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">George A. Makris, Jr.</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;CIP</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">01-22-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$424,500</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$849,000 </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$1,698,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-27-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">14,544</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">29,088</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">58,176</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$649,390</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-27-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">29,088[b]</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$649,390</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">Robert A. Fehlman</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;CIP</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">01-21-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$206,250</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$412,500 </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;&nbsp;825,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;4,157</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;8,314</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">16,628</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$193,217</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;8,314[c]</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$193,217</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">Matthew S. Reddin</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;CIP</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">01-21-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$100,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$200,000 </FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;&nbsp;400,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;2,419</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;4,837</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;9,674</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$112,412</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;4,837[c]</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$112,412</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">Jennifer B. Compton</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;CIP</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">01-21-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;82,500</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$165,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;&nbsp;330,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;1,996</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;3,991</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;7,982</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;92,751</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;3,991[c]</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;92,751</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">Stephen C. Massanelli</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;CIP</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">01-21-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;82,500</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$165,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$&nbsp;&nbsp;&nbsp;330,000</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;1,996</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;3,991</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;7,982</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$92,751</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 6pt; text-align: left; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;Equity Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">02-26-20</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;3,991[c]</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap"><FONT STYLE="font-size: 8pt">$92,751</FONT></TD></TR>
</TABLE></div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">___________________</p>

<div style="margin-top: 0pt; margin-bottom: 0pt">

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[a] </p> </td>
    <td style="width:92%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">This is a PSU
        award under the SFNC 2015 Incentive Plan. The performance metric applicable to this grant is core earnings per share during 2022 and total
        shareholder return during the three-year performance period (2020-2022) compared to a peer group. The shares earned, if any, will be issued
        promptly after the Compensation Committee certifies the performance results achieved. </p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[b] </p> </td>
    <td style="width:92%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">This RSU award
        vests in three substantially equal annual installments on February 27, 2021, 2022, and 2023</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[c] </p> </td>
    <td style="width:92%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">This RSU award
        vests in three substantially equal annual installments on February 26, 2021, 2022, and 2023.</p> </td> </tr>
  </table> </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">35</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">OPTION
EXERCISES AND STOCK VESTED IN 2020</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table provides information concerning exercises of stock options, stock appreciation rights and similar instruments and vesting of stock,
including restricted stock and similar instruments, which were granted in prior years but were exercised or vested during 2020 for each
of the named executive officers on an aggregated basis. The table reports the number of securities for which options were exercised; the
aggregate dollar value realized upon exercise of options; the number of shares of stock that vested; and the aggregate dollar value realized
upon vesting of stock. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">2020
OPTION EXERCISES AND STOCK VESTED</font></p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<TABLE CELLPADDING="0" STYLE="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td colspan="17" style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">&nbsp;</p></td>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top"><p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</p></td>
    <td colspan="6" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top"><p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">Option Awards</p></td>
    <td colspan="9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; ">Stock Awards
        </p> </td> </tr>
  <tr class="odd" style=" ">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Name</p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Number of Shares
        Acquired on Exercise (#)</p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Value Realized
        on Exercise [a] ($)</p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Number of Shares
        Acquired on Vesting (#)</p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: top">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">Value Realized
        on Vesting [b] ($)</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="width: 40%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.</p> </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 3%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 10%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 3%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; width: 6%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">$</p> </td>
    <TD STYLE="text-align: left; width: 6%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 3%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; width: 10%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">51,478</p> </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 3%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <TD STYLE="text-align: left; width: 9%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">1,244,907</p>
        </td>
    <TD STYLE="width: 1%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">19,603</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;&nbsp;469,242</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S. Reddin</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: center; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;9,879</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;&nbsp;220,439</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;9,083</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;&nbsp;216,683</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stephen C. Massanelli</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">10,060</p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">$</p> </td>
    <TD STYLE="text-align: left; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;&nbsp;241,548</p>
        </td>
    <TD STYLE="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">___________________</p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[a] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The Value Realized
        on Exercise is computed using the difference between the closing market price upon the date of exercise and the option price. </p> </td>
        </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[b] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:9pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The Value Realized
        on Vesting is computed using the closing market price upon the date of vesting. </p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">OUTSTANDING
EQUITY AWARDS AT FISCAL YEAR-END 2020</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table provides information concerning unexercised options and restricted stock (including RSUs and PSUs) that has not vested for each
named executive officer outstanding as of the end of 2020. Each outstanding award is represented by a separate row which indicates the
number of securities underlying the award, including awards that have been transferred other than for value (if any). </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">36</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>
<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">
For option
awards, the table discloses the exercise price and the expiration date. For stock awards, the table provides
the total number of shares of stock that have not vested and the aggregate market value of shares of stock
that have not vested. The market value of stock awards was computed by multiplying the closing market
price of the Company&apos;s stock as of December 31, 2020, $21.59, by the number of shares.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">OUTSTANDING
EQUITY AWARDS AT FISCAL YEAR-END 2020</font></p>

<p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>





<DIV STYLE="margin-bottom: 0pt; width: 100%; clear: both"><FONT STYLE="font-size: 9pt"><TABLE CELLPADDING="0" STYLE="margin: auto; width: 100%; border-spacing: 0">
<TR CLASS="even"></FONT><TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; white-space: nowrap; vertical-align: middle"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; white-space: nowrap; vertical-align: middle"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD COLSPAN="13" STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, serif; vertical-align: middle; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Option
    Awards</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD COLSPAN="16" STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 9pt">Stock
    Awards</FONT></TD>
    </TR>
<tr class="even" style=" ">
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Name</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Number
                                         <BR>
                                         of Securities <BR>
                                         Underlying <BR>
                                         Unexercised <BR>
                                         Options (#)<BR>
                                         Exercisable</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Number
                                         <BR>
                                         of Securities <BR>
                                         Underlying <BR>
                                         Unexercised <BR>
                                         Options (#)<BR>
                                         Unexercisable</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Option
                                         <BR>
                                         Exercise <BR>
                                         Price ($)</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Option
                                         <BR>
                                         Expiration Date</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 6pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Number
                                         of <BR>
                                         Shares or <BR>
                                         Units of <BR>
                                         Stock That <BR>
                                         Have Not <BR>
                                         Vested (#)</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Market
                                         Value <BR>
                                         of Shares or <BR>
                                         Units of <BR>
                                         Stock That <BR>
                                         Have Not <BR>
                                         Vested ($)</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Equity
                                         <BR>
                                         Incentive <BR>
                                         Plan Awards: <BR>
                                         Number of <BR>
                                         Unearned <BR>
                                         Shares or <BR>
                                         Units That <BR>
                                         Nave Not <BR>
                                         Vested (#)</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 0pt; white-space: nowrap; text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Equity<BR>
                                         Incentive <BR>
                                         Plan <BR>
                                         Awards: <BR>
                                         Market or <BR>
                                         Payout <BR>
                                         Value of <BR>
                                         Unearned <BR>
                                         Shares or <BR>
                                         Units That <BR>
                                         Have Not <BR>
                                         Vested ($)</FONT></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; width: 27%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 6%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 6%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 5%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; width: 7%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 8%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 8%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 5%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; width: 1%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; width: 5%; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
    <TR CLASS="even">
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">George A. Makris, Jr.</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;21,420</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">$</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">20.29</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">12-31-24</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD></TR>
<tr class="odd" style=" ">
    <TD STYLE="vertical-align: top"></td>
    <TD STYLE="vertical-align: top"></td>
    <TD STYLE="vertical-align: top"></td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;25,440</FONT></p>
        </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">22.20</FONT></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">03-25-25</FONT></p>
        </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">104,580</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">22.75</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">08-09-25</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;27,290</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">23.51</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">01-19-26</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;5,144[a]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">111,059</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">15,222[b]</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">328,643</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">25,073[c]</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">541,326</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">29,088[d]</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">628,010</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">30,252[e]</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;653,141</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">45,664[f]</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;985,886</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">58,176[g]</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">1,256,020</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Robert
                                         A. Fehlman</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;8,680</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">20.29</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">12-31-24</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;15,270</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">22.20</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">03-25-25</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;42,410</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">22.75</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">08-09-25</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;9,810</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">23.51</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">01-19-26</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;1,716[h]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;37,048</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;5,066[i]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">109,375</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">12,537[j]</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">270,674</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;8,314[k]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">179,499</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">10,088[e]</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;217,800</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">15,198[f]</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;328,125</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">16,628[g]</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;358,999</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Matthew
                                         S. Reddin</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;19,060</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">22.75</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">08-09-25</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;3,580</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">23.51</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">01-19-26</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;4,000[l]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;86,360</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;766[h]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;16,538</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;1,730[m]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;37,351</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;6,269[n]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">135,348</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;4,837[o]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">104,431</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;4,504[e]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;97,241</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;5,190[f]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;112,052</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;9,674[g]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;208,862</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Jennifer
                                         B. Compton</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;6,610</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">24.07</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">09-15-25</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;3,530</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">23.51</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">01-19-26</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;866[h]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;18,697</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;2,114[p]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;45,641</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;6,269[n]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">135,348</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;3,991[q]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;86,166</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;5,088[e]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;109,850</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;6,340[f]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;136,881</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;7,982[g]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;172,331</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">Stephen
                                         C. Massanelli</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;5,000</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">20.29</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">12-31-24</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;24,420</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">22.75</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">08-09-25</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;5,050</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">23.51</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">01-19-26</FONT></p>
        </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;944[h]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;20,381</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;2,291[r]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;49,463</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;6,269[n]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">135,348</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;3,991[q]</FONT></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;86,166</FONT></p>
        </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;5,548[e]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;119,781</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;6,872[f]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;148,366</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;7,982[g]</FONT></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-bottom: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; white-space: nowrap; vertical-align: top"><P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;&nbsp;&nbsp;172,331</FONT></p>
        </td>
     </tr>
  </table>
  <div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">37</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

  <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">___________________</p>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[a]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vested
        on January 18, 2021.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[b]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 7,611 shares and 7,611 shares on February 26, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[c]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 12,536 shares, and 12,537 shares on December 17, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[d]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in three installments (9,696 shares, 9,696 shares, and 9,696 shares) on February 27 in years 2021-2022.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[e]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These PSUs were
        issued under the SFNC 2015 Incentive Plan with a performance period ending on December 31, 2020. The maximum number of shares which may
        vest under the award is shown in the table.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[f]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These PSUs were
        issued under the SFNC 2015 Incentive Plan with a performance period ending on December 31, 2021. The maximum number of shares which may
        vest under the award is shown in the table.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[g]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These PSUs were
        issued under the SFNC 2015 Incentive Plan with a performance period ending on December 31, 2022. The maximum number of shares which may
        vest under the award is shown in the table.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[h]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vested
        on January 18, 2021.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[i]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 2,533 shares and 2,533 shares on February 26, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[j]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 6,268 shares and 6,269 shares on December 16, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:8%; vertical-align:top; ">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[k]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in three installments (2,771 shares, 2,771 shares, and 2,772 shares) on February 26 in years 2021-2023.</p> </td> </tr>

<tr class="even" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[l]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These restricted
        shares vest in two installments of 2,000 shares and 2,000 shares on March 25, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[m]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 865 shares and 865 shares on February 26, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[n]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 3,134 shares and 3,135 shares on December 16, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[o]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in three installments (1,612 shares, 1,612 shares, and 1,613 shares) on February 26 in years 2021-2023.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[p]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 1,057 shares and 1,057 shares on February 26, 2021 and 2022, respectively.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[q]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in three installments (1,330 shares, 1,330 shares, and 1,331 shares) on February 26 in years 2021-2023.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width: 8%; vertical-align: top">
        <p style="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[r]</p> </td>
    <TD STYLE="text-align: justify; width: 92%; vertical-align: top">
        <P STYLE="font: 9pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">These RSUs vest
        in two installments of 1,145 shares and 1,146 shares on February 26, 2021 and 2022, respectively.</p> </td> </tr>
  </table>


<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">38</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div>


<div>

<div style="width:100%; clear:both;">


<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">2020
PENSION BENEFITS TABLE</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table provides information with respect to certain agreements that provide for payments or other benefits at, following or in connection
with retirement. This includes tax-qualified defined benefit plans and supplemental executive defined benefit retirement plans
but does not include defined contribution plans (whether tax qualified or not). The Company provides supplemental executive defined benefit
retirement agreements for George A. Makris, Jr., Robert A. Fehlman, Matthew S. Reddin, and Jennifer B. Compton. The Present Value of the
Accumulated Benefit reflects the actuarial present value of the named executive officer&apos;s accumulated benefit under the agreements,
computed as of December 31, 2020. In making such calculations, it was assumed that the retirement age will be the normal retirement age
as defined in the agreement or if not so defined, the earliest time at which a participant may retire under the plan without any benefit
reduction due to age. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Makris
Plan</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The supplemental
executive defined benefit retirement agreement for George A. Makris, Jr. was established in 2013 and amended in 2018. The Makris Plan
is designed to work with the other retirement arrangements of the Company, on an aggregated basis with Social Security benefits, to provide
a targeted level of benefits for Mr. Makris. The Makris Plan requires Mr. Makris to remain in the employ of the Company until he attains
age 65 to be eligible to receive benefits under the agreement, provided that in the event of a change in control the benefits are fully
vested. The Makris Plan provides a benefit upon normal retirement at age 65, or upon death or disability prior to age 65, a monthly sum
equal to one twelfth (1/12) of twenty percent (20%) of the final average compensation (the average compensation paid to him by the Company
for the most recent five consecutive calendar years), but in no event shall the monthly sum be less than $8,333.33. The benefit payments
begin on the first day of the seventh month following retirement, death or disability and continue for 120 consecutive months. Compensation
for purposes of the Makris Plan includes salary, bonus and short-term incentive compensation programs (CIP), but excludes equity compensation
plans (stock options, RSAs, RSUs and PSUs) and long-term incentive compensation programs. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Fehlman
Plan</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The supplemental
executive defined benefit retirement agreement for Robert A. Fehlman was established in 2010 and amended in 2017. The Fehlman Plan is
designed to work with the other retirement arrangements of the Company, on an aggregated basis with Social Security benefits, to provide
a targeted level of benefits for Mr. Fehlman. The Fehlman Plan requires Mr. Fehlman to remain in the employ of the Company until he attains
age 60 to be eligible to receive benefits under the agreement, provided that in the event of a change in control the benefits are fully
vested. The Fehlman Plan provides a benefit upon normal retirement at age 60, or upon death or disability prior to age 60, a monthly sum
equal to one twelfth (1/12) of thirty percent (30%) of the final average compensation (the average compensation paid to him by the Company
for the most recent five consecutive calendar years). The benefit payments begin on the first day of the seventh month following retirement,
death or disability and continue for 180 consecutive months. Compensation for purposes of the Fehlman Plan includes salary, bonus and
short-term incentive compensation programs (CIP), but excludes equity compensation plans (stock options, RSAs, RSUs and PSUs) and long-term
incentive compensation programs. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Reddin
Plan</font> </p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">The supplemental
executive defined benefit retirement agreement for Matthew S. Reddin was established in 2017 and is designed to work with the other retirement
arrangements of the Company, on an aggregated basis with Social Security benefits, to provide a targeted level of benefits for Mr. Reddin.
The Reddin Plan requires Mr. Reddin to remain in the employ of the Company until he attains age 60 to be eligible to receive benefits
under the agreement, provided that in the event of a change in control the benefits are fully vested. The Reddin Plan provides a benefit
upon normal retirement at age 60, or upon death or disability prior to age 60, a monthly sum equal to one twelfth (1/12) of thirty percent
(30%) of the final average compensation (the average compensation paid to him by the Company for the most recent five consecutive calendar
years). The benefit payments begin on the first day of the seventh month following retirement, death or disability and continue for 180
consecutive months. Compensation for purposes of the Reddin Plan includes salary, bonus and short-term
incentive compensation programs (CIP), but excludes equity compensation plans (stock options, RSAs, RSUs and PSUs) and
long-term incentive compensation programs.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">39</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>



<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Compton
Plan</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The supplemental
executive defined benefit retirement agreement for Jennifer B. Compton was established in 2017 and is designed to work with the other
retirement arrangements of the Company, on an aggregated basis with Social Security benefits, to provide a targeted level of benefits
for Ms. Compton. The Compton Plan requires Ms. Compton to remain in the employ of the Company until she attains age 60 to be eligible
to receive benefits under the agreement, provided that in the event of a change in control the benefits are fully vested. The Compton
Plan provides a benefit upon normal retirement at age 60, or upon death or disability prior to age 60, a monthly sum equal to one twelfth
(1/12) of thirty percent (30%) of the final average compensation (the average compensation paid to her by the Company for the most recent
five consecutive calendar years). The benefit payments begin on the first day of the seventh month following retirement, death or disability
and continue for 180 consecutive months. Compensation for purposes of the Compton Plan includes salary, bonus and short-term incentive
compensation programs (CIP), but excludes equity compensation plans (stock options, RSAs, RSUs and PSUs) and long-term incentive compensation
programs.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">2020
PENSION BENEFITS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<TABLE CELLPADDING="0" STYLE="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Name</font></p>
        </td>
    <TD STYLE="text-align: center; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Plan
        Name</font></p> </td>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Number
        of Years<BR>
 Credited </font><font style="font-weight:bold; ">Service (#)</font></p> </td>
    <TD STYLE="text-align: center; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Present
        Value of the <BR>
</font><font style="font-weight:bold; ">Accumulated Benefit </font><font style="font-weight:bold; ">($)</font></p> </td>
    <TD STYLE="text-align: center; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: center; padding-bottom: 1pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Payments
        During Last <BR>
</font><font style="font-weight:bold; ">Fiscal Year ($)</font></p> </td>
    <TD STYLE="padding-bottom: 1pt; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="vertical-align: bottom; width: 21%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.<font style="padding-left:3.14pt; " class="swap"></font></p> </td>
    <TD STYLE="vertical-align: bottom; width: 2%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom; width: 15%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:8.9pt; " class="swap">Makris
        Plan</font></p> </td>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 17%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">[a]</font></p>
        </td>
    <TD STYLE="vertical-align: bottom; width: 2%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom; width: 2%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom; width: 17%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">2,077,753</font></p>
        </td>
    <TD STYLE="vertical-align: bottom; width: 1%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom; width: 2%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom; width: 3%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom; width: 15%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman<font style="padding-left:5.5pt; " class="swap"></font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:2.23pt; " class="swap">Fehlman
        Plan</font></p> </td>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">[a]</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">1,626,512</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin<font style="padding-left:4.4pt; " class="swap"></font></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:8.34pt; " class="swap">Reddin
        Plan</font></p> </td>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">[a]</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:7.5pt; " class="swap">309,456</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton<font style="padding-left:2.29pt; " class="swap"></font></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">Compton
        Plan</font></p> </td>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">[a]</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:7.5pt; " class="swap">349,123</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">___________________</p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[a] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The benefits
        under the Makris Plan, Fehlman Plan, Reddin Plan, and Compton Plan are not dependent upon the credited years of service. Except for disability,
        death or a change in control, continuous service until the normal retirement at age (60) under the Fehlman Plan, Reddin Plan, and Compton
        Plan, and age (65) under the Makris Plan, is required. </p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">NONQUALIFIED
DEFERRED COMPENSATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
maintains the Simmons First National Corporation Nonqualified Deferred Compensation Plan (&#x201C;NQDC Plan&#x201D;), as a non-qualified
deferred compensation plan. The NQDC Plan is an excess contribution plan primarily open to Executive Officers and other highly compensated
individuals whose compensation exceeds the annual tax code limit on compensation that can be taken into account for purposes of contributions
to the Company&#x2019;s 401(k) Plan. Under the NQDC Plan, participants may make contributions of up to 90 percent of Plan Compensation
on a nonqualified basis. The Company&#x2019;s matching contribution under the plan is limited to four percent (4%) of Excess Compensation,
provided the Executive Officer has elected a deferral rate on Excess Compensation of at least five percent (5%) for the year. &#x201C;Plan
Compensation&#x201D; includes base salary, bonus, commissions and cash incentive pay; and &#x201C;Excess Compensation&#x201D; is the amount
of Plan Compensation that exceeds the compensation limits under the federal tax laws applicable to qualified retirement plans. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The NQDC Plan
provides for discretionary non-elective Company contributions to the accounts of the participants at the discretion of the Company. For
2020, the Company made a discretionary contribution at a formula rate of 1.75% of 2020 Plan Compensation reduced by the amount of the
discretionary contribution to the 401(k) Plan based upon the same formula rate. The Company matching and discretionary contributions were
credited to the accounts in the first quarter of 2021 but are reflected in the &#x201C;Aggregate Balance at December 31, 2020&#x201D;
column in the table below. See footnote 4 to the table below.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The assets
of the NQDC Plan are held in an irrevocable trust. The participants are allowed to self-direct the investment of their account among the
same investment options offered under the Simmons First National Corporation 401(k) Plan. The earnings on the investments in the NQDC
Plan do not constitute above-market or preferential earnings which would require us to report earnings in the &#x201C;Change in Pension
Value and Nonqualified Deferred Compensation Earnings&#x201D; column of the Summary Compensation Table. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Benefits under
the NQDC Plan are fully vested at all times and are payable only upon separation from service according to the 409A compliant annual distribution
election made by the executive officer prior to the plan year. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table sets forth the participant contributions, Company contributions and the aggregate earnings, withdrawals and balances during 2020
for the named executive officers under the NQDC Plan: </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">40</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 6pt; margin-bottom: 0pt"><font style="font-weight:bold; ">2020
NONQUALIFIED DEFERRED COMPENSATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="padding-bottom: 1pt; width: 35%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="padding-bottom: 1pt; width: 2%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Executive
        </font><font style="font-weight:bold; ">Contributions <br> </font><font style="font-weight:bold; ">in 2020 [1]</font></p> </td>
    <td style="padding-bottom: 1pt; width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="padding-bottom: 1pt; width: 2%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Company
        </font><font style="font-weight:bold; ">Contributions <br> </font><font style="font-weight:bold; ">in 2020 [2]</font></p> </td>
    <td style="padding-bottom: 1pt; width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="padding-bottom: 1pt; width: 2%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Aggregate
        </font><font style="font-weight:bold; ">Earnings in </font><font style="font-weight:bold; ">2020 [3]</font></p> </td>
    <td style="padding-bottom: 1pt; width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="padding-bottom: 1pt; width: 2%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Aggregate
        </font><font style="font-weight:bold; ">Withdrawals/ </font><font style="font-weight:bold; "><br> Distributions</font></p> </td>
    <td style="padding-bottom: 1pt; width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="padding-bottom: 1pt; width: 2%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width: 10%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Aggregate
        </font><font style="font-weight:bold; ">Balance at </font><font style="font-weight:bold; ">December 31, </font><font style="font-weight:bold; ">2020
        [4]</font></p> </td>
    <td style="padding-bottom: 1pt; width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:35%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; ">Name</font></p>
        </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width:10%; vertical-align:bottom; ">
        <p style="border-bottom: Black 1pt solid; font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">($)</p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width:10%; vertical-align:bottom; ">
        <p style="border-bottom: Black 1pt solid; font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">($)</p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width:10%; vertical-align:bottom; ">
        <p style="border-bottom: Black 1pt solid; font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">($)</p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width:10%; vertical-align:bottom; ">
        <p style="border-bottom: Black 1pt solid; font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">($)</p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="2" style="width:10%; vertical-align:bottom; ">
        <p style="border-bottom: Black 1pt solid; font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">($)</p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:35%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.</p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:5pt; " class="swap">53,033</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">86,748</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">77,266</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">599,693</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:35%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman</p>
        </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">117,413</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">44,550</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:5pt; " class="swap">1,091</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">374,575</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:35%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin</p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:27.5pt; " class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:22.5pt; " class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:22.5pt; " class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:27.5pt; " class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:35%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton</p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:5pt; " class="swap">33,184</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">16,586</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:5pt; " class="swap">9,436</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">153,229</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:35%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stephen C.
        Massanelli</p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:5pt; " class="swap">41,336</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">17,604</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">10,142</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">0</font></p>
        </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:2%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <td style="width:9%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:5pt; " class="swap">96,009</font></p>
        </td>
    <td style="width:100%; vertical-align:bottom; ">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">___________________</p>

<div style="text-align: left; margin-top: 0pt">

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[1] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">The amounts
        reported are also reported under the &#x201C;Salary&#x201D;, &#x201C;Bonus&#x201D; and &#x201C;Non-Equity Incentive Plan
        Compensation&#x201D; headings, as applicable, in the Summary Compensation Table. The &#x201C;Bonus&#x201D; and &#x201C;Non-Equity Incentive
        Plan Compensation&#x201D; portions of these amounts represent contributions earned in the last completed fiscal year but not
        credited until the following fiscal year</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[2] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">The amounts
        reported are also reported under the &#x201C;All Other Compensation&#x201D; heading in the Summary Compensation Table and represent contributions
        earned in the last completed fiscal year but not credited until the following fiscal year.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[3] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">No portion
        of the amounts in this column constitutes above-market or preferential earnings; thus, no portion of such amounts are included in the
        Summary Compensation Table.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[4] </p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">The amounts
        reported reflect the actual aggregate balances as of December 31, 2020, plus the amounts referenced in footnotes 1 and 2 above that were
        earned in the last completed fiscal year but credited in the following year. The following table identifies the amounts that have previously
        been reported as compensation in our Summary Compensation Table for prior years:</p> </td> </tr>
  </table> </div>
&nbsp;
<div>

<table cellpadding="0" style="width: 65%; border-spacing: 0; margin: auto">
  <tr class="odd" style="background-color: White">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-bottom:0pt; "><B><U>Name</U></B></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><B>Amounts
        in &#x201C;Aggregate Balance at December 31, 2020&#x201D; Column Reported as Compensation in Summary Compensation Tables
        for Previous Years</B></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style="background-color: White">
    <TD STYLE="width: 55%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr.</p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; width: 19%; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: left; width: 7%; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">345,716</p>
        </td>
    <TD STYLE="width: 16%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style="background-color: White">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert A. Fehlman</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">254,774</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style="background-color: White">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Matthew S.
        Reddin</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style="background-color: White">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jennifer B.
        Compton</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style="background-color: White">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Stephen C.
        Massanelli</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;50,597</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">POTENTIAL
PAYMENTS UPON TERMINATION OR CHANGE IN CONTROL</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table summarizes the estimated payments to be made under each contract, agreement, plan or arrangement which provides for payments to
a named executive officer at, following or in connection with any termination of employment, including by resignation, retirement or a
constructive termination of a named executive officer, or a change in control or a change in the named executive officer&apos;s responsibilities.
However, in accordance with SEC regulations, no amounts to be provided to a named executive officer under any arrangement which does not
discriminate in scope, terms or operation in favor of the executive officers and which are available generally to all salaried employees
are reported. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For the purpose
of the quantitative disclosure in the following table, and in accordance with SEC regulations, the termination is assumed to have taken
place on the last business day of the Company&apos;s most recently completed fiscal year, and the price per share of the common stock
is the closing market price as of that date - $21.59. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Cash
Payments</font>. None of the named executive officers presently has an employment agreement which guarantees him employment for any period
of time. Therefore, any post-termination payments of salary or severance to any named executive officer would be provided only
if offered under any Company broad-based severance plan in the event of a reduction in force or other termination by the Company
without cause which is discretionary in nature or pursuant to a Change in Control Agreement (&quot;CIC Agreement&quot;). </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
has entered into CIC Agreements with certain executives of the Company and the subsidiary bank pursuant to which the Company would pay
certain salary benefits. As of December 31, 2020, the Company had CIC Agreements with Messrs. Makris, Fehlman, Reddin, and Massanelli,
as well as Ms. Compton. The Company would make such payments only upon a change in control, and if the Company terminates an executive
without &quot;Cause&quot; within twenty-four months of a CIC or the executive resigns within six months after a &quot;Trigger Event.&quot;
The Company will pay an amount up to three times, in the case of Mr. Makris, and two times for all other named executive officers, the
sum of (1) highest annual base salary for the previous twelve months and (2) the greater of the projected target annual incentive to be
paid under the CIP for the current year, or the average CIP bonus paid to the executive over the preceding two years. The termination
compensation is payable in cash within 30 business days following
the termination, unless the participant is a Specified Employee, as defined in Section 409A of the Internal Revenue Code, in which case
the termination compensation shall be payable on the first day of the seventh month after termination. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">41</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; "></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The CIC Agreement
for Mr. Fehlman will also provide the executive with continuing coverage under the Company&apos;s medical, dental, life insurance and
long-term disability plans for three years following the change in control date. Additionally, if Mr. Fehlman is over 55 years of age,
the CIC Agreement allows the executive, at his election, to continue medical, dental and life insurance coverage after the initial three-year
period, at the executive&apos;s cost, if the executive is not then eligible to be covered by a similar program maintained by the current
employer of the executive or the executive&apos;s spouse. Finally, the CIC Agreement for Mr. Fehlman requires the Company to make a tax
&quot;gross-up&quot; payment in the event any of the foregoing benefits subject the executive to the excise tax on excess parachute
payments as determined under Sections 280G and 4999 of the Internal Revenue Code (notably, the Company no longer provides for &#x201C;gross-up&#x201D;
payments in new CIC agreements). Please also refer to the discussion of the CIC Agreements above at &quot;Compensation Discussion and
Analysis.&quot; </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Accelerated
Vesting of Incentives</font>. The Company has provided and continues to provide equity and non-equity incentives to the named executive
officers through the Company&apos;s Executive Stock Incentive Plans and 2015 Incentive Plan (collectively &quot;Stock Plans&quot;) and
the CIP. Please also refer to the discussion of equity and non-equity incentives above at &quot;Compensation Discussion and Analysis.&quot;
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Equity
Incentives - Stock Options</font>. Unvested stock options vest upon the named executive officer&apos;s death or disability or upon the
officer&#x2019;s involuntary termination of service within one year after a change in control. Further, unvested stock options vest upon
the retirement of a named executive officer after age 65 or after age 62 with ten years of service. Upon any other termination, the executive
forfeits his unvested stock options, unless the Compensation Committee takes specific action to vest some or all of the unvested options.
The value of accelerated options was calculated by multiplying the number of shares times the difference between the closing price of
the common stock on the last business day of 2020 and the exercise price of the options. Please refer to the discussions above at &quot;Compensation
Discussion and Analysis&quot; for more information about stock options. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Equity
Incentives - Restricted Stock Awards</font>. Unvested RSAs vest upon a change in control. Upon the retirement, death or disability of
a named executive officer, the Compensation Committee has discretion to accelerate the vesting of unvested RSAs. Upon any termination,
including the retirement, death or disability, the named executive officer forfeits his unvested RSAs, unless the Compensation Committee
takes specific action to vest some or all of the unvested stock. Accordingly, the table below reflects the accelerated vesting of this
stock upon a change in control. An executive forfeits all undistributed shares upon the termination of the executive&apos;s employment
for all other reasons. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Equity
Incentives - Restricted Stock Units</font>. Upon the retirement (after age 65 or after age 62 with ten years of service), death or disability
of a named executive officer, the vesting of unvested RSUs is accelerated to the date of such event. Further, unvested RSUs will vest
if within one year after a change in control, the named executive officer is involuntarily terminated. Upon any other termination, the
named executive officer forfeits his unvested RSUs, unless the Compensation Committee takes specific action to vest some or all of the
unvested stock. Accordingly, the table below reflects the accelerated vesting of this stock upon retirement, death or disability of the
named executive officer or a change in control. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Equity
Incentives - Performance Share Units</font>. Unvested PSUs vest upon the named executive officer&apos;s death or disability. Upon a change
in control, unvested PSUs vest if the change in control occurs after nine months have elapsed in the performance period, otherwise the
unvested PSUs are terminated. Further, unvested PSUs vest pro rata based on the period employment during the performance period upon the
retirement of a named executive officer after age 65 or after age 62 with ten years of service. Upon any other termination, the executive
forfeits his unvested PSUs, unless the Compensation Committee takes specific action to vest some or all of the unvested PSUs. Accordingly,
the table below reflects the accelerated vesting of the PSUs upon the named executive officer&apos;s retirement (if he or she has met
the qualifying criteria), upon death or disability, or upon a change in control in compliance with the rules set forth above. An executive
forfeits all undistributed PSUs upon the termination of the executive&apos;s employment for all other reasons. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Non-Equity
Incentives - CIP</font>. Upon a change in control, the CIP benefit will be accelerated and payable on a pro-rata basis based on the target
level benefit. For purposes of the disclosure in the table below, SEC regulations require that such change in control be assumed to occur
on the last day of the Company&apos;s most recently completed fiscal year, which coincides with the last date of the performance period
under CIP for 2020. As a result of such assumption, the table below reflects the acceleration of the full value of the target level benefit.
However, in the case of retirement, death or disability, the CIP benefit will not be accelerated but will be payable on a pro-rata basis
based on the actual benefit level achieved. Therefore, these amounts would not be increased or enhanced as a result of the executive&#x2019;s
departure. Such amounts are reported in the Summary Compensation Table. </p>



<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">42</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Retirement
Arrangements - Makris Plan, Fehlman Plan, Reddin Plan and Compton Plan</font>. Upon a change in control, the sole participant under each
of the Makris Plan, Fehlman Plan, Reddin Plan, and Compton Plan, Mr. Makris, Mr. Fehlman, Mr. Reddin, and Ms. Compton, respectively,
will become fully vested in the benefits under such plans. Payment of the benefits would commence on the first day of the seventh calendar
month following the executive&#x2019;s termination of services to the Company. In the absence of a change in control, upon the death or
disability of the participant or the executive&#x2019;s retirement at or after age 60 for Mr. Fehlman, Mr. Reddin, and Ms. Compton, and
age 65 for Mr. Makris, each participant&#x2019;s benefits under the respective plans will become fully vested and will become payable
commencing on the first day of the seventh month after such event. In the event of the termination of the participant&apos;s employment
under any other conditions prior to the executive&#x2019;s attaining age 60 for Mr. Fehlman, Mr. Reddin, and Ms. Compton, and age 65 for
Mr. Makris, all benefits under the respective plans are forfeited. For purposes of the disclosure in the table below, SEC regulations
require that such change in control be assumed to occur on the last day of the most recently completed fiscal year. As a result of such
assumption, each participant would become fully vested in the benefits under the executive&#x2019;s plan.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Miscellaneous
Benefits</font>. Under the CIC Agreements, which are discussed above at &quot;Compensation Discussion and Analysis,&quot; the Company
is obligated to pay certain other benefits. This includes continuation of medical, dental, life and long-term disability insurance coverage
for three years from the date of the change in control and certain tax gross-up payments for Mr. Fehlman. The conditions to the
Company&apos;s obligations under the CIC Agreements are discussed above. Except for the benefits payable under the CIC Agreements, the
Company has no obligation to continue any other perquisites after a named executive officer&apos;s employment terminates. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">In addition,
as described in the &#x201C;Compensation Discussion and Analysis&#x201D; section above, the Company has purchased bank owned life insurance
that provides a defined, lump-sum death benefit for the named executive officer&#x2019;s designated beneficiary or estate.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div style="margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><TABLE CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin: auto; width: 100%; border-spacing: 0">
<tr class="odd"><TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Executive
                                         Benefits and <BR>
                                         Payments upon Termination</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Retirement</FONT></p>
        </td>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;</FONT><p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <td colspan="2" style="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Involuntary
                                         Not for Cause Termination</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;</FONT><p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Change
                                         in Control With and Without Trigger Event Termination</FONT></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><P STYLE="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Death
                                         / Disability</FONT></p>

<p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p>

<p style="font: 8pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p>

 <p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p>

</td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; width: 29%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">George
                                         A. Makris, Jr.,</FONT></p> </td>
    <TD STYLE="width: 3%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; width: 10%; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 3%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; width: 13%; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 3%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; width: 10%; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; width: 2%; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 3%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; width: 18%; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
     </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Cash
                                         compensation programs</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">5,602,350[a]</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt"></FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;</FONT><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
     </tr>
  <TR CLASS="odd" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Accelerated
                                         Vesting of Incentives [b]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">3,905,562</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> $</td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">2,955,326 /
                                         $4,076,279</FONT></p></td>
     </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Retirement
                                         Plans [c]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">2,666,755</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">2,666,755</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Other
                                         Benefits [d]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">$</FONT><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;0</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">1,000,000</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Robert
                                         A. Fehlman</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> &nbsp;</td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Cash
                                         compensation programs</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,925,000[e]</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt"></FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Accelerated
                                         Vesting of Incentives [b]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,461,558</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> $</td>
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">1,015,291 /
                                         $1,358,853</FONT></p></td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Retirement
                                         Plans [f]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">2,859,967</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">2,859,967</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Other
                                         Benefits and Tax Gross-Up [d] [g]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;39,160[h]</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt"></FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;750,000</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Matthew
                                         S. Reddin</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
     </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Cash
                                         compensation programs</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,200,000[e]</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt"></FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Accelerated
                                         Vesting of Incentives [b]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;789,106</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> $</td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;574,036 /
                                         $734,493</FONT></p></td>
     </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Retirement
                                         Plans [f]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,802,399</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">1,802,399</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Other
                                         Benefits [d]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">$</FONT><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;0</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;500,000</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Jennifer
                                         B. Compton</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Cash
                                         compensation programs</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,010,226[e]</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt"></FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Accelerated
                                         Vesting of Incentives [b]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;660,383</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> $</td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;478,348 /
                                         $632,954</FONT></p></td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Retirement
                                         Plans [f]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,613,805</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">1,613,805</FONT></p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Other
                                         Benefits [d]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">$</FONT><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;0</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;500,000</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Stephen
                                         C. Massanelli</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
     </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Cash
                                         compensation programs</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt; padding-left: 0pt">1,057,816[e]</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt"></FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p>
        </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Accelerated
                                         Vesting of Incentives [b]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;488,879</FONT></p>
        </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">&#8239;&#8239;&#8239;&#8239;676,597
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">$</FONT><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: justify; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;493,030 /
                                         $653,378</FONT></p></td>
        </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Retirement
                                         Plans</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;0</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
     </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <TD STYLE="white-space: nowrap; text-align: left; vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; padding-left: 10pt !important; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Other
                                         Benefits [d]</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">$</FONT><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</FONT></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT CLASS="swap" STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;0</FONT></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt; margin-right: 0pt"></p> </td>
    <TD STYLE="vertical-align: bottom"><p style="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">$</FONT></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, serif; margin-right: 0pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;500,000</FONT></p> </td>
     </tr>
  </table> </div> &nbsp;

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">43</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">________________________________</p>

<div style="margin-top: 0pt">

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[a]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">Under the Change
        in Control Agreements (&quot;CIC&quot;) between certain named executive officers and the Company, upon the occurrence of a change in control
        and a qualifying termination, severance cash payments will consist of three times the sum of the following items: (1) the highest annual
        base salary for the previous twelve months and (2) the greater of the projected target annual incentive to be paid under the CIP for the
        current year, or the average CIP bonus paid to the executive over the prior two years. </p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[b]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">The payment
        due the named executive officer due to certain termination triggers related to the Company&apos;s equity compensation plans is made based
        on the specific terms and conditions associated with each plan. These amounts are attributable to the vesting of unvested restricted stock
        (including, where appropriate, RSUs and PSUs) and stock options, as of December 31, 2020. In the case of a change in control, these amounts
        also include the acceleration of the full value of the target level benefit under the 2019 CIP award. In the case of retirement, RSUs
        and PSUs do not vest unless the named executive officer has attained either age 65 or age 62 with ten years of service. As of December
        31, 2020, only Mr. Massanelli had met the qualifying retirement criteria for RSU and PSU retirement vesting. In the case of disability,
        PSUs with a performance period ending on December 31, 2020 are valued using the actual number of shares that vested, and PSUs with performance
        periods ending after December 31, 2020 are valued using the maximum number of shares which may vest. In the cases of death and retirement,
        PSUs with a performance period ending on December 31, 2020 are valued using the actual number of shares that vested, and PSUs with performance
        periods ending after December 31, 2020 are valued using the target number of shares.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[c]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">Mr. Makris&apos;
        benefit under the Makris Plan does not vest until he attains age 65, however he becomes fully vested upon his death, disability or a change
        in control. The monthly benefit would commence on the seventh month after his termination of service. The information related to the Makris
        Plan is also disclosed in the Pension Benefits Table. The value disclosed is the present value of Mr. Makris&apos; benefit, fully vested
        as of December 31, 2020. </p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[d]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">Had Messrs.
        Makris, Fehlman, Reddin, or Massanelli, or Ms. Compton, died on December 31, 2020, the death benefits payable under the bank owned life
        insurance to their designated beneficiaries or estates would have been $1,000,000, $750,000, $500,000, $500,000 and $500,000, respectively.
        </p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[e]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">Under the Change
        in Control Agreements (&quot;CIC&quot;) between certain named executive officers and the Company, upon the occurrence of a change in control
        and a qualifying termination, severance cash payments will consist of two times the sum of the following items: (1) the highest annual
        base salary for the previous twelve months and (2) the greater of the projected target annual incentive to be paid under the CIP for the
        current year, or the average CIP bonus paid to the executive over the prior two years.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[f]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">The named executive
        officer&#x2019;s benefit under the Fehlman Plan, Reddin Plan, or Compton Plan (as applicable) does not vest until he or she attains age
        60; however, he or she becomes fully vested upon his or her death, disability or a change in control. The monthly benefit would commence
        on the seventh month after his or her termination of service. The information related to the Fehlman Plan, Reddin Plan, and Compton Plan
        is also disclosed in the Pension Benefits Table. The value disclosed is the present value of his or her benefit, fully vested as of December
        31, 2020.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[g]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">The amounts
        related to Other Benefits and Tax Gross-Up for a change in control include the costs associated with continued participation in the Company&apos;s
        health and welfare benefit plans for a period of 36 months under the applicable CIC Agreement. The amount related to the tax gross-up
        is a reimbursement for certain taxes that would be applicable to the payments and accelerated benefits occurring upon a change in control.
        </p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">[h]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">Upon a change
        in control, Mr. Fehlman would receive a monthly benefit of $1,087.79 for the next 36 months for purposes of continued health and welfare
        benefits under the CIC.</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; font-weight:bold; font-style:italic; ">2020
Pay Ratio Disclosure</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">As required
by Item 402(u) of Regulation S-K, we are providing the following information: </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">For fiscal
2020, our last completed fiscal year: </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:15pt; margin-top:-11.5pt; margin-bottom:0pt; ">The
median of the annual total compensation of all employees of our company (other than Mr. Makris), was $51,277; and </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">44</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:15pt; margin-top:-11.5pt; margin-bottom:0pt; ">The
annual total compensation of Mr. Makris, our Chairman &amp; CEO, was $3,396,212.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Based on this
information, the ratio for 2020 of the annual total compensation of our Chairman &amp; CEO to the median of the annual total compensation
of all employees is 66 to 1. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">We completed
the following steps to identify the median of the annual total compensation of all our employees and to determine the annual total compensation
of our median employee and CEO: </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:15pt; margin-top:-11.5pt; margin-bottom:0pt; ">As
of December 31, 2020, our employee population consisted of approximately 2,842 individuals, including full-time, part-time, temporary,
and seasonal employees employed on that date. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:15pt; margin-top:-11.5pt; margin-bottom:0pt; ">To
find the median of the annual total compensation of all our employees (other than our CEO), we used wages from our payroll records as
reported to the Internal Revenue Service on Form W-2 for fiscal 2020. In making this determination, we annualized the compensation of
full-time and part-time permanent employees who were employed on December 31, 2020, but did not work for us the entire year. No full-time
equivalent adjustments were made for part-time employees. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:15pt; margin-top:-11.5pt; margin-bottom:0pt; ">We
identified our median employee using this compensation measure and methodology, which was consistently applied to all our employees included
in the calculation. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:15pt; margin-top:-11.5pt; margin-bottom:0pt; ">After
identifying the median employee, we added together all of the elements of such employee&#x2019;s compensation for 2020 in accordance with
the requirements of Item 402(c)(2)(x) of Regulation S-K, resulting in annual total compensation of $51,277. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">With respect
to the annual total compensation of our CEO, we used the amount reported in the &#x201C;Total&#x201D; column for 2020 of our Summary Compensation
Table.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">This ratio
is a reasonable estimate calculated in a manner consistent with U.S. Securities and Exchange Commission rules based on our payroll records
and the methodology described above. The U.S. Securities and Exchange Commission rules for identifying the median employee and calculating
the pay ratio based on that employee&#x2019;s annual total compensation allow companies to adopt a variety of methodologies, to apply
certain exclusions and to make reasonable estimates and assumptions that reflect their compensation practices. As such, the pay ratio
reported by other companies may not be comparable to the pay ratio reported above, as other companies may have different employment and
compensation practices and may utilize different methodologies, exclusions, estimates and assumptions in calculating their own pay ratios.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">DIRECTOR
COMPENSATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table provides information with respect to the compensation of directors of the Company during 2020, the most recently completed fiscal
year. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
maintains an equity compensation plan for its non-employee directors. In accordance with SEC regulations, outright grants of stock are
valued in accordance with the terms of the plan and consistent with Accounting Standards Codification Topic 718, Compensation &#x2013;
Stock Compensation, at the closing price of the stock on the date of grant. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">All non-employee
directors received an annual retainer of approximately $55,010 for service on the Company Board, payable in restricted stock units that
vest in four substantially equal installments. In order for an installment to vest, the director must be serving on the Board at the scheduled
time of vesting. The first installment vests as of the grant date, and the second, third, and fourth installments vest on July 1, 2020;
October 1, 2020; and January 4, 2021, respectively. The RSUs were issued on May 1, 2020 (following the directors&#x2019; reelection to
the Board) and valued at the closing price of SFNC on that date, $17.82. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Non-employee
directors serving on committees receive an annual cash retainer for service on the committee as set forth in the table below (unless the
director elects to receive such retainers in restricted stock units). For any director appointed to a committee during the year, the retainer
is prorated based upon the remaining period of service. Committee chairmen receive a stipend in addition to their committee retainer due
to their increased responsibilities.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div><table width="100%" cellpadding="0" style="margin: auto; border-spacing: 0"> <tr class="odd"><td style="width:10%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:46%; vertical-align:bottom; "><p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="font-size: 10pt; text-decoration: underline; color: #000000">Committee</font></p>
        </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="4" style="width:19%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt; text-decoration: underline; color: #000000">Member
        Retainer</font></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="4" style="width:19%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt; text-decoration: underline; color: #000000">Chairman
        Stipend</font></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:10%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:46%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">Audit</font></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">20,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:10%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:46%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">Compensation</font></p>
        </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:10%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:46%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">Executive</font></p>
        </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">20,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:10%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:46%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">Nominating
        &amp; Corporate Governance</font></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" background-color:#CCEEFF; ">
    <td style="width:10%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td>
    <td style="width:46%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">Risk</font></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">10,000</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:3%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="width:1%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font class="swap" style="font-size: 10pt; padding-left: 0pt">$</font></p>
        </td>
    <td style="width:6%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-size: 10pt">20,000</font></p>
        </td>
    <td style="width:100%; vertical-align:bottom; "><p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">The Company
maintains a voluntary deferred compensation plan in which non-employee directors may defer receipt of any part or all of their respective
directors&#x2019; fees, including retainer fees, meeting fees and committee fees. The director must elect to participate in the plan prior
to the calendar year for which the deferral will be applicable. Upon election, a director must elect the form of payment (lump
sum or annual installments over two to five years)  and the date of payment (attainment of a specified age or cessation of serving as a
director of the Company). The sums deferred under the plan are credited to an account for the director along with earnings on
the deferred sum at an interest rate equal to the yield on the ten-year U. S. Treasury bond, computed quarterly. The table
below summarizes the compensation the Company paid the directors during 2020.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">45</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>







<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Mr. Casteel
was an executive officer of the Company until his retirement in March 2020.  Mr. Casteel began to receive compensation for his service as a director following his retirement
as an employee of the Company.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:10pt; margin-bottom:0pt; "><font style="font-weight:bold; ">DIRECTOR
COMPENSATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>





<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "></P>

<TABLE CELLPADDING="0" STYLE="width: 70%; margin: auto; border-spacing: 0">
  <tr class="even" style=" ">
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; text-align: left; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Name</font></p>
        </td>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><B>Fees Earned
or </B><BR>
<B>Paid in Cash <BR>
($) [a]</B></p> </td>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; text-align: left; padding-bottom: 5pt; padding-top: 5pt; vertical-align: top">
        <p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="font-weight:bold; ">Stock
        </font><font style="font-weight:bold; "><br>
Awards <br>
($) </font><font style="font-weight:bold; ">[b]</font></p> </td>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; border-bottom: Black 0.5pt solid; text-align: left; padding-bottom: 5pt; padding-top: 5pt; vertical-align: bottom">
        <p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="font-weight:bold; ">Total
        <br>
($)</font></p> </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 46%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jay D. Burchfield</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 4%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 1%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 15%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">65,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 1%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 4%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 1%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 11%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 1%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 4%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 1%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom; width: 11%">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,010</p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Marty D. Casteel
        [c]</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">56,250</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">111,260</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">William E.
        Clark, II</p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">45,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">100,010</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Steven A. Coss&#xE9;</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">85,000</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">140,010</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mark C. Doramus</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">0</p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,016</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,016</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Edward Drilling</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">65,000</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,010</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Eugene Hunt</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">45,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">100,010</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Jerry Hunter</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">47,500</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">102,510</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Susan Lanigan</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">37,500</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">92,519</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">130,019</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">George A. Makris,
        Jr. [d]</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">-</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">-</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">-</p> </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">W. Scott McGeorge</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">65,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">120,010</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Tom Purvis</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">45,000</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">100,010</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Robert L. Shoptaw</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">85,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">140,010</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Russell Teubner</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">45,000</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">100,010</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Mindy West</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">55,010</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:right; margin-top:0pt; margin-bottom:0pt; ">110,010</p>
        </td>
     </tr>
  </table>
<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: justify; margin-top: 6pt; margin-bottom: 0pt">______________________</p>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[a]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Included in
        the Total are fees for service on the board and board committees of Simmons Bank (for the purposes of the following table, &#x201C;SB&#x201D;)
        for the directors in the amounts listed below: </p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div style="text-align: left">

<TABLE CELLPADDING="0" ALIGN="CENTER" STYLE="margin: auto; width: 60%; border-spacing: 0">
  <tr class="odd" style=" ">
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><b><u>Director</u></b></p>
        </td>
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><b><u>SB Board</u></b></p> </td>
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><b><u>SB Committees</u></b></p> </td>
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p> </td>
    <TD COLSPAN="2" STYLE="text-align: center; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><b><u>SB Total</u></b></p> </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 48%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Burchfield</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom; width: 12%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 3%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom; width: 18%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">10,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 2%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom; width: 1%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom; width: 10%">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">25,000</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Casteel</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">11,250</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">37,500</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">48,750</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Clark</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">30,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">45,000</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Coss&#xE9;</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Doramus</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">10,006</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">25,006</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Drilling</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">30,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">45,000</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Hunt</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">10,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">25,000</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font>Hunter</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">10,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">25,000</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Lanigan</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">10,009</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">25,009</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">McGeorge</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">20,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">35,000</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Purvis</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">30,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">45,000</p>
        </td>
     </tr>
  <TR CLASS="even">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Shoptaw</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">0</p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
     </tr>
  <TR CLASS="odd">
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">Teubner</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">30,000</p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="background-color: rgb(204,238,255); text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">45,000</p>
        </td>
     </tr>
  <tr class="even" style=" ">
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font class="swap">West</font></p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">15,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">10,000</p>
        </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-bottom: 0pt"></p> </td>
    <TD STYLE="text-align: left; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$</font></p>
        </td>
    <TD STYLE="text-align: right; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt">25,000</p>
        </td>
     </tr>
  </table> </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">46</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="width: 5%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:-1pt; margin-bottom:0pt; ">[b]</p> </td>
    <td style="width: 95%; vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:-1pt; margin-bottom:0pt; ">The annual
        SFNC Board retainer is computed over the twelve-month period (May 1 &#x2013; April 30) and was awarded on May 1, 2020, consisting of 3,087
        restricted stock units valued at the closing market price on that date, $17.82. The annual retainer vests in substantially equal quarterly
        installments, with the first installment vesting as of the grant date, and the second, third, and fourth installments vesting on July
        1, 2020; October 1, 2020; and January 4, 2021, respectively. The cash retainer payments are payable quarterly computed on a calendar year
        basis, with the first installment payable in January and subsequent quarterly installments were payable on the first business day of each
        subsequent quarter (April 1, 2020; July 1, 2020; and October 1, 2020). At the election of each director, some or all of the cash retainers
        may be paid in restricted stock units with such units valued in January (at the conclusion of the election process). Such restricted stock
        units vest in substantially equal quarterly installments, with the first installment vesting as of the grant date, and the second, third,
        and fourth installments vesting on the cash retainer payment dates. The grant date fair values calculated in accordance with Accounting
        Standards Codification Topic 718, Compensation &#x2013; Stock Compensation, are reported in this column. Please refer to footnote 15 to
        the Company&apos;s financial statements, which are included in the annual report on Form 10-K for the year ended December 31, 2020, for
        a discussion of the assumptions related to the calculation of such value. As of December 31, 2020, each non-employee director had 772
        unvested RSUs outstanding.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[c]</p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">This amount
        does not include compensation Mr. Casteel received as an executive officer of the Company prior to his retirement in March 2020.</p> </td>
        </tr>
  <tr class="odd" style=" ">
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[d]</p> </td>
    <td style="vertical-align: top">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Mr. Makris
        is not included in this table, as his compensation as chief executive officer of the Company is disclosed in the preceding discussion
        concerning Executive Compensation.</p> </td> </tr>
  </table> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSAL
3 - ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</font> </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Compensation
Committee and the Board are committed to excellence in governance and are aware of the significant interest in executive compensation
matters by investors and the general public. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
has designed its executive compensation program to attract, motivate, reward and retain the management talent required to achieve our
corporate objectives and enhance shareholder value. We believe that our compensation policies and procedures are centered on pay-for-performance
principles and are strongly aligned with the long-term interests of our shareholders. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">As required
by SEC rules, the Company is presenting the following proposal, which gives you as a shareholder the opportunity to approve or disapprove
our pay program for named executive officers by voting for or against the resolution set forth below (&quot;say-on-pay&quot; vote). While
the vote on the resolution is advisory in nature and will not bind the Company to take any particular action, the Compensation Committee
and the Board intend to carefully consider the shareholder vote resulting from the proposal in making future decisions regarding the Company&apos;s
compensation program. The Company anticipates that the next &#x201C;say-on-pay&#x201D; vote will occur at the 2022 annual shareholders&#x2019;
meeting.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">&quot;RESOLVED,
that the compensation paid to the Company&#x2019;s named executive officers, as disclosed in the Proxy Statement pursuant to Item 402
of Regulation S-K, including the Compensation Discussion and Analysis, the compensation tables and narrative discussion, is hereby APPROVED.&quot;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">THE BOARD OF
DIRECTORS RECOMMENDS THAT SHAREHOLDERS VOTE <font style="text-decoration:underline #000000; font-weight:bold; ">FOR</font> PROPOSAL 3.
</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">EQUITY
COMPENSATION PLAN INFORMATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The following
table gives information about Company common stock that may be issued upon the exercise of options, warrants, and rights under all of
the Company&#x2019;s existing equity compensation plans as of December 31, 2020.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p>

<div>

<table cellpadding="0" style="width: 100%; border-spacing: 0; margin: auto">
  <tr class="odd" style=" ">
    <td style="white-space: nowrap; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; "><b><u>Plan
        Category</u></b></p> </td>
    <td style="white-space: nowrap; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom">
        <p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><b>Number of
        Securities<br>
        to be Issued Upon <br>
        Exercise of <br>
        Outstanding Options, <br>
        <u>Warrants and Rights [a]</u></b></p> </td>
    <td style="white-space: nowrap; vertical-align: bottom">
        &nbsp;&nbsp;<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="white-space: nowrap; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD COLSPAN="4" STYLE="white-space: nowrap; vertical-align: bottom">
        <p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><b><br>
        Weighted Average <br>
        Exercise Price of <br>
        Outstanding Options, <br>
        <u>Warrants and Rights [b]</u></b></p> </td>
    <td style="white-space: nowrap; vertical-align: bottom">
        &nbsp;&nbsp;<p style="font-family:Times New Roman, Times, serif; font-size:8pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td colspan="3" style="white-space: nowrap; vertical-align: bottom"><p style="font: 8pt Times New Roman, Times, serif; text-align: center; margin-bottom: 0pt"></p>

 <p style="font: 8pt Times New Roman, Times, serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><b>Number of Securities <br> Remaining Available for <br> Future Issuance <br> Under Equity <br> Compensation Plans <br> (Excluding Securities <br> <u>Reflected in First Column)</u></b></p>

</td>
    <td style="white-space: nowrap; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <TR CLASS="even" STYLE="background-color: rgb(204,238,255)">
    <TD STYLE="padding-left: 0pt; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; margin-left: 6pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt; text-indent: -6pt">Equity Compensation
        Plans Approved by
        Shareholders</p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">1,915,539</font></p>
        </td>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap"></font></p>
        </td>
    <TD STYLE="padding-left: 3pt; width: 1%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$22.48</font></p>
        </td>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">3,134,080</font></p>
        </td>
    <TD STYLE="width: 1%; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap">[c]</font></p>
        </td> </tr>

  <TR CLASS="odd" STYLE="background-color: White">
    <TD STYLE="padding-left: 0pt; vertical-align: bottom">
        <P STYLE="font: 10pt Times New Roman, Times, serif; margin-left: 6pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt; text-indent: -6pt">Equity Compensation
        Plans Not Approved
        by Shareholders</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:35pt; " class="swap">0</font></p>
        </td>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3pt; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:17.5pt; " class="swap">0</font></p>
        </td>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:35pt; " class="swap">0</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  <TR CLASS="odd" STYLE="background-color: rgb(204,238,255)">
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Total</p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">1,915,539</font></p>
        </td>
    <TD>&nbsp;</TD>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="padding-left:0pt;" class="swap"></font></p>
        </td>
    <TD STYLE="padding-left: 3pt; vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">$22.48</font></p>
        </td>
    <TD>&nbsp;</TD>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <td style="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font: 10pt Times New Roman, Times, serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><font style="padding-left:0pt;" class="swap">3,134,080</font></p>
        </td>
    <TD STYLE="vertical-align: bottom">
        <p style="font-family:Times New Roman, Times, serif;font-size:10pt; text-align:center; margin-bottom:0pt; "></p> </td> </tr>
  </table> </div>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">47</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<div> </div>

<div>

<table width="100%" cellpadding="0" style="border-spacing:0; margin:auto; ">
  <tr class="odd" style=" ">
    <td colspan="2" style="width:100%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">&#xA0;</p>
        </td> </tr>
  <tr class="even" style=" ">
    <td colspan="2" style="width:100%; vertical-align:top; "> <hr style="border-top:0.5pt solid #000000; width:21%; margin-top:2pt; " align="left">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[a]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Includes 657,818
        shares that may be issued upon exercise of outstanding options, 814,375 shares that may be issued under outstanding restricted stock unit
        awards, and 443,346 shares that may be issued under outstanding performance stock unit awards if maximum performance is achieved. Does
        not include outstanding restricted stock awards.</p> </td> </tr>
  <tr class="even" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[b]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">The weighted
        average exercise price does not take into account the outstanding restricted stock unit awards or the performance stock unit awards noted
        in footnote (a) of this table. Restricted stock unit awards and performance stock unit awards do not have an exercise price and are delivered
        without any payment or consideration.</p> </td> </tr>
  <tr class="odd" style=" ">
    <td style="width:5%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">[c]</p> </td>
    <td style="width:95%; vertical-align:top; ">
        <p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:2pt; margin-bottom:0pt; ">Consists of
        2,893,726 shares available for future issuance under the Second Amended and Restated Simmons First National Corporation 2015 Incentive
        Plan (&#x201C;2015 Plan&#x201D;) and 240,354 shares available for future issuance under the First Amended and Restated Simmons First National
        Corporation 2015 Employee Stock Purchase Plan.</p> </td> </tr>
  </table> </div>

<p style="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 10pt; margin-bottom: 0pt"><font style="font-weight:bold; ">AUDIT
COMMITTEE</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">During 2020,
the Audit Committee was composed of Robert L. Shoptaw (Chairman), Jay D. Burchfield, Steve Coss&#xE9;, Edward Drilling, Eugene Hunt, Jerry
Hunter (effective October 2020), Scott McGeorge, and Mindy West.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">This committee
provides assistance to the Board in fulfilling its responsibilities concerning oversight of accounting and reporting practices, by regularly
reviewing the adequacy of the internal and external auditors, the disclosure of the financial affairs of the Company and its subsidiaries
and the control systems of management and internal accounting controls. The Audit Committee has adopted a charter, which is available
for review on the &#x201C;Investor Relations&#x201D; page of the Company&apos;s web site, www.simmonsbank.com. This committee met 10 times
in 2020. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Board appoints
each member of the Audit Committee and has determined that each member is, and each member who served during 2020 was, independent in
accordance with the Nasdaq listing standards. The Board has determined that Messrs. Shoptaw and Cosse, along with Mrs. West, satisfy the
requirements of &quot;audit committee financial expert&quot; as defined in Item 407(d)(5) of Regulation S-K promulgated by the Securities
and Exchange Commission and the independence standards applicable to audit committee financial experts as set forth in Regulation S-K
of the Securities and Exchange Commission. The Board has designated each of them as an &quot;audit committee financial expert.&quot; Further,
the Board has determined that Mrs. West and Messrs. Shoptaw and Cosse each satisfy the requirements as a financially sophisticated audit
committee member as set forth in Rule 5605(c) of the NASDAQ Listing requirements. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Company
is required to obtain pre-approval by the Audit Committee for all audit and permissible non-audit services obtained from the independent
auditors. All services obtained from the independent auditors during 2020, whether audit services or permitted non-audit services, were
pre-approved by the Audit Committee. The Audit Committee has not adopted any additional pre-approval policies and procedures, but consistent
with its charter, it may do so in the future.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Audit Committee
issued the following report concerning its activities related to the Company for the previous year:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">The
Audit Committee has reviewed and discussed the audited financial statements of the Company for the year ended December 31, 2020, with
management.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">The
Audit Committee has discussed with BKD, LLP (&quot;BKD&quot;), its independent auditors, the matters required to be discussed by the applicable
requirements of the Public Company Accounting Oversight Board and the Securities and Exchange Commission;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">The
Audit Committee has received the written disclosures and the letter from independent accountants required by applicable requirements of
the Public Company Accounting Oversight Board regarding the independent accountants&apos; communications with the Audit Committee concerning
independence, and has discussed with the independent accountants the independent accountants&apos; independence; and </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">Based
upon the foregoing review and discussions, the Audit Committee recommended to the Board of Directors that the audited financial statements
be included in the Company&apos;s Annual Report on Form 10-K for the last fiscal year for filing with the Securities and Exchange Commission.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">48</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">In
its analysis of the independence of BKD, the Audit Committee considered whether the non-audit related professional services rendered by
BKD to the Company were compatible with maintaining the principal accountant&apos;s independence. </p>

<P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 20pt; margin-bottom: 10pt"><FONT>AUDIT
COMMITTEE</font></p>



<TABLE CELLPADDING="0" ALIGN="CENTER" STYLE="margin: auto; width: 90%; border-spacing: 0">
  <tr class="odd" style=" ">
    <TD STYLE="white-space: nowrap; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Robert
        L. Shoptaw, </font><font style="font-style:italic; ">Chairman</font></p> </td>
    <TD STYLE="white-space: nowrap; text-align: center; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Jay
        D. Burchfield</font></p> </td>
    <TD STYLE="white-space: nowrap; text-align: center; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Steve
        Cosse</font></p> </td>
    <TD STYLE="white-space: nowrap; text-align: center; width: 25%; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Edward
        Drilling</font></p> </td> </tr>
  <tr class="even" style=" ">
    <TD STYLE="white-space: nowrap; text-align: center; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Eugene
        Hunt</font></p> </td>
    <TD STYLE="white-space: nowrap; text-align: center; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Jerry
        Hunter</font></p> </td>
    <TD STYLE="white-space: nowrap; text-align: center; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Scott
        McGeorge</font></p> </td>
    <TD STYLE="white-space: nowrap; text-align: center; vertical-align: top">
        <P STYLE="font: 10pt Times New Roman, Times, serif; text-align: center; margin-top: 2pt; margin-bottom: 0pt"><font style="font-style:italic; ">Mindy
        West</font></p> </td> </tr>
  </table>




<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSAL
4 - TO RATIFY SELECTION OF</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">INDEPENDENT
CERTIFIED PUBLIC ACCOUNTANTS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The Audit Committee
of the Board re-selected the accounting firm of BKD, LLP as independent auditors of the Company and its subsidiaries for the fiscal year
ending December 31, 2021, subject to a formal acceptance of an engagement letter from BKD, LLP, and seeks ratification of the selection
by the Company&apos;s shareholders. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-style:italic; ">Principal
Accountant Fees</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Audit
Fees</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The aggregate
fees billed to the Company for professional services rendered by BKD for the audit of the Company&apos;s annual financial statements for
the year ended December 31, 2020, and the reviews of the financial statements included in the Company&apos;s quarterly reports on Form
10-Q for 2020 were $1,092,500. The aggregate fees billed to the Company by BKD for such services in 2019 were $1,009,000.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Audit
Related Fees</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The aggregate
fees billed to the Company for professional services rendered by BKD for the audit related fees during 2020 were $130,875. The aggregate
fees billed to the Company by BKD for such services in 2019 were $244,520. These services are primarily for the audit services provided
in connection with acquisitions, audits of employee benefit plans, and the implementation of new accounting standards (Current Expected
Credit Losses).</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">Tax
Fees</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">The aggregate
fees billed to the Company for professional services rendered by BKD for tax services and preparation of tax returns during 2020 were
$0. The aggregate fees billed to the Company by BKD for such services in 2019 were $52,500. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="text-decoration:underline #000000; ">All
Other Fees</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">There were
no fees billed to the Company by BKD during 2020 or 2019 for services other than those set forth above.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Shareholder
ratification of the Audit Committee&apos;s selection of BKD as our independent auditors for the year ending December 31, 2021, is not
required by the Company&#x2019;s by-laws or otherwise. Nonetheless, the Board has elected to submit the selection of BKD to our shareholders
for ratification. If the selection of BKD as our independent auditors for the year ending December 31, 2021, is not ratified, the matter
will be referred to the Audit Committee for further review. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Representatives
of BKD are expected to be at the annual meeting, will have an opportunity to make a statement if they desire and will be available to
respond to appropriate questions. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">THE BOARD OF
DIRECTORS RECOMMENDS THAT SHAREHOLDERS VOTE <font style="text-decoration:underline #000000; font-weight:bold; ">FOR</font> RATIFICATION
OF THE SELECTION OF BKD AS THE COMPANY&#x2019;S INDEPENDENT AUDITORS FOR 2021. </p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">49</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">The
Board has undertaken a general review of the Company&#x2019;s governing documents and has determined that it is in the best interest of
shareholders to streamline the governing documents and remove inconsistencies and outdated provisions. The Board is focused on promoting
strong corporate governance practices, and believes that these largely ministerial changes to the Amended and Restated Articles of Incorporation
will help clarify the Company&#x2019;s practices for shareholders and ensure its governing documents are clear, readable, and consistent.
Accordingly, the Board is asking shareholders to vote to approve the following two proposals:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSAL
5 - REVISE OUTDATED INFORMATION IN THE</font><font style="font-weight:bold; "> </font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">AMENDED
AND RESTATED ARTICLES OF INCORPORATION</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">As
part of the general review described above, the Board has determined that it is advisable, and has voted unanimously to recommend, that
amendments to the Amended and Restated Articles of Incorporation be adopted to remove or revise outdated information as follows: (1) replace
references to an outdated version of the Arkansas Business Corporation Act, (2) remove references to and certificates of designation for
series of preferred stock that have been fully redeemed, and (3) remove the requirement that shareholders make a tender offer for all
outstanding voting shares if they surpass a certain threshold of ownership. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">With
respect to the first change noted above, the Company amended its Articles of Incorporation in 1994, following shareholder approval, to
add current Article FIFTEENTH to adopt the Arkansas Business Corporation Act of 1987 as the corporate law governing the affairs of the
Company thereafter. Following such amendment, the Company is no longer governed by, or subject to, the Arkansas Business Corporation Act
of 1965. The proposed change to replace the references in Article TWELFTH to the Arkansas Business Corporation Act of 1965 and the reference
in Article SIXTEENTH to the Arkansas Business Corporation Act with references to the Arkansas Business Corporation Act of 1987 is a non-substantive
change to correct references in Article TWELFTH that were inadvertently left in the Articles of Incorporation at the time Article FIFTEENTH
was added, and to replace them with accurate references to the Arkansas Business Corporation Act of 1987, as well as to make references
to the Arkansas Business Corporation Act of 1987 consistent throughout the Amended and Restated Articles of Incorporation by replacing
the reference in Article SIXTEENTH to the Arkansas Business Corporation Act with a reference to the Arkansas Business Corporation Act
of 1987.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">With
respect to the third change noted above, currently, shareholders who beneficially own more than 10% of the outstanding shares
of capital stock of the Company entitled to vote generally in the election of directors are generally required in connection
with purchasing additional shares to make a tender offer for all outstanding voting shares. This provision was included in
the Company&#x2019;s governing documents at a time when there was greater concern about coercive tender offers and other
unwelcome takeover activity for financial institutions generally. Such activity is no longer as prevalent and therefore, in
the Board&#x2019;s view, the protective provision is no longer needed. The Company is now a well-established institution that
welcomes significant investments from large institutional investors, so long as the investors receive any required approvals
from regulatory authorities, and does not want to discourage significant investments by generally requiring an automatic
tender offer to exceed the 10% threshold. The Company&#x2019;s strong corporate governance principles and the Board&#x2019;s
ongoing focus on assessing available strategic opportunities for the Company negate the need for this outdated takeover
protection provision.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">The
details of the amendments that would be made if this proposal is approved are as follows:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:15pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-14.5pt; margin-bottom:0pt; ">Replace
references to &#x201C;the Arkansas Business Corporation Act of 1965&#x201D; in Article TWELFTH with &#x201C;the Arkansas Business Corporation
Act of 1987.&#x201D;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:15pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-14.5pt; margin-bottom:0pt; ">Replace
the reference to &#x201C;the Arkansas Business Corporation Act&#x201D; in Article SIXTEENTH with &#x201C;the Arkansas Business Corporation
Act of 1987.&#x201D;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:15pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-14.5pt; margin-bottom:0pt; ">Delete
Article EIGHTEENTH and Exhibit 1. Article EIGHTEENTH creates a series of preferred stock designated as Senior Noncumulative Perpetual
Preferred Stock, Series A and Exhibit 1 is the Certificate of Designations and Standard Provisions for such series, which has been fully
redeemed.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:15pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-14.5pt; margin-bottom:0pt; ">Delete
Article NINETEENTH and Exhibits 2 and 3. Article NINETEENTH creates (1) a series of preferred stock designated as the Series A Preferred
Stock, Par Value $0.01 Per Share and (2) a series of preferred stock designated as the Series B Preferred Stock, Par Value $0.01 per share.
Exhibits 2 and 3 are the Certificates of Designations and Standard Provisions for each such series, respectively, which have been fully
redeemed.</P>

<p style="font-family:Times New Roman, Times, serif; font-size:15pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-14.5pt; margin-bottom:0pt; ">Renumber
Article TWENTIETH as Article EIGHTEENTH and Exhibit 4 as Exhibit 1.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:15pt; text-align:justify; margin-top:11pt; margin-bottom:0pt; ">&#x2022;</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:18pt; margin-top:-14.5pt; margin-bottom:0pt; ">Delete
section (a) of Article ELEVENTH in order to remove the tender offer requirement described above, and make certain conforming changes throughout
the Amended and Restated Articles of Incorporation.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">Note
that if shareholders vote to approve this proposal, all amendments will be implemented as soon as practicable. This general description
of the proposed amendments to the Amended and Restated Articles of Incorporation is qualified in its entirety by reference to the text
of the proposed amendments, which is provided as Appendix A to this proxy statement. Proposed additions are indicated by underlining and
proposed deletions are indicated by strikethroughs.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">THE
BOARD OF DIRECTORS RECOMMENDS THAT SHAREHOLDERS VOTE <B><U>FOR</U></B> PROPOSAL 5 TO REVISE OUTDATED INFORMATION IN THE AMENDED
AND RESTATED ARTICLES OF INCORPORATION.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSAL
6&#x2009;-&#x2009;INCLUDE PROVISIONS IN THE AMENDED AND RESTATED</font><font style="font-weight:bold; "> </font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">ARTICLES
OF INCORPORATION TO PROVIDE FOR MAJORITY VOTING</font><font style="font-weight:bold; "> </font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:0pt; margin-bottom:0pt; "><font style="font-weight:bold; ">IN
UNCONTESTED ELECTIONS OF DIRECTORS</font></p>

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<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">50</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">As
part of the general review described above, the Board has determined that it is advisable, and has voted unanimously to recommend, that
an amendment to the Amended and Restated Articles of Incorporation be adopted to include a provision providing for majority voting in
uncontested elections of directors. The Board considers majority voting in the election of directors to be an important piece of its corporate
governance strategy and believes that majority voting encourages Board accountability and responsiveness to shareholder concerns. A majority
voting provision is included in the Company&#x2019;s by-laws. To be consistent with the by-laws and the requirements of the Arkansas Business
Corporation Act of 1987, the Board believes it is in the best interest of shareholders to codify this majority voting standard in the
Amended and Restated Articles of Incorporation, as well. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">The
Company&#x2019;s by-laws currently provide that, in an &#x201C;uncontested election,&#x201D; which is an election in which the number
of nominees for director is less than or equal to the number of directors to be elected, a nominee for director shall be elected by a
majority of the votes cast by the shares present in person or represented by proxy at the meeting and entitled to vote thereon. This means
that the votes cast &#x201C;for&#x201D; a nominee must exceed the votes cast &#x201C;against&#x201D; the nominee. If an incumbent nominee
does not receive the required votes for election at the meeting, the Board, through a process managed by the Board&#x2019;s Nominating
and Corporate Governance Committee, will consider whether to accept the director&#x2019;s offer of resignation, which is required to be
immediately tendered under the Company&#x2019;s by-laws, and will publicly disclose its decision. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; text-indent:20pt; margin-top:10pt; margin-bottom:0pt; ">Consistent
with the by-law provision, the proposed amendment to the Amended and Restated Articles of Incorporation, to be added to Article EIGHTH
as a new second paragraph, is as follows:</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; padding-left:36pt; margin-top:6pt; margin-bottom:0pt; ">At
each meeting of shareholders for the election of directors at which a quorum exists, each nominee for director shall be elected by a majority
of the votes cast by the shares present in person or represented by proxy at the meeting and entitled to vote on such nominee&#x2019;s
election; provided, however, that if the election of directors is contested, directors shall be elected by a plurality of the votes cast
by the shares present in person or represented by proxy at the meeting and entitled to vote thereon. A &#x201C;majority of the votes cast&#x201D;
means the number of shares voted &#x201C;for&#x201D; a nominee&#x2019;s election must exceed the number of shares voted &#x201C;against&#x201D;
such nominee&#x2019;s election, with abstentions and broker non-votes being disregarded. An election of directors shall be considered
&#x201C;contested&#x201D; if the number of nominees for director is greater than the number of directors to be elected.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Note that if
shareholders vote to approve this proposal, the amendment will be implemented as soon as practicable. This general description of the
proposed amendment to the Amended and Restated Articles of Incorporation is qualified in its entirety by reference to the text of the
proposed amendment, which is provided as Appendix A to this proxy statement.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">THE BOARD OF
DIRECTORS RECOMMENDS THAT SHAREHOLDERS VOTE <font style="text-decoration:underline #000000; font-weight:bold; ">FOR</font> PROPOSAL 6
TO INCLUDE PROVISIONS IN THE AMENDED AND RESTATED ARTICLES OF INCORPORATION TO PROVIDE FOR MAJORITY VOTING IN UNCONTESTED ELECTIONS OF
DIRECTORS. </p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">FINANCIAL
STATEMENTS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">A copy of the
annual report on Form 10-K for the year ended December 31, 2020, required to be filed with the U.S. Securities and Exchange Commission,
including audited financial statements, is enclosed herewith. Such report and financial statements contained therein are not incorporated
into this Proxy Statement and are not considered a part of the proxy soliciting materials, since they are not deemed material for the
exercise of prudent judgment in regard to the matters to be acted upon at the meeting.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">Upon
written request by any shareholder addressed to George A. Makris III, Secretary, Simmons First National </font><font style="font-weight:bold; ">Corporation,
P. O. Box 7009, Pine Bluff, Arkansas 71611, a copy of the Company&apos;s annual report on Form 10-K </font><font style="font-weight:bold; ">required
to be filed with the U.S. Securities and Exchange Commission, including the financial statements and schedules </font><font style="font-weight:bold; ">thereto,
will be furnished without charge.</font><font style="font-weight:bold; "> </font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">PROPOSALS
FOR 2022 ANNUAL MEETING</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Shareholders
who intend to submit proposals pursuant to Rule 14a-8 of the Exchange Act to be presented at the Company&#x2019;s 2022 Annual
Meeting of Shareholders and included in the Company&#x2019;s proxy statement relating to such meeting must submit such proposals
to the Corporate Secretary of the Company at the Company&#x2019;s principal executive offices no later than [December 16, 2021].
Such proposals must also comply with the additional requirements of Rule 14a-8 of the Exchange Act (or any successor rule) to
be eligible for inclusion in the proxy statement for the 2022 Annual Meeting of Shareholders. In addition, the Company&#x2019;s
by-laws provide that only such business (including, without limitation, the nomination of persons for election to the Board) which
is properly brought before a shareholder meeting will be conducted. For business (including, without limitation, the nomination
of persons for election to the Board) to be properly brought before an annual meeting of the shareholders by a shareholder, the
shareholder must provide notice to the Corporate Secretary of the Company at the Company&#x2019;s principal executive offices
not later than 90 days nor earlier than 120 days prior to the first anniversary of the prior year&#x2019;s annual meeting of the
shareholders. In the event that the Company did not hold an annual meeting of the shareholders in the prior year or if the first
anniversary of the prior year&#x2019;s annual meeting of the shareholders is more than 30 days before or after the date of the
current year&#x2019;s annual meeting of the shareholders, the shareholder&#x2019;s notice is timely only if it is delivered to
the Secretary of the Corporation at the principal executive offices of the Company no later than the 10<FONT STYLE="font-size: 7.5pt"><SUP>th
</SUP></FONT>day after the Company publicly announces the date of the current year&#x2019;s annual meeting of the shareholders
or the 90<FONT STYLE="font-size: 7.5pt"><SUP>th</SUP></FONT> day before the date of the current year&#x2019;s annual meeting of
the shareholders, whichever is later. To be in proper written form, a shareholder&#x2019;s notice to the Company&#x2019;s Corporate
Secretary must comply with all requirements contained in the Company&#x2019;s by-laws, a copy of which may be obtained upon written
request to the Corporate Secretary of the Company.</P>


<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">51</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Accordingly,
a shareholder who intends to raise a proposal to be acted upon at the 2022 Annual Meeting of Shareholders, but who does not desire to
include the same in the Company&#x2019;s 2022 proxy statement, must provide written notice to the Company&#x2019;s Corporate Secretary
no earlier than January 20, 2022, nor later than February 19, 2022. The Company reserves the right to reject, rule out of order or take
other appropriate action with respect to any proposal that does not comply with these and other applicable requirements, and the persons
named as proxies in the Company&#x2019;s proxy for the 2022 Annual Meeting of Shareholders may exercise their discretionary authority
to vote upon any such proposal to the extent brought before such meeting.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">OTHER
MATTERS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Management
knows of no other matters to be brought before this annual meeting. However, if other matters should properly come before the
meeting, it is the intention of the persons named in the proxy to vote such proxy in accordance with their best judgement on
such matters.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; margin-top:20pt; margin-bottom:0pt; "><font style="font-weight:bold; ">CAUTIONARY
NOTE REGARDING FORWARD LOOKING STATEMENTS</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">Certain statements
contained in this Proxy Statement may not be based on historical facts and should be considered &#x201C;forward-looking statements&#x201D;
within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements may be identified by reference
to a future period(s) or by the use of forward-looking terminology, such as &#x201C;anticipate,&#x201D; &#x201C;believe,&#x201D; &#x201C;budget,&#x201D;
&#x201C;contemplate,&#x201D; &#x201C;continue,&#x201D; estimate,&#x201D; &#x201C;expect,&#x201D; &#x201C;foresee,&#x201D; &#x201C;intend,&#x201D;
&#x201C;indicate,&#x201D; &#x201C;likely,&#x201D; &#x201C;target,&#x201D; &#x201C;plan,&#x201D; &#x201C;positions,&#x201D; &#x201C;prospects,&#x201D;
&#x201C;project,&#x201D; &#x201C;predict,&#x201D; or &#x201C;potential,&#x201D; by future conditional verbs such as &#x201C;could,&#x201D;
&#x201C;may,&#x201D; &#x201C;might,&#x201D; &#x201C;should,&#x201D; &#x201C;will,&#x201D; or &#x201C;would,&#x201D; by variations of such
words or by similar expressions. These forward-looking statements include, without limitation, those relating to the Company&#x2019;s
future growth, revenue, expenses, assets, asset quality, profitability, earnings, accretion, customer service, investment in and success
of digital channels, critical accounting policies, net interest margin, non-interest revenue, market conditions related to and the impact
of the Company&#x2019;s stock repurchase program, consumer habits, the Company&#x2019;s ability to recruit and retain key employees, the
adequacy of the allowance for credit losses, the impacts of the COVID-19 pandemic and the ability of the Company to manage the impacts
of the COVID-19 pandemic, the impacts of the Company&#x2019;s and its customers&#x2019; participation in the Paycheck Protection Program,
income tax deductions, credit quality, the level of credit losses from lending commitments, net interest revenue, interest rate sensitivity,
loan loss experience, liquidity, capital resources, market risk, plans for investments in securities, effect of future litigation, acquisition
strategy, legal and regulatory limitations and compliance and competition.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">These forward-looking
statements involve risks and uncertainties, and may not be realized due to a variety of factors, including, without limitation: changes
in the Company&#x2019;s operating, acquisition, or expansion strategy; the effects of future economic conditions (including unemployment
levels and slowdowns in economic growth), governmental monetary and fiscal policies, as well as legislative and regulatory changes; the
impacts of the COVID-19 pandemic on the Company&#x2019;s operations and performance; the ultimate effect of measures the Company takes
or has taken in response to the COVID-19 pandemic; the severity and duration of the COVID-19 pandemic, including the effectiveness of
vaccination efforts; the pace of recovery when the COVID-19 pandemic subsides and the heightened impact it has on many of the risks described
herein; changes in real estate values; changes in interest rates; changes in the level and composition of deposits, loan demand, and the
values of loan collateral, securities and interest sensitive assets and liabilities; changes in the securities markets generally or the
price of the Company&#x2019;s common stock specifically; developments in information technology affecting the financial industry; cyber
threats, attacks or events; reliance on third parties for the provision of key services; further changes in accounting principles relating
to loan loss recognition; uncertainty and disruption associated with the discontinued use of the London Inter-Bank Offered Rate; the costs
of evaluating possible acquisitions and the risks inherent in integrating acquisitions; possible adverse rulings; judgements, settlements,
and other outcomes of pending or future litigation; the effects of competition from other commercial banks, thrifts, mortgage banking
firms, consumer finance companies, credit unions, securities brokerage firms, insurance companies, money market and other mutual funds
and other financial institutions operating in our market area and elsewhere, including institutions operating regionally, nationally and
internationally, together with such competitors offering banking products and services by mail, telephone, computer and the internet;
the failure of assumptions underlying the establishment of reserves for possible credit losses,
fair value for loans, other real estate owned, and those factors set forth from time to time in the Company&#x2019;s press releases and
filings with the U.S. Securities and Exchange Commission (&#x201C;SEC&#x201D;), including, without limitation, the Company&#x2019;s Form
10-K for the year ended December 31, 2020 (which has been filed with, and is available from, the SEC). Many of these factors are beyond
our ability to predict or control, and actual results could differ materially from those indicated in or implied by the forward-looking
statements due to these factors and others. In addition, as a result of these and other factors, our past financial performance should
not be relied upon as an indication of future performance.</p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">52</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; ">We believe the assumptions
and expectations that underlie or are reflected in our forward-looking statements are reasonable, based on information available
to us on the date hereof. However, given the described uncertainties and risks, we cannot guarantee our future performance or
results of operations or whether our future performance will differ materially from the performance reflected in or implied by
our forward-looking statements, and you should not place undue reliance on these forward-looking statements. Any forward-looking
statement speaks only as of the date hereof, and we undertake no obligation to update or revise any forward-looking statements,
whether as a result of new information, future events or otherwise, and all written or oral forward-looking statements attributable
to us are expressly qualified in their entirety by this section.</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; "><font style="font-weight:bold; ">BY
ORDER OF THE BOARD OF DIRECTORS:</font></p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:6pt; margin-bottom:0pt; ">George A. Makris
III, Secretary</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">Pine Bluff,
Arkansas</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-top:0pt; margin-bottom:0pt; ">April [15],
2021</p>

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:justify; margin-bottom:0pt; "></p>

<div>

<div style="width:100%; clear:both;">

<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; ">53</p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>



<P STYLE="margin-top: 20pt; font: 10pt Times New Roman, Times, serif; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">Appendix
A</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, serif; margin-top: 20pt; text-align: center; margin-bottom: 20pt"><FONT STYLE="font-size: 16pt">&nbsp;</FONT></p>



<p style="font-family:Times New Roman, Times, serif; font-size:10pt; text-align:center; "></p> </div><hr style="border-top:1.5pt solid #000000;">

<div style="page-break-after:always;"></div> </div>



<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>AMENDED
AND RESTATED</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ARTICLES
OF INCORPORATION OF</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SIMMONS
FIRST NATIONAL CORPORATION</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pursuant
to, and in accordance with, the Arkansas Business Corporation Act of 1987, the Articles of Incorporation of Simmons First National
Corporation are hereby amended and restated as follows:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>FIRST</U></B>:&#9;The
name of this Corporation is</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SIMMONS
FIRST NATIONAL CORPORATION</B>.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>SECOND</U></B>:&#9;The
duration of this Corporation and the period of its existence shall be perpetual.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>THIRD</U></B>:&#9;The
nature of the business of this Corporation and the objects and purposes proposed to be transacted, promoted or carried on by it
are as follows, to-wit:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)
To act as a holding company and to acquire and own stock or other interest in other businesses of any lawful character, including
specifically banks, mortgage loan and servicing businesses, factoring businesses, and other financially oriented businesses; and
as shareholder or as owner of other interest in such businesses, to exercise all rights incident thereto;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)
To do all things herein set forth, and in addition, all such other acts and things necessary or convenient or intended for the
attainment of any of the purposes of this Corporation and to participate in, engage in, carry on and conduct any business that
a natural person lawfully might or could do insofar as such acts and business undertakings are permitted to be done by a corporation
organized under the general corporation laws of the State of Arkansas, with all powers conferred upon corporations, specifically
or by inference, under the laws of the State of Arkansas.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>FOURTH</U></B>:
The authorized capital stock of this Corporation shall consist of 175,000,000 shares of Class A Common Stock having a par value
of $0.01 per share and 40,040,000 shares of Preferred Stock having a par value of $0.01 per share, with the powers, privileges,
incidents, preferences and limitations hereinafter set forth below:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)
<B>Class A common Stock</B>:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
entire voting power of this Corporation shall be vested in the Class A common stock, and the holder of each share of the Class
A common stock shall be entitled to one vote, in person or by proxy, for each share of such stock standing in the holder's name
on the books of the Corporation.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)
<B>Preferred Stock</B>:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
Board of Directors is authorized, subject to limitations prescribed by law and the provisions of this Article FOURTH, to provide
for the issuance of Preferred Stock, in series, and by filing a certificate pursuant to the applicable law of the State of Arkansas,
to establish from time to time the number of shares to be included in each such series, and to fix the designation, powers, preferences
and rights of the shares of each such series and the qualifications, limitations or restrictions thereof.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
authority of the Board with respect to each series shall include, but not be limited to, determination of the following:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1)
The number of shares constituting that series and the distinctive designation of that series;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2)
The dividend rate on the shares of that series, whether dividends shall be cumulative, and, if so, from which date or dates, and
the relative rights of priority, if any, of payment of dividends on shares of that series;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3)
Whether that series shall have voting rights, in addition to the voting rights provided by law, and, if so, the terms of such
voting rights;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4)
Whether that series shall have conversion privileges, and, if so, the terms and conditions of such conversion, including provision
for adjustment of the conversion rate in such events as the Board of Directors shall determine;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(5)
Whether or not the shares of that series shall be redeemable, and, if so, the terms and conditions of such redemption, including
the date or date upon or after which they shall be redeemable, and the amount per share payable in case of redemption, which amount
may vary under different conditions and at different redemption dates;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(6)
Whether that series shall have a sinking fund for the redemption or purchase of shares of that series, and, if so, the terms and
amount of such sinking fund;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(7)
The rights of the shares of that series in the event of voluntary or involuntary liquidation, dissolution or winding up of the
corporation, and the relative rights of priority, if any, of payment of shares of that series;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(8)
Any other relative rights, preferences and limitations of that series.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
aggregate liquidation preference of all shares of Preferred stock shall not exceed $80,000,000. The aggregate liquidation preference
may be allocated among shares in different series in such manner and amounts as the Board may determine in the resolution establishing
such series.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends
on outstanding shares of Preferred Stock shall be paid or declared and set apart for payment before any dividends shall be
paid or declared and set apart for payment on the common shares with respect to the same dividend period.</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)
<B>General </B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1)
No shareholder of the Corporation shall because of the ownership of stock have a pre-emptive or other right to purchase, subscribe
for, or take any part of the stock or any part of the notes, debentures, bonds or other securities convertible into or carrying
options or warrants to purchase stock of the Corporation issued, optioned, or sold by it. Any part of the capital stock authorized
by the Articles of Incorporation or any amendment thereto duly filed, and any part of the notes, debentures, bonds or other securities
convertible into or carrying options or warrants to purchase stock of the Corporation may, at any time, be issued, optioned for
sale, and sold or disposed of by the Corporation pursuant to resolution of its Board of Directors to such persons and upon such
terms as to such Board may seem proper without first offering such stock or securities or any part thereof to existing shareholders.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0.5in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2)
The Board of Directors of the Corporation shall have the power, at their discretion, to prepare and cause to be issued convertible
bonds or debentures of the Corporation, whether or not secured by a sinking fund, pledge or other commitment, having such rights,
conversion options into the Class A common stock of the Corporation, bearing such interest, having such maturity dates, with such
restrictions, incidents, privileges, and characteristics, and in such amounts, total and individually, as may be determined by
the Board of Directors to be appropriate for the corporate purposes.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>FIFTH</U></B>:&#9;The
Corporation shall not commence business until it has received consideration of the value of at least Three Hundred Dollars for
the issuance of its shares of stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>SIXTH</U></B>:&#9;The
initial office of the Corporation shall be at Fifth and Main Streets in the City of Pine Bluff, Arkansas, and the name of the
resident agent of the Corporation is George A. Makris, whose address is 501 Main Street, Pine Bluff, Arkansas, 71601.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>SEVENTH</U></B>:&#9;The
name and post office address of the incorporator is Wayne A. Stone, 10 Westridge Drive, Pine Bluff, Arkansas.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>EIGHTH</U></B>:&#9;The
Board of Directors of this Corporation shall consist of not less than five (5) nor more than twenty-five (25) persons, the exact
number of directors within such minimum and maximum limits to be fixed and determined, from time to time, by resolution of majority
of the full Board of Directors or by resolution of the shareholders at any annual or special meeting thereof. Any vacancy in the
Board of Directors for any reason, including an increase in the number thereof, may be filled by action of the Board of Directors.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>At
each meeting of shareholders for the election of directors at which a quorum exists, each nominee for director shall be
elected by a majority of the votes cast by the shares present in person or represented by proxy at the meeting and entitled
to vote on such nominee&#8217;s election; provided, however, that if the election of directors is contested, directors shall
be elected by a plurality of the votes cast by the shares present in person or represented by proxy at the meeting and
entitled to vote thereon. A &#8220;majority of the votes cast&#8221; means the number of shares voted &#8220;for&#8221; a
nominee&#8217;s election must exceed the number of shares voted &#8220;against&#8221; such nominee&#8217;s election, with
abstentions and broker non-votes being disregarded. An election of directors shall be considered &#8220;contested&#8221; if
the number of nominees for director is greater than the number of directors to be elected.</U></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>NINTH</U></B>:&#9;The
affairs and business of this Corporation shall be controlled and conducted by the Board of Directors. The Board of Directors may
make By-Laws for the management of the affairs and business of this Corporation, from time to time, and may amend or repeal such
By-Laws. In addition, the Corporation and Board of Directors shall have all the powers provided for boards of directors and corporations
under the laws of the State of Arkansas, including, but not limited to, the power to create an Executive Committee from among
their number, to provide for the day-to-day management and operations of the Corporation's affairs.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>TENTH</U></B>:&#9;The
private property of the stockholders shall not be subject to the payment of the corporate debts to any extent whatsoever.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>ELEVENTH</U></B>:
<STRIKE>(a)(1) Except as otherwise expressly provided in this Article, in the event that any person becomes an Interested Stockholder
(as hereinafter defined), then any acquisition of additional Voting Shares (as hereinafter defined), other than through a Business
Combination (as hereinafter defined), by such Interested Stockholder shall only be pursuant to a Tender Offer ( as hereinafter
defined) to acquire, for cash, any and all outstanding shares of capital stock of the Corporation entitled to vote generally in
the election of directors (&quot;Voting Shares&quot;) not owned by such Interested Stockholder at the Fair Price (as hereinafter
defined).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(2)
The provisions of this section (a) shall not apply to any person exempted from the requirements of this section by the Board of
Directors in a resolution passed before the person becomes an Interested Stockholder.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(3)
A Tender Offer shall be made on the terms and subject to the conditions as set forth below:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)
All expenses associated with the making and conduct of the Tender Offer shall be the sole responsibility of the Interested Stockholder;
and</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)
The Tender Offer shall be an offer to purchase any and all outstanding Voting Shares not owned by the Interested Stockholder at
a price per share not less than the Fair Price, net to the seller in cash. Shares tendered pursuant to valid guarantees of delivery
before the initial expiration date of the Tender Offer, specifically identifying certificates therefor, shall be deemed to be
validly tendered for purposes of the Tender Offer. The initial expiration of the Tender Offer shall not be less than twenty (20)
business days after the commencement of the Tender Offer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(a)</U><STRIKE>(b)
</STRIKE>In addition to any affirmative vote required by law, and except as otherwise expressly provided in this Article:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1)
any merger or consolidation of the Corporation with or into any other Corporation<STRIKE>,</STRIKE><U>;</U> or</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2)
any sale, lease, exchange, mortgage, pledge, transfer or other disposition (in one transaction or a series of related transactions)
of all or substantially all of the property and assets of the Corporation<STRIKE>,</STRIKE><U>;</U> or</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3)
the adoption of any plan or proposal of liquidation or dissolution of the Corporation; or</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4)
any reclassification of the Corporation's securities (including any stock split);</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">shall
require the affirmative vote of the holders of at least 80% of the outstanding Voting Shares, unless such Business Combination
is approved by 80% of the Continuing Directors (as hereinafter defined) of the Corporation. Such affirmative vote of the shareholders
or directors shall be required, notwithstanding the fact that no vote may be required, or that some lesser percentage may be specified,
by law or in any agreement or otherwise.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(b)</U><STRIKE>(c)
</STRIKE>The provisions of <U>section</U><STRIKE>sections</STRIKE> (a) <STRIKE>and (b)</STRIKE> of this Article shall not be applicable
to any Business Combination <STRIKE>or stock acquisition</STRIKE>, and such Business Combination <STRIKE>or stock acquisition
</STRIKE>shall require only such affirmative vote as is required by law and any other provisions of these Articles of Incorporation,
if any, if such transaction has been approved by 80% of the Continuing Directors of the Corporation.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(c)</U><STRIKE>(d)
</STRIKE>For purposes of this Article:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1)
&quot;Business Combination&quot; means any transaction which is referred to in any one or more paragraphs (1) through (4) of section
<U>(a)</U><STRIKE>(b)</STRIKE> of this Article.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2)
&quot;Person&quot; includes a natural person, corporation, partnership, association, joint stock company, trust, unincorporated
association or other entity. When two or more Persons act as a partnership, limited partnership, syndicate or other group for
the purpose of acquiring, holding or disposing of common stock, such syndicate or group shall be deemed a Person for purposes
of this Article.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3)
&quot;Interested Stockholder&quot; means any Person (other than the Corporation), any Subsidiary (as hereinafter defined) or any
Employee Stock Ownership Trust or other compensation plan of the Corporation, who or which as of any date immediately prior to
the consummation of any transaction described in this Article:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)
is the beneficial owner, directly or indirectly, of more than 10% of the Voting Shares; or</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii)
is an Affiliate of the Corporation and at any time within two years prior thereto was the beneficial owner, directly or indirectly,
of not less than 6% of the then outstanding Voting Shares.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4)
&quot;Tender Offer&quot; means a tender offer for cash made in accordance with the then applicable rules and regulations of the
Securities and Exchange Commission issued pursuant to Section 14(d) of the Securities Exchange Act of 1934, as amended.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(5)
&quot;Fair Price&quot; means the amount payable by the Interested Stockholder in respect of each Voting Share, which shall be
the greater amount determined on either of the following bases:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)
The highest price per share of Voting Shares including commissions paid to brokers or dealers for solicitation or other services,
at which Voting Shares held by the Interested Stockholder were acquired pursuant to any market purchase or otherwise within the
preceding twenty-four (24) full calendar months prior to the commencement of the Tender Offer. For purposes of this subsection
(i), if the consideration paid in any such acquisition of Voting Shares consisted, in whole or part, of consideration other than
cash, then such other consideration shall be valued at the market value thereof at the time of the payment.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)
The highest sale price per share of the Voting Shares for any trading day during the preceding twenty-four (24) full calendar
months prior to the commencement of the Tender Offer. For purposes of this subsection (ii), the sale price for any trading day
shall be the last sale price per share of Voting Shares as reported in the National Association of Securities Dealers Automated
Quotation System.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(5)</U><STRIKE>(6)
</STRIKE>&quot;Beneficial Ownership&quot; means any right or power through any contract, arrangement, understanding, relationship
or otherwise to exercise, directly or indirectly, (1) voting power, which includes the power to vote, or to direct the voting
of, the Voting Shares, or (2) investment power, which includes the power to dispose of, or to direct the disposition of, the Voting
Shares.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notwithstanding
the foregoing, Beneficial Ownership shall not include (1) ownership by a registered broker holding shares of Voting Shares in
its street name for customers, or (2) ownership by an employee plan maintained for the Company's employees, provided that each
employee is entitled to vote the shares in the trust which are allocable to him.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(6)</U><STRIKE>(7)
</STRIKE>A person shall be a &quot;beneficial owner&quot; of any Voting Shares:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)
which such Person or any of its Affiliates or Associates (as hereinafter defined) beneficially owns, directly or indirectly; or</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii)
which such Person or any of its Affiliates or Associates has (a) the right to acquire (whether such right is exercisable
immediately or only after the passage of time), pursuant to any agreement, arrangement or understanding, or upon the exercise
of conversion rights, exchange rights, warrants or options, or otherwise, or (b) the right to vote pursuant to any agreement,
arrangement or understanding, or</FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iii)
which are beneficially owned, directly or indirectly, by any other Person with which such first mentioned Person or any of its
Affiliates or Associates has any agreement, arrangement or understanding for the purpose of acquiring, holding, voting or disposing
of any Voting Shares.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(7)</U><STRIKE>(8)
</STRIKE>An &quot;Affiliate&quot; of, or a Person &quot;affiliated&quot; with, a specified Person, is a Person that directly or
indirectly through one or more intermediaries controls, or is controlled by, or is under common control with the Person specified.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(8)</U><STRIKE>(9)
</STRIKE>The term &quot;Associate&quot; used to indicate a relationship with any Person means (1) any corporation or organization
(other than the Corporation or a majority-owned subsidiary of the Corporation) of which such Person is an officer or partner or
is, directly or indirectly, the beneficial owner of 10% or more of any class of equity securities, (2) any trust or other estate
in which such Person has a substantial beneficial interest or as to which such Person serves as trustee or in a similar fiduciary
capacity, or (3) any relative or spouse of such Person, or any relative of such spouse, who has the same home as such Person.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(9)</U><STRIKE>(10)
</STRIKE>The outstanding Voting Shares shall include shares deemed owned through application of paragraph <U>(6)</U><STRIKE>(7)
</STRIKE>of section <U>(c)</U><STRIKE>(d)</STRIKE> above, but shall not include any other Voting Shares which may be issuable
pursuant to any agreement or upon exercise of conversion rights, warrants, or options, or otherwise.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(10)</U><STRIKE>(11)
</STRIKE>&quot;Proponent&quot; means any Person (or its Affiliates or Associates) which makes any Tender Offer for the Voting
Shares or proposes any Business Combination directly affecting the Corporation or its subsidiaries.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(11)</U><STRIKE>(12)
</STRIKE>&quot;Continuing Directors&quot; means the incumbent directors of the Corporation on the date immediately preceding the
date the Proponent (or its Affiliates or Associates) became an Interested Stockholder. In the event the Proponent (or its Affiliates
or Associates) is not an Interested Stockholder, then all directors of the Corporation shall be Continuing Directors.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(12)</U><STRIKE>(13)
</STRIKE>&quot;Subsidiary&quot; shall mean a corporation of which a majority of each class of equity is owned, directly or indirectly,
by the Corporation.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(13)
&quot;Voting Shares&quot; means any and all outstanding shares of capital stock of the Corporation entitled to vote generally
in the election of directors.</U></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(d)</U><STRIKE>(e) </STRIKE>A
majority of the Continuing Directors shall have the power and duty to determine for the purposes of this Article on the basis
of information known to them, (1) if a Business Combination is proposed by or on behalf of an Interested Stockholder or
Affiliate of an Interested Stockholder, (2) the number of Voting Shares beneficially owned by any Person, (3) whether a
person is an Affiliate or Associate of another, or (4) whether a person has an agreement, arrangement or understanding with
another as to the matters referred to in paragraph <U>(6)</U><STRIKE>(7)</STRIKE> of section <U>(c)</U><STRIKE>(d) </STRIKE>above.</FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>(e)</U><STRIKE>(f)
</STRIKE>Nothing contained in this Article shall be construed to relieve any Interested Stockholder from any fiduciary obligation
imposed by law. The Board of Directors is specifically authorized to seek equitable relief, including an injunction, to enforce
the provisions of the Article.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>TWELFTH</U>:</B>&#9;(a)
Every person who was or is a party of, is threatened to be made party to, or is involved in, any action, suit or proceeding, whether
civil, criminal, administrative or investigative, by reason of the fact that he is or was a director or officer of the Corporation
(or is or was serving at the request of the Corporation as a director or officer of another corporation, or as its representative
in a partnership, joint venture, trust or other enterprise) shall be indemnified and held harmless to the fullest extent legally
permissible under and pursuant to any procedure specified in the Arkansas Business Corporation Act of <U>1987</U><STRIKE>1965</STRIKE>,
as amended and as the same may be amended hereafter, against all expenses, liabilities and losses (including attorney's fees,
judgments, fines and amounts paid or to be paid in settlement) reasonably incurred or suffered by him in connection therewith.
Such right of indemnification shall be a contract right that may enforced in any lawful manner by such person, and the Corporation
may in the discretion of the Board of Directors enter into indemnification agreements with its directors and officers. Such right
of indemnification shall not be exclusive of any other right which such director or officer may have or hereafter acquire and,
without limiting the generality of such statement, he shall be entitled to his rights of indemnification under any agreement,
vote of stockholders, provision of law or otherwise, as well as his rights under this section.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)
The Board of Directors may cause the Corporation to purchase and maintain insurance on behalf of any person who is, or was, a
director of officer of the Corporation, or is or was serving at the request of the Corporation as a director or officer of another
corporation or as its representative in a partnership, joint venture, trust or other enterprise, against any liability asserted
against such person and incurred in any such capacity or arising out of such status, whether or not the Corporation would have
the power to indemnify such person.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)
Expenses incurred by a director or officer of the Corporation in defending a civil or criminal action, suit or proceeding by reason
of the fact that he is, or was, a director or officer of the Corporation (or is or was serving at the Corporation's request as
a director or officer of another corporation or as its representative in a partnership, joint venture, trust or other enterprise)
shall be paid by the Corporation in advance of the final disposition of such action, suit or proceeding (1) upon authorization
(i) by the Board of Directors by a majority vote of a quorum consisting of directors who are not parties to the action, suit or
proceeding, (ii) if such a quorum is not obtainable or, even if obtainable, if a quorum of disinterested directors so directs,
then by independent legal counsel in a written opinion, or (iii) by the shareholders; and (2) upon receipt of an undertaking by,
or on behalf of, such person to repay such amount, if it shall ultimately be determined that he or she is not entitled to be indemnified
by the Corporation as authorized by relevant provisions of the Arkansas Business Corporation Act of <U>1987</U><STRIKE>1965</STRIKE>
as the same now exists or as it may hereafter be amended.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)
If any provision of this Article or the application thereof to any person or circumstance is adjudicated invalid, such invalidity
shall not affect other provisions or applications of this Article which lawfully can be given without the invalid provision of
this Article.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>THIRTEENTH</U></B>:
In the event of any Tender Offer, merger offer or other acquisitive offer for the shares or assets of the Corporation or any of
its subsidiaries, then, in addition to any other action required by law, the Board of Directors shall consider the following factors
in evaluating such offer, prior to making any recommendation with respect to such offer:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)
The likely impact of the proposed acquisitive transaction on the Corporation, its subsidiaries, its shareholders, its employees
and the communities served by the Corporation and its subsidiaries;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)
The timeliness of the offer and proposed transaction considering the current business climate and the current business activities
and plans of the Corporation and its subsidiaries;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)
The possibility of any legal defects, including but not limited to bank and bank holding company regulatory matters, in the offer
of proposed transaction;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)
The risk of non-consummation of the offer due to inadequate financing, failure to obtain regulatory approval or such other risks
as the Board may identify;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e)
The current market price of the stock and the assets of the Corporation and its subsidiaries;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(f)
The book value of the stock of the Corporation;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(g)
The relationship of the proposed price in the offer to the Board's opinion of the current value of the Corporation and its subsidiaries
in an independently negotiated transaction;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(h)
The relationship of the proposed price in the offer to the Board's opinion of the future value of the Corporation and its subsidiaries
as an independent entity; and</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)
Any other factors which the Board deems pertinent.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No
director who is an Affiliate or Associate (as defined in Article Eleventh above) of the offeror shall participate in any manner
whatsoever in the above evaluation of the offer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>FOURTEENTH</U></B>:
Any amendment, repeal or modification of any of the terms of the Articles of Incorporation of the Corporation shall, in addition
to all other requirements of law, require the approval of 80% of the shares entitled to vote on such amendment, repeal or modification,
unless such amendment, repeal or modification shall have been approved by an affirmative vote of 80% of the Continuing Directors
of the Corporation (as defined in Article Eleventh above).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>FIFTEENTH</U>:
</B>The Corporation elects to be governed by and subject to the Arkansas Business Corporation Act of 1987.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>SIXTEENTH</U>:
</B>To the fullest extent permitted by the Arkansas Business Corporation Act <U>of 1987</U>, as it now exists or may hereafter
be amended, a director of this Corporation shall not be liable to the Corporation or its shareholders for monetary damages for
breach of fiduciary duty as a director.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>SEVENTEENTH:
</U></B>Reserved</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U><STRIKE>EIGHTEENTH:
</STRIKE></U></B><STRIKE>There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation
a series of preferred stock designated as the &quot;Senior Noncumulative Perpetual Preferred Stock, Series A&quot; (the &quot;Designated
Preferred Stock&quot;). The authorized number of shares of Designated Preferred Stock shall be 30,852.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
Certificate of Designation and Standard Provisions attached hereto as Exhibit 1 shall set forth the terms of the Designated Preferred
Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U><STRIKE>NINETEENTH:
</STRIKE></U></B><STRIKE>There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation
(1) a series of preferred stock designated as the &#8220;Series A Preferred Stock, Par Value $0.01 Per Share&#8221;, having 40,000
authorized shares; and (2) a series of preferred stock designated as the &#8220;Series B Preferred Stock, Par Value $0.01 Per
Share&#8221;, having 2,000.02 authorized shares.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
Certificates of Designations and Standard Provisions for each of the series of preferred stock identified in this Article NINETEENTH
attached hereto as Exhibits 2 and 3 shall set forth the terms of such series.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>EIGHTEENTH</U><U><STRIKE>TWENTIETH</STRIKE></U><U>:
</U></B>There is hereby created out of the authorized and unissued shares of preferred stock of the Corporation a series of preferred
stock designated as the &#8220;Series D Preferred Stock, Par Value $0.01 Per Share&#8221;, having 767 authorized shares.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; color: #030303; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
Certificate of Designations and Standard Provisions attached hereto as <U>Exhibit 1</U> <STRIKE>Exhibit 4</STRIKE> shall set forth
the terms of such Series D Preferred Stock, Par Value $0.01 Per Share.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">IN
WITNESS WHEREOF, the Chairman and Chief Executive Officer of the Corporation has set his hand this <U>[&#9679;]</U><STRIKE>29th
</STRIKE>day of <U>[&#9679;]</U><STRIKE>October, 2019</STRIKE>.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 3in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SIMMONS
FIRST NATIONAL CORPORATION</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 2pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 50%"></TD><TD STYLE="width: 3%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; text-align: justify; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
                                         George A. Makris, Jr.</FONT></TD>
</TR>     <TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="padding-left: 10pt; text-align: justify"><P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">George
A. Makris, Jr., Chairman and Chief Executive Officer</FONT></P>
</TD></TR>
</TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 3in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">EXHIBIT
1</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">[CERTIFICATE
OF DESIGNATION<U>S</U> AND STANDARD PROVISIONS <U>BEGINNING</U> ON NEXT PAGE]</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Shruti; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 3.45pt 6.9pt 0 4.5in; text-align: right; text-indent: 16.3pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(SBLF
Bank/Thrifts Senior Preferred Stock)</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 3.45pt 6.9pt 0 4.5in; text-align: right; text-indent: 16.3pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 1.5in 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>CERTIFICATE
OF DESIGNATION</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 139.8pt 0 142.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>OF</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>SENIOR
NON-CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 23.7pt 0 23.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>OF</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 23.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>SIMMONS
FIRST NATIONAL CORPORATION</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.25pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
undersigned, being the Chairman and Chief Executive Officer of Simmons First National Corporation, a corporation organized and
existing under the laws of the state of Arkansas (the &quot;</STRIKE><U><STRIKE>Issuer</STRIKE></U><STRIKE>&quot;), in accordance
with Sections 4-27-101, et seq., of the Arkansas Business Corporation Act, does hereby certify that:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>A.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
                                         Issuer entered into an Agreement and Plan of Merger (the &quot;</STRIKE><U><STRIKE>Merger</STRIKE></U><STRIKE>&quot;)
                                         with Community First Bancshares, Inc., a Tennessee corporation, (&quot;</STRIKE><U><STRIKE>CFB</STRIKE></U><STRIKE>&quot;)
                                         dated May 6, 2014, by which CFB would be merged with and into Issuer.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>B.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
                                         Issuer anticipates that the Merger of CFB will be completed in the fourth quarter of
                                         2014.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>C.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>CFB
                                         is a participant in the United States Department of the Treasury's (the &quot;</STRIKE><U><STRIKE>Treasury</STRIKE></U><STRIKE>&quot;)
                                         Small Business Loan Fund (&quot;</STRIKE><U><STRIKE>SBLF</STRIKE></U><STRIKE>&quot;).</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>D.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>As
                                         part of CFB's participation in the SBLF, it issued 30,852 shares of Senior Non-Cumulative
                                         Perpetual Preferred Stock, Series C, with a liquidation value of $1,000 per share to
                                         the Treasury (&quot;</STRIKE><U><STRIKE>CFB Preferred Shares</STRIKE></U><STRIKE>&quot;)
                                         in exchange for $30,852,000 in SBLF funds (the &quot;</STRIKE><U><STRIKE>CFB Original
                                         Issuance</STRIKE></U><STRIKE>&quot;).</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>E.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>As
                                         part of the CFB Original Issuance, CFB also issued Certificate of Designation of Senior
                                         Non-Cumulative Perpetual Preferred Stock, Series C, which was originally filed by CFB
                                         with the Secretary of State of the state of Tennessee on August 16, 2011.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>F.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>In
                                         connection with the Merger, the Issuer has agreed to issue 30,852 shares of Senior Non-Cumulative
                                         Perpetual Preferred Stock, Series A, with a par value of $0.01 and liquidation value
                                         of $1,000 per share with the rights, preferences and privileges set forth in this Certificate
                                         of Designation in exchange for the CFB Preferred Shares.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.6pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>G.</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
                                         board of directors of the Issuer (the &quot;</STRIKE><U><STRIKE>Board of Directors</STRIKE></U><STRIKE>&quot;),
                                         in accordance with the articles of incorporation and bylaws of the Issuer and applicable
                                         law, adopted the following resolution on 2-25, 2015 creating a series of 30,852 shares
                                         of preferred stock of the Issuer designated as &quot;</STRIKE><U><STRIKE>Senior Non-Cumulative
                                         Perpetual Preferred Stock, Series A</STRIKE></U><STRIKE>&quot;.</STRIKE></FONT></TD></TR></TABLE>


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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>RESOLVED</STRIKE></B><STRIKE>,
that pursuant to the provisions of the articles of incorporation and bylaws of the Issuer and applicable law, a series of preferred
stock, par value $0.01 per share, of the Issuer be and hereby is created, and that the designation and number of shares of such
series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 7pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
1. Designation and Number of Shares. There is hereby created out of the authorized and unissued shares of preferred stock of the
Issuer a series of preferred stock designated as the &quot;Senior Non-Cumulative Perpetual Preferred Stock, Series A&quot; (the
&quot;Designated Preferred Stock&quot;). The authorized number of shares of Designated Preferred Stock shall be 30,852.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.55pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 7pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
2. Standard Provisions. The Standard Provisions contained in Schedule A attached hereto are incorporated herein by reference in
their entirety and shall be deemed to be a part of this Certificate of Designation to the same extent as if such provisions had
been set forth in full herein.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 5.65pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
3. Definitions. The following terms are used in this Certificate of Designation (including the Standard Provisions in Schedule
A hereto) as defined below:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 4.5pt; text-align: justify; text-indent: 76.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Common Stock</STRIKE></U><STRIKE>&quot; means the common stock, par value $0.01 per share, of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 81pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 4.5pt; text-align: justify; text-indent: 76.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;Definitive Agreement&quot; means that certain Securities Purchase Agreement by and between CFB and Treasury, dated as of
the Signing Date and assumed by the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0 4.5pt; text-align: justify; text-indent: 76.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 4.5pt; text-align: justify; text-indent: 76.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;Junior Stock&quot; means the Common Stock and any other class or series of stock of the Issuer the terms of which expressly
provide that it ranks junior to Designated Preferred Stock as to dividend and redemption rights and/or as to rights on liquidation,
dissolution or winding up of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 81pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 4.5pt; text-align: justify; text-indent: 76.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;Liquidation Amount&quot; means $1,000 per share of Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 0; text-align: justify; text-indent: 81pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;Minimum Amount&quot; means (i) the amount equal to twenty-five percent (25%) of the aggregate Liquidation Amount of Designated
Preferred Stock issued on the Original Issue Date or (ii) all of the outstanding Designated Preferred Stock, if the aggregate
liquidation preference of the outstanding Designated Preferred Stock is less than the amount set forth in the preceding clause
(i).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0; text-align: justify; text-indent: 81pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 0; text-align: justify; text-indent: 81pt">
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;Parity Stock&quot; means any class or series of stock of the Issuer (other than Designated Preferred Stock)
the terms of which do not expressly provide that such class or series will rank senior or junior to Designated Preferred
Stock as to dividend rights and/or as to rights on liquidation, dissolution or winding up of the Issuer (in each case without
regard to whether dividends accrue cumulatively or non-cumulatively).</STRIKE></FONT></P>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 0; text-align: justify; text-indent: 81pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Signing Date</STRIKE></U><STRIKE>&quot; means August 18, 2011.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 0; text-align: justify; text-indent: 81pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;Treasury&quot; means the United States Department of the Treasury and any successor in interest thereto.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 5.65pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
4. Certain Voting Matters. Holders of shares of Designated Preferred Stock will be entitled to one vote for each such share on
any matter on which holders of Designated Preferred Stock are entitled to vote, including any action by written consent.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 129.55pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>[Remainder
of Page Intentionally Left Blank]</STRIKE></FONT></P>

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<P STYLE="font: 12pt Shruti; margin: 0 0 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>





<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 0 0 5pt; text-align: justify; text-indent: 49pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>IN
WITNESS WHEREOF, <B>SIMMONS FIRST NATIONAL CORPORATION </B>has caused this Certificate of Designation to be signed by <B>George
A. Makris, Jr.</B>, its <B>Chairman </B>and <B>Chief Executive Officer</B>, this 27th day of February, 2015.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 10.45pt 0 0 239.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>SIMMONS
FIRST NATIONAL CORPORATION</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 5.1pt 0 257.05pt; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>By:
_</STRIKE><U><STRIKE>/s/ George A. Makris, Jr.</STRIKE></U><STRIKE>_________&#9;</STRIKE></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 5.1pt 0 257.05pt; text-indent: 3.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Name:
George A. Makris, Jr.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 261pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Title:
Chairman and CEO</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.45pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 5.85pt 0 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>Schedule
A</STRIKE></B></FONT></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 1pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>STANDARD
PROVISIONS</STRIKE></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
1. </STRIKE><U><STRIKE>General Matters</STRIKE></U><STRIKE>. Each share of Designated Preferred Stock shall be identical in all
respects to every other share of Designated Preferred Stock. The Designated Preferred Stock shall be perpetual, subject to the
provisions of Section 5 of these Standard Provisions that form a part of the Certificate of Designation. The Designated Preferred
Stock shall rank equally with Parity Stock and shall rank senior to Junior Stock with respect to the payment of dividends and
the distribution of assets in the event of any dissolution, liquidation or winding up of the Issuer, as set forth below.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.05pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
2. </STRIKE><U><STRIKE>Standard Definitions</STRIKE></U><STRIKE>. As used herein with respect to Designated Preferred Stock:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Acquiror</STRIKE></U><STRIKE>&quot;, in any Holding Company Transaction, means the surviving or resulting
entity or its ultimate parent in the case of a merger or consolidation or the transferee in the case of a sale, lease or other
transfer in one transaction or a series of related transactions of all or substantially all of the consolidated assets of the
Issuer and its subsidiaries, taken as a whole.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Affiliate</STRIKE></U><STRIKE>&quot; means, with respect to any person, any person directly or indirectly
controlling, controlled by or under common control with, such other person. For purposes of this definition, &quot;</STRIKE><U><STRIKE>control</STRIKE></U><STRIKE>&quot;
(including, with correlative meanings, the terms &quot;</STRIKE><U><STRIKE>controlled by</STRIKE></U><STRIKE>&quot; and &quot;</STRIKE><U><STRIKE>under
common control with</STRIKE></U><STRIKE>&quot;) when used with respect to any person, means the possession, directly or indirectly
through one or more intermediaries, of the power to cause the direction of management and/or policies of such person, whether
through the ownership of voting securities by contract or otherwise.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)</STRIKE></FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>&quot;</STRIKE><U><STRIKE>Applicable
                                         Dividend Rate</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 3(a).</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.05pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Appropriate Federal Banking Agency</STRIKE></U><STRIKE>&quot; means the &quot;appropriate Federal banking
agency&quot; with respect to the Issuer as defined in Section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. Section 1813(q)),
or any successor provision.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.05pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Bank Holding Company</STRIKE></U><STRIKE>&quot; means a company registered as such with the Board of
Governors of the Federal Reserve System pursuant to 12 U.S.C. &sect;1842 and the regulations of the Board of Governors of the
Federal Reserve System thereunder.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Baseline</STRIKE></U><STRIKE>&quot; means the &quot;Initial Small Business Lending Baseline&quot; set
forth on the Initial Supplemental Report (as defined in the Definitive Agreement), subject to adjustment pursuant to Section 3(a).</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.05pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Business Combination</STRIKE></U><STRIKE>&quot; means a merger, consolidation, statutory share exchange
or similar transaction that requires the approval of the Issuer&#8217;s stockholders.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Business Day</STRIKE></U><STRIKE>&quot; means any day except Saturday, Sunday and any day on which banking
institutions in the State of New York or the District of Columbia generally are authorized or required by law or other governmental
actions to close.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 77pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Bylaws</STRIKE></U><STRIKE>&quot; means the bylaws of the Issuer, as they may be amended from time to
time.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Call Report</STRIKE></U><STRIKE>&quot; has the meaning set forth in the Definitive Agreement.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Certificate of Designation</STRIKE></U><STRIKE>&quot; means the Certificate of Designation or comparable
instrument relating to the Designated Preferred Stock, of which these Standard Provisions form a part, as it may be amended from
time to time.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Charge-Offs</STRIKE></U><STRIKE>&quot; means the net amount of loans charged off by the Issuer or, if
the Issuer is a Bank Holding Company or a Savings and Loan Holding Company, by the IDI Subsidiary(ies) during quarters that begin
on or after the Signing Date, determined as follows:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.65pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
if the Issuer or the applicable IDI Subsidiary is a bank, by subtracting (A) the aggregate dollar amount of recoveries reflected
on line RIAD4605 of its Call Reports for such quarters from (B) the aggregate dollar amount of charge-offs reflected on line RIAD4635
of its Call Reports for such quarters (without duplication as a result of such dollar amounts being reported on a year-to-date
basis); or</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.55pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
if the Issuer or the applicable IDI Subsidiary is a thrift, by subtracting (A) the sum of the aggregate dollar amount of recoveries
reflected on line VA140 of its Call Reports for such quarters and the aggregate dollar amount of adjustments reflected on line
VA150 of its Call Reports for such quarters from (B) the aggregate dollar amount of charge-offs reflected on line VA160 of its
Call Reports for such quarters.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Charter</STRIKE></U><STRIKE>&quot; means the Issuer&#8217;s certificate or articles of incorporation,
articles of association, or similar organizational document.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>CPP Lending Incentive Fee</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 3(e).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Current Period</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 3(a)(i)(2).</STRIKE></FONT></P>

<P STYLE="font: 15pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Dividend Payment Date</STRIKE></U><STRIKE>&quot; means January 1, April 1, July 1, and October 1 of
each year.</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE> <U><STRIKE>Dividend Period</STRIKE></U><STRIKE>&quot; means the period from and including any Dividend Payment Date to,
but excluding, the next Dividend Payment Date; <I>provided, however</I>, the initial Dividend Period shall be the period from
and including the Original Issue Date to, but excluding, the next Dividend Payment Date (the &quot;</STRIKE><U><STRIKE>Initial
Dividend Period</STRIKE></U><STRIKE>&quot;).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(r)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Dividend Record Date</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 3(b).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(s)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Dividend Reference Period</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 3(a)(i)(2).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(t)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>GAAP</STRIKE></U><STRIKE>&quot; means generally accepted accounting principles in the United States.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(u)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Holding Company Preferred Stock</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 7(c)(v).
</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(v)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Holding Company Transaction</STRIKE></U><STRIKE>&quot; means the occurrence of (a) any transaction (including,
without limitation, any acquisition, merger or consolidation) the result of which is that a &quot;person&quot; or &quot;group&quot;
within the meaning of Section 13(d) of the Securities Exchange Act of 1934, as amended, (i) becomes the direct or indirect ultimate
&#8220;beneficial owner,&#8221; as defined in Rule 13d-3 under that Act, of common equity of the Issuer representing more than
50% of the voting power of the outstanding Common Stock or (ii) is otherwise required to consolidate the Issuer for purposes of
generally accepted accounting principles in the United States, or (b) any consolidation or merger of the Issuer or similar transaction
or any sale, lease or other transfer in one transaction or a series of related transactions of all or substantially all of the
consolidated assets of the Issuer and its subsidiaries, taken as a whole, to any Person other than one of the Issuer&#8217;s subsidiaries;
<I>provided</I> that, in the case of either clause (a) or (b), the Issuer or the Acquiror is or becomes a Bank Holding Company
or Savings and Loan Holding Company.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(w)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>IDI Subsidiary</STRIKE></U><STRIKE>&quot; means any Issuer Subsidiary that is an insured depositary
institution. </STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6.2pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(x)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Increase in QSBL</STRIKE></U><STRIKE>&quot; means:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
with respect to the first (1st) Dividend Period, the difference obtained by subtracting (A) the Baseline from (B) QSBL set forth
in the Initial Supplemental Report (as defined in the Definitive Agreement); and</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
with respect to each subsequent Dividend Period, the difference obtained by subtracting (A) the Baseline from (B) QSBL for the
Dividend Reference Period for the Current Period.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6pt 0 5pt; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(y)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Initial Dividend Period</STRIKE></U><STRIKE>&quot; has the meaning set forth in the definition of &#8220;Dividend
Period&#8221;.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(z)</STRIKE></FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>&quot;</STRIKE><U><STRIKE>Issuer
                                         Subsidiary</STRIKE></U><STRIKE>&quot; means any subsidiary of the Issuer.</STRIKE></FONT></TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(aa)</STRIKE></FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>&#8220;Liquidation
                                         Preference</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 4(a).</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(bb)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Non-Qualifying Portion Percentage</STRIKE></U><STRIKE>&quot; means, with respect to any particular Dividend
Period, the percentage obtained by subtracting the Qualifying Portion Percentage from one (1).</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(cc)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>&#8220;Original Issue Date</STRIKE></U><STRIKE>&quot; means August 18, 2011.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(dd)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;&quot;</STRIKE><U><STRIKE>Percentage Change in QSBL</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 3(a)(ii).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 0 0 5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ee)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;&quot;</STRIKE><U><STRIKE>Person</STRIKE></U><STRIKE>&quot; means a legal person, including any individual, corporation, estate,
partnership, joint venture, association, joint-stock company, limited liability company or trust.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ff)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Preferred Director</STRIKE></U><STRIKE>&quot; has the meaning set forth in Section 7(c).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(gg)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;&quot;</STRIKE><U><STRIKE>Preferred Stock</STRIKE></U><STRIKE>&quot; means any and all series of preferred stock of the Issuer,
including the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(hh)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;&quot;</STRIKE><U><STRIKE>Previously Acquired Preferred Shares</STRIKE></U><STRIKE>&quot; has the meaning set forth in the
Definitive Agreement.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;&quot;</STRIKE><U><STRIKE>Private Capital</STRIKE></U><STRIKE>&quot; means, if the Issuer is Matching Private Investment Supported
(as defined in the Definitive Agreement), the equity capital received by the Issuer or the applicable Affiliate of the Issuer
from one or more non-governmental investors in accordance with Section 1.3(m) of the Definitive Agreement.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(jj)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Publicly-traded</STRIKE></U><STRIKE>&quot; means a company that (i) has a class of securities that is
traded on a national securities exchange and (ii) is required to file periodic reports with either the Securities and Exchange
Commission or its primary federal bank regulator.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(kk)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;&quot;</STRIKE><U><STRIKE>Qualified Small Business Lending</STRIKE></U><STRIKE>&quot; or &quot;</STRIKE><U><STRIKE>QSBL</STRIKE></U><STRIKE>&quot;
means, with respect to any particular Dividend Period, the &#8220;Quarter-End Adjusted Qualified Small Business Lending&#8221;
for such Dividend Period set forth in the applicable Supplemental Report.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ll)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Qualifying Portion Percentage</STRIKE></U><STRIKE>&quot; means, with respect to any particular Dividend
Period, the percentage obtained by dividing (i) the Increase in QSBL for such Dividend Period by (ii) the aggregate Liquidation
Amount of then-outstanding Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(mm)&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Savings and Loan Holding Company</STRIKE></U><STRIKE>&quot; means a company registered as such with
the Office of Thrift Supervision pursuant to 12 U.S.C. &sect;1467a(b) and the regulations of the Office of Thrift Supervision
promulgated thereunder.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(nn)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Share Dilution Amount</STRIKE></U><STRIKE>&quot; means the increase in the number of diluted shares
outstanding (determined in accordance with GAAP applied on a consistent basis, and as measured from the date of the Issuer&#8217;s
or CFB&#8217;s most recent consolidated financial statements</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>prior
to the Signing Date) resulting from the grant, vesting or exercise of equity-based compensation to employees and equitably adjusted
for any stock split, stock dividend, reverse stock split, reclassification or similar transaction.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>







<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(oo)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Signing Date Tier 1 Capital Amount</STRIKE></U><STRIKE>&quot; means $127,931,000.</STRIKE></FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(pp)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9; &quot;</STRIKE><U><STRIKE>Standard Provisions</STRIKE></U><STRIKE>&quot; mean these Standard Provisions that form a part
of the Certificate of Designation relating to the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(qq)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Supplemental Report</STRIKE></U><STRIKE>&quot; means a Supplemental Report delivered by the Issuer or
CFB to Treasury pursuant to the Definitive Agreement.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(rr)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Tier 1 Dividend Threshold</STRIKE></U><STRIKE>&quot; means, as of any particular date, the result of
the following formula:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 118.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(
( A + B &#8211; C ) * 0.9 ) &#8211; D</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 118.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>where:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 118.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>A
= Signing Date Tier 1 Capital Amount;</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 4.45pt 0 141.05pt; text-indent: -22.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>B
= the aggregate Liquidation Amount of the Designated Preferred Stock issued to Treasury;</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 118.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>C
= the aggregate amount of Charge-Offs since the Signing Date; and</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 4.45pt 0 141.05pt; text-indent: -22.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>D
= (i) beginning on the first day of the eleventh (11th) Dividend Period, the amount equal to ten percent (10%) of the aggregate
Liquidation Amount of the Designated Preferred Stock issued to Treasury as of the Effective Date (without regard to any redemptions
of Designated Preferred Stock that may have occurred thereafter) for every one percent (1%) of positive Percentage Change in Qualified
Small Business Lending between the ninth (9th) Dividend Period and the Baseline; and</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 141.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)
zero (0) at all other times.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ss)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&quot;</STRIKE><U><STRIKE>Voting Parity Stock</STRIKE></U><STRIKE>&quot; means, with regard to any matter as to which the holders
of Designated Preferred Stock are entitled to vote as specified in Section 7(d) of these Standard Provisions that form a part
of the Certificate of Designation, any and all series of Parity Stock upon which like voting rights have been conferred and are
exercisable with respect to such matter.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 77pt"></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 78pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
3.</STRIKE> <U><STRIKE>Dividends</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5pt; text-align: right; text-indent: 73pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Rate</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 41pt; text-indent: 73pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The &quot;</STRIKE><U><STRIKE>Applicable Dividend Rate</STRIKE></U><STRIKE>&quot; shall be determined as follows:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0.05in; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(1)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 6.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>With
                                         respect to the Initial Dividend Period, the Applicable Dividend Rate shall be 5%.</STRIKE></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 11.8pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(2)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>With
                                         respect to each of the second (2nd) through the tenth (10th) Dividend Periods, inclusive
                                         (in each case, the &#8220;</STRIKE><U><STRIKE>Current Period</STRIKE></U><STRIKE>&#8221;),
                                         the Applicable Dividend Rate shall be:</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 150.05pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(x) the applicable rate set forth in column &#8220;A&#8221; of the table in Section 3(a)(iii), based on the Percentage Change
in QSBL between the Dividend Period that was two Dividend Periods prior to the Current Period (the &#8220;</STRIKE><U><STRIKE>Dividend
Reference Period</STRIKE></U><STRIKE>&#8221;) and the Baseline, multiplied by (y) the Qualifying Portion Percentage; plus</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 150.05pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(x) five percent (5%) multiplied by (y) the Non- Qualifying Portion Percentage.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 150.05pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>In
each such case, the Applicable Dividend Rate shall be determined at the time the Issuer delivers a complete and accurate Supplemental
Report to Treasury with respect to the Dividend Reference Period.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 150.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(3)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.75pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>With
                                         respect to the eleventh (11th) through the eighteenth (18th) Dividend Periods, inclusive,
                                         and that portion of the nineteenth (19th) Dividend Period prior to, but not including,
                                         the four and one half (4&frac12;) year anniversary of the Original Issue Date, the Applicable
                                         Dividend Rate shall be:</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 150.05pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(x) the applicable rate set forth in column &#8220;B&#8221; of the table in Section 3(a)(iii), based on the Percentage Change
in QSBL between the ninth (9th) Dividend Period and the Baseline, multiplied by (y) the Qualifying Portion Percentage, calculated
as of the last day of the ninth (9th) Dividend Period; plus</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 150.05pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(x) five percent (5%) multiplied by (y) the Non- Qualifying Portion Percentage, calculated as of the last day of the ninth (9th)
Dividend Period.</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 150.05pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>In
such case, the Applicable Dividend Rate shall be determined at the time the Issuer delivers a complete and accurate Supplemental
Report to Treasury with respect to the ninth (9th) Dividend Period.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 3.45pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(4)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>With
                                         respect to (A) that portion of the nineteenth (19th) Dividend Period beginning on the
                                         four and one half (4&frac12;) year anniversary of the Original Issue Date and (B) all
                                         Dividend Periods thereafter, the Applicable Dividend Rate shall be nine percent (9%).</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(5)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.75pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Notwithstanding
                                         anything herein to the contrary, if the Issuer fails to submit a Supplemental Report
                                         that is due during any of the second (2nd) through tenth (10th) Dividend Periods on or
                                         before the sixtieth (60th) day of such Dividend Period, the Issuer&#8217;s QSBL for the
                                         Dividend Period that would have been covered by such Supplemental Report shall be zero
                                         (0) for purposes hereof.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(6)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Notwithstanding
                                         anything herein to the contrary, but subject to Section 3(a)(i)(5) above, if the Issuer
                                         fails to submit the Supplemental Report that is due during the tenth (10th) Dividend
                                         Period, the Issuer&#8217;s QSBL shall be zero (0) for purposes of calculating the Applicable
                                         Dividend Rate pursuant to Section 3(a)(i)(3) and (4). The Applicable Dividend Rate shall
                                         be re-determined effective as of the first day of the calendar quarter following the
                                         date such failure is remedied, provided it is remedied prior to the four and one half
                                         (4&frac12;) anniversary of the Original Issue Date.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(7)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.75pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Notwithstanding
                                         anything herein to the contrary, if the Issuer fails to submit any of the certificates
                                         required by Sections 3.1(d)(ii) or 3.1(d)(iii) of the Definitive Agreement when and as
                                         required thereby, the Issuer&#8217;s QSBL for the shall be zero (0) for purposes of calculating
                                         the Applicable Dividend Rate pursuant to Section 3(a)(i)(2) or (3) above until such failure
                                         is remedied.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The &quot;</STRIKE><U><STRIKE>Percentage Change in Qualified Lending</STRIKE></U><STRIKE>&quot; between any given Dividend Period
and the Baseline shall be the result of the following formula, expressed as a percentage:</STRIKE></FONT></P>

<P STYLE="font: 12pt Shruti; margin: 3.7pt 0 0 149.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><IMG SRC="image_003.gif" ALT="" STYLE="height: 41px; width: 450px">&nbsp;</P>








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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 12pt Shruti; margin: 0.45pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 6pt 0 41pt; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The following table shall be used for determining the Applicable Dividend Rate:</STRIKE></FONT></P>

<P STYLE="font: 13.5pt Times New Roman, Times, Serif; margin: 0.05pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="RIGHT" STYLE="font: 12pt Shruti; width: 80%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="2" STYLE="border: black 1pt solid"><P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.05pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 34.6pt 0 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><STRIKE>If
        the Percentage Change in Qualified Lending is:</STRIKE></I></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding-left: 1.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><STRIKE>The
    Applicable Dividend Rate shall be:</STRIKE></I></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid"><P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 17.65pt 0 20.8pt; text-align: justify; text-indent: -3.25pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I><STRIKE>Column
        &#8220;A&#8221;</STRIKE></I></B><I><STRIKE> (each of the 2nd &#8211; 10th</STRIKE></I></FONT></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 4.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><STRIKE>Dividend
        Periods)</STRIKE></I></FONT></P></TD>
    <TD STYLE="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 1.85pt; padding-left: 1.7pt; text-align: justify; text-indent: 13.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I><STRIKE>Column
    &#8220;B&#8221;</STRIKE></I></B><I><STRIKE> (11th &#8211; 18th, and the first part of the19th, Dividend Periods)</STRIKE></I></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>0%
    or less</STRIKE></FONT></TD>
    <TD STYLE="width: 26%; border-bottom: black 1pt solid; border-right: black 1pt solid; padding-right: 0.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>5%</STRIKE></FONT></TD>
    <TD STYLE="width: 25%; border-bottom: black 1pt solid; border-right: black 1pt solid; padding-right: 0.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>7%</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>More
    than 0%, but less than 2.5%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>5%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>5%</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>2.5%
    or more, but less than 5%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>4%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>4%</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>5%
    or more, but less than 7.5%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>3%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>3%</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>7.5%
    or more, but less than 10%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>2%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>2%</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-left: 5.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>10%
    or more</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>1%</STRIKE></FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 0.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>1%</STRIKE></FONT></TD></TR>
</TABLE><BR STYLE="clear: both">
<P STYLE="font: 8.5pt Times New Roman, Times, Serif; margin: 0.15pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 5.9pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
If the Issuer consummates a Business Combination, a purchase of loans or a purchase of participations in loans and the Designated
Preferred Stock remains outstanding thereafter, then the Baseline shall thereafter be the &#8220;Quarter-End Adjusted Small Business
Lending Baseline&#8221; set forth on the Quarterly Supplemental Report (as defined in the Definitive Agreement).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Payment</STRIKE></U><STRIKE>. Holders of Designated Preferred Stock shall be entitled to receive, on each
share of Designated Preferred Stock if, as and when declared by the Board of Directors or any duly authorized committee of the
Board of Directors, but only out of assets legally available therefor, non-cumulative cash dividends with respect to:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
each Dividend Period (other than the Initial Dividend Period) at a rate equal to one-fourth (&frac14;) of the Applicable Dividend
Rate with respect to each Dividend Period on the Liquidation Amount per share of Designated Preferred Stock, and no more, payable
quarterly in arrears on each Dividend Payment Date; and</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
the Initial Dividend Period, on the first such Dividend Payment Date to occur at least twenty (20) calendar days after the Original
Issue Date, an amount equal to (A) the Applicable Dividend Rate with respect to the Initial Dividend Period multiplied by (B)
the number of days from the Original Issue Date to the last day of the Initial Dividend Period (inclusive) divided by 360.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>In
the event that any Dividend Payment Date would otherwise fall on a day that is not a Business Day, the dividend payment due
on that date will be postponed to the next day that is a Business Day and no additional dividends will accrue as a result of
that postponement. For avoidance of doubt, &#8220;payable quarterly in arrears&#8221; means that, with respect to any
particular Dividend Period, dividends begin accruing on the first day of such Dividend Period and are payable on the
first day of the next Dividend Period.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 71.95pt"></P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></strike></FONT></P><P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P><P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-right: 0; margin-bottom: 0; text-align: left"><FONT STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><STRIKE>SBLF Participant No. [204]</STRIKE></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
amount of dividends payable on Designated Preferred Stock on any date prior to the end of a Dividend Period, and for the initial
Dividend Period, shall be computed on the basis of a 360-day year consisting of four 90-day quarters, and actual days elapsed
over a 90-day quarter.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 5.75pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Dividends
that are payable on Designated Preferred Stock on any Dividend Payment Date will be payable to holders of record of Designated
Preferred Stock as they appear on the stock register of the Issuer on the applicable record date, which shall be the 15th calendar
day immediately preceding such Dividend Payment Date or such other record date fixed by the Board of Directors or any duly authorized
committee of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each,
a &#8220;</STRIKE><U><STRIKE>Dividend Record Date</STRIKE></U><STRIKE>&#8221;). Any such day that is a Dividend Record Date shall
be a Dividend Record Date whether or not such day is a Business Day.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Holders
of Designated Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities or other property, other
than dividends (if any) declared and payable on Designated Preferred Stock as specified in this Section 3 (subject to the other
provisions of the Certificate of Designation).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Non-Cumulative</STRIKE></U><STRIKE>. Dividends on shares of Designated Preferred Stock shall be non-cumulative.
If the Board of Directors or any duly authorized committee of the Board of Directors does not declare a dividend on the Designated
Preferred Stock in respect of any Dividend Period:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
the holders of Designated Preferred Stock shall have no right to receive any dividend for such Dividend Period, and the Issuer
shall have no obligation to pay a dividend for such Dividend Period, whether or not dividends are declared for any subsequent
Dividend Period with respect to the Designated Preferred Stock; and</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
the Issuer shall, within five (5) calendar days, deliver to the holders of the Designated Preferred Stock a written notice executed
by the Chief Executive Officer and the Chief Financial Officer of the Issuer stating the Board of Directors&#8217; rationale for
not declaring dividends.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(d)</STRIKE></FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>Priority
                                         of Dividends; Restrictions on Dividends</STRIKE></U><STRIKE>.</STRIKE></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Subject to Sections 3(d)(ii), (iii) and (v) and any restrictions imposed by the Appropriate Federal Banking Agency or, if applicable,
the Issuer&#8217;s state bank supervisor (as defined in Section 3(r) of the Federal Deposit Insurance Act (12</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.65pt 0 41pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>U.S.C.
&sect; 1813(q)), so long as any share of Designated Preferred Stock remains outstanding, the Issuer may declare and pay dividends
on the Common Stock, any other shares of Junior Stock, or Parity Stock, in each case only if (A) after giving effect to such dividend
the Issuer&#8217;s Tier 1 capital would be at least equal to the Tier 1 Dividend</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Shruti; margin: 0 5.65pt 0 41pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Threshold<B>,
</B>and (B) full dividends on all outstanding shares of Designated Preferred Stock for the most recently completed Dividend Period
have been or are contemporaneously declared and paid.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.65pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
If a dividend is not declared and paid in full on the Designated Preferred Stock in respect of any Dividend Period, then from
the last day of such Dividend Period until the last day of the third (3rd) Dividend Period immediately following it, no dividend
or distribution shall be declared or paid on the Common Stock or any other shares of Junior Stock (other than dividends payable
solely in shares of Common Stock) or Parity Stock; <I>provided, however</I>, that in any such Dividend Period in which a dividend
is declared and paid on the Designated Preferred Stock, dividends may be paid on Parity Stock to the extent necessary to avoid
any material breach of a covenant by which the Issuer is bound.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 42pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
When dividends have not been declared and paid in full for an aggregate of four (4) Dividend Periods or more, and during such
time the Issuer was not subject to a regulatory determination that prohibits the declaration and payment of dividends, the Issuer
shall, within five (5) calendar days of each missed payment, deliver to the holders of the Designated Preferred Stock a certificate
executed by at least a majority of the Board of Directors stating that the Board of Directors used its best efforts to declare
and pay such dividends in a manner consistent with (A) safe and sound banking practices and (B) the directors&#8217; fiduciary
obligations.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.8pt 0 42pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Subject to the foregoing and Section 3(e) below and not otherwise, such dividends (payable in cash, securities or other property)
as may be determined by the Board of Directors or any duly authorized committee of the Board of Directors may be declared and
paid on any securities, including Common Stock and other Junior Stock, from time to time out of any funds legally available for
such payment, and holders of Designated Preferred Stock shall not be entitled to participate in any such dividends.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 42pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(v)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
If the Issuer is not Publicly-Traded, then after the tenth (10th) anniversary of the Signing Date, so long as any share of Designated
Preferred Stock remains outstanding, no dividend or distribution shall be declared or paid on the Common Stock or any other shares
of Junior Stock (other than dividends payable solely in shares of Common Stock) or Parity Stock.</STRIKE></FONT></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.1pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 6pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Special
Lending Incentive Fee Related to CPP</STRIKE></U><STRIKE>. If Treasury held Previously Acquired Preferred Shares immediately
prior to the Original Issue Date and the Issuer did not apply to Treasury to redeem such Previously Acquired Preferred Shares
prior to December 16, 2010, and if the Issuer&#8217;s Supplemental Report with respect to the ninth (9th) Dividend Period
reflects an amount of Qualified Small Business Lending that is less than or equal to the Baseline (or if the Issuer fails to
timely file a Supplemental Report with respect to the ninth (9th) Dividend Period), then beginning on April 1, 2014 and on
all Dividend Payment Dates thereafter ending on April 1, 2016, the Issuer shall pay to the Holders of Designated Preferred
Stock, on each share of Designated Preferred Stock, but only out of assets legally available therefor, a fee equal
to 0.5% of the Liquidation Amount per share of Designated Preferred Stock (&#8220;<U>CPP Lending Incentive Fee</U>&#8221;).
All references in Section 3(d) to &#8220;dividends&#8221; on the Designated Preferred Stock shall be deemed to include the
CPP Lending Incentive Fee.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 6pt; text-align: justify; text-indent: 0.5in"></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
4. </STRIKE><U><STRIKE>Liquidation Rights</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Voluntary or Involuntary Liquidation</STRIKE></U><STRIKE>. In the event of any liquidation, dissolution or
winding up of the affairs of the Issuer, whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled
to receive for each share of Designated Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital
or surplus) available for distribution to stockholders of the Issuer, subject to the rights of any creditors of the Issuer, before
any distribution of such assets or proceeds is made to or set aside for the holders of Common Stock and any other stock of the
Issuer ranking junior to Designated Preferred Stock as to such distribution, payment in full in an amount equal to the sum of
(i) the Liquidation Amount per share and (ii) the amount of any accrued and unpaid dividends on each such share (such amounts
collectively, the &#8220;</STRIKE><U><STRIKE>Liquidation Preference</STRIKE></U><STRIKE>&#8221;).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Partial Payment</STRIKE></U><STRIKE>. If in any distribution described in Section 4(a) above the assets of
the Issuer or proceeds thereof are not sufficient to pay in full the amounts payable with respect to all outstanding shares of
Designated Preferred Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally
with Designated Preferred Stock as to such distribution, holders of Designated Preferred Stock and the holders of such other stock
shall share ratably in any such distribution in proportion to the full respective distributions to which they are entitled.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Residual Distributions</STRIKE></U><STRIKE>. If the Liquidation Preference has been paid in full to all holders
of Designated Preferred Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally
with Designated Preferred Stock as to such distribution has been paid in full, the holders of other stock of the Issuer shall
be entitled to receive all remaining assets of the Issuer (or proceeds thereof) according to their respective rights and preferences.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Merger, Consolidation and Sale of Assets Is Not Liquidation</STRIKE></U><STRIKE>. For purposes of this Section
4, the merger or consolidation of the Issuer with any other corporation or other entity, including a merger or consolidation in
which the holders of Designated Preferred Stock receive cash, securities or other property for their shares, or the sale, lease
or exchange (for cash, securities or other property) of all or substantially all of the assets of the Issuer, shall not constitute
a liquidation, dissolution or winding up of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Shruti; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
5. </STRIKE><U><STRIKE>Redemption</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5pt; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Optional Redemption</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 41pt; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Subject to the other provisions of this Section 5:</STRIKE></FONT></P>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(1)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
                                         Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency,
                                         may redeem, in whole or in part, at any time and from time to time, out of funds legally
                                         available therefor, the shares of Designated Preferred Stock at the time outstanding;
                                         and</STRIKE></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 3.45pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(2)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>If,
                                         after the Signing Date, there is a change in law that modifies the terms of Treasury&#8217;s
                                         investment in the Designated Preferred Stock or the terms of Treasury&#8217;s Small Business
                                         Lending Fund program in a materially adverse respect for the Issuer or CFB, the Issuer
                                         may, after consultation with the Appropriate Federal Banking Agency, redeem all of the
                                         shares of Designated Preferred Stock at the time outstanding.</STRIKE></FONT></TD></TR></TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.05pt 0 41pt; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The per-share redemption price for shares of Designated Preferred Stock shall be equal to the sum of:</STRIKE></FONT></P>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(1)</STRIKE></FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>the
                                         Liquidation Amount per share,</STRIKE></FONT></TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(2)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.75pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>the
                                         per-share amount of any unpaid dividends for the then current Dividend Period at the
                                         Applicable Dividend Rate to, but excluding, the date fixed for redemption (regardless
                                         of whether any dividends are actually declared for that Dividend Period; and</STRIKE></FONT></TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 149.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(3)</STRIKE></FONT></TD><TD STYLE="text-align: justify; padding-right: 5.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>the
                                         pro rata amount of CPP Lending Incentive Fees for the current Dividend Period.</STRIKE></FONT></TD></TR></TABLE>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
redemption price for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such shares
against surrender of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid dividends for
the then current Dividend Period payable on a redemption date that occurs subsequent to the Dividend Record Date for a Dividend
Period shall not be paid to the holder entitled to receive the redemption price on the redemption date, but rather shall be paid
to the holder of record of the redeemed shares on such Dividend Record Date relating to the Dividend Payment Date as provided
in Section 3 above.</STRIKE></FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>No
Sinking Fund</STRIKE></U><STRIKE>. The Designated Preferred Stock will not be subject to any mandatory redemption,
sinking fund or other similar provisions. Holders of Designated Preferred Stock will have no right to require redemption or
repurchase of any shares of Designated Preferred Stock.</STRIKE></FONT></P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Notice of Redemption</STRIKE></U><STRIKE>. Notice of every redemption of shares of Designated Preferred Stock
shall be given by first class mail, postage prepaid, addressed to the holders of record of the shares to be redeemed at their
respective last addresses appearing on the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days
before the date fixed for redemption. Any notice mailed as provided in this Subsection shall be conclusively presumed to have
been duly given, whether or not the holder receives such notice, but failure duly to give such notice by mail, or any defect in
such notice or in the mailing thereof, to any holder of shares of Designated Preferred Stock designated for redemption shall not
affect the validity of the proceedings for the redemption of any other shares of Designated Preferred Stock. Notwithstanding the
foregoing, if shares of Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any other
similar facility, notice of redemption may be given to the holders of Designated Preferred Stock at such time and in any manner
permitted by such facility. Each notice of redemption given to a holder shall state:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6pt 0 5pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(1)
the redemption date; (2) the number of shares of Designated Preferred Stock to be redeemed and, if less than all the shares held
by such holder are to be redeemed, the number of such shares to be redeemed from such holder; (3) the redemption price; and (4)
the place or places where certificates for such shares are to be surrendered for payment of the redemption price.</STRIKE></FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Partial Redemption</STRIKE></U><STRIKE>. In case of any redemption of part of the shares of Designated Preferred
Stock at the time outstanding, the shares to be redeemed shall be selected either <I>pro rata</I> or in such other manner as the
Board of Directors or a duly authorized committee thereof may determine to be fair and equitable, but in any event the shares
to be redeemed shall not be less than the Minimum Amount. Subject to the provisions hereof, the Board of Directors or a duly authorized
committee thereof shall have full power and authority to prescribe the terms and conditions upon which shares of Designated Preferred
Stock shall be redeemed from time to time, subject to the approval of the Appropriate Federal Banking Agency. If fewer than all
the shares represented by any certificate are redeemed, a new certificate shall be issued representing the unredeemed shares without
charge to the holder thereof.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Effectiveness
of Redemption</STRIKE></U><STRIKE>. If notice of redemption has been duly given and if on or before the redemption date
specified in the notice all funds necessary for the redemption have been deposited by the Issuer, in trust for the <I>pro
rata</I> benefit of the holders of the shares called for redemption, with a bank or trust company doing business in the
Borough of Manhattan, The City of New York, and having a capital and surplus of at least $500 million and selected by the
Board of Directors, so as to be and continue to be available solely therefor, then, notwithstanding that any certificate for
any share so called for redemption has not been surrendered for cancellation, on and after the redemption date dividends
shall cease to accrue on all shares so called for redemption, all shares so called for redemption shall no longer be deemed
outstanding and all rights with respect to such shares shall forthwith on such redemption date cease and terminate, except
only the right of the holders thereof to receive the amount payable on such redemption from such bank or trust
company, without interest. Any funds unclaimed at the end of three years from the redemption date shall, to the extent
permitted by law, be released to the Issuer, after which time the holders of the shares so called for redemption shall look
only to the Issuer for payment of the redemption price of such shares.</STRIKE></FONT></P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Status of Redeemed Shares</STRIKE></U><STRIKE>. Shares of Designated Preferred Stock that are redeemed, repurchased
or otherwise acquired by the Issuer shall revert to authorized but unissued shares of Preferred Stock (<I>provided</I> that any
such cancelled shares of Designated Preferred Stock may be reissued only as shares of any series of Preferred Stock other than
Designated Preferred Stock).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.95pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
6. </STRIKE><U><STRIKE>Conversion</STRIKE></U><STRIKE>. Holders of Designated Preferred Stock shares shall have no right to exchange
or convert such shares into any other securities.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
7.</STRIKE> <U><STRIKE>Voting Rights</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>General</STRIKE></U><STRIKE>. The holders of Designated Preferred Stock shall not have any voting rights except
as set forth below or as otherwise from time to time required by law.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Board Observation Rights</STRIKE></U><STRIKE>. Whenever, at any time or times, dividends on the shares of
Designated Preferred Stock have not been declared and paid in full within five (5) Business Days after each Dividend Payment Date
for an aggregate of five (5) Dividend Periods or more, whether or not consecutive, the Issuer shall invite a representative selected
by the holders of a majority of the outstanding shares of Designated Preferred Stock, voting as a single class, to attend all
meetings of its Board of Directors in a nonvoting observer capacity and, in this respect, shall give such representative copies
of all notices, minutes, consents, and other materials that it provides to its directors in connection with such meetings; <I>provided</I>,
that the holders of the Designated Preferred Stock shall not be obligated to select such a representative, nor shall such representative,
if selected, be obligated to attend any meeting to which he/she is invited. The rights of the holders of the Designated Preferred
Stock set forth in this Section 7(b) shall terminate when full dividends have been timely paid on the Designated Preferred Stock
for at least four consecutive Dividend Periods, subject to revesting in the event of each and every subsequent default of the
character above mentioned.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.6pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Preferred Stock Directors</STRIKE></U><STRIKE>. Whenever, at any time or times, (i) dividends on the shares
of Designated Preferred Stock have not been declared and paid in full within five</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.65pt 0 5pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(5)
Business Days after each Dividend Payment Date for an aggregate of six (6) Dividend Periods or more, whether or not consecutive,
and (ii) the aggregate liquidation preference of the then-outstanding shares of Designated Preferred Stock is greater than or
equal to $25,000,000, the authorized number of directors of the Issuer shall automatically be increased by two and the holders
of the Designated Preferred Stock, voting as a single class, shall have the right, but not the obligation, to elect two directors
(hereinafter the &#8220;</STRIKE><U><STRIKE>Preferred Directors</STRIKE></U><STRIKE>&#8221; and each a &#8220;</STRIKE><U><STRIKE>Preferred
Director</STRIKE></U><STRIKE>&#8221;) to fill such newly created directorships at the Issuer&#8217;s next annual meeting of stockholders
(or, if the next annual meeting is not yet scheduled or is scheduled to occur morethan thirty days later, the President
of the Company shall promptly call a special meeting for that purpose) and at each subsequent annual meeting of stockholders until
full dividends have been timely paid on the Designated Preferred Stock for at least four consecutive Dividend Periods, at which
time such right shall terminate with respect to the Designated Preferred Stock, except as herein or by law expressly provided,
subject to revesting in the event of each and every subsequent default of the character above mentioned; <I>provided</I> that
it shall be a qualification for election for any Preferred Director that the election of such Preferred Director shall not cause
the Issuer to violate any corporate governance requirements of any securities exchange or other trading facility on which securities
of the Issuer may then be listed or traded that listed or traded companies must have a majority of independent directors. Upon
any termination of the right of the holders of shares of Designated Preferred Stock to vote for directors as provided above, the
Preferred Directors shall cease to be qualified as directors, the term of office of all Preferred Directors then in office shall
terminate immediately and the authorized number of directors shall be reduced by the number of Preferred Directors elected pursuant
hereto. Any Preferred Director may be removed at any time, with or without cause, and any vacancy created thereby may be filled,
only by the affirmative vote of the holders a majority of the shares of Designated Preferred Stock at the time outstanding voting
separately as a class. If the office of any Preferred Director becomes vacant for any reason other than removal from office as
aforesaid, the holders of a majority of the outstanding shares of Designated Preferred Stock, voting as a single class, may choose
a successor who shall hold office for the unexpired term in respect of which such vacancy occurred.</STRIKE></FONT></P>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.55pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Class Voting Rights as to Particular Matters</STRIKE></U><STRIKE>. So long as any shares of Designated Preferred
Stock are outstanding, in addition to any other vote or consent of stockholders required by law or by the Charter, the written
consent of (x) Treasury if Treasury holds any shares of Designated Preferred Stock, or (y) the holders of a majority of the outstanding
shares of Designated Preferred Stock, voting as a single class, if Treasury does not hold any shares of Designated Preferred Stock,
shall be necessary for effecting or validating:</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Authorization of Senior Stock</STRIKE></U><STRIKE>. Any amendment or alteration of the Certificate of Designation
for the Designated Preferred Stock or the Charter to authorize or create or increase the authorized amount of, or any issuance
of, any shares of, or any securities convertible into or exchangeable or exercisable for shares of, any class or series of capital
stock of the Issuer ranking senior to Designated Preferred Stock with respect to either or both the payment of dividends and/or
the distribution of assets on any liquidation, dissolution or winding up of the Issuer;</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Amendment of Designated Preferred Stock</STRIKE></U><STRIKE>. Any amendment, alteration or repeal of any provision
of the Certificate of Designation for the Designated Preferred Stock or the Charter (including, unless no vote on such merger
or consolidation is required by Section 7(d)(iii) below, any amendment, alteration or repeal by means of a merger, consolidation
or otherwise) so as to adversely affect the rights, preferences, privileges or voting powers of the Designated Preferred Stock;</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.65pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Share
Exchanges, Reclassifications, Mergers and Consolidations</STRIKE></U><STRIKE>. Subject to Section 7(d)(v) below, any
consummation of a binding share exchange or reclassification involving the Designated Preferred Stock, or of a merger or
consolidation of the Issuer with another corporation or other entity, unless in each case (x) the shares of Designated
Preferred Stock remain outstanding or, in the case of any such merger or consolidation with respect to which the Issuer is
not the surviving or resulting entity, are converted into or exchanged for preference securities of the surviving or
resulting entity or its ultimate parent, and (y) such shares remaining outstanding or such preference securities, as the case
may be, have such rights, preferences, privileges and voting powers, and limitations and restrictions thereof that are the
same as the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of Designated
Preferred Stock immediately prior to such consummation, taken as a whole; <U>provided</U>, that in all cases, the obligations
of the Issuer are assumed (by operation of law or by express written assumption) by the resulting entity or its ultimate
parent;</STRIKE></FONT></P>
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0.25pt 5.95pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Certain Asset Sales</STRIKE></U><STRIKE>. Any sale of all, substantially all, or any material portion of,
the assets of the Company, if the Designated Preferred Stock will not be redeemed in full contemporaneously with the consummation
of such sale; and</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 5.95pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3.45pt 5.9pt 0 41pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(v)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Holding Company Transactions</STRIKE></U><STRIKE>. Any consummation of a Holding Company Transaction, unless
as a result of the Holding Company Transaction each share of Designated Preferred Stock shall be converted into or exchanged for
one share with an equal liquidation preference of preference securities of the Issuer or the Acquiror (the &#8220;</STRIKE><U><STRIKE>Holding
Company Preferred Stock</STRIKE></U><STRIKE>&#8221;). Any such Holding Company Preferred Stock shall entitle holders thereof to
dividends from the date of issuance of such Holding Company Preferred Stock on terms that are equivalent to the terms set forth
herein, and shall have such other rights, preferences, privileges and voting powers, and limitations and restrictions thereof
that are the same as the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of Designated
Preferred Stock immediately prior to such conversion or exchange, taken as a whole;</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 5pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><STRIKE>provided</STRIKE></I><STRIKE>,
<I>however</I>, that for all purposes of this Section 7(d), any increase in the amount of the authorized Preferred Stock, including
any increase in the authorized amount of Designated Preferred Stock necessary to satisfy preemptive or similar rights granted
by the Issuer or CFB to other persons prior to the Signing Date, or the creation and issuance, or an increase in the authorized
or issued amount, whether pursuant to preemptive or similar rights or otherwise, of any other series of Preferred Stock, or any
securities convertible into or exchangeable or exercisable for any other series of Preferred Stock, ranking equally with and/or
junior to Designated Preferred Stock with respect to the payment of dividends (whether such dividends are cumulative or non-cumulative)
and the distribution of assets upon liquidation, dissolution or winding up of the Issuer will not be deemed to adversely affect
the rights, preferences, privileges or voting powers, and shall not require the affirmative vote or consent of, the holders of
outstanding shares of the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.85pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Changes
after Provision for Redemption</STRIKE></U><STRIKE>. No vote or consent of the holders of Designated Preferred Stock
shall be required pursuant to Section 7(d) above if, at or prior to the time when any such vote or consent would otherwise be
required pursuant to such Section, all outstanding shares of the Designated Preferred Stock shall have been redeemed, or
shall have been called for redemption upon proper notice and sufficient funds shall have been deposited in trust for such
redemption, in each case pursuant to Section 5 above.</STRIKE></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.9pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Procedures for Voting and Consents</STRIKE></U><STRIKE>. The rules and procedures for calling and conducting
any meeting of the holders of Designated Preferred Stock (including, without limitation, the fixing of a record date in connection
therewith), the solicitation and use of proxies at such a meeting, the obtaining of written consents and any other aspect or matter
with regard to such a meeting or such consents shall be governed by any rules of the Board of Directors or any duly authorized
committee of the Board of Directors, in its discretion, may adopt from time to time, which rules and procedures shall conform
to the requirements of the Charter, the Bylaws, and applicable law and the rules of any national securities exchange or other
trading facility on which Designated Preferred Stock is listed or traded at the time.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 77pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
8. </STRIKE><U><STRIKE>Restriction on Redemptions and Repurchases</STRIKE></U><STRIKE>.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.7pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Subject to Sections 8(b) and (c), so long as any share of Designated Preferred Stock remains outstanding, the Issuer may repurchase
or redeem any shares of Capital Stock (as defined below), in each case only if (i) after giving effect to such dividend, repurchase
or redemption, the Issuer&#8217;s Tier 1 capital would be at least equal to the Tier 1 Dividend Threshold and (ii) dividends on
all outstanding shares of Designated Preferred Stock for the most recently completed Dividend Period have been or are contemporaneously
declared and paid (or have been declared and a sum sufficient for the payment thereof has been set aside for the benefit of the
holders of shares of Designated Preferred Stock on the applicable record date).</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.6pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
If a dividend is not declared and paid on the Designated Preferred Stock in respect of any Dividend Period, then from the
last day of such Dividend Period until the last day of the third (3rd) Dividend Period immediately following it, neither the
Issuer nor any Issuer Subsidiary shall, redeem, purchase or acquire any shares of Common Stock, Junior Stock, Parity Stock or
other capital stock or other equity securities of any kind of the Issuer or any Issuer Subsidiary, or any trust preferred
securities issued by the Issuer or any Affiliate of the Issuer (&#8220;Capital Stock&#8221;), (other than (i) redemptions,
purchases, repurchases or other acquisitions of the Designated Preferred Stock and (ii) repurchases of Junior Stock or Common
Stock in connection with the administration of any employee benefit plan in the ordinary course of business (including
purchases to offset any Share Dilution Amount pursuant to a publicly announced repurchase plan) and consistent with past
practice; <I>provided</I> that any purchases to offset the Share Dilution Amount shall in no event exceed the Share Dilution
Amount, (iii) the acquisition by the Issuer or any of the Issuer Subsidiaries of record ownership in Junior Stock or Parity
Stock for the beneficial ownership of any other persons (other than the Issuer or any other Issuer Subsidiary), including as
trustees or custodians, (iv) the exchange or conversion of Junior Stock for or into other Junior Stock or of Parity Stock or
trust preferred securities for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or Junior
Stock, in each case set forth in this clause (iv), solely to the extent required pursuant to binding contractual
agreements entered into by CFB prior to the Signing Date or any subsequent agreement for the accelerated exercise, settlement
or exchange thereof for Common Stock, (v) redemptions of securities held by the Issuer or any wholly-owned Issuer Subsidiary
or (vi) redemptions, purchases or other acquisitions of capital stock or other equity securities of any kind of any Issuer
Subsidiary required pursuant to binding contractual agreements entered into prior to (x) if Treasury held Previously Acquired
Preferred Shares immediately prior to the Original Issue Date, the original issue date of such Previously Acquired Preferred
Shares, or (y) otherwise, the Signing Date).</STRIKE></FONT></P>
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.75pt 0 5pt; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
If the Issuer is not Publicly-Traded, then after the tenth (10th) anniversary of the Signing Date, so long as any share of Designated
Preferred Stock remains outstanding, no Common Stock, Junior Stock or Parity Stock shall be, directly or indirectly, purchased,
redeemed or otherwise acquired for consideration by the Issuer or any of its subsidiaries.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.1pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
9. </STRIKE><U><STRIKE>No Preemptive Rights</STRIKE></U><STRIKE>. No share of Designated Preferred Stock shall have any rights
of preemption whatsoever as to any securities of the Issuer, or any warrants, rights or options issued or granted with respect
thereto, regardless of how such securities, or such warrants, rights or options, may be designated, issued or granted.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.6pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
10.</STRIKE> <U><STRIKE>References to Line Items of Supplemental Reports</STRIKE></U><STRIKE>. If Treasury modifies the form of
Supplemental Report, pursuant to its rights under the Definitive Agreement, and any such modification includes a change to the
caption or number of any line item on the Supplemental Report, then any reference herein to such line item shall thereafter be
a reference to such re-captioned or re-numbered line item.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6.2pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
11.</STRIKE> <U><STRIKE>Record Holders</STRIKE></U><STRIKE>. To the fullest extent permitted by applicable law, the Issuer and
the transfer agent for Designated Preferred Stock may deem and treat the record holder of any share of Designated Preferred Stock
as the true and lawful owner thereof for all purposes, and neither the Issuer nor such transfer agent shall be affected by any
notice to the contrary.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 6pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
12.</STRIKE> <U><STRIKE>Notices</STRIKE></U><STRIKE>. All notices or communications in respect of Designated Preferred Stock shall
be sufficiently given if given in writing and delivered in person or by first class mail, postage prepaid, or if given in such
other manner as may be permitted in this Certificate of Designation, in the Charter or Bylaws or by applicable law. Notwithstanding
the foregoing, if shares of Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any
similar facility, such notices may be given to the holders of Designated Preferred Stock in any manner permitted by such facility.</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.95pt 0 5pt; text-align: justify; text-indent: 71.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
13.</STRIKE> <U><STRIKE>Replacement Certificates</STRIKE></U><STRIKE>. The Issuer shall replace any mutilated certificate at the
holder&#8217;s expense upon surrender of that certificate to the Issuer. The Issuer shall replace certificates that become destroyed,
stolen or lost at the holder&#8217;s expense upon delivery to the Issuer of reasonably satisfactory evidence that the certificate
has been destroyed, stolen or lost, together with any indemnity that may be reasonably required by the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 5.95pt 0 5pt; text-align: justify; text-indent: 71.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U><STRIKE>Section
14. Other Rights. The shares of Designated Preferred Stock shall not have any rights, preferences, privileges or voting powers
or relative, participating, optional or other special rights, or qualifications, limitations or restrictions thereof, other than
as set forth herein or in the Charter or as provided by applicable law.</STRIKE></U></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>EXHIBIT
2</STRIKE></FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>[CERTIFICATE
OF DESIGNATIONS AND STANDARD PROVISIONS ON NEXT PAGE]</STRIKE></FONT></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>CERTIFICATE
OF DESIGNATIONS<BR>
<BR>
OF<BR>
<BR>
<FONT STYLE="text-transform: uppercase">Series A Preferred Stock, par value $0.01 per share</FONT><BR>
<BR>
OF<BR>
<BR>
SIMMONS FIRST NATIONAL CORPORATION</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Simmons
First National Corporation, a Corporation organized and existing under the laws of the state of Arkansas (herein called the &#8220;</STRIKE><U><STRIKE>Corporation</STRIKE></U><STRIKE>&#8221;
or the &#8220;</STRIKE><U><STRIKE>Issuer</STRIKE></U><STRIKE>&#8221;), does hereby certify:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>That,
pursuant to the authority conferred upon the Board of Directors of the Corporation (the &#8220;</STRIKE><U><STRIKE>Board of Directors</STRIKE></U><STRIKE>&#8221;)
by the Amended and Restated Articles of Incorporation and Bylaws of the Corporation, and pursuant to Section 4-27-602 of the Arkansas
Business Corporation Act of 1987, as amended, the Board of Directors adopted the following resolutions by written consent on February
11, 2019, creating a series of 40,000 shares of Preferred Stock, par value $0.01 per share, of the Issuer designated as &#8220;</STRIKE><U><STRIKE>Series
A Preferred Stock, Par Value $0.01 Per Share</STRIKE></U><STRIKE>&#8221;:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>RESOLVED</STRIKE></B><STRIKE>,
that pursuant to the authority expressly granted and vested in the Board of Directors in accordance with the provisions of its
Amended and Restated Articles of Incorporation and Bylaws of the Corporation and applicable law, a series of Preferred Stock,
par value $0.01 per share, of the Corporation be and hereby is created, and that the designation and number of shares of such
series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
1. </STRIKE><U><STRIKE>Designation and Number of Shares.</STRIKE></U> <STRIKE>There is hereby created out of the authorized and
unissued shares of preferred stock of the Issuer a series of preferred stock designated as the &#8220;Series A Preferred Stock,
Par Value $0.01 Per Share&#8221; (the &#8220;</STRIKE><U><STRIKE>Designated Preferred Stock</STRIKE></U><STRIKE>&#8221;). The
authorized number of shares of Designated Preferred Stock shall be 40,000.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
2. </STRIKE><U><STRIKE>Standard Provisions.</STRIKE></U> <STRIKE>The Standard Provisions contained in Schedule A attached hereto
are incorporated herein by reference in their entirety and shall be deemed to be a part of this Certificate of Designation to
the same extent as if such provisions had been set forth in full herein.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part.
3. </STRIKE><U><STRIKE>Definitions.</STRIKE></U> <STRIKE>The following terms are used in this Certificate of Designation (including
the Standard Provisions in Schedule A hereto) as defined below:</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Common Stock</STRIKE></U><STRIKE>&#8221; means the Class A Common Stock, par value $0.01 per share,
of the Issuer.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
 &#8220;</STRIKE><U><STRIKE>Dividend Payment Date</STRIKE></U><STRIKE>&#8221; means February 15, May 15, August 15 and November
15 of each year.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Junior Stock</STRIKE></U><STRIKE>&#8221; means the Common Stock and any other class or series of stock
of the Issuer the terms of which expressly provide that it ranks junior to Designated Preferred Stock as to dividend rights and/or
as to rights on liquidation, dissolution or winding up of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Liquidation Amount</STRIKE></U><STRIKE>&#8221; means $1,000 per share of Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Minimum Amount</STRIKE></U><STRIKE>&#8221; means $10,000,000.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Parity Stock</STRIKE></U><STRIKE>&#8221; means any class or series of stock of the Issuer (other than
Designated Preferred Stock) the terms of which do not expressly provide that such class or series will rank senior or junior to
Designated Preferred Stock as to dividend rights and/or as to rights on liquidation, dissolution or winding up of the Issuer (in
each case without regard to whether dividends accrue cumulatively or non-cumulatively). Without limiting the foregoing, Parity
Stock shall include the Issuer&#8217;s Series B Preferred Stock, Par Value $0.01 Per Share.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Signing Date</STRIKE></U><STRIKE>&#8221; means the Original Issue Date.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part.
4. </STRIKE><U><STRIKE>Certain Voting Matters.</STRIKE></U> <STRIKE>Holders of shares of Designated Preferred Stock will be entitled
to one vote for each such share on any matter on which holders of Designated Preferred Stock are entitled to vote, including any
action by written consent.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>IN
WITNESS WHEREOF, Simmons First National Corporation has caused this Certificate of Designations to be signed by George A. Makris,
Jr., its Chairman and Chief Executive Officer, and Patrick A. Borrow, its Secretary, has affixed its corporate seal hereto and
attested said seal on this 12th day of February, 2019.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 3in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>SIMMONS
FIRST NATIONAL CORPORATION</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>By:
_</STRIKE><U><STRIKE>/s/ Patrick A. Burrow&#9;</STRIKE></U><STRIKE>&#9;By: </STRIKE><U><STRIKE>/s/ George A. Makris, Jr.&#9;&#9;</STRIKE></U></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Name:&#9;Patrick
A. Burrow&#9;Name:&#9;George A. Makris, Jr.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Title:&#9;Executive
Vice President, &#9;Title:&#9;Chairman and Chief Executive Officer</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>General
Counsel and Secretary&#9;</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Shruti; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>By:</STRIKE></FONT></TD>
    <TD STYLE="width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>&nbsp;_</STRIKE><U><STRIKE>/s/
    Patrick A. Burrow</STRIKE></U></FONT></TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>By:
    </STRIKE></FONT></TD>
    <TD STYLE="width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>/s/
    George A. Makris, Jr.</STRIKE></U></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Name:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Patrick
    A. Burrow</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Name:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>George
    A. Makris, Jr.</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Title:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Executive
    Vice President, </STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Title:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Chairman
    and Chief Executive Officer</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>General
    Counsel and Secretary</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>







<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>2</STRIKE></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-size: 10pt"><B>Schedule A</B></FONT></P>
<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>STANDARD
PROVISIONS</STRIKE></U></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>General Matters.</STRIKE></U> <STRIKE>Each share of Designated
Preferred Stock shall be identical in all respects to every other share of Designated Preferred Stock. The Designated Preferred
Stock shall be perpetual, subject to the provisions of Section 5 of these Standard Provisions that form a part of the Certificate
of Designations. The Designated Preferred Stock shall rank equally with Parity Stock and shall rank senior to Junior Stock with
respect to the payment of dividends and the distribution of assets in the event of any dissolution, liquidation or winding up
of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Standard Definitions.</STRIKE></U> <STRIKE>As used herein
with respect to Designated Preferred Stock:</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Applicable Dividend Rate</STRIKE></U><STRIKE>&#8221; means (i) during the period from the Reliance
Original Issue Date to, but excluding, the first day of the first Dividend Period commencing on or after the fifth anniversary
of the Reliance Original Issue Date, 5% per annum and (ii) from and after the first day of the first Dividend Period commencing
on or after the fifth anniversary of the Reliance Original Issue Date, 9% per annum.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Appropriate Federal Banking Agency</STRIKE></U><STRIKE>&#8221; means the &#8220;appropriate Federal
banking agency&#8221; with respect to the Issuer as defined in Section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. Section
1813(q)), or any successor provision.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Business Combination</STRIKE></U><STRIKE>&#8221; means a merger, consolidation, statutory share exchange
or similar transaction that requires the approval of the Issuer&#8217;s stockholders.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Business Day</STRIKE></U><STRIKE>&#8221; means any day except Saturday, Sunday and any day on which
banking institutions in the State of New York generally are authorized or required by law or other governmental actions to close.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Bylaws</STRIKE></U><STRIKE>&#8221; means the bylaws of the Issuer, as they may be amended from time
to time.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Certificate of Designations</STRIKE></U><STRIKE>&#8221; means the Certificate of Designations or comparable
instrument relating to the Designated Preferred Stock, of which these Standard Provisions form a part, as it may be amended from
time to time.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Charter</STRIKE></U><STRIKE>&#8221; means the Issuer&#8217;s certificate or articles of incorporation,
articles of association, or similar organizational document.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Dividend Period</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 3(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Dividend Record Date</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 3(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Effective Time</STRIKE></U><STRIKE>&#8221; has the meaning set forth in the Merger Agreement.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Liquidation Preference</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 4(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Merger Agreement</STRIKE></U><STRIKE>&#8221; means the Agreement and Plan of Merger, dated November
13, 2018, as amended on February 11, 2019, by and between the Issuer and Reliance Bancshares, Inc.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
 &#8220;</STRIKE><U><STRIKE>Original Issue Date</STRIKE></U><STRIKE>&#8221; means the date on which the Effective Time occurs.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Preferred Director</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 7(b).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Preferred Stock</STRIKE></U><STRIKE>&#8221; means any and all series of preferred stock of the Issuer,
including the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Qualified Equity Offering</STRIKE></U><STRIKE>&#8221; means the sale and issuance for cash by the Issuer
to persons other than the Issuer or any of its subsidiaries after the Reliance Original Issue Date of shares of perpetual Preferred
Stock, Common Stock or any combination of such stock, that, in each case, qualify as and may be included in Tier 1 capital of
the Issuer at the time of issuance under the applicable risk-based capital guidelines of the Issuer&#8217;s Appropriate Federal
Banking Agency (other than any such sales and issuances made pursuant to agreements or arrangements entered into, or pursuant
to financing plans which were publicly announced, on or prior to November 17, 2008).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Reliance Original Issue Date</STRIKE></U><STRIKE>&#8221; means February 13, 2009, the date on which
Reliance Bancshares, Inc. first issued Fixed Rate Cumulative Perpetual Preferred Stock, no par value, Series A.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(r)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Standard Provisions</STRIKE></U><STRIKE>&#8221; mean these Standard Provisions that form a part of
the Certificate of Designations relating to the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(s)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Successor Preferred Stock</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 5(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(t)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Voting Parity Stock</STRIKE></U><STRIKE>&#8221; means, with regard to any matter as to which the holders
of Designated Preferred Stock are entitled to vote as specified in Sections 7(a) and 7(b) of these Standard Provisions that form
a part of the Certificate of Designations, any and all series of Parity Stock upon which like voting rights have been conferred
and are exercisable with respect to such matter.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Dividends.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal">
<STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><STRIKE><U>Rate.</U></STRIKE> <STRIKE>Holders
of Designated Preferred Stock shall be entitled to receive, on each share of Designated Preferred Stock if, as and when
declared by the Board of Directors or any duly authorized committee of the Board of Directors, but only out of assets legally
available therefor, cumulative cash dividends with respect to each Dividend Period (as defined below) at a rate per annum
equal to the Applicable Dividend Rate on (i) the Liquidation Amount per share of Designated Preferred Stock and (ii) the
amount of accrued and unpaid dividends for any prior Dividend Period on such share of Designated Preferred Stock, if any.
Such dividends shall begin to accrue and be cumulative from the Original Issue Date, shall compound on each subsequent
Dividend Payment Date (<I>i.e., </I>no dividends shall accrue on other dividends unless and until the first Dividend Payment
Date for such other dividends has passed without such other dividends having been paid on such date) and shall be payable
quarterly in arrears on each Dividend Payment Date, commencing with the first such Dividend Payment Date to occur at least 20
calendar days after the Original Issue Date. In the event that any Dividend Payment Date would otherwise fall on a day that
is not a Business Day, the dividend payment due on that date will be postponed to the next day that is a Business Day and no
additional dividends will accrue as a result of that postponement. The period from and including any Dividend Payment Date
to, but excluding, the next Dividend Payment Date is a &#8220;<U>Dividend
Period</U>&#8221;, provided that the initial Dividend Period shall be the period from and including the Original Issue Date
to, but excluding, the next Dividend Payment Date.</STRIKE></FONT></P>
<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Dividends
that are payable on Designated Preferred Stock in respect of any Dividend Period shall be computed on the basis of a 360-day year
consisting of twelve 30-day months. The amount of dividends payable on Designated Preferred Stock on any date prior to the end
of a Dividend Period, and for the initial Dividend Period, shall be computed on the basis of a 360-day year consisting of twelve
30-day months, and actual days elapsed over a 30-day month.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Dividends
that are payable on Designated Preferred Stock on any Dividend Payment Date will be payable to holders of record of Designated
Preferred Stock as they appear on the stock register of the Issuer on the applicable record date, which shall be the 15th calendar
day immediately preceding such Dividend Payment Date or such other record date fixed by the Board of Directors or any duly authorized
committee of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each,
a &#8220;</STRIKE><U><STRIKE>Dividend Record Date</STRIKE></U><STRIKE>&#8221;). Any such day that is a Dividend Record Date shall
be a Dividend Record Date whether or not such day is a Business Day.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Holders
of Designated Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities or other property, other
than dividends (if any) declared and payable on Designated Preferred Stock as specified in this Section 3 (subject to the other
provisions of the Certificate of Designations).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Priority of Dividends.</STRIKE></U> <STRIKE>So long as any share of Designated Preferred Stock remains outstanding,
no dividend or distribution shall be declared or paid on the Common Stock or any other shares of Junior Stock (other than dividends
payable solely in shares of Common Stock) or Parity Stock, subject to the immediately following paragraph in the case of Parity
Stock, and no Common Stock, Junior Stock or Parity Stock shall be, directly or indirectly, purchased, redeemed or otherwise acquired
for consideration by the Issuer or any of its subsidiaries unless all accrued and unpaid dividends for all past Dividend Periods,
including the latest completed Dividend Period (including, if applicable as provided in Section 3(a) above, dividends on such
amount), on all outstanding shares of Designated Preferred Stock have been or are contemporaneously declared and paid in full
(or have been declared and a sum sufficient for the payment thereof has been set aside for the benefit of the holders of shares
of Designated Preferred Stock on the applicable record date). The foregoing limitation shall not apply to (i) redemptions, purchases
or other acquisitions of shares of Common Stock or other Junior Stock in connection with the administration of any employee benefit
plan in the ordinary course of business and consistent with past practice; (ii) the acquisition by the Issuer or any of its subsidiaries
of record ownership in Junior Stock or Parity Stock for the beneficial ownership of any other persons (other than the Issuer or
any of its subsidiaries), including as trustees or custodians; and (iii) the exchange or conversion of Junior Stock for or into
other Junior Stock or of Parity Stock for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or
Junior Stock, in each case, solely to the extent required pursuant to binding contractual agreements entered into prior to the
Signing Date or any subsequent agreement for the accelerated exercise, settlement or exchange thereof for Common Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>When
dividends are not paid (or declared and a sum sufficient for payment thereof set aside for the benefit of the holders thereof
on the applicable record date) on any Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates
different from the Dividend Payment Dates, on a dividend payment date falling within a Dividend Period related to
such Dividend Payment Date) in full upon Designated Preferred Stock and any shares of Parity Stock, all dividends declared on
Designated Preferred Stock and all such Parity Stock and payable on such Dividend Payment Date (or, in the case of Parity
Stock having dividend payment dates different from the Dividend Payment Dates, on a dividend payment date falling within the
Dividend Period related to such Dividend Payment Date) shall be declared <I>pro rata </I>so that the respective amounts of
such dividends declared shall bear the same ratio to each other as all accrued and unpaid dividends per share on the shares
of Designated Preferred Stock (including, if applicable as provided in Section 3(a) above, dividends on such amount) and all
Parity Stock payable on such Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different
from the Dividend Payment Dates, on a dividend payment date falling within the Dividend Period related to such Dividend
Payment Date) (subject to their having been declared by the Board of Directors or a duly authorized committee of the Board of
Directors out of legally available funds and including, in the case of Parity Stock that bears cumulative dividends, all
accrued but unpaid dividends) bear to each other. If the Board of Directors or a duly authorized committee of the Board of
Directors determines not to pay any dividend or a full dividend on a Dividend Payment Date, the Issuer will provide written
notice to the holders of Designated Preferred Stock prior to such Dividend Payment Date.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Subject
to the foregoing, and not otherwise, such dividends (payable in cash, securities or other property) as may be determined by the
Board of Directors or any duly authorized committee of the Board of Directors may be declared and paid on any securities, including
Common Stock and other Junior Stock, from time to time out of any funds legally available for such payment, and holders of Designated
Preferred Stock shall not be entitled to participate in any such dividends.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Liquidation Rights.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Voluntary or Involuntary Liquidation.</STRIKE></U> <STRIKE>In the event of any liquidation, dissolution or
winding up of the affairs of the Issuer, whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled
to receive for each share of Designated Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital
or surplus) available for distribution to stockholders of the Issuer, subject to the rights of any creditors of the Issuer, before
any distribution of such assets or proceeds is made to or set aside for the holders of Common Stock and any other stock of the
Issuer ranking junior to Designated Preferred Stock as to such distribution, payment in full in an amount equal to the sum of
(i) the Liquidation Amount per share and (ii) the amount of any accrued and unpaid dividends (including, if applicable as provided
in Section 3(a) above, dividends on such amount), whether or not declared, to the date of payment (such amounts collectively,
the &#8220;</STRIKE><U><STRIKE>Liquidation Preference</STRIKE></U><STRIKE>&#8221;).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Partial Payment.</STRIKE></U> <STRIKE>If in any distribution described in Section 4(a) above the assets of
the Issuer or proceeds thereof are not sufficient to pay in full the amounts payable with respect to all outstanding shares of
Designated Preferred Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally
with Designated Preferred Stock as to such distribution, holders of Designated Preferred Stock and the holders of such other stock
shall share ratably in any such distribution in proportion to the full respective distributions to which they are entitled.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE> <U><STRIKE>Residual Distributions.</STRIKE></U> <STRIKE>If the Liquidation Preference has been paid in full to all holders
of Designated Preferred Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally
with Designated Preferred Stock as to such distribution has been paid in full, the holders of other stock of the Issuer shall
be entitled to receive all remaining assets of the Issuer (or proceeds thereof) according to their respective rights and preferences.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Merger, Consolidation and Sale of Assets Not Liquidation.</STRIKE></U> <STRIKE>For purposes of this Section
4, the merger or consolidation of the Issuer with any other corporation or other entity, including a merger or consolidation in
which the holders of Designated Preferred Stock receive cash, securities or other property for their shares, or the sale, lease
or exchange (for cash, securities or other property) of all or substantially all of the assets of the Issuer, shall not constitute
a liquidation, dissolution or winding up of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Redemption.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Optional Redemption.</STRIKE></U> <STRIKE>Except as provided below, the Designated Preferred Stock may not
be redeemed prior to the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue
Date. On or after the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue Date,
the Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency, may redeem, in whole or in part,
at any time and from time to time, out of funds legally available therefor, the shares of Designated Preferred Stock at the time
outstanding, upon notice given as provided in Section 5(c) below, at a redemption price equal to the sum of (i) the Liquidation
Amount per share and (ii) except as otherwise provided below, any accrued and unpaid dividends (including, if applicable as provided
in Section 3(a) above, dividends on such amount) (regardless of whether any dividends are actually declared) to, but excluding,
the date fixed for redemption.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Notwithstanding
the foregoing, prior to the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue
Date, the Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency, may redeem, in whole or in
part, at any time and from time to time, the shares of Designated Preferred Stock at the time outstanding, upon notice given as
provided in Section 5(c) below, at a redemption price equal to the sum of (i) the Liquidation Amount per share and (ii) except
as otherwise provided below, any accrued and unpaid dividends (including, if applicable as provided in Section 3(a) above, dividends
on such amount) (regardless of whether any dividends are actually declared) to, but excluding, the date fixed for redemption;
<I>provided </I>that (x) the Issuer (or any successor by Business Combination) has received aggregate gross proceeds of not less
than the Minimum Amount (plus the &#8220;Minimum Amount&#8221; as defined in the relevant certificate of designations for each
other outstanding series of preferred stock of such successor that was originally issued to the United States Department of the
Treasury (the &#8220;</STRIKE><U><STRIKE>Successor Preferred Stock</STRIKE></U><STRIKE>&#8221;) in connection with the Troubled
Asset Relief Program Capital Purchase Program) from one or more Qualified Equity Offerings (including Qualified Equity Offerings
of such successor), and (y) the aggregate redemption price of the Designated Preferred Stock (and any Successor Preferred Stock)
redeemed pursuant to this paragraph may not exceed the aggregate net cash proceeds received by the Issuer (or any successor by
Business Combination) from such Qualified Equity Offerings (including Qualified Equity Offerings of such successor).</STRIKE></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
redemption price for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such shares
against surrender of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid dividends payable
on a redemption date that occurs subsequent to the Dividend Record Date for a Dividend Period shall not be paid to the holder
entitled to receive the redemption price on the redemption date, but rather shall be paid to the holder of record of the redeemed
shares on such Dividend Record Date relating to the Dividend Payment Date as provided in Section 3 above.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>No Sinking Fund.</STRIKE></U> <STRIKE>The Designated Preferred Stock will not be subject to any mandatory redemption,
sinking fund or other similar provisions. Holders of Designated Preferred Stock will have no right to require redemption or repurchase
of any shares of Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Notice of Redemption.</STRIKE></U> <STRIKE>Notice of every redemption of shares of Designated Preferred Stock
shall be given by first class mail, postage prepaid, addressed to the holders of record of the shares to be redeemed at their
respective last addresses appearing on the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days
before the date fixed for redemption. Any notice mailed as provided in this Subsection shall be conclusively presumed to have
been duly given, whether or not the holder receives such notice, but failure duly to give such notice by mail, or any defect in
such notice or in the mailing thereof, to any holder of shares of Designated Preferred Stock designated for redemption shall not
affect the validity of the proceedings for the redemption of any other shares of Designated Preferred Stock. Notwithstanding the
foregoing, if shares of Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any other
similar facility, notice of redemption may be given to the holders of Designated Preferred Stock at such time and in any manner
permitted by such facility. Each notice of redemption given to a holder shall state: (1) the redemption date; (2) the number of
shares of Designated Preferred Stock to be redeemed and, if less than all the shares held by such holder are to be redeemed, the
number of such shares to be redeemed from such holder; (3) the redemption price; and (4) the place or places where certificates
for such shares are to be surrendered for payment of the redemption price.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Partial Redemption.</STRIKE></U> <STRIKE>In case of any redemption of part of the shares of Designated Preferred
Stock at the time outstanding, the shares to be redeemed shall be selected either <I>pro rata </I>or in such other manner as the
Board of Directors or a duly authorized committee thereof may determine to be fair and equitable. Subject to the provisions hereof,
the Board of Directors or a duly authorized committee thereof shall have full power and authority to prescribe the terms and conditions
upon which shares of Designated Preferred Stock shall be redeemed from time to time. If fewer than all the shares represented
by any certificate are redeemed, a new certificate shall be issued representing the unredeemed shares without charge to the holder
thereof.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Effectiveness
of Redemption.</STRIKE></U> <STRIKE>If notice of redemption has been duly given and if on or before the redemption date
specified in the notice all funds necessary for the redemption have been deposited by the Issuer, in trust for the <I>pro
rata </I>benefit of the holders of the shares called for redemption, with a bank or trust company doing business in the
Borough of Manhattan, The City of New York, and having a capital and surplus of at least $500 million and selected by the
Board of Directors, so as to be and continue to be available solely therefor, then, notwithstanding that any certificate for
any share so called for redemption has not been surrendered for cancellation, on and after the redemption date dividends
shall cease to accrue on all shares so called for redemption, all shares
so called for redemption shall no longer be deemed outstanding and all rights with respect to such shares shall forthwith on
such redemption date cease and terminate, except only the right of the holders thereof to receive the amount payable on such
redemption from such bank or trust company, without interest. Any funds unclaimed at the end of three years from the
redemption date shall, to the extent permitted by law, be released to the Issuer, after which time the holders of the shares
so called for redemption shall look only to the Issuer for payment of the redemption price of such shares.</STRIKE></FONT></P>
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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Status of Redeemed Shares.</STRIKE></U> <STRIKE>Shares of Designated Preferred Stock that are redeemed, repurchased
or otherwise acquired by the Issuer shall revert to authorized but unissued shares of Preferred Stock (<I>provided </I>that any
such cancelled shares of Designated Preferred Stock may be reissued only as shares of any series of Preferred Stock other than
Designated Preferred Stock).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Conversion.</STRIKE></U> <STRIKE>Holders of Designated Preferred
Stock shares shall have no right to exchange or convert such shares into any other securities.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Voting Rights.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>General.</STRIKE></U> <STRIKE>The holders of Designated Preferred Stock shall not have any voting rights except
as set forth below or as otherwise from time to time required by law.</STRIKE></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Preferred
Stock Directors.</STRIKE></U> <STRIKE>Whenever, at any time or times, dividends payable on the shares of Designated Preferred
Stock have not been paid for an aggregate of six quarterly Dividend Periods or more, whether or not consecutive, the
authorized number of directors of the Issuer shall automatically be increased by two and the holders of the Designated
Preferred Stock shall have the right, with holders of shares of any one or more other classes or series of Voting Parity
Stock outstanding at the time, voting together as a class, to elect two directors (hereinafter the
&#8220;</STRIKE><U><STRIKE>Preferred Directors</STRIKE></U><STRIKE>&#8221; and each a &#8220;</STRIKE><U><STRIKE>Preferred
Director</STRIKE></U><STRIKE>&#8221;) to fill such newly created directorships at the Issuer&#8217;s next annual meeting of
stockholders (or at a special meeting called for that purpose prior to such next annual meeting) and at each subsequent
annual meeting of stockholders until all accrued and unpaid dividends for all past Dividend Periods, including the latest
completed Dividend Period (including, if applicable as provided in Section 3(a) above, dividends on such amount), on all
outstanding shares of Designated Preferred Stock have been declared and paid in full at which time such right shall terminate
with respect to the Designated Preferred Stock, except as herein or by law expressly provided, subject to revesting in the
event of each and every subsequent default of the character above mentioned; <I>provided </I>that it shall be a qualification
for election for any Preferred Director that the election of such Preferred Director shall not cause the Issuer to violate
any corporate governance requirements of any securities exchange or other trading facility on which securities of the Issuer
may then be listed or traded that listed or traded companies must have a majority of independent directors. Upon any
termination of the right of the holders of shares of Designated Preferred Stock and Voting Parity Stock as a class to vote
for directors as provided above, the Preferred Directors shall cease to be qualified as directors, the term of office of all
Preferred Directors then in office shall terminate immediately and the authorized number of directors shall be reduced by the
number of Preferred Directors elected pursuant hereto. Any Preferred Director may be removed at any time, with or without
cause, and any vacancy created thereby may be filled, only by the affirmative vote of the holders a majority of the shares of
Designated Preferred Stock at the time outstanding voting separately as a class together with the holders of shares of Voting
Parity Stock, to the extent the voting rights of such holders described above are then exercisable.
If the office of any Preferred Director becomes vacant for any reason other than removal from office as aforesaid, the
remaining Preferred Director may choose a successor who shall hold office for the unexpired term in respect of which such
vacancy occurred.</STRIKE></P>
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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Class Voting Rights as to Particular Matters.</STRIKE></U> <STRIKE>So long as any shares of Designated Preferred
Stock are outstanding, in addition to any other vote or consent of stockholders required by law or by the Charter, the vote or
consent of the holders of at least 66 2/3% of the shares of Designated Preferred Stock at the time outstanding, voting as a separate
class, given in person or by proxy, either in writing without a meeting or by vote at any meeting called for the purpose, shall
be necessary for effecting or validating:</STRIKE></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Authorization of Senior Stock.</STRIKE></U> <STRIKE>Any amendment or alteration of the Certificate of Designations
for the Designated Preferred Stock or the Charter to authorize or create or increase the authorized amount of, or any issuance
of, any shares of, or any securities convertible into or exchangeable or exercisable for shares of, any class or series of capital
stock of the Issuer ranking senior to Designated Preferred Stock with respect to either or both the payment of dividends and/or
the distribution of assets on any liquidation, dissolution or winding up of the Issuer;</STRIKE></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Amendment of Designated Preferred Stock.</STRIKE></U> <STRIKE>Any amendment, alteration or repeal of any provision
of the Certificate of Designations for the Designated Preferred Stock or the Charter (including, unless no vote on such merger
or consolidation is required by Section 7(c)(iii) below, any amendment, alteration or repeal by means of a merger, consolidation
or otherwise) so as to adversely affect the rights, preferences, privileges or voting powers of the Designated Preferred Stock;
or</STRIKE></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Share Exchanges, Reclassifications, Mergers and Consolidations.</STRIKE></U> <STRIKE>Any consummation of a
binding share exchange or reclassification involving the Designated Preferred Stock, or of a merger or consolidation of the Issuer
with another corporation or other entity, unless in each case (x) the shares of Designated Preferred Stock remain outstanding
or, in the case of any such merger or consolidation with respect to which the Issuer is not the surviving or resulting entity,
are converted into or exchanged for preference securities of the surviving or resulting entity or its ultimate parent, and (y)
such shares remaining outstanding or such preference securities, as the case may be, have such rights, preferences, privileges
and voting powers, and limitations and restrictions thereof, taken as a whole, as are not materially less favorable to the holders
thereof than the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of Designated Preferred
Stock immediately prior to such consummation, taken as a whole;</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><STRIKE>provided,
however</STRIKE></I><STRIKE>, that for all purposes of this Section 7(c), any increase in the amount of the authorized
Preferred Stock, including any increase in the authorized amount of Designated Preferred Stock necessary to satisfy
preemptive or similar rights granted by the Issuer to other persons prior to the Signing Date, or the creation and issuance,
or an increase in the authorized or issued amount, whether pursuant to preemptive or similar rights or otherwise, of any
other series of Preferred Stock, or any securities convertible into or exchangeable or exercisable for any other series of
Preferred Stock, ranking equally with and/or junior to Designated Preferred Stock with respect to the payment of dividends
(whether such dividends are cumulative or non-cumulative) and the distribution of assets upon liquidation,
dissolution or winding up of the Issuer will not be deemed to adversely affect the rights, preferences, privileges or voting
powers, and shall not require the affirmative vote or consent of, the holders of outstanding shares of the Designated
Preferred Stock.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5.65pt"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Changes after Provision for Redemption.</STRIKE></U> <STRIKE>No vote or consent of the holders of Designated
Preferred Stock shall be required pursuant to Section 7(c) above if, at or prior to the time when any such vote or consent would
otherwise be required pursuant to such Section, all outstanding shares of the Designated Preferred Stock shall have been redeemed,
or shall have been called for redemption upon proper notice and sufficient funds shall have been deposited in trust for such redemption,
in each case pursuant to Section 5 above.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Procedures for Voting and Consents.</STRIKE></U> <STRIKE>The rules and procedures for calling and conducting
any meeting of the holders of Designated Preferred Stock (including, without limitation, the fixing of a record date in connection
therewith), the solicitation and use of proxies at such a meeting, the obtaining of written consents and any other aspect or matter
with regard to such a meeting or such consents shall be governed by any rules of the Board of Directors or any duly authorized
committee of the Board of Directors, in its discretion, may adopt from time to time, which rules and procedures shall conform
to the requirements of the Charter, the Bylaws, and applicable law and the rules of any national securities exchange or other
trading facility on which Designated Preferred Stock is listed or traded at the time.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Record Holders.</STRIKE></U> <STRIKE>To the fullest extent
permitted by applicable law, the Issuer and the transfer agent for Designated Preferred Stock may deem and treat the record holder
of any share of Designated Preferred Stock as the true and lawful owner thereof for all purposes, and neither the Issuer nor such
transfer agent shall be affected by any notice to the contrary.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Notices.</STRIKE></U> <STRIKE>All notices or communications
in respect of Designated Preferred Stock shall be sufficiently given if given in writing and delivered in person or by first class
mail, postage prepaid, or if given in such other manner as may be permitted in this Certificate of Designations, in the Charter
or Bylaws or by applicable law. Notwithstanding the foregoing, if shares of Designated Preferred Stock are issued in book-entry
form through The Depository Trust Company or any similar facility, such notices may be given to the holders of Designated Preferred
Stock in any manner permitted by such facility.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
10.&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>No Preemptive Rights.</STRIKE></U> <STRIKE>No share of Designated Preferred Stock
shall have any rights of preemption whatsoever as to any securities of the Issuer, or any warrants, rights or options issued or
granted with respect thereto, regardless of how such securities, or such warrants, rights or options, may be designated, issued
or granted.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
11.&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Replacement Certificates.</STRIKE></U> <STRIKE>The Issuer shall replace any mutilated
certificate at the holder&#8217;s expense upon surrender of that certificate to the Issuer. The Issuer shall replace certificates
that become destroyed, stolen or lost at the holder&#8217;s expense upon delivery to the Issuer of reasonably satisfactory evidence
that the certificate has been destroyed, stolen or lost, together with any indemnity that may be reasonably required by the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
12.&nbsp;&nbsp;&nbsp;&nbsp; Other Rights. The shares of Designated Preferred Stock shall not have any rights, preferences,
privileges or voting powers or relative, participating, optional or other special rights, or qualifications, limitations or restrictions
thereof, other than as set forth herein or in the Charter or as provided by applicable law.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><STRIKE></STRIKE></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>EXHIBIT
3</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>[CERTIFICATE
OF DESIGNATIONS AND STANDARD PROVISIONS ON NEXT PAGE]</STRIKE></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>CERTIFICATE
OF DESIGNATIONS<BR>
<BR>
OF<BR>
<BR>
<FONT STYLE="text-transform: uppercase">Series b Preferred Stock, par value $0.01 per share</FONT><BR>
<BR>
<BR>
OF<BR>
<BR>
SIMMONS FIRST NATIONAL CORPORATION</STRIKE></B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Simmons
First National Corporation, a Corporation organized and existing under the laws of the state of Arkansas (herein called the &#8220;</STRIKE><U><STRIKE>Corporation</STRIKE></U><STRIKE>&#8221;
or the &#8220;</STRIKE><U><STRIKE>Issuer</STRIKE></U><STRIKE>&#8221;), does hereby certify:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>That,
pursuant to the authority conferred upon the Board of Directors of the Corporation (the &#8220;</STRIKE><U><STRIKE>Board of Directors</STRIKE></U><STRIKE>&#8221;)
by the Amended and Restated Articles of Incorporation and Bylaws of the Corporation, and pursuant to Section 4-27-602 of the Arkansas
Business Corporation Act of 1987, as amended, the Board of Directors adopted the following resolutions by written consent on February
11, 2019, creating a series of 2,000.02 shares of Preferred Stock, par value $0.01 per share, of the Issuer designated as &#8220;</STRIKE><U><STRIKE>Series
B Preferred Stock, Par Value $0.01 Per Share</STRIKE></U><STRIKE>&#8221;:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><STRIKE>RESOLVED</STRIKE></B><STRIKE>,
that pursuant to the authority expressly granted and vested in the Board of Directors in accordance with the provisions of its
Amended and Restated Articles of Incorporation and Bylaws of the Corporation and applicable law, a series of Preferred Stock,
par value $0.01 per share, of the Corporation be and hereby is created, and that the designation and number of shares of such
series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
1. </STRIKE><U><STRIKE>Designation and Number of Shares.</STRIKE></U> <STRIKE>There is hereby created out of the authorized and
unissued shares of preferred stock of the Issuer a series of preferred stock designated as the &#8220;Series B Preferred Stock,
Par Value $0.01 Per Share&#8221; (the &#8220;</STRIKE><U><STRIKE>Designated Preferred Stock</STRIKE></U><STRIKE>&#8221;). The
authorized number of shares of Designated Preferred Stock shall be 2,000.02.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part
2. </STRIKE><U><STRIKE>Standard Provisions.</STRIKE></U> <STRIKE>The Standard Provisions contained in Schedule A attached hereto
are incorporated herein by reference in their entirety and shall be deemed to be a part of this Certificate of Designation to
the same extent as if such provisions had been set forth in full herein.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part.
3. </STRIKE><U><STRIKE>Definitions.</STRIKE></U> <STRIKE>The following terms are used in this Certificate of Designation (including
the Standard Provisions in Schedule A hereto) as defined below:</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Common Stock</STRIKE></U><STRIKE>&#8221; means the Class A Common Stock, par value $0.01 per share,
of the Issuer.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
 &#8220;</STRIKE><U><STRIKE>Dividend Payment Date</STRIKE></U><STRIKE>&#8221; means February 15, May 15, August 15 and November
15 of each year.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Junior Stock</STRIKE></U><STRIKE>&#8221; means the Common Stock and any other class or series of stock
of the Issuer the terms of which expressly provide that it ranks junior to Designated Preferred Stock as to dividend rights and/or
as to rights on liquidation, dissolution or winding up of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Liquidation Amount</STRIKE></U><STRIKE>&#8221; means $1,000 per share of Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Minimum Amount</STRIKE></U><STRIKE>&#8221; means $500,000.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Parity Stock</STRIKE></U><STRIKE>&#8221; means any class or series of stock of the Issuer (other than
Designated Preferred Stock) the terms of which do not expressly provide that such class or series will rank senior or junior to
Designated Preferred Stock as to dividend rights and/or as to rights on liquidation, dissolution or winding up of the Issuer (in
each case without regard to whether dividends accrue cumulatively or non-cumulatively). Without limiting the foregoing, Parity
Stock shall include the UST Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Signing Date</STRIKE></U><STRIKE>&#8221; means the Original Issue Date.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>UST Preferred Stock</STRIKE></U><STRIKE>&#8221; means the Issuer&#8217;s Series A Preferred Stock,
Par Value $0.01 Per Share.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Part.
4. </STRIKE><U><STRIKE>Certain Voting Matters.</STRIKE></U> <STRIKE>Holders of shares of Designated Preferred Stock will be entitled
to one vote for each such share on any matter on which holders of Designated Preferred Stock are entitled to vote, including any
action by written consent.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>IN
WITNESS WHEREOF, Simmons First National Corporation has caused this Certificate of Designations to be signed by George A. Makris,
Jr., its Chairman and Chief Executive Officer, and Patrick A. Borrow, its Secretary, has affixed its corporate seal hereto and
attested said seal on this 12th day of February, 2019.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 3in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>SIMMONS
FIRST NATIONAL CORPORATION</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Shruti; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>By:</STRIKE></FONT></TD>
    <TD STYLE="width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>/s/
    Patrick A. Burrow</STRIKE></U></FONT></TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>By:</STRIKE></FONT></TD>
    <TD STYLE="width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>/s/
    George A. Makris, Jr.</STRIKE></U></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Name:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Patrick
    A. Burrow</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Name:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>George
    A. Makris, Jr.</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Title:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Executive
    Vice President, </STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Title:</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Chairman
    and Chief Executive Officer</STRIKE></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>General
    Counsel and Secretary</STRIKE></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><STRIKE></STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Schedule A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U><STRIKE>STANDARD
PROVISIONS</STRIKE></U></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>General Matters.</STRIKE></U> <STRIKE>Each share of Designated
Preferred Stock shall be identical in all respects to every other share of Designated Preferred Stock. The Designated Preferred
Stock shall be perpetual, subject to the provisions of Section 5 of these Standard Provisions that form a part of the Certificate
of Designations. The Designated Preferred Stock shall rank equally with Parity Stock and shall rank senior to Junior Stock with
respect to the payment of dividends and the distribution of assets in the event of any dissolution, liquidation or winding up
of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Standard Definitions.</STRIKE></U> <STRIKE>As used herein
with respect to Designated Preferred Stock:</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Appropriate Federal Banking Agency</STRIKE></U><STRIKE>&#8221; means the &#8220;appropriate Federal
banking agency&#8221; with respect to the Issuer as defined in Section 3 (q) of the Federal Deposit Insurance Act (12 U.S.C. Section
1813(q)), or any successor provision.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Business Combination</STRIKE></U><STRIKE>&#8221; means a merger, consolidation, statutory share exchange
or similar transaction that requires the approval of the Issuer&#8217;s stockholders.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Business Day</STRIKE></U><STRIKE>&#8221; means any day except Saturday, Sunday and any day on which
banking institutions in the State of New York generally are authorized or required by law or other governmental actions to close.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Bylaws</STRIKE></U><STRIKE>&#8221; means the bylaws of the Issuer, as they may be amended from time
to time.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Certificate of Designations</STRIKE></U><STRIKE>&#8221; means the Certificate of Designations or comparable
instrument relating to the Designated Preferred Stock, of which these Standard Provisions form a part, as it may be amended from
time to time.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Charter</STRIKE></U><STRIKE>&#8221; means the Issuer&#8217;s certificate or articles of incorporation,
articles of association, or similar organizational document.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Dividend Period</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 3(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Dividend Record Date</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 3(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Effective Time</STRIKE></U><STRIKE>&#8221; has the meaning set forth in the Merger Agreement.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Liquidation Preference</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 4(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Merger Agreement</STRIKE></U><STRIKE>&#8221; means the Agreement and Plan of Merger, dated November
13, 2018, as amended on February 11, 2019, by and between the Issuer and Reliance Bancshares, Inc.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Original Issue Date</STRIKE></U><STRIKE>&#8221; means the date on which the Effective Time occurs.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Preferred Director</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 7(b).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Preferred Stock</STRIKE></U><STRIKE>&#8221; means any and all series of preferred stock of the Issuer,
including the Designated Preferred Stock.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
 &#8220;</STRIKE><U><STRIKE>Qualified Equity Offering</STRIKE></U><STRIKE>&#8221; means the sale and issuance for cash by the
Issuer to persons other than the Issuer or any of its subsidiaries after the Reliance Original Issue Date of shares of perpetual
Preferred Stock, Common Stock or any combination of such stock, that, in each case, qualify as and may be included in Tier 1 capital
of the Issuer at the time of issuance under the applicable risk-based capital guidelines of the Issuer&#8217;s Appropriate Federal
Banking Agency (other than any such sales and issuances made pursuant to agreements or arrangements entered into, or pursuant
to financing plans which were publicly announced, on or prior to November 17, 2008).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Reliance Original Issue Date</STRIKE></U><STRIKE>&#8221; means February 13, 2009, the date on which
Reliance Bancshares, Inc. first issued Fixed Rate Cumulative Perpetual Preferred Stock, no par value, Series B.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Standard Provisions</STRIKE></U><STRIKE>&#8221; mean these Standard Provisions that form a part of
the Certificate of Designations relating to the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(r)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Successor Preferred Stock</STRIKE></U><STRIKE>&#8221; has the meaning set forth in Section 5(a).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(s)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#8220;</STRIKE><U><STRIKE>Voting Parity Stock</STRIKE></U><STRIKE>&#8221; means, with regard to any matter as to which the holders
of Designated Preferred Stock are entitled to vote as specified in Sections 7(a) and 7(b) of these Standard Provisions that form
a part of the Certificate of Designations, any and all series of Parity Stock upon which like voting rights have been conferred
and are exercisable with respect to such matter.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Dividends.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Rate.</STRIKE></U> <STRIKE>Holders of Designated Preferred Stock shall be entitled to receive, on each share
of Designated Preferred Stock if, as and when declared by the Board of Directors or any duly authorized committee of the Board
of Directors, but only out of assets legally available therefor, cumulative cash dividends with respect to each Dividend Period
(as defined below) at a per annum rate of 9.0% on (i) the Liquidation. Amount per share of Designated Preferred Stock and (ii)
the amount of accrued and unpaid dividends for any prior Dividend Period on such share of Designated Preferred Stock, if any.
Such dividends shall begin to accrue and be cumulative from the Original Issue Date, shall compound on each subsequent Dividend
Payment Date (<I>i.e.</I>, no dividends shall accrue on other dividends unless and until the first Dividend Payment Date for such
other dividends has passed without such other dividends having been paid on such date) and shall be payable quarterly in arrears
on each Dividend Payment Date, commencing with the first such Dividend Payment Date to occur at least 20 calendar days after the
Original Issue Date. In the event that any Dividend Payment Date would otherwise fall on a day that is not a Business Day, the
dividend payment due on that date will be postponed to the next day that is a Business Day and no additional dividends will accrue
as a result of that postponement. The period from and including any Dividend Payment Date to, but excluding, the next Dividend
Payment Date is a &#8220;</STRIKE><U><STRIKE>Dividend Period</STRIKE></U><STRIKE>&#8221;, provided that the initial Dividend Period
shall be the period from and including the Original Issue Date to, but excluding, the next Dividend Payment Date.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Dividends
that are payable on Designated Preferred Stock in respect of any Dividend Period shall be computed on the basis of a 360-day
year consisting of twelve 30-day months. The amount of dividends payable on Designated Preferred Stock on any date prior to
the end of a Dividend Period, and for the initial Dividend Period, shall be computed on the basis of a 360-day year
consisting of twelve 30-day months, and actual days elapsed over a 30-day month.</strike></FONT></P>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Dividends
that are payable on Designated. Preferred Stock on any Dividend Payment Date will be payable to holders of record of Designated
Preferred Stock as they appear on the stock register of the Issuer on the applicable record date, which shall be the 15th calendar
day immediately preceding such Dividend Payment Date or such other record date fixed by the Board of Directors or any duly authorized
committee of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each,
a &#8220;</STRIKE><U><STRIKE>Dividend Record Date</STRIKE></U><STRIKE>&#8221;). Any such day that is a Dividend Record Date shall
be a Dividend Record Date whether or not such day is a Business Day.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Holders
of Designated Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities or other property, other
than dividends (if any) declared and payable on Designated Preferred Stock as specified in this Section 3 (subject to the other
provisions of the Certificate of Designations).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Priority of Dividends.</STRIKE></U> <STRIKE>So long as any share of Designated Preferred Stock remains outstanding,
no dividend or distribution shall be declared or paid on the Common Stock or any other shares of Junior Stock (other than dividends
payable solely in shares of Common Stock) or Parity Stock, subject to the immediately following paragraph in the case of Parity
Stock, and no Common Stock, Junior Stock or Parity Stock shall be, directly or indirectly, purchased, redeemed or otherwise acquired
for consideration by the Issuer or any of its subsidiaries unless all accrued and unpaid dividends for all past Dividend Periods,
including the latest completed Dividend Period (including, if applicable as provided in Section 3(a) above, dividends on such
amount), on all outstanding shares of Designated Preferred Stock have been or are contemporaneously declared and paid in full
(or have been declared and a sum sufficient for the payment thereof has been set aside for the benefit of the holders of shares
of Designated Preferred Stock on the applicable record date). The foregoing limitation shall not apply to (i) redemptions, purchases
or other acquisitions of shares of Common Stock or other Junior Stock in connection with the administration of any employee benefit
plan in the ordinary course of business and consistent with past practice; (ii) the acquisition by the Issuer or any of its subsidiaries
of record ownership in Junior Stock or Parity Stock for the beneficial ownership of any other persons (other than the Issuer or
any of its subsidiaries), including as trustees or custodians; and (iii) the exchange or conversion of Junior Stock for or into
other Junior Stock or of Parity Stock for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or
Junior Stock, in each case, solely to the extent required pursuant to binding contractual agreements entered into prior to the
Signing Date or any subsequent agreement for the accelerated exercise, settlement or exchange thereof for Common Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>When
dividends are not paid (or declared and a sum sufficient for payment thereof set aside for the benefit of the holders thereof
on the applicable record date) on any Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates
different from the Dividend Payment Dates, on a dividend payment date falling within a Dividend Period related to such
Dividend Payment Date) in full upon Designated Preferred Stock and any shares of Parity Stock, all dividends declared on
Designated Preferred Stock and all such Parity Stock and payable on such Dividend Payment Date (or, in the case of Parity
Stock having dividend payment dates different from the Dividend Payment Dates, on a dividend payment date falling within the
Dividend Period related to such Dividend Payment Date) shall be declared <I>pro rata </I>so that the respective amounts of
such dividends declared shall bear the same ratio to each other as all accrued and unpaid dividends per share on the
shares of Designated Preferred Stock (including, if applicable as provided in Section 3(a) above, dividends on such amount)
and all Parity Stock payable on such Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates
different from the Dividend Payment Dates, on a dividend payment date falling within the Dividend Period related to such
Dividend Payment Date) (subject to their having been declared by the Board of Directors or a duly authorized committee of the
Board of Directors out of legally available funds and including, in the case of Parity Stock that bears cumulative dividends,
all accrued but unpaid dividends) bear to each other. If the Board of Directors or a duly authorized committee of the Board
of Directors determines not to pay any dividend or a full dividend on a Dividend Payment Date, the Issuer will provide
written notice to the holders of Designated Preferred Stock prior to such Dividend Payment Date.</STRIKE></FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><STRIKE></STRIKE></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Subject
to the foregoing, and not otherwise, such dividends (payable in cash, securities or other property) as may be determined by the
Board of Directors or any duly authorized committee of the Board of Directors may be declared and paid on any securities, including
Common Stock and other Junior Stock, from time to time out of any funds legally available for such payment, and holders of Designated
Preferred Stock shall not be entitled to participate in any such dividends.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Liquidation Rights.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Voluntary or Involuntary Liquidation.</STRIKE></U> <STRIKE>In the event of any liquidation, dissolution or
winding up of the affairs of the Issuer, whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled
to receive for each share of Designated Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital
or surplus) available for distribution to stockholders of the Issuer, subject to the rights of any creditors of the Issuer, before
any distribution of such assets or proceeds is made to or set aside for the holders of Common Stock and any other stock of the
Issuer ranking junior to Designated Preferred Stock as to such distribution, payment in full in an amount equal to the sum of
(i) the Liquidation Amount per share and (ii) the amount of any accrued and unpaid dividends (including, if applicable as provided
in Section 3(a) above, dividends on such amount), whether or not declared, to the date of payment (such amounts collectively,
the &#8220;</STRIKE><U><STRIKE>Liquidation Preference</STRIKE></U><STRIKE>&#8221;).</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Partial Payment.</STRIKE></U> <STRIKE>If in any distribution described in Section 4(a) above the assets of
the Issuer or proceeds thereof are not sufficient to pay in full the amounts payable with respect to all outstanding shares of
Designated Preferred Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally
with Designated Preferred Stock as to such distribution, holders of Designated Preferred Stock and the holders of such other stock
shall share ratably in any such distribution in proportion to the full respective distributions to which they are entitled.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Residual Distributions.</STRIKE></U> <STRIKE>If the Liquidation Preference has been paid in full to all holders
of Designated Preferred Stock and the corresponding amounts payable with respect of any other stock of the Issuer ranking equally
with Designated Preferred Stock as to such distribution has been paid in full, the holders of other stock of the Issuer shall
be entitled to receive all remaining assets of the Issuer (or proceeds thereof) according to their respective rights and preferences.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE> <U><STRIKE>Merger, Consolidation and Sale of Assets Not Liquidation.</STRIKE></U> <STRIKE>For purposes of this Section
4, the merger or consolidation of the Issuer with any other corporation or other entity, including a merger or consolidation in
which the holders of Designated Preferred Stock receive cash, securities or other property for their shares, or the sale, lease
or exchange (for cash, securities or other property) of all or substantially all of the assets of the Issuer, shall not constitute
a liquidation, dissolution or winding up of the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Redemption.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Optional Redemption.</STRIKE></U> <STRIKE>Except as provided below, the Designated Preferred Stock may not
be redeemed prior to the later of (i) first Dividend Payment Date falling on or after the third anniversary of the Reliance Original
Issue Date; and (ii) the date on which all outstanding shares of UST Preferred Stock have been redeemed, repurchased or otherwise
acquired by the Issuer. On or after the first Dividend Payment Date falling on or after the third anniversary of the Reliance
Original Issue Date, the Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency, may redeem,
in whole or in part, at any time and from time to time, out of funds legally available therefore, the shares of Designated Preferred
Stock at the time outstanding, upon notice given as provided in Section 5(c) below, at a redemption price equal to the sum of
(i) the Liquidation Amount per share and (ii) except as otherwise provided below, any accrued and unpaid dividends (including,
if applicable as provided in Section 3(a) above, dividends on such amount) (regardless of whether any dividends are actually declared)
to, but excluding, the date fixed for redemption.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Notwithstanding
the foregoing, prior to the first Dividend Payment Date falling on or after the third anniversary of the Reliance Original Issue
Date, the Issuer, at its option, subject to the approval of the Appropriate Federal Banking Agency and subject to the requirement
that all outstanding shares of UST Preferred Stock shall previously have been redeemed, repurchased or otherwise acquired by the
Issuer, may redeem, in whole or in part, at any time and from time to time, the shares of Designated Preferred Stock at the time
outstanding, upon notice given as provided in Section 5(c) below, at a redemption price equal to the sum of (i) the Liquidation
Amount per share and (ii)&nbsp;except as otherwise provided below, any accrued and unpaid dividends (including, if applicable
as provided in Section 3(a) above, dividends on such amount) (regardless of whether any dividends are actually declared) to, but
excluding, the date fixed for redemption; <I>provided </I>that (x) the Issuer (or any successor by Business Combination) has received
aggregate gross proceeds of not less than the Minimum Amount (plus the &#8220;Minimum Amount&#8221; as defined in the relevant
certificate of designations for each other outstanding series of preferred stock of such successor that was originally issued
to the United States Department of the Treasury (the &#8220;</STRIKE><U><STRIKE>Successor Preferred Stock</STRIKE></U><STRIKE>&#8221;)
in connection with the Troubled Asset Relief Program Capital Purchase Program) from one or more Qualified Equity Offerings (including
Qualified Equity Offerings of such successor), and (y) the aggregate redemption price of the Designated Preferred Stock (and any
Successor Preferred Stock) redeemed pursuant to this paragraph may not exceed the aggregate net cash proceeds received by the
Issuer (or any successor by Business Combination) from such Qualified Equity Offerings (including Qualified Equity Offerings of
such successor).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>The
redemption price for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such
shares against surrender of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid
dividends payable on a redemption date that occurs subsequent to the Dividend Record Date for a Dividend Period
shall not be paid to the holder entitled to receive the redemption price on the redemption date, but rather shall be paid to
the holder of record of the redeemed shares on such Dividend Record Date relating to the Dividend Payment Date as provided in
Section 3 above.</STRIKE></FONT></P>
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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>No Sinking Fund.</STRIKE></U> <STRIKE>The Designated Preferred Stock will not be subject to any mandatory redemption,
sinking fund or other similar provisions. Holders of Designated Preferred Stock will have no right to require redemption or repurchase
of any shares of Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Notice of Redemption.</STRIKE></U> <STRIKE>Notice of every redemption of shares of Designated Preferred Stock
shall be given by first class mail, postage prepaid, addressed to the holders of record of the shares to be redeemed at their
respective last addresses appearing on the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days
before the date fixed for redemption. Any notice mailed as provided in this Subsection shall be conclusively presumed to have
been duly given, whether or not the holder receives such notice, but failure duly to give such notice by mail, or any defect in
such notice or in the mailing thereof, to any holder of shares of Designated Preferred Stock designated for redemption shall not
affect the validity of the proceedings for the redemption of any other shares of Designated Preferred Stock. Notwithstanding the
foregoing, if shares of Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any other
similar facility, notice of redemption may be given to the holders of Designated Preferred Stock at such time and in any manner
permitted by such facility. Each notice of redemption given to a holder shall state: (1) the redemption date; (2) the number of
shares of Designated Preferred Stock to be redeemed and, if less than all the shares held by such holder are to be redeemed, the
number of such shares to be redeemed from such holder; (3) the redemption price; and (4) the place or places where certificates
for such shares are to be surrendered for payment of the redemption price.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Partial Redemption.</STRIKE></U> <STRIKE>In case of any redemption of part of the shares of Designated Preferred
Stock at the time outstanding, the shares to be redeemed shall be selected either <I>pro rata </I>or in such other manner as the
Board of Directors or a duly authorized committee thereof may determine to be fair and equitable. Subject to the provisions hereof,
the Board of Directors or a duly authorized committee thereof shall have full power and authority to prescribe the terms and conditions
upon which shares of Designated Preferred Stock shall be redeemed from time to time. If fewer than all the shares represented
by any certificate are redeemed, a new certificate shall be issued representing the unredeemed shares without charge to the holder
thereof</STRIKE></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Effectiveness
of Redemption.</STRIKE></U> <STRIKE>If notice of redemption has been duly given and if on or before the redemption date
specified in the notice all funds necessary for the redemption have been deposited by the Issuer, in trust for the <I>pro
rata </I>benefit of the holders of the shares called for redemption, with a bank or trust company doing business in the
Borough of Manhattan, The City of New York, and having a capital and surplus of at least $500 million and selected by the
Board of Directors, so as to be and continue to be available solely therefor, then, notwithstanding that any certificate for
any share so called for redemption has not been surrendered for cancellation, on and after the redemption date dividends
shall cease to accrue on all shares so called for redemption, all shares so called for redemption shall no longer be deemed
outstanding and all rights with respect to such shares shall forthwith on such redemption date cease and terminate, except
only the right of the holders thereof to receive the amount payable on such redemption from such bank or trust company, without
interest. Any funds unclaimed at the end of three years from the redemption date shall, to the extent permitted by law, be
released to the Issuer, after which time the holders of the shares so called for redemption shall look only to the Issuer for
payment of the redemption price of such shares.</STRIKE></font></P>

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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Status of Redeemed Shares.</STRIKE></U> <STRIKE>Shares of Designated Preferred Stock that are redeemed, repurchased
or otherwise acquired by the Issuer shall revert to authorized but unissued shares of Preferred Stock (<I>provided </I>that any
such cancelled shares of Designated Preferred Stock may be reissued only as shares of any series of Preferred Stock other than
Designated Preferred Stock).</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Conversion.</STRIKE></U> <STRIKE>Holders of Designated Preferred
Stock shares shall have no right to exchange or convert such shares into any other securities.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Voting Rights.</STRIKE></U></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>General.</STRIKE></U> <STRIKE>The holders of Designated Preferred Stock shall not have any voting rights except
as set forth below or as otherwise from time to time required by law.</STRIKE></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Preferred Stock Directors.</STRIKE></U> <STRIKE>Whenever, at any time or times, dividends payable on the shares
of Designated Preferred. Stock have not been paid for an aggregate of six quarterly Dividend Periods or more, whether or not consecutive,
the authorized number of directors of the Issuer shall automatically be increased by two and the holders of the Designated Preferred
Stock shall have the right, with holders of shares of any one or more other classes or series of Voting Parity Stock outstanding
at the time, voting together as a class, to elect two directors (hereinafter the &#8220;</STRIKE><U><STRIKE>Preferred Directors</STRIKE></U><STRIKE>&#8221;
and each a &#8220;</STRIKE><U><STRIKE>Preferred Director</STRIKE></U><STRIKE>&#8221;) to fill such newly created directorships
at the Issuer&#8217;s next annual meeting of stockholders (or at a special meeting called for that purpose prior to such next
annual meeting) and at each subsequent annual meeting of stockholders until all accrued and unpaid dividends for all past Dividend
Periods, including the latest completed Dividend Period (including, if applicable as provided in Section 3(a) above, dividends
on such amount), on all outstanding shares of Designated Preferred Stock have been declared and paid in full at which time such
right shall terminate with respect to the Designated Preferred Stock, except as herein or by law expressly provided, subject to
revesting in the event of each and every subsequent default of the character above mentioned; <I>provided </I>that it shall be
a qualification for election for any Preferred Director that the election of such Preferred Director shall not cause the Issuer
to violate any corporate governance requirements of any securities exchange or other trading facility on which securities of the
Issuer may then be listed or traded that listed or traded companies must have a majority of independent directors. Upon any termination
of the right of the holders of shares of Designated Preferred Stock and Voting Parity Stock as a class to vote for directors as
provided above, the Preferred Directors shall cease to be qualified as directors, the term of office of all Preferred Directors
then in office shall terminate immediately and the authorized number of directors shall be reduced by the number of Preferred
Directors elected pursuant hereto. Any Preferred Director may be removed at any time, with or without cause, and any vacancy created
thereby may be filled, only by the affirmative vote of the holders a majority of the shares of Designated Preferred Stock at the
time outstanding voting separately as a class together with the holders of shares of Voting Parity Stock, to the extent the voting
rights of such holders described above are then exercisable. If the office of any Preferred Director becomes vacant for any reason
other than removal from office as aforesaid, the remaining Preferred Director may choose a successor who shall hold office for
the unexpired term in respect of which such vacancy occurred.</STRIKE></FONT></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE> <U><STRIKE>Class Voting Rights as to Particular Matters.</STRIKE></U> <STRIKE>So long as any shares of Designated Preferred
Stock are outstanding, in addition to any other vote or consent of stockholders required by law or by the Charter, the vote or
consent of the holders of at least 66 2/3% of the shares of Designated Preferred Stock at the time outstanding, voting as a separate
class, given in person or by proxy, either in writing without a meeting or by vote at any meeting called for the purpose, shall
be necessary for effecting or validating:</STRIKE></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Authorization of Senior Stock.</STRIKE></U> <STRIKE>Any amendment or alteration of the Certificate of Designations
for the Designated Preferred Stock or the Charter to authorize or create or increase the authorized amount of, or any issuance
of, any shares of, or any securities convertible into or exchangeable or exercisable for shares of, any class or series of capital
stock of the Issuer ranking senior to Designated Preferred Stock with respect to either or both the payment of dividends and/or
the distribution of assets on any liquidation, dissolution or winding up of the Issuer;</STRIKE></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Amendment of Designated Preferred Stock.</STRIKE></U> <STRIKE>Any amendment, alteration or repeal of any provision
of the Certificate of Designations for the Designated Preferred Stock or the Charter (including, unless no vote on such merger
or consolidation is required by Section 7(c)(iii) below, any amendment, alteration or repeal by means of a merger, consolidation
or otherwise) so as to adversely affect the rights, preferences, privileges or voting powers of the Designated Preferred Stock;
or</STRIKE></FONT></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Share Exchanges, Reclassifications, Mergers and Consolidations.</STRIKE></U> <STRIKE>Any consummation of a
binding share exchange or reclassification involving the Designated Preferred Stock, or of a merger or consolidation of the Issuer
with another corporation or other entity, unless in each case (x) the shares of Designated Preferred Stock remain outstanding
or, in the case of any such merger or consolidation with respect to which the Issuer is not the surviving or resulting entity,
are converted into or exchanged for preference securities of the surviving or resulting entity or its ultimate parent, and (y)
such shares remaining outstanding or such preference securities, as the case may be, have such rights, preferences, privileges
and voting powers, and limitations and restrictions thereof, taken as a whole, as are not materially less favorable to the holders
thereof than the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of Designated Preferred
Stock immediately prior to such consummation, taken as a whole;</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I><STRIKE>provided,
however, </STRIKE></I><STRIKE>that for all purposes of this Section 7(c), any increase in the amount of the authorized Preferred
Stock, including any increase in the authorized amount of Designated Preferred Stock necessary to satisfy preemptive or similar
rights granted by the Issuer to other persons prior to the Signing Date, or the creation and issuance, or an increase in the authorized
or issued amount, whether pursuant to preemptive or similar rights or otherwise, of any other series of Preferred Stock, or any
securities convertible into or exchangeable or exercisable for any other series of Preferred Stock, ranking equally with and/or
junior to Designated Preferred Stock with respect to the payment of dividends (whether such dividends are cumulative or non-cumulative)
and the distribution of assets upon liquidation, dissolution or winding up of the Issuer will not be deemed to adversely affect
the rights, preferences, privileges or voting powers, and shall not require the affirmative vote or consent of, the holders of
outstanding shares of the Designated Preferred Stock.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal">
<STRIKE>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><STRIKE><U>Changes
after Provision for Redemption.</U></STRIKE> <STRIKE>No vote or consent of the holders of Designated Preferred Stock shall be
required pursuant to Section 7(c) above if, at or prior to the time when any such vote or consent would otherwise be required pursuant to such Section, all outstanding shares of the Designated
Preferred Stock shall have been redeemed, or shall have been called for redemption upon proper notice and sufficient funds
shall have been deposited in trust for such redemption, in each case pursuant to Section 5 above.</STRIKE></FONT></P>
<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>


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<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal"><STRIKE>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</STRIKE><U><STRIKE>Procedures for Voting and Consents.</STRIKE></U> <STRIKE>The rules and procedures for calling and conducting
any meeting of the holders of Designated Preferred Stock (including, without limitation, the fixing of a record date in connection
therewith), the solicitation and use of proxies at such a meeting, the obtaining of written consents and any other aspect or matter
with regard to such a meeting or such consents shall be governed by any rules of the Board of Directors or any duly authorized
committee of the Board of Directors, in its discretion, may adopt from time to time, which rules and procedures shall conform
to the requirements of the Charter, the Bylaws, and applicable law and the rules of any national securities exchange or other
trading facility on which Designated Preferred Stock is listed or traded at the time.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Record Holders.</STRIKE></U> <STRIKE>To the fullest extent
permitted by applicable law, the Issuer and the transfer agent for Designated Preferred Stock may deem and treat the record holder
of any share of Designated Preferred Stock as the true and lawful owner thereof for all purposes, and neither the Issuer nor such
transfer agent shall be affected by any notice to the contrary.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Notices.</STRIKE></U> <STRIKE>All notices or communications
in respect of Designated Preferred Stock shall be sufficiently given if given in writing and delivered in person or by first class
mail, postage prepaid, or if given in such other manner as may be permitted in this Certificate of Designations, in the Charter
or Bylaws or by applicable law. Notwithstanding the foregoing, if shares of Designated Preferred Stock are issued in book-entry
form through The Depository Trust Company or any similar facility, such notices may be given to the holders of Designated Preferred
Stock in any manner permitted by such facility.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
10.&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>No Preemptive Rights.</STRIKE></U> <STRIKE>No share of Designated Preferred Stock
shall have any rights of preemption whatsoever as to any securities of the Issuer, or any warrants, rights or options issued or
granted with respect thereto, regardless of how such securities, or such warrants, rights or options, may be designated, issued
or granted.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
11.&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Replacement Certificates.</STRIKE></U> <STRIKE>The Issuer shall replace any mutilated
certificate at the holder&#8217;s expense upon surrender of that certificate to the Issuer. The Issuer shall replace certificates
that become destroyed, stolen or lost at the holder&#8217;s expense upon delivery to the Issuer of reasonably satisfactory evidence
that the certificate has been destroyed, stolen or lost, together with any indemnity that may be reasonably required by the Issuer.</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>Section
12.&nbsp;&nbsp;&nbsp;&nbsp; </STRIKE><U><STRIKE>Other Rights.</STRIKE></U> <STRIKE>The shares of Designated Preferred Stock shall
not have any rights, preferences, privileges or voting powers or relative, participating, optional or other special rights, or
qualifications, limitations or restrictions thereof, other than as set forth herein or in the Charter or as provided by applicable
law.</STRIKE></FONT></P>






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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>EXHIBIT
4</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><STRIKE>[CERTIFICATE
OF DESIGNATIONS AND STANDARD PROVISIONS BEGINNING ON NEXT PAGE]</STRIKE></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>CERTIFICATE
OF DESIGNATIONS</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>OF
</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SERIES
D PREFERRED STOCK, PAR VALUE $0.01 PER SHARE</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>OF</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SIMMONS
FIRST NATIONAL CORPORATION</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Simmons
First National Corporation, a Corporation organized and existing under the laws of the state of Arkansas (herein called the &#8220;<U>Corporation</U>&#8221;
or the &#8220;<U>Issuer</U>&#8221;), does hereby certify:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">That,
pursuant to the authority conferred upon the Board of Directors of the Corporation (the &#8220;<U>Board of Directors</U>&#8221;)
by the Amended and Restated Articles of Incorporation and Bylaws of the Corporation, and pursuant to Section 4-27-602 of the Arkansas
Business Corporation Act of 1987, as amended, the Board of Directors adopted the following resolutions at a regular meeting held
on October 17, 2019, creating a series of 767 shares of Preferred Stock, par value $0.01 per share, of the Issuer designated as
&#8220;Series D Preferred Stock, Par Value $0.01 Per Share&#8221;:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>RESOLVED</B>,
that pursuant to the authority expressly granted and vested in the Board of Directors in accordance with the provisions of its
Amended and Restated Articles of Incorporation and Bylaws of the Corporation and applicable law, a series of Preferred Stock,
par value $0.01 per share, of the Corporation be and hereby is created, and that the designation and number of shares of such
series, and the voting and other powers, preferences and relative, participating, optional or other rights, and the qualifications,
limitations and restrictions thereof, of the shares of such series, are as follows:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Designation
and Number of Shares</U>. There is hereby created out of the authorized, unissued, and currently undesignated shares of preferred
stock of the Issuer a series of preferred stock designated as the Series D Preferred Stock, Par Value $0.01 Per Share (the &#8220;<U>Designated
Preferred Stock</U>&#8221;). The authorized number of shares of Designated Preferred Stock is 767.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Standard
Provisions</U>. The Standard Provisions contained in Schedule A attached hereto are incorporated herein by reference in their
entirety and shall be deemed to be a part of this Certificate of Designations to the same extent as if such provisions had been
set forth in full herein.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>.
The following terms are used in this Certificate of Designations (including the Standard Provisions in Schedule A hereto) as defined
below:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Common
Stock</U>&#8221; means the Class A Common Stock, par value $0.01 per share, of the Issuer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Junior
Stock</U>&#8221; means the Common Stock and any other class or series of stock of the Issuer the terms of which expressly provide
that it ranks junior to Designated Preferred Stock as to dividend rights and/or as to rights on liquidation, dissolution, or winding
up of the Issuer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Liquidation
Amount</U>&#8221; means $1,000 per share of Designated Preferred Stock.</FONT></P>


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<P STYLE="font: 12pt Shruti; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Redemption
Amount</U>&#8221; means $1,000 per share of Designated Preferred Stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Parity
Stock</U>&#8221; means any class or series of stock of the Issuer (other than Designated Preferred Stock) the terms of which do
not expressly provide that such class or series will rank senior or junior to Designated Preferred Stock as to dividend rights
and/or as to rights on liquidation, dissolution or winding up of the Issuer (in each case without regard to whether dividends
accrue cumulatively or non-cumulatively).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Undesignated
Preferred Stock</U>&#8221; means the undesignated shares of preferred stock of the Issuer, which the Board of Directors is authorized
to issue in one or more series with such powers, preferences and relative, participating, optional, or other rights, and the qualifications,
limitations, and restrictions, as may be determined in the Board of Director&#8217;s sole discretion without further authorization
by the shareholders.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Certain
Voting Matters</U>. Holders of shares of Designated Preferred Stock will be entitled to one vote for each such share on any matter
on which holders of Designated Preferred Stock are entitled to vote, including any action by written consent.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">IN
WITNESS WHEREOF, Simmons First National Corporation has caused this Certificate of Designations to be signed by George A. Makris,
Jr., its Chairman and Chief Executive Officer, and Patrick A. Burrow, its Secretary, has affixed its corporate seal hereto and
attested said seal on this 29th day of October, 2019.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SIMMONS
FIRST NATIONAL CORPORATION</FONT></P>















<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Shruti; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>/s/
    Patrick A. Burrow</U></FONT></TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>/s/
    George A. Makris, Jr.</U></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Patrick
    A. Burrow</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">George
    A. Makris, Jr.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Executive
    Vice President, </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chairman
    and Chief Executive Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">General
    Counsel and Secretary</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt">2</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Schedule
A</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>STANDARD
PROVISIONS</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General
Matters</U>. Each share of Designated Preferred Stock shall be identical in all respects to every other share of Designated Preferred
Stock. The Designated Preferred Stock shall be perpetual, subject to the provisions of the Section of these Standard Provisions
titled &#8220;<U>Redemption</U>&#8221;. The Designated Preferred Stock shall rank equally with Parity Stock and shall rank senior
to Junior Stock with respect to the payment of dividends and the distribution of assets in the event of any dissolution, liquidation,
or winding up of the Issuer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Standard
Definitions</U>. As used herein, the definitions set forth in the Certificate of Designations to which this Schedule A is attached
and the following definitions shall apply with respect to Designated Preferred Stock:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Applicable
Dividend Rate</U>&#8221; means 6.75 percent per annum.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Business
Combination</U>&#8221; means a merger, consolidation, statutory share exchange, or similar transaction that requires the approval
of the Issuer&#8217;s shareholders.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Business
Day</U>&#8221; means any day except Saturday, Sunday, and any day on which banking institutions in the State of New York generally
are authorized or required by law or other governmental actions to close.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Bylaws</U>&#8221;
means the bylaws of the Issuer as amended from time to time.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Certificate
of Designations</U>&#8221; means the Certificate of Designations or comparable instrument relating to the Designated Preferred
Stock, of which these Standard Provisions form a part, as it may be amended from time to time.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Charter</U>&#8221;
means the Issuer&#8217;s Amended and Restated Articles of Incorporation, or similar organizational document, as amended from time
to time.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Standard
Provisions</U>&#8221; mean these Standard Provisions that form a part of the Certificate of Designations relating to the Designated
Preferred Stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Dividend
Period&#8221;</U> has the meaning set forth in the subsection of these Standard Provisions titled &#8220;<U>Rate</U>.&#8221;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Dividend
Record Date</U>&#8221; has the meaning set forth in the subsection of these Standard Provisions titled &#8220;<U>Rate</U>.&#8221;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Effective
Time</U>&#8221; has the meaning set forth in the Merger Agreement.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Issue
Date</U>&#8221; means the date on which the Effective Time occurs.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Shruti; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Liquidation
Preference</U>&#8221; has the meaning set forth in the subsection of these Standard Provisions titled &#8220;<U>Voluntary or Involuntary
Liquidation</U>&#8221; of the Section titled &#8220;<U>Liquidation Rights</U>.&#8221;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Merger
Agreement</U>&#8221; means the Agreement and Plan of Merger, dated July 30, 2019, by and between the Issuer and The Landrum Company.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Original
Issue Date</U>&#8221; means October 1, 2016, the date on which The Landrum Company first issued Preferred Stock, no par value,
Series E.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Person</U>&#8221;
means a legal person, including any individual, corporation, estate, partnership, joint venture, association, joint-stock company,
limited liability company, or trust.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Preferred
Stock</U>&#8221; means any and all series of preferred stock of the Issuer, including the Designated Preferred Stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(q)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8220;<U>Voting
Parity Stock</U>&#8221; means, with regard to any matter as to which the holders of Designated Preferred Stock are entitled to
vote as specified in the subsection of these Standard Provisions titled &#8220;<U>General</U>&#8221; of the Section titled &#8220;<U>Voting
Rights</U>,&#8221; any and all series of Parity Stock upon which like voting rights have been conferred and are exercisable with
respect to such matter.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Dividends.</U></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Rate</U>.
Holders of Designated Preferred Stock shall be entitled to receive, on each share of Designated Preferred Stock if, as, and when
declared by the Board of Directors or any duly authorized committee of the Board of Directors, but only out of net income or retained
earnings, non-cumulative cash dividends with respect to each Dividend Period (as defined below) at a rate per annum equal to the
Applicable Dividend Rate on the Liquidation Amount per share of Designated Preferred Stock. Such dividends shall be payable annually
in one or more installments as may be determined by the Board of Directors in its sole discretion. Each calendar year shall be
a &#8220;<U>Dividend Period</U>,&#8221; provided that the initial Dividend Period shall be the period from and including January
1, 2020 through and including December 31, 2020.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For
purposes of proration, dividends that are payable on Designated Preferred Stock shall be computed on the basis of a 360-day year
consisting of twelve 30-day months. The amount of dividends payable on Designated Preferred Stock on any date prior to the end
of a Dividend Period, and for the initial Dividend Period, shall be computed on the basis of a 360-day year consisting of twelve
30-day months, and actual days elapsed over a 30-day month.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends
that are declared will be payable to holders of record of Designated Preferred Stock as they appear on the stock register of the
Issuer on the applicable record date or, if no date is fixed by the Board of Directors or any duly authorized committee of the
Board of Directors, the date on which the Board of Directors or any duly authorized committee of the Board of Directors acted
to declare the dividend (each, a &#8220;<U>Dividend Record Date</U>&#8221;). Any such day that is a Dividend Record Date shall
be a Dividend Record Date whether or not such day is a Business Day.</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Holders
of Designated Preferred Stock will not be entitled to any dividends, whether payable in cash, securities or other property, other
than dividends (if any) declared and payable on Designated Preferred Stock as specified in this Section of these Standard Provisions
(subject to the other provisions of the Certificate of Designations).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Non-Cumulative</U>.
Dividends on shares of Designated Preferred Stock are non-cumulative. If the Board of Directors or any duly authorized committee
of the Board of Directors does not declare a dividend on the Designated Preferred Stock in respect of any Dividend Period, the
holders of Designated Preferred Stock will have no right to receive any dividend for such Dividend Period, and the Issuer will
have no obligation to pay a dividend for such Dividend Period, whether or not dividends are declared for any subsequent Dividend
Period with respect to the Designated Preferred Stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Priority
of Dividends</U>. Subject to the provisions of the immediately following paragraph, so long as any share of Designated Preferred
Stock remains outstanding, no dividend or distribution shall be declared or paid on the Common Stock or any other shares of Junior
Stock (other than dividends payable solely in shares of Common Stock) or Parity Stock, subject to the immediately following paragraph
in the case of Parity Stock, and no Common Stock, Junior Stock, or Parity Stock shall be, directly or indirectly, purchased, redeemed,
or otherwise acquired for consideration by the Issuer or any of its subsidiaries unless all dividends on all outstanding Designated
Preferred Stock for the current Dividend Period have been or are contemporaneously declared and paid in full (or have been declared
and a sum sufficient for the payment thereof has been set aside for the benefit of the holders of shares of Designated Preferred
Stock on the applicable record date). The foregoing limitation shall not apply to (i) redemptions, purchases, or other acquisitions
of shares of Common Stock or other Junior Stock in connection with the administration of any employee benefit plan in the ordinary
course of business and consistent with past practice; (ii) the acquisition by the Issuer or any of its subsidiaries of record
ownership in Junior Stock or Parity Stock for the beneficial ownership of any other persons (other than the Issuer or any of its
subsidiaries), including as trustees or custodians; and (iii) the exchange or conversion of Junior Stock for or into other Junior
Stock or of Parity Stock for or into other Parity Stock (with the same or lesser aggregate liquidation amount) or Junior Stock,
in each case, solely to the extent required pursuant to binding contractual agreements entered into prior to the Issue Date or
any subsequent agreement for the accelerated exercise, settlement, or exchange thereof for Common Stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notwithstanding
the provisions of the immediately preceding paragraph, dividends on Junior Stock may be paid to the holders thereof even if
the entire annual dividends on the Designated Preferred Stock for a Dividend Period have not been declared and paid, subject
to the limitations set forth in this paragraph. If the holders of the shares of Designated Preferred Stock have received from
the Issuer for the Dividend Period the per share dividend amounts indicated in the table set forth immediately below, up to
and including the indicated calendar quarters within the Dividend Period, then the Board of Directors may declare and the
Issuer may pay dividends on all Junior Stock, in the aggregate, up to the funds legally available for such payment. For the
initial Dividend Period, the percentages in the table below shall be pro-rated in the manner provided for in the subsection
of these Standard Provisions titled &#8220;<U>Rate</U>&#8221; above.</FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 35%; border-top: #1F1F1F 1pt solid; border-left: #181818 1pt solid; border-bottom: #282828 1pt solid; border-right: #1F1F1F 1pt solid; font: 11.5pt Times New Roman, Times, Serif; padding-left: 5.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505"><B>Calendar
    Quarter within the Dividend Period</B></FONT></TD>
    <TD STYLE="width: 65%; border-top: #1F1F1F 1pt solid; border-right: #181818 1pt solid; border-bottom: #282828 1pt solid; font: 11.5pt Times New Roman, Times, Serif; padding-left: 5.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505"><B>Aggregate
    Percentage of Liquidation Amount Paid as Dividends on Shares of Designated Preferred Stock, per Share, for the Dividend Period</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; font: 11.5pt Times New Roman, Times, Serif; border-bottom: #282828 1pt solid; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">January
    1 to March 31</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #282828 1pt solid; font: 11.5pt Times New Roman, Times, Serif; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">1.6875
    percent of the Liquidation Amount</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; font: 11.5pt Times New Roman, Times, Serif; border-bottom: #232323 1pt solid; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">April
    1 to June 30</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #232323 1pt solid; font: 11.5pt Times New Roman, Times, Serif; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">3.375
    percent of the Liquidation Amount</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; font: 11.5pt Times New Roman, Times, Serif; border-bottom: #1C1C1C 1pt solid; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">July
    1 to September 30</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #1C1C1C 1pt solid; font: 11.5pt Times New Roman, Times, Serif; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">5.0625
    percent of the </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #181818">Liquidation
    </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">Amount</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #1F1F1F 1pt solid; border-left: #181818 1pt solid; font: 11.5pt Times New Roman, Times, Serif; border-bottom: #1C1C1C 1pt solid; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">October
    1 to December 31</FONT></TD>
    <TD STYLE="border-right: #181818 1pt solid; border-bottom: #1C1C1C 1pt solid; font: 11.5pt Times New Roman, Times, Serif; padding-left: 5.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: #050505">6.750
    percent of the Liquidation Amount</FONT></TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For
the avoidance of doubt, the following example illustrates the provisions of the immediately preceding paragraph and accompanying
table. Assume the Issuer declares and pays a $10.00 per share dividend on January 15, and a $25.00 per share dividend on April
10, on each share of Designated Preferred Stock, and declares no other dividends on the Designated Preferred Stock during the
Dividend Period. Under these circumstances, during the period January 1 through March 31 no dividends may be declared or paid
on the shares of Junior Stock because the dividends paid on the Designated Preferred Stock for that calendar quarter amount to
only 1.00 percent of the Liquidation Amount. As of April 10, the aggregate dividends paid on the Designated Preferred Stock for
the Dividend Period amount to 3.50 percent per share, so for the period of April 10 through June 30 the Issuer may declare and
pay on the Junior Stock an aggregate dividend up to the funds legally available for such payment. From July 1 through December
31 no additional dividends on the shares of Junior Stock may be declared or paid because the aggregate dividends declared and
paid on the shares of Designated Preferred Stock for the Dividend Period equal only 3.50 percent of the Liquidation Amount.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">When
dividends are not paid (or declared and a sum sufficient for payment thereof set aside for the benefit of the holders thereof
on the applicable record date) in full upon the Designated Preferred Stock and any shares of Parity Stock, all dividends on the
Designated Preferred Stock and all such Parity Stock shall be declared pro-rata so that the respective aggregate amounts of such
dividends shall bear the same ratio to each other as all accrued but unpaid dividends per share on the shares of Designated Preferred
Stock and all Parity Stock in a Dividend Period, in the aggregate, bear to each other (subject to their having been declared by
the Board of Directors or a duly authorized committee of the Board of Directors out of legally available funds and including,
in the case of Parity Stock that bears cumulative dividends, all accrued but unpaid dividends).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Subject
to the foregoing, and not otherwise, such dividends (payable in cash, securities, or other property) as may be determined by the
Board of Directors or any duly authorized committee of the Board of Directors may be declared and paid on any securities, including
Common Stock and other Junior Stock, from time to time out of any funds legally available for such payment, and holders of Designated
Preferred Stock shall not be entitled to participate in any such dividends.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notwithstanding
the foregoing, in the event that (i) the Issuer is a party to a merger or consolidation with another corporation, and (ii)
the terms of the plan of merger or consolidation provide that shares of Junior Stock will be exchanged for consideration
other than shares of the Issuer, and (iii) the merger or consolidation is approved by the affirmative vote or consent of
holders of at least a majority of the shares of Designated Preferred Stock at the time outstanding, voting as a separate
class, then in those circumstances the exchange for shares of Junior Stock may occur even if (a) some or all of the
consideration is for cash or other non-share consideration, and (b) some or all of the dividends on all outstanding shares of
Designated Preferred Stock for the current Dividend Period have not been declared and paid in full.</FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitations
on Dividend Payments</U>. The Holders of shares of the Designated Preferred Stock shall not be entitled to receive dividends to
the extent that the declaration of and/or payment of such dividends is prohibited by applicable law or regulation.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Liquidation
Rights</U>.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voluntary
or Involuntary Liquidation</U>. In the event of any liquidation, dissolution, insolvency, receivership, or other winding up of
the affairs of the Issuer, whether voluntary or involuntary, holders of Designated Preferred Stock shall be entitled to receive
for each share of Designated Preferred Stock, out of the assets of the Issuer or proceeds thereof (whether capital or surplus)
available for distribution to shareholders of the Issuer, subject to the rights of any creditors of the Issuer, before any distribution
of such assets or proceeds is made to or set aside for the holders of Common Stock and any other shares of the Issuer ranking
junior to Designated Preferred Stock as to such distribution, payment in full in an amount equal to the sum of (i) the Liquidation
Amount per share and (ii) the amount of any declared and unpaid dividends on each such share (such amounts collectively, the &#8220;<U>Liquidation
Preference</U>&#8221;).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Payment</U>. If in any distribution described in the above subsection titled &#8220;<U>Voluntary or Involuntary Liquidation</U>&#8221;
the assets of the Issuer or proceeds thereof are not sufficient to pay in full the amounts payable with respect to all outstanding
shares of Designated Preferred Stock and the corresponding amounts payable with respect of any other shares of the Issuer ranking
equally with Designated Preferred Stock as to such distribution, holders of Designated Preferred Stock and the holders of such
other stock shall share ratably in any such distribution in proportion to the full respective distributions to which they are
entitled.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Residual
Distributions</U>. If the Liquidation Preference has been paid in full to all holders of Designated Preferred Stock and the corresponding
amounts payable with respect of any other shares of the Issuer ranking equally with Designated Preferred Stock as to such distribution
has been paid in full, the holders of other stock of the Issuer shall be entitled to receive all remaining assets of the Issuer
(or proceeds thereof) according to their respective rights and preferences.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Merger,
Consolidation, and Sale of Assets Not Liquidation</U>. For purposes of this Section, the merger or consolidation of the Issuer
with any other corporation or other entity, including a merger or consolidation in which the holders of Designated Preferred Stock
receive cash, securities, or other property for their shares, or the sale, lease, or exchange (for cash, securities, or other
property) of all or substantially all of the assets of the Issuer, shall not constitute a liquidation, dissolution, or winding
up of the Issuer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Subordination
to Creditors</U>. Any distributions to the holders of the Designated Preferred Stock as payment, in whole or in part, of the Liquidation
Preference shall be subordinated to the payment in full of the claims of general creditors and subordinated debt holders of the
Issuer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Redemption</U>.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Optional
Redemption</U>. The Issuer, at its option, subject to any required regulatory approvals including, but not limited to, any required
prior approval of the Board of Governors of the Federal Reserve System, may redeem, in whole or in part, at any time and from
time to time, out of funds legally available therefor, the shares of Designated Preferred Stock at the time outstanding, upon
notice given as provided in the subsection of this Section titled &#8220;<U>Notice of Redemption</U>,&#8221; at a redemption price
equal to the sum of (i) the Redemption Amount per share and (ii) the amount equal to any declared and unpaid dividends plus any
dividends payable but unpaid for the then current Dividend Period to, but excluding, the date fixed for redemption (regardless
of whether any dividends are actually declared for that Dividend Period).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notwithstanding
the foregoing, no redemption of the Designated Preferred Stock may occur prior to the fifth anniversary of the Original Issue
Date, provided, however, that if the Designated Preferred Stock no longer constitutes additional tier 1 capital of the Issuer,
then redemption of the Designated Preferred Stock may be made at any time, but in all cases subject to any required prior approval
of the Board of Governors of the Federal Reserve System.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For
purposes of this Section, the determination of dividends that are payable as of the effective date of any redemption shall be
computed on the basis of a 360-day year consisting of twelve 30-day months, and actual days elapsed over a 30-day month, for the
period extending from and including the first day of the Dividend Period through, but excluding, the date fixed for redemption.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
redemption price for any shares of Designated Preferred Stock shall be payable on the redemption date to the holder of such shares
against surrender of the certificate(s) evidencing such shares to the Issuer or its agent. Any declared but unpaid dividends for
the then current Dividend Period payable to holders of record as of the Dividend Record Date that is prior to the redemption date
shall be paid to the holder of record of the redeemed shares on such Dividend Record Date.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No
Sinking Fund; No Guarantees; No Mandatory Redemptions</U>. The Designated Preferred Stock will not be subject to any mandatory
redemption, sinking fund, or other similar provisions. The Issuer shall not guarantee or otherwise secure or enhance any of the
rights or preferences of the holders of Designated Preferred Stock beyond those rights and privileges created in this Certificate
of Designations. Holders of Designated Preferred Stock will have no right to require redemption or repurchase of any Designated
Preferred Stock.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notice
of Redemption</U>. Notice of every redemption of shares of Designated Preferred Stock shall be given by first class mail,
postage prepaid, addressed to the holders of record of the shares to be redeemed at their respective last addresses appearing
on the books of the Issuer. Such mailing shall be at least 30 days and not more than 60 days before the date fixed for
redemption. Any notice mailed as provided in this subsection shall be conclusively presumed to have been duly given, whether
or not the holder receives such notice, but failure duly to give such notice by mail, or any defect in such notice or in the
mailing thereof, to any holder of shares of Designated Preferred Stock designated for redemption shall not affect the
validity of the proceedings for the redemption of any other shares of Designated Preferred Stock. Notwithstanding the
foregoing, if shares of Designated Preferred Stock are issued in book-entry form through The Depository Trust Company or any
other similar facility, notice of redemption may be given to the holders of shares of Designated Preferred Stock at such time
and in any manner permitted by such facility. Each notice of redemption given to a holder shall state: (1) the redemption
date; (2) the number of shares of Designated Preferred Stock to be redeemed and, if less than all the shares held by such
holder are to be redeemed, the number of such shares to be redeemed from such holder; (3) the redemption price; and (4) the
place or places where certificates for such shares are to be surrendered for payment of the redemption price.</FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Partial
Redemption</U>. In case of any redemption of part of the shares of Designated Preferred Stock at the time outstanding, the shares
to be redeemed shall be selected either pro-rata or in such other manner as the Board of Directors or a duly authorized committee
thereof may determine to be fair and equitable. Subject to the provisions hereof, the Board of Directors or a duly authorized
committee thereof shall have full power and authority to prescribe the terms and conditions upon which shares of Designated Preferred
Stock shall be redeemed from time to time. If fewer than all the shares represented by any certificate are redeemed, a new certificate
shall be issued representing the unredeemed shares without charge to the holder thereof.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Effectiveness
of Redemption</U>. If notice of redemption has been duly given and if on or before the redemption date specified in the notice
all funds necessary for the redemption have been deposited by the Issuer, in trust for the pro-rata benefit of the holders of
the shares called for redemption, with a federally insured depository institution, so as to be and continue to be available solely
therefor, then, notwithstanding that any certificate for any share so called for redemption has not been surrendered for cancellation,
on and after the redemption date dividends shall cease to accrue on all shares so called for redemption, all shares so called
for redemption shall no longer be deemed outstanding and all rights with respect to such shares shall forthwith on such redemption
date cease and terminate, except only the right of the holders thereof to receive the amount payable on such redemption from such
bank or trust company, without interest. Any funds unclaimed at the end of three years from the redemption date shall, to the
extent permitted by law, be released to the Issuer, after which time the holders of the shares so called for redemption shall
look only to the Issuer for payment of the redemption price of such shares.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Status
of Redeemed Shares</U>. Shares of Designated Preferred Stock that are redeemed, repurchased, or otherwise acquired by the Issuer
shall revert to authorized but unissued shares of Preferred Stock (provided that any such cancelled shares of Designated Preferred
Stock may be reissued only as shares of any series of Undesignated Preferred Shares other than the Designated Preferred Stock).</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion</U>.
Holders of Designated Preferred Stock shall have no right to exchange or convert such shares into any other securities.</FONT></P>


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<P STYLE="font: 12pt Shruti; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Voting
Rights</U>.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>General</U>.
The holders of Designated Preferred Stock shall not have any voting rights except as set forth herein or as otherwise from time
to time required by law.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Class
Voting Rights as to Particular Matters</U>. So long as any shares of Designated Preferred Stock are outstanding, in addition to
any other vote or consent of shareholders required by law or by the Charter, the vote or consent of the holders of at least a
majority of the shares of Designated Preferred Stock at the time outstanding, voting as a separate class, given in person or by
proxy, either in writing without a meeting or by vote at any meeting called for the purpose, shall be necessary for effecting
or validating:</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Authorization
of Senior Stock</U>. Any amendment or alteration of the Certificate of Designations for the Designated Preferred Stock or the
Charter to authorize, or create, or increase the authorized amount of, or designate any new class of shares or any issuance of,
any shares of, or any securities convertible into or exchangeable or exercisable for shares of, any class or series of capital
stock of the Issuer ranking senior to Designated Preferred Stock with respect to either or both the payment of dividends and/or
the distribution of assets on any liquidation, dissolution or winding up of the Issuer;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Amendment
of Designated Preferred Stock</U>. Any amendment, alteration, or repeal of any provision of the Certificate of Designations for
the Designated Preferred Stock or the Charter (including, unless no vote on such merger or consolidation is required by the subsection
of these Standard Provisions titled &#8220;<U>Share Exchanges, Reclassifications, Mergers, and Consolidations</U>,&#8221; any
amendment, alteration or repeal by means of a merger, consolidation, or otherwise) so as to adversely affect the rights, preferences,
privileges, or voting powers of the Designated Preferred Stock; or</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Share
Exchanges, Reclassifications, Mergers, and Consolidations</U>. Any consummation of a binding share exchange or
reclassification involving the Designated Preferred Stock, or of a merger or consolidation of the Issuer with another
corporation or other entity, unless in each case (x) the shares of Designated Preferred Stock remain outstanding or, in the
case of any such merger or consolidation with respect to which the Issuer is not the surviving or resulting entity, are
converted into or exchanged for preference securities of the surviving or resulting entity or its ultimate parent, and (y)
such shares remaining outstanding or such preference securities, as the case may be, have such rights, preferences,
privileges, and voting powers, and limitations and restrictions thereof, taken as a whole, as are not materially less
favorable to the holders thereof than the rights, preferences, privileges, and voting powers, and limitations and
restrictions thereof, of Designated Preferred Stock immediately prior to such consummation, taken as a whole; provided,
however, that for all purposes of this subsection, any increase in the amount of the authorized Preferred Stock, including
any increase in the authorized amount of Designated Preferred Stock necessary to satisfy preemptive or similar rights granted
by the Issuer to other persons prior to the Issue Date, or the creation and issuance, or an increase in the authorized or
issued amount, whether pursuant to preemptive or similar rights or otherwise, of any other series of Preferred Stock, or any
securities convertible into or exchangeable or exercisable for any other series of Preferred Stock, ranking equally with
and/or junior to Designated Preferred Stock with respect to the payment of dividends (whether such dividends are cumulative
or non-cumulative) and the distribution of assets upon liquidation, dissolution, or winding up of the Issuer will not be
deemed to adversely affect the rights, preferences, privileges, or voting powers, and shall not require the affirmative vote
or consent of, the holders of outstanding shares of Designated Preferred Stock.</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Changes
after Provision for Redemption</U>. No vote or consent of the holders of Designated Preferred Stock shall be required pursuant
to the subsection hereof titled &#8220;<U>Class Voting Rights as to Particular Matters</U>&#8221; of this Section if, at or prior
to the time when any such vote or consent would otherwise be required pursuant to such subsection, all outstanding shares of Designated
Preferred Stock have been redeemed, or shall have been called for redemption upon proper notice and sufficient funds shall have
been deposited in trust for such redemption.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Procedures
for Voting and Consents</U>. The rules and procedures for calling and conducting any meeting of the holders of Designated Preferred
Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies
at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents
shall be governed by any rules of the Board of Directors or any duly authorized committee of the Board of Directors, in its discretion,
may adopt from time to time, which rules and procedures shall conform to the requirements of the Charter, the Bylaws, and applicable
law and, if applicable, the rules of any national securities exchange or other trading facility on which Designated Preferred
Stock is listed or traded at the time.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Record
Holders</U>. To the fullest extent permitted by applicable law, the Issuer and the transfer agent for Designated Preferred Stock
may deem and treat the record holder of any share of Designated Preferred Stock as the true and lawful owner thereof for all purposes,
and neither the Issuer nor such transfer agent shall be affected by any notice to the contrary.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices</U>.
All notices or communications in respect of Designated Preferred Stock shall be sufficiently given if given in writing and delivered
in person or by first class mail, postage prepaid, or if given in such other manner as may be permitted in this Certificate of
Designations, the Charter, the Bylaws, or by applicable law. Notwithstanding the foregoing, if shares of Designated Preferred
Stock are issued in book-entry form through The Depository Trust Company or any similar facility, such notices may be given to
the holders of Designated Preferred Stock in any manner permitted by such facility.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No
Preemptive Rights</U>. No share of Designated Preferred Stock shall have any rights of preemption whatsoever as to any securities
of the Issuer, or any warrants, rights or options issued or granted with respect thereto, regardless of how such securities, or
such warrants, rights, or options, may be designated, issued, or granted.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Replacement
Certificates</U>. The Issuer shall replace any mutilated certificate at the holder&#8217;s expense upon surrender of that
certificate to the Issuer. The Issuer shall replace certificates that become destroyed, stolen, or lost at the holder&#8217;s
expense upon delivery to the Issuer of reasonably satisfactory evidence that the certificate has been destroyed, stolen, or
lost, together with any indemnity that may be reasonably required by the Issuer.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Other
Rights</U>. The shares of Designated Preferred Stock shall not have any rights, preferences, privileges, or voting powers or relative,
participating, optional, or other special rights, qualifications, limitations, or restrictions thereof, other than as set forth
herein or in the Charter or as provided by applicable law.</FONT></P>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>


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<P STYLE="margin: 0">&nbsp;<IMG SRC="proxycard_p1.jpg" ALT="" STYLE="height: 906px; width: 700px"></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 1pt; color: White">01 - Jay Burchfield 04 - Steven Coss&eacute; 07 - Eugene Hunt
02 - Marty Casteel 05 - Mark Doramus 08 - Jerry Hunter 03 - William Clark, II 06 - Edward Drilling 09 - Susan Lanigan For Against
Abstain For Against Abstain For Against Abstain 1 P C F 10 - W. Scott McGeorge 13 - Robert Shoptaw 11 - George Makris, Jr. 14
- Julie Stackhouse 12 - Tom Purvis 15 - Russell Teubner 16 - Mindy West Using a black ink pen, mark your votes with an X as shown
in this example. Please do not write outside the designated areas. 03FGBC + + Proposals &mdash; The Board of Directors recommends
a vote FOR all the director nominees listed in Proposal 2 and FOR A Proposals 1, 3, 4, 5 and 6. 1. To fix the number of directors
at sixteen (16): qIF VOTING BY MAIL, SIGN, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE.q Annual Meeting Proxy
Card 2. ELECTION OF DIRECTORS: For Against Abstain For Against Abstain 3. To adopt the following non-binding resolution approving
the compensation of the named executive officers of the Company: &ldquo;RESOLVED, that the compensation paid to the Company&rsquo;s
named executive officers, as disclosed in the proxy statement pursuant to Item 402 of Regulation S-K, including the Compensation
Discussion and Analysis, the compensation tables, and narrative discussion, is hereby APPROVED.&rdquo; 4. To ratify the Audit
Committee&rsquo;s selection of the accounting firm BKD, LLP as independent auditors of the Company and its subsidiaries for the
year ended December 31, 2021: 5. To revise outdated information in the Amended and Restated Articles of Incorporation: 6. To include
provisions in the Amended and Restated Articles of Incorporation to provide for majority voting in uncontested elections of directors:
7. Upon such other business as may properly come before the meeting or any postponements or adjournments thereof 000004 MR A SAMPLE
DESIGNATION (IF ANY) ADD 1 ADD 2 ADD 3 ADD 4 ADD 5 ADD 6 ENDORSEMENT_LINE______________ SACKPACK_____________ 1234 5678 9012 345
MMMMMMMMM MMMMMMMMMMMMMMM 4 9 2 5 6 8 MR A SAMPLE (THIS AREA IS SET UP TO ACCOMMODATE 140 CHARACTERS) MR A SAMPLE AND MR A SAMPLE
AND MR A SAMPLE AND MR A SAMPLE AND MR A SAMPLE AND MR A SAMPLE AND MR A SAMPLE AND MR A SAMPLE AND C 1234567890 J N T C123456789
MMMMMMMMMMMM MMMMMMM 000000000.000000 ext 000000000.000000 ext 000000000.000000 ext 000000000.000000 ext 000000000.000000 ext
000000000.000000 ext If no electronic voting, delete QR code and control # &Delta; &asymp; You may vote online or by phone instead
of mailing this card. Online Go to www.investorvote.com/SFNC or scan the QR code &mdash; login details are located in the shaded
bar below. Save paper, time and money! Sign up for electronic delivery at www.investorvote.com/SFNC Phone Call toll free 1-800-652-VOTE
(8683) within the USA, US territories and Canada Votes submitted electronically must be received by 11:59 p.m., EST, on May 19,
2021. Your vote matters &ndash; here&rsquo;s how to vote!</FONT></P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0"><FONT STYLE="font-size: 1pt; color: White">Small steps make an impact. Help the environment by consenting
to receive electronic delivery, sign up at www.investorvote.com/SFNC PROXY SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS FOR THE
ANNUAL MEETING OF SHAREHOLDERS TO BE HELD ON MAY 20, 2021 The undersigned hereby constitutes and appoints Robert A. Fehlman and
Stephen C. Massanelli, or either of them, as Proxies, each with the power of substitution, to represent and vote as designated
on this proxy ballot all of the shares of common stock of Simmons First National Corporation held of record by the undersigned
on March 23, 2021, at the Annual Meeting of Shareholders to be held on May 20, 2021, and any postponements or adjournments thereof.
This proxy, when properly executed, will be voted as directed. IF NO DIRECTION IS GIVEN, THIS PROXY WILL BE VOTED &ldquo;FOR&rdquo;
ALL THE DIRECTOR NOMINEES LISTED IN PROPOSAL 2 AND &ldquo;FOR&rdquo; PROPOSALS (1), (3), (4), (5), AND (6). The Proxies, in their
discretion, are further authorized to vote upon such other business as may properly come before the 2021 Annual Meeting of Shareholders
and any postponements or adjournments thereof. The undersigned acknowledges receipt of this ballot, Notice of Annual Meeting,
Proxy Statement, Annual Report on Form 10-K and Company Report. PLEASE COMPLETE, DATE, SIGN, AND MAIL THIS PROXY CARD IN THE ENCLOSED
POSTAGE-PAID ENVELOPE PROXY BALLOT &mdash; SIMMONS FIRST NATIONAL CORPORATION qIF VOTING BY MAIL, SIGN, DETACH AND RETURN THE
BOTTOM PORTION IN THE ENCLOSED ENVELOPE.q C Non-Voting Items + + Change of Address &mdash; Please print new address below. Please
sign exactly as name(s) appears hereon. Joint owners should each sign. When signing as attorney, executor, administrator, corporate
officer, trustee, guardian, or custodian, please give full title. Date (mm/dd/yyyy) &mdash; Please print date below. Signature
1 &mdash; Please keep signature within the box. Signature 2 &mdash; Please keep signature within the box. B Authorized Signatures
&mdash; This section must be completed for your vote to count. Please date and sign below. IMPORTANT ANNUAL MEETING INFORMATION
IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE SHAREHOLDER MEETING TO BE HELD ON MAY 20, 2021. THE NOTICE,
PROXY STATEMENT, ANNUAL REPORT ON FORM 10-K AND COMPANY REPORT ARE AVAILABLE AT: www.edocumentview.com/sfnc</FONT></P>

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M=.4X]I5;0WW4WM"LT^-(4,:/-&.)ZNQ,8Q!0H0BYV5F\X::8:F-5*G)"TM*%
M&UM;6C3-S:VMR8E$WMS>B) F1H4*-, I.D1I$Y02RBBPA 6 . AQC&,8_J)K
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M=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWH
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M>B_'<D6W[.NWWHOQW)%M^SKM]Z+\3V!27L][MTYJIQ:E>;=MIEU_V1CK@7!L
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MV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DB
MV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN
M2+;]G7;[T7XF41@_9)W93LFD+&L:FZSF;5O:9_?85Y67DI0_,+=(8N8PY?$2
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M1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV
M^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?A84W=BC
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MKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W
M[.NWWHOQ7KCO#K'=RF>. F@=1Z3CK^W:O5'P!<Z*R4D6KB%+F519*Q#.7F/'
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M.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;
M?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_%?-^Y6L=LZ@T"W/
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MM^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<
MD6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\
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MOO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9
MUV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;
M]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(
MMOV==OO1?B=PZ+]EK=^NJE\8UR-SN)@UFVC522%,(TQOPPZ1U;(X\6QQYV+1
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M?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)
M%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQGQ=B3;6,_^SQZZ;?9QX_^W'Q7
MQX^(C+=U]4+=MZZS5*1RAFD3K6]PP3RB&-Y+D^-D(B-6)VQ39N(&,MI4JUV4
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M2(4"%(2 HDDH 2RRPX"'&,8QCCN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO
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M^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G
M7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7XIXC=W7"YM;Z\$L,(I
MG7A16-IU0R2I\2&MC=+)!&\64P*'*>6&>"0)D/EV$ZX#22M(((2EX4G85PJA
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M.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;
M?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)
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M1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQ
MW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B
M_'<D6W[.NWWHOQW)%M^SKM]Z+\=R1;?LZ[?>B_'<D6W[.NWWHOQW)%M^SKM]
MZ+\6=#!=G!>FHL36QMT563>D=U[V9:'N(5PWH%*R7GIIE+F%,QU^B,:"3/+G
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M%U$:C"/!W,'NQ99QSBM4<WY2;S!:4@CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MO
MV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DB
MV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN
M2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7XD3/$NQUMJ!R-
MS:5:)IF?_"UMC(C8PI4%"*P]I69SCQ#6N7-X!9,("JYQ+@X(1'%'%X$4.T=G
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M!XTIP4Q(#RL#)[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]
M%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;
M[T7X[DBV_9UV^]%^.Y(MOV==OO1?CN2+;]G7;[T7X[DBV_9UV^]%^.Y(MOV=
M=OO1?CN2+;]G7;[T7X[DBV_9UV^]%^!X+[$JV0&9"+!8AZY;?F "/.,\D0RP
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M#C'B!@.,8\7BX_,++^BT/^!Q^867]%H?\#C\PLOZ+0_X''YA9?T6A_P./S"R
M_HM#_@<?F%E_1:'_  ./S"R_HM#_ (''YA9?T6A_P./S"R_HM#_@<?F%E_1:
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
