<SEC-DOCUMENT>0001193125-25-202217.txt : 20250912
<SEC-HEADER>0001193125-25-202217.hdr.sgml : 20250912
<ACCEPTANCE-DATETIME>20250912161521
ACCESSION NUMBER:		0001193125-25-202217
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20250912
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250912
DATE AS OF CHANGE:		20250912

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SIMMONS FIRST NATIONAL CORP
		CENTRAL INDEX KEY:			0000090498
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				710407808
		STATE OF INCORPORATION:			AR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-06253
		FILM NUMBER:		251311677

	BUSINESS ADDRESS:	
		STREET 1:		501 MAIN STREET
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
		BUSINESS PHONE:		8705411000

	MAIL ADDRESS:	
		STREET 1:		501 MAIN STREET
		CITY:			PINE BLUFF
		STATE:			AR
		ZIP:			71601
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d70505d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:sfnc="http://www.simmonsbank.com/20250912" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:srt-types="http://fasb.org/srt-types/2024" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey_duration_2025-09-12_to_2025-09-12" name="dei:EntityCentralIndexKey" contextRef="duration_2025-09-12_to_2025-09-12">0000090498</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_AmendmentFlag_duration_2025-09-12_to_2025-09-12" name="dei:AmendmentFlag" contextRef="duration_2025-09-12_to_2025-09-12">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityRegistrantName" name="dei:EntityRegistrantName" contextRef="duration_2025-09-12_to_2025-09-12">SIMMONS FIRST NATIONAL CORP</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xlink:type="simple" xlink:href="sfnc-20250912.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase"/> </ix:references> <ix:resources> <xbrli:context id="duration_2025-09-12_to_2025-09-12"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000090498</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2025-09-12</xbrli:startDate> <xbrli:endDate>2025-09-12</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman;text-align:center">UNITED STATES</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">Washington, D.C. 20549</p><p style="margin-top:24pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman;text-align:center">FORM <span style="white-space:nowrap"><ix:nonNumeric name="dei:DocumentType" contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_1">8-K</ix:nonNumeric></span></p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">CURRENT REPORT</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">Date of Report (Date of earliest event reported) <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2025-09-12_to_2025-09-12" format="ixt:date-monthname-day-year-en" id="Fact_0">September 12, 2025</ix:nonNumeric></p><p style="margin-top:24pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman;text-align:center"><span style=" -sec-ix-hidden:Hidden_dei_EntityRegistrantName">SIMMONS FIRST NATIONAL CORPORATION</span></p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">(Exact name of registrant as specified in its charter)</p><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="ixv-290">Arkansas</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="white-space:nowrap"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityFileNumber" id="ixv-291">0-6253</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="white-space:nowrap"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityTaxIdentificationNumber" id="ixv-292">71-0407808</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom;text-align:center"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">(State or other jurisdiction of</p><p style="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman;text-align:center">incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;text-align:center">(Commission File Number)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;text-align:center">(I.R.S. Employer Identification No.)</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityAddressAddressLine1" id="ixv-293">501 Main Street</ix:nonNumeric>, <ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityAddressCityOrTown" id="ixv-294">Pine Bluff</ix:nonNumeric>, <ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="ixv-295">Arkansas</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:EntityAddressPostalZipCode" id="ixv-296">71601</ix:nonNumeric></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center">(Address of principal executive offices)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center">(Zip Code)</td></tr> </table><p style="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">(<ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:CityAreaCode" id="ixv-297">870</ix:nonNumeric>) <span style="white-space:nowrap"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:LocalPhoneNumber" id="ixv-298">541-1000</ix:nonNumeric></span></p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">(Registrant&#8217;s telephone number, including area code)</p><p style="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">Not Applicable</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">(Former name or former address, if changed since last report.)</p><p style="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2025-09-12_to_2025-09-12" format="ixt:fixed-false" id="Fact_2">[&#8201;]</ix:nonNumeric>&#160;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2025-09-12_to_2025-09-12" format="ixt:fixed-false" id="Fact_3">[&#8201;]</ix:nonNumeric>&#160;Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2025-09-12_to_2025-09-12" format="ixt:fixed-false" id="Fact_4">[&#8201;]</ix:nonNumeric>&#160;Pre-commencement communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2025-09-12_to_2025-09-12" format="ixt:fixed-false" id="Fact_5">[&#8201;]</ix:nonNumeric>&#160;Pre-commencement communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section&#160;12(b) of the Act:</p><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:42%"/>
<td style="vertical-align:bottom"/>
<td style="width:15%"/>
<td style="vertical-align:bottom;width:3%"/>
<td style="width:39%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top;text-align:center">Title of each class</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:center">Trading&#160;Symbol(s)&#8194;</td>
<td style=" BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:top;text-align:center">Name of each exchange on which registered</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top;text-align:center"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:Security12bTitle" id="ixv-303">Common stock, par value $0.01 per share</ix:nonNumeric></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:center"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:TradingSymbol" id="ixv-304">SFNC</ix:nonNumeric>&#8194;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:top;text-align:center"><ix:nonNumeric contextRef="duration_2025-09-12_to_2025-09-12" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="ixv-305">The Nasdaq Global Select Market</ix:nonNumeric></td></tr> </table><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR &#167;230.405) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 (17 CFR <span style="white-space:nowrap">&#167;240.12b-2).</span> Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2025-09-12_to_2025-09-12" format="ixt:fixed-false" id="Fact_6">[&#8201;]</ix:nonNumeric></p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act. [&#8201;]</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top;text-align:left"><span style="font-weight:bold">Item&#8201;1.01</span></td>
<td style="vertical-align:top;text-align:left"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Entry into a Material Definitive Agreement.</p></td></tr> </table><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On September&#160;12, 2025, Simmons First National Corporation (the &#8220;<span style="text-decoration:underline">Company</span>&#8221;) completed its previously-announced public offering (the &#8220;<span style="text-decoration:underline">Offering</span>&#8221;) of $325,000,000 aggregate principal amount of its 6.25% <span style="white-space:nowrap">Fixed-to-Floating</span> Rate Subordinated Notes due 2035 (the &#8220;<span style="text-decoration:underline">Notes</span>&#8221;). The Notes were offered and sold pursuant to the Company&#8217;s registration statement on Form <span style="white-space:nowrap">S-3ASR</span> (Registration <span style="white-space:nowrap">No.&#160;333-279502)</span> which was previously filed with the U.S. Securities and Exchange Commission (the &#8220;<span style="text-decoration:underline">Commission</span>&#8221;) and automatically effective as of May&#160;17, 2024, as supplemented by a preliminary prospectus supplement, filed with the Commission on September&#160;9, 2025, and a final prospectus supplement, filed with the Commission on September&#160;10, 2025. The Notes were issued pursuant to the Subordinated Indenture, dated as of March&#160;26, 2018 (the &#8220;<span style="text-decoration:underline">Base Indenture</span>&#8221;), between the Company and Wilmington Trust, National Association (the &#8220;<span style="text-decoration:underline">Trustee</span>&#8221;), as supplemented by the Second Supplemental Indenture dated as of September&#160;12, 2025 (the &#8220;<span style="text-decoration:underline">Supplemental Indenture</span>&#8221; and, together with the Base Indenture, the &#8220;<span style="text-decoration:underline">Indenture</span>&#8221;), between the Company and the Trustee.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Notes are intended to qualify as Tier 2 capital for regulatory purposes. The net proceeds from the Offering were approximately $321.3&#160;million, after deducting the underwriting discounts and commissions and estimated offering expenses payable by the Company. The Company intends to use the net proceeds from the Offering, together with cash on hand, to repay in full the Company&#8217;s outstanding $330&#160;million principal aggregate amount of the <span style="white-space:nowrap"><span style="white-space:nowrap">Floating-to-Fixed</span></span> Rate Subordinated Notes due 2028 (the &#8220;<span style="text-decoration:underline">2028 Notes</span>&#8221;), on October&#160;1, 2025, and for general corporate purposes.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Notes sold in the Offering shall, from and including the date of original issuance to, but excluding, October&#160;1, 2030, or the date of earlier redemption (the &#8220;<span style="text-decoration:underline">fixed rate period</span>&#8221;), bear interest at an initial rate of 6.25% per annum, payable semi-annually in arrears on April&#160;1 and October&#160;1 of each year, commencing on&#160;April 1, 2026. The last interest payment date for the fixed rate period will be October&#160;1, 2030. From and including October&#160;1, 2030 to, but excluding, October&#160;1, 2035, or the date of earlier redemption (the &#8220;<span style="text-decoration:underline">floating rate period</span>&#8221;), the Notes will bear interest at a floating rate per annum equal to the Benchmark rate, which is expected to be Three-Month Term SOFR (each as defined in the Notes), plus a spread of 302 basis points for each quarterly interest period during the floating rate period, payable quarterly in arrears on&#160;January 1,&#160;April 1, July&#160;1 and&#160;October 1 of each year, commencing on January&#160;1, 2031. Notwithstanding the foregoing, if the Benchmark rate is less than zero, the Benchmark rate shall be deemed to be zero.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company may, at its option, redeem the Notes in whole or in part beginning with the interest payment date of October&#160;1, 2030, and on any interest payment date thereafter. The Company may also redeem the Notes, in whole but not in part, upon the occurrence of certain specified events at the redemption prices provided therein, plus accrued and unpaid interest on the notes to, but excluding the redemption date. Any early redemption of the Notes will be subject to receipt of the approval of the Board of Governors of the Federal Reserve System to the extent required under applicable laws or regulations, including capital regulations. The Notes will not have the benefit of any sinking fund. The Notes are not obligations of, and are not, and will not be, guaranteed by any of the Company&#8217;s subsidiaries.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Notes are unsecured, subordinated obligations of the Company and (i)&#160;rank junior in right of payment to all of the Company&#8217;s existing and future Senior Indebtedness (as defined in the Indenture); (ii) rank junior in right of payment to any of the Company&#8217;s future general creditors; (iii)&#160;rank equal in right of payment with any of the Company&#8217;s existing and future subordinated indebtedness, including the Company&#8217;s outstanding 2028 Notes; (iv)&#160;rank senior in right of payment to any of the Company&#8217;s future indebtedness the terms of which provide that such indebtedness ranks junior in right of payment of the Notes; and (v)&#160;are structurally subordinated to all of the Company&#8217;s existing and future indebtedness, deposits and other liabilities of the Company&#8217;s current and future subsidiaries, including without limitation, Simmons Bank&#8217;s liabilities to depositors in connection with the deposits as well as liabilities to general creditors and liabilities arising in the ordinary course of business or otherwise.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture provides that the maturity of the Notes may only be accelerated upon the occurrence of certain events related to the bankruptcy or insolvency of the Company, whether voluntary or involuntary, or certain events related to the insolvency of Simmons Bank. There is no right of acceleration of the payment of principal of the Notes upon a default in the payment of principal of or interest on the Notes or in the performance of any of the Company&#8217;s covenants or agreements contained in the Notes, in the Indenture or any of the Company&#8217;s other obligations or liabilities.</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The foregoing descriptions of the Base Indenture and the Supplemental Indenture do not purport to be complete and are qualified in their entirety by reference to the full text of such documents. For a complete description of the Base Indenture and the Supplemental Indenture, which includes the form of the Notes, please refer to the Base Indenture, attached as Exhibit 4.1 and the Supplemental Indenture, attached as Exhibit 4.2 to this Current Report on Form <span style="white-space:nowrap">8-K,</span> which are incorporated herein by reference. The form of the Notes is included in Exhibit 4.3 and is incorporated herein by reference.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Troutman Pepper Locke LLP, counsel to the Company, delivered an opinion as to legality of the issuance and sale of the Notes in the Offering, a copy of which is filed as Exhibit 5.1 to this Current Report on Form <span style="white-space:nowrap">8-K</span> and incorporated herein by reference.</p><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top;text-align:left"><span style="font-weight:bold">Item&#8201;2.03.</span></td>
<td style="vertical-align:top;text-align:left"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Creation of a Direct Financial Obligation or an Obligation under an <span style="white-space:nowrap">Off-Balance</span> Sheet Arrangement of a Registrant.</p></td></tr> </table><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information set forth above under Item 1.01 of this Current Report on Form <span style="white-space:nowrap">8-K</span> is incorporated by reference into this Item 2.03.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Cautionary Statement Regarding Forward-Looking Statements.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Current Report contains statements related to the Offering that are not based on historical facts and constitute &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995, including regarding the anticipated use of the proceeds of the Offering and the repayment of the 2028 Notes. These forward-looking statements may be identified by reference to a future period(s) or by the use of forward-looking terminology, such as &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;contemplate,&#8221; &#8220;continue,&#8221; &#8220;estimate,&#8221; &#8220;expect,&#8221; &#8220;foresee,&#8221; &#8220;intend,&#8221; &#8220;indicate,&#8221; &#8220;likely,&#8221; &#8220;target,&#8221; &#8220;plan,&#8221; &#8220;positions,&#8221; &#8220;prospects,&#8221; &#8220;project,&#8221; &#8220;predict,&#8221; or &#8220;potential,&#8221; by future conditional verbs such as &#8220;could,&#8221; &#8220;may,&#8221; &#8220;might,&#8221; &#8220;should,&#8221; &#8220;will,&#8221; or &#8220;would,&#8221; by variations of such words, or by similar expressions.</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">By nature, such forward-looking statements are based on various assumptions and involve inherent risks and uncertainties that could cause actual results to differ materially from those expressed in or implied by the forward-looking statements. Among other risks, there can be no guarantee that the board of directors of Simmons will redeem the 2028 Notes in full or in part. Additional information on other risk factors that could affect the forward-looking statements is included in the Company&#8217;s annual report on Form <span style="white-space:nowrap">10-K</span> for the year ended December&#160;31, 2024, the Company&#8217;s quarterly report on Form <span style="white-space:nowrap">10-Q</span> for the three months ended June&#160;30, 2025, and other reports that the Company has filed with or furnished to the Commission. Any forward-looking statement speaks only as of the date of this Current Report, and the Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances that occur after the date of this Current Report.</p><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top;text-align:left"><span style="font-weight:bold">Item&#8201;9.01</span></td>
<td style="vertical-align:top;text-align:left"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Financial Statements and Exhibits.</p></td></tr></table><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">(d) Exhibits</p><p style="margin-top:10pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">The following exhibits are being filed or furnished herewith:</p><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="width:17%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:76%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center">Exhibit<br/>No.</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center"><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;text-align:center">Document</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">4.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="http://www.sec.gov/Archives/edgar/data/90498/000117494718000463/c489276_ex4-1.htm">Subordinated Indenture, dated March&#160;26, 2018, by and between Simmons First National Corporation and Wilmington Trust, National Association, as Trustee (incorporated by reference to Exhibit 4.1 to Simmons First National Corporation&#8217;s Current Report on Form <span style="white-space:nowrap">8-K</span> filed on March&#160;26, 2018 (File <span style="white-space:nowrap">No.&#160;000-06253)).</span></a></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">4.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d70505dex42.htm">Second Supplemental Indenture, dated September&#160;12, 2025, by and between Simmons First National Corporation and Wilmington Trust, National Association, as trustee. </a></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">4.3</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d70505dex42.htm">Form of 6.25% <span style="white-space:nowrap">Fixed-to-Floating</span> Rate Subordinated Notes due 2035 (included in Exhibit 4.2). </a></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">5.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d70505dex51.htm">Opinion of Troutman Pepper Locke LLP. </a></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">23.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d70505dex51.htm">Consent of Troutman Pepper Locke LLP (included in Exhibit 5.1). </a></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document).</td></tr></table></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURE</p><p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0">
<tr>
<td style="width:47%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:4%"/>
<td style="vertical-align:bottom"/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:46%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"><span style="font-weight:bold">SIMMONS FIRST NATIONAL CORPORATION</span></td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"/>
<td style="height:9.75pt" colspan="2"/>
<td style="height:9.75pt" colspan="2"/>
<td style="height:9.75pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"><span style="text-decoration:underline">/s/ James M. Brogdon&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top">Date: September&#160;12, 2025</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">James M. Brogdon<br/>President</td></tr></table></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.2
<SEQUENCE>2
<FILENAME>d70505dex42.htm
<DESCRIPTION>EX-4.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-4.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 4.2 </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</DIV>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIMMONS FIRST NATIONAL CORPORATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SECOND SUPPLEMENTAL INDENTURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>Dated as of September&nbsp;12, 2025 </I></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B><I></I><B>to </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>the
Subordinated Indenture </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>Dated as of March&nbsp;26, 2018 </I></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>6.25% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2035
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Wilmington Trust, National Association, as Trustee </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</DIV> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>TABLE OF CONTENTS </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="right"><U>Page </U></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="97%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ARTICLE I SCOPE OF SECOND SUPPLEMENTAL INDENTURE</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.01. <I>Scope</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ARTICLE II DEFINITIONS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.01. <I>Definitions and Other Provisions of General Application</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ARTICLE III FORM AND TERMS OF THE 2035 Notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.01. <I>Form and Dating</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.02. <I>Terms of the 2035 Notes</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.03. <I>Paying Agent</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ARTICLE IV SUPPLEMENTAL INDENTURES</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;4.01. <I>Supplemental Indentures</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ARTICLE V SUBORDINATION OF SECURITIES</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.01. <I>Agreement of Subordination</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.02. <I>Payments to Holders</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.03. <I>Subrogation of Notes</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.04. <I>Authorization to Effect Subordination</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.05. <I>Notice to Trustee</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.06. <I>Trustee&#8217;s Relation to Senior Indebtedness</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.07. <I>No Impairment of Subordination</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.08. <I>Article Applicable to Paying Agents</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.09. <I>Senior Indebtedness Entitled to Rely</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ARTICLE VI MISCELLANEOUS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.01. <I>Trust Indenture Act</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.02. <I>Communications by Holders with Other Holders</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.03. <I>GOVERNING LAW; SUBMISSION TO JURISDICTION</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-i- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Table of Contents</U> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(continued) </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="right"><U>Page </U></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="97%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.04. <I>Duplicate Originals</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.05. <I>Severability</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.06. <I>Ratification</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.07. <I>Effectiveness</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.08. <I>Successors</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.09. <I>Indenture and Notes Solely Corporate Obligations</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.10. <I>Trustee&#8217;s Disclaimer</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.11. <I>U.S.A. PATRIOT Act</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.12. <I>Force Majeure</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-ii- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SECOND SUPPLEMENTAL INDENTURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">THIS SECOND SUPPLEMENTAL INDENTURE (&#8220;<B>Second Supplemental Indenture</B>&#8221;), dated as of September&nbsp;12, 2025 by and between
Simmons First National Corporation, an Arkansas corporation (the &#8220;<B>Company</B>&#8221;), and Wilmington Trust, National Association, a national banking association, not in its individual capacity but solely as trustee (the
&#8220;<B>Trustee</B>&#8221;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company and the Trustee have executed and delivered a Subordinated Indenture, dated as of March&nbsp;26, 2018 (the
&#8220;<B>Base Indenture</B>&#8221; and as supplemented by this Second Supplemental Indenture and further supplemented from time to time, the &#8220;<B>Indenture</B>&#8221;), to provide for the issuance from time to time by the Company of its
unsecured subordinated indebtedness to be issued in one or more series as provided in the Indenture; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the issuance and
sale of Three Hundred and Twenty-Five Million Dollars ($325,000,000) aggregate principal amount of a new series of Securities of the Company designated as its 6.25%
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2035 (the &#8220;<B>2035 Notes</B>&#8221;) have been authorized by resolutions adopted by the Board of Directors of the
Company and the Pricing Committee of the Board of Directors of the Company; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company desires to issue and sell Three
Hundred and Twenty-Five Million Dollars ($325,000,000) aggregate principal amount of the 2035 Notes as of the date hereof; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company desires to establish the terms of the 2035 Notes; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, all things necessary to make this Second Supplemental Indenture a legal and binding supplement to the Base Indenture in
accordance with its terms and the terms of the Base Indenture have been done; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company has complied with all
conditions precedent provided for in the Base Indenture relating to this Second Supplemental Indenture; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company
has requested that the Trustee execute and deliver this Second Supplemental Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW, THEREFORE</B>, for and in consideration of
the premises stated herein and the purchase of the 2035 Notes by the holders (as defined in the Base Indenture) thereof, the Company and the Trustee covenant and agree, for the equal and proportionate benefit of the holders of the 2035 Notes, as
follows: </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE I </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SCOPE OF SECOND SUPPLEMENTAL INDENTURE </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.01. <I>Scope</I>. This Second Supplemental Indenture constitutes a supplement to the Base Indenture and an integral part of the
Indenture and shall be read together with the Base Indenture as though all the provisions thereof are contained in one instrument. Except as expressly amended by the Second Supplemental Indenture, the terms and provisions of the Base Indenture shall
remain in full force and effect. Notwithstanding the foregoing, this Second Supplemental Indenture shall only apply to the 2035 Notes. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE II </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">DEFINITIONS </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.01. <I>Definitions and Other Provisions of General Application</I>. For all purposes of this Second Supplemental Indenture
unless otherwise specified herein: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) all terms used in this Second Supplemental Indenture which are not otherwise defined herein shall
have the meanings they are given in the Base Indenture; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) the provisions of general application stated in Sections 15.01
through&nbsp;15.14 of the Base Indenture shall apply to this Second Supplemental Indenture, except that the words &#8220;<B>herein</B>,&#8221; &#8220;<B>hereof</B>,&#8221; &#8220;<B>hereto</B>&#8221; and &#8220;<B>hereunder</B>&#8221; and other
words of similar import refer to this Second Supplemental Indenture as a whole and not to the Base Indenture or any particular Article, Section or other subdivision of the Base Indenture or this Second Supplemental Indenture; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Section 1.01 of the Base Indenture is amended and supplemented, solely with respect to the 2035 Notes, by inserting the following
additional defined terms in their appropriate alphabetical positions: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Additional Amounts</B>&#8221; means any additional
amounts that are required by the Indenture or the 2035 Notes, under circumstances specified by the Indenture or the 2035 Notes, to be paid by the Company in respect of certain taxes, duties, levies, imposts, assessments or other governmental charges
imposed on holders of the 2035 Notes specified by the Indenture or the&nbsp;2035 Notes and which are owing to such holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Administrative or Judicial Action</B>&#8221; has the meaning provided in the definition of &#8220;Tax Event.&#8221; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Benchmark</B>&#8221; means, initially, Three-Month Term SOFR; <I>provided </I>that if the Calculation Agent determines on or prior
to the Reference Time for any Interest Period that a Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to Three-Month Term SOFR or the then-current Benchmark, then &#8220;Benchmark&#8221; means the
applicable Benchmark Replacement for such Interest Period and any subsequent Interest Periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Benchmark Replacement</B>&#8221;
means the Interpolated Benchmark with respect to the then-current Benchmark, plus the Benchmark Replacement Adjustment for such Benchmark; <I>provided </I>that if (a)&nbsp;the Calculation Agent cannot determine the Interpolated Benchmark as of the
Benchmark Replacement Date or (b)&nbsp;the then-current Benchmark is Three-Month Term SOFR and a Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to Three-Month Term SOFR (in which event no
Interpolated Benchmark with respect to Three-Month Term SOFR shall be determined), then &#8220;Benchmark Replacement&#8221; means the first alternative set forth in the order below that can be determined by the Calculation Agent as of the Benchmark
Replacement Date: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Compounded SOFR; </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the sum of (a)&nbsp;the alternate rate that has been selected or recommended by the Relevant Governmental Body
as the replacement for the then-current Benchmark for the applicable Corresponding Tenor and (b)&nbsp;the Benchmark Replacement Adjustment; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the sum of (a)&nbsp;the ISDA Fallback Rate and (b)&nbsp;the Benchmark Replacement Adjustment; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the sum of (a)&nbsp;the alternate rate that has been selected by the Calculation Agent as the replacement for
the then-current Benchmark for the applicable Corresponding Tenor, giving due consideration to any industry-accepted rate as a replacement for the then-current Benchmark for U.S. dollar-denominated floating rate securities at such time, and
(b)&nbsp;the Benchmark Replacement Adjustment. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Benchmark Replacement Adjustment</B>&#8221; means the first
alternative set forth in the order below that can be determined by the Calculation Agent as of the Benchmark Replacement Date: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the spread adjustment, or method for calculating or determining such spread adjustment (which may be a positive or negative
value or zero), that has been selected or recommended by the Relevant Governmental Body for the applicable Unadjusted Benchmark Replacement; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) if the applicable Unadjusted Benchmark Replacement is equivalent to the ISDA Fallback Rate, then the ISDA Fallback
Adjustment; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the spread adjustment (which may be a positive or negative value or zero) that has been selected by
the Calculation Agent, giving due consideration to any industry-accepted spread adjustment or method for calculating or determining such spread adjustment, for the replacement of the then-current Benchmark with the applicable Unadjusted Benchmark
Replacement for U.S. dollar-denominated floating rate securities at such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Benchmark Replacement Conforming
Changes</B>&#8221; means, with respect to any Benchmark Replacement, any technical, administrative or operational changes (including changes to the definition of &#8220;Interest Period&#8221;, timing and frequency of determining rates with respect
to each Interest Period and making payments of interest, rounding of amounts or tenors, and other administrative matters) that the Calculation Agent determines may be appropriate to reflect the adoption of such Benchmark Replacement in a manner
substantially consistent with market practice (or, if the Calculation Agent determines that adoption of any portion of such market practice is not administratively feasible or if the Calculation Agent determines that no market practice for use of
the Benchmark Replacement exists, in such other manner as the Calculation Agent determines is reasonably necessary). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Benchmark Replacement Date</B>&#8221; means the earliest to occur of the following
events with respect to the then-current Benchmark: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) in the case of clause (1)&nbsp;of the definition of
&#8220;Benchmark Transition Event,&#8221; the relevant Reference Time in respect of any determination; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) in the case of
clause (2)&nbsp;or (3) of the definition of &#8220;Benchmark Transition Event,&#8221; the later of (a)&nbsp;the date of the public statement or publication of information referenced therein and (b)&nbsp;the date on which the administrator of the
Benchmark permanently or indefinitely ceases to provide the Benchmark; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) in the case of clause (4)&nbsp;of the
definition of &#8220;Benchmark Transition Event,&#8221; the date of the public statement or publication of information referenced therein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, if the event giving rise to the Benchmark Replacement Date occurs on the same day as, but earlier than, the
Reference Time in respect of any determination, the Benchmark Replacement Date will be deemed to have occurred prior to the Reference Time for such determination. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Benchmark Transition Event</B>&#8221; means the occurrence of one or more of the following events with respect to the then-current
Benchmark: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) if the Benchmark is Three-Month Term SOFR, the Company determines that the use of a forward-looking rate
for a tenor of three months based on SOFR is not administratively feasible and provides written notice of such determination to the Calculation Agent; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) a public statement or publication of information by or on behalf of the administrator of the Benchmark announcing that such
administrator has ceased or will cease to provide the Benchmark, permanently or indefinitely, <I>provided </I>that, at the time of such statement or publication, there is no successor administrator that will continue to provide the Benchmark; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) a public statement or publication of information by the regulatory supervisor for the administrator of the Benchmark, the
central bank for the currency of the Benchmark, an insolvency official with jurisdiction over the administrator for the Benchmark, a resolution authority with jurisdiction over the administrator for the Benchmark or a court or an entity with similar
insolvency or resolution authority over the administrator for the Benchmark, which states that the administrator of the Benchmark has ceased or will cease to provide the Benchmark permanently or indefinitely, <I>provided </I>that, at the time of
such statement or publication, there is no successor administrator that will continue to provide the Benchmark; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) a
public statement or publication of information by the regulatory supervisor for the administrator of the Benchmark announcing that the Benchmark is no longer representative. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-4- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Business Day</B>&#8221; means any day, other than a Saturday or Sunday, that is
neither a federal holiday nor a day on which banking institutions or trust companies in the City of New York or any place of payment are authorized or required by law, regulation or executive order to close; provided, that, when used in connection
with an amount that bears interest at a rate based on SOFR or Term SOFR or any direct or indirect calculation or determination of SOFR or Term SOFR, the term &#8220;business day&#8221; means any such day that is also a U.S. Government Securities
Business Day. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Calculation Agent&#8221;</B> means Wilmington Trust, National Association, or any other successor appointed by
the Company, acting as calculation agent. The Company may appoint itself, or any of its affiliates, as the Calculation Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Compounded SOFR</B>&#8221; means the compounded average of SOFRs for the applicable Corresponding Tenor, with the rate, or
methodology for this rate, and conventions for this rate (which will be compounded in arrears with a lookback and/or suspension period as a mechanism to determine the interest amount payable prior to the end of each interest period) being
established by the Calculation Agent in accordance with: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the rate, or methodology for this rate, and conventions for this rate selected or recommended by the Relevant
Governmental Body for determining compounded SOFR; <I>provided </I>that: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">if, and to the extent that, the Calculation Agent determines that Compounded SOFR cannot be determined in
accordance with clause (1)&nbsp;above, then the rate, or methodology for this rate, and conventions for this rate that have been selected by the Calculation Agent giving due consideration to any industry-accepted market practice for U.S.
dollar-denominated floating rate securities at such time. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, the calculation of Compounded SOFR shall exclude
the Benchmark Replacement Adjustment and the spread specified in Section&nbsp;3.02(e)(ii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Corresponding Tenor</B>&#8221; means
(i)&nbsp;with respect to Term SOFR, three months, and (ii)&nbsp;with respect to a Benchmark Replacement, a tenor (including overnight) having approximately the same length (disregarding business day adjustment) as the applicable tenor for the
then-current Benchmark. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Designated Senior Indebtedness</B>&#8221; means any of the Company&#8217;s Senior Indebtedness that
expressly provides that it is &#8220;designated senior indebtedness&#8221; for purposes of the Indenture (provided that the instrument, agreement or other document creating or evidencing such Senior Indebtedness may place limitations and conditions
on the right of such Senior Indebtedness to exercise the rights of Designated Senior Indebtedness). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;DTC&#8221;</B> has the
meaning provided in Section&nbsp;3.02(g). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Federal Reserve&#8221;</B> has the meaning provided in the definition of &#8220;Tier
2 Capital Event.&#8221; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-5- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Federal Reserve Bank of New York&#8217;s Website</B>&#8221; means the website of
the Federal Reserve Bank of New York at http://www.newyorkfed.org, or any successor source. The foregoing Internet website is an inactive textual reference only, meaning that the information contained on the website is not part of this Supplemental
Indenture or incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Fixed Rate Interest Payment Date&#8221;</B> has the meaning provided in
Section&nbsp;3.02(e)(i) and shall constitute an &#8220;<B>Interest Payment Date</B>.&#8221; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Fixed Rate Period&#8221;</B> has
the meaning provided in Section&nbsp;3.02(e)(i). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Floating Rate Interest Payment Date&#8221;</B> has the meaning provided in
Section&nbsp;3.02(e)(ii) and shall constitute an &#8220;<B>Interest Payment Date</B>.&#8221; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Floating Rate Period&#8221;</B>
has the meaning provided in Section&nbsp;3.02(e)(ii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Interest Payment Date</B>&#8221; has the meaning provided in
Section&nbsp;3.02(e)(ii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Interest Period</B>&#8221; means the period from and including the immediately preceding Interest
Payment Date in respect of which interest has been paid or duly provided for or, if no interest has been paid or duly provided for, from and including the Issue Date to, but excluding, the applicable Interest Payment Date for such period (or the
Maturity Date or earlier Redemption Date, if applicable). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Interpolated Benchmark</B>&#8221; with respect to the Benchmark means
the rate determined by the Calculation Agent for the Corresponding Tenor by interpolating on a linear basis between: (1)&nbsp;the Benchmark for the longest period (for which the Benchmark is available) that is shorter than the Corresponding Tenor
and (2)&nbsp;the Benchmark for the shortest period (for which the Benchmark is available) that is longer than the Corresponding Tenor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>ISDA Definitions</B>&#8221; means the 2006 ISDA Definitions published by the International Swaps and Derivatives Association, Inc.
or any successor thereto, as amended or supplemented from time to time, or any successor definitional booklet for interest rate derivatives published from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>ISDA Fallback Adjustment</B>&#8221; means the spread adjustment (which may be a positive or negative value or zero) that would apply
for derivatives transactions referencing the ISDA Definitions to be determined upon the occurrence of an index cessation event with respect to the Benchmark for the applicable tenor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>ISDA Fallback Rate</B>&#8221; means the rate that would apply for derivatives transactions referencing the ISDA Definitions to be
effective upon the occurrence of an index cessation date with respect to the Benchmark for the applicable tenor excluding the applicable ISDA Fallback Adjustment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Issue Date&#8221;</B> means September&nbsp;12, 2025. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Maturity Date</B>&#8221; has the meaning provided in Section&nbsp;3.02(d). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-6- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Paying Agent</B>&#8221; has the meaning provided in Section&nbsp;3.03. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Payment Blockage Notice</B>&#8221; has the meaning provided in Section&nbsp;5.02(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Redemption Date</B>&#8221; has the meaning provided in Section&nbsp;3.02(g). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Reference Time</B>&#8221; with respect to any determination of the Benchmark means (i)&nbsp;if the Benchmark is Three-Month Term
SOFR, the time determined by the Calculation Agent after giving effect to the Three-Month Term SOFR Conventions, or (ii)&nbsp;if the Benchmark is not Three-Month Term SOFR, the time determined by the Calculation Agent after giving effect to the
Benchmark Replacement Conforming Changes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Relevant Governmental Body</B>&#8221; means the Federal Reserve and/or the Federal
Reserve Bank of New York, or a committee officially endorsed or convened by the Federal Reserve and/or the Federal Reserve Bank of New York or any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Representative</B>&#8221; means the (a)&nbsp;indenture trustee or other trustee, agent or representative for any Senior Indebtedness
or (b)&nbsp;with respect to any Senior Indebtedness that does not have any such trustee, agent or other representative, (i)&nbsp;in the case of such Senior Indebtedness issued pursuant to an agreement providing for voting arrangements as among the
holders or owners of such Senior Indebtedness, any holder or owner of such Senior Indebtedness acting with the consent of the required persons (as defined in the Base Indenture) necessary to bind such holders or owners of such Senior Indebtedness
and (ii)&nbsp;in the case of all other such Senior Indebtedness, the holder or owner of such Senior Indebtedness. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>SOFR</B>&#8221; means the secured overnight financing rate published by the Federal Reserve Bank of New York, as the administrator
of the Benchmark (or any successor administrator), on the Federal Reserve Bank of New York&#8217;s Website. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Tax
Event&#8221;</B> shall mean the receipt by the Company of an opinion of independent tax counsel to the effect that as a result of (a)&nbsp;an amendment to or change (including any announced prospective amendment or change) in any law or treaty, or
any regulation thereunder, of the United States or any of its political subdivisions or taxing authorities; (b)&nbsp;a judicial decision, administrative action, official administrative pronouncement, ruling, regulatory procedure, regulation, notice
or announcement, including any notice or announcement of intent to adopt or promulgate any ruling, regulatory procedure or regulation (any of the foregoing, an &#8220;<B>Administrative or Judicial Action</B>&#8221;); or (c)&nbsp;an amendment to or
change in any official position with respect to, or any interpretation of, an Administrative or Judicial Action or a law or regulation of the United States that differs from the previously generally accepted position or interpretation, in each case,
which change or amendment or challenge becomes effective or which pronouncement, or decision or challenge is announced on or after the original issue date of the 2035 Notes, there is more than an insubstantial risk that interest payable by the
Company on the 2035 Notes is not, or, within 90 days of the date of such opinion, will not be, deductible by the Company, in whole or in part, for United States federal income tax purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Term SOFR</B>&#8221; means the forward-looking term rate for the applicable Corresponding Tenor based on SOFR as published by the
Term SOFR Administrator. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-7- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Term SOFR Administrator</B>&#8221; means CME Group Benchmark Administration
Limited (CBA) (or a successor administrator of Three-Month Term SOFR selected by the Calculation Agent in its reasonable discretion). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Three-Month Term SOFR</B>&#8221; means Term SOFR for a tenor of three months that is published by the Term SOFR Administrator at the
Reference Time for any Interest Period, as determined by the Calculation Agent after giving effect to the Three-Month Term SOFR Conventions. All percentages used in or resulting from any calculation of Three-Month Term SOFR shall be rounded, if
necessary, to the nearest one hundred-thousandth of a percentage point, with 0.000005% rounded up to 0.00001%. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Three-Month Term
SOFR Conventions</B>&#8221; means any determination, decision or election with respect to any technical, administrative, or operational matter (including with respect to the manner and timing of the publication of Three-Month Term SOFR, or changes
to the definition of &#8220;Interest Period&#8221;, timing and frequency of determining Three-Month Term SOFR with respect to each Interest Period and making payments of interest, rounding of amounts or tenors, and other administrative matters) that
the Calculation Agent determines may be appropriate to reflect the use of Three-Month Term SOFR as the Benchmark in a manner substantially consistent with market practice (or, if the Calculation Agent determines that adoption of any portion of such
market practice is not administratively feasible or if the Calculation Agent determines that no market practice for the use of Three-Month Term SOFR exists, in such other manner as the Calculation Agent determines is reasonably necessary). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;Tier 2 Capital Event&#8221;</B> shall mean the Company&#8217;s good faith determination that, as a result of (a)&nbsp;any amendment
to, or change in, the laws, rules or regulations of the United States (including, for the avoidance of doubt, any agency or instrumentality of the United States, including the Federal Reserve and other federal bank regulatory agencies) or any
political subdivision of or in the United States that is enacted or becomes effective after the original issue date of the 2035 Notes; (b)&nbsp;any proposed change in those laws, rules or regulations that is announced or becomes effective after the
original issue date of the 2035 Notes; or (c)&nbsp;any official administrative decision or judicial decision or administrative action or other official pronouncement interpreting or applying those laws, rules, regulations, policies or guidelines
with respect thereto that is announced after the original issue date of the 2035 Notes, there is more than an insubstantial risk that the Company will not be entitled to treat the 2035 Notes then outstanding as &#8220;Tier 2 Capital&#8221; (or its
equivalent) for purposes of the capital adequacy rules or regulations of the Board of Governors of the Federal Reserve System (the &#8220;<B>Federal Reserve</B>&#8221;) (or, as and if applicable, the capital adequacy rules or regulations of any
successor appropriate federal banking agency) as then in effect and applicable to the Company, for so long as any&nbsp;2035 Notes are outstanding.<B> </B> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Unadjusted Benchmark Replacement</B>&#8221; means the Benchmark Replacement excluding the Benchmark Replacement Adjustment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>U.S. Government Securities Business Day</B>&#8221; means any day except for a Saturday, Sunday or a day on which the Securities
Industry and Financial Markets Association recommends that the fixed income departments of its members be closed for the entire day for purposes of trading in U.S. government securities. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-8- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Section 1.01 of the Base Indenture is amended and supplemented, solely with respect to
the 2035 Notes, by replacing the corresponding defined term in the Base Indenture with the following defined terms: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">&#8220;<B>Responsible
Officer</B>&#8221; means, with respect to a particular corporate trust matter, any officer to whom any corporate trust matter is referred because of his or her knowledge of and familiarity with a particular subject, in each case, who has direct
responsibility for the administration of the Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><B>&#8220;</B><B>Senior Indebtedness</B><B>&#8221;</B> means, without
duplication, the principal, premium, if any, unpaid interest (including interest accruing on or after the filing of any petition in bankruptcy or for reorganization relating to the Company, whether or not a claim for post-filing interest is allowed
in such proceeding), fees, charges, expenses, reimbursement and indemnification obligations, and all other amounts payable under or in respect of the following indebtedness of the Company, whether any such indebtedness exists as of the date of the
Indenture or is created, incurred or assumed after such date: (i)&nbsp;all obligations for borrowed money; (ii)&nbsp;all obligations evidenced by debentures, Securities or other similar instruments; (iii)&nbsp;all obligations in respect of letters
of credit, security purchase facilities or bankers acceptances or similar instruments (or reimbursement obligations with respect thereto); (iv) all obligations to pay the deferred purchase price of property or services, except trade accounts payable
arising in the ordinary course of business; (v)&nbsp;all indebtedness of others guaranteed by the Company or any of its Subsidiaries or for which the Company or any of its Subsidiaries is legally responsible or liable (whether by agreement to
purchase indebtedness of, or to supply funds or to invest in, others), (vi) indebtedness secured by any mortgage, pledge, lien, charge, encumbrance or any security interest existing on property owned by the Company but excluding any obligations of
the Company which are required (as opposed to elected) to be treated as capitalized leases under GAAP; (vii)&nbsp;obligations associated with derivative products including, but not limited to, interest rate and currency future or exchange contracts,
foreign exchange contracts, swap agreements (including interest rate and foreign exchange rate swap agreements), cap agreements, floor agreements, collar agreements, options, interest rate future or option contracts, commodity contracts, and similar
arrangements, (viii)&nbsp;purchase money and similar obligations; (ix)&nbsp;obligations to general creditors of the Company; (x)&nbsp;a deferred obligation of, or any such obligation, directly or indirectly guaranteed by, the Company which
obligation is incurred in connection with the acquisition of any business, properties or assets not evidenced by a note or similar instrument given in connection therewith; (xi)&nbsp;interest or obligations in respect of any of the foregoing
accruing after the commencement of insolvency or bankruptcy proceedings; and (xii)&nbsp;any renewals, amendments, deferrals, supplements, extensions, refundings or replacements of any of the foregoing; in each case, whether outstanding on the date
this Subordinated Indenture becomes effective, or created, assumed or incurred after that date. Senior Indebtedness excludes: (v)&nbsp;any such indebtedness, obligation or liability referred to above as to which, in the instrument creating or
evidencing the same or pursuant to which the same is outstanding, it is provided that such indebtedness, obligation or liability is not superior in right of payment to the 2035 Notes, or ranks <I>pari passu </I>with the 2035 Notes; (w)&nbsp;any such
indebtedness, obligation or liability which is subordinated to indebtedness of the Company to substantially the same extent as, or to a greater extent than, the 2035 Notes are subordinated; (x)&nbsp;any indebtedness to a Subsidiary (as defined in
the Base Indenture) of the Company; (y)&nbsp;any trade account payables in the ordinary course of business; and (z)&nbsp;the 2035 Notes. Notwithstanding the foregoing, and for </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-9- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the avoidance of doubt, if the Federal Reserve (or other applicable regulatory agency or authority) promulgates any rule or issues any interpretation that defines general creditor(s), the main
purpose of which is to establish criteria for determining whether the subordinated debt of a financial or bank holding company is to be included in its capital, then the term &#8220;general creditors&#8221; as used in this definition will have the
meaning as described in that rule or interpretation. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE III </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FORM AND TERMS OF THE 2035 NOTES </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.01. <I>Form and Dating.</I> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) The 2035 Notes shall be substantially in the form of <U>Exhibit A</U> attached hereto. The 2035 Notes shall be executed on behalf of the
Company by its Chairman of the Board, its Chief Executive Officer, its President or one of its Executive Vice Presidents, attested by its Secretary or one of its Assistant Secretaries. The 2035 Notes may have a legend or legends or endorsements as
may be required to comply with any law or with any rules of any securities exchange or usage. The 2035 Notes shall be dated the date of their authentication. The signature of any of these officers on the 2035 Notes may be manual, facsimile or
electronic format (<I>e.g.</I>, &#8220;.pdf&#8221; or &#8220;.tif&#8221;) transmission. Signatures by facsimile or electronic (<I>e.g.</I>, &#8220;.pdf&#8221; or &#8220;.tif&#8221;) transmission shall be of the same legal effect, validity or
enforceability as a manually executed signature in ink or the use of a paper-based recordkeeping system, as applicable, to the fullest extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and
National Commerce Act, the New York State Electronic Signatures and Records Act, and any other similar state laws based on the Uniform Electronic Transactions Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The terms contained in the 2035 Notes shall constitute, and are hereby expressly made, a part of the Indenture as supplemented by this
Second Supplemental Indenture, and the Company and the Trustee, by their execution and delivery of this Second Supplemental Indenture, expressly agree to such terms and provisions and to be bound thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.02. <I>Terms of the 2035 Notes</I>. The following terms relating to the 2035 Notes are hereby established: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <I>Title</I>. The 2035 Notes shall constitute a series of Securities having the title &#8220;Simmons First National Corporation 6.25% <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2035&#8221; and the CUSIP number 828730 AC5. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <I>Principal Amount</I>. The aggregate principal amount of the 2035 Notes that may be authenticated and delivered under the Indenture, as
amended hereby, shall be Three Hundred and Twenty-Five Million Dollars ($325,000,000) on the Issue Date. Provided that no Event of Default has occurred and is continuing with respect to the 2035 Notes, the Company may, without notice to or the
consent of the holders, create and issue additional Securities (&#8220;<B>Additional Securities</B>&#8221;) pursuant to the Indenture ranking equally with the 2035 Notes and with identical terms in all respects (or in all respects except for the
offering price, the payment of interest accruing prior to the issue date of such Additional Securities or except for the first payment of interest following the issue date of such Additional Securities); provided however,
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-10- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
that a separate CUSIP number will be issued for any such Additional Securities unless such Additional Securities are fungible with the 2035 Notes for U.S. federal income tax purposes, subject to
the procedures of the DTC. Any Additional Securities and the 2035 Notes shall constitute a single series under the Indenture and have the same terms as to status, redemption or otherwise as the 2035 Notes. All references to the 2035 Notes shall
include any Additional Securities, unless the context otherwise requires. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <I>Person to Whom Interest is Payable</I>. Interest
payable, and punctually paid or duly provided for, on any Interest Payment Date will be paid to the person in whose name the 2035 Notes are registered for such interest at the close of business on the 15th day of the month immediately preceding the
applicable Interest Payment Date, whether or not such day is a Business Day. Any such interest which is payable, but not so punctually paid or duly provided for on any Interest Payment Date shall cease to be payable to the holder on such relevant
record date by virtue of having been a holder on such date, and such defaulted interest may be paid by the Company to the person in whose name the 2035 Note is registered at the close of business on a special record date for the payment of such
defaulted interest to be fixed by the Company, notice whereof shall be given to holders of 2035 Notes of this series not less than 15 days prior to such special record date that complies with Section&nbsp;15.04 of the Base Indenture, or be paid at
any time in any other lawful manner not inconsistent with the requirements of any securities exchange on which the 2035 Notes may be listed and upon such notice as may be required by such exchange and in compliance with the Base Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <I>Maturity Date</I>. The entire outstanding principal amount of the 2035 Notes shall be payable on October&nbsp;1, 2035 (the
&#8220;<B>Maturity Date</B>&#8221;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <I>Interest</I>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) The 2035 Notes will bear interest at a fixed rate of 6.25% per annum from and including September&nbsp;12, 2025 to, but excluding,
October&nbsp;1, 2030 or earlier Redemption Date (the <B>&#8220;Fixed Rate Period&#8221;</B>). Interest accrued on the 2035 Notes during the Fixed Rate Period will be payable semi-annually in arrears on April&nbsp;1 and October&nbsp;1 of each year,
commencing on April&nbsp;1, 2026 (each such date, a <B>&#8220;Fixed Rate Interest Payment Date&#8221;</B>). The last Fixed Rate Interest Payment Date shall be October&nbsp;1, 2030, unless the 2035 Notes are earlier redeemed. The interest payable
during the Fixed Rate Period will be paid to each holder in whose name a 2035 Note is registered at the close of business on the 15th day (whether or not a Business Day) of the month immediately preceding the applicable Fixed Rate Interest Payment
Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) The 2035 Notes will bear interest at a floating interest rate from and including October&nbsp;1, 2030 to, but excluding, the
Maturity Date or earlier Redemption Date (the <B>&#8220;Floating Rate Period&#8221;</B>). The floating interest rate will be reset for each Interest Period in the Floating Rate Period, and the interest rate for each such Interest Period shall be
equal to the then-current Three-Month Term SOFR for such Interest Period plus 302 basis points, <I>provided </I>that if Three-Month Term SOFR (or other applicable Benchmark) is less than zero for any Interest Period during the Floating Rate Period,
then Three-Month Term SOFR (or other such Benchmark) shall be deemed to be zero for such Interest Period. During the Floating Rate Period, interest on the 2035 Notes will be payable quarterly in arrears on January&nbsp;1, April&nbsp;1, July
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-11- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
1 and October&nbsp;1 of each year, commencing on January&nbsp;1, 2031 (each such date, a &#8220;<B>Floating Rate Interest Payment Date</B>&#8221;, together with a Fixed Rate Interest Payment
Date, an &#8220;<B>Interest Payment Date</B>&#8221;). The interest payable during the Floating Rate Period will be paid to each holder in whose name a 2035 Note is registered at the close of business on the 15th day (whether or not a Business Day)
immediately preceding the applicable Floating Rate Interest Payment Date. Notwithstanding the foregoing, if the Three-Month Term SOFR is less than zero, then the Three-Month Term SOFR shall be deemed to be zero. The Calculation Agent will provide
the Company and the Trustee with the interest rate in effect for each Interest Period during the Floating Rate Period promptly after the Reference Time therefor (or other date of determination for the applicable Benchmark). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) The amount of interest payable on any Fixed Rate Interest Payment Date during the Fixed Rate Period will be computed on the basis of a <FONT
STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months to, but excluding, October&nbsp;1, 2030, and the amount of interest payable on any Floating Rate Interest Payment Date during
the Floating Rate Period will be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year on the basis of the actual number of days elapsed. In the event that any scheduled Interest Payment Date or the Maturity Date for the
2035 Notes falls on a day that is not a Business Day, then payment of interest payable on such Interest Payment Date or of principal and interest payable on the Maturity Date will be paid on the next succeeding day which is a Business Day (any
payment made on such date will be treated as being made on the date that the payment was first due and no interest on such payment will accrue for the period from and after such scheduled Interest Payment Date); provided, that in the event that any
scheduled Floating Rate Interest Payment Date falls on a day that is not a Business Day and the next succeeding Business Day falls in the next succeeding calendar month, such Floating Rate Interest Payment Date will be accelerated to the immediately
preceding Business Day, and, in each such case, the amounts payable on such Business Day will include interest accrued to, but excluding such Business Day. Dollar amounts resulting from interest calculations will be rounded to the nearest cent, with
<FONT STYLE="white-space:nowrap">one-half</FONT> cent being rounded upward. All percentages used in or resulting from any calculation of Three-Month Term SOFR shall be rounded, if necessary, to the nearest one hundred-thousandth of a percentage
point, with 0.000005% rounded up to 0.00001%. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv) The Company shall take such actions as are necessary to ensure that from the
commencement of the Floating Rate Period for so long as any of the 2035 Notes remain outstanding there will at all times be a Calculation Agent appointed to calculate the Three-Month Term SOFR in respect of each Floating Rate Period. The calculation
of the Three-Month Term SOFR for each applicable Floating Rate Period by the Calculation Agent will (in the absence of manifest error) be final and binding. The Calculation Agent shall have all the rights, protections and indemnities afforded to the
Trustee under the Base Indenture and hereunder. The Company hereby appoints Wilmington Trust, National Association, as Calculation Agent and Wilmington Trust, National Association accepts the appointment. The Calculation Agent may be removed by the
Company at any time. If the Calculation Agent is unable or unwilling to act as Calculation Agent or is removed by the Company, the Company will promptly appoint a replacement Calculation Agent. If at any time there is no Calculation Agent appointed
by the Company, then the Company shall be the Calculation Agent. The Company may appoint itself or any of its Affiliates to be the Calculation Agent. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-12- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v) <I>Effect of Benchmark Transition Event and Benchmark Replacement Date</I>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(A) If the Calculation Agent determines that a Benchmark Transition Event and its related Benchmark Replacement Date have occurred on or
prior to the Reference Time in respect of any Interest Period during the Floating Rate Period, then the Benchmark Replacement will replace the then-current Benchmark for all purposes relating to the 2035 Notes during such Interest Period and all
subsequent Interest Periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(B) Notwithstanding anything set forth in clause (ii)&nbsp;above, if the Calculation Agent determines that
a Benchmark Transition Event and its related Benchmark Replacement Date have occurred on or prior to the relevant Reference Time with respect to Three-Month Term SOFR, then the provisions set forth in this clause (v)&nbsp;will thereafter apply to
all determinations of the rate or interest payable on the 2035 Notes during the Floating Rate Period. After a Benchmark Transition Event and its related Benchmark Replacement Date have occurred, the interest rate on the 2035 Notes for each Interest
Period during the Floating Rate Period will be an annual rate equal to the Benchmark Replacement plus the spread specified in clause (ii)&nbsp;above. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(C) The Company and the Calculation Agent are expressly authorized to make certain determinations, decisions and elections under the terms of
the 2035 Notes, including with respect to the use of any Benchmark Replacement for the Floating Rate Period and under this Section&nbsp;3.02(e)(v). Any determination, decision or election that may be made by the Company or by the Calculation Agent
under the terms of the 2035 Notes, including any determination with respect to the use of Three-Month Term SOFR as the Benchmark for the Floating Rate Period, any determination under the benchmark transition provisions, any determination of a tenor,
rate or adjustment or of the occurrence or <FONT STYLE="white-space:nowrap">non-occurrence</FONT> of an event, circumstance or date and any decision to take or refrain from taking any action or selection (A)&nbsp;will be conclusive and binding on
the holders of the 2035 Notes and the Trustee absent manifest error, (B)&nbsp;if made by the Company, will be made in the Company&#8217;s sole discretion, (C)&nbsp;if made by the Calculation Agent, will be made after consultation with the Company,
and the Calculation Agent will not make any such determination, decision or election to which the Company reasonably objects, and (D)&nbsp;notwithstanding anything to the contrary herein or in the Base Indenture, shall become effective without
consent from the holders of the 2035 Notes or the Trustee. If the Calculation Agent fails to make any determination, decision or election that it is required to make under the terms of the 2035 Notes, then the Company will make such determination,
decision or election on the same basis as described above. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi) The Company (or its Calculation Agent) shall notify the Trustee in
writing (i)&nbsp;upon the occurrence of the Benchmark Transition Event or the Benchmark Replacement Date, and (ii)&nbsp;of any Benchmark Replacements, Benchmark Replacement Conforming Changes and other items affecting the interest rate on the 2035
Notes after a Benchmark Transition Event. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-13- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vii) The Trustee (including in its capacity as Paying Agent) shall have no
(1)&nbsp;responsibility or liability for (A)&nbsp;Three-Month Term SOFR Conventions, (B)&nbsp;selection of an alternative reference rate to Three-Month Term SOFR (including whether the conditions for the designation of such rate have been satisfied
or whether such rate is a Benchmark Replacement or an Unadjusted Benchmark Replacement), (C) determination or calculation of a Benchmark Replacement, or (D)&nbsp;determination of whether a Benchmark Transition Event or Benchmark Replacement Date has
occurred, and in each such case under clauses (A)&nbsp;through (D) above shall be entitled to conclusively rely upon the selection, determination, and/or calculation thereof as provided by the Company or its Calculation Agent, as applicable, or
(2)&nbsp;liability for any failure or delay in performing its duties hereunder as a result of the unavailability of a Benchmark as described in the definition thereof, including as a result of the Company&#8217;s or Calculation Agent&#8217;s failure
to select a Benchmark Replacement or the Calculation Agent&#8217;s failure to calculate a Benchmark. The Trustee shall be entitled to rely conclusively on all notices from the Company or its Calculation Agent regarding any Benchmark or Benchmark
Replacement, including in regards to Three-Month Term SOFR Conventions, a Benchmark Transition Event, Benchmark Replacement Date, and Benchmark Replacement Conforming Changes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(viii) If the then-current Benchmark is Three-Month Term SOFR and any of the foregoing provisions concerning the calculation of the interest
rate and the payment of interest during the Floating Rate Period are inconsistent with any of the Three-Month Term SOFR Conventions determined by the Calculation Agent, then the relevant Three-Month Term SOFR Conventions will apply. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <I>Place of Payment of Principal and Interest</I>. So long as the 2035 Notes are issued in global form, the Company shall make, or cause
the Paying Agent to make, all payments of principal and interest on the 2035 Notes by wire transfer in immediately available funds to the U.S. Depositary or its nominee, in accordance with applicable procedures of the U.S. Depositary. If the 2035
Notes are not in global form, the Company may, at its option, make, or cause the Paying Agent to make, payments of principal and interest on the 2035 Notes by check mailed to the address of the person specified for payment in accordance with
Sections 3.02(e)(i) and (e)(ii) above. A global security with respect to the 2035 Notes shall be exchangeable for physical securities of such series only if: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) the U.S. Depositary is at any time unwilling or unable or ineligible to continue as a depository or ceases to be a clearing agency
registered under the Exchange Act and a successor depository is not appointed by the Company within 90 days of the date the Company is so notified in writing; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) the Company executes and delivers to the Trustee a Company Order to the effect that such global securities shall be so exchangeable (and
the Trustee consents thereto); or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) an Event of Default has occurred and is continuing with respect to the global securities and a
holder requests such exchange. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-14- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <I>Redemption</I>. The 2035 Notes shall be redeemable, in each case, in whole or in part
from time to time, at the option of the Company beginning with the Interest Payment Date on October&nbsp;1, 2030, but not prior thereto (except upon the occurrence of certain events specified below), and on any Interest Payment Date thereafter
(each, a &#8220;<B>Redemption Date</B>&#8221;), subject to obtaining the prior approval of the Federal Reserve to the extent such approval is then required under the rules of the Federal Reserve at the time of redemption. The 2035 Notes may not
otherwise be redeemed prior to the Maturity Date, except that the Company may, at its option, redeem the 2035 Notes before the Maturity Date, in whole, but not in part, subject to obtaining the prior approval of the Federal Reserve to the extent
such approval is then required under the rules of the Federal Reserve, upon the occurrence of a Tier 2 Capital Event or a Tax Event, or if the Company is required to register as an investment company pursuant to the Investment Company Act of 1940,
as amended (15 U.S.C. <FONT STYLE="white-space:nowrap">80a-1</FONT> et seq.). Any such redemption will be at a redemption price equal to 100% of the principal amount of the 2035 Notes to be redeemed, plus accrued and unpaid interest to, but
excluding, the Redemption Date fixed by the Company. The provisions of Article 3 of the Base Indenture shall apply to any redemption of the 2035 Notes pursuant to this Article III. Any partial redemption will be made in accordance with The
Depository Trust Company&#8217;s (&#8220;<B>DTC</B>&#8221;) applicable procedures among all of the holders of the 2035 Notes. If any 2035 Note is to be redeemed in part only, the notice of redemption relating to such 2035 Note shall state that it is
a partial redemption and the portion of the principal amount thereof to be redeemed, and a replacement 2035 Note in principal amount equal to the unredeemed portion thereof will be issued in the name of the holder thereof upon cancellation of the
original 2035 Note. The 2035 Notes are not subject to redemption or prepayment at the option of the holders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Any notice of redemption may
be conditional in the Company&#8217;s discretion on one or more conditions precedent, and the Redemption Date may be delayed until such time as any or all of such conditions have been satisfied or revoked by the Company if it determines that such
conditions will not be satisfied. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <I>Sinking Fund</I>. There shall be no sinking fund for the 2035 Notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <I>Conversion and Exchange</I>. The 2035 Notes are not convertible into, or exchangeable for, equity securities, other securities or
assets of the Company or its Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) <I>Denomination</I>. The 2035 Notes and any beneficial interest in the 2035 Notes shall be
in minimum denominations of $1,000 and integral multiples of $1,000 in excess thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k) <I>Currency of the 2035 Notes</I>. The 2035
Notes shall be denominated, and payment of principal and interest of the 2035 Notes shall be payable in, the currency of the United States of America. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l) <I>Acceleration</I>. Neither the Trustee nor the holders of the 2035 Notes shall have the right to accelerate the maturity of the 2035
Notes unless there is an Event of Default specified under clause (d)&nbsp;or (e) of Section&nbsp;6.01 of the Base Indenture. If an Event of Default specified in clause (d)&nbsp;or (e) of Section&nbsp;6.01 of the Base Indenture occurs, then the
principal amount of all of the outstanding 2035 Notes, including any accrued and unpaid interest on the&nbsp;2035 Notes and premium, if any, shall automatically become and be immediately due and payable without any declaration or other act on the
part of the Trustee or the holders of the&nbsp;2035 Notes in accordance with the provisions of Section&nbsp;6.01 and 6.02 of the Base Indenture. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-15- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m) <I>Stated Maturity</I>. The principal of the 2035 Notes shall be payable on
October&nbsp;1,&nbsp;2035 subject to acceleration as provided under the Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n) <I>Registered Form</I>. The 2035 Notes shall be
issuable as registered global Securities, and the U.S. Depositary for the 2035 Notes shall be DTC or any successor U.S.&nbsp;Depositary appointed by the Company within 90 days of the termination of services of DTC (or any successor to DTC). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o) <I>Events of Default; Acceleration of Maturity. </I>The Events of Default provided for in Section&nbsp;6.01 of the Base Indenture shall
apply to the 2035 Notes; provided that the text of clause (b)&nbsp;of Section&nbsp;6.01 of the Base Indenture is deleted and replaced with the following: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">&#8220;(b) default in the payment of any installment of interest upon any of the Securities of such series as and when the same shall become
due and payable, and continuance of such default for a period of 30 days; or&#8221;. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p) <I>No Collateral</I>. The 2035 Notes shall not
be entitled to the benefit of any security interest in, or collateralization by, any rights, property or interest of the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(q)
<I>Supplemental Indentures with Consent of Holders</I>. Section&nbsp;10.02 of the Base Indenture shall apply to the 2035 Notes; provided, that clauses (3)&nbsp;and (4) of the last sentence of the first full paragraph shall, only with respect to the
2035 Notes, be deleted and replaced with the following: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">&#8220;(3) modify the subordination provisions in a manner adverse to the holders
of such 2035 Notes without the consent of the holders of all 2035 Notes then outstanding, (4)&nbsp;waive a redemption payment with respect to any 2035 Notes without the consent of the holders of all 2035 Notes then outstanding, or (5)&nbsp;modify
any of the above provisions without the consent of the holders of all 2035 Notes then outstanding.&#8221; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(r) <I>No Additional
Amounts</I>. In the event that any payment on the 2035 Notes is subject to withholding of any U.S. federal income tax or other tax or assessment (as a result of a change in law or otherwise), the Company will not pay Additional Amounts with respect
to such tax or assessment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(s) <I>Notices to Holders</I>. Any notices required to be given to holders of the 2035 Notes shall also be
given to the Trustee. Notwithstanding any other provision of the Indenture or any 2035 Note, where the Indenture or any 2035 Note provides for notice of any event or any other communication (including any notice of redemption or repurchase) to a
holder of a 2035 Note (whether by mail or otherwise), such notice shall be sufficiently given if given to DTC (or its designee) pursuant to the applicable procedures from DTC or its designee, including by electronic mail in accordance with accepted
practices at DTC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(t) <I>Additional Terms</I>. Other terms applicable to the 2035 Notes are as otherwise provided for in the Base
Indenture, as supplemented by this Second Supplemental Indenture. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-16- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.03. <I>Paying Agent. </I>The Company initially appoints the Trustee to act as
the paying agent (the &#8220;<B>Paying Agent</B>&#8221;) and Security Registrar for the 2035 Notes. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE IV </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SUPPLEMENTAL INDENTURES </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;4.01. <I>Supplemental Indentures</I>. The following paragraph shall be added to the end of Section&nbsp;10.02 of the Base
Indenture and shall only apply to the 2035 Notes: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">&#8220;Not in limitation of the foregoing, without the consent of any holder of 2035
Notes, the Company and the Trustee may amend or supplement the Indenture or the 2035 Notes to conform the terms of the Indenture and the 2035 Notes to the description of the 2035 Notes in the prospectus supplement dated September&nbsp;9, 2025
relating to the offering of the 2035 Notes; or (ii) to implement any Three-Month Term SOFR Conventions or any benchmark transition provisions after a Benchmark Transition Event and its related Benchmark Replacement Date have occurred (or in
anticipation thereof).&#8221; The Trustee may rely on a Company Request (in addition to any other orders, Officer&#8217;s Certificates and Opinions of Counsel) as to whether any such event in clause (ii)&nbsp;has occurred. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE V </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SUBORDINATION OF
SECURITIES </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.01. <I>Agreement of Subordination</I>. The Company covenants and agrees, and each holder of 2035 Notes issued
hereunder by accepting a 2035 Note likewise covenants and agrees, that all 2035 Notes shall be issued subject to the provisions of this Article V; and each person holding any 2035 Note, whether upon original issue or upon transfer, assignment or
exchange thereof, accepts and agrees to be bound by such provisions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The payment of the principal of and interest on all 2035 Notes
(including, but not limited to, the redemption price with respect to the 2035 Notes called for redemption in accordance with Section&nbsp;3.02(g)) issued hereunder shall, to the extent and in the manner hereinafter set forth, be subordinated and
subject in right of payment to the prior payment in full of all Senior Indebtedness, whether outstanding at the date of the Indenture or thereafter incurred, subject, in all cases, to Section&nbsp;16.01 of the Base Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No provision of this Article V shall prevent the occurrence of any Default or Event of Default hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.02. <I>Payments to Holders</I>. No payment shall be made with respect to the principal of or interest on the 2035 Notes
(including, but not limited to, the redemption price with respect to the 2035 Notes to be called for redemption in accordance with Section&nbsp;3.02(g)), except payments and distributions made by the Trustee as permitted by the first or second
paragraph of Section&nbsp;5.05, if: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) a default in the payment of principal, premium, interest or other obligations due on any Senior
Indebtedness occurs and is continuing (or, in the case of Senior Indebtedness for which there is a period of grace, in the event of such a default that continues beyond the period of grace, if any, specified in the instrument or lease evidencing
such Senior Indebtedness), and the Trustee receives a notice of such default from a Representative or the Company; or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-17- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) a default, other than a payment default, on a Designated Senior Indebtedness occurs and
is continuing that then permits holders of such Designated Senior Indebtedness to accelerate its maturity, and the Trustee receives a notice of the default (a &#8220;<B>Payment Blockage Notice</B>&#8221;) from a Representative or the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Trustee receives any Payment Blockage Notice pursuant to clause (b)&nbsp;above, no subsequent Payment Blockage Notice shall be
effective for purposes of this Section unless and until (A)&nbsp;at least 365 days shall have elapsed since the initial effectiveness of the immediately prior Payment Blockage Notice, and (B)&nbsp;all scheduled payments of principal, premium, if
any, and interest on the 2035 Notes that have come due have been paid in full in cash. No nonpayment default that existed or was continuing on the date of delivery of any Payment Blockage Notice to the Trustee shall be, or be made, the basis for a
subsequent Payment Blockage Notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may and shall resume payments on and distributions in respect of the 2035 Notes upon the
earlier of: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the date upon which the default is cured or waived or ceases to exist and notice thereof is provided to the
Trustee by a Representative or the Company, or </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">in the case of a default referred to in clause (b)&nbsp;above, 179 days pass after notice is received if the
maturity of such Designated Senior Indebtedness has not been accelerated, unless this Article V otherwise prohibits the payment or distribution at the time of such payment or distribution. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon any payment by the Company, or distribution of assets of the Company of any kind or character, whether in cash, property or Notes, to
creditors upon any dissolution or <FONT STYLE="white-space:nowrap">winding-up</FONT> or liquidation or reorganization of the Company, whether voluntary or involuntary or in bankruptcy, insolvency, receivership or other proceedings, all amounts due
or to become due upon all Senior Indebtedness shall first be paid in full in cash or other payment satisfactory to the holders of such Senior Indebtedness, or payment thereof in accordance with its terms provided for in cash or other payment
satisfactory to the holders of such Senior Indebtedness, before any payment is made on account of the principal of or interest on the 2035 Notes (except payments made pursuant to Article 6 of the Base Indenture from monies deposited with the Trustee
pursuant thereto prior to commencement of proceedings for such dissolution, <FONT STYLE="white-space:nowrap">winding-up,</FONT> liquidation or reorganization); and upon any such dissolution or <FONT STYLE="white-space:nowrap">winding-up</FONT> or
liquidation or reorganization of the Company or bankruptcy, insolvency, receivership or other proceeding, any payment by the Company, or distribution of assets of the Company of any kind or character, whether in cash, property or Notes, to which the
holders of the 2035 Notes or the Trustee would be entitled, except for the provision of this Article V, shall (except as aforesaid) be paid by the Company or by any receiver, trustee in bankruptcy, liquidating trustee, agent or other person
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-18- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
making such payment or distribution, or by the holders of the 2035 Notes or by the Trustee under the Indenture if received by them or it, directly to the holders of Senior Indebtedness (pro rata
to such holders on the basis of the respective amounts of Senior Indebtedness held by such holders, or as otherwise required by law or a court order) or their representative or representatives, or to the trustee or trustees under any indenture
pursuant to which any instruments evidencing any Senior Indebtedness may have been issued, as their respective interests may appear, to the extent necessary to pay all Senior Indebtedness in full, in cash or other payment satisfactory to the holders
of such Senior Indebtedness, after giving effect to any concurrent payment or distribution to or for the holders of Senior Indebtedness, before any payment or distribution or provision therefor is made to the holders of the 2035 Notes or to the
Trustee. Whenever a distribution is to be made or a notice given to the holders of Senior Indebtedness, the distribution may be made and the notice given to their Representative. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For purposes of this Article V, the words, &#8220;cash, property or Notes&#8221; shall not be deemed to include shares of stock of the Company
as reorganized or readjusted, or 2035 Notes of the Company or any other person provided for by a plan of reorganization or readjustment, the payment of which is subordinated at least to the extent provided in this Article V with respect to the 2035
Notes to the payment of all Senior Indebtedness which may at the time be outstanding; provided that (i)&nbsp;the Senior Indebtedness is assumed by the new person, if any, resulting from any reorganization or readjustment, and (ii)&nbsp;the rights of
the holders of Senior Indebtedness (other than leases which are not assumed by the Company or the new person, as the case may be) are not, without the consent of such holders, altered by such reorganization or readjustment. The consolidation of the
Company with, or the merger of the Company into, another person or the liquidation or dissolution of the Company following the conveyance or transfer of its property as an entirety, or substantially as an entirety, to another person upon the terms
and conditions provided for in Article V shall not be deemed a dissolution, <FONT STYLE="white-space:nowrap">winding-up,</FONT> liquidation or reorganization for the purposes of this Section&nbsp;5.02 if such other person shall, as a part of such
consolidation, merger, conveyance or transfer, comply with the conditions stated in Article V. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event of the acceleration of the
2035 Notes because of an Event of Default, no payment or distribution shall be made to the Trustee or any holder of 2035 Notes in respect of the principal of or interest on the 2035 Notes (including, but not limited to, the redemption price with
respect to the 2035 Notes called for redemption in accordance with Section&nbsp;3.02(g)), except payments and distributions made by the Trustee as permitted by the first or second paragraph of Section&nbsp;5.05, until all Senior Indebtedness has
been paid in full in cash or other payment satisfactory to the holders of Senior Indebtedness or such acceleration is rescinded in accordance with the terms of the Indenture. If payment of the 2035 Notes is accelerated because of an Event of
Default, the Company shall promptly notify holders of Senior Indebtedness of the acceleration at the address set forth in the notice from the Agent (or successor agent) to the Trustee as being the address to which the Trustee should send its notice
pursuant to this Section&nbsp;5.02, unless there are no payment obligations of the Company thereunder and all obligations thereunder to extend credit have been terminated or expired. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event that, notwithstanding the foregoing provisions, any payment or distribution of assets of the Company of any kind or character,
whether in cash, property or Notes (including, without limitation, by way of setoff or otherwise), prohibited by the foregoing, shall be received by the Trustee or the holders of the 2035 Notes before all Senior Indebtedness is paid in full in
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-19- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
cash or other payment satisfactory to the holders of such Senior Indebtedness, or provision is made for such payment thereof in accordance with its terms in cash or other payment satisfactory to
the holders of such Senior Indebtedness, such payment or distribution shall be held in trust for the benefit of and shall be paid over or delivered to the holders of Senior Indebtedness or their representative or representatives, or to the trustee
or trustees under any indenture pursuant to which any instruments evidencing any Senior Indebtedness may have been issued, as their respective interests may appear, as calculated by the Company and directed by the Company pursuant to a Company
Order, for application to the payment of all Senior Indebtedness remaining unpaid to the extent necessary to pay all Senior Indebtedness in full in cash or other payment satisfactory to the holders of such Senior Indebtedness, after giving effect to
any concurrent payment or distribution to or for the holders of such Senior Indebtedness. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Nothing in this Article V shall apply to claims
of, or payments to, the Trustee under or pursuant to Section&nbsp;7.06 of the Base Indenture. This Section&nbsp;5.02 shall be subject to the further provisions of Section&nbsp;5.05. For the sake of clarity, such payments are not subordinated to the
Company&#8217;s Senior Indebtedness. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.03. <I>Subrogation of Notes</I>. Subject to the payment in full of all Senior
Indebtedness, the rights of the holders of the 2035 Notes shall be subrogated to the extent of the payments or distributions made to the holders of such Senior Indebtedness pursuant to the provisions of this Article V (equally and ratably with the
holders of all indebtedness of the Company which by its express terms is subordinated to other indebtedness of the Company to substantially the same extent as the 2035 Notes are subordinated and is entitled to like rights of subrogation) to the
rights of the holders of Senior Indebtedness to receive payments or distributions of cash, property or Notes of the Company applicable to the Senior Indebtedness until the principal and interest on the 2035 Notes shall be paid in full; and, for the
purposes of such subrogation, no payments or distributions to the holders of the Senior Indebtedness of any cash, property or Notes to which the holders of the 2035 Notes or the Trustee would be entitled except for the provisions of this Article V,
and no payment over pursuant to the provisions of this Article V, to or for the benefit of the holders of Senior Indebtedness by holders of the 2035 Notes or the Trustee, shall, as between the Company, its creditors other than holders of Senior
Indebtedness, and the holders of the 2035 Notes, be deemed to be a payment by the Company to or on account of the Senior Indebtedness; and no payments or distributions of cash, property or Notes to or for the benefit of the holders of the 2035 Notes
pursuant to the subrogation provisions of this Article V, which would otherwise have been paid to the holders of Senior Indebtedness shall be deemed to be a payment by the Company to or for the account of the 2035 Notes. It is understood that the
provisions of this Article V are and are intended solely for the purposes of defining the relative rights of the holders of the 2035 Notes, on the one hand, and the holders of the Senior Indebtedness, on the other hand. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Nothing contained in this Article V or elsewhere in the Indenture or in the 2035 Notes is intended to or shall impair, as among the Company,
its creditors other than the holders of Senior Indebtedness, and the holders of the 2035 Notes, the obligation of the Company, which is absolute and unconditional, to pay to the holders of the 2035 Notes the principal of (and premium, if any) and
interest on the 2035 Notes as and when the same shall become due and payable in accordance with their terms, or is intended to or shall affect the relative rights of the holders of the 2035 Notes and creditors of the Company other than the holders
of the Senior </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-20- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Indebtedness, nor shall anything herein or therein prevent the Trustee or the holder of any 2035 Note from exercising all remedies otherwise permitted by applicable law upon default under the
Indenture, subject to the rights, if any, under this Article V of the holders of Senior Indebtedness in respect of cash, property or Notes of the Company received upon the exercise of any such remedy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon any payment or distribution of assets of the Company referred to in this Article V, the Trustee, subject to the provisions of
Section&nbsp;7.01 of the Base Indenture, and the holders of the 2035 Notes shall be entitled to conclusively rely upon any order or decree made by any court of competent jurisdiction in which such bankruptcy, dissolution, <FONT
STYLE="white-space:nowrap">winding-up,</FONT> liquidation or reorganization proceedings are pending, or a certificate of the receiver, trustee in bankruptcy, liquidating trustee, agent or other person making such payment or distribution, delivered
to the Trustee or to the holders of the 2035 Notes, for the purpose of ascertaining the persons entitled to participate in such distribution, the holders of the Senior Indebtedness and other indebtedness of the Company, the amount thereof or payable
thereon and all other facts pertinent thereto or to this Article V. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.04. <I>Authorization to Effect Subordination</I>. Each
holder of a 2035 Note by the holder&#8217;s acceptance thereof authorizes and directs the Trustee on the holder&#8217;s behalf to take such action as may be necessary or appropriate to effectuate the subordination as provided in this Article V and
appoints the Trustee to act as the holder&#8217;s <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">attorney-in-fact</FONT></FONT> for any and all such purposes. If the Trustee does not file a proper proof of claim or proof of debt
in the form required in any proceeding referred to in Section&nbsp;6.03 of the Base Indenture hereof at least 10 days before the expiration of the time to file such claim, the holders of any Senior Indebtedness or their representatives are hereby
authorized to file an appropriate claim for and on behalf of the holders of the 2035 Notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.05. <I>Notice to Trustee</I>.
The Company shall give prompt written notice in the form of an Officers&#8217; Certificate to a Responsible Officer of the Trustee and to any paying agent of any fact known to the Company which would prohibit the making of any payment of monies to
or by the Trustee or any paying agent in respect of the 2035 Notes pursuant to the provisions of this Article V. Notwithstanding the provisions of this Article V or any other provision of the Indenture, the Trustee shall not be charged with
knowledge of the existence of any facts which would prohibit the making of any payment of monies to or by the Trustee in respect of the 2035 Notes pursuant to the provisions of this Article V, unless and until a Responsible Officer of the Trustee
shall have received written notice thereof at the Corporate Trust Office from the Company (in the form of an Officers&#8217; Certificate) or a Representative or a holder or holders of Senior Indebtedness or from any trustee thereof; and before the
receipt of any such written notice, the Trustee, subject to the provisions of Section&nbsp;6.01 of the Base Indenture, shall be entitled in all respects to assume that no such facts exist; provided that if on a date not fewer than two Business Days
prior to the date upon which by the terms hereof any such monies may become payable for any purpose (including, without limitation, the payment of the principal of, or premium, if any, or interest on any 2035 Note) the Trustee shall not have
received, with respect to such monies, the notice provided for in this Section&nbsp;5.05, then, anything herein contained to the contrary notwithstanding, the Trustee shall have full power and authority to receive such monies and to apply the same
to the purpose for which they were received, and shall not be affected by any notice to the contrary which may be received by it on or after such prior date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-21- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding anything in this Article V to the contrary, nothing shall prevent any
payment by the Trustee to the holders of monies deposited with it pursuant to Section&nbsp;12.01 of the Base Indenture, and any such payment shall not be subject to the provisions of Section&nbsp;5.01 or 5.02. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee, subject to the provisions of Section&nbsp;7.01 of the Base Indenture, shall be entitled to rely on the delivery to it of a
written notice by a Representative or a person representing himself to be a holder of Senior Indebtedness (or a trustee on behalf of such holder) to establish that such notice has been given by a Representative or a holder of Senior Indebtedness or
a trustee on behalf of any such holder or holders. The Company shall identify all Representatives in an Officer&#8217;s Certificate delivered to the Trustee, certifying as to the identity and authority of each such Representative, upon which
Officer&#8217;s Certificate the Trustee may conclusively rely. Further, in the event that the Trustee determines in good faith that further evidence is required with respect to the right of any person as a holder of Senior Indebtedness to
participate in any payment or distribution pursuant to this Article V that has not been identified as a Representative in such Officer&#8217;s Certificate, the Trustee may request such person to furnish evidence to the reasonable satisfaction of the
Trustee as to the amount of Senior Indebtedness held by such person, the extent to which such person is entitled to participate in such payment or distribution and any other facts pertinent to the rights of such person under this Article V, and if
such evidence is not furnished the Trustee may defer any payment to such person pending judicial determination as to the right of such person to receive such payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.06. <I>Trustee</I><I>&#8217;</I><I>s Relation to Senior Indebtedness</I>. The Trustee in its individual capacity shall be
entitled to all the rights set forth in this Article V in respect of any Senior Indebtedness at any time held by it, to the same extent as any other holder of Senior Indebtedness, and nothing in Section&nbsp;7.13 of the Base Indenture or elsewhere
in the Indenture shall deprive the Trustee of any of its rights as such holder. Nothing in this Article V shall apply to the Company&#8217;s obligations to the Trustee under Section&nbsp;7.06 of the Base Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">With respect to the holders of Senior Indebtedness, the Trustee undertakes to perform or to observe only such of its covenants and obligations
as are specifically set forth in this Article V, and no implied covenants or obligations with respect to the holders of Senior Indebtedness shall be read into the Indenture against the Trustee. The Trustee shall not be deemed to owe any fiduciary
duty to the holders of Senior Indebtedness and, subject to the provisions of Section&nbsp;7.01 of the Base Indenture, the Trustee shall not be liable to any holder of Senior Indebtedness if it shall pay over or deliver to holders of 2035 Notes, the
Company or any other person money or assets to which any holder of Senior Indebtedness shall be entitled by virtue of this Article V or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.07. <I>No Impairment of Subordination</I>. No right of any present or future holder of any Senior Indebtedness to enforce
subordination as herein provided shall at any time in any way be prejudiced or impaired by any act or failure to act on the part of the Company or by any act or failure to act, in good faith, by any such holder, or by any noncompliance by the
Company with the terms, provisions and covenants of the Indenture, regardless of any knowledge thereof which any such holder may have or otherwise be charged with. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-22- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.08. <I>Article Applicable to Paying Agents</I>. If at any time any Paying
Agent other than the Trustee shall have been appointed by the Company and be then acting hereunder, the term &#8220;Trustee&#8221; as used in this Article shall (unless the context otherwise requires) be construed as extending to and including such
Paying Agent within its meaning as fully for all intents and purposes as if such Paying Agent were named in this Article in addition to or in place of the Trustee; provided, however, that the first paragraph of Section&nbsp;5.05 shall not apply to
the Company or any Affiliate of the Company if it or such Affiliate acts as Paying Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.09. <I>Senior Indebtedness
Entitled to Rely</I>. The holders of Senior Indebtedness (including, without limitation, Designated Senior Indebtedness) shall have the right to rely upon this Article V, and no amendment or modification of the provisions contained herein shall
diminish the rights of such holders unless such holders shall have agreed in writing thereto. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE VI </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">MISCELLANEOUS </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.01.
<I>Trust Indenture Act</I>. This Second Supplemental Indenture is subject to the provisions of the Trust Indenture Act that are required to be part of the Indenture and shall, to the extent applicable, be governed by such provisions. If any
provision of this Second Supplemental Indenture limits, qualifies, or conflicts with a provision of the Trust Indenture Act that is required under the Trust Indenture Act to be a part of and govern this Second Supplemental Indenture, the latter
provision shall control. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.02. <I>Communications by Holders with Other Holders</I>. holders of 2035 Notes may communicate
pursuant to Trust Indenture Act Section&nbsp;312(b) with other holders of 2035 Notes with respect to their rights under the Indenture or the 2035 Notes. The Company, the Trustee, the Security Registrar and anyone else shall have the protection of
Trust Indenture Act Section&nbsp;312(c). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.03. <I>GOVERNING LAW; SUBMISSION TO JURISDICTION</I>. THIS SECOND SUPPLEMENTAL
INDENTURE AND THE 2035 NOTES SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF, THE STATE OF NEW YORK WITHOUT GIVING EFFECT TO ANY LAWS OR PRINCIPLES OF CONFLICT OF LAWS THAT WOULD APPLY THE LAWS OF A DIFFERENT JURISDICTION. ANY
LEGAL SUIT, ACTION OR PROCEEDING ARISING OUT OF OR BASED UPON THIS INDENTURE OR THE TRANSACTIONS CONTEMPLATED HEREBY MAY BE INSTITUTED IN THE FEDERAL COURTS OF THE UNITED STATES OF AMERICA LOCATED IN THE CITY OF NEW YORK OR THE COURTS OF THE STATE
OF NEW YORK IN EACH CASE LOCATED IN THE CITY OF NEW YORK, AND EACH OF THE PARTIES HERETO AND THE HOLDERS BY ACCEPTANCE OF THE SUBORDINATED NOTES HEREBY IRREVOCABLY SUBMITS TO THE EXCLUSIVE JURISDICTION OF SUCH COURTS IN ANY SUCH SUIT, ACTION OR
PROCEEDING. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-23- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.04. <I>Duplicate Originals</I>. The parties may execute any number of
counterparts of this Second Supplemental Indenture. Each executed copy shall be an original, but all of them together represent the same agreement. The exchange of copies of this Second Supplemental Indenture and of signature pages by facsimile or
electronic format (<I>e.g</I>., &#8220;.pdf&#8221; or &#8220;.tif&#8221;) transmission shall constitute effective execution and delivery of this Second Supplemental Indenture as to the parties hereto and may be used in lieu of the original Second
Supplemental Indenture for all purposes. Signatures of the parties hereto transmitted by facsimile or electronic format (e.g., &#8220;.pdf&#8221; or &#8220;.tif&#8221;) transmission shall be deemed to be their original signatures for all purposes.
The use of electronic signatures and electronic records (including, without limitation, any contract or other record created, generated, sent, communicated, received, or stored by electronic means) shall be of the same legal effect, validity and
enforceability as a manually executed signature or use of a paper-based recordkeeping system to the fullest extent permitted by applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State
Electronic Signatures and Records Act and any other applicable law, including, without limitation, any state law based on the Uniform Electronic Transactions Act or the Uniform Commercial Code, provided that, notwithstanding anything herein to the
contrary, the Trustee is not under any obligation to agree to accept electronic signatures in any form or in any format unless expressly agreed to by such Trustee pursuant to procedures approved by such Trustee. The Company agrees to assume all
risks arising out of the use of using digital signatures and electronic methods to submit communications to the Trustee, including without limitation the risk of the Trustee acting on unauthorized instructions, and the risk of interception and
misuse by third parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.05. <I>Severability</I>. In case any provision in this Second Supplemental Indenture or the 2035
Notes shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.06. <I>Ratification</I>. The Base Indenture, as supplemented and amended by this Second Supplemental Indenture, is in all
respects ratified and confirmed. The Base Indenture and this Second Supplemental Indenture shall be read, taken and construed as one and the same instrument. All provisions included in this Second Supplemental Indenture supersede any conflicting
provisions included in the Base Indenture unless not permitted by law. The Trustee accepts the trusts created by the Base Indenture, as supplemented by this Second Supplemental Indenture, and agrees to perform the same upon the terms and conditions
of the Base Indenture, as supplemented by this Second Supplemental Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.07. <I>Effectiveness</I>. The provisions of
this Second Supplemental Indenture shall become effective as of the date hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.08. <I>Successors</I>. All agreements of
the Company in this Second Supplemental Indenture shall bind its successors. All agreements of the Trustee in this Second Supplemental Indenture shall bind its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.09. <I>Indenture and Notes Solely Corporate Obligations</I>. No recourse for the payment of the principal of or interest or any
Additional Amounts on any 2035 Note, or for any claim based thereon or otherwise in respect thereof, shall be had against any shareholder, employee, officer or director, as such, past, present or future, of the Company or of any successor person; it
being expressly understood that all such liability is hereby expressly waived and released as a condition of, and as a consideration for, the execution of this Second Supplemental Indenture and the issue of the 2035 Notes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-24- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.10. <I>Trustee</I><I>&#8217;</I><I>s Disclaimer</I>. The recitals contained
herein shall be taken as the statements of the Company and the Trustee assumes no responsibility for their correctness. The Trustee shall not be responsible in any manner whatsoever for or in respect of the validity or sufficiency of this Second
Supplemental Indenture, the 2035 Notes, or for or in respect of the recitals contained herein, all of which recitals are made solely by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.11. <I>U.S.A. PATRIOT Act</I>. The parties hereto acknowledge that, in accordance with Section&nbsp;326 of the U.S.A. PATRIOT
Act, the Trustee, like all financial institutions and in order to help fight the funding of terrorism and money laundering, is required to obtain, verify, and record information that identifies each person or legal entity that establishes a
relationship or opens an account with the Trustee. The parties to this Second Supplemental Indenture agree that they will provide the Trustee with such information as it may request in order for the Trustee to satisfy the requirements of the U.S.A.
PATRIOT Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.12. <I>Force Majeure</I>. In no event shall the Trustee be responsible or liable for any failure or delay in
the performance of its obligations hereunder arising out of or caused by, directly or indirectly, forces beyond its control, including, without limitation, any act or provision of any present or future law or regulation or governmental authority,
strikes, work stoppages, accidents, acts of war or terrorism, sabotage, epidemics and pandemics, riots, civil or military disturbances, nuclear or natural catastrophes or acts of God, earthquakes, fires, floods, and interruptions, loss or
malfunctions of utilities, the unavailability of the Federal Reserve Bank wire or telex or other wire or communication facility and interruptions, communications or computer (software and hardware) services, labor disputes, acts of civil or military
authority or governmental actions, it being understood that the Trustee shall use reasonable efforts which are consistent with accepted practices in the banking industry to resume performance as soon as practicable under the circumstances. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[<I>Remainder of page intentionally left blank</I>.] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-25- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties hereto have caused this Second Supplemental Indenture to be
duly executed as of the date first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">SIMMONS FIRST NATIONAL CORPORATION</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ James M. Brogdon</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">James M. Brogdon</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">President</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Attest </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="13%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ George Makris III</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">George Makris III</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Secretary</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature Page to
Second Supplemental Indenture]</I> </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Wilmington Trust, National Association,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">as Trustee</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">By:</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">/s/ Michael H. Wass</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Michael H. Wass</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Vice President</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature Page to
Second Supplemental Indenture]</I> </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>EXHIBIT A </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FORM OF NOTE </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">See attached.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>THIS SECURITY AND THE OBLIGATIONS OF THE COMPANY (AS DEFINED HEREIN) AS EVIDENCED HEREBY (1)&nbsp;ARE NOT
DEPOSITS WITH OR HELD BY THE COMPANY AND ARE NOT INSURED OR GUARANTEED BY ANY FEDERAL AGENCY OR INSTRUMENTALITY, INCLUDING, WITHOUT LIMITATION, THE FEDERAL DEPOSIT INSURANCE CORPORATION, AND (2)&nbsp;ARE SUBORDINATE IN THE RIGHT OF PAYMENT TO THE
SENIOR INDEBTEDNESS (AS DEFINED IN THE INDENTURE IDENTIFIED HEREIN). </B></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>GLOBAL NOTE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITARY OR A NOMINEE
OF THE DEPOSITARY, WHICH MAY BE TREATED BY THE COMPANY, THE TRUSTEE AND ANY AGENT THEREOF AS OWNER AND HOLDER OF THIS SECURITY FOR ALL PURPOSES. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR THE INDIVIDUAL SECURITIES REPRESENTED HEREBY, THIS GLOBAL SECURITY MAY NOT BE TRANSFERRED EXCEPT
AS A WHOLE (I)&nbsp;BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR (II)&nbsp;BY A NOMINEE OF THE DEPOSITARY OR THE DEPOSITARY TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY. UNLESS THIS CERTIFICATE IS PRESENTED BY AN
AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR SUCH OTHER NAME AS REQUESTED BY AN
AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>TRANSFERS OF THIS GLOBAL SECURITY SHALL BE LIMITED TO TRANSFERS IN WHOLE, BUT NOT IN PART, BY THE
DEPOSITARY TO A NOMINEE OF THE DEPOSITARY, OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY, OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY.
</B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIMMONS FIRST NATIONAL CORPORATION </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6.25% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIXED-TO-FLOATING</FONT></FONT> RATE SUBORDINATED NOTES DUE 2035 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.&nbsp;1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">CUSIP: 828730 AC5</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">$325,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">ISIN:&nbsp;US828730AC56</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Simmons First National Corporation, an Arkansas corporation (hereinafter called the
&#8220;<U>Company</U>,&#8221; which term includes any successor corporation under the Indenture hereinafter referred to), for value received, hereby promises to pay to CEDE&nbsp;&amp; CO., or its registered assigns, the principal sum of $325,000,000
(or such other amount as set forth in the Schedule of Increases or Decreases in Global Note attached hereto) on October&nbsp;1, 2035 (such date is hereinafter referred to as the &#8220;<U>Stated Maturity Date</U>&#8221;), unless redeemed prior to
such date, and to pay interest thereon (i)&nbsp;from, and including, September&nbsp;12, 2025, to, but excluding, October&nbsp;1, 2030, unless redeemed prior to such date, at a rate of 6.25% per annum, semi-annually in arrears on April&nbsp;1 and
October&nbsp;1 of each year, commencing April&nbsp;1, 2026 (each such date, a &#8220;<U>Fixed Rate Interest Payment Date</U>,&#8221; with the period from, and including, September&nbsp;12, 2025 to, but excluding, the first Fixed Rate Interest
Payment Date and each successive period from, and including, a Fixed Rate Interest Payment Date to, but excluding, the next Fixed Rate Interest Payment Date being a &#8220;<U>Fixed Rate Period</U>&#8221;) and (ii)&nbsp;from, and including,
October&nbsp;1, 2030 to, but excluding, the Stated Maturity Date, unless redeemed subsequent to October&nbsp;1, 2030 but prior to the Stated Maturity Date, at a rate equal to Three-Month Term SOFR, reset quarterly, plus 302 basis points (3.02%) or
such other rate as may be determined pursuant to the Supplemental Indenture hereinafter referred to, payable quarterly in arrears on January&nbsp;1, April&nbsp;1, July&nbsp;1 and October&nbsp;1 of each year, commencing on January&nbsp;1, 2031,
through the Stated Maturity Date or earlier Redemption Date (each, a &#8220;<U>Floating Rate Interest Payment Date</U>,&#8221; and together with the Fixed Rate Interest Payment Dates, the &#8220;<U>Interest Payment Dates</U>,&#8221; with the period
from, and including, October&nbsp;1, 2030 to, but excluding, the first Floating Rate Interest Payment Date and each successive period from, and including a Floating Rate Interest Payment Date to, but excluding, the next Floating Rate Interest
Payment Date being a &#8220;<U>Floating Rate Period</U>&#8221;). The amount of interest payable on any Fixed Rate Interest Payment Date during the Fixed Rate Period will be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT>
year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months up to, but excluding October&nbsp;1, 2030, and, the amount of interest payable on any Floating Rate Interest Payment Date during the Floating Rate Period will be
computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year and the number of days actually elapsed. In the event that any scheduled Interest Payment Date or the Maturity Date for this Note falls on a day that is not a Business
Day, then payment of interest payable on such Interest Payment Date or of principal and interest payable on the Maturity Date will be paid on the next succeeding day which is a Business Day (any payment made on such date will be treated as being
made on the date that the payment was first due and no interest on such payment will accrue for the period from and after such scheduled Interest Payment Date); provided, that in the event that any scheduled Floating Rate Interest Payment Date falls
on a day that is not a Business Day and the next succeeding Business Day falls in the next succeeding calendar month, such Floating Rate Interest Payment Date will be accelerated to the immediately preceding Business Day, and, in each such case, the
amounts payable on such Business Day will include interest accrued to but excluding such Business Day. Dollar amounts resulting from interest calculations will be rounded to the nearest cent, with <FONT STYLE="white-space:nowrap">one-half</FONT>
cent being rounded upward. All percentages used in or resulting from any calculation of Three-Month Term SOFR shall be rounded, if necessary, to the nearest one hundred-thousandth of a percentage point, with 0.000005% rounded up to 0.00001%. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any principal and premium, and any such installment of interest, which is overdue shall bear
interest at the applicable rate set forth in the previous paragraph (to the extent that the payment of such interest shall be legally enforceable), from the dates such amounts are due until they are paid or made available for payment, and such
interest shall be payable on demand. The interest so payable, and punctually paid or duly provided for, on any Interest Payment Date will, as provided in the Indenture, be paid to the person in whose name this Note is registered at the close of
business on the 15th day of the month (whether or not a Business Day) immediately preceding such Interest Payment Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Payment of the
principal of and interest on this Note will be made at the office or agency of the Company maintained for that purpose, which shall initially be the Corporate Trust Office of the Trustee, in such currency of the United States of America as at the
time of payment is legal tender for payment of public and private debts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Reference is hereby made to the further provisions of this Note
set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Unless the certificate of authentication hereon has been executed by the Trustee referred to on the reverse hereof by manual signature, this
Note shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Remainder of this page
intentionally left blank. Signature page follows]</I> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company has caused this Note to be signed manually or by facsimile
by its duly authorized officers. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>SIMMONS FIRST NATIONAL CORPORATION</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">By:</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="3" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">James M. Brogdon</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">President</P></TD></TR>
</TABLE></DIV> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Attest </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="13%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">George Makris III</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Secretary</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TRUSTEE&#8217;S CERTIFICATE OF AUTHENTICATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This is one of the Notes of the series designated therein referred to in the within-mentioned Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date of Authentication: __________ </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Authorized Signatory</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REVERSE OF NOTE </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIMMONS FIRST NATIONAL CORPORATION </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6.25% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIXED-TO-FLOATING</FONT></FONT> RATE SUBORDINATED NOTES DUE 2035 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Note is one of a duly authorized issue of Securities of the Company of a series designated as the &#8220;6.25% <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2035&#8221; (herein called the &#8220;<U>Notes</U>&#8221;) initially issued in an aggregate principal amount of $325,000,000 on
September&nbsp;12, 2025. Such series of Securities has been established pursuant to, and is one of an indefinite number of series of subordinated debt securities of the Company issued or issuable under and pursuant to the Subordinated Indenture,
dated as of March&nbsp;26, 2018 (the &#8220;<U>Base Indenture</U>&#8221;), between the Company and Wilmington Trust, National Association, as Trustee (herein called the &#8220;<U>Trustee</U>,&#8221; which term includes any successor trustee), as
supplemented and amended by the Second Supplemental Indenture between the Company and the Trustee, dated as of September&nbsp;12, 2025 (the &#8220;<U>Second Supplemental Indenture</U>,&#8221; and the Base Indenture as supplemented and amended by the
Second Supplemental Indenture, the &#8220;<U>Indenture</U>&#8221;), to which Indenture and any other indentures supplemental thereto reference is hereby made for a statement of the respective rights, limitations of rights, duties and immunities
thereunder of the Company, the Trustee and the persons in whose names Notes are registered from time to time and of the terms upon which the Notes are, and are to be, authenticated and delivered. The terms, conditions and provisions of the Notes are
those stated in the Indenture, those made part of the Indenture by reference to the Trust Indenture Act of 1939, as amended (the &#8220;<U>Trust Indenture Act</U>&#8221;), and those set forth in this Note. To the extent that the terms, conditions
and provisions of this Note modify, supplement or are inconsistent with those of the Indenture, then the terms, conditions and other provisions of this Note shall govern to the extent that such terms, conditions and other provisions of this Note are
not inconsistent with the terms, conditions and provisions made part of the Indenture by reference to the Trust Indenture Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All
capitalized terms used in this Note and not defined herein that are defined in the Indenture shall have the meanings assigned to them in the Indenture. To the extent that any capitalized term used in this Note and defined herein is also defined in
the Indenture but conflicts with the definition provided in the Indenture, the definition of the capitalized term in this Note shall control. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indebtedness of the Company evidenced by the Notes, including the principal thereof, premium, if any, Additional Amounts, if any, and
interest thereon, is, to the extent and in the manner set forth in the Indenture, subordinate and subject in right of payment to the prior payment in full of all Senior Indebtedness, whether outstanding at the date hereof or hereafter incurred, and
on the terms and subject to the terms and conditions set forth in the Indenture, shall rank <I>pari passu </I>in right of payment with all other Securities and with all other unsecured subordinated indebtedness of the Company that is not by its
terms subordinate and subject in right of payment to the prior payment in full of debentures, notes, bonds or other evidences of indebtedness of types that include the Notes. Each holder of this Note, by the acceptance hereof, agrees to and shall be
bound by such provisions of the Indenture and authorizes and directs the Trustee on such holder&#8217;s behalf to take such actions as may be necessary or appropriate to effectuate the subordination so provided. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes are intended to be treated as Tier 2 Capital (or its then-equivalent if the
Company were subject to such capital requirement) for purposes of capital adequacy rules or regulations of the Board of Governors of the Federal Reserve System (or any successor regulatory authority with jurisdiction over bank holding companies)
(the &#8220;<U>Federal Reserve</U>&#8221;) as applicable to the Company and as the same may be amended or supplemented from time to time. If an Event of Default with respect to the Notes shall occur and be continuing, the principal and interest owed
on the Notes shall only become due and payable in accordance with the terms and conditions set forth in Article 6 of the Base Indenture and Section&nbsp;3.02(m) and (n)&nbsp;of the Second Supplemental Indenture. <B>Accordingly, the holder of this
Note has no right to accelerate the maturity of this Note in the event that the Company fails to pay interest on any of the Notes, or fails to perform any other obligations under the Notes or in the Indenture that are applicable to the Notes.</B>
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may, at its option, redeem the Notes, in whole or in part, at a redemption price equal to 100% of the principal amount of the
Notes to be redeemed, plus accrued and unpaid interest (the &#8220;<U>Redemption Price</U>&#8221;) to, but excluding, the date of redemption (the &#8220;<U>Redemption Date</U>&#8221;), on any Interest Payment Date on or after October&nbsp;1, 2030.
The Company may also, at its option, redeem the Notes before the Stated Maturity Date, in whole, but not in part, at any time, upon the occurrence of a Tier 2 Capital Event, a Tax Event or if the Company is required to register as an investment
company pursuant to the Investment Company Act of 1940, as amended. Any such redemption will be at a redemption price equal to the Redemption Price to, but excluding, the Redemption Date fixed by the Company. No redemption of the Notes by the
Company prior to the Stated Maturity Date shall be made without the prior approval of the Federal Reserve if such prior approval is or will be required at the scheduled Redemption Date. The provisions of Article 3 of the Base Indenture and
Section&nbsp;3.02(g) of the Second Supplemental Indenture shall apply to the redemption of any Notes by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes are not
entitled to the benefit of any sinking fund. The Notes are not convertible into or exchangeable for any other securities or property of the Company or any Subsidiary of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event that any payment on the Notes is subject to withholding of any U.S. federal income tax or other tax or assessment (as a result of
a change in law or otherwise), the Company will not pay Additional Amounts with respect to such tax or assessment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Indenture permits,
with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the holders of the Notes at any time by the Company and the Trustee with the consent of the
holders of at least a majority in principal amount of the outstanding Notes. The Indenture also contains provisions permitting the holders of specified percentages in principal amount of the Notes at the time outstanding, on behalf of the holders of
all Notes, to waive certain past defaults under the Indenture and their consequences. Any such consent or waiver by the holder of this Note shall be conclusive and binding upon such holder and upon all future holders of this Note and of any Note
issued upon the registration of transfer hereof or in exchange therefor or in lieu hereof, whether or not notation of such consent or waiver is made upon this Note. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As provided in the Indenture and subject to certain limitations therein set forth, the
transfer of this Note is registrable in the Register described in Section&nbsp;2.07 of the Base Indenture, upon surrender of this Note for registration of transfer at the office or agency of the Company in any place where the principal of and
interest on this Note are payable, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Company and the Registrar duly executed by the holder hereof or its attorney duly authorized in writing, and
thereupon one or more new Notes, of authorized denominations and for the same aggregate principal amount, will be issued to the designated transferee or transferees. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes are issuable only in registered form without coupons in minimum denominations of $1,000 and any integral multiples of $1,000 in
excess thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Trustee and any agent of the Company or the Trustee may treat the person in whose name this Note is
registered as the owner hereof for all purposes, whether or not this Note is overdue, and neither the Company, the Trustee nor any such agent shall be affected by notice to the contrary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>This Note is a global note, represented by one or more permanent global certificates registered in the name of the nominee of The
Depository Trust Company (each a &#8220;<U>Global Note</U>&#8221; and collectively, the &#8220;<U>Global Notes</U>&#8221;). Accordingly, unless and until it is exchanged for individual certificates, this Note may not be transferred except as a whole
by The Depository Trust Company (the &#8220;<U>Depositary</U>&#8221;) to a nominee of such Depositary or by a nominee of such Depositary or by the Depositary or any nominee to a successor Depositary or any nominee of such successor. Ownership of
beneficial interests in this Note will be shown on, and the transfer of that ownership will be effected only through, records maintained by the applicable Depositary or its nominee (with respect to interest of persons that have accounts with the
Depositary (&#8220;<U>Participants</U>&#8221;)) and the records of Participants (with respect to interests of persons other than Participants). Beneficial interests in Notes owned by persons that hold through Participants will be evidenced only by,
and transfers of such beneficial interests with such Participants will be effected only through, records maintained by such Participants. Except as provided below, owners of beneficial interests in this Note will not be entitled to have any
individual certificates and will not be considered the owners or holders thereof under the Indenture. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Except in the limited
circumstances set forth in the Base Indenture, Participants and owners of beneficial interests in the Global Notes will not be entitled to receive Notes in the form of Individual Securities and will not be considered holders of Notes. None of the
Company, the Trustee, the Registrar, the Paying Agent or any of their respective agents will be liable for any delay by the Depositary, its nominee or any direct or indirect Participant in identifying the beneficial owners of the related Notes. The
Company, the Trustee, the Registrar, the Paying Agent and each of their respective agents may conclusively rely on, and will be protected in relying on, instructions from the Depositary or its nominee for all purposes, including with respect to the
registration and delivery, and the respective principal amounts, of the Notes to be issued. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Except as provided in Section&nbsp;2.07 of the Base Indenture and Section&nbsp;3.02(f) of
the Second Supplemental Indenture, beneficial owners of Global Notes will not be entitled to receive physical delivery of Notes in the form of Individual Securities, and no Global Note will be exchangeable except for another Global Note of like
denomination and tenor to be registered in the name of the Depositary or its nominee. Accordingly, each person owning a beneficial interest in a Global Note must rely on the procedures of the Depositary and, if such person is not a Participant, on
the procedures of the Participant through which such person owns its interest, to exercise any rights of a holder under the Notes. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>The laws of some jurisdictions may require that certain purchasers of securities take physical delivery of those securities in definitive
form. Accordingly, the ability to transfer interests in the Notes represented by a Global Note to those persons may be limited. In addition, because the Depositary can act only on behalf of its Participants, who in turn act on behalf of persons who
hold interests through Participants, the ability of a person having an interest in Notes represented by a Global Note to pledge or transfer such interest to persons or entities that do not participate in the Depositary&#8217;s system, or otherwise
to take actions in respect of such interest, may be affected by the lack of a physical definitive security in respect of such interest. None of the Company, the Trustee, the Paying Agent and the Registrar will have any responsibility or liability
for any aspect of the records relating to or payments made on account of Notes by the Depositary, or for maintaining, supervising or reviewing any records of the Depositary relating to the Notes. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee will initially act as the Company&#8217;s Paying Agent with respect to the Notes through its Corporate Trust Office presently
located at 1100 North Market Street, Rodney Square North, Wilmington, Delaware 19890. The Company may at any time rescind the designation of a Paying Agent, appoint a successor Paying Agent, or approve a change in the office through which any Paying
Agent acts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notices to the holders of registered Notes in the form of Individual Securities will be given to such holders at their
respective addresses in the Register, or in the case of Global Notes, electronic delivery in accordance with DTC&#8217;s applicable procedures. The Indenture contains provisions setting forth certain conditions to the institution of proceedings by
the holders of Notes with respect to the Indenture or for any remedy under the Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">THIS NOTE SHALL BE DEEMED TO BE A CONTRACT MADE
UNDER THE LAWS OF THE STATE OF NEW YORK. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ASSIGNMENT FORM </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To assign the within Security, fill in the form below: I or we assign and transfer the within Security to: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="60%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000">(Insert assignee&#8217;s legal name)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000">(Insert assignee&#8217;s social security or tax I.D. number)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000">(Print or type assignee&#8217;s name, address and zip code)</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">and irrevocably appoint the Trustee as agent to transfer this Security on the books of Simmons First National Corporation. The
agent may substitute another to act for it. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Your Signature: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(<I>Sign exactly as your name appears on the other side of this Security</I>) </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Your Name: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Signature Guarantee: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SIGNATURE GUARANTEE </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Signatures must be guaranteed by an &#8220;eligible guarantor institution&#8221; meeting the requirements of the Registrar, which requirements
include membership or participation in the Security Transfer Agent Medallion Program (&#8220;<U>STAMP</U>&#8221;) or such other &#8220;signature guarantee program&#8221; as may be determined by the Registrar in addition to, or in substitution for,
STAMP, all in accordance with the Securities Exchange Act of 1934, as amended. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SCHEDULE OF INCREASES OR DECREASES IN GLOBAL NOTE </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The initial principal amount of this Global Note is $325,000,000. The following increases or decreases in the principal amount of this Global
Note have been made: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="21%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Date</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Amount of<BR>decrease in<BR>principal</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>amount of this<BR>Global Note</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Amount of<BR>increase in<BR>principal<BR>amount of
this<BR>Global Note</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Principal&nbsp;amount<BR>of this<BR>Global Note</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>following such</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>decrease</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>or
increase</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Signature&nbsp;of<BR>authorized<BR>signatory&nbsp;of<BR>Trustee</B></P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-12 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>3
<FILENAME>d70505dex51.htm
<DESCRIPTION>EX-5.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-5.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 5.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Troutman Pepper Locke LLP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">401 9th Street, NW,
Suite 1000</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Washington, DC 20004</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g70505g0912013857175.jpg" ALT="LOGO">
</TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">troutman.com </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</DIV>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">September 12, 2025 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Simmons First National Corporation</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">501 Main
Street <BR>Pine Bluff, AR 71601</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">We have acted as counsel to Simmons First National Corporation, an Arkansas corporation (the &#8220;<B><I>Company</I></B>&#8221;), in
connection with the issuance and sale to the Underwriters (as defined below) of $325,000,000 in aggregate principal amount of the Company&#8217;s 6.25% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT>
Rate Subordinated Notes due 2035 (the &#8220;<B><I>Notes</I></B>&#8221;) pursuant to the terms of an Underwriting Agreement, dated September 9, 2025 (the &#8220;<B><I>Underwriting Agreement</I></B>&#8221;), by and among the Company and Keefe,
Bruyette&nbsp;&amp; Woods, Inc. and Morgan Stanley&nbsp;&amp; Co. LLC, as representatives of the several underwriters named therein (collectively, the &#8220;<B><I>Underwriters</I></B>&#8221;). The Notes will be issued pursuant to the Subordinated
Indenture dated as of March&nbsp;26, 2018 (the &#8220;<B><I>Base Indenture</I></B>&#8221;), between the Company and Wilmington Trust, National Association, a national banking association duly organized and existing under the laws of the United
States, as Trustee (the &#8220;<B><I>Trustee</I></B>&#8221;), as supplemented by the Second Supplemental Indenture dated as of September 12, 2025, between the Company and the Trustee (the &#8220;<B><I>Second Supplemental Indenture</I></B>&#8221; and
together with the Base Indenture, the &#8220;<B><I>Indenture</I></B>&#8221;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This opinion is being furnished in accordance with the
requirements of Item 601(b)(5)(i) of Regulation <FONT STYLE="white-space:nowrap">S-K</FONT> promulgated under the Securities Act of 1933, as amended (the &#8220;<B><I>Securities Act</I></B>&#8221;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In connection with our representation of the Company, and as a basis for the opinions hereinafter set forth, we have examined originals, or
copies certified or otherwise identified to our satisfaction, of the following documents (hereinafter collectively referred to as the &#8220;<B><I>Documents</I></B>&#8221;): </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">1. The Registration Statement on Form <FONT STYLE="white-space:nowrap">S-3ASR</FONT> (Registration <FONT STYLE="white-space:nowrap">No.&nbsp;333-279502)</FONT>
(the &#8220;<B><I>Registration Statement</I></B>&#8221;), including the (i)&nbsp;Prospectus dated May&nbsp;17, 2024 therein, (ii)&nbsp;the Preliminary Prospectus Supplement, dated September 9, 2025, related to the offer and sale of the Notes (the
&#8220;<B><I>Preliminary Prospectus Supplement</I></B>&#8221;) and (iii)&nbsp;the Final Prospectus Supplement, dated September 9, 2025, related to the offer and sale of the Notes (the &#8220;<B><I>Final Prospectus Supplement</I></B>&#8221;); </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Simmons First National Corporation</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">September&nbsp;12, 2025</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Page 2</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g70505g0912010419783.jpg" ALT="LOGO">
</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</DIV>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">2. The Amended and Restated Articles of Incorporation of the Company, as amended and supplemented through
the date hereof (the &#8220;<B><I>Articles of Incorporation</I></B>&#8221;), certified as of a recent date by the Arkansas Secretary of State; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">3. The
Amended and Restated Bylaws of the Company, as amended through the date hereof, certified as of a recent date by an officer of the Company; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">4. A
certificate of the Arkansas Secretary of State as to the good standing of the Company, dated as of a recent date; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">5. Resolutions adopted by the Board of
Directors of the Company and the Pricing Committee of the Board of Directors of the Company, relating to the offer and sale of the Notes (the &#8220;<B><I>Resolutions</I></B>&#8221;), certified by an officer of the Company as being complete,
accurate and in effect; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">6. The Underwriting Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">7.
The Indenture; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">8. The form of global note certificate evidencing the Notes; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">9. Such other documents, records, instruments, and matters as we have deemed necessary or appropriate to express the opinion set forth below, subject to the
assumptions, limitations and qualifications stated herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In expressing the opinions set forth below, we have assumed the following:
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">1. Each individual executing or delivering any of the Documents, whether on behalf of such individual or another person, is legally competent to do so;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">2. Each individual executing or delivering any of the Documents on behalf of a party (other than the Company) is duly authorized to do so; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">3. All Documents submitted to us as originals are authentic. The form and content of all Documents submitted to us as unexecuted drafts do not differ in any
respect relevant to this opinion from the form and content of such Documents as executed and delivered. All Documents submitted to us as certified or photostatic copies conform to the original documents. All signatures on all Documents are genuine.
All public records reviewed or relied upon by us or on our behalf are true and complete. All statements and information contained in the Documents are true and complete. There has been no oral or written modification of or amendment to any of the
Documents, and there has been no waiver of any provision of any of the Documents, by action or conduct of the parties or otherwise; and </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Simmons First National Corporation</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">September&nbsp;12, 2025</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Page 3</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g70505g0912010419783.jpg" ALT="LOGO">
</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</DIV>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Based on the foregoing and in reliance thereon, and subject to the limitations,
qualifications, assumptions, exceptions and other matters set forth herein, we are of the opinion that when the Notes have been duly authenticated by the Trustee and duly executed and delivered on behalf of the Company as contemplated by the
Indenture and upon receipt by the Company of the consideration to be paid therefor pursuant to the Underwriting Agreement, the Notes will be legally issued and will constitute valid and binding obligations of the Company enforceable against the
Company in accordance with their terms. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Our opinion set forth above is subject to applicable bankruptcy, insolvency, reorganization,
fraudulent conveyance and transfer, moratorium or other laws now or hereafter in effect relating to or affecting the rights or remedies of creditors generally and by general principles of equity (whether applied in a proceeding at law or in equity)
including, without limitation, standards of materiality, good faith and reasonableness in the interpretation and enforcement of contracts, and the application of such principles to limit the availability of equitable remedies such as specific
performance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The foregoing opinion is limited to the substantive laws of the State of Arkansas and the State of New York, and we do not
express any opinion herein concerning any other law. We express no opinion as to compliance with any federal or state securities laws, including the securities laws of the State of Arkansas and the State of New York, or as to federal or state laws
regarding fraudulent transfers. We assume no obligation to supplement this opinion letter if any applicable law changes after the date hereof or if we become aware of any fact that might change the opinion expressed herein after the date hereof.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">No opinion is rendered as to matters not specifically referred to herein and under no circumstances are you to infer from anything stated
or not stated herein any opinion with respect to which such reference is not made. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This opinion is being furnished to you for your
submission to the Commission as an exhibit to a current report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> (the &#8220;<B><I><FONT STYLE="white-space:nowrap">8-K</FONT></I></B>&#8221;), to be filed by the Company with the Commission on or
about the date hereof, and its incorporation by reference into the Registration Statement. We hereby consent to the filing of this opinion as an exhibit to the <FONT STYLE="white-space:nowrap">8-K</FONT> and to the use of the name of our firm
therein and under the section &#8220;<B><I>Legal Matters</I></B>&#8221; in the Preliminary Prospectus Supplement and Final Prospectus Supplement. In giving this consent, we do not admit that we are within the category of persons whose consent is
required by Section&nbsp;7 of the Securities Act. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ Troutman Pepper Locke LLP</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">TROUTMAN PEPPER LOCKE LLP</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>sfnc-20250912.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - Donnelley Financial Solutions, Inc. -->
<!-- CTU Version: 74.0.9 -->
<!-- Creation date: 9/11/2025 7:51:46 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:sfnc="http://www.simmonsbank.com/20250912"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:us-types="http://fasb.org/us-types/2024"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.simmonsbank.com/20250912"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
    <xsd:import schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd" namespace="http://www.xbrl.org/dtr/type/2022-03-31" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd" namespace="http://xbrl.sec.gov/dei/2024" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="sfnc-20250912_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="sfnc-20250912_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation">
        <link:definition>000001 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>sfnc-20250912_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - Donnelley Financial Solutions, Inc. -->
<!-- CTU Version: 74.0.9 -->
<!-- Creation date: 9/11/2025 7:51:45 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address Address Line 1</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address Address Line 1</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address City Or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address City Or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address State Or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address State Or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>sfnc-20250912_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - Donnelley Financial Solutions, Inc. -->
<!-- CTU Version: 74.0.9 -->
<!-- Creation date: 9/11/2025 7:51:45 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="sfnc-20250912.xsd#DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="20.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="21.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="24.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="25.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="26.031" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="26.131" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="26.231" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="30.011" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="32.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g70505g0912010419783.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g70505g0912010419783.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  R )<# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBB@ HH
MHH Q/$WBC3?"EC#=ZFTHCFF6%!&FXECTK84Y0'ID5YA\<QN\+:6N2N[4HQN'
M49SS5F?1]1\!^&]8U\>)-2U66*R/DPWC HC<8; [U7*K(1Z117DOA7P_K-YH
M-CXOU3Q=JL[^6;U[-6 B8 $[#[<51\'>'-1^(VD2^(]8\2ZK \\\BPP6DWEI
M&H/I1R^8SVC-&:\)_MW7-&TOQWX:FUBYN7TJ 2V=XS?O5!(&,_C7J/A"YGNO
MA[I=U<322W#V09I7.68X/)/K0XM 6O$?BG3?"T%K+J32@74P@B$:;B7/\JVA
MQUKYJO+Z_P!9^'&F/?7]Q/,?$+Q+-(VYD' &#[5Z/K6E:K\/_"&N:S%XFU+4
MKG[,$A%XP*Q$D?,!ZTW"PCT^BO$G\)ZE:> !XPB\6ZR=42U%YAILQD]=NWTI
M=.\)ZGKO@3_A+KCQ9K"ZG+;O=*(YML:XR0NWTXHY%W&>V9HKRBPU[^W_ (1Z
M9?:[XHET29I-KWD3!9)2I(Q^/?%<E=>)AX>^RZGX=^(5UK3+<(D]A>#.]">2
M 1TI*# ]]NGF2VD>WB\V4#Y$+8!/UKRW7/ NK^([]KW5=*@GF/"@WSA4'HHZ
M"J]RFI>/?B=JVBRZW?:=IFFP(Z16;["Y(')/XTMK#J?@7XHZ+H<.N7VH:9JD
M;;X;Q]Y0C/(/X5K3DZ>VY#4KW3:.3N/#^A6^H:S:/HZ[M/N(X1_I+\[ER<_C
M17667AN?Q!XS\719,5N+]"TI'!(3H/4Y(HKNA6I<JYMS'%2Q7M/<;L>PT5@:
MKXU\-:'<_9M3UJTMIQUC=_F'U Z5?TS6=.UNT^U:7?07<&<%XG! /OZ5Y5GO
M8Z30HKF+GX@^$;.\:TN/$-BDZG:5\S.#]1Q6X^I64>G_ &][R!;/;O\ /,@V
M;?7/2BS X?XP:-J&K^$K=M-MGN9K2[CN&AC&691UQ6;K7BYO%O@/7["WT+5;
M:XCL-Q%Q;D!CD#:OJ:ZZU^(7A"]NUM;?Q!8O,QVJOF8R?J:U]4UK3=$M?M6J
M7T%I!G >5P,_3UJKO:P&#X-LI9?A=IMC*C12R6'E,KK@J2".17!>!_&,7P^T
M.3PYXBTO4XKFVN)"CPVQ=9%)Z@BO3-)\9^&M=NOLVF:U:7,YZ1H_S'Z ]:FU
MKQ-H.@;!K&IVMJ6&569AN/X=:+O9H#R.RT/5O%L?CS7H=.GMDU2W\FRBG7:\
MF"#T_#\ZTO#_ ,3+#1/!MKHM[I&KIJ=M;>081:,0S 8ZUZ?I'B#1_$$+2Z3J
M-O>(A^;RGR5^H[57N/%?ARVO/LT^LZ>ER&"[&F7=GT^M-R;T:$>+CPCX@B^$
M]A.-,G:ZBU<WYM O[SRC[>O%=5XJ\5MXR^'GB"TM=#U:VGA@1BL]N1N)8<+Z
MFNS^(6H7>E> ]7OK&=H+J*'='*O53D5%X=\16UKX"T?4]=U..-I;96DGN' +
ML1S]33YF]0,R\MYS\#VMQ!*9_P"R0OE;#OW;1QCKFCPM;SQ_!2"WD@E2<:;(
MOE,A#9PW&/6NATOQCX<UNX^SZ;K5G<SGI&D@W'Z#O5^_U?3=*17U"_MK56^Z
M9I N?SJ;L9X+9Z-J5OX2\$ZK/H5U?V>FS3_;+(1'>,MD':>M7O'&L6/BS2[6
MQT?PAJ-M?K=1LLK6'EX7/(R*Z_XE>,1'X(DO/#.MQF=+J*-Y;60,5#9X/IFN
MY74[:PT.WO=1O(H(O*0O+,X49('<]ZOF>[$<!X.L[J#XQ^*YI;:9(7@B"2,A
M"L0%S@]#4GBZUN9?C)X.N([:9X8XY/,E5"57KU/05VU]XHT/3;"&]O=6M8+:
M89BD>0 ./;UIVC^)-%U]6.DZG;7FS[PB<$CZCK4\SO<9HI&B%MB*NX[CM&,G
MUHJ045F!X_\ "'1-,UW1=3UK5;&WO+^YO7\R6X0.<<<#/UK"O@/"_C#Q]9:0
M/LMNVD^:L<? 1CCD#MU-)\+Y/&UIX=N)_#EKIU[9R7+!H;F0HT;@#)![@UV.
M@_#[4[VZ\0:IXLF@^W:S;_9C%:G*PI]3WX'Y5T.RD[BZ')^%-4\/6G@NSL;C
MP'J5](\/[ZZCL0XE8]6#?UK%DM-1A\"^'-$U&"YMK.\UY@()@58P\8&/3DUZ
M#I6A_$WPSIT6D:;=Z+>6-L-D$DX97V]@:Q_BC%K<NF^#(M1EMTUI[U@7A!\M
M9.-N/;I0FF] .B^)'@_P_;_#O5);;2+2"6VAWPR11!64@CO7&Z6%\5>.?!-G
MK"_:[9-%$QBD^96?!Y([]!72:UIOQ.\4:7-H-];:-9VD^$GNXY22RYYPO;-<
M_JVE:GI/Q:T73?#<D/VVQTE4A-QPDBJ#N!],TH[6N!J?%K1--T.#0-6TJQ@L
MKV/4HT$EN@0E?0X^E8UOJ]DGQ0\3WVK>'[S6Y$D6&!8+<3"%1Z@]*Z6^\,^-
M_&^HZ;'XFAT[3M+LKA;ADMI"[RD=JNZEX/\ $^D>+[_7_"%Y98U$#[3:WBG&
MX=P1235K,#D8#+)XWU#6M#\/ZAHEA_9$XN?.@\I2X4X( XSTKH/A+X0T"]\#
MZ=JMWI-M<W\DC2-/,FYMP;@Y-;]G9^.=2TW5[/Q$=*5)[1HK9;4G[Y!&6)[5
MH?#W0+WPQX+L=)OVB-S!NWF)LKR2:3EI89!\4?\ DFFN?]>_]17F6E6=OKWC
M3P/I.I1B>PAT43"!^4+8)R1^5>N>-]'N]?\ !FIZ58^7]IN8MD?F'"YR.IKA
M[KP'XDTX>&=:T1K1M9TJS%K<6\K?)*/9OQ-$6DK"*OQ;\/Z5H.EZ3J^DV%O8
MWL&H1A9;= A(/8XJ/1])L/&/QA\2G7K<7L5C%&MO#*243..U7=4\.^.O'5UI
M]KXAM-.TO2K6X6>002F1Y".PJ_JO@[Q+I?C2[\2>$+FRS?1JES:W@.W([@CZ
M4T]+=0,SXK^'M(T#X>21Z1I\%FDU]"TBPKC<1G&:SO"ZI\2_$S+XDG\JWTA4
M%OH39&[ '[Q\_>K;\1^&_'?BWP?=:=JR:4EW]JBD@6!R%VC.XDGOZ5?\6?#^
MYU%=/UK09TL?$UBB*)<X68  %6]:+KEL]P.,UB_TZ+XRZFVK:+<:M:V5JD-K
M:V\'FB+@<[>@'6K.G-'J'Q6T'4?#WAK4-(@572^,EMY2,N#R<<5NW/A/QE#X
M@C\6:2^G6^L7%N(+^TF8M$Y'\2L.QP.#71^&V\=OJ;?\))'I*6(C./LA8N7[
M=>U#:L!UPHH Q160SR_X%?\ (D7/_7Z_\A7I]%%75^)@M@KRWXO?\A7P9_V$
MQ_2BBBG\0,]3[UY5>_\ )QNG_P#8-;^1HHHAU ]5H[T45F AI:**8!VIHZT4
94,!>XH%%%( %!HHH 2G"BBF M%%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g70505g0912013857175.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g70505g0912013857175.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  [ +(# 2(  A$! Q$!_\0
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M[_B>%]?S/^9_<>UT445\^>X%%%% !7CWQ08+\4?!;,<*)%Y/_745[#7+^,_
MNF>-;6WCO9)H)[9BT-Q 0&7/4<]1P/RJX-*5V)DOCW_D0==_Z\I/Y5B?!O\
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M)4)4%?SP>HZ5O:QX9^(OCUK73_$,6FZ7I<<HDD\B3<S8]@3DX)QT'-/\%?\
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9[_\ 2##R^W';GKG%>AT45+=QA1112 __V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Sep. 12, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Sep. 12,  2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">SIMMONS FIRST NATIONAL CORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">AR<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-6253<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">71-0407808<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">501 Main Street<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Pine Bluff<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address State Or Province</a></td>
<td class="text">AR<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">71601<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">870<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">541-1000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SFNC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000090498<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d70505d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000001 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" original="d70505d8k.htm">d70505d8k.htm</File>
    <File>sfnc-20250912.xsd</File>
    <File>sfnc-20250912_lab.xml</File>
    <File>sfnc-20250912_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>17
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "d70505d8k.htm": {
   "nsprefix": "sfnc",
   "nsuri": "http://www.simmonsbank.com/20250912",
   "dts": {
    "inline": {
     "local": [
      "d70505d8k.htm"
     ]
    },
    "schema": {
     "local": [
      "sfnc-20250912.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "sfnc-20250912_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "sfnc-20250912_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 3,
    "http://xbrl.sec.gov/dei/2024": 3
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 23,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2024": 22
   },
   "report": {
    "R1": {
     "role": "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation",
     "longName": "000001 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "duration_2025-09-12_to_2025-09-12",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d70505d8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "duration_2025-09-12_to_2025-09-12",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d70505d8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "terseLabel": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "terseLabel": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address Address Line 1",
        "terseLabel": "Entity Address Address Line 1",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address City Or Town",
        "terseLabel": "Entity Address City Or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address Postal Zip Code",
        "terseLabel": "Entity Address Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address State Or Province",
        "terseLabel": "Entity Address State Or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "terseLabel": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.simmonsbank.com//20250912/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "terseLabel": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>18
<FILENAME>0001193125-25-202217-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-25-202217-xbrl.zip
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M->G14Z->G\U<QO5^MP'N>L^#">H0V$0C7*7N\6E]"G#519!C0@>TA)A$8CP
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M,?_#71=[?7 P'KWQN/*T25=Z"\.RSB9/P[(\BS58#N_8,( =WO;_DQD^QD
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MLB*Z#;Y\L"5("&-E@'S$R>;ZX@[8-C--:8:/BI7<-$D70MUB-AF9=#+-7"M
MD*EBY:B\#=SQ"E1.B&RS6L\APFN<-OBK4:3:*-)N.)W&-]LI<@)82U0J9Q]
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M_[WP_N@=##__X\7NSLY/>GOW03IW^X]66;"EY=F'8>?C4=<[.83+#F9]/!S
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M,/[**43?P4^4A_7,5/?)5*^>$%.M)T*7*;XUDI(S!VXE*GV,!>!?F!+G9B:
MM<#.KPDP=7:]%8S1#PZSI!60W_B&DAMK6KP)97EM@>6;SB0I;RK9>SQR;C()
M@4AD1'+:*!VI&QW#[=5B_:&-=6NV51>I-JG@KOR!-E7%2GVWS&W6%".SZVJ0
M:K<**((=0G/,YQ0K#S31?,K5#8N+E+.CQFJ!P$[PIZ( )YP!*U4&\#;8E)X%
MUTBR0!SH[(],,/$0_MUN70;Q@C[Z3YBE9!S?B1)4=TS/$IY=D^-@J1/SQ^S&
MWJ9R/=Y@WNA009<^D-)*GZA>M^)YJ'S9;I4NV.\(W-XM&5XV,.5:/.6Y+-5\
M)["8KYS<[Q'=U9G>\O28G##[+A"!TG 5Z/R6%;SCNG9N?8$\.C\MHD;!JF84
M\=N_")+SL!HF\RLN/-S9VO%\^JH(QQ>(O1?#GY7X2CH7%N'H$[X1O8GC>$$J
M@?I(CF9M2*7D_I;)^DAB*B+".A#*XTS&5(=A\Q!N3^XLB"(28=#@>9\%5)@T
M5QT[L*Q#'O.]#%U Q*A33\4.D1=1K<E]$R<ODV$6%#!$OFDB^DO#)^H,6_%6
MF'(63F/:#V1C3/T7(KD^;U?Z)2 (@"\2#-UC/*& &X%B/GQZ<T008^+@;T-,
M^PW&A(F_@8K:.K$>#MA8\Z&0/2=HZNF51P>QC YVETPPJVD8Y!$!G&7KOSQ)
M*^/CR5U0ZBI+LGKRA-\B"IMB @O.DO>.Z:7TWZ6OC]#?'N3 VR.8O$Y35Q5G
M3]$9^/)OX0R\$3WO52"CKENOA8=!%D<HG>#L4[1&W7%6T@8%8_(;!-2^)_/L
MSK5J,2'&DEP^C@,\J_ -<[RJIK&O EU+V!P"T]E.K!J(^EL*.[MY%5P:P\>9
MCOBR5+0?I^8ZY&FW%'WV%'TR#]7 .C)58V=+J82ANZSB.* R)AE]OAB!OL1I
M<$IYX\]TVZ.(- K^,U/4GG!VL)03.!8T#Z_"B7R;Z6L@S6JBJ:!! ''@[2!D
MJ1I%UHPWQACD+ZL/JG33D?>_X0\>>D]?-K+\*X?EVZW;;.:=;MOMDW1N3*9#
M99:BTX[*KU"52Q>C0BLB''L6&R3#/%25.+@D\HZBDU)2R&X*9D@I+"'WJ:*<
MI2R^.4A\WH2;B0Q_U02N(A7HA@^IBX$;@*<T&:\Y2X94$^>5#Y!!57>-E;FQ
M_AJ3=<I^VI7.Y>O,6_,VLT3#X[C.RKZLIBR.<DVFJ\;B=ZRS@M(.&W\59).M
M.$V_*C,&RY= +V5S@ZF'M=8S? F8\(&D\U%ZQ4H%6]=13- \RK *.,&?1+Q/
M5:93.U%1B!^';RBXJ<P;T5V"_P@O@GBJN+'N+K*S?9($S+XQY\^*J8^YL_:/
MJ,PRY.W(^/C3GXV7E+_LAO-KDYA\3SB&H C4AC6MW6>QSER!CS(.7VFQM"">
M;LKPSDNNU0??\Y??M^>L')XC!Z<9)MD!Z2\C)(9VBR[E +DCT%[*!,A$_U($
MW77-CZ@\*T_C2_E^RCFG).K^M8"K;!))0CM7F9:GH5YA#VF! 2B4@.+Z%D-2
MOCWL_2(K./7>"['UC@PI"?_MEKV.K'X.ZR^"E4#:/TL,KCB$-SY@MS]?Z#[Y
ML0?L$>BMK^"(M5L__HQ5I&SE>@4BQVER'B+_844A1C?PAGO"CI=7SXZ7^])8
M%WE$L#L'P75]30@8!+YX_] .0-RCH%AD:"< >PX6"3W R<-YNY6$$7MY09V:
M4,G811I'^#1E I%]H0U<!74524DO5YME#&!%< Q!@G$#L1#W27Y.:25_IB*4
MT:.*1@5^(9YIJJ^PL&%(%)OBE3BX\M49E#HIAC-@K_R$B[7&<9J'O^FZ!EXB
M"F70!561((BJA*N3VBW&C$@4%@H19!0B@(KRD7N4O4\Q$5<AA0DX.?9$=@*9
M$8',_QY;VJ45#=*2IC*6J0U6YO)(;3=L0W6K6;$-KM5N H?F*4R9XCPF5FJ!
M"X&Y83'0CP_IF.*5BNHMRT.FEB6NB\4F.Z!JY_1]-9^G4>+$ -E:@?MP7#!B
MF[-'P3GE/ PMNP:C%S(.9J2'\=2\CC"RO #4GQC#&E2R5&]5/*B-6\KVK3=L
MQ^:A #L)G(>*0?.U,V%T7#*C(#3FUW!H-(W3<Q6IQR@#?8TV&QQ'M)))BCA?
MJP"P<C=8TT,O'+P\4-VP @_-2@I^PY _DX\!K.V$BB?G$@O#9)M9B.&Y*)^A
ML'"K(<R!9UD 8HF6Z7@SPH3 I"C8IG_ +]B$.;(+6^$1+<L8P16XL#S/*?=_
M]91[^UAXWWTJUDR3:;?J\V3L4/*X4@-08SB\>T[K_=LEL4=3YD(E];Y16)UU
MJ?5"V*4+1Q6@N?ET=>!DY=A9, (VMK*9;G^ )$=(H9JM3AR]>8I07?0>];%V
MZW:)-[?.PKRS^ 7'?BS5=EK9<BZ("[]A8DRX+&O!*GE4 %J2(V7*M0U>!;/%
MR^V=O8UP<R.*EJ+AWK]>5=&!*KI5N[41"3-7*@EMI=^XOIF#<6WU/PL:<Y?$
ME6ZE(]$E@ CE!,%)"B]FX7R+9@&%&W4,*0Y!R[[P-B91CE"1&?W:-CVLC+5-
MI>5:ZB"_6?1$VNZ::/U#[M6!P5"MZ<I=;T>[6*&Z341=5V\4*Z#\:3PH'8M@
MNXQ,,YF,A>::\T@VF*Z:Q93<4C90CPU7L*$O:NU0,@A5/H/-*><6&T63=$Q?
M>F,X6RH[,<0QV#%%LJ9N96C_L+4>1[.H" SXD %:;+<D'DEH^-I_7TNH%"WW
M;$S13O4+6N'R'7J @VXLU8/AOFV;"I "EX:7D12J@NK\0>=^*#Z=?IB'V658
MLXX; D)$F'VW!S?E/$+=L@H.\23]E:^?_97W)'E+#.A]Q!B3Y1+4<O6/<)1'
M3>EC5_RE3H%<-2KJ3Q=%,7_W\\]75U?;27AU#9].P\EVFIUK#XYQ%>7I(AN'
M[/K1F'F<4IN ,J=>CQXVC'T%U,J-2(1 GCKCA+#S?'VB+.EL0@H&7%"DIC4X
MJLD&[Q#AG2Q<)QO]D*X-U=Y @6FK2=A)+P\D=1!7G$O_3%JRN'HQC61-,=1N
MU>M]FQ;ZHT&7Q*VQ4?%KWHLO=(750Y/'20)7]& >7^]Z(7H\Z%XK$^;>MOOI
M[[=#HLJ6,W;SS;;\84V?1F*O 3;5O,N/8T6T._6WD'B3J7L&@U$K2XN$_&P6
M3B*VK!AZ7-\A(58@VK0JY>&QLUL[E741$X&IH>-N88P*+C22@H8DO<FO_*:I
M]ZC?P '79D@JX3=YP"\;>[6;;Y+[A$@;RAC\@L%'C ,JZ""5I-B'.WS&A18'
MY+J!]9C7/#PW5," ;*:H2^LSAKG8_LIGM58=J8JRU.$Q$-2AFA)9;QC6C6'
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MOI!C8/]<!XKX)+'(\]6)$R$%'(RF+W*E<TT%^%%8?P]@C)2]--;+2=[C#)!
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MPF4"I*Z:<53D83PM@4MTIH@)P["9Z9)!GZY':^_9HW7'M]LE12R[[   /C*
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MXOW481SL'+;4!0K*!9A91(3 01\27[P-?:V4_W*8JJJH&@J#(6WU Y:H$0[
M]+5&N6'@J)0$I?JCT[4 []RHO!1V#[ZX ]2<FV]+RF6%ERK\*O?6;YY]H^,7
MBHVW"><.MZSRHTH/IG5O-8$XUYX8=\>L)@;:@\G@YE-]HXY,@NRZ+Z7NA'&H
ML'_%63 Q%X+NN?!=85?Y",7/S;=%O#W8 T7 H942;NF5W'D2;O<XKN2=D-_!
M2B,9-(:6 VF>H1)$*&?;SG9'N%#GGN;3)O$RU7C31M[F+#4%OP)?ON3S@6%
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M(%-,167MWG3K+,L")N9-E;H4'$NRUY1[)(["A=)3=4OT@337;1A?>2],X<%
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M/SU=E*?.ULMGC_Y=^K ZA+%A7TP@.&;10M1(W4H0 7" ;<L7H&]N'@1<P)M
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M0H<KC#Z;R*FFHOH&>5K^E6/#^L&$=V$U U _2/-A,,+9MEG?O!A>ER4Q4E.
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MYJX*MPXIC>YGI;0.#V5/X19W6@02?(KK.2OM4J3-C;BC#BX0T"U7/=4(/*(
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MI3O]DN[D29K=(\U6*VM5>SXO=Y[K].C4QI:T]AF2<[3/2,*ZI?V?7^;]!NL
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M.$UA9;3DUALV'& JA42%"$)$8$5@Q<8U%F^P!0N5GR=@M N&/&+AT,5U$42
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M%^"%QS[@9K$.1ZZ8[<8M3JMR54T<;G;QXJ3>[>51.7#,]B]02P,$%     @
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MU12"(1'[K7FP<-_4""'T8[UY)2?X()Z%?#'])0!OL6/#_3&,#/:GDNV@;JK
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M,BYH=&U02P$"% ,4    " #I@2Q;IMV !4(/  !\/@  #P
M@ 'MG@  9#<P-3 U9&5X-3$N:'1M4$L! A0#%     @ Z8$L6RR-K\[U @
M_ D  !$              ( !7*X  '-F;F,M,C R-3 Y,3(N>'-D4$L! A0#
M%     @ Z8$L6X(K;B4X!@  GD,  !4              ( !@+$  '-F;F,M
M,C R-3 Y,3)?;&%B+GAM;%!+ 0(4 Q0    ( .F!+%M0:$>WDP0  &DJ   5
M              "  >NW  !S9FYC+3(P,C4P.3$R7W!R92YX;6Q02P4&
/  8 !@!Z 0  L;P

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>d70505d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="sfnc-20250912.xsd" xlink:type="simple"/>
    <context id="duration_2025-09-12_to_2025-09-12">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000090498</identifier>
        </entity>
        <period>
            <startDate>2025-09-12</startDate>
            <endDate>2025-09-12</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="duration_2025-09-12_to_2025-09-12"
      id="Hidden_dei_EntityCentralIndexKey_duration_2025-09-12_to_2025-09-12">0000090498</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="duration_2025-09-12_to_2025-09-12"
      id="Hidden_dei_AmendmentFlag_duration_2025-09-12_to_2025-09-12">false</dei:AmendmentFlag>
    <dei:EntityRegistrantName
      contextRef="duration_2025-09-12_to_2025-09-12"
      id="Hidden_dei_EntityRegistrantName">SIMMONS FIRST NATIONAL CORP</dei:EntityRegistrantName>
    <dei:DocumentType contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_1">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_0">2025-09-12</dei:DocumentPeriodEndDate>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-290">AR</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-291">0-6253</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-292">71-0407808</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-293">501 Main Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-294">Pine Bluff</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-295">AR</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-296">71601</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-297">870</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-298">541-1000</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_2">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_3">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_4">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_5">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-303">Common stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-304">SFNC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2025-09-12_to_2025-09-12" id="ixv-305">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2025-09-12_to_2025-09-12" id="Fact_6">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
