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Commitments and Contingencies | 9 Months Ended
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Sep. 30, 2025
Commitments and Contingencies Disclosure [Abstract] |
Commitments and Contingencies | Commitments and Contingencies Loan Commitments On September 27, 2024, we entered into a five-year strategic partnership program with our originating partner by executing a Loan and Receivables Sale Agreement and Marketing and Servicing Agreement. We have a direct obligation to purchase receivables extended to consumers by our originating partner. During the three months ended September 30, 2025, the total order value of loans purchased from our originating partner was $942.2 million, and the carrying value of the receivables on those purchases totaled $693.3 million. During the nine months ended September 30, 2025, the total order value of loans purchased from our originating partner was $2,469.7 million, and the carrying value of the receivables on those purchases totaled $1,815.1 million. As of September 30, 2025 and December 31, 2024, the total order value of loans we had an obligation to purchase from our originating partner was $51.4 million and $34.6 million, respectively, and the carrying value of the receivables on those obligations totaled $37.8 million and $25.4 million, respectively.

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