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Other Receivables (Tables)
 9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Schedule of Other Receivables, Net
As of September 30, 2025 and December 31, 2024, our notes receivable at amortized cost was comprised of the following:

(in thousands)September 30, 2025December 31, 2024
Notes receivable, gross$220,115 $194,434 
Deferred loan fees and costs
(2,266)(3,769)
Notes receivable, amortized cost$217,849 $190,665 
As of September 30, 2025 and December 31, 2024, the balance of other receivables, net, on the consolidated balance sheets was comprised of the following:

(in thousands)September 30, 2025December 31, 2024
Delinquency fees receivable, net
$5,109 $993 
Receivables from merchants
525 698 
Receivables from originating partner
1,789 1,938 
Other receivables, net$7,423 $3,629 
The activity in the allowance for other credit losses related to delinquency fees, including the provision for other credit losses, charge-offs, and recoveries for the three and nine months ended September 30, 2025 and 2024 was as follows:

For the three months ended September 30, For the nine months ended September 30,
(in thousands)2025202420252024
Balance at beginning of period$5,249 $1,526 $5,276 $1,272 
Provision for other credit losses12,291 2,341 20,814 4,940 
Charge-offs(6,174)(1,382)(15,259)(3,994)
Recoveries of charged-off receivables511 108 1,046 375 
Balance at end of period$11,877 $2,593 $11,877 $2,593 
Net delinquency fee charge-offs by year of origination for the nine months ended September 30, 2025 was as follows:
(in thousands)20252024202320222021Total
Current period gross charge-offs$(8,763)$(6,473)$(1)$(22)$— $(15,259)
Current period recoveries249 621 74 45 57 1,046 
Current period net charge-offs$(8,514)$(5,852)$73 $23 $57 $(14,213)