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REGULATORY MATTERS AND CAPITAL ADEQUACY (Details) $ in Millions | Jun. 30, 2025 USD ($)
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Banking Regulation, Risk-Based Information [Abstract] |
Total risk-weighted assets | $ 18,730
Combined Banks |
Common Equity Tier 1 capital to risk-weighted assets |
Common equity tier 1 capital ratio | 0.130
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 6.50%
Banking Regulation, Risk-Based Information [Abstract] |
Tier 1 capital ratio, Actual Ratio | 0.130
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.080
Total risk-based capital ratio, Actual Ratio | 0.165
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions | 0.100
Tier 1 leverage capital ratio, Actual Ratio | 0.114
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.050
Comenity Bank |
Common Equity Tier 1 capital to risk-weighted assets |
Common equity tier 1 capital ratio | 0.158
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 6.50%
Banking Regulation, Risk-Based Information [Abstract] |
Tier 1 capital ratio, Actual Ratio | 0.158
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.080
Total risk-based capital ratio, Actual Ratio | 0.172
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions | 0.100
Tier 1 leverage capital ratio, Actual Ratio | 0.139
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.050
Comenity Capital Bank |
Common Equity Tier 1 capital to risk-weighted assets |
Common equity tier 1 capital ratio | 0.159
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 6.50%
Banking Regulation, Risk-Based Information [Abstract] |
Tier 1 capital ratio, Actual Ratio | 0.159
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.080
Total risk-based capital ratio, Actual Ratio | 0.195
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions | 0.100
Tier 1 leverage capital ratio, Actual Ratio | 0.139
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.050

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- Definition The Common Equity Tier 1 Capital Ratio (common equity tier 1 capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action. + References No definition available. + Details
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- Definition The minimum Common Equity Tier 1 Capital Ratio (common equity tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action. + References No definition available. + Details
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- Definition Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
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