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ALLOWANCE FOR CREDIT LOSSES (Tables)
 6 Months Ended
Jun. 30, 2025
Credit Loss [Abstract]  
Schedule of Allowance for Loan Loss
The following table provides our Allowance for credit losses for our Credit card and other loans. The amount of the related Allowance for credit losses on other loans is insignificant and therefore has been included in the table below for the periods presented:

Three Months Ended
June 30,		Six Months Ended
June 30,
2025202420252024
(Millions)
Beginning balance$2,172 $2,255 $2,241 $2,328 
Provision for credit losses (1)
274 290 570 611 
Net principal losses (2)
(348)(381)(713)(775)
Ending balance$2,098 $2,164 $2,098 $2,164 
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(1)Provision for credit losses includes a build/release for the Allowance, as well as replenishment of Net principal losses.
(2)Net principal losses are presented net of recoveries of $89 million and $101 million for the three months ended June 30, 2025 and 2024, respectively, and $185 million and $201 million for the six months ended June 30, 2025 and 2024, respectively.