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BORROWINGS OF LONG-TERM AND OTHER DEBT - Schedule of Long Term Debt and Other Debt (Details) - USD ($) $ in Millions	Jun. 30, 2025	Dec. 31, 2024	Jan. 31, 2024	Sep. 30, 2020
Long-term and other debt:
Total long-term and other debt	$ 1,138	$ 999
Debt issued by consolidated VIEs:
Debt issued by consolidated VIEs	500	1,100
Total debt issued by consolidated VIEs	3,089	4,558
Total borrowings of long-term and other debt	4,227	5,557
Long-term and other debt
Long-term and other debt:
Long-term and other debt	1,153	1,010
Less: Unamortized debt issuance costs	15	11
Total long-term and other debt	1,138	999
Convertible Debt
Long-term and other debt:
Long-term and other debt	$ 3	10
Debt issued by consolidated VIEs:
Interest Rates	4.25%
Senior notes due 2026 | Senior Notes
Long-term and other debt:
Long-term and other debt	$ 0	100
Debt issued by consolidated VIEs:
Interest Rates	7.00%			7.00%
Senior notes due 2029 | Senior Notes
Long-term and other debt:
Long-term and other debt	$ 750	900
Debt issued by consolidated VIEs:
Interest Rates	9.75%		9.75%
Subordinated notes due 2035 | Subordinated Debt
Long-term and other debt:
Long-term and other debt	$ 400	0
Debt issued by consolidated VIEs:
Interest Rates	8.38%
Debt issued by consolidated VIEs
Debt issued by consolidated VIEs:
Debt issued by consolidated VIEs	$ 3,093	4,563
Less: Unamortized debt issuance costs	4	5
Total debt issued by consolidated VIEs	3,089	4,558
Fixed rate asset-backed term note securities
Debt issued by consolidated VIEs:
Debt issued by consolidated VIEs	$ 1,350	1,350
Fixed rate asset-backed term note securities | Minimum
Debt issued by consolidated VIEs:
Interest Rates	4.62%
Fixed rate asset-backed term note securities | Maximum
Debt issued by consolidated VIEs:
Interest Rates	5.47%
Conduit asset-backed securities
Debt issued by consolidated VIEs:
Debt issued by consolidated VIEs	$ 1,743	$ 3,213
Weighted average interest rate	5.41%	5.54%
Conduit asset-backed securities | Minimum
Debt issued by consolidated VIEs:
Interest Rates	5.41%	5.48%
Conduit asset-backed securities | Maximum
Debt issued by consolidated VIEs:
Interest Rates	5.42%	5.60%
Revolving Credit Facility | Revolving line of credit | Line of Credit
Long-term and other debt:
Long-term and other debt	$ 0	$ 0

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Long-Term and Other Debt

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Represents the current and noncurrent portion of the aggregate of long-term debt instruments including credit facilities, senior notes, term loans, convertible debt, capital lease obligations and other debt.

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Amount of long-term debt and other debt, net.

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Represents the aggregate carrying amount of non-recourse borrowings of consolidated securitization entities as of the balance sheet date after deducting unamortized discount or premiums (if any).

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Contractual interest rate for funds borrowed, under the debt agreement.

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Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.

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