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REGULATORY MATTERS AND CAPITAL ADEQUACY (Details)
$ in Millions
Jun. 30, 2025
USD ($)
Banking Regulation, Risk-Based Information [Abstract]  
Total risk-weighted assets $ 18,730
Combined Banks  
Common Equity Tier 1 capital to risk-weighted assets  
Common equity tier 1 capital ratio 0.130
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 6.50%
Banking Regulation, Risk-Based Information [Abstract]  
Tier 1 capital ratio, Actual Ratio 0.130
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.080
Total risk-based capital ratio, Actual Ratio 0.165
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions 0.100
Tier 1 leverage capital ratio, Actual Ratio 0.114
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050
Comenity Bank  
Common Equity Tier 1 capital to risk-weighted assets  
Common equity tier 1 capital ratio 0.158
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 6.50%
Banking Regulation, Risk-Based Information [Abstract]  
Tier 1 capital ratio, Actual Ratio 0.158
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.080
Total risk-based capital ratio, Actual Ratio 0.172
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions 0.100
Tier 1 leverage capital ratio, Actual Ratio 0.139
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050
Comenity Capital Bank  
Common Equity Tier 1 capital to risk-weighted assets  
Common equity tier 1 capital ratio 0.159
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 6.50%
Banking Regulation, Risk-Based Information [Abstract]  
Tier 1 capital ratio, Actual Ratio 0.159
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.080
Total risk-based capital ratio, Actual Ratio 0.195
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions 0.100
Tier 1 leverage capital ratio, Actual Ratio 0.139
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050