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CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance $ 3,068 $ 3,032 $ 3,051 $ 2,918
Changes in other comprehensive income (loss) 0 0 3 (3)
Ending balance 3,166 3,170 3,166 3,170
Accumulated Other Comprehensive Loss        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (19) (22) (22) (19)
Ending balance (19) (22) (19) (22)
Net Unrealized Losses on AFS Securities        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (17) (19) (19) (16)
Changes in other comprehensive income (loss) 0 0 2 (3)
Ending balance (17) (19) (17) (19)
Net Unrealized Gains on Cash Flow Hedges        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance 1 0 0 0
Changes in other comprehensive income (loss) 0 0 1 0
Ending balance 1 0 1 0
Foreign Currency Translation Adjustments        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (3) (3) (3) (3)
Changes in other comprehensive income (loss) 0 0 0 0
Ending balance $ (3) $ (3) $ (3) $ (3)