XML 81 R68.htm IDEA: XBRL DOCUMENT
v3.25.3

REGULATORY MATTERS AND CAPITAL ADEQUACY (Details) $ in Millions | Sep. 30, 2025 USD ($)
--- | ---
Banking Regulation, Risk-Based Information [Abstract] |
Total risk-weighted assets | $ 18,714
Combined Banks |
Common Equity Tier 1 capital to risk-weighted assets |
Common equity tier 1 capital ratio | 0.140
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 6.50%
Banking Regulation, Risk-Based Information [Abstract] |
Tier 1 capital ratio, Actual Ratio | 0.140
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.080
Total risk-based capital ratio, Actual Ratio | 0.175
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions | 0.100
Tier 1 leverage capital ratio, Actual Ratio | 0.124
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.050
Comenity Bank |
Common Equity Tier 1 capital to risk-weighted assets |
Common equity tier 1 capital ratio | 0.154
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 6.50%
Banking Regulation, Risk-Based Information [Abstract] |
Tier 1 capital ratio, Actual Ratio | 0.154
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.080
Total risk-based capital ratio, Actual Ratio | 0.168
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions | 0.100
Tier 1 leverage capital ratio, Actual Ratio | 0.135
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.050
Comenity Capital Bank |
Common Equity Tier 1 capital to risk-weighted assets |
Common equity tier 1 capital ratio | 0.154
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 4.50%
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 6.50%
Banking Regulation, Risk-Based Information [Abstract] |
Tier 1 capital ratio, Actual Ratio | 0.154
Tier 1 capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.060
Tier 1 capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.080
Total risk-based capital ratio, Actual Ratio | 0.190
Total risk-based capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.080
Total risk-based capital ratio, Minimum Ratio to be Well Capitalized under prompt Corrective Action Provisions | 0.100
Tier 1 leverage capital ratio, Actual Ratio | 0.136
Tier 1 leverage capital ratio, Minimum Ratio for Capital Adequacy Purposes | 0.040
Tier 1 leverage capital ratio, Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions | 0.050

X
- Definition The Common Equity Tier 1 Capital Ratio (common equity tier 1 capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action. + References No definition available. + Details
Name: | bfh_CommonEquityTierOneCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
Namespace Prefix: | bfh_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition The minimum Common Equity Tier 1 Capital Ratio (common equity tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action. + References No definition available. + Details
Name: | bfh_CommonEquityTierOneCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
Namespace Prefix: | bfh_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_CapitalToRiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_CommonEquityTierOneCapitalAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_CommonEquityTierOneCapitalRatio
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_RiskBasedRatiosAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of risk-weighted assets as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_RiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of Tier 1 capital to average assets as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_TierOneLeverageCapitalToAverageAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Definition Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 + Details
Name: | us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:pureItemType
Balance Type: | na
Period Type: | instant

X
- Details
Name: | dei_LegalEntityAxis=bfh_CombinedBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | dei_LegalEntityAxis=bfh_ComenityBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | dei_LegalEntityAxis=bfh_ComenityCapitalBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |