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CREDIT CARD AND OTHER LOANS - Financing Receivable (Details) - USD ($) $ in Millions | Sep. 30, 2025 | Jun. 30, 2025 | Dec. 31, 2024 | Sep. 30, 2024 | Jun. 30, 2024 | Dec. 31, 2023
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Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |
Total credit card and other loans | $ 17,655 |  | $ 18,896 |  |  |
Less: Allowance for credit losses | (2,070) | $ (2,098) | (2,241) | $ (2,190) | $ (2,164) | $ (2,328)
Credit card and other loans, net | 15,585 |  | 16,655 |  |  |
Unbilled to cardholders | 375 |  | 378 |  |  |
Variable Interest Entity, Primary Beneficiary |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |
Credit card and other loans available to settle obligations of consolidated variable interest entities | 10,000 |  | 12,408 |  |  |
Credit card loans |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |
Total credit card and other loans | 17,341 |  | 18,586 |  |  |
Other loans |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |
Total credit card and other loans | 314 |  | 310 |  |  |
Less: Allowance for credit losses | $ (25) |  | $ (30) |  |  |

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