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v3.25.3

BORROWINGS OF LONG-TERM AND OTHER DEBT - Conduit Facilities (Details) - USD ($) $ in Millions | 1 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Oct. 31, 2025 | Feb. 28, 2025 | Sep. 30, 2025 | Dec. 31, 2024
Debt Instrument [Line Items] |  |  |  |
Drawn |  |  | $ 400 | $ 1,100
2009-VFN Conduit Facility |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  | $ 2,000 |  |
Commitment change |  | $ (250) |  |
2009-VFN Conduit Facility | Subsequent Event |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity | $ 1,750 |  |  |
Commitment change | $ (900) |  |  |
Comenity Bank | Line of Credit | WFNMNT 2009-VFN |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  |  | 2,650 | 2,650
Drawn |  |  | 1,088 | 1,955
Commitment change |  |  | 0 |
Comenity Bank | Line of Credit | WFNMT 2009-VFC1 |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  |  | 0 | 0
Drawn |  |  | 0 | 141
Commitment change |  |  | 0 |
Comenity Capital Bank | Line of Credit |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  |  | 4,650 | 5,350
Drawn |  |  | 1,335 | 3,213
Commitment change |  |  | (700) |
Comenity Capital Bank | Line of Credit | WFCMNT 2009-VFN |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  |  | 2,000 | 2,250
Drawn |  |  | 247 | 867
Commitment change |  |  | (250) |
Comenity Capital Bank | Line of Credit | CCAST 2023-VFN1 |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  |  | 0 | 250
Drawn |  |  | 0 | 250
Commitment change |  |  | (250) |
Comenity Capital Bank | Line of Credit | CCAST 2024-VFN1 |  |  |  |
Debt Instrument [Line Items] |  |  |  |
Capacity |  |  | 0 | 200
Drawn |  |  | 0 | $ 0
Commitment change |  |  | $ (200) |

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