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CREDIT CARD AND OTHER LOANS - Financing Receivable (Details) - USD ($) $ in Millions	Sep. 30, 2025	Jun. 30, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Total credit card and other loans	$ 17,655		$ 18,896
Less: Allowance for credit losses	(2,070)	$ (2,098)	(2,241)	$ (2,190)	$ (2,164)	$ (2,328)
Credit card and other loans, net	15,585		16,655
Unbilled to cardholders	375		378
Variable Interest Entity, Primary Beneficiary
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit card and other loans available to settle obligations of consolidated variable interest entities	10,000		12,408
Credit card loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total credit card and other loans	17,341		18,586
Other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total credit card and other loans	314		310
Less: Allowance for credit losses	$ (25)		$ (30)

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- Definition

Credit card and loan receivables which are restricted to settle the obligations of the Company's variable interest entities and are not expected to be available to the Company or its creditors.

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- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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