XML 17 R4.htm IDEA: XBRL DOCUMENT v3.25.3
UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and cash equivalents $ 3,764 $ 3,679
Credit card and other loans    
Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: September 30, 2025, $10,000; December 31, 2024, $12,408) 17,655 18,896
Allowance for credit losses (2,070) (2,241)
Credit card and other loans, net 15,585 16,655
Investments (includes investment securities carried at fair value: September 30, 2025, $223; December 31, 2024, $217) 284 266
Property and equipment, net 122 142
Goodwill and intangible assets, net 723 746
Other assets 1,236 1,403
Total assets 21,714 22,891
LIABILITIES AND STOCKHOLDERS’ EQUITY    
Deposits 13,535 13,082
Debt issued by consolidated variable interest entities 2,682 4,558
Long-term and other debt 1,105 999
Other liabilities 1,075 1,201
Total liabilities 18,397 19,840
Commitments and contingencies (Note 12)
Stockholders’ equity    
Common stock, $0.01 par value; authorized, 200.0 million shares; issued, 46.0 million shares as of September 30, 2025 and 49.1 million shares as of December 31, 2024. 1 1
Additional paid-in capital 1,900 2,073
Retained earnings 1,432 999
Accumulated other comprehensive loss (16) (22)
Total stockholders’ equity 3,317 3,051
Total liabilities and stockholders’ equity $ 21,714 $ 22,891