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CREDIT CARD AND OTHER LOANS - Narrative (Details) $ in Millions	1 Months Ended		3 Months Ended		9 Months Ended
	Aug. 31, 2024 USD ($)	Apr. 30, 2024 USD ($)	Sep. 30, 2025 USD ($) loan	Sep. 30, 2024 USD ($)	Sep. 30, 2025 USD ($) loan	Sep. 30, 2024 USD ($)	Dec. 31, 2024 USD ($) loan
Financing Receivable, Allowance for Credit Loss [Line Items]
Re-aged accounts as percentage of total credit card and loan receivables			2.90%	2.90%	3.20%	4.30%
Number of days a loan is contractually past due before resulting in charge-off					30 days
Delinquency rate			6.00%		6.00%		5.90%
Actual charge-offs for unpaid interest and fees			$ 212	$ 232	$ 698	$ 773
Net principal loss rate			7.40%	7.80%	7.80%	8.30%
Total credit card and other loans			$ 17,248		$ 17,248		$ 18,492
Unused credit card lines available to cardholders			$ 98,000		$ 98,000		$ 103,000
Number of credit card portfolios held for sale | loan			0		0		0
Proceeds from sale of credit card loan portfolios					$ 0	$ 100
Credit card loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Maximum period of time temporary programs' concessions remain in place					12 months
Proceeds from sale of credit card loan portfolios		$ 102
Payments to acquire loans receivable	$ 378
Credit card loans | No Score
Financing Receivable, Allowance for Credit Loss [Line Items]
Percentage of financing receivable outstanding (less than)			0.10%		0.10%		0.10%
Other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total credit card and other loans			$ 293		$ 293		$ 298
Other loans | FICO Score, From 660 and Above
Financing Receivable, Allowance for Credit Loss [Line Items]
Percentage of total amortized cost basis of revolving loan receivables outstanding			0.87		0.87		0.84
Other loans | FICO Score Below 660
Financing Receivable, Allowance for Credit Loss [Line Items]
Percentage of total amortized cost basis of revolving loan receivables outstanding			0.13		0.13		0.16

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