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CREDIT CARD AND OTHER LOANS - Aging Analysis (Details) - USD ($)
$ in Millions
Sep. 30, 2025
Dec. 31, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Amortized cost basis $ 314 $ 303
Total    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Amortized cost basis 67 61
31 to 60 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Amortized cost basis 23 21
61 to 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Amortized cost basis 21 18
91 or more Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Amortized cost basis 23 22
Total Current    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Amortized cost basis $ 247 $ 242