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ALLOWANCE FOR CREDIT LOSSES - Rollforward (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 2,098	$ 2,164	$ 2,241	$ 2,328
Provision for credit losses	299	369	869	980
Change in the estimate for uncollectible unpaid interest and fees	0	5	0	5
Net principal losses	(327)	(348)	(1,040)	(1,123)
Ending balance	2,070	2,190	2,070	2,190
Recovery	$ 82	$ 85	$ 267	$ 286

X

- Definition

The effect of a change in estimate for uncollectible unpaid interest and fees for calculating the allowance for credit losses on the current period provision.

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- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount of increase in allowance for credit loss on financing receivable from recovery.

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A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

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Amount of writeoff of financing receivable, charged against allowance for credit loss.

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Amount of credit loss expense (reversal of expense) for financing receivable.

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