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BORROWINGS OF LONG-TERM AND OTHER DEBT - Conduit Facilities (Details) - USD ($) $ in Millions	1 Months Ended		9 Months Ended
	Oct. 31, 2025	Feb. 28, 2025	Sep. 30, 2025	Dec. 31, 2024
Debt Instrument [Line Items]
Drawn			$ 400	$ 1,100
2009-VFN Conduit Facility
Debt Instrument [Line Items]
Capacity		$ 2,000
Commitment change		$ (250)
2009-VFN Conduit Facility \| Subsequent Event
Debt Instrument [Line Items]
Capacity	$ 1,750
Commitment change	$ (900)
Comenity Bank \| Line of Credit \| WFNMNT 2009-VFN
Debt Instrument [Line Items]
Capacity			2,650	2,650
Drawn			1,088	1,955
Commitment change			0
Comenity Bank \| Line of Credit \| WFNMT 2009-VFC1
Debt Instrument [Line Items]
Capacity			0	0
Drawn			0	141
Commitment change			0
Comenity Capital Bank \| Line of Credit
Debt Instrument [Line Items]
Capacity			4,650	5,350
Drawn			1,335	3,213
Commitment change			(700)
Comenity Capital Bank \| Line of Credit \| WFCMNT 2009-VFN
Debt Instrument [Line Items]
Capacity			2,000	2,250
Drawn			247	867
Commitment change			(250)
Comenity Capital Bank \| Line of Credit \| CCAST 2023-VFN1
Debt Instrument [Line Items]
Capacity			0	250
Drawn			0	250
Commitment change			(250)
Comenity Capital Bank \| Line of Credit \| CCAST 2024-VFN1
Debt Instrument [Line Items]
Capacity			0	200
Drawn			0	$ 0
Commitment change			$ (200)