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FAIR VALUES OF FINANCIAL INSTRUMENTS - Assets and Liabilities Not Carried at Fair Value (Details) - USD ($)
$ in Millions
Sep. 30, 2025
Dec. 31, 2024
Financial assets    
Credit card and other loans, net $ 17,691 $ 19,011
Total 17,691 19,011
Financial liabilities    
Deposits 13,551 13,087
Debt issued by consolidated VIEs 2,702 4,572
Long-term and other debt 1,179 1,085
Total 17,432 18,744
Level 1    
Financial assets    
Credit card and other loans, net 0 0
Total 0 0
Financial liabilities    
Deposits 0 0
Debt issued by consolidated VIEs 0 0
Long-term and other debt 0 0
Total 0 0
Level 2    
Financial assets    
Credit card and other loans, net 0 0
Total 0 0
Financial liabilities    
Deposits 13,551 13,087
Debt issued by consolidated VIEs 2,702 4,572
Long-term and other debt 1,179 1,085
Total 17,432 18,744
Level 3    
Financial assets    
Credit card and other loans, net 17,691 19,011
Total 17,691 19,011
Financial liabilities    
Deposits 0 0
Debt issued by consolidated VIEs 0 0
Long-term and other debt 0 0
Total $ 0 $ 0