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CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance $ 3,166 $ 3,170 $ 3,051 $ 2,918
Changes in other comprehensive income (loss) 3 6 6 3
Ending balance 3,317 3,112 3,317 3,112
Accumulated Other Comprehensive Loss        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (19) (22) (22) (19)
Ending balance (16) (16) (16) (16)
Net Unrealized Losses on AFS Securities        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (17) (19) (19) (16)
Changes in other comprehensive income (loss) 3 6 5 3
Ending balance (14) (13) (14) (13)
Net Unrealized Gains on Cash Flow Hedges        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance 1 0 0 0
Changes in other comprehensive income (loss) 0 0 1 0
Ending balance 1 0 1 0
Foreign Currency Translation Adjustments        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (3) (3) (3) (3)
Changes in other comprehensive income (loss) 0 0 0 0
Ending balance $ (3) $ (3) $ (3) $ (3)