<SEC-DOCUMENT>0000905148-25-000673-index.html : 20250214
<SEC-HEADER>0000905148-25-000673.hdr.sgml : 20250214
<ACCEPTANCE-DATETIME>20250214164646
ACCESSION NUMBER:		0000905148-25-000673
CONFORMED SUBMISSION TYPE:	SCHEDULE 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20250214
DATE AS OF CHANGE:		20250214

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BREAD FINANCIAL HOLDINGS, INC.
		CENTRAL INDEX KEY:			0001101215
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				311429215
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-77892
		FILM NUMBER:		25630204

	BUSINESS ADDRESS:	
		STREET 1:		3095 LOYALTY CIRCLE
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43219
		BUSINESS PHONE:		6147294000

	MAIL ADDRESS:	
		STREET 1:		3095 LOYALTY CIRCLE
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE DATA SYSTEMS CORP
		DATE OF NAME CHANGE:	19991217

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Turtle Creek Asset Management Inc.
		CENTRAL INDEX KEY:			0001484148
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			Z4
		FISCAL YEAR END:			1109

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		SCOTIA PLAZA
		STREET 2:		40 KING STREET WEST, SUITE 5100
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 3Y2
		BUSINESS PHONE:		(416) 363-7400

	MAIL ADDRESS:	
		STREET 1:		SCOTIA PLAZA
		STREET 2:		40 KING STREET WEST, SUITE 5100
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 3Y2
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13G/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
Document 1 - file: primary_doc.html

Document 1 - RAW XML: primary_doc.xml

</DOCUMENT>
</SEC-DOCUMENT>