<SEC-DOCUMENT>0001101215-25-000110-index.html : 20250618
<SEC-HEADER>0001101215-25-000110.hdr.sgml : 20250618
<ACCEPTANCE-DATETIME>20250618160857
ACCESSION NUMBER:		0001101215-25-000110
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250618
DATE AS OF CHANGE:		20250618

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BREAD FINANCIAL HOLDINGS, INC.
		CENTRAL INDEX KEY:			0001101215
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		EIN:				311429215
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		11-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15749
		FILM NUMBER:		251056987

	BUSINESS ADDRESS:	
		STREET 1:		3095 LOYALTY CIRCLE
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43219
		BUSINESS PHONE:		6147294000

	MAIL ADDRESS:	
		STREET 1:		3095 LOYALTY CIRCLE
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE DATA SYSTEMS CORP
		DATE OF NAME CHANGE:	19991217
</SEC-HEADER>
<DOCUMENT>
<TYPE>11-K
<SEQUENCE>1
<FILENAME>a2024form11-k.htm
<DESCRIPTION>11-K
<TEXT>
Document 1 - file: a2024form11-k.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.01
<SEQUENCE>2
<FILENAME>exhibit23012024.htm
<DESCRIPTION>EX-23.01
<TEXT>
Document 2 - file: exhibit23012024.htm

</DOCUMENT>
</SEC-DOCUMENT>