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CREDIT CARD AND OTHER LOANS - Narrative (Details) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2026 USD ($) | Jun. 30, 2025 USD ($) | Jun. 30, 2026 USD ($) loan | Jun. 30, 2025 USD ($) | Dec. 31, 2025 USD ($) loan
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Re-aged accounts as percentage of total credit card and loan receivables | 3.20% | 3.30% | 3.30% | 3.40% |
Number of days a loan is contractually past due before resulting in charge-off |  |  | 30 days |  |
Delinquency rate | 5.25% |  | 5.25% |  | 5.75%
Actual charge-offs for unpaid interest and fees | $ 215 | $ 236 | $ 441 | $ 486 |
Net principal loss rate | 6.98% | 7.88% | 7.16% | 8.02% |
Percentage of financing receivable outstanding (less than) | 0.10% |  | 0.10% |  | 0.10%
Unused credit card lines available to cardholders | $ 99,000 |  | $ 99,000 |  | $ 98,000
Credit card loans held for sale | loan |  |  | 0 |  | 0
Credit card loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Maximum period of time temporary programs' concessions remain in place |  |  | 12 months |  |

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