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CREDIT CARD AND OTHER LOANS - Schedule of Distribution of Credit Card and Other Loans By Vantage Score (Details) - USD ($) $ in Millions | Jun. 30, 2026 | Dec. 31, 2025
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Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 0.10% | 0.10%
Receivables | $ 18,057 | $ 18,393
Credit card loans | 651 or Higher | No Score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 65.00% | 64.00%
Credit card loans | 591 to 650 | No Score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 23.00% | 23.00%
Credit card loans | 590 or Lower | No Score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 12.00% | 13.00%
Other loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Receivables | $ 647 | $ 365
Other loans | 651 or Higher | No Score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 94.00% | 90.00%
Other loans | 591 to 650 | No Score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 6.00% | 9.00%
Other loans | 590 or Lower | No Score |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Percentage of financing receivable outstanding | 0.00% | 1.00%

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