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CREDIT CARD AND OTHER LOANS - Narrative (Details)
$ in Millions
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2026
USD ($)
loan
Jun. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
loan
Financing Receivable, Allowance for Credit Loss [Line Items]          
Re-aged accounts as percentage of total credit card and loan receivables 3.20% 3.30% 3.30% 3.40%  
Number of days a loan is contractually past due before resulting in charge-off     30 days    
Delinquency rate 5.25%   5.25%   5.75%
Actual charge-offs for unpaid interest and fees $ 215 $ 236 $ 441 $ 486  
Net principal loss rate 6.98% 7.88% 7.16% 8.02%  
Percentage of financing receivable outstanding (less than) 0.10%   0.10%   0.10%
Unused credit card lines available to cardholders $ 99,000   $ 99,000   $ 98,000
Credit card loans held for sale | loan     0   0
Credit card loans          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Maximum period of time temporary programs' concessions remain in place     12 months