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CREDIT CARD AND OTHER LOANS - Schedule of Distribution of Credit Card and Other Loans By Vantage Score (Details) - USD ($) $ in Millions	Jun. 30, 2026	Dec. 31, 2025
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	0.10%	0.10%
Receivables	$ 18,057	$ 18,393
Credit card loans | 651 or Higher | No Score
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	65.00%	64.00%
Credit card loans | 591 to 650 | No Score
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	23.00%	23.00%
Credit card loans | 590 or Lower | No Score
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	12.00%	13.00%
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Receivables	$ 647	$ 365
Other loans | 651 or Higher | No Score
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	94.00%	90.00%
Other loans | 591 to 650 | No Score
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	6.00%	9.00%
Other loans | 590 or Lower | No Score
Financing Receivable, Credit Quality Indicator [Line Items]
Percentage of financing receivable outstanding	0.00%	1.00%

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Percentage of credit card receivables outstanding.

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