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CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance $ 3,325 $ 3,068 $ 3,327 $ 3,051
Changes in other comprehensive (loss) income 0 0 (1) 3
Ending balance 3,365 3,166 3,365 3,166
Accumulated Other Comprehensive Loss        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (17) (19) (16) (22)
Ending balance (17) (19) (17) (19)
Net Unrealized Losses on AFS Securities        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (14) (17) (14) (19)
Changes in other comprehensive (loss) income (1) 0 (1) 2
Ending balance (15) (17) (15) (17)
Net Unrealized Gains on Cash Flow Hedges        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance 0 1 1 0
Changes in other comprehensive (loss) income 1 0 0 1
Ending balance 1 1 1 1
Foreign Currency Translation Adjustments        
AOCI Attributable to Parent, Net of Tax [Roll Forward]        
Beginning balance (3) (3) (3) (3)
Changes in other comprehensive (loss) income 0 0 0 0
Ending balance $ (3) $ (3) $ (3) $ (3)