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Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2024
Receivables [Abstract] |
Allowance for Credit Losses on Financing Receivables | Activity in the allowance for credit losses is summarized as follows:
|  | For the Year Ended December 31, 2024 |
(In thousands) |  | Beginning Balance |  |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance |
Construction and land development |  | $ | 8,637 |  |  |  |  | $ | (1,404) |  |  | $ | (1) |  |  | $ | 20 |  |  | $ | 7,252 |  |
Commercial real estate - owner occupied |  | 5,529 |  |  |  |  | 6,629 |  |  | (341) |  |  | 8 |  |  | 11,825 |  |
Commercial real estate - non-owner occupied |  | 48,288 |  |  |  |  | (3,096) |  |  | (1,485) |  |  | 159 |  |  | 43,866 |  |
Residential real estate |  | 39,016 |  |  |  |  | (150) |  |  | (134) |  |  | 436 |  |  | 39,168 |  |
Commercial and financial |  | 34,343 |  |  |  |  | 7,789 |  |  | (17,616) |  |  | 3,017 |  |  | 27,533 |  |
Consumer |  | 13,118 |  |  |  |  | 6,490 |  |  | (12,288) |  |  | 1,091 |  |  | 8,411 |  |
Total |  | $ | 148,931 |  |  |  |  | $ | 16,258 |  |  | $ | (31,865) |  |  | $ | 4,731 |  |  | $ | 138,055 |  |
|  | For the Year Ended December 31, 2023 |
(In thousands) |  | Beginning Balance |  | Initial Allowance on PCD Loans Acquired During the Period |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  |  |  |  |  | Ending Balance |
Construction and land development |  | $ | 6,464 |  |  | $ | 5 |  |  | $ | 2,160 |  |  | $ | — |  |  | $ | 8 |  |  |  |  |  |  | $ | 8,637 |  |
Commercial real estate - owner occupied |  | 6,051 |  |  | 139 |  |  | (663) |  |  | — |  |  | 2 |  |  |  |  |  |  | 5,529 |  |
Commercial real estate - non-owner occupied |  | 43,258 |  |  | 647 |  |  | 4,315 |  |  | (120) |  |  | 188 |  |  |  |  |  |  | 48,288 |  |
Residential real estate |  | 29,605 |  |  | 400 |  |  | 8,858 |  |  | (356) |  |  | 509 |  |  |  |  |  |  | 39,016 |  |
Commercial and financial |  | 15,648 |  |  | 17,527 |  |  | 17,644 |  |  | (18,565) |  |  | 2,089 |  |  |  |  |  |  | 34,343 |  |
Consumer |  | 12,869 |  |  | 161 |  |  | 5,204 |  |  | (5,754) |  |  | 638 |  |  |  |  |  |  | 13,118 |  |
Total |  | $ | 113,895 |  |  | $ | 18,879 |  |  | $ | 37,518 |  |  | $ | (24,795) |  |  | $ | 3,434 |  |  |  |  |  |  | $ | 148,931 |  |
|  | For the Year Ended December 31, 2022 |
(In thousands) |  | Beginning Balance |  |  |  | Initial Allowance on PCD Loans Acquired During the Period |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | TDR Allowance Adjustments |  | Ending Balance |
Construction and land development |  | $ | 2,751 |  |  |  |  | $ | 518 |  |  | $ | 3,127 |  |  | $ | — |  |  | $ | 68 |  |  | $ | — |  |  | $ | 6,464 |  |
Commercial real estate - owner occupied |  | 8,579 |  |  |  |  | 38 |  |  | (2,566) |  |  | — |  |  | — |  |  | — |  |  | 6,051 |  |
Commercial real estate - non-owner occupied |  | 36,617 |  |  |  |  | 880 |  |  | 5,871 |  |  | (179) |  |  | 69 |  |  | — |  |  | 43,258 |  |
Residential real estate |  | 12,811 |  |  |  |  | 229 |  |  | 16,284 |  |  | (84) |  |  | 393 |  |  | (28) |  |  | 29,605 |  |
Commercial and financial |  | 19,744 |  |  |  |  | 1,699 |  |  | (5,367) |  |  | (1,233) |  |  | 807 |  |  | (2) |  |  | 15,648 |  |
Consumer |  | 2,813 |  |  |  |  | 1,911 |  |  | 8,834 |  |  | (1,415) |  |  | 733 |  |  | (7) |  |  | 12,869 |  |
Total |  | $ | 83,315 |  |  |  |  | $ | 5,275 |  |  | $ | 26,183 |  |  | $ | (2,911) |  |  | $ | 2,070 |  |  | $ | (37) |  |  | $ | 113,895 |  |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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