XML 38 R27.htm IDEA: XBRL DOCUMENT
v3.25.2

Allowance for Credit Losses (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2025
Receivables [Abstract] |
Schedule of Allowance for Credit Losses | Activity in the allowance for credit losses is summarized as follows:
|  | Three Months Ended June 30, 2025
(In thousands) |  | Beginning Balance |  |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 6,772 |  |  |  |  | $ | (221) |  |  | $ | — |  |  | $ | 5 |  |  | $ | 6,556 |
CRE - owner occupied |  | 12,598 |  |  |  |  | 343 |  |  | — |  |  | 1 |  |  | 12,942 |
CRE - non-owner occupied |  | 45,191 |  |  |  |  | 1,055 |  |  | — |  |  | 381 |  |  | 46,627 |
Residential real estate |  | 40,348 |  |  |  |  | 1,544 |  |  | (225) |  |  | 20 |  |  | 41,687 |
Commercial and financial |  | 27,611 |  |  |  |  | 1,903 |  |  | (3,263) |  |  | 858 |  |  | 27,109 |
Consumer |  | 7,747 |  |  |  |  | (245) |  |  | (438) |  |  | 199 |  |  | 7,263 |
Totals |  | $ | 140,267 |  |  |  |  | $ | 4,379 |  |  | $ | (3,926) |  |  | $ | 1,464 |  |  | $ | 142,184 |
|  | Three Months Ended June 30, 2024
(In thousands) |  | Beginning Balance |  |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 7,001 |  |  |  |  | $ | (1,515) |  |  | $ | (1) |  |  | $ | 8 |  |  | $ | 5,493 |
CRE - owner occupied |  | 10,017 |  |  |  |  | 1,866 |  |  | (302) |  |  | 1 |  |  | 11,582 |
CRE - non-owner occupied |  | 46,601 |  |  |  |  | (1,254) |  |  | (19) |  |  | 106 |  |  | 45,434 |
Residential real estate |  | 38,628 |  |  |  |  | 638 |  |  | (122) |  |  | 65 |  |  | 39,209 |
Commercial and financial |  | 30,707 |  |  |  |  | 4,706 |  |  | (7,950) |  |  | 966 |  |  | 28,429 |
Consumer |  | 13,715 |  |  |  |  | 477 |  |  | (3,031) |  |  | 333 |  |  | 11,494 |
Totals |  | $ | 146,669 |  |  |  |  | $ | 4,918 |  |  | $ | (11,425) |  |  | $ | 1,479 |  |  | $ | 141,641 |
|  | Six Months Ended June 30, 2025
(In thousands) |  | Beginning Balance |  |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 7,252 |  |  |  |  | $ | (704) |  |  | $ | — |  |  | $ | 8 |  |  | $ | 6,556 |
CRE - owner occupied |  | 11,825 |  |  |  |  | 1,115 |  |  | — |  |  | 2 |  |  | 12,942 |
CRE - non-owner occupied |  | 43,866 |  |  |  |  | 1,933 |  |  | (320) |  |  | 1,148 |  |  | 46,627 |
Residential real estate |  | 39,168 |  |  |  |  | 2,704 |  |  | (226) |  |  | 41 |  |  | 41,687 |
Commercial and financial |  | 27,533 |  |  |  |  | 8,337 |  |  | (9,732) |  |  | 971 |  |  | 27,109 |
Consumer |  | 8,411 |  |  |  |  | 244 |  |  | (1,925) |  |  | 533 |  |  | 7,263 |
Totals |  | $ | 138,055 |  |  |  |  | $ | 13,629 |  |  | $ | (12,203) |  |  | $ | 2,703 |  |  | $ | 142,184 |
|  | Six Months Ended June 30, 2024
(In thousands) |  | Beginning Balance |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 8,637 |  |  |  | $ | (3,155) |  |  | $ | (1) |  |  | $ | 12 |  |  | $ | 5,493 |
CRE - owner occupied |  | 5,529 |  |  |  | 6,350 |  |  | (302) |  |  | 5 |  |  | 11,582 |
CRE - non-owner occupied |  | 48,288 |  |  |  | (2,875) |  |  | (103) |  |  | 124 |  |  | 45,434 |
Residential real estate |  | 39,016 |  |  |  | 7 |  |  | (122) |  |  | 308 |  |  | 39,209 |
Commercial and financial |  | 34,343 |  |  |  | 3,205 |  |  | (10,606) |  |  | 1,487 |  |  | 28,429 |
Consumer |  | 13,118 |  |  |  | 2,754 |  |  | (4,919) |  |  | 541 |  |  | 11,494 |
Totals |  | $ | 148,931 |  |  |  | $ | 6,286 |  |  | $ | (16,053) |  |  | $ | 2,477 |  |  | $ | 141,641 |

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration