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v3.25.2

Allowance for Credit Losses - Activity in Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | $ 140,267 | $ 146,669 | $ 138,055 | $ 148,931 | $ 148,931
Provision for Credit Losses | 4,379 | 4,918 | 13,629 | 6,286 |
Charge- Offs | (3,926) | (11,425) | (12,203) | (16,053) | (31,865)
Recoveries | 1,464 | 1,479 | 2,703 | 2,477 |
Ending Balance | 142,184 | 141,641 | 142,184 | 141,641 | 138,055
Construction and land development |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 6,772 | 7,001 | 7,252 | 8,637 | 8,637
Provision for Credit Losses | (221) | (1,515) | (704) | (3,155) |
Charge- Offs | 0 | (1) | 0 | (1) | (1)
Recoveries | 5 | 8 | 8 | 12 |
Ending Balance | 6,556 | 5,493 | 6,556 | 5,493 | 7,252
CRE - owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 12,598 | 10,017 | 11,825 | 5,529 | 5,529
Provision for Credit Losses | 343 | 1,866 | 1,115 | 6,350 |
Charge- Offs | 0 | (302) | 0 | (302) | (341)
Recoveries | 1 | 1 | 2 | 5 |
Ending Balance | 12,942 | 11,582 | 12,942 | 11,582 | 11,825
CRE - non-owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 45,191 | 46,601 | 43,866 | 48,288 | 48,288
Provision for Credit Losses | 1,055 | (1,254) | 1,933 | (2,875) |
Charge- Offs | 0 | (19) | (320) | (103) | (1,485)
Recoveries | 381 | 106 | 1,148 | 124 |
Ending Balance | 46,627 | 45,434 | 46,627 | 45,434 | 43,866
Residential real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 40,348 | 38,628 | 39,168 | 39,016 | 39,016
Provision for Credit Losses | 1,544 | 638 | 2,704 | 7 |
Charge- Offs | (225) | (122) | (226) | (122) | (134)
Recoveries | 20 | 65 | 41 | 308 |
Ending Balance | 41,687 | 39,209 | 41,687 | 39,209 | 39,168
Commercial and financial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 27,611 | 30,707 | 27,533 | 34,343 | 34,343
Provision for Credit Losses | 1,903 | 4,706 | 8,337 | 3,205 |
Charge- Offs | (3,263) | (7,950) | (9,732) | (10,606) | (17,616)
Recoveries | 858 | 966 | 971 | 1,487 |
Ending Balance | 27,109 | 28,429 | 27,109 | 28,429 | 27,533
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 7,747 | 13,715 | 8,411 | 13,118 | 13,118
Provision for Credit Losses | (245) | 477 | 244 | 2,754 |
Charge- Offs | (438) | (3,031) | (1,925) | (4,919) | (12,288)
Recoveries | 199 | 333 | 533 | 541 |
Ending Balance | $ 7,263 | $ 11,494 | $ 7,263 | $ 11,494 | $ 8,411

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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