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Allowance for Credit Losses (Tables) | 9 Months Ended
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Sep. 30, 2025
Receivables [Abstract] |
Schedule of Allowance for Credit Losses | Activity in the allowance for credit losses is summarized as follows:
|  | Three Months Ended September 30, 2025
(In thousands) |  | Beginning Balance |  | Allowance on PCD Loans Acquired During the Period |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 6,556 |  |  | $ | — |  |  | $ | 945 |  |  | $ | (139) |  |  | $ | 4 |  |  | $ | 7,366 |
CRE - owner occupied |  | 12,942 |  |  | 22 |  |  | 1,388 |  |  | (197) |  |  | 5 |  |  | 14,160 |
CRE - non-owner occupied |  | 46,627 |  |  | 1 |  |  | 2,828 |  |  | — |  |  | 348 |  |  | 49,804 |
Residential real estate |  | 41,687 |  |  | 60 |  |  | 686 |  |  | (174) |  |  | 59 |  |  | 42,318 |
Commercial and financial |  | 27,109 |  |  | 18 |  |  | 2,411 |  |  | (4,431) |  |  | 1,454 |  |  | 26,561 |
Consumer |  | 7,263 |  |  | 5 |  |  | 113 |  |  | (371) |  |  | 234 |  |  | 7,244 |
Totals |  | $ | 142,184 |  |  | $ | 106 |  |  | $ | 8,371 |  |  | $ | (5,312) |  |  | $ | 2,104 |  |  | $ | 147,453 |
|  | Three Months Ended September 30, 2024
(In thousands) |  | Beginning Balance |  |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 5,493 |  |  |  |  | $ | 1,562 |  |  | $ | — |  |  | $ | 3 |  |  | $ | 7,058 |
CRE - owner occupied |  | 11,582 |  |  |  |  | 338 |  |  | (2) |  |  | — |  |  | 11,918 |
CRE - non-owner occupied |  | 45,434 |  |  |  |  | 826 |  |  | (602) |  |  | 18 |  |  | 45,676 |
Residential real estate |  | 39,209 |  |  |  |  | (159) |  |  | (6) |  |  | 104 |  |  | 39,148 |
Commercial and financial |  | 28,429 |  |  |  |  | 3,003 |  |  | (6,180) |  |  | 726 |  |  | 25,978 |
Consumer |  | 11,494 |  |  |  |  | 703 |  |  | (1,794) |  |  | 288 |  |  | 10,691 |
Totals |  | $ | 141,641 |  |  |  |  | $ | 6,273 |  |  | $ | (8,584) |  |  | $ | 1,139 |  |  | $ | 140,469 |
|  | Nine Months Ended September 30, 2025
(In thousands) |  | Beginning Balance |  | Allowance on PCD Loans Acquired During the Period |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 7,252 |  |  | $ | — |  |  | $ | 241 |  |  | $ | (139) |  |  | $ | 12 |  |  | $ | 7,366 |
CRE - owner occupied |  | 11,825 |  |  | 22 |  |  | 2,503 |  |  | (197) |  |  | 7 |  |  | 14,160 |
CRE - non-owner occupied |  | 43,866 |  |  | 1 |  |  | 4,761 |  |  | (320) |  |  | 1,496 |  |  | 49,804 |
Residential real estate |  | 39,168 |  |  | 60 |  |  | 3,390 |  |  | (400) |  |  | 100 |  |  | 42,318 |
Commercial and financial |  | 27,533 |  |  | 18 |  |  | 10,748 |  |  | (14,163) |  |  | 2,425 |  |  | 26,561 |
Consumer |  | 8,411 |  |  | 5 |  |  | 357 |  |  | (2,296) |  |  | 767 |  |  | 7,244 |
Totals |  | $ | 138,055 |  |  | $ | 106 |  |  | $ | 22,000 |  |  | $ | (17,515) |  |  | $ | 4,807 |  |  | $ | 147,453 |
|  | Nine Months Ended September 30, 2024
(In thousands) |  | Beginning Balance |  |  | Provision for Credit Losses |  | Charge- Offs |  | Recoveries |  | Ending Balance
Construction and land development |  | $ | 8,637 |  |  |  | $ | (1,593) |  |  | $ | (1) |  |  | $ | 15 |  |  | $ | 7,058 |
CRE - owner occupied |  | 5,529 |  |  |  | 6,688 |  |  | (304) |  |  | 5 |  |  | 11,918 |
CRE - non-owner occupied |  | 48,288 |  |  |  | (2,049) |  |  | (705) |  |  | 142 |  |  | 45,676 |
Residential real estate |  | 39,016 |  |  |  | (152) |  |  | (128) |  |  | 412 |  |  | 39,148 |
Commercial and financial |  | 34,343 |  |  |  | 6,208 |  |  | (16,786) |  |  | 2,213 |  |  | 25,978 |
Consumer |  | 13,118 |  |  |  | 3,457 |  |  | (6,713) |  |  | 829 |  |  | 10,691 |
Totals |  | $ | 148,931 |  |  |  | $ | 12,559 |  |  | $ | (24,637) |  |  | $ | 3,616 |  |  | $ | 140,469 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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