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Allowance for Credit Losses - Activity in Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | $ 142,184 | $ 141,641 | $ 138,055 | $ 148,931 | $ 148,931
Allowance on PCD Loans Acquired During the Period | 106 |  | 106 |  |
Provision for Credit Losses | 8,371 | 6,273 | 22,000 | 12,559 |
Charge- Offs | (5,312) | (8,584) | (17,515) | (24,637) | (31,865)
Recoveries | 2,104 | 1,139 | 4,807 | 3,616 |
Ending Balance | 147,453 | 140,469 | 147,453 | 140,469 | 138,055
Construction and land development |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 6,556 | 5,493 | 7,252 | 8,637 | 8,637
Allowance on PCD Loans Acquired During the Period | 0 |  | 0 |  |
Provision for Credit Losses | 945 | 1,562 | 241 | (1,593) |
Charge- Offs | (139) | 0 | (139) | (1) | (1)
Recoveries | 4 | 3 | 12 | 15 |
Ending Balance | 7,366 | 7,058 | 7,366 | 7,058 | 7,252
CRE - owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 12,942 | 11,582 | 11,825 | 5,529 | 5,529
Allowance on PCD Loans Acquired During the Period | 22 |  | 22 |  |
Provision for Credit Losses | 1,388 | 338 | 2,503 | 6,688 |
Charge- Offs | (197) | (2) | (197) | (304) | (341)
Recoveries | 5 | 0 | 7 | 5 |
Ending Balance | 14,160 | 11,918 | 14,160 | 11,918 | 11,825
CRE - non-owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 46,627 | 45,434 | 43,866 | 48,288 | 48,288
Allowance on PCD Loans Acquired During the Period | 1 |  | 1 |  |
Provision for Credit Losses | 2,828 | 826 | 4,761 | (2,049) |
Charge- Offs | 0 | (602) | (320) | (705) | (1,485)
Recoveries | 348 | 18 | 1,496 | 142 |
Ending Balance | 49,804 | 45,676 | 49,804 | 45,676 | 43,866
Residential real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 41,687 | 39,209 | 39,168 | 39,016 | 39,016
Allowance on PCD Loans Acquired During the Period | 60 |  | 60 |  |
Provision for Credit Losses | 686 | (159) | 3,390 | (152) |
Charge- Offs | (174) | (6) | (400) | (128) | (134)
Recoveries | 59 | 104 | 100 | 412 |
Ending Balance | 42,318 | 39,148 | 42,318 | 39,148 | 39,168
Commercial and financial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 27,109 | 28,429 | 27,533 | 34,343 | 34,343
Allowance on PCD Loans Acquired During the Period | 18 |  | 18 |  |
Provision for Credit Losses | 2,411 | 3,003 | 10,748 | 6,208 |
Charge- Offs | (4,431) | (6,180) | (14,163) | (16,786) | (17,616)
Recoveries | 1,454 | 726 | 2,425 | 2,213 |
Ending Balance | 26,561 | 25,978 | 26,561 | 25,978 | 27,533
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 7,263 | 11,494 | 8,411 | 13,118 | 13,118
Allowance on PCD Loans Acquired During the Period | 5 |  | 5 |  |
Provision for Credit Losses | 113 | 703 | 357 | 3,457 |
Charge- Offs | (371) | (1,794) | (2,296) | (6,713) | (12,288)
Recoveries | 234 | 288 | 767 | 829 |
Ending Balance | $ 7,244 | $ 10,691 | $ 7,244 | $ 10,691 | $ 8,411

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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