<SUBMISSION>
<ACCESSION-NUMBER>0000354647-05-000003
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20041229
<ITEMS>5.03
<FILING-DATE>20050105
<DATE-OF-FILING-DATE-CHANGE>20050104
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>CVB FINANCIAL CORP
<CIK>0000354647
<ASSIGNED-SIC>6022
<IRS-NUMBER>953629339
<STATE-OF-INCORPORATION>CA
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-10140
<FILM-NUMBER>05508991
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>701 N HAVEN AVE STE 350
<CITY>ONTARIO
<STATE>CA
<ZIP>91764
<PHONE>9099804030
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>701 N HAVEN AVENUE
<CITY>ONTARIO
<STATE>CA
<ZIP>91764
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>amend8k.htm
<DESCRIPTION>AMEND8K
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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B>UNITED STATES<BR>SECURITIES AND
EXCHANGE COMMISSION</B><BR>Washington, D.C. 20549 </FONT></P>

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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B>FORM 8-K</B></FONT></P>

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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B>Current Report<BR>Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934</B><BR><BR>Date of Report (Date of earliest event reported): December 29, 2004 </FONT></P>

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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4><B>CVB FINANCIAL CORP.</B><BR></FONT>
<FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Exact name of registrant as specified in its charter) </FONT></P>

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<TD WIDTH=30% ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>California<BR>
(State or other jurisdiction of<BR>incorporation or organization)</FONT></TD>
<TD WIDTH=30% ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>0-10140<BR>
(Commission file number)<BR><BR></FONT></TD>
<TD WIDTH=30% ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>95-3629339<BR>
(I.R.S. employer<BR>identification number)</FONT></TD></TR>
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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B>701 North Haven Avenue<BR>Ontario,
California 91764</B></FONT><BR><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Address
of principal executive offices and zip code)</FONT></P>


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<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Registrant&#146;s
telephone number, including area code: (909) 980-4030 </FONT></H1>

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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3><B>Not Applicable</B></FONT>
<BR><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Former
name or former address, if changed since last report)</FONT></P>

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<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Check the appropriate box below if
the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the
registrant under any of the following provisions (See General Instruction A.2.):<BR><BR>
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR230.425)<BR><BR>
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR240.14a-12)<BR><BR>
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17
CFR240.14d-2(b)) </FONT></P>


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<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=3>
Item 5.03         Amendments to Articles of Incorporation or Bylaws, Change in Fiscal Year</FONT></H1>

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<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
December 29, 2004, CVB Financial Corp. filed an amendment to its articles of incorporation
to effect a five-for-four stock split of its common stock and proportionate increase in
its authorized shares of common stock. A copy of the amendment is attached hereto as
Exhibit 3.1 and incorporated herein by reference. </FONT></P>

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<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
amendment resulted in an increase in the Company&#146;s total authorized capitalization to
117,656,250 shares of stock, of which 97,656,250 shall be common stock. Prior to the
amendment the Company was authorized to issue 98,125,000 shares of stock of which
78,125,000 shares were common stock. </FONT></P>

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<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Item 9.01 Financial
Statements and Exhibits </FONT></H1>

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<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Exhibit 3.1 Amendment to
the Articles of Incorporation </FONT></H1>


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<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>SIGNATURES </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused
this report to be signed on its behalf by the undersigned hereunto duly authorized. </FONT></P>







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     <TD WIDTH="60%" ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE="2">Date: December 29, 2004<BR><BR><BR><BR><BR></FONT></TD>
     <TD WIDTH="40%" ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><BR>CVB FINANCIAL CORP.<BR>
<U>By: /s/  Edward J. Biebrich Jr.</U><BR>
Edward J. Biebrich Jr.,<BR>
Executive Vice President and <BR>
Chief Financial Officer</FONT></TD></TR>
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<DOCUMENT>
<TYPE>EX-3.(I)
<SEQUENCE>2
<FILENAME>exhit8k.htm
<DESCRIPTION>EXHIBIT
<TEXT>
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<H1 ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Exhibit 3.1 </FONT></H1>

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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>CERTIFICATE OF
AMENDMENT OF<BR>ARTICLES OF INCORPORATION OF<BR>CVB FINANCIAL CORP. </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
undersigned, D. Linn Wiley and Donna Marchesi, do hereby certify: </FONT></P>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          That they are and have been at all times herein mentioned the duly elected and
          acting President and the Secretary, respectively, of CVB Financial Corp., a
          California corporation (the &#147;Company&#148;). </FONT></P>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          That the Board of Directors of the Company adopted the following resolutions on
          December 15, 2004: </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW,
THEREFORE, BE IT RESOLVED that the first paragraph of Article Four of the Company&#146;s
Articles of Incorporation is amended to read as follows: </FONT></P>

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               <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&#147;Four.&nbsp;&nbsp;&nbsp;
               This Corporation is authorized to issue two (2) classes of shares of stock: one
               class of shares to be called &#147;Common Stock&#148;; the second class of
               shares to be called &#147;Serial Preferred Stock.&#148; The total numbers of
               shares of stock which the Corporation shall have authority to issue is One
               Hundred Seventeen Million Six Hundred Fifty Six Thousand Two Hundred Fifty
               (117,656,250), of which Ninety Seven Million Six Hundred Fifty Six Thousand Two
               Hundred Fifty (97,656,250) shall be Common Stock and Twenty Million (20,000,000)
               shall be Serial Preferred Stock. Upon the amendment of this Article to read as
               herein set forth each four (4) outstanding shares of Common Stock are split up
               and converted into five (5) shares of Common Stock.&#148; </FONT></P></TD>
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               <BR>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          Approval of the foregoing Amendment of the Articles of Incorporation
          (&#147;Amendment&#148;) by the shareholders is not required pursuant to
          &sect;902(c) of the California Corporations Code. This Amendment only provides
          for a stock split and an increase in the authorized shares of Common Stock in
          proportion thereto. There are no shares of Serial Preferred Stock outstanding. </FONT></P>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          This Amendment shall become effective at 5:00 p.m. California time on December
          29, 2004. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>We further declare under penalty of
perjury under the laws of the State of California that the matters set forth in this
certificate are true and correct of our own knowledge. </FONT></P>

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<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>DATE: December 21, 2004. </FONT></P>









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<U>By: /s/  D. Linn Wiley</U><BR>
D. Linn Wiley, President<BR>
</FONT></TD></TR>
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<U>By: /s/  Donna Marchesi</U><BR>
Donna Marchesi, Secretary<BR>
</FONT></TD></TR>
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</SUBMISSION>
