<SEC-DOCUMENT>0001193125-12-375895.txt : 20120831
<SEC-HEADER>0001193125-12-375895.hdr.sgml : 20120831
<ACCEPTANCE-DATETIME>20120830173700
ACCESSION NUMBER:		0001193125-12-375895
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20120828
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20120831
DATE AS OF CHANGE:		20120830

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CVB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000354647
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				953629339
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10140
		FILM NUMBER:		121066654

	BUSINESS ADDRESS:	
		STREET 1:		701 N HAVEN AVE STE 300
		CITY:			ONTARIO
		STATE:			CA
		ZIP:			91764
		BUSINESS PHONE:		9099804030

	MAIL ADDRESS:	
		STREET 1:		701 N HAVEN AVENUE
		CITY:			ONTARIO
		STATE:			CA
		ZIP:			91764
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d404924d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:4px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>UNITED STATES </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Washington, D.C. 20549 </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>FORM 8-K
</B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Current Report </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Pursuant to Section&nbsp;13 or 15(d) of the </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Securities Exchange Act of
1934 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Date of Report (Date of earliest event reported): August&nbsp;28, 2012 </B></FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="6"><B>CVB FINANCIAL CORP. </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>(Exact name of registrant as specified in its charter) </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>California</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>0-10140</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>95-3629339</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(State or other jurisdiction of</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>incorporation or organization)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Commission</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>file number)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(I.R.S. employer</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>identification number)</B></FONT></P></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>

<TR>
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>701 North Haven Avenue, Ontario, California</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>91764</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Address of principal executive offices)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Zip Code)</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Registrant&#146;s telephone number, including area code: (909)&nbsp;980-4030 </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Not Applicable </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>(Former name or former address, if changed since last report) </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check the appropriate box below
if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2.): </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Written communications pursuant to Rule 425 under the Securities Act (17 CFR230.425) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR240.14a-12) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR240.14d-2(b)) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR240.13e-4(c)) </FONT></TD></TR></TABLE>
<P STYLE="font-size:8px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;8.01</B></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Other Events </B></FONT></TD></TR></TABLE> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">On August&nbsp;30, 2012,
CVB Financial Corp. announced by press release that its principal subsidiary, Citizens Business Bank (CBB), has repaid five outstanding fixed rate loans from the Federal Home Loan Bank, in an aggregate principal amount of $250 million, with an
average coupon of 3.39%. The repayment of these advances, which resulted in a $20.4 million termination expense on a pre-tax basis, was funded from CBB deposits at the Federal Reserve Bank of San Francisco. </FONT></P>
<P STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;9.01</B></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Financial Statements and Exhibits. </B></FONT></TD></TR></TABLE> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">(d)
Exhibits </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD WIDTH="90%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:39pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Exhibit&nbsp;No.</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">99.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Press release, dated August 30, 2012, announcing the repayment of Federal Home Loan Bank Advances.</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">2 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SIGNATURES </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>CVB FINANCIAL CORP.</B></FONT></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">(Registrant)</FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: August 30, 2012</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">By:</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/s/ Richard C. Thomas</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Richard C. Thomas</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive Vice President and Chief Financial Officer</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">3 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit Index </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">99.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Press release, dated August&nbsp;30, 2012, announcing the repayment of Federal Home Loan Bank Advances.</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">4 </FONT></P>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d404924dex991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<HTML><HEAD>
<TITLE>Press Release</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit 99.1 </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="right">


<IMG SRC="g404924g86e80.jpg" ALT="LOGO">
</TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Press Release</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Contact:</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Christopher D. Myers</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>For Immediate Release</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>President and</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Chief Executive Officer</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(909) 980-4030</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>CVB Financial Corp. Announces Repayment of Federal Home Loan Bank Advances </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Ontario, CA, August&nbsp;30, 2012 &#150; </B>CVB Financial Corp. (NASDAQ: CVBF) announced today that its principal subsidiary, Citizens Business Bank
(&#147;CBB&#148;), has repaid five outstanding fixed rate loans from the Federal Home Loan Bank, in an aggregate principal amount of $250 million, with an average coupon of 3.39%. The repayment of these advances, which resulted in a $20.4 million
termination expense on a pre-tax basis, was funded from CBB deposits at the Federal Reserve Bank of San Francisco. The effective date of the transactions was August&nbsp;28, 2012. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">CBB took this action to: (1)&nbsp;deleverage the balance sheet and (2)&nbsp;reduce ongoing funding costs. Management is confident that the Company has sufficient cash reserves, both before and after
consummation of these loan prepayments and payment of the associated prepayment fees, to fund its current business activities. The Bank focused this set of prepayments on its Federal Home Loan Bank loans maturing in 2015, with relatively shorter
maturities, but may consider prepaying a later-maturing Federal Home Loan Bank loan in the future, as circumstances merit. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Corporate
Overview </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">CVB Financial Corp. is the holding company for Citizens Business Bank. The Bank is the largest financial institution
headquartered in the Inland Empire region of Southern California with assets of $6.3 billion. Citizens Business Bank serves 40 cities with 42 Business Financial Centers, five Commercial Banking Centers and two trust office locations in the Inland
empire, Los Angeles County, Orange County and the Central Valley areas of California. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares of CVB Financial Corp. common stock are listed
on the NASDAQ under the ticker symbol of CVBF. For investor information on CVB Financial Corp., visit our Citizens Business Bank website at <U>www.cbbank.com</U> and click on the CVB Investor tab. </FONT></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Safe Harbor </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><I>Certain matters set forth herein (including the exhibit hereto) constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including
forward-looking statements relating to the Company&#146;s current business plan and expectations regarding future plans and operating results and potential prepayment of outstanding debt in the future. These forward-looking statements are subject to
risks and uncertainties that could cause actual results, performance or achievements to differ materially from those projected. These risks and uncertainties include, but are not limited to, local, regional, national and international economic
conditions and events and the impact they may have on us and our customers; ability to attract deposits and other sources of liquidity; oversupply of property inventory and continued deterioration in values of California real estate, both
residential and commercial; a prolonged slowdown or decline in construction activity; changes in the financial performance and/or condition of our borrowers; changes in the level of non-performing assets and charge-offs; the cost or effect of
acquisitions we may make; the effect of changes in laws and regulations (including laws, regulations and judicial decisions concerning financial reform, taxes, banking, securities, employment, executive compensation, insurance, and information
security) with which we and our subsidiaries must comply; changes in estimates of future reserve requirements and minimum capital requirements based upon the periodic review thereof under relevant regulatory and accounting requirements; inflation,
interest rate, securities market and monetary fluctuations; cyber-security threats including loss of system functionality or theft or loss of data; political instability; acts of war or terrorism, or natural disasters, such as earthquakes, or the
effects of pandemic flu; the timely development and acceptance of new banking products and services and perceived overall value of these products and services by users; changes in consumer spending, borrowing and savings habits; technological
changes; the ability to increase market share, retain customers and control expenses; changes in the competitive environment among financial and bank holding companies and other financial service providers; continued volatility in the credit and
equity markets and its effect on the general economy; the effect of changes in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Public Company Accounting Oversight Board, the Financial Accounting
Standards Board and other accounting standard setters; changes in our organization, management, compensation and benefit plans, and our ability to retain or expand our management team; the costs and effects of legal and regulatory developments
including the resolution of legal proceedings or regulatory or other governmental inquiries and the results of regulatory examinations or reviews; our success at managing the risks involved in the foregoing items and other factors set forth in the
Company&#146;s public reports including its Annual Report on Form 10-K for the year ended December&nbsp;31, 2011, and particularly the discussion of risk factors within that document. The Company does not undertake, and specifically disclaims any
obligation to update any forward-looking statements to reflect occurrences or unanticipated events or circumstances after the date of such statements except as required by law. </I></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">### </FONT></P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g404924g86e80.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g404924g86e80.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`HP#D`P$1``(1`0,1`?_$`)P``0`"`@,``P``````
M```````("08'`P4*`0($`0$!`0$!`````````````````0(#!!````8!`P($
M`P4&`PD``P```0(#!`4&!P`1"!(3(105"2(6%S$C5Q@90=,DU9:744(S88$R
MTI-4)2;6-C<X$0`"`@(!`P0!`@<!`````````1$"(1(Q05$387$B`S*!D?"Q
MP4)2(S.A_]H`#`,!``(1`Q$`/P#W\:`:`:`:`:`:`:`X7#A!H@LZ=+(MFS9%
M1PX<.%"(H-T$2&466664,5-)%),HF,8P@!0`1$=M`5I<@O=2XXX87=0-1=.<
MU7%HN9NYC*0[;I5J/52.)%TY&ZN$UXLRB0AMT,DWQNKP-T[&VZ5^JSYPC+LD
M5@6SWF>2DL].I4J9BVH1PHG2(U=QTY:'H*&,H)79GR\O%(`L0AR@!/+BGN3<
M0$!$-=%]5>LF=V:7'W4N<`B(AE*!`!$1``QK0M@W'[`W@Q'8/]HB.M>.G8;,
M^/U4N<'XIP7]M:#_`"+3QT[#9C]5+G!^*<%_;6@_R+3QT[#9C]5+G!^*<%_;
M6@_R+3QT[#9C]5+G!^*<%_;6@_R+3QT[#9DK^&ONF9=F,TP=-Y(V>)GZ/=A2
MKL?--*W7*PI4[,]=-R0\F^7BFK`CN&=J"9LX*<!,D*I%BCLF8ILW^I1->2JS
MG)Z+-><V-`1BYAY^3XUX`O&3D?**6%LU2A*6T>=)D'EOFS"SA2JH"('=(,U!
M,Z63+XG10.`B4NYBZI7:T="-PCSA&]U/G`8PB&48`@"(B!"XUH8E*`COTE$\
M(8PE+]@;B(Z]'CIV.>S/C]5+G!^*<%_;6@_R+3QT[%V8_52YP?BG!?VUH/\`
M(M/'3L-F/U4N<'XIP7]M:#_(M/'3L-F/U4N<'XIP7]M:#_(M/'3L-F/U4N<'
MXIP7]M:#_(M/'3L-F/U4N<'XIP7]M:#_`"+3QT[#9F<4OW>>7=<>$5LSG'^1
M&/F"JKLIJI-Z^X,@5(Y!:M9"IJQ1&Q3J&`XG4;N#[EV#8!'4?U4Z#9EX?$?G
MAB+E;&H1<:X^3\IM&1EYK',TLF#Y0&B+47\I67I1\O/08+N!Z!*)7:9"B*R*
M8!N/&U+5]C:<DX-8*-`-`-`-`-`-`=#:+/`TNN3ENM,FVAJY6HI[-3DL[,8K
M:/C(YN=R\=+"0ISB1%%,1V*`F,/@`"(@&B4X7(/*]S8]Q3(/).4EZ117<C1\
M(MGRZ#*,9JKQ]AO#0B1FOG;BZ;K@8(YZ!CJ$BR""!2'*"_>.7<OJI]:KE\G-
MVG'0K5``*`%*`%*`````````?8``'@`!K9D^=`-`-`-`-`-`!#</M$/\!*(@
M8!_8)1#Q`P#]@_L'0'KP]NKDRWY%<?*^6;EVSO)N.T&]/OC,[DAY1T,<F#>"
MM;AN)N^*%EBTB*&5$.DSQ-<H#N4=>7[*ZV]#K5RO4GQK!3S.>\%R!^>\PP6#
MH-^92O8C;A(6-)!4AFSN^3[)%;I6!,P]2T#`KD2*4VPI*.5O`>H!#T?56%/<
MYV>8*>M=3(T`T`T`T`T`T`T!E5'NUHQM<:W?Z3*JPEMJ,JWFH&42(FJ9J^;]
M0;*(K%.BX:N43G262.`D514,4?`=&DU#X!Z\OS8Q/Y(_S8]E/_\`5OS+Y#L.
M_+_.G5\N^B]'E^_Y7YX_A.[T=KM_>=7;^/7EU^>OJ=9Q),S6"C0#0#0#0#0'
MG5]WKE6\GK4VXPTV4.E7JMY";R<NQ7.4LQ8W*'FHBK.5$5>APP@V:R;IPB8!
M*+Q0A3!UH;!W^JN-GR<[/,%(.NQD:`:`:`:`:`:`:`:`F7P6Y./>+V=H.SOG
MCP,=VCM5G)46W$ADG,*X%4L=-BDH)"&=U:1<>9(;J*/8,N3?90=9O79>I4X9
MZM,XYKJN%L*7+,TL]2<PM?K)Y>)\JHDH,](R"1$JU'1QA$2+JS4DZ033$-P`
MJG6/P@.O*JMO7J=&X4GB;LMBF+A8Y^VV%VH_GK1-2=@FGJISJJ.I28>K/WRY
ME%#&4-UN5S#N81';7L2A0<CI-`-`-`-`-`-`-`-`-`7U^G6/]$KHV<]?<\]T
M]1/_`,<^O/5T]/7T>5\KX=/^'CMOKCCS?QV-_P!A?[K@;&@&@&@&@.OEI1E"
M14G-22P-XZ(CWDH_7-ML@R8-E';I8=Q`-DT$C&_W:`\*E]NDODB\6_($^]6D
M9BYV.7L;]ZOU`HNI*/%7*?P&.IV4DFYB)II`82HID*0OPE`->U*%!Q,2T`T`
MT`T`T`T`T`T`T`$-P$!^P?`?]^@)?Y0YE9'RKQKQ1QPGTTAB<:O^Z[L`&1!Y
M9HN$:'C:'%+H(MT`:(U:*<JH*?$IYL4T%3B!R#K*HE9V++B"(&M$&@&@&@&@
M&@&@&@&@-P8(PA>>1&3J_BS'['S,O-*&5?R*Q5`BJU!H>,A8IURFFIY6,8D_
MV"HNJ8J*0&4.4HRS55+*E)Z_ORXU'\L7Y8NO_P!8^F/T\]0\JW[_`)CTSL?,
M?8[?9]3]9_\`(=>W7YGX^KK^+7EV^6WJ=(Q!(K62C0#0#0#0&@^5+I9EQFY`
MNFZRR"R.&\D&(LW.":R8C498HF24$#=!]A\!VW#6J_DO<CX/$BF``F0`\``A
M0``\````/LUZSD?;0#0#0$X,`\#LC<AZ&&0:UDK"=5C#2SZ(+%7:Z.F%@*JP
M!$3N'$=%0\QY)!?O`*15CIJG)L?H`ABB.+757$,J4F[OTF<S?C=QG_KZP?\`
MR&L^5=F75G!(^TKR&0@IV:K][PC>G$#'+R*L!3[=-/YM^5!(ZH-&)'E:81P/
M')4S`D5=PB0Y@VZM]7RKJF-65>KH*M5UVRY#)+MEE6ZZ1@V,FLB<R:J9@_88
MARB`A^P0UT,G%H!H!H!H!H!H!H#>W'/CU>^3F3&6+Z`:-:2B\;(S,A,S9W24
M)!Q,8F45GLDJR;/'8%7<JI-T2II',==8H>!>HQ9:RJI94I<$XWWM(9E9NUVG
MUNXX`=NH9%4CRYV%BZ273$2+(KM359<R*B2@"40$V^X>(`/AKGY5V9=6?D_2
M9S-^-W&?^OK!_P#(:>5=F-6/TF<S?C=QG_KZP?\`R&GE79C5C])G,WXW<9_Z
M^L'_`,AIY5V8U9L.A^S?DNQNA&<SCB0L<WZO.J4A>9MKE`XB'ED3D<,(1$GF
MRE/\1CE%/H\"J;^!_:ET9=2\KC3Q=Q=Q:HR5/Q[&$4?NNE>SW*0;-/F>VOP,
M<Q7$N^013,+1H!^VU;%'M-T@``ZCB=0_&UG9RS221(W62C0#0#0#0#0&F>1<
M!(6G`.:JW%`B,E.8LO<6Q!R)"H"Z>UF201[HJ"!`)UG#??8-6OY+W(^#P]DV
MZ"[;[=(;;AL.VWAN`^(#M^S7L.1]M`-`-`<9T45!ZE$DSC]FYTRF';_#<0$=
M`?3RK;_MT/\`I)_\N@-MX.RU9<#90IN3*B\?LG-9GXR2DXZ-?KQJ-BA4')?5
MX"1!N8J3EG+1AUFYBJE.4H*;AL.PA++905."97N+8FK[&\U+DOC!HN&(N3M>
M9Y"C3G;$;>D6]^U;NK!&.T$5%DV3N2*Y2>G1$VY72KD@;]L=L_6\:OE%MS*X
M97#K9D:`:`:`:`:`".WB/@`>(B/[-`6;Q[I]Q&X0%DV+Q2!SES&<)J-73-PH
MSLE2P7!G.")T%D3)/(LUO64,;J*(=Q%SMOUI?=\_ROZ(UPO5E8JJ2:ZJBZY"
MKKK',JLNN'>765.(F45665ZE%55##N8QA$QA'<1UT,G'Y5M_VZ'_`$D_^70#
MRK;_`+=#_I)_\N@'E6W_`&Z'_23_`.70&4U2WVZAR*<Q1K59*9+)"(IR54FY
M*OO"B*:B0B*\4Y:G/]TJ<NQMPZ3"'V".C2?(+_>`GN=S60K+!X0Y%.(XUBEP
M0C*3DU(B;`;%,K.DFD?6;-&MD2-4YA^5<A6SU'I(X.0P+$*804-PO]<*:FU;
MN7DZXFQH!H!H!H!H#X,4IRF*8H&*8!*8I@`2F*(;"4P#N`@(#XAH#Q9<P\,N
M\#\C,G4!0C@8I.P.9ZLNG#<K?SM;L9AEXQ0G;,9)7RQ'1FYSEZ0,JB8>@G_"
M'KH]JIG)J&1EUH@T`T`T`T`T!:UP<?L^2>&<O\&+I(QY'#R"?Y*P`\?HI`\@
MKU$.5)&691SGL]T6[APHFX62`XG%FH\Z2B05`USO\;*Z_4TLJ"K:7B)2ORTG
M`SC%>,FH5^[BY:.=$%-PQD6"ZC5XU6*/V'0<)&*.VX#MX"(:Z<F3KM`-`-`-
M`-`2OX48,9\@N15(I4\B8U'BSN[GD-<Q2>31J%72\^\:2*RAR)MF<V\*@P,<
M=]BN1';8!$,WMK6>I4I9\\TL])<@\\V2RP8$;8\JJ2-!Q;%-TP;L8ZD5DRC1
MDNR9DV1:$FW(*/.@H!TIJID^Q,H`I76OJ&Y9$_6B#0#0#0#0'W3451436054
M0714(J@NB<R:R"R9@.DLDH40,15(Y0,40$!`0T!ZK/S:R_Z9WYB?..?G?Z:?
M+/G_`";KO_4'U/Z>^H?9OU>N_P`1YK;L=7WO3T?!KS:_[->DG2?C)9SKF:&@
M&@&@&@&@*RO<LX<N.2&-VEVH48S7RYC9N[<1Y#*$:N;55.TNZDJP"XDZ%GR#
MC^(CR*G(F"IE2=0"KOKI]=]7#X,V4GE1615;JJH+IG2614.DLDH'2=-5,PE.
MF<H^)3D,`@(?L'7I.9Q:`:`:`:`:`S#'UZL6,KQ5,A5-XHPL=.G(^>BER*K)
M%,X8+D6%JY[!TSJL7J8&272$1(JD<Q#@8HB434J&"P7GK4ZWE*LXNYQXQCC,
M:IG!H>&R9"(G*Y3IV68<%D7[==9-N@"19@&+@!%0I3+KM1<;?Q(`'.F)H^4:
MMW165KH9&@&@&@/GQ'P`!$1\```W$1'P``#]HB.@+64&+GAKP1DI!T0L;G/F
M4L,2SZ3E+*U;#,:F;OF*H405:GG6CH3&`O\`Q^H)B(]2'P<_SOZ(UPO5E4H`
M```````````!L``'@```>```:Z&1H!H!H!H!H!H"^KY1L7Z*?IWH[_SOG/F;
MR_84[OH?UR];]5Z.WU>1]+^_Z]MNWX[[>.N,_P"XW#T]2_[7`V-`-`-`-`-`
M-`5#\W/;"KF:EY?)^$C1]/RB[66DINO.!(SJ=R6%)55RLB"#4YH:R2"X%W5W
M!HNH83J@0YCJCUI]D8?!EUG*Y/.7D7%^0\26%S5,ETZ>I<^U\3L)Q@JU[R?@
M`+LG6QV<@U-U!LJ@HHF;<-C"`@(^A--2N#G[F!Z`:`:`:`:`LX]OV^4R[0^3
M>%F6I,\?3,]I)NJ!*JI@Y3K.562*98]5DFJDH@V<RY6J*A1/TIJKLR)"("L/
M5SNFOFN4:J^C*];]1[#C.[VS'ML:"RLE,GY.N3"'CVQ>1CD[<SAN<P!W6;PA
M2K(G_P`Z2A3?MUT3E2N#/!B.@&@&@)2<-<'/<_\`(*B4DK8%H%I)(V2XK*`8
M&K:K0:R;R5%RJ4R?:*Z23[!!ZBCW5"@`]0AK-W%9*E+,IYY9]:9_Y"V26KAD
MR8\HR26/,=MFIC`Q-`5M11LM+-$@-V$D9J2!59($BD(#7M!L(@)C*+6OJ+<D
M,M:(-`-`-`-`-`2AXH<6KQRIR3'U"N(+,:PS<I+7>X'0[T?6H<O2HY,<HJHB
MZD7*8@DW0((F%95,3]*76<LM954LJ4GL0^GE3^G?TL]&9?)/RA\C^A=G^!^7
M?2?1?(=KKZNUY'X?^+J_;U;^.O)+F>IU,WU`-`-`-`-`-`-`-`8-?<9X^RE#
M#7\BTVO7*'ZP4(RGXQM($05#[%FBBQ!79K[>'6D8A]O#?;53:R@0$NGM+<1+
M:[,\81%UI)S`<QFU2M`),CK&4`X*F0FHZ:4(0I``@))G32`GV%`VYM;7VV,Z
MHCLX]DC&JKA=5#.U^:H**J'1;%K%;5*W2,81(B"JJPJ*`F7PZC#N/[=:\S[$
MT.']$3'7X^W_`/I2L?O=/,^PT'Z(F.OQ]O\`_2E8_>Z>9]AH/T1,=?C[?_Z4
MK'[W3S/L-#,L=>SGCO'U_I5\)FF[S2U+M,#:VT4[K==;-7SNORC66:(.%T%!
M631.X:%ZA*&^VH_M;4074W9RN]M+&/*/(C?)R]SL6.[*O%HQEC-7XN'DFEE,
MQ(DA%R3Q*0*0Z$DS8I^7,H4Q@51(F`@`I[FE?L=5`=9R1A_1$QU^/M__`*4K
M'[W6O,^Q-!^B)CK\?;__`$I6/WNGF?8:#]$3'7X^W_\`I2L?O=/,^PT)A\9?
M;UQIQLKF3H>/M5CMLME&NNZE*6E\UC8B7B*Z]:/&SEE">0(JDV754=@J94W5
MNH@D/3\(]6;?8[1Z&DH(>C[(F-^HW;SUD`B?4;MIC5ZR<4T]QZ$Q.93J.)"[
M!U#XCMOK7F?8SH?'Z(F.OQ]O_P#2E8_>Z>9]AH/T1,=?C[?_`.E*Q^]T\S[#
M0?HB8Z_'V_\`]*5C][IYGV&@_1$QU^/M_P#Z4K'[W3S/L-!^B)CK\?;_`/TI
M6/WNGF?8:&UL>^SGQMK"J+J[6"^9(70%8`;.W[:LQ3DBI#E*+QI")>=.LW,8
M#)G1=(!N4.HIMQWC^VSXP75%F>/,98^Q+7$*CC6GP-*KC<_>+%0#!%B@JX[2
M2!G;PY`%=^].B@0AEUSJ+&*0H"8=@US;;<ODUP9UJ`:`:`:`:`:`:`:`:`:`
M:`T+DWE!@/#UIA*/D3)D%!76QH'=P]002E)^T.F2:3A<7ZD!6X^7EF<<9)HJ
M)7"Z2:!^V8"F$2B`55;X)*-&O?<RX,1QWJ<AR#KS)6-<&:2:#JN7M!Q&.BJJ
MHBVDFZE4*M'KBL@<@%6*0QC$,``(@.VO'?L-D9W*\Y.*T'C>NY>E\M,8_&UL
MEI*#KUM<UB[IQTG)Q)4SO4$2?+(O$T^A4HI*J)$1<[_<G/J:VF.HE&$J^Y5P
MB07E&KC/$2V>0;8KV:8NJED1L_B&1NS_`!LFQ7J";MBT+YE+J55(4A`5((B'
M67>^._82B1$?GS#\QB$^>86]14[B1.&7GSW.!1D9QF$8U4%%VIZ?$LGDR+IF
MN44UFP-O,HJ%,4Z93%$`S#G7J6>I')O[F/!QY'.YAIGN(=P\>)BR$PUJ.17$
M2P.4A5!3>R:-/.Q:*]!RB!%%"F$#%V#Q#?7COV)LB6]0R10+^QB9*E7.M6=I
M.0<?98HT/,,7BSR`E6K9]'2I&B2PO",W35XD<ICIE\%"[[".VLM-<E,UU`-`
M-`<2RR+9%5PX52;MVZ2BRZZRA$D444B"HJJJJH)2)I)D*(F,(@``&XZ`_#$S
M4-/LPD(*6C)I@911$'T2_:R+,54A`%4@<LU5D143$0ZB]6X?MT!H6W<M^.E&
MRY5L#6/*==;9>N,S%P$/0V@O).;))S38KN)0ETXUJZ0@?4454C(^<.@*A5DS
M%`2&ZM:ULU/0DK@S?+F<L1X'@&UFR]?H"B1#YZE&QBDPX4,^F)%91%(C"#AV
M23N9FWO6N3J2:-UCE*;J,`%\=1)O@LP:VKO,WC+:LDPV((;*L:?)5A%0(.HR
M,';(.2E!2CUI0_DS3D!&M%@\DW.8-E/B,7H#<^Q=76T3T)*)/ZR4:`:`:`:`
M:`:`:`:`:`:`:`:`:`\]W!ZR19_=QYL-LD+N5<CS2ETC,9N9E1--8:M7;8W(
MYBXU-443+"%291QFI4R&,5DS6-N!1,8_:_\`S4<&%^3)Y<M>%>",T,,]A#DC
MX//>5<*J$&*B9N.C%[(XI,SZ[4[?+U83)EDGJ%F20CCR[A-0$4%13`P&$W5B
MMFH_Q3--)^Y53P?R!>>:1>(7%ZUQTJX@>'-SE\J9ADGY`:1KV.QXH$5@.LE.
MW=JA*.XV7>JMET5"MQ!!D'P+)%6$W2Z59MW,US@QS*$!F>W>Y/[BM4P2A6'5
M\LO'Z>A%T+6<W:<5%[4L*I61E7TE$5(Y6VOF?0A'B^.DR1%0ZAS=9$@U5"I6
M>)#Y?L62^T/:L;S?!)&'QW\S(.Z?*W"+O36R&9*J,[J^8-YMT$,\CVS5)S!K
M1D@U5;B8!7)UF(H(G*(ZQ]B>^2UX*MO;;F>1QN-KJCX=Q'&Y#QY>>8-8KN<I
M)^K%38-\:S=/J<;<H5Q3GZ;19O%'@]G*\VF^;J,S%(1(IU/`V[Z[2WF#-9C!
MN29RR7B9S(Y=GQ#@3"D+.X(XM+N8F<6F,C/9"Q4ZGNL9MJ^A+*+RP1K67+6)
M5N5TDW9%%TNR23%V!"BH:);54MY99A_H;?PW[DO,"X9,XQPT[1,)V:O<@<27
MO*85RL!/U6P,(O'B5[92I2V:T6-Q`LY&1?T-==)!5%1NFFN0AG`;&.6/ZZP\
MO#"LW!BV(/=BY)77)DA4I&H83GEE</9CNR=5K*LNW3J=YQE&6&R!59'("%JL
MD%;8PE=KG<5=1Z)$EC/TNVKN0Y1/ZZI3GD;.3OL5>Y#S/LK_`(466T4O`[ZC
M<M;Q<*I'0%<;VJ-MJ471K*G#STZI*RMC>0T*X%%T;RK8R;L5O)&$XIBL0"G2
MJGG`5GU,HQ]S5YD\JZ+DG*..,7<>)_CW$3V3*5?\>W>4LT3;XNA0].*]+)R\
MW'3#XK]]98]\H8[!K'#T%+VP4$IRK%.M:N'.Q9;XX(F\>^=N0,`\2\>,<48J
MPOB2GV*\9]4;V%\>YW"/4L523:RL718*@%N#O)%IL5D?O$$74P152.BVSEN*
MJ29"";6G3:V6VR)PC,L8YAEN5'-+VM,WY$K-296J\XYSK)S;*!C#EA!EZ+8,
MI04'*M4I%Q(N@=LBUUNNDH==4Z"Q`%,P`4NT:UK9+@)RU)M/FA<6D9[N_$!O
MFB9?1&':M`P\U15%FH>CH765=V-N5\85D56RB3JW,8AN\<@454$2E#J(``8L
MK_R<<A_DIX+,.9:/'*BQ-*Y,9N:1:]EX[O;#>,6-%IV'KLK:[6VK4DNVJ,<M
M)BF:9=N%&Y7;5J0_41VU(KTF(51,^*[/XKJ:<++*S:=[GW+-.#X^Y*N=!PE+
M4?E6^S!!XVKT"C<X:9I$_CZ1>1T,A;9MW+2Q9B->NRH`Z7;,4@(U.*J?4J'9
MUOQURD\HDLZZO>X[SUG.)F1N8R-,XT'QOCIY*TR6@56]\:VP]G-8(F*:V6-1
M+8',<\AX0;&S159*KMUG8E.H4Y"C\+2FVN9$N)-\<?N?7(I3E#C;!O)""Q2O
M6<QX!K^;:O:L7LYJ'1I<78(`UD;/[^\M=A=(-(E$(]S&*]!""5^LV$ISIJ!O
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M*;&9ALE341?Z\T>7BN3RS)20K,VX-2%7!(,4(YNW32:G;'3:HE1`_;`0'7D<
M)0H0@DCCCBOBG#&&)7!^&6\UBNN2Z;\[FPU*00&[!*214TW4_P"OSK&:(YF>
MPB1%,[A!9-%`A4TTRD(4H9=FW+$)*$8QQ=X9XQXB-Y^+Q+8+^%:LAP>2-3L4
MQ"R,!Z[T,FZMF129UV,?DG'#"/1;'.9P9$4$P`$@-\6EK.W(22X-2Y$]M+".
M2\A9-R=.WC,S2T9?92D#?U8BTUILTG*7+*1QUJ`H@YI;TZ5203AF:2213@Y*
MFU3W7,/4)JOL:48P35'2F]K#CP`T'R]KS,P3QG2I;'=-3C;E"QXQ-.L<A97U
MJ@R.&E32=J,[4E;7S9\4R@@HU5Z"]`[F&^2WIDNJ,&AO9PXO5U*M^@W;D'$/
MZPQLT*QEV&2V+:15K5K25;2-67%.JE:(P`,G;I#LMTD!71>K%<&6`Q>EY;>A
M-49.7VH<`)PM$K:60\^)5_%<X\L>*X8EWK?DL;34F_92DL^J!34@RK$TM)1Z
M:ZY%3K)BIU"4I>LV[R/LLEU1^N+]JGCS7GUW&I7KD-2ZS>5Y%\^Q[4,NR$#0
MH^6D.T0)AE`,HP@/W[)LGV4?4U)!($=BG(?I()7DMUB2:HQ`GLX\6DG=750M
MF<VK"F/Y&1K<*RO,$QCHI>;$YK#Y-5I3495M\P&/N[.FY(J82AT&(`;:>6WH
M-491CKVI./V++#0+14;_`)\:S.+'SAUCQRYOT.X)46C^4<RLM"0B'R@1!C!S
MBKY=-\V(4"NDUU>L1.H<XG]MGAP75$H^2_$C!W+2L1]9S)5C2IX19RZK5DBG
M1HFU5ET\0%!PM#S"2:@E16`"&4;+D7:+'2(91(XD+MFMG7@-)\FE\=^V_@.E
M.ROK3.Y=SHY9U>9IL".>LA.<B-:K7I^,/#2;*L1J\?'Q<0HI&*&126(B*[=,
MYBI'(!S@:N]GV7L-48I7/:SX]5AU"JL;;F=TPI<-=X/%T')W&#?1&)FN0%I9
MS8%Z(BI40<HOCO9M=PDM(JR)TW`D4\3)D$'D;[#5$>N6'#.&X]<!<^X3XZ16
M;LD.,LOJB2L8S9Q:^0FT?9FEP@K!.3;5M6:JV>PR$I$P1O/.7RRC8YT$2$`J
MA]CZK?:Z=H4$:Q",KPS[;.$\J<?H62RP_P`^R=_R'@RCXRL4ADF0&&O.,(>`
M5@9*7H5+B)RGL0K4`SL$#Y=%-TT>];$/NE#%5%4\=VGB(D)8)Z_E:Q;^6+\I
M/_L_TH^G/TQ[GS"X^;/0/*^6\U\P=K?U7K^]ZNSY?J^#L]G[K6=GMMUDL8@U
M?GZ=YGQ>9:H^P2RQ>VPA6<?6":RD_P`O/3,("7G%%'2D:C#NZI'S^06CR`CX
M\ZRXD:`R."R91[@B;HJUC/(<]")]5YU\G,K,N.='I-)PW6LL\GU;_<:E*R*]
MRL-(IV%,9@FUE;I-L^N"E)F:M,LH!8UDBJW[#8Q#KAUJ&(C76JF9A$E\=3(G
M'/K.K[AQ?<RU7!,5.Y>P]9<K8[S0T&?(RQ]CZRX@337L5I(W>.D+'9H%]'KI
MN&[)F85DSB=-1?9,#*-:[PW@2X]2Q3$5NF,HX.QG?'2[>(L&0L5T^V.',<T`
M[2+F+74X^6578L7RCHIV[)Z_$R22QU`$I0*<3>(CAJ''J:7!5=B'F/GG$'*B
MT\<.7=U3L5(R#99VE<?L]!2JO2H4+16UE&HQ,_Z6SC8):1F1>()BD;K%M)$(
MEL9!TF<.CJG7:O)E/,,E#Q`NV?7-GY6GY&9D@K55,29?6Q=4#N*Q3*46.CXJ
M&B;0:S3LG!,H]H9:=A+C%E[2BIB-UDU2;`/B;-DL:K,%7J3:3R!0U85S9$KM
M45*ZS=E8/)Y.R0QX5J^/V>ADYE"O18H.S>93V3,H!Q[A?#X@WS#*:3F>8G&N
M*LE`IY<T8]=SN4G5JC:6K'62+EX=:1J#;O2Z<O)1CU9K$)(K"")#.#I%66`4
MR&Z_#5UMS!)1H#@UR2O62OS$P'(#(^.7]VH/*&]XKJ;&"-"UEFI782/K98IE
M`1BRR4U+LUY)XY\LX=&<NG`#L*AA+L6VJE$=@GW[D@N7\SDNJ<=,KWS$U\1Q
M_<<<TBUY`9R;FKPUM9RB-1KDK,JP#N-FTE6Z*,F+4I?,$#N)'*`[&+U%-*P[
M0^"FBZGD;-<_[<L7F]QED$,Q2O'E'.'SF%(IWEFDBK22WL:Z6KBS"`4C""46
M'>,EWQ1'N?ZFK"WB,22<29'P:S3:[WQ0Q9F+/N48&3L^2F4C-"^E&%4H<?'I
MLY%]%>D1[>/".:/")$BQ<'4.`J[K&`=B%*`2R6T)!/$LEJ.1\>`8"#?*8!Q8
MEDP(-H@P,,:=$K@D@!?/;BQ,W.!P5_TQ((&WV\=2&4XR9-QNJO'M4\@TA1U+
M>5]*;$MD"=>2\ZY\FS]/1*_%1YYMW]TEVP-W%/A+N;PTA@Y%,CX\2ES5]6^T
MQ.>(^+&'A%+1!DERR1CE3+'FC3/@>E?&4.4H)"3N"80#;<=2&#,A$``1$0``
M`1$1'8``/$1$1\```T!3%B#FIDZ;]P(*E<9.19\=L^1=\KO'Z.E6T(VCO6,1
MR[F"=V",D6Y6[M\6[2D!)=HICN3""S8A?#XM=71:3U1F<^A;2IDG'21'RJM^
MI2:<8X!I)**6F"(2/=&.=,&SXYGX%:.!43,4"*=)MRB&VX:YPS1^QK>:2^ER
M5]C<:L\GU`,9.$:V&)<2ZA2("Y.8D:B[.],!6Q14$0)X$#J^SQU(8,IT!6;R
MHY+VR@<M<$8)/F.#X\XRO&,[W<I_)<W7:[*EG+7'OB1%:I#*6N3%W68%P4Q3
MOA.H(&7(44-@.HB.MUK-9B69;S!(/BY/Y@C<<LX[D_DJ@6O)DW<[86H2]>4K
M$(C;*$C(G;4V2CXJ$42CW3B8C6AGH`U[PE2<$*<W64Y2RT3\>"J8R9'E++EM
MBT*+(X7;8HR)%.<E056R:XG\H1-8)6ZS*%.1=Q`O4P?M)*W^8.B#:-5Z#N`,
M(%\=M$NX.^J7(_!]YO>0\:5C)=3D[KBV23A[K!$F&23N,D1BUIATW2(LLF+\
M(EFU5\Z=#N)LU454U3%424*6.K2GH)1M&"M%:M"*[FLV*"L3=LJ5%RO!2S"7
M1;K'("I$EU8]PX(DJ9,P&`IA`1*._P!FH4K/Y0\M>4>%\AU^5K6-<<I8>=9A
MI&%HVNW1W/\`U:RS)6J1093UVH#*%,9HRJ=0;O4U@%5%R9R5,QC&(!NE/I6J
M:]8(VU[&P\HYXY!6G+^7,"X#EN-U,GZ/&4Z+9S.7;O-HWAU.7ZKDL$=8*Q1X
MFN3;*6BXT70-TTG0@*[IN<!`4S`&HDH3<P,]#2F0N:?(]N\Y0RN*ZWC2>J/!
MIK26F836>/GXV0S%9$:TK:<NQE!>MI@Q*,I6HDJ2D:5TSE"/3KE#N_Y`JK7$
MS+)+_8L.^M<%^7G\QGI$O\M?1CZU^@[LO7O0OD?YZ](W\UZ=ZOY#[G_6['>_
MS]/Q:Q&=>LFB-ON+HYML^"8S#N"ZW892>S[D*K8?MMJK[5=<V-<;V=1R>[W.
M162151CV"<,S.R.X7$J"?G/B$!$-:I"<OH1\0C2V0\-R_&;EEQ$R[C?&]FN>
M%JOA&R<9+LTJ-3=7BPXZB6:+>:IMS;1<9$2,ZU1DI%LHWE';,3.'0J#WA`IC
M`M4]JM/F9)P_0TA2JWDZL\%.8D#/81S*PN7+G*7*ZWXLH;6@S$W<(Z*R1$,X
M^HAD2-ADWB5"=2+I(0Z7RB92IAU[^.JX=TTUB!T99YQ1?/F/%K"[6<J]QK$S
M2L45&J6&LV:L2D+9FLW2*PP@IILC!NT0>NTU7\6IY-1(IB/$A(=(3%.76+?D
M_<JX(E(8<@.=>#^0.,\L8IR?B<CC-5PMN-)N[0$K4YS:6;D=4V^PB3]FT6!(
MQC*HOXU4ICI$`4U=C'3,73;HTUS`B405#C]RF?<:'++..,[KE.4K?N&U"_YR
MI\-&&>2N:<(42CTZE/).+K:1XM'(49*JP#98$DP$KPR!G'3U%-TZFL_'_$S#
MC]3'>17&^TY%G>75RHG&')3/%>0+YQ90QM3D\?S,*_G+12'C]_EV^Q^-VPMG
M4)`2%17%L+]TU;BZ<F!("E7Z0+:M*):D0LX)-9,X_P"*ZCR6X=Y5I7$.??\`
M'MG1\TL[W7H7!#RR2L=;)XL0G3'%[HKR+>6%-PU>-E5FKA\@8&A2[IF+X!K.
MSU:;^184K&"*M^P;;+/A+E=*Q_&+*JF7[_SL2RSB2</A:>8WLF*G-DJ,Z9ZU
MF_34I:!9%A(R2`S)19/MN%`)T`JH0=:F&LJ([DB5ZR7;\RYJ24XM9:A:]2+_
M`':Q9.QO<*!6*Y2ZG*3\V6<NM-FF,8M,LFJ77"13-54/-.7(IIHFV((BH<A3
M<J?D:;A$+:MB:C0/MPUB$E>,=@6S$3`!<1KP:6"W3O(2>5FN-W4`>4<M21!Y
M1&*4LS43DFE#%:FZR*]P.H-;E[\XGN3^T@=9<1YB;\5^)]*2XH7N?R1'X/S]
MC:T3MKQS>+TIB=V>5DG+&,B<:`^9TEA9<AEGP39VIX5=5B@B)T"+&3*4FI6S
MEJ)1.AWTGQ4RV_IW#ZQ8RPS:JY.9BX\0?"OD^PG,=3<3:*96XM_3DYG)#XRD
MC#J0+1O'5]TS+(NCE6?1J1"))*`X*)6RER^'*$&8.N*]/H><^55+R5Q'S;DB
MGW&]XDD>/;G!]8>5W'[F`K4>V&MP$C8H`8V.Q\>A3:I%G4JH[3*[6!RZ6("P
MF*O-FTFFIZB/0UUD'BFL.%N<;&H<7,@K96MG+*H3N&Y]WBJQR-R>XLCK367P
M2L'<)5J[DVK5%K!S!WJQ7)'*YG20K"H"Z0A5;*SB`UVY+J.5>8[]6N-U@GL,
M8YRI:\HW^IOXS'$%`8_F'L]7YZ8BS>6E+;&N4FX50(1!<RYO/]'\0D"0$44$
M$S<JI.V8@T^,<E4W(WAU+XJP#PYR?QBH6?++G'%]MH-F9TU1:_V$8]`\8E/W
MQO*U9]()1>.T'TTUZ7+9FA'$='7,B.P?9UK:6U:(,M837)WEDXS6K*W-)!:!
MQ+:ZQQ<YB1>/\I\@$K/B]S7Y*"L>$7EA5''%H<'AFQ:V3(,O%)G>H'54"3!R
M1R"AP.F(Q62KS\D(SZ'3X/X]J8ZR;*1^5^*/(2X9HK'+FQY/QSD.IR$M%8I8
MTNR39T:_9X^]1KM6(6+5::DW:O8=\"*;E$01`IA2/T':5AJ(*EG)83->X"VK
M;O`)[1QPSY3(;.>4[!B4ZUWK*-?L=*G8Y6#:UV4D:J5:0<2\%;G4T8S=5LN"
MI&C)TN*9B(F`,:<Y6!)C'+E#YKS!%8\SYQ4?9]XO2M$5D*_>,?X_L5XOV-LF
M'/)MY!M)(PG>ED(V;C&B?84CTP[+@$3+B;X.BUPIJXL'Z\%<6/>.>:\:8PXJ
MVN6PSEN5J^#N>\K>:C#N*PK:\R5?C,K"2:$*1[6(IH-CC63R8=@Y&**!C(+*
MG.JBW'X=;=DV\J6B=%[F#S^*,A2T/G-C"<4\U5LMK]Q#%/(S'%?9X:L;*-B\
M64L8./L,LB6/C&\3&R`,62RB+`Q2KG`_W1!/N()6):_$1_,VGG_C;=;GD7W,
M$J%QLMK>TY8JV%)S`5TC\;A$QSIE!0K21S4VKM[(T9A6[#D6+D%VSN/243?R
MSI99LZ)W>X745E%<XZ_T#663XX$53&M.N%[3Q1Q3SS@>(M&/L?O[?:<RMI:N
M)R-GJXOH&,I$=4Y-51HL_A8AR=9:6CQ.B]+MWCBITB;-Y:RTRKDTISKB9SDR
MDRB<5\<^0M5Y7XPRA$0N(LM2=/E:_4JW%1EE9O9"^-\C,996GJ4MRW`SLA`6
M-)*G0(7RYA^Y.K\>6M6'GW/P<Z,=QG)N.85'$?&S+3/E@PR-4HB$Y&.,4RN+
MXFLC7'S5M.7N5RW)0[7YAIR,)#'39$06.X4`Z(M0#P34M''+^/8-3[F.9'J>
M8\3_`*IF-T,-97O\ER@486W"%AQW2)>SUR?E+WCYA07\'(RZ3-.*@'52EFX/
M)!1\X2)Y4513`W03O%#U<\#B>Y9=])[E^1WZ&>2:?4'\J7TG].]1;^0^<OI#
M\G^2]7V\KY3UO[OS.W;Z/C^S6)6\])+T@E;K)1H!H!H!H!H!H!H!H!H!H!H#
M0F4^3V"L+S;2LY$OS6)L[V+/.(UB*AK+;[(G!IK^6-./8"FPT_+QT,+G[HKM
MPBDW,I\('$WAJJK?!&TC,L7YBQ;FJNDM>*+Y6KY`B)"+/:])(O#L5U`.)6DL
MQW)(0[\.V8#-W:2*Y!*(&(`@(:--8993X-DZ@&@&@.ICI^"EW4HQB9J)E'L(
MY!E-,XZ29O740\'KV:2C=LLJJP<CVS?=J@0_PCX>`Z`[;0&I<@P>'X&6C,Z9
M.^68AWBZ'F$HJ]6^3(RBJ7'S?90EWK523=IPT4^?IE*W,[*0KHZ1Q1!02'$@
MU3PNI,<LU/5N='$VX3$9!0^:JXA(SIVJ5<"Q,+'3F-J5>N6K1HE49:WPL'%6
MQ5PX?(E(6.7=&-WB"`;&*(UTLN@E&V,NYVQ%@6)@IW+][AJ)%6:Q,:G!/)CS
M9B2,_(E4.V8HD9-G:Q2@DB8ZJQRE003*)U3D+XZB3?`;2Y-LE,4Y2F*(&*8`
M,4Q1`0,40W`0$/`0$!U"FJY?.>&("^M,6SF5L?1&1WZ;=5G1I*W0;*T+D>)B
MJS$L*X>IO@,\3#J1*)`,J`AT`.X;V'$Q@2C*I6]TJ#LU;I<S;*]%V^X%D#U2
ML/Y=BUGK$2);F=R9X:*67(]D2,&I#**F2(8"$*(CML.I#!C[[,^(8RSS5+E,
MH8_B[=7$HQ>>K,G;X"/G(E&9:B]B57\8\?H.VZ<@S#NI"8@`<@@(>`AJP^0=
MA:,HXUI-43O5OOU.K5,6%J5O:IJQQ,?7W)GIP39D:RSEVFR='=''9,$SF$_[
M-](;QU!D$[9:[5X-Y9K+.Q%?KD<W([D)Z:D6D7#L6JATTTW#N2>K(-&Z*BBI
M"E,<X`)C``>(AJ`[CN)]ON]9.UT=SN=0=OM[=77U[]/1T^._V;:`^^@&@&@&
M@&@&@&@&@&@&@&@&@*<_;$DV]YS1SWR%D4K<>11\_.*O:(]XS32D*GCB%9!'
M4F&A1<MAD6$(Y/%KIKH@NH515@D*@=1"'/T^Q0DEQ!E<ON:1RY8+'Q?]R7.%
MNXRU:#M)Y'AW.YDSS07CPU6J,7(5$\F_BYB0>1\<X,28E$8UNJVZ2"*ZC]R3
MJ+U'.EI?+ZTK=\$>'@D#C3GCR2N$K@2$LV(,0UYQRSP1?\KX(?Q5YL\LVBY:
ME5R-MQ8S)Z*L`@O&Q\C6WG>*>.!ZH1=5)(P;E6$F719A\,LFNN/W,_E5`\+L
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M0)CF8Y=8Q#(C>4*F:MO(.-,[D$T;,#I-2/4ATUD1453<?=*%(("`[:U]?7O!
M+%@.>\#X=S=0V-;RI'-&M=JDO"VF$GF;UM7)*G/:\]:/6SZ!L0$(I7"G2:@@
MJH@=(P(&'H,0X$.3";3P5J2H/G]6[=RMO>?JS3Z1<\HTSC]BA6DUF2I,O4"1
M5%S\[5B+U:7UECK++LY:3>L*@R9,N_&IN5T>^JD5$ZP;:Z4^*4N),O/L68<`
MLV_F`XE8;OSIZ5[84:PWJ=Q$RBAW25LIX!`RPOBN'+IZ1T^%F1WNN8%E$W)5
M#%+U@`8NHLTN#2<HI+Y7X^R3A'$/)3&-VX^OK)E'DCR[@;'A3DE#VVN2+^>F
MIR],Y;&\(@@:1;9&:3%!@6IV3%(J*C9N#A90QVY$>M3K5IM-/A<&7/!-C,&&
MZ_CCW#O;?NI@<R.4<ER>>`RI;G,G,.@LDM6\"MFQ!C8J0DG["M0I7[ARNDP8
ME2;)&6'8OAOK"<U:Z%A2C\_,SC'AV5OV,.-^-L85*3RARVR_)Y,S%DFVIMKA
M>JWBJCO8>>O\C%V"R.7MI@6LL(MHM@E'+MFR"?<13$@F(0]K9QL^$&EP1VON
M1[JRY1\B\Z2^"XC+/'OV[I6LX[IM"&>1A8'%4($#$.+A>:+1TFRL=9L@M(%7
MS!7#U$$8UD`%24+L0R-4:I3#9'S/1&L?<KY0Q/+#%N18J'LEAHN,,>U*A63'
M58<5JY(KY[R#<3562?\`K$EZ(-(:U+'==DG1&QC/Q,O*)J&2,H42@2TKJ^\A
MN4>@KZKT/\NOU9]7=_(/TX]9]7^7;+YSTWTORO>^6_1_F;K[_AVO)]W;QZ=O
M'7*'M'634XDWQK)1H!H!H!H!H!H!H!H!H!H!H"),WPVQHXS+/Y]I-FR5B+*%
MP;L6MXFL:65A'L+RWC`8E8)VFO6*#LT"_P#+%8$`#)MT3F$QQ,83',(ZV<0\
MHD9DZ*"X)XC@:YF^,2LV4I*W<BS$;Y=R[.VN/F,J6>O)M1CDJ82P/*^>,B*<
MC$JKM$V+-@@FFBY4$H@H)5"MG,XP(."K<#<45.S8$LS*XY:?*<:Z?(4+%$1*
MVF'<0L/4YF'/7IR)>MD*PU=21)F!*@T74.L"H)-$>@Q#E,8]=VYXR(->I>V+
M@Y"DX]QXWR%GA&J8CNCJ\XKCBWF!.;'\F_;6)M(L:^Y6IBKCTJ0):'1EB.C.
M5C*=!P5`Q=Q;OG&2:H[NE^W1BC'K[&+ZIY/SU%CAA2V_2UH2YUE1C2V=\6<*
MV^+BFQZ.)5(V=\TH55-<5A*4WP&(/CH[M\QDJ4'WM/MQX/O#W,,A<K5ERRNL
MXR%8FKPI(VN$(/S%171%:!9(([&ILU86;I#(IF+!5(VPLE3IKE7ZA-HKM1Q@
M:HU#RI]O=Y>J1D28QA9<A7+D#D].A4QSDF^Y5"LJ5:EU>9-*LU2I5:K,&$E$
MUY^/G31J;5-Q(N.GK<=)`*-K>.>$1HF_D;CS2LYX+;X0SN@&1(YS7(%A/3AR
M>FRCFT0\<@@-VAUTNX>%G?4B*.D3D$P)BH)#`=,QRFPK-.45J31*7M]8Z<UA
MA0[7F;DSD''<2V.WC,?W?+7J=6;B0I@CE'J#&OQ<E8DH1404:-95R^8IG(3=
M`Q2$`NMW,I*1'[&U\(\5J=@1GE-O4+QE67>9?EU[):YRY6ME89Q*TNH]:.=6
M6(?'@FODY5=`Z0B!R+-RBV2`B12E$IH[-]L"#\/&3B)0.)T;+U_&%MR6[JDR
M\D)9Q4[=8(B:@T+#+.&B\I8V9&U<BWZ$L_!F0BG\09OT;]*11'?2UG;GD)0=
MK)\5L;V;.<'R`O4C<\@W&EJN'.,H.W3R3NA8K>O&GD7LI1J?'1\9'-YQXV``
M,_?>?>D$H"DJF.^FS2A",R=#E3B%4\MY:I>9YW)N98:X8U<RKO&Z=9L]=80E
M%7L4`UK5H/`QCVH274-EBFW0[%VHZ$1.84Q3#8`*T*(0@SY#CS0$N0BO)A=2
M>D,D#C!OB9F22?MG==AZXG-#..G\)%GCP7B[#+.-DGCI)<H.&Y"IF)L`#J2X
MCH(S)HO)'M]87R3+9H?.;-E>IPW(AY6I#,],I5N80]3O3VKJ,CM';]FZK\E(
M,'<B5@1-\LS=-U72`BF8P$Z0+I7:CC`A&^,T\><:YVP?/\>;@P>QV-;##04`
MK'U1RA!O(R*K<C%24.UA''E'2$<FS4AD$R@5(0!$!(```^&:V=7LN0U*@W#Z
M:W]*](ZEO*^G^F]?<'S'E_+>5ZN]MOWNWX]6W_%XZA3L-`-`-`-`-`-`-`-`
M-`-`-`-`-`-`-`5M9/Y/Y*/RTM6,Z%(,H?#W%S"C_.G(M^WA8N>L%X>.XN6>
MUO%,$Z?JG:5I=2.8@_7<=2#T`Z2@':4`^MJJUE\MX).32=-Y]9RK++B;EG/,
M1BUIA?F"UL\C$PU-CK$6Y8<8M*A*WNHNIR67G95M=H^6K;,BDDLC',5(]7[H
MB2JABE&NJRJS*)+Z\,[''7/3.:R'%7,F6:=0:W@'EQ<YVF0<7'HS;:V8K!1*
M1#%\]/6F9DFT396N1QC17Z4V#0J*"Z/8,L=3IT=5E+E"7ST,6J?N%YRE*UA+
M.]N@,=Q''_D;G"<P7`5VND?'S%C4B\W(4^GWM^Y>RDW#V.0=SD<=P_BQBDBQ
MZ!TQ,95,_<"NB4I<H3^Q,#B/FK)M@O\`R&XY9REX^S93P#;(ERVNT<TA(9O>
M<:9":.9RBRBD%#(L&[.:BV*(MY$$6Q$$SG1*)C*"<38LE"LN&5/H^2..9^;_
M`"#)*\PK'@VNXN;8UX/D8-KJED!K8I2U9;LJ3%.:M4#74H27BQI$=!12"Q&[
M]PV?D?N#DZ``@*BEI5KB>61LZF[^X1EBSV^]-L-)8+I%1POQZHF>KJYS+97"
M\ED-:^UJ%M[*IX^-#2<4@WAXB/D1CWDLH58P2RB*`(%%5,3%11F<N!/8Y6O/
M7D1FY"PAQVQI2JZ^Q)QPQ_GS+3/+9)OS*]FNL0XL;/$$(A%R#$\6>1KC!TZ1
MF%0<IAV2D,F4QAV:57Y/EB6U@LHX_P"88CD!A7&>9X./<1$;D>HQ-G2AW;AN
MZ=PZS]`!>1+M=J8R*CF->%41.(=(]1!ZBE-N4,-0X-+*(B\WN<[?CA)XYQ]C
MM")MN5[3DG%T3:89XS>2$32,>W:W,:VXF[,ZCWC0865FCO`2ADE!.9PJ43&3
M[8`8VJTG+X(W!IS,W/G-T!/<F+SB>C4&;P;PWM]1H^5F<ZXDG.0+Q+2[A@>Y
MR%44C9!M%5Z*I41+H+I&<E<B\5(8#]H@*=JJBA)_DR-L[#D3S-Y28O2>9@I6
M/,02F#&ESJE4H%/F)^>6RUR,86UK`JM[5C-RP21A&4>F:?(+8@(R'F`3$>H2
MCI6M7AS/\@VU['-E?FSGT9_EE/82IU`=8YX1GJ9,E1MW3F2V#*$B,`XMN3J[
M4IR/DF[>J2-.KXH>2.O'/T9!=7<#E`03`JUQMRQ++`/K7!_EY_,9Z1+_`"U]
M&/K7Z#NR]>]#^1_GKTC?S/IWJ_D/N?\`6[/>_P`_3\6L0YUZR7I)N?4*-`-`
M-`-`-`-`-`-`-`-`-`-`-`-`59XP-&XY]QSEYC+($>W5C^6./,89'H*LDV='
MBK8PQO49*C7BE-V;F+,PFY!JQ='=NDR+GV:")>V;X^CH\T370SU?J17J_`UI
MEC-\M)XXQ#D+!?''$^-<NU_&D7F67MI'-QS1DRN3%5+9:ECRU2TQ*X^Q]44'
MQ%T%"MV"CQP@D<J2J8@"5W:6<MB/V/O7L;YVRCB/@OPOG^/V3:#^7+*^/Y/-
M5YLL,BKCQ2K\?`63KE@HN04W"<):#7IT1!1)DDB9<J:J@")>T"AV$W:5E#+P
M9+%\(87+'+&L?(V'[[A?C/QWRN?*T[(Y&DKVFUS=EHADUF37%>.;-,GBH*B,
M'*15GLZ5F@L^.D1-(3D$1!M%<Y;$9]"0W&@2Y=]P?F-R"@4A3HM'IM`XNQ,L
M1J7REOL]5?.;;<Y!H][^ZGRW(.TV1C$(HBNFHD)5"G343#+Q1+J%EMFH.>_$
M9KFW)KFAX-Q!?(/*G(!M`%S9R-0G+Q5L.U*@UA=F0P61DPD&]8R/>'K%B"+&
M*\NJ*1^EPH=-0`.&J6A2WA=`T1[Y1<0BRF3LGU2TX1S9+X^Q5QFQ]3.'4[Q^
MQTWG`>V.LQB2:Z60Y2+C4B.K<C8T2]E)YVHPL;W3F[:_8ZK6V$TU+>0UDVGB
M9GRIXSWC-N1\LX>R7E')/(CC#@PJ<]BBF_/S2*S/C&ARE-5J]L81C)M!,3.'
M;]-RX='4(Q$J0@!3@<=H];)0TDF%*)8<5>&%IH'''"52L^7L[8RMD%2V[BXT
MRA7RMM*RQM]@F9:X6=--$:G*E.;UJP+(CVUS$!%,A`,;IZS9=I;PBI8(I<ON
M!N:HR#EK;C3+F3,N6/)W*?#%]LT(ZQY09J;KS&!M[88B>+8DXQ"><UC$T(D4
M6S!986!DT_O4Q`QM]5NNN(1&C%;!C7DAB;%G.?AW!X=R+E"8Y'9"E)[$^7HZ
MD-2T*PLLZ-XN.R;)9&MT3(M8.DN8)9!ZJ5,Z"*3,BZ8D353*)=)3:MQ`SE'=
M<I,9S.2</4+$N->,_)*)Y4\<7..L9X#S&K5F\35&C.G/H"'5OX9)C9E]26E.
ME(V-4>F(H=-ZDN1`QT@(0Y-*N'+:U8?;J<=QHF></17N:8N6Q)EK+<]R;9P=
MEQ'?*#1E)6`M=DNN-XS'D\TGG+!LVKE0=UV<:C(R/F'"+<&YU0;D$I$>\FKU
M<\#*GN6>?26X_D@^A7E6/U`_*I])?(^HI>F_./TB^3O*^K]'8\CZU\'F>GH[
M?Q[;>&L2MIZ27H2KUDHT`T`T`T`T`T`T`T`T`T`T`T`T`T!"+DKZ7^8+AIZA
M^6SS'U$MGIGU:^<?K+YST%I__/?RQ_XSU;M[^K>K_P`!V.Q_GZ=;7XOG^A'R
MB;NL%&@.)?;LK;].W:4WZ^KHVZ!WZ^GXNG_';QVT!##@)Z9^7MMZ/^7#T_Y_
MR1V/RN?-WTWW^;)#O>I?/7_M'SYW^KUGS/AYK_2^ZZ-:MSU_4BX)J:R4:`:`
+:`:`:`:`:`:`_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
