<SEC-DOCUMENT>0001193125-12-467228.txt : 20121113
<SEC-HEADER>0001193125-12-467228.hdr.sgml : 20121112
<ACCEPTANCE-DATETIME>20121113153111
ACCESSION NUMBER:		0001193125-12-467228
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20121108
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20121113
DATE AS OF CHANGE:		20121113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CVB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000354647
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				953629339
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10140
		FILM NUMBER:		121198509

	BUSINESS ADDRESS:	
		STREET 1:		701 N HAVEN AVE STE 300
		CITY:			ONTARIO
		STATE:			CA
		ZIP:			91764
		BUSINESS PHONE:		9099804030

	MAIL ADDRESS:	
		STREET 1:		701 N HAVEN AVENUE
		CITY:			ONTARIO
		STATE:			CA
		ZIP:			91764
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d438079d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:4px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>UNITED STATES </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Washington, D.C. 20549 </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>FORM 8-K
</B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Current Report </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Pursuant to Section&nbsp;13 or 15(d) of the </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Securities Exchange Act of
1934 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Date of Report (Date of earliest event reported): November&nbsp;8, 2012 </B></FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="6"><B>CVB FINANCIAL CORP. </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>(Exact name of registrant as specified in its charter) </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>California</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>0-10140</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>95-3629339</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(State or other jurisdiction of <BR>incorporation or organization)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Commission<BR>file number)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(I.R.S. employer <BR>identification number)</B></FONT></TD></TR>
<TR>
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>701 North Haven Avenue,<BR>Ontario, California</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>91764</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Address of principal executive offices)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Zip Code)</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Registrant&#146;s telephone number, including area code: (909)&nbsp;980-4030 </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Not Applicable </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>(Former name or former address, if changed since last report.) </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check the appropriate box below
if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<U>see</U> General Instruction A.2. below): </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </FONT></TD></TR></TABLE>
<P STYLE="font-size:8px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;5.02(b) Departure of Directors or Certain Officers; Election of Directors; Appointment of
Certain Officers; Compensatory Arrangements of Certain Officers. </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">On November&nbsp;8, 2012, John Borba, a director of CVB Financial Corp.
(the &#147;Company&#148;) formally advised the Board of Directors of the Company that he will retire as a director of the Company and its subsidiary, Citizens Business Bank, effective as of November&nbsp;30, 2012.</FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The press release announcing Mr.&nbsp;John Borba&#146;s retirement is attached as an exhibit to this 8-K. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Item&nbsp;9.01 Financial Statements and Exhibits. </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">(d) Exhibits </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD WIDTH="90%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:39pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Exhibit&nbsp;No.</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1px solid #000000;width:39pt" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">99.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Press Release dated November 8, 2012, announcing the retirement of Mr. John Borba from the Board of Directors of CVB Financial Corp.</FONT></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SIGNATURES </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>CVB FINANCIAL CORP.<BR></B>(Registrant)</FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date: November&nbsp;9, 2012</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">By:</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">/<SMALL>S</SMALL>/&nbsp;&nbsp;&nbsp;&nbsp;Richard C. Thomas</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Richard C. Thomas</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Executive Vice President and Chief<BR>Financial Officer</FONT></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit Index </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">99.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Press Release dated November&nbsp;8, 2012, announcing the retirement of Mr. John Borba from the Board of Directors of CVB Financial Corp.</FONT></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d438079dex991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<HTML><HEAD>
<TITLE>Press Release</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Exhibit 99.1 </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="right">


<IMG SRC="g438079image001.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Press Release </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>For Immediate Release </I></B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Contact:</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Christopher&nbsp;D.&nbsp;Myers</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>President and</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Chief Executive Officer</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(909) 980-4030</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:18px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>CVBF Announces Retirement of John Borba, Director </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Ontario, CA, November&nbsp;8, 2012-CVB Financial Corp. (NASDAQ:CVBF)</B> today announced the retirement of John Borba from the Board of Directors. His
retirement will be effective November&nbsp;30, 2012. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">John Borba, 85, a founding director, has been a valued contributor to the success of the
Bank since it was established in 1974. &#147;John was instrumental in the Bank&#146;s formation. His solid business acumen and experience helped guide our organization over the past thirty-eight years,&#148; stated Ronald Kruse, Chairman of the
Board. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">In addition to his regular board duties, Mr.&nbsp;Borba served as Chairman of the Audit Committee from 1994 to 2009. John has been an
active member of the local dairy and business community as owner of John A. Borba&nbsp;&amp; Sons Dairy, a family business. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">CVB Financial
Corp. is the holding company for Citizens Business Bank, a $6.3 billion financial services company based in Ontario, California. Citizens Business Bank serves 40 cities with 41 Business Financial Centers, five Commercial Banking Centers and two
trust office locations in the Inland Empire, Los Angeles County, Orange County and the Central Valley areas of California. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares of CVB
Financial Corp. common stock are listed on the NASDAQ under the ticker symbol of CVBF. For investor information on CVB Financial Corp., visit our Citizens Business Bank website at www.cbbank.com and click on the CVB Investor tab. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">### </FONT></P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g438079image001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g438079image001.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`<P"A`P$1``(1`0,1`?_$`*X```$#!0$!````````
M```````&!P@!!`4)"@,"`0$!``,!`````````````````0(#!`40```&`0,!
M!`0&#@4'#0````$"`P0%!@<`$0@2(3$3%$$R%0E189$B%AEQ@4)2TB.3TR25
M5M875_#!DC/4H;%3-%26&.%B<H*B0V.4)56%-Y<1`0`"`0(%`@8#`0``````
M```!`A%1`R$Q01(4,A/P87&!D;$B,P12_]H`#`,!``(1`Q$`/P#OXT!H#0&@
M\EUDFR*SA91-)%!(ZRJJJA4DDDDRB=1154X@1-,A0$3&$0`H!N.@TA<N/>YQ
M5/DI2@<9(^(N$U'JKQ\ME";34>5"/>)[IJI5.+150-:%4%0$/.*G38=11Z"N
M"]NLZ5S:(GDF8U:3LE<G>0N7W*SC(N8;W845S*F-%!,JQ%?2\4=S)MJ_"%C8
M=!#<.P@(CV:[HK6L8B(:]V8]N8,4/<.XB(^D1[1$?A$?2(ZRKZG''-0O?]K6
M=N2RJ;NUC3FD*IG524(JBLJW62.11%=`YDET5DSE42615*(&3614(!B&#82F
M`!#M#6SI+HV/5]G7W[O;DVGR8P%#R4R[35R30_+4[(J0F`'+N1:-2>R;.)._
MR]HC$P7$W=YHBY`]37D[D8M.CI3LWUB.0?WC/(<_(#DG9QB9$SNA8T4<4"EI
MI+"=BX&+<G"RV!`I=DCGG)PI^E4`$3-4$0W[-=G^3,=V?DT;_2$#B^G73?HY
M9!O1]O\`JTIR(?.LV0T%TU=.&2R+IHNNU=-U2KMW3995NX;K)B!DU4%T3$52
M5(8-P,4P"'H'6NW-U;/H^[:GPH]Y9DW$MPKU)S?:9'(&'YB090ZTQ9'"DC:<
M>"[.5HVF6,RJ!GTE7FJAR><:NC*F(B`G0,4Q!34T[FW%H_CPEN_;IH^F55_:
M*$_6C/\`.ZY.RQB2FU@@T!H#0:+_`'N'+Z4J[=KQAQY**,9*PQ*4MEB68K"F
M\:UV1W"*I22Q-E&YK`B0SE^)=A%F":6_2N<-;=JMN^)Q.,M>Y_7/T<]'<``'
M8`!L4`WV`H=P!N(CL`:['"-`:`T!H`>[^GQZK?L3$6G.B:W`;DLMQES[!SLJ
M\51QW=/+T[(Z)CF\NC$/70>S+&=+U!<5:25!<3@'6+4RY`];6C?B;5B(X\77
MF+<(PZ*O>!\C4<`<:K)/0,DB6YWY,M'Q\JW6344"1L#-4SR>:F3,/6E"0(+.
MB*%$0\4$NWYP:YJQ,VY),Q'-Q_%#8`#<QA])CB)CF'TF.81$3&,/:(^D=>E,
M_P`8^-'-OS$XQ,3S5U@YQH#0&@IL.JZ]FU8IB9CF\U`**9P4]3H,)M^SYH%$
M1_S:.B)B>,)->V.2'^UW#^U+?@ZQX:0F9=J6O/!H#04';8=^[;M^QZ=!P_\`
M(J_/<HYZS!?WS@[E2R9!L[AJ93?=*)92:\5!M"`(CTI-(=@@F4.X`+KT=F.W
M;Q/-AN>B?H9G1P#18B;3B.;S%5(!$!4(`@.P@)B@("'>`AOV"&JR]O<TE3QD
M?]*G_;+]@/3Z1'0]O<TEZ[@/=V]F_9VAMV>GNW[=$M2]>-HF!J,7R8H&#8P`
M8![!`>T!`0$!`?B$!U6_8M6LSW3@[N1<Z92RQ6L;5&_6=>>@<2UX]8I#19%)
M,S&,/Y=,3OER!XLI(`T9H-P<+"90$$2%W[!$9%8CC'5EOWK:(Q.32:.8=VJR
MBMK>F,J=0=O:'8&X^G8![A-MW`/H$>P=&7M;FDJ=9/OB_*&A[6Y_S(ZR??%^
M4-#VMS_F52#XARII[J*''8B9`$YS"/<!2E`3"(CZ-#VMS26RGA![OK)&?[Q7
M;;D2J3-0P9#O6\K-24\U<0TA>4FQ@7;URLL'B:;URPDE4P(\?=!4$FPG*0QE
M#%`-=]VM(Q'&SJV8FM,3S=1WT!I?[(5G]4LO\-KD[YUEMS!8ZP0:`T'FJ3Q$
ME$]Q+XB9R=0=Y>HHEW#XPWU8X3D<(-UBG4%=;C!ODC(/H6VV>)>HG`Q3INHZ
M=D&BQ3%-\XI@.CV@/=KT:_RCNKR8;G]<_0FM1P#I*?YIQ$"F[!,7L,`?"'QA
MJMFU,5O$VY)ST?WA6><?4^MTB"@\+KPU5B&<)&+2V*89]**LF"8(MSR#TKEL
M#QX9,H>(J)0.J;<QA$PB(ZYVZ3.9S^75&]MZ_LX$#[TC/$;-1;^>HN"[#"M7
MK=65@T,7QT2YDV`*E\RU:2;9\LJQ=J)"/A*]!RD/L)BF+N&I[5.F?RSC<I:<
M1QDE>?&(*K`W"I<AL2-4?X(<E85*[U<6"!$F==MBR"2UKJJB2!2H,5O-'%R1
M`H`!%#.$RAL@.K29F.VWJAK_`-']?W0"^3[0[A\H=FLW$-`:`T'LW;N7CEJS
M9-UGCUXY;LV;1N05'#MX[6(W:-4$R[F47<KG*0@!VB80U75_FY2W$Y-S6_\`
M=Z8\Q=QHQ96\>2>7%:ZAD//-LM-::VA2/L]L(FZ955FV7603\1@P3*03*&.4
MC9)$2%`RIS:TQ7W)F\\NC?:]:^J4?_K.>2W_`+9@_P#_`!^#_P`9J^U7Y_EC
M[NUJ/K..2H]\7@X?LX>@O\9J^W$:_D][:U_:[C_>C\F(Y\V>%A,&K@W.57PA
MQ/'-04,4P&`OCL))L[1'L]8BA3>D.T-/;KUS^3WMK7]MPW"GWE=1Y+S#3&]_
MA&F.,MN$5E8AJU>J/*E=O*HBLZ1KSMV(/HZ80;@908]P)S'3(8R2JFQBAS[F
MU:L\.-643%H[J\FT+QTOOO\`LF_!UJQ*\7KJ`T!H`?B[!T'*%[TKC_(8?Y*3
M5X8L%"4;-9UKC$/DT_T5M:RD33N4*<Q2D3(X%\8K\A>\R+O<`'H,(=FQNUBO
M9/JEAN?URUJZVN`:`T%0$0[0'8?A^SV#\H=FJV;5HI?,\L-H'"V8C>1&'\F\
M$+L^;H/IQN]R5QVFWYB;5_(D(FI(R5?144^<DTE@(9<2%'8457H`&YRAK7?^
M,]\<NOT=%K5WH[:^IK/F(B5KTQ*UZ?8KQ<]!23Z'FHQR04W+"5C'2K*0:+)F
M`!*=N[1,7M`-]MP[-9N>VW>D9LQVC6-`:K.E+7]/1L+]WYCNNH6J\<I<FMM\
M4<7H!>Y*E7*`(S^1CH'"G5]L!P$JSMNN(."EV'9R9J`AL?6N\SCMCG/Q+JV:
M6IF+=4*,C9`L>5[]<<E6YP+BQW>PR-AE!ZS'304>J[MV+?J$>AG&LR)MT2!V
M%22*&LXB(C$<FO\`T<X^A%Z.8:`T&5@Y^:JDW#6FNOW$7/UJ383L')-5!2<L
M)6)=)OV+I%0H@8ID7*("/PEW`>P1`:Z=K=I6F+<W0)];#,?LLS_\N/Y[6GV8
M;?(I\V\[7&V#0&@-`Q/(OCY0^3&,)G&5^;&!H]Z7L'.M")C+U6Q-DU2QUAB#
MJAT`Y:&4$JB9OQ;A`YTC_-/V95GMF)T8VCNK-7)9R8XDYAXM6=Q%9`A%'=67
M<G3K>1HANNK4;&WZA\'9WT&"&EA)MXC!T)%BF]05";''KINUO:*\IES>/?Y(
MPCV?(`_8W#?;X-PUOFN(SF#Q[_)3?6.#Q[ZQ\?8;Z8/'OK'Q]BAJ-ML-"M=;
MO%2?J15GJ,W'V&"D$S&*+:2C%RN6QC@00%1!0Q.A5,1Z5$C&*.X"(:8S&)Y-
MFUM6I;,XQAL/YTU&`RU5<;\Z,8L$VU7S*V;5W+<*S`#A3<Q1"'E'I'H$#\66
M:!JHEXA@`5%&Y%1_U@NM=)F)FD\XY?1LW:3>N*ZM9^^MCG\>^L#?3!X]]8^/
MLNV,>_EWS**BF:\A*2;QK&QK!JF95R^D'[A-HQ9MTR@83KNG2Q$R!Z3&#1NV
MMNU,YQQ;/>9SUEQNP7B#@Y6'C=2?;-FN6^0S]BH4?:=YG"E<PT`Y4+U=;>,V
M\4I1$=V[5D;8!UKI_*TWZ<H;FK<!UL:-W;M>8F,#?3#5X]]8^/L-],'CWUCX
M^PWTP>/?6/C['/PUB"XYYR55L546/6?3EJD$FJK@J*JC2#ARG*,Q8Y91(/T:
M*AF74LH<P@!A`J91$YR@.J^[6D]LYR>Q?Y.G7ZLS!O\`MTO_`&$_PM:_(C26
M?C_-LDUS.@:`T!H#08B=K\%:(E[`V2%BK!!R*)F[^'FH]I)QCU`P;&2=,7J2
MS9=,?@,40U8G$YCF-=^1/=1<0+X\7D(ZK6/&[MP8RBA<?61>.C!5.(B8Y(28
M;S<4V+V]A$$DB!OV``:SC=O$ZAFQ]ROQVW_^R<QA_P#(U']TP[=;/(MI"J?4
MK\=OYDYC_6-1_=33R+:0#ZE?CM_,G,?ZQJ/[J:>1;2!)#&GN[</8VPKEG`Y;
M'>[91\NKMWLLE9Y"*6<5Z3:-$T&<Q5@CXA@VCI9NY;(./&.FJ)U6Z?4'278<
M9WLVBV.,&4;_`*E?COZ<E9C$?A]HU$-_CV"I@&LO(MI`/J5^.W\R<Q_K&H_N
MIIY%M(#HX6]U3@/"F3ZEE.+L^0K3+TM\I+0T1:7L`M!A+@W51823A"-@8]TJ
MXBE5?';AXH$*L4IA`>D-2=^;1B83*QRS[J'"N8LE77*%GR1EU.=O$\ZGI%NV
MEJVJS9JN2IID8L#/:TY=$CF+=$B+=,ZAQ22(4H#L`:1OS6(B(A<F\^I7X[?S
M)S'^L:C^ZFKY%M(!]2OQV_F3F/\`6-1_=33R+:0#ZE?CM_,G,?ZQJ/[J:>1;
M2![MO<M<;TUTU'.0<RND"B'BM@F*HW!4H&`>GQDJEXJ8B`;;E'4\BVD&6P3`
MO%_"G&J&<0^)*8S@59%-$DW/NU5I:T3_`(`B*?M>>?&4>KI$,/45$@IMR&[2
MIAK5:TVG,\T2`V#X`^0-8BN@-`:`T!H#0&^W?_01[`^4=!!.D9RS-R#C<U7'
M!;G'4-6L<9#N&*J%%7:$FYESD6T8Z6*QM,C/2<1/Q`U*ORLV8[*-\!!TX332
M\TMU`<J`#A!M(?E+GB*O?)O&>2V5`@+GC+$F/<D8@B8RKSCA:Z&R.W&-8,)0
MQ[<LG(+0F1P+6UTV8IE666(L"A=P)H8TY&ERQS=Y(8<NV9*%-?P1L-KQ'3N/
M-@B:VTJ]MBE<HV/,4RZAYVCPDBM=W24&M%*M!-'OUDU$1`0,Y(4H&$"\$M>5
M&?<BX8E^,:%97H\-%YKR_#XMN#BZQSN3)4FLS7)F?-/LI%A98!@)HDT(9$Y%
MA,BKXO6!B](`)(7%(Y'RL/)5.)RI<,'S,'?&V1;K5,F5BX(4IE(XKJT)%3D-
M94:%97LU,2)136?)RCQ!_P"09IM".`,9-<A2VM>[..BX_)VX/D_Q^LS68>U_
M+E&F&T"C6UY,[&<06.DC<4U3U%5J@`>9DTK/X)RL#-2+@[.0Q4NHQ1+JVI:O
MJC!B6,D.7'&B+BHB<?YOQPVB9VNEM\4\/96@@ZJ@RH01[)X*?6NW@D)C=LJZ
M5*1%)8IBG,42FVQ3BN\B\EL44!K9&BEYH:]QA:W+SC"L35VB:LTDG497#6@D
M4]M,@1>%@U%X4R;LYUA.=%BJ#DR0I;&$<6`LW)>DIU)1&M7+'ALL2V-Y:XU"
MF/;"K+Q\A+Q]#+?CPZCV'3;*/R(P:A'8E1\)VK''*Y*D"1P'65:]W'IDQDQK
M;F%94N+7%;):T'77>9>5;[%])J$/U/V5)CKMDAHI(.9:5V<+R85:KQ[=PZ.B
MFL+ISX942*%,IXA5Z]DS70PD"A;,H8TL\P]S59\:+8<;U-H_9Y#:1SRDR,==
ME9R.B?HM,Q<C8IUH\;2P2)312C0WCK*@*!R"IX9E,1DI+E-QYB(^)DI',%#:
M-YUS-,HA):=0"2?OJW(I0]ACT(8A3S'M"!E'!&[Q`R!5FRAME"E'0PRU.Y%X
M,R#:4:52<K46TVERRF9%G#0E@9OW3]G79)2'GUHP43"A)A"R28I.P;G4,W-L
M)P*`@(@]&X?"'RAH#<!WV$.SO[>[[.@`$![0$!#XAWT%=!3</A#M[OCT%=`:
M"AMA#M';M+Z=NT#`(!]L>SX]!"JG\4;5B*[9.EL(YK<T7'^7;E(9#M&.IJAQ
M5R0KEVG`2^DT[CJ<<S$4>N_2`Z(**M7K:4:I+?/(GMN01]3@6OC'3[CFK"V<
M967G#V?#E=L59*D=5(Z=YCY88Q[#C;E$O`(]-5[#&^U6@%2`@/S@ITEZ0#0R
M8[*W!I_E*X\E[&ZRZ6*BN4&-JCB:UP:6/F4DO6ZI31DB,G=<DGMC%N:QNT)9
MP51RY:*(I*&(HFB!DR[@YF4N*K;(+;C+'1EV=0,7QDN57ND"A+086MY:WE1K
M#FI1+&Q/EY6-,#5>-=J'<J$(*RJ_28#%`#%,%GFKB5'96M6.+#$6N/H4;C3'
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M#&=INR`F955N1%-/.FYV1,8YKDY4OP<KEAXNXCXYRU_L+:6P0K2);%N7*[&L
M(FU5JVXY`256T)13I65C%W!6QS(O&IQ%NZ3.8`!/<.F7MWV[NLIGJ4%]XRW[
M+M*BX/*N<#3=@JMRQ_D"G2E:QW&U2N,+3CFS,+/&25AJRD[..;'[3<1X(N4O
M:#5!-)4W@)I*;'#$(RE<(FE)RY4,TER0=[9H/*^<<PVMHK440CK'9<[P\37+
M"PB"EG#+UF%KT!!MDV!"^;74<`=9P=0RG2$$=.,?%F^VNC1MKD[18<*9#Q;D
M_EZOAH[[&14YBIGS?D>0<EN,K'6U<C&WQCRG@"L>W*W;-P!^)U1450(!:-HG
MT<MO[>N?]W87\#58YKHA=D*:R#C![D29KV;<C7`](:U6$L[2RI4E6H0USS5>
MJW`P"49'1E092+4*!69Q26!!9^N5-%=B"PJ%,?>,E<H9'RQ5*SR2@ZUD&5:N
M<,7_``ZY@K,_AH2;G)&L9":TQY+4MZY=,B,@.T<R;H0>@@9X1FZ2(!@,0%!"
M4/(B$F+!BZ7B:[>;3CBPO9:IL86Z5%_Y28KS^5M4-$IOBH*%.REFJ97IO%9.
MB*-W)!$I@[0$`B[6^1;N'L+I/.KR6JN5<!4:X&R[2:X^D"52_,%7M794'+-+
M@E%TFLO7+LJ]739&5V-&2*JS%R8IVQ3C`]4[R>/"6!2B_P`++9)9&);:[4OH
MJQF*J5H"MPIEJNE5ESV1]*LXT(B3:TV0:*&`#+-GC8P&3%(R:JE#9SN;\EV>
MPT)[&U"<JY(+E):,4#`1MS@%F62(V$HF1B.4+`<[;_TMNUEX5N]*7Q-BF3+T
MBL(;#%.!EC)ZUUX:93RO3UK)2Y8F(LAV&&51?^S+)5[/58N;3$I'\2Y61,YB
M9^'.4#)J*(."DW^<0^JANKM:[P28X81J;/(E1CK'E"+A;,^5N[-PA<(E3$=Y
MLIXR=+#V.2D)/S4U"MG/6N4!W2$@F`IA(,#A'Y9Q+9_)-'=$G6C2!M>*J[9I
M-:8KOE:NPR[(RL'7YVP>$_6*P)%3T2+23:E.JLS.LF(B8.OHIAD:]R;7LLX:
M$C<19`=*L748WL3IBG'/6E;3L,!(6JLO)-UYANR(REJ\@S74.*I#M!E&Q3D,
M(+"D7!1X;Y`M,NO6;(:7/TX\UC.FY:KP33R&?&DZ?<UG[1F9S[&?/4XN78/H
MU0B[8YCAT'(<BAMS%*0QN;\KVFHYJQS<8Z1MK;%E#R)6<69,8(,E_H')HY<:
M+1"]FG94A!:E?4"U2M:(@!C@")73P!#<P;1>AP9KEC%UT]U1F*!94'6/KE,5
M.SQS=_#.Y-L@@A3S5.P-62;D#NHN_OKY&-HT-RJ>(L85`*5)02TP?Z@6^1N<
M*YDY6GV.CNVLU*PYHBS-BMG3HL:X%)*8CC`8#NH652V5;*G314,41`R91*.B
M(^<F9/)4')UB>JM;M^0Z+&UFYEO]&Q7>&E,RRP,Y/"!#9"J;9U(PZ=P)6$6[
MU$T9YQ`YG#M)1,C@Y02T%S5^3-<<QD`VC(FTV.,5D>/M=96F17C6KZ<C\[0[
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M=U7LV3TY.%R$@RC$H=Q'P*V-%(E=I'D2;%!T<Z1Q$K=4`?/_`(D)O^6$S^45
M_-ZN9#_%QA00A[I`'K$<XA\BRLQ-W=B[!=VE9)6>:M&,H\D!<K*G%19FP02(
M!!(5!-!,J0$`A=H$_(8*QC+U:6IDI!/'\!8)=O/6)%Q8[*+^Q2[,K`C)[/S9
M)<DU+J,B134J(+N#E2*U2`H`"9=@5UCHU<MD$VK=@;OY"):.HA\FE[:F6CD[
MR!=MY"*<N9)B_:R3I5K(-$E_QBI@.JF4QP,(:$<%K8L9T&VO5I*S5.$G)!Q5
M9JCN'LBR27=.*A85V3N9KJZX@"BL4^=QR"QDC"(%62*<NQMQ$,`EA#&:3J+D
M"U]8\G$69C<6<NM.6!Q+GLD7#*UR+DY"47E%'TN>,@%U&;=-VHNBBW5.0I``
MYMP^1P=C+VS[?)7W*,D%X<Y)(9M8;*V9HWE[&N(A]9&\8A+IQC=^^CWJZ:X$
M1*FL*ZASE$YA-H+H<,XW'&LAB`U>.;',LTEH^2K1IF=,B]83SMR^FF*[\TF,
ML9G*.7JPK)>.!#E5,7;I';0?<OA_'\\:@'EX=X^/BZ0;RU#44L%B(I7Y1K'.
M8A"12.C+)F>O$XEZLU\1T*YA06.0=RG,`@@%N/\`QTIM8L\=(56!AJA9*XSI
MMH;3L_+>PY"NHRSV4BH9T69F56:9&<G*K>3$G0LAXPIHF*78H`H6>.L+7FQJ
M9,A$(N9FEF*->>3U6M$DFP>DA$G#9@VEV=?F$821EJZE(*IM5'2*CM@"@@F9
M/8-A\F>J>'\=41_'2=6@3Q3V)ID9CR-6"7G7I6=+A';F0B8!)&0DG;?RC!TZ
M5,F<Q16#K$.O;8-"5A*X+Q?.T6S8VFJZO+4FYRCN:L\)(3]D=%F)%_(I2[U=
MP_6ES2B97,F@1<Q$UR$\0H"`!W:&7N[PQBJ8;6]K)U"*F2WNO0E2NR\HH[DW
MUE@JR5^G!,)F0>.5WSE6)]HK"DL90')#B4W7U$()02MEXX8WFZA,5-NREV83
M%-L5$/,KVBWS$PA!VIS&NIA87LE8%W;Z9\>);J-WSA51TU,@0$S@F!DS#.%U
M)P^$+?-0T4]LL/(6V!B7]08GC[^YC[8M$N`;)S<$[<0LVRDY-)XI')F>(J>(
M(JI@8X`<`'1>*C[$&"+#:$V2D-"*6>M1E!>F@XFPR48YBXZFR#ISC:5>UV%E
MV:*803QHN2+=KM^H")J)$.)"B0"/=3"&%(H()LZK[!L5FYN[>';R5@F#E>#D
MYSYV]PZJ3^8.$Y'6Q^'F'3!P"[<ZX`H"8&`!T"@KF+L<T^IR=%A8Y5K6I*.7
M:/X]]8[#)N?8XM?9@-4I28EWLPRC&++\0W(BNFDU(``ET;:#"Q>-<3R31TVA
M'SMZN\6BI"2F8;(=F5LTBG&1[F+AD9.S1UB]OOHAI&OEDD&RK@S4`5,8"=9A
M.(7,EAS$,\PA`=UF(4B86!"M,"L7;IA&KU,KQJ]^C<F$<[;-IRN'D&*2QFCS
MQVYU2B82B)S]0.UX27^C+^2+^!H/;0&@-`:`T!H#0&@AYGQVI`9UXVVRVM7"
MV'8D^3&,Y)BV7>0-2R?-15?1QK:;8FDBNDRC2,$)I@UD%R@W8OGR8G.F90AP
M!E,@VRQ4C+>8<P84<P;6H/*7A"I6Z7>1CJ4IMKRQ*YA;0CV3C6\>^C$IRPUO
M%,RH1^_;+'3*!F::YE!;F(F/JSYLTY4>7*@0CO(,+#1<+GG,F-K1-%IJ1XRY
MLJS21GJ,WE">;6]B.Y)RLJV(#17]-71`Z11.7PM3*XX$U$<J<EV\J476[738
MU6P9-P]`0=BF*-(=2-*R907\C+3;*OJV)B82PEQ8F3;"]5!1)(HMGJ9'`&Z:
M8*NKY6LL'9;31VCRD4F'6RQFY*=R<RJ*Y8CVY7J]1[!%EE(I6:79FL=WDI^4
M<KN#+D(Z+$JMVQ"K&`2`Y#/)]OS?QQR/%U4I*GR.;X;72F:>AYZ.D:-D*[X_
M=2]/3`\FF@NR3DE%TG#0YC*&;B/0H8%4E``C"XDOG'2U8KP_&N649%3&/F=7
MD&]#E8IVRN^*KE5(PB,ZK8(M1NE*5UW!./-%?OG`)MW20J'%59-8!.X'$T"-
M@=U#.V%^3DBI7V50S[)7+$%CD63MXXDQK,ZW"S81<V1L=BBT8)5-Q3SLE%`4
M.5HO/K`<2@<VQ<'`YB4>SS)Y.2ICV'G[1D?$L]A*I427CI-X\86.P3"#]ED:
MJ/HY8$(-6N@Y!Q+/'(((H-F+94'!3I%16'R9:!KM3;<OK/!O7*,L_M/%JNP5
MQ6=2#Q=6QRK&YS#-ZW<D4<F(U>'AE?%.W1!(Y45O$$@`;JT3B9R3JL,G2&EY
MQ#4*GB6G9ES12,9RLU!5)&L-HOCS6)&P-AEYI*#2KK]NSR+9HWP3K*+MQ+%R
M[<IE$P*)M%6V5KAFR[X$B5$<4&/6("UQ#4C['TY%U."MKRFY\C*Y4)*-K4N]
M+.L*)/5Z$2E$FX&70.+]+K4.U;B98C8U](;5^PR_^\<#^?U.(6VJ#0&@-`:`
MT!H#0?)BE.4Q3E`Q3`)3%,`"4Q1#82F`>P0$.\/3H/,K9`I2D*BF4A"])$P(
M4$R%[>PI`#H*':/<&@Q%AFX2IP,M8YUPC'0L&P<RDF\4+\QNT8I&744Z"`)U
M%``NQ"%`3G.(%*`F$`T#=HYIQV,K'P;]XYB)9[(P<`LTDXMTBC"VBSQ99^%I
MT]*)IKPT7;)&-4(J#%1QXH&5(4?G*I@<8ZK1//F(%FL@X^DJ((LV<'*MR*Q4
MFFI8(RQ38UVMRE5048E4M;&9LFS)JJQ!P4[HQ`[.L@F&'S5\D8K>6D48,5$9
MZ]S<Y"OI!TP=-EG%RH#$B,G29@7O2]B[##0B9W#=BJFFFHT(JLAU@)Q,&>LN
M6,=5"97AY^7(S?-T8!>:7"/?.F4`ULTJ:$JZ]GE&S99G!MIR8(9!H9THF4YR
M&-V$*)@#$_QUQ*20D(]:Q(M$X]M<')Y9W%R;6NO24-<K6](Q-@69$AY=S5W/
MS'J3994Y#E,``82'`H+*H7FK7D)8\"Y6.]KTB6'G8V2CGT/-0S]PQ9RS=M(Q
M4HW:/VQ7\6^;ND3"3PUT5"F*([#L^0^9Z^T:L3\-69^P1,3/3\98IZ+CG:Q$
M5W$/4V:#JR3)S"'AM8^(:.$_&75,0@=92@(CV:!(-\Z8QD(R7>-I"3>!$HP*
MBL*C5;*O8))C;$7"U5>0E93B3S,]&V9!HL9FJU0625!!4!$!24`C(M_^(;$!
M:[`6E.U$4KU@@D[.W?HQ4P<D76C2*<*>=LC<&`.:O$M)=3RBZK]-N5NL10JG
M3X2HD!Y/&;_?D_*I?G-$S"YT4:`T!H#0&@-`:`T!H&)Y)PTO-8@L"<(P=2[R
M'F*1;5X1D0%7DY$4J]5NVST.U0'_`%IU(PD*X221#M64,5,.TVAU,+D3CTTS
M!;V;ZER=A@<?7"RP&:[M-$G&HUBSV^#JA8:BKU>O`BK--YA15M%NI1P=5FS!
M*+2*"2KE4QTRYZ$I&8`L]F98L)?ZC9(A'!N`(;'K8:C/PK>QV#)M=M>/)V!L
MM">^T/(I1\,ZQLD\;KR8(IG]H>"JB)2K%T22AKF(9^L%QM6IB16E<EW3DA*\
MEKZZ(Y+)HUF*91[UFX:*2B3-BV42;1'LJOE530;INW"RIT4R)`8"#@6.>>/9
M\G6848`;%`-\AC0669)QG.LFE9E:5CBT?2:+BU(-5%Y*/[>_$ZT>W5:^4038
MNE#.550211.,F`LW&?*,^MD-&!C'$"-C-E21>5F8EHUSC)G)O<CP=YJ"^)#$
M=.I:JNLF-X3:V>(FDT5<.53G13,4`4"3=8QUD2<R%ES)3:=G\0I7MWCIE&19
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M7\]IB4S"6FBC0&@-`:`T!H#0&@-!0?M=X=_V0_R_!\>@\B=X?W/J_<=_I[O^
M;H*C]Q_==WI^Q]Q\7]6B/DOKG_N/[LOJ^OWF]?\`\/X/MZ$O4?6#U>[T^MWA
MW?%I')5/OO4_H/W6@">GU._[C[??\>@#?]3T>M_T@_H'QZ"@=W_=]X=W=]Q_
5E_Y-!4WI]3O#UOZ_C^#04_)Z#__9
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
