Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Actual Amount and Capital Ratios of Company and Bank

The actual amount and capital ratios of the Company and the Bank at December 31 are as follows:


												To Be Well
												Capitalized under
						For Capital						Prompt Corrective
	Actual					Adequacy Purposes						Action Provisions
	Amount		Ratio			Amount			Ratio			Amount			Ratio
	(Dollars in thousands)
As of December 31, 2012:
Total Capital (to Risk-Weighted Assets)
Company	$	776,101		19.49	%	$	318,564	³		8.00	%					N/A
Bank	$	756,954		19.03	%	$	318,215	³		8.00	%	$	397,769	³		10.00	%
Tier I Capital (to Risk-Weighted Assets)
Company	$	725,702		18.23	%	$	159,232	³		4.00	%					N/A
Bank	$	706,611		17.77	%	$	159,057	³		4.00	%	$	238,586	³		6.00	%
Tier I Capital (to Average-Assets)
Company	$	725,702		11.50	%	$	252,418	³		4.00	%					N/A
Bank	$	706,611		11.21	%	$	252,136	³		4.00	%	$	315,170	³		5.00	%
As of December 31, 2011:
Total Capital (to Risk-Weighted Assets)
Company	$	774,809		19.05	%	$	325,379	³		8.00	%					N/A
Bank	$	756,702		18.63	%	$	324,939	³		8.00	%	$	406,174	³		10.00	%
Tier I Capital (to Risk- Weighted Assets)
Company	$	723,329		17.79	%	$	162,637	³		4.00	%					N/A
Bank	$	705,273		17.36	%	$	162,505	³		4.00	%	$	243,758	³		6.00	%
Tier I Capital (to Average- Assets)
Company	$	723,329		11.19	%	$	258,563	³		4.00	%					N/A
Bank	$	705,273		10.92	%	$	258,342	³		4.00	%	$	322,927	³		5.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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