12. DEPOSITS

The table below summarizes deposits by type:


	December 31, 2013				December 31, 2012
	(Dollars in thousands)
Noninterest-bearing deposits
Demand deposits	$	2,562,980	52.4	%	$	2,420,993	50.7	%
Interest-bearing deposits
Savings deposits		1,646,111	33.7	%		1,638,827	34.3	%
Time deposits		681,540	13.9	%		714,167	15.0	%

Total deposits	$	4,890,631	100.0	%	$	4,773,987	100.0	%

Time certificates of deposit with balances of $100,000 or more amounted to approximately $611.9 million and $640.0 million at December 31, 2013 and 2012, respectively. Interest expense on such deposits amounted to approximately $1.1 million, $1.5 million, and $2.5 million for the years ended December 31, 2013, 2012 and 2011, respectively.

At December 31, 2013, the scheduled maturities of time certificates of deposit are as follows:


Year of maturity:	December 31, 2013
	(Dollars in thousands)
2014	$	665,534
2015		9,991
2016		2,117
2017		22
2018 and thereafter		3,876

Total	$	681,540

At December 31, 2013, the Company had a single public depositor with certificates of deposit balances of approximately $240.0 million. These certificates mature January through March 2014.