Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2013

Regulatory Capital Amounts and Ratios for Company and Bank

The following table summarizes regulatory capital amounts and ratios for the Company and the Bank as of December 31, 2013, and 2012:


												To Be Well Capitalized
						For Capital						under Prompt Corrective
	Actual					Adequacy Purposes						Action Provisions
	Amount		Ratio			Amount			Ratio			Amount			Ratio
	(Dollars in thousands)
As of December 31, 2013:
Total Capital (to Risk- Weighted Assets)
Company	$	801,719		19.09	%	$	336,008	³		8.00	%					N/A
Bank	$	794,239		18.93	%	$	335,740	³		8.00	%	$	419,675	³		10.00	%
Tier I Capital (to Risk- Weighted Assets)
Company	$	748,825		17.83	%	$	168,004	³		4.00	%					N/A
Bank	$	741,386		17.67	%	$	167,870	³		4.00	%	$	251,805	³		6.00	%
Tier I Capital (to Average- Assets)
Company	$	748,825		11.30	%	$	265,035	³		4.00	%					N/A
Bank	$	741,386		11.20	%	$	264,893	³		4.00	%	$	331,117	³		5.00	%
As of December 31, 2012:
Total Capital (to Risk- Weighted Assets)
Company	$	776,101		19.49	%	$	318,564	³		8.00	%					N/A
Bank	$	756,954		19.03	%	$	318,215	³		8.00	%	$	397,769	³		10.00	%
Tier I Capital (to Risk- Weighted Assets)
Company	$	725,702		18.23	%	$	159,232	³		4.00	%					N/A
Bank	$	706,611		17.77	%	$	159,057	³		4.00	%	$	238,586	³		6.00	%
Tier I Capital (to Average- Assets)
Company	$	725,702		11.50	%	$	252,418	³		4.00	%					N/A
Bank	$	706,611		11.21	%	$	252,136	³		4.00	%	$	315,170	³		5.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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