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Loans and Lease Finance Receivables and Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2024

Receivables [Abstract]

Summary of Components of Loans and Lease Finance Receivables, Excluding PCI Loans

The following table provides a summary of total loans and lease finance receivables by type.

	March 31, 2024				December 31, 2023
	(Dollars in thousands)
Commercial real estate	$	6,720,538			$	6,784,505
Construction		58,806				66,734
SBA		268,320				270,619
SBA - Paycheck Protection Program (PPP)		2,249				2,736
Commercial and industrial		963,120				969,895
Dairy & livestock and agribusiness		351,624				412,891
Municipal lease finance receivables		72,032				73,590
SFR mortgage		276,475				269,868
Consumer and other loans		57,549				54,072
Total loans, at amortized cost		8,770,713				8,904,910
Less: Allowance for credit losses		(82,817	)			(86,842	)
Total loans and lease finance receivables, net	$	8,687,896			$	8,818,068

Summary of Loans by Type and Origination Year, According to our Internal Risk Ratings

	Origination Year																								Revolving loans amortized				Revolving loans converted to
March 31, 2024	2024				2023				2022				2021				2020				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Commercial real estate    loans:
Risk Rating:
Pass	$	54,653			$	441,596			$	1,299,240			$	1,120,686			$	866,833			$	2,457,881			$	179,725			$	38,940			$	6,459,554
Special Mention		678				4,556				3,867				18,616				19,117				121,713				2,366				—				170,913
Substandard		—				669				8,105				2,891				32,952				44,705				749				—				90,071
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial real    estate loans:	$	55,331			$	446,821			$	1,311,212			$	1,142,193			$	918,902			$	2,624,299			$	182,840			$	38,940			$	6,720,538
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	2,258			$	—			$	—			$	2,258
Construction loans:
Risk Rating:
Pass	$	3			$	2,513			$	12,277			$	22,289			$	8,066			$	—			$	11,549			$	—			$	56,697
Special Mention		—				—				—				—				—				—				—				—				-
Substandard		—				—				—				2,109				—				—				—				—				2,109
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Construction    loans:	$	3			$	2,513			$	12,277			$	24,398			$	8,066			$	—			$	11,549			$	—			$	58,806
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SBA loans:
Risk Rating:
Pass	$	10,759			$	19,621			$	47,896			$	50,594			$	24,417			$	102,067			$	—			$	—			$	255,354
Special Mention		—				—				1,616				—				4,767				3,010				—				—				9,393
Substandard		—				—				—				—				—				3,573				—				—				3,573
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA loans:	$	10,759			$	19,621			$	49,512			$	50,594			$	29,184			$	108,650			$	—			$	—			$	268,320
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	90			$	—			$	—			$	90
SBA - PPP loans:
Risk Rating:
Pass	$	—			$	—			$	—			$	591			$	1,658			$	—			$	—			$	—			$	2,249
Special Mention		—				—				—				—				—				—				—				—				—
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA - PPP loans:	$	—			$	—			$	—			$	591			$	1,658			$	—			$	—			$	—			$	2,249
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and    industrial loans:
Risk Rating:
Pass	$	28,523			$	135,426			$	136,353			$	90,310			$	82,495			$	151,348			$	296,236			$	4,688			$	925,379
Special Mention		—				9,498				1,124				1,595				828				7,989				8,133				5,279				34,446
Substandard		—				—				239				—				—				45				2,637				374				3,295
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial and    industrial loans:	$	28,523			$	144,924			$	137,716			$	91,905			$	83,323			$	159,382			$	307,006			$	10,341			$	963,120
Current YTD Period:   Gross charge-offs	$	—			$	—			$	300			$	—			$	—			$	1,186			$	—			$	431			$	1,917

	Origination Year																								Revolving loans amortized				Revolving loans converted to
March 31, 2024	2024				2023				2022				2021				2020				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Dairy & livestock and    agribusiness loans:
Risk Rating:
Pass	$	—			$	—			$	—			$	685			$	917			$	262			$	266,157			$	270			$	268,291
Special Mention		—				432				—				1,335				—				—				79,044				—				80,811
Substandard		—				—				—				—				—				60				2,380				82				2,522
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Dairy & livestock    and agribusiness    loans:	$	—			$	432			$	—			$	2,020			$	917			$	322			$	347,581			$	352			$	351,624
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Municipal lease finance    receivables loans:
Risk Rating:
Pass	$	193			$	—			$	5,719			$	25,803			$	5,733			$	34,402			$	—			$	—			$	71,850
Special Mention		—				—				—				—				—				182				—				—				182
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Municipal lease    finance receivables    loans:	$	193			$	—			$	5,719			$	25,803			$	5,733			$	34,584			$	—			$	—			$	72,032
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SFR mortgage loans:
Risk Rating:
Pass	$	11,528			$	21,229			$	60,524			$	43,305			$	43,832			$	93,044			$	—			$	—			$	273,462
Special Mention		—				750				—				—				913				438				—				—				2,101
Substandard		—				—				—				—				—				604				—				308				912
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SFR mortgage    loans:	$	11,528			$	21,979			$	60,524			$	43,305			$	44,745			$	94,086			$	—			$	308			$	276,475
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer and other    loans:
Risk Rating:
Pass	$	1,636			$	4,037			$	3,483			$	2,492			$	572			$	1,035			$	42,049			$	1,256			$	56,560
Special Mention		—				—				—				214				—				—				4				173				391
Substandard		—				—				—				—				—				—				—				598				598
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Consumer and    other loans:	$	1,636			$	4,037			$	3,483			$	2,706			$	572			$	1,035			$	42,053			$	2,027			$	57,549
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	1			$	1			$	2
Total Loans, at amortized cost:
Risk Rating:
Pass	$	107,295			$	624,422			$	1,565,492			$	1,356,755			$	1,034,523			$	2,840,039			$	795,716			$	45,154			$	8,369,396
Special Mention		678				15,236				6,607				21,760				25,625				133,332				89,547				5,452				298,237
Substandard		—				669				8,344				5,000				32,952				48,987				5,766				1,362				103,080
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Loans at amortized cost:	$	107,973			$	640,327			$	1,580,443			$	1,383,515			$	1,093,100			$	3,022,358			$	891,029			$	51,968			$	8,770,713
Current YTD Period:   Total gross charge-offs	$	—			$	—			$	300			$	—			$	—			$	3,534			$	1			$	432			$	4,267

	Origination Year																								Revolving loans amortized				Revolving loans converted to
December 31, 2023	2023				2022				2021				2020				2019				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Commercial real estate    loans:
Risk Rating:
Pass	$	447,991			$	1,315,563			$	1,133,331			$	885,590			$	497,541			$	2,041,329			$	171,223			$	38,568			$	6,531,136
Special Mention		3,241				3,897				15,868				19,368				43,824				74,673				2,911				—				163,782
Substandard		744				8,127				2,891				33,401				12,986				30,637				801				—				89,587
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial real    estate loans:	$	451,976			$	1,327,587			$	1,152,090			$	938,359			$	554,351			$	2,146,639			$	174,935			$	38,568			$	6,784,505
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Construction loans:
Risk Rating:
Pass	$	1,274			$	15,046			$	22,288			$	8,058			$	—			$	—			$	17,938			$	—			$	64,604
Special Mention		—				—				2,130				—				—				—				—				—				2,130
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Construction    loans:	$	1,274			$	15,046			$	24,418			$	8,058			$	—			$	—			$	17,938			$	—			$	66,734
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SBA loans:
Risk Rating:
Pass	$	20,701			$	48,212			$	51,038			$	29,306			$	6,236			$	101,856			$	—			$	—			$	257,349
Special Mention		—				1,627				—				4,784				1,132				1,760				—				—				9,303
Substandard		—				—				—				—				749				3,218				—				—				3,967
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA loans:	$	20,701			$	49,839			$	51,038			$	34,090			$	8,117			$	106,834			$	—			$	—			$	270,619
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	288			$	—			$	—			$	288
SBA - PPP loans:
Risk Rating:
Pass	$	—			$	—			$	699			$	2,037			$	—			$	—			$	—			$	—			$	2,736
Special Mention		—				—				—				—				—				—				—				—				—
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA - PPP loans:	$	—			$	—			$	699			$	2,037			$	—			$	—			$	—			$	—			$	2,736
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and    industrial loans:
Risk Rating:
Pass	$	141,080			$	143,847			$	100,059			$	88,743			$	68,352			$	94,027			$	289,539			$	5,460			$	931,107
Special Mention		7,829				738				745				552				4,114				3,986				10,529				5,347				33,840
Substandard		—				257				—				—				89				1,296				2,487				819				4,948
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial and    industrial loans:	$	148,909			$	144,842			$	100,804			$	89,295			$	72,555			$	99,309			$	302,555			$	11,626			$	969,895
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	109			$	109

	Origination Year																								Revolving loans amortized				Revolving loans converted to
December 31, 2023	2023				2022				2021				2020				2019				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Dairy & livestock and    agribusiness loans:
Risk Rating:
Pass	$	296			$	—			$	1,586			$	931			$	80			$	208			$	337,525			$	—			$	340,626
Special Mention		448				—				—				—				25				—				69,232				—				69,705
Substandard		—				—				—				—				—				60				2,500				—				2,560
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Dairy & livestock    and agribusiness    loans:	$	744			$	—			$	1,586			$	931			$	105			$	268			$	409,257			$	—			$	412,891
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Municipal lease finance    receivables loans:
Risk Rating:
Pass	$	—			$	5,735			$	25,803			$	5,981			$	4,267			$	31,622			$	—			$	—			$	73,408
Special Mention		—				—				—				—				—				182				—				—				182
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Municipal lease    finance receivables    loans:	$	—			$	5,735			$	25,803			$	5,981			$	4,267			$	31,804			$	—			$	—			$	73,590
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SFR mortgage loans:
Risk Rating:
Pass	$	22,248			$	61,070			$	43,573			$	44,076			$	28,049			$	67,750			$	—			$	—			$	266,766
Special Mention		789				—				—				918				544				327				—				—				2,578
Substandard		—				—				—				—				—				200				—				324				524
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SFR mortgage    loans:	$	23,037			$	61,070			$	43,573			$	44,994			$	28,593			$	68,277			$	—			$	324			$	269,868
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer and other    loans:
Risk Rating:
Pass	$	4,911			$	4,122			$	2,707			$	702			$	644			$	486			$	38,595			$	871			$	53,038
Special Mention		—				—				246				—				—				—				4				173				423
Substandard		—				—				—				—				—				12				1				598				611
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Consumer and    other loans:	$	4,911			$	4,122			$	2,953			$	702			$	644			$	498			$	38,600			$	1,642			$	54,072
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	4			$	—			$	4			$	8
Total Loans, at amortized cost:
Risk Rating:
Pass	$	638,501			$	1,593,595			$	1,381,084			$	1,065,424			$	605,169			$	2,337,278			$	854,820			$	44,899			$	8,520,770
Special Mention		12,307				6,262				18,989				25,622				49,639				80,928				82,676				5,520				281,943
Substandard		744				8,384				2,891				33,401				13,824				35,423				5,789				1,741				102,197
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Loans at amortized cost:	$	651,552			$	1,608,241			$	1,402,964			$	1,124,447			$	668,632			$	2,453,629			$	943,285			$	52,160			$	8,904,910
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	292			$	—			$	113			$	405

Schedule of Balance and Activity Related to Allowance for Loan Losses for Held-for-Investment Loans by Type

The following tables present the balance and activity related to the allowance for credit losses for held-for-investment loans by type for the periods presented.

	Three Months Ended March 31, 2024
	Ending Balance December 31, 2023				Charge-offs				Recoveries				Provision for (Recapture of) Credit Losses				Ending Balance March 31, 2024
	(Dollars in thousands)
Commercial real estate	$	69,466			$	(2,258	)		$	—			$	2,237			$	69,445
Construction		1,277				—				3				16				1,296
SBA		2,679				(90	)			63				(121	)			2,531
Commercial and industrial		9,116				(1,917	)			176				(2,316	)			5,059
Dairy & livestock and agribusiness		3,098				—				—				154				3,252
Municipal lease finance    receivables		210				—				—				(16	)			194
SFR mortgage		535				—				—				(52	)			483
Consumer and other loans		461				(2	)			—				98				557
Total allowance for credit losses	$	86,842			$	(4,267	)		$	242			$	—			$	82,817

	Three Months Ended March 31, 2023
	Ending Balance December 31, 2022				Charge-offs				Recoveries				Provision for (Recapture of) Credit Losses				Ending Balance March 31, 2023
	(Dollars in thousands)
Commercial real estate	$	64,806			$	—			$	—			$	2,311			$	67,117
Construction		1,702				—				3				(31	)			1,674
SBA		2,809				(94	)			12				2				2,729
Commercial and industrial		10,206				(16	)			14				(1,241	)			8,963
Dairy & livestock and agribusiness		4,400				—				4				366				4,770
Municipal lease finance    receivables		296				—				—				(13	)			283
SFR mortgage		366				—				—				43				409
Consumer and other loans		532				—				—				63				595
Total allowance for credit losses	$	85,117			$	(110	)		$	33			$	1,500			$	86,540

Schedule of Recorded Investment in, and Aging of, Past Due and Nonaccrual Loans, Excluding PCI Loans by Class of Loans

The following table presents the recorded investment in, and the aging of, past due loans (including nonaccrual loans), by type of loans as of the dates presented.

	March 31, 2024
	30-59 Days Past Due				60-89 Days Past Due				Greater than 89 Days Past Due				Total Past Due				Loans Not Past Due				Total Loans and Financing Receivables
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	2,526			$	—			$	—			$	2,526			$	2,407,593			$	2,410,119
Non-owner occupied		11,295				5,960				10,661				27,916				4,282,503				4,310,419
Construction
Speculative (1)		—				—				—				—				52,256				52,256
Non-speculative		—				—				—				—				6,550				6,550
SBA		408				—				54				462				267,858				268,320
SBA - PPP		—				—				—				—				2,249				2,249
Commercial and industrial		6				—				2,487				2,493				960,627				963,120
Dairy & livestock and agribusiness		—				—				—				—				351,624				351,624
Municipal lease finance receivables		—				—				—				—				72,032				72,032
SFR mortgage		—				—				—				—				276,475				276,475
Consumer and other loans		—				—				—				—				57,549				57,549
Total loans at amortized cost	$	14,235			$	5,960			$	13,202			$	33,397			$	8,737,316			$	8,770,713

(1)Speculative construction loans are generally for properties where there is no identified buyer or renter.

	December 31, 2023
	30-59 Days Past Due				60-89 Days Past Due				Greater than 89 Days Past Due				Total Past Due				Loans Not Past Due				Total Loans and Financing Receivables
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	300			$	—			$	2,505			$	2,805			$	2,430,447			$	2,433,252
Non-owner occupied		16				—				531				547				4,350,706				4,351,253
Construction
Speculative (1)		—				—				—				—				57,921				57,921
Non-speculative		—				—				—				—				8,813				8,813
SBA		—				108				969				1,077				269,542				270,619
SBA - PPP		—				—				—				—				2,736				2,736
Commercial and industrial		12				—				4,253				4,265				965,630				969,895
Dairy & livestock and agribusiness		—				—				—				—				412,891				412,891
Municipal lease finance receivables		—				—				—				—				73,590				73,590
SFR mortgage		201				—				—				201				269,667				269,868
Consumer and other loans		18				—				—				18				54,054				54,072
Total loans at amortized cost	$	547			$	108			$	8,258			$	8,913			$	8,895,997			$	8,904,910

(1)Speculative construction loans are generally for properties where there is no identified buyer or renter.

Amortized cost of our finance receivables and loans that are on nonaccrual status, including loans with no allowance are presented as of March 31, 2024 and December 31, 2023 by type of loan.

	March 31, 2024
	Nonaccrual with No Allowance for Credit Losses				Total Nonaccrual (1) (3)				Loans Past Due Over 89 Days Still Accruing
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	—			$	—			$	—
Non-owner occupied		10,661				10,661				—
Construction
Speculative (2)		—				—				—
Non-speculative		—				—				—
SBA		54				54				—
SBA - PPP		—				—				—
Commercial and industrial		2,727				2,727				—
Dairy & livestock and agribusiness		60				60				—
Municipal lease finance receivables		—				—				—
SFR mortgage		308				308				—
Consumer and other loans		-				-				—
Total loans at amortized cost	$	13,810			$	13,810			$	—

(1)As of March 31, 2024, $608,000 of nonaccruing loans were current and $13.2 million were 90+ days past due.

(2)Speculative construction loans are generally for properties where there is no identified buyer or renter.

(3)There were no guaranteed portion of nonaccrual SBA loans that are in process of collection.

	December 31, 2023
	Nonaccrual with No Allowance for Credit Losses				Total Nonaccrual (1)				Loans Past Due Over 89 Days Still Accruing
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	2,505			$	2,505			$	—
Non-owner occupied		548				12,935				—
Construction
Speculative (2)		—				—				—
Non-speculative		—				—				—
SBA		787				969				—
SBA - PPP		—				—				—
Commercial and industrial		908				4,509				—
Dairy & livestock and agribusiness		60				60				—
Municipal lease finance receivables		—				—				—
SFR mortgage		323				324				—
Consumer and other loans		—				—				—
Total loans at amortized cost	$	5,131			$	21,302			$	—

(1)As of December 31, 2023, $13.0 million of nonaccruing loans were current, $16,000 were 30-59 days past due, and $8.3 million were 90+ days past due.

(2)Speculative construction loans are generally for properties where there is no identified buyer or renter.

Summary of Pledged Assets not Separately Reported on Statement of Financial Position

The following table presents the recorded investment in collateral-dependent loans by type of loans as of the date presented.

	March 31, 2024												Number of Loans
	Real Estate				Business Assets				Other				Dependent on Collateral
	(Dollars in thousands)
Commercial real estate	$	10,661			$	—			$	—				2
Construction		—				—				—				—
SBA		54				—				—				1
SBA - PPP		—				—				—				—
Commercial and industrial		—				2,727				—				2
Dairy & livestock and agribusiness		60				—				—				1
Municipal lease finance receivables		—				—				—				—
SFR mortgage		308				—				—				1
Consumer and other loans		—				—				—				—
Total collateral-dependent loans	$	11,083			$	2,727			$	—				7

	December 31, 2023												Number of Loans
	Real Estate				Business Assets				Other				Dependent on Collateral
	(Dollars in thousands)
Commercial real estate	$	15,440			$	—			$	—				5
Construction		—				—				—				—
SBA		749				220				—				4
SBA - PPP		—				—				—				—
Commercial and industrial		392				2,950				1,167				8
Dairy & livestock and agribusiness		60				—				—				1
Municipal lease finance receivables		—				—				—				—
SFR mortgage		324				—				—				1
Consumer and other loans		—				—				—				—
Total collateral-dependent loans	$	16,965			$	3,170			$	1,167				19

Schedule of Amortized Cost of Loans Activity

The tables below reflect the amortized cost of loans by type made to borrowers experiencing financial difficulty that were modified as of March 31, 2024 and March 31, 2023, and the financial effect of those modifications.

		Term Extension								Combination-Term Extension and Interest Rate Reduction
		Amortized Cost Basis				% of Total Class of Financing Receivables				Amortized Cost Basis				% of Total Class of Financing Receivables				Total
March 31, 2024
Commercial real estate loans		$	2,466				0.03	%		$	686				0.01	%		$	3,152
Commercial and industrial			1,644				0.02	%			242				0.00	%			1,886
Dairy & livestock and agribusiness			5,727				0.07	%			—				0.00	%			5,727
Total		$	9,837							$	928							$	10,765
March 31, 2023
Commercial real estate loans		$	1,587				0.02	%		$	—				—			$	1,587
Commercial and industrial			2,250				0.03	%			—				—				2,250
Dairy & livestock and agribusiness			1,999				0.02	%			—				—				1,999
Total		$	5,836							$	—							$	5,836

Schedule of Financial Effect of the Loan Activity

Loan Type		Financial Effect
		Term Extension
March 31, 2024
Commercial real estate loans		Added a weighted-average 1.3 years to the life of loans, which reduced monthly payment amounts for the borrowers.
Commercial and industrial		Added a weighted-average 0.7 years to the life of loans, which reduced monthly payment amounts for the borrowers.
Dairy & livestock and agribusiness		Added a weighted-average 0.6 years to the life of loans, which reduced monthly payment amounts for the borrowers.
		Term Extension
March 31, 2023
Commercial real estate loans		Added a weighted-average 1.1 years to the life of loans, which reduced monthly payment amounts for the borrowers.
Commercial and industrial		Added a weighted-average 0.8 years to the life of loans, which reduced monthly payment amounts for the borrowers.
Dairy & livestock and agribusiness		Added a weighted-average 1.2 years to the life of loans, which reduced monthly payment amounts for the borrowers.

Schedule of Recorded Investments for Past Due Loans at Amortized Cost

The following table presents the recorded investment in, and the aging of, past due loans at amortized cost (including nonaccrual loans), by type of loans, made to borrowers experiencing financial difficulty as of March 31, 2024.

			Payment Status (amortized cost basis)
			Current				30-89 Days Past Due				90+ Days Past Due
			(Dollars in thousands)
	Commercial real estate loans		$	3,152			$	—			$	—
	Commercial and industrial			1,886				—				—
	Dairy & livestock and agribusiness			5,727				—				—
	Total		$	10,765			$	—			$	—

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