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Loans and Lease Finance Receivables and Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2024

Receivables [Abstract]

Summary of Loans by Type and Origination Year, According to our Internal Risk Ratings

The following table summarizes loans by type and origination year, according to our internal risk ratings as of the dates presented.

	Origination Year																								Revolving loans amortized				Revolving loans converted to
December 31, 2024	2024				2023				2022				2021				2020				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Commercial real estate    loans:
Risk Rating:
Pass	$	307,984			$	419,547			$	1,216,126			$	1,066,694			$	828,493			$	2,170,119			$	197,991			$	37,704			$	6,244,658
Special Mention		1,075				4,910				36,505				21,478				17,056				104,201				3,937				1,287				190,449
Substandard		1,176				244				6,775				9,057				15,138				34,259				5,696				—				72,345
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial real    estate loans:	$	310,235			$	424,701			$	1,259,406			$	1,097,229			$	860,687			$	2,308,579			$	207,624			$	38,991			$	6,507,452
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	2,258			$	—			$	—			$	2,258
Construction loans:
Risk Rating:
Pass	$	7,717			$	315			$	8,050			$	—			$	—			$	—			$	—			$	—			$	16,082
Special Mention		—				—				—				—				—				—				—				—				—
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Construction    loans:	$	7,717			$	315			$	8,050			$	—			$	—			$	—			$	—			$	—			$	16,082
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SBA loans:
Risk Rating:
Pass	$	33,531			$	16,064			$	46,393			$	47,810			$	23,733			$	92,012			$	—			$	—			$	259,543
Special Mention		—				—				—				1,337				4,716				1,830				—				—				7,883
Substandard		—				—				1,581				—				—				4,006				—				—				5,587
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA loans:	$	33,531			$	16,064			$	47,974			$	49,147			$	28,449			$	97,848			$	—			$	—			$	273,013
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	165			$	—			$	—			$	165
SBA - PPP loans:
Risk Rating:
Pass	$	—			$	—			$	—			$	254			$	520			$	—			$	—			$	—			$	774
Special Mention		—				—				—				—				—				—				—				—				—
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA - PPP loans:	$	—			$	—			$	—			$	254			$	520			$	—			$	—			$	—			$	774
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and    industrial loans:
Risk Rating:
Pass	$	100,465			$	100,242			$	111,982			$	67,706			$	69,084			$	118,069			$	318,147			$	6,213			$	891,908
Special Mention		819				2,213				1,026				2,169				421				4,175				8,136				4,830				23,789
Substandard		—				3,029				523				11				—				—				1,997				3,921				9,481
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial and    industrial loans:	$	101,284			$	105,484			$	113,531			$	69,886			$	69,505			$	122,244			$	328,280			$	14,964			$	925,178
Current YTD Period:   Gross charge-offs	$	—			$	—			$	300			$	—			$	—			$	1,186			$	—			$	495			$	1,981

	Origination Year																								Revolving loans amortized				Revolving loans converted to
December 31, 2024	2024				2023				2022				2021				2020				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Dairy & livestock and    agribusiness loans:
Risk Rating:
Pass	$	812			$	—			$	—			$	596			$	786			$	141			$	327,850			$	13			$	330,198
Special Mention		2,901				—				—				—				—				—				84,295				1,650				88,846
Substandard		—				—				—				—				—				60				—				800				860
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Dairy & livestock    and agribusiness    loans:	$	3,713			$	—			$	—			$	596			$	786			$	201			$	412,145			$	2,463			$	419,904
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Municipal lease finance    receivables loans:
Risk Rating:
Pass	$	2,540			$	—			$	5,111			$	24,715			$	5,140			$	28,510			$	—			$	—			$	66,016
Special Mention		—				—				—				—				—				98				—				—				98
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Municipal lease    finance receivables    loans:	$	2,540			$	—			$	5,111			$	24,715			$	5,140			$	28,608			$	—			$	—			$	66,114
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SFR mortgage loans:
Risk Rating:
Pass	$	20,261			$	21,055			$	59,763			$	41,156			$	38,730			$	85,637			$	—			$	—			$	266,602
Special Mention		—				—				—				—				896				411				—				284				1,591
Substandard		—				—				—				—				—				979				—				—				979
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SFR mortgage    loans:	$	20,261			$	21,055			$	59,763			$	41,156			$	39,626			$	87,027			$	—			$	284			$	269,172
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer and other    loans:
Risk Rating:
Pass	$	7,242			$	3,043			$	1,521			$	1,850			$	142			$	624			$	42,035			$	1,855			$	58,312
Special Mention		—				—				—				130				—				—				4				—				134
Substandard		—				—				—				—				—				—				—				297				297
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Consumer and    other loans:	$	7,242			$	3,043			$	1,521			$	1,980			$	142			$	624			$	42,039			$	2,152			$	58,743
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	1			$	3			$	4
Total Loans, at amortized cost:
Risk Rating:
Pass	$	480,552			$	560,266			$	1,448,946			$	1,250,781			$	966,628			$	2,495,112			$	886,023			$	45,785			$	8,134,093
Special Mention		4,795				7,123				37,531				25,114				23,089				110,715				96,372				8,051				312,790
Substandard		1,176				3,273				8,879				9,068				15,138				39,304				7,693				5,018				89,549
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Loans at amortized cost:	$	486,523			$	570,662			$	1,495,356			$	1,284,963			$	1,004,855			$	2,645,131			$	990,088			$	58,854			$	8,536,432
Current YTD Period:   Gross charge-offs	$	—			$	—			$	300			$	—			$	—			$	3,609			$	1			$	498			$	4,408

	Origination Year																								Revolving loans amortized				Revolving loans converted to
December 31, 2023	2023				2022				2021				2020				2019				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Commercial real estate    loans:
Risk Rating:
Pass	$	447,991			$	1,315,563			$	1,133,331			$	885,590			$	497,541			$	2,041,329			$	171,223			$	38,568			$	6,531,136
Special Mention		3,241				3,897				15,868				19,368				43,824				74,673				2,911				—				163,782
Substandard		744				8,127				2,891				33,401				12,986				30,637				801				—				89,587
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial real    estate loans:	$	451,976			$	1,327,587			$	1,152,090			$	938,359			$	554,351			$	2,146,639			$	174,935			$	38,568			$	6,784,505
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Construction loans:
Risk Rating:
Pass	$	1,274			$	15,046			$	22,288			$	8,058			$	—			$	—			$	17,938			$	—			$	64,604
Special Mention		—				—				2,130				—				—				—				—				—				2,130
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Construction    loans:	$	1,274			$	15,046			$	24,418			$	8,058			$	—			$	—			$	17,938			$	—			$	66,734
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SBA loans:
Risk Rating:
Pass	$	20,701			$	48,212			$	51,038			$	29,306			$	6,236			$	101,856			$	—			$	—			$	257,349
Special Mention		—				1,627				—				4,784				1,132				1,760				—				—				9,303
Substandard		—				—				—				—				749				3,218				—				—				3,967
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA loans:	$	20,701			$	49,839			$	51,038			$	34,090			$	8,117			$	106,834			$	—			$	—			$	270,619
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	288			$	—			$	—			$	288
SBA - PPP loans:
Risk Rating:
Pass	$	—			$	—			$	699			$	2,037			$	—			$	—			$	—			$	—			$	2,736
Special Mention		—				—				—				—				—				—				—				—				—
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SBA - PPP loans:	$	—			$	—			$	699			$	2,037			$	—			$	—			$	—			$	—			$	2,736
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and    industrial loans:
Risk Rating:
Pass	$	141,080			$	143,847			$	100,059			$	88,743			$	68,352			$	94,027			$	289,539			$	5,460			$	931,107
Special Mention		7,829				738				745				552				4,114				3,986				10,529				5,347				33,840
Substandard		—				257				—				—				89				1,296				2,487				819				4,948
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Commercial and    industrial loans:	$	148,909			$	144,842			$	100,804			$	89,295			$	72,555			$	99,309			$	302,555			$	11,626			$	969,895
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	109			$	109

	Origination Year																								Revolving loans amortized				Revolving loans converted to
December 31, 2023	2023				2022				2021				2020				2019				Prior				cost basis				term loans				Total
	(Dollars in thousands)
Dairy & livestock and    agribusiness loans:
Risk Rating:
Pass	$	296			$	—			$	1,586			$	931			$	80			$	208			$	337,525			$	—			$	340,626
Special Mention		448				—				—				—				25				—				69,232				—				69,705
Substandard		—				—				—				—				—				60				2,500				—				2,560
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Dairy & livestock    and agribusiness    loans:	$	744			$	—			$	1,586			$	931			$	105			$	268			$	409,257			$	—			$	412,891
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Municipal lease finance    receivables loans:
Risk Rating:
Pass	$	—			$	5,735			$	25,803			$	5,981			$	4,267			$	31,622			$	—			$	—			$	73,408
Special Mention		—				—				—				—				—				182				—				—				182
Substandard		—				—				—				—				—				—				—				—				—
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Municipal lease    finance receivables    loans:	$	—			$	5,735			$	25,803			$	5,981			$	4,267			$	31,804			$	—			$	—			$	73,590
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
SFR mortgage loans:
Risk Rating:
Pass	$	22,248			$	61,070			$	43,573			$	44,076			$	28,049			$	67,750			$	—			$	—			$	266,766
Special Mention		789				—				—				918				544				327				—				—				2,578
Substandard		—				—				—				—				—				200				—				324				524
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total SFR mortgage    loans:	$	23,037			$	61,070			$	43,573			$	44,994			$	28,593			$	68,277			$	—			$	324			$	269,868
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer and other    loans:
Risk Rating:
Pass	$	4,911			$	4,122			$	2,707			$	702			$	644			$	486			$	38,595			$	871			$	53,038
Special Mention		—				—				246				—				—				—				4				173				423
Substandard		—				—				—				—				—				12				1				598				611
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Consumer and    other loans:	$	4,911			$	4,122			$	2,953			$	702			$	644			$	498			$	38,600			$	1,642			$	54,072
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	4			$	—			$	4			$	8
Total Loans, at amortized cost:
Risk Rating:
Pass	$	638,501			$	1,593,595			$	1,381,084			$	1,065,424			$	605,169			$	2,337,278			$	854,820			$	44,899			$	8,520,770
Special Mention		12,307				6,262				18,989				25,622				49,639				80,928				82,676				5,520				281,943
Substandard		744				8,384				2,891				33,401				13,824				35,423				5,789				1,741				102,197
Doubtful & Loss		—				—				—				—				—				—				—				—				—
Total Loans at amortized cost:	$	651,552			$	1,608,241			$	1,402,964			$	1,124,447			$	668,632			$	2,453,629			$	943,285			$	52,160			$	8,904,910
Current YTD Period:   Gross charge-offs	$	—			$	—			$	—			$	—			$	—			$	292			$	—			$	113			$	405

Schedule of Balance and Activity Related to Allowance for Loan Losses for Held-for-Investment Loans by Type

The following tables present the balance and activity related to the allowance for credit losses for held-for-investment loans by type for the periods presented.

		Year Ended December 31, 2024
		Ending Balance December 31, 2023				Charge-offs				Recoveries				Provision for (Recapture of) Credit Losses				Ending Balance December 31, 2024
		(Dollars in thousands)
Commercial real estate		$	69,466			$	(2,258	)		$	68			$	(1,039	)		$	66,237
Construction			1,277				—				67				(1,032	)			312
SBA			2,679				(165	)			128				(13	)			2,629
Commercial and industrial			9,116				(1,981	)			424				(1,466	)			6,093
Dairy & livestock and agribusiness			3,098				—				—				512				3,610
Municipal lease finance receivables			210				—				—				(5	)			205
SFR mortgage			535				—				—				(111	)			424
Consumer and other loans			461				(4	)			1				154				612
Total allowance for credit losses		$	86,842			$	(4,408	)		$	688			$	(3,000	)		$	80,122

		Year Ended December 31, 2023
		Ending Balance December 31, 2022				Charge-offs				Recoveries				Provision for (Recapture of) Credit Losses				Ending Balance December 31, 2023
		(Dollars in thousands)
Commercial real estate		$	64,806			$	—			$	—			$	4,660			$	69,466
Construction			1,702				—				12				(437	)			1,277
SBA			2,809				(288	)			73				85				2,679
SBA - PPP			—				—				—				—				—
Commercial and industrial			10,206				(109	)			14				(995	)			9,116
Dairy & livestock and agribusiness			4,400				—				31				(1,333	)			3,098
Municipal lease finance receivables			296				—				—				(86	)			210
SFR mortgage			366				—				—				169				535
Consumer and other loans			532				(8	)			—				(63	)			461
Total allowance for credit losses		$	85,117			$	(405	)		$	130			$	2,000			$	86,842

		Year Ended December 31, 2022
		Ending Balance December 31, 2021				Charge-offs				Recoveries				Initial ACL for PCD Loans at Acquisition				Provision Recorded at Acquisition				Provision for (Recapture of) Credit Losses				Ending Balance December 31, 2022
		(Dollars in thousands)
Commercial real estate		$	50,950			$	—			$	—			$	5,086			$	4,127			$	4,643			$	64,806
Construction			765				—				12			122				58					745				1,702
SBA			2,668				(127	)			107			62				64					35				2,809
SBA - PPP			—				—				—				—				—				—				—
Commercial and industrial			6,669				(66	)			503			500				508					2,092				10,206
Dairy & livestock and agribusiness			3,066				—				468			2832				149					(2,115	)			4,400
Municipal lease finance    receivables			100				—				—			3				26					167				296
SFR mortgage			188				—				—				—				—				178				366
Consumer and other loans			613				(4	)			—				—				—				(77	)			532
Total allowance for loan losses		$	65,019			$	(197	)		$	1,090			$	8,605			$	4,932			$	5,668			$	85,117

Schedule of Recorded Investment in, and Aging of, Past Due and Nonaccrual Loans, Including PCI Loans by Class of Loans

The following table presents the recorded investment in, and the aging of, past due loans (including nonaccrual loans), by type of loans as of the date presented.

	December 31, 2024
	30-59 Days Past Due				60-89 Days Past Due				Greater than 89 Days Past Due				Total Past Due				Loans Not Past Due				Total Loans and Financing Receivables
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	—			$	—			$	196			$	196			$	2,329,380			$	2,329,576
Non-owner occupied		—				—				24,430				24,430				4,153,446				4,177,876
Construction
Speculative (1)		—				—				—				—				8,091				8,091
Non-speculative		—				—				—				—				7,991				7,991
SBA		—				190				1,427				1,617				271,396				273,013
SBA - PPP		—				—				—				—				774				774
Commercial and industrial		399				—				140				539				924,639				925,178
Dairy & livestock and agribusiness		—				—				60				60				419,844				419,904
Municipal lease finance receivables		—				—				—				—				66,114				66,114
SFR mortgage		—				—				—				—				269,172				269,172
Consumer and other loans		—				—				—				—				58,743				58,743
Total gross loans	$	399			$	190			$	26,253			$	26,842			$	8,509,590			$	8,536,432

(1)Speculative construction loans are generally for properties where there is no identified buyer or renter.

	December 31, 2023
	30-59 Days Past Due				60-89 Days Past Due				Greater than 89 Days Past Due				Total Past Due				Loans Not Past Due				Total Loans and Financing Receivables
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	300			$	—			$	2,505			$	2,805			$	2,430,447			$	2,433,252
Non-owner occupied		16				—				531				547				4,350,706				4,351,253
Construction
Speculative (1)		—				—				—				—				57,921				57,921
Non-speculative		—				—				—				—				8,813				8,813
SBA		—				108				969				1,077				269,542				270,619
SBA - PPP		—				—				—				—				2,736				2,736
Commercial and industrial		12				—				4,253				4,265				965,630				969,895
Dairy & livestock and agribusiness		—				—				—				—				412,891				412,891
Municipal lease finance receivables		—				—				—				—				73,590				73,590
SFR mortgage		201				—				—				201				269,667				269,868
Consumer and other loans		18				—				—				18				54,054				54,072
Total gross loans	$	547			$	108			$	8,258			$	8,913			$	8,895,997			$	8,904,910

(1) Speculative construction loans are generally for properties where there is no identified buyer or renter.

Amortized cost of our finance receivables and loans that are on nonaccrual status, including loans with no allowance are presented as of December 31, 2024 and December 31, 2023 by type of loan.

	December 31, 2024
	Nonaccrual with No Allowance for Credit Losses				Total Nonaccrual (1)				Loans Past Due Over 89 Days Still Accruing
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	1,436			$	1,436			$	—
Non-owner occupied		24,430				24,430				—
Construction
Speculative (2)		—				—				—
Non-speculative		—				—				—
SBA		1,146				1,529				—
SBA - PPP		—				—				—
Commercial and industrial		201				340				—
Dairy & livestock and agribusiness		60				60				—
Municipal lease finance receivables		—				—				—
SFR mortgage		—				—				—
Consumer and other loans		—				—				—
Total loans	$	27,273			$	27,795			$	—

(1)As of December 31, 2024, $1.4 million of nonaccruing loans were current, $102,000 were 60-89 days past due, and $26.3 million were 90+ days past due.

(2)Speculative construction loans are generally for properties where there is no identified buyer or renter.

	December 31, 2023
	Nonaccrual with No Allowance for Credit Losses				Total Nonaccrual (1)				Loans Past Due Over 89 Days Still Accruing
	(Dollars in thousands)
Commercial real estate
Owner occupied	$	2,505			$	2,505			$	—
Non-owner occupied		548				12,935				—
Construction
Speculative (2)		—				—				—
Non-speculative		—				—				—
SBA		787				969				—
SBA - PPP		—				—				—
Commercial and industrial		908				4,509				—
Dairy & livestock and agribusiness		60				60				—
Municipal lease finance receivables		—				—				—
SFR mortgage		323				324				—
Consumer and other loans		—				—				—
Total loans	$	5,131			$	21,302			$	—

(1)As of December 31, 2023, $13.0 million of nonaccruing loans were current, $16,000 were 30-59 days past due, and $8.3 million were 90+ days past due.

(2)Speculative construction loans are generally for properties where there is no identified buyer or renter.

Summary of Pledged Assets not Separately Reported on Statement of Financial Position

The following table presents the recorded investment in collateral-dependent loans by type of loans as of the date presented.

	December 31, 2024												Number of Loans
	Real Estate				Business Assets				Other				Dependent on Collateral
	(Dollars in thousands)
Commercial real estate	$	25,866			$	—			$	—				6
Construction		—				—				—				—
SBA		1,529				—				—				5
SBA - PPP		—				—				—				—
Commercial and industrial		11				327				—				3
Dairy & livestock and agribusiness		60				—				—				1
Municipal lease finance receivables		—				—				—				—
SFR mortgage		—				—				—				—
Consumer and other loans		—				—				—				—
Total collateral-dependent loans	$	27,466			$	327			$	—				15

	December 31, 2023												Number of Loans
	Real Estate				Business Assets				Other				Dependent on Collateral
	(Dollars in thousands)
Commercial real estate	$	15,440			$	—			$	—				5
Construction		—				—				—				—
SBA		749				220				—				4
SBA - PPP		—				—				—				—
Commercial and industrial		392				2,950				1,167				8
Dairy & livestock and agribusiness		60				—				—				1
Municipal lease finance receivables		—				—				—				—
SFR mortgage		324				—				—				1
Consumer and other loans		—				—				—				—
Total collateral-dependent loans	$	16,965			$	3,170			$	1,167				19

Summary of Amortized Cost of Loans Activity

The table below reflects the loans by type made to borrowers experiencing financial difficulty that were modified in the years ended December 31, 2024 and December 31, 2023, with the cost basis shown as of December 31, 2024 and December 31, 2023.

Loan Type		Term Extension								Combination-Term Extension and Interest Rate Reduction
		Amortized Cost Basis				% of Total Class of Financing Receivables				Amortized Cost Basis				% of Total Class of Financing Receivables
December 31, 2024
Commercial real estate loans		$	2,180				0.03	%		$	683				0.01	%
Commercial and industrial			2,804				0.03	%			—				0.00	%
Dairy & livestock and agribusiness			800				0.01	%			—				0.00	%
Total		$	5,784							$	683
December 31, 2023
Commercial real estate loans		$	2,550				0.03	%		$	688				0.01	%
Commercial and industrial			1,305				0.01	%			278				0.00	%
Dairy & livestock and agribusiness			4,639				0.05	%			—				0.00	%
Total		$	8,494							$	966

Summary of Financial Effect of the Loan Activity

The following table describes the financial effect of the loan modifications made to borrowers experiencing financial difficulty for the years ended December 31, 2024 and December 31, 2023.

Loan Type		Financial Effect
		Term Extension		Combination-Term Extension and Interest Rate Reduction
December 31, 2024
Commercial real estate loans		Added a weighted-average 1.7 years to the life of loans, which reduced monthly payment amounts for the borrowers.		Added a weighted-average 7.6 years to the life of loans, which reduced monthly payment amounts for the borrowers; reduced weighted-average contractual interest rate from 10.00% to 7.25%.
Commercial and industrial		Added a weighted-average 1.2 years to the life of loans, which reduced monthly payment amounts for the borrowers.		—
Dairy & livestock and agribusiness		Added a weighted-average 0.9 years to the life of loans, which reduced monthly payment amounts for the borrowers.		—
December 31, 2023
Commercial real estate loans		Added a weighted-average 1.0 years to the life of loans, which reduced monthly payment amounts for the borrowers.		Added a weighted-average 7.6 years to the life of loans, which reduced monthly payment amounts for the borrowers; reduced weighted-average contractual interest rate from 10% to 7.25%.
Commercial and industrial		Added a weighted-average 0.3 years to the life of loans, which reduced monthly payment amounts for the borrowers.		Added a weighted-average 2.0 years to the life of loans, which reduced monthly payment amounts for the borrowers; reduced weighted-average contractual interest rate from 10% to 7.75%.
Dairy & livestock and agribusiness		Added a weighted-average 0.5 years to the life of loans, which reduced monthly payment amounts for the borrowers.		—

Summary of Recorded Investments or Past Due Loans At Amortized Cost

The following table presents the recorded investment in, and the aging of, past due loans at amortized cost (including nonaccrual loans), by type of loans, made to borrowers experiencing financial difficulty that were modified on or after January 1, 2023, the date we adopted ASU 2022-02.

			Payment Status (amortized cost basis)
			Current				30-89 Days Past Due				90+ Days Past Due
			(Dollars in thousands)
	Commercial real estate loans		$	2,863			$	—			$	—
	Commercial and industrial			2,804				—				—
	Dairy & livestock and agribusiness			800				—				—
	SFR mortgage loans			—				—				—
	Consumer and other loans			—				—				—
	Total		$	6,467			$	—			$	—

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