XML 53 R46.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Lease Finance Receivables and Allowance for Credit Losses - Schedule of Recorded Investment in, and Aging of, Past Due and Nonaccrual Loans, Including PCI Loans by Class of Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due $ 24,739 $ 26,842
Loans Not Past Due 8,363,632 8,536,432
Nonaccrual 25,636 [1],[2] 27,795 [3]
Nonaccrual with No Allowance for Credit Losses (24,880) (27,273)
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 8,363,632 8,536,432
Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 8,338,893 8,509,590
30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 718 399
Nonaccrual   102,000
60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 190
Nonaccrual 24,000  
Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 24,021 26,253
Nonaccrual   26,300
Commercial Real Estate Owner Occupied [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 196
Nonaccrual 672 [1],[2] 1,436 [3]
Nonaccrual with No Allowance for Credit Losses (23,707) (1,436)
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 2,308,238 2,329,576
Commercial Real Estate Owner Occupied [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 2,308,238 2,329,380
Commercial Real Estate Owner Occupied [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Commercial Real Estate Owner Occupied [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Commercial Real Estate Owner Occupied [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 196
Commercial Real Estate Non-owner Occupied [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 23,707 24,430
Nonaccrual 23,707 [1],[2] 24,430 [3]
Nonaccrual with No Allowance for Credit Losses 0 (24,430)
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 4,182,366 4,177,876
Commercial Real Estate Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 4,158,659 4,153,446
Commercial Real Estate Non-owner Occupied [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Commercial Real Estate Non-owner Occupied [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Commercial Real Estate Non-owner Occupied [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 23,707 24,430
Construction Speculative [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 [4] 0 [5]
Nonaccrual [7] 0 [1],[2],[6] 0 [3]
Nonaccrual with No Allowance for Credit Losses [7] 0 0
Loans Past Due Over 89 Days Still Accruing [7] 0 0
Total loans, at amortized cost 8,439 [4] 8,091 [5]
Construction Speculative [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 8,439 [4] 8,091 [5]
Construction Speculative [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 [4] 0 [5]
Construction Speculative [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 [4] 0 [5]
Construction Speculative [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 [4] 0 [5]
Construction Non-speculative [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Nonaccrual 0 [1],[2] 0 [3]
Nonaccrual with No Allowance for Credit Losses 0 0
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 7,267 7,991
Construction Non-speculative [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 7,267 7,991
Construction Non-speculative [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Construction Non-speculative [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Construction Non-speculative [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Small Business Administration [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 971 1,617
Nonaccrual 1,024 [1],[2] 1,529 [3]
Nonaccrual with No Allowance for Credit Losses (940) (1,146)
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 271,844 273,013
Small Business Administration [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 270,873 271,396
Small Business Administration [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 718 0
Small Business Administration [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 190
Small Business Administration [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 253 1,427
SBA - Paycheck Protection Program (PPP) [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Loans Not Past Due 179 774
Nonaccrual 0 [1],[2] 0 [3]
Nonaccrual with No Allowance for Credit Losses 0 0
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 179 774
SBA - Paycheck Protection Program (PPP) [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 179 774
SBA - Paycheck Protection Program (PPP) [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
SBA - Paycheck Protection Program (PPP) [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
SBA - Paycheck Protection Program (PPP) [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Commercial and Industrial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 1 539
Nonaccrual 173 [1],[2] 340 [3]
Nonaccrual with No Allowance for Credit Losses (173) (201)
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 942,301 925,178
Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 942,300 924,639
Commercial and Industrial [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 399
Commercial and Industrial [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Commercial and Industrial [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 1 140
Dairy & Livestock and Agribusiness [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 60 60
Nonaccrual 60 [1],[2] 60 [3]
Nonaccrual with No Allowance for Credit Losses (60) (60)
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 252,532 419,904
Dairy & Livestock and Agribusiness [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 252,472 419,844
Dairy & Livestock and Agribusiness [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Dairy & Livestock and Agribusiness [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Dairy & Livestock and Agribusiness [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 60 60
Municipal Lease Finance Receivables [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Loans Not Past Due 65,203 66,114
Nonaccrual 0 [1],[2] 0 [3]
Nonaccrual with No Allowance for Credit Losses 0 0
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 65,203 66,114
Municipal Lease Finance Receivables [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 65,203 66,114
Municipal Lease Finance Receivables [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Municipal Lease Finance Receivables [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Municipal Lease Finance Receivables [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
SFR Mortgage [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Nonaccrual 0 [1],[2] 0 [3]
Nonaccrual with No Allowance for Credit Losses 0 0
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 269,493 269,172
SFR Mortgage [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 269,493 269,172
SFR Mortgage [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
SFR Mortgage [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
SFR Mortgage [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Consumer and Other Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Nonaccrual 0 [1],[2] 0 [3]
Nonaccrual with No Allowance for Credit Losses 0 0
Loans Past Due Over 89 Days Still Accruing 0 0
Total loans, at amortized cost 55,770 58,743
Consumer and Other Loans [Member] | Financial Asset, Not Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Not Past Due 55,770 58,743
Consumer and Other Loans [Member] | 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Consumer and Other Loans [Member] | 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due 0 0
Consumer and Other Loans [Member] | Greater than 89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total Past Due $ 0 $ 0
[1] As of March 31, 2025, $1.6 million of nonaccruing loans were current and $24.0 million were 90+ days past due.
[2] Excludes $55,000 of guaranteed portion of nonaccrual SBA loans that are in process of collection.
[3] As of December 31, 2024, $1.4 million of nonaccruing loans were current, $102,000 were 60-89 days past due, and $26.3 million were 90+ days past due.
[4] Speculative construction loans are generally for properties where there is no identified buyer or renter.
[5] Speculative construction loans are generally for properties where there is no identified buyer or renter.
[6] Speculative construction loans are generally for properties where there is no identified buyer or renter.
[7] Speculative construction loans are generally for properties where there is no identified buyer or renter.