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OFF-BALANCE SHEET COMMITMENTS (Tables)
9 Months Ended
Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]  
Contractual Amount of Financial Instruments with Off-Balance-Sheet Risk
The contractual amount of financial instruments with off-balance-sheet risk was as follows for the dates indicated:
 
 
September 30, 2014
 
December 31, 2013
Fixed
Rate
 
Variable
Rate
 
Fixed
Rate
 
Variable
Rate
 
(In thousands)
Financial Instruments whose contract amounts represent credit risk
 
 
 
 
 
 
 
Commitments to extend credit
$
59,892

 
$
46,534

 
$
35,425

 
$
61,613

Unused lines of credit
18,633

 
272,510

 
3,403

 
268,669

Letters of credit
760

 
7,569

 
10

 
6,289