XML 73 R53.htm IDEA: XBRL DOCUMENT v3.3.1.900
REGULATORY CAPITAL MATTERS (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Capital Amounts and Ratios
The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
 
Amount
 
Minimum Capital
Requirements
 
Minimum Required
to Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
($ in thousands)
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
Banc of California, Inc.
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital ratio
$
635,291

 
11.18
%
 
$
454,515

 
8.00
%
 
N/A

 
N/A

Tier 1 risk-based capital ratio
608,644

 
10.71
%
 
340,887

 
6.00
%
 
N/A

 
N/A

Common equity tier 1 capital ratio
417,894

 
7.36
%
 
255,665

 
4.50
%
 
N/A

 
N/A

Tier 1 leverage ratio
608,644

 
8.07
%
 
301,761

 
4.00
%
 
N/A

 
N/A

Banc of California, NA
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital ratio
$
763,522

 
13.45
%
 
$
454,192

 
8.00
%
 
$
567,739

 
10.00
%
Tier 1 risk-based capital ratio
725,922

 
12.79
%
 
340,644

 
6.00
%
 
454,192

 
8.00
%
Common equity tier 1 capital ratio
725,922

 
12.79
%
 
255,483

 
4.50
%
 
369,031

 
6.50
%
Tier 1 leverage ratio
725,922

 
9.64
%
 
301,232

 
4.00
%
 
376,540

 
5.00
%
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Banc of California, Inc.
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital ratio
$
473,656

 
11.28
%
 
$
335,829

 
8.00
%
 
N/A

 
N/A

Tier 1 risk-based capital ratio
442,307

 
10.54
%
 
167,914

 
4.00
%
 
N/A

 
N/A

Tier 1 leverage ratio
442,307

 
8.57
%
 
206,502

 
4.00
%
 
N/A

 
N/A

Banc of California, NA
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital ratio
$
503,727

 
12.04
%
 
$
334,834

 
8.00
%
 
$
418,543

 
10.00
%
Tier 1 risk-based capital ratio
472,378

 
11.29
%
 
167,417

 
4.00
%
 
251,126

 
6.00
%
Tier 1 leverage ratio
472,378

 
9.17
%
 
206,095

 
4.00
%
 
257,619

 
5.00
%