XML 32 R21.htm IDEA: XBRL DOCUMENT
v3.8.0.1

RESERVE FOR LOSS ON REPURCHASED LOANS | 9 Months Ended
--- | ---
Sep. 30, 2017
Mortgage Banking Activities [Abstract] |
RESERVE FOR LOSS ON REPURCHASED LOANS | RESERVE FOR LOSS ON REPURCHASED LOANS The Company records a provision to the representation and warranty reserve representing its estimate of losses on mortgage repurchases or loss reimbursements attributable to underwriting or documentation defects on sold loans. The reserve for loss on repurchased loans is initially recorded against net revenue on mortgage banking activities at the time of sale, and any subsequent change in the reserve is recorded in the Consolidated Statements of Operations as an increase or decrease to the provision for loan repurchases (noninterest expense). The following table presents a summary of activity in the reserve for losses on repurchased loans for the periods indicated:
| Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2017 |  | 2016 |  | 2017 |  | 2016
| (In thousands)
Balance at beginning of period | $ | 8,028 |  |  | $ | 10,438 |  |  | $ | 7,974 |  |  | $ | 9,700 |
Initial provision for loan repurchases | 98 |  |  | 1,192 |  |  | 1,613 |  |  | 2,922 |
Subsequent change in the provision | (749 | ) |  | 49 |  |  | (1,477 | ) |  | (451 | )
Utilization of reserve for loan repurchases | (1,204 | ) |  | (310 | ) |  | (1,937 | ) |  | (802 | )
Balance at end of period | $ | 6,173 |  |  | $ | 11,369 |  |  | $ | 6,173 |  |  | $ | 11,369 |
The Company believes that all known or probable and estimable demands were adequately reserved for at September 30, 2017.

X
- Definition Mortgage Banking Activities [Abstract] + References No definition available. + Details
Name: | banc_MortgageBankingActivitiesAbstract
Namespace Prefix: | banc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Mortgage Banking Activities Disclosure + References No definition available. + Details
Name: | banc_MortgageBankingActivitiesDisclosureTextBlock
Namespace Prefix: | banc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration