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LOANS AND LEASES AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

9 Months Ended

Sep. 30, 2017

Receivables [Abstract]

Loans and Leases Receivable

The following table presents the balances in the Company’s loans and leases portfolio as of the dates indicated:

	Non-Traditional Mortgages (NTM)				Traditional Loans				Total NTM and Traditional Loans				PCI Loans				Total Loans and Leases Receivable
	($ in thousands)
September 30, 2017
Commercial:
Commercial and industrial	$	—			$	1,602,805			$	1,602,805			$	—			$	1,602,805
Commercial real estate	—				713,120				713,120				—				713,120
Multifamily	—				1,617,890				1,617,890				—				1,617,890
SBA	—				78,604				78,604				—				78,604
Construction	—				176,397				176,397				—				176,397
Lease financing	—				91				91				—				91
Consumer:
Single family residential mortgage	708,099				1,129,922				1,838,021				—				1,838,021
Green Loans (HELOC) - first liens	82,289				—				82,289				—				82,289
Green Loans (HELOC) - second liens	3,558				—				3,558				—				3,558
Other consumer	—				114,122				114,122				—				114,122
Total loans and leases	$	793,946			$	5,432,951			$	6,226,897			$	—			$	6,226,897
Allowance for loan and lease losses																	(45,072		)
Loans and leases receivable, net																	$	6,181,825
December 31, 2016
Commercial:
Commercial and industrial	$	—			$	1,518,200			$	1,518,200			$	4,760			$	1,522,960
Commercial real estate	—				728,777				728,777				1,182				729,959
Multifamily	—				1,365,262				1,365,262				—				1,365,262
SBA	—				71,168				71,168				2,672				73,840
Construction	—				125,100				125,100				—				125,100
Lease financing	—				379				379				—				379
Consumer:
Single family residential mortgage	794,120				1,091,829				1,885,949				133,212				2,019,161
Green Loans (HELOC) - first liens	87,469				—				87,469				—				87,469
Green Loans (HELOC) - second liens	3,559				—				3,559				—				3,559
Other consumer	—				107,063				107,063				—				107,063
Total loans and leases	$	885,148			$	5,007,778			$	5,892,926			$	141,826			$	6,034,752
Allowance for loan and lease losses																	(40,444		)
Loans and leases receivable, net																	$	5,994,308

Non Traditional Mortgages Portfolio

The following table presents the composition of the NTM portfolio as of the dates indicated:

	September 30, 2017										December 31, 2016
	Count			Amount				Percent			Count			Amount				Percent
	($ in thousands)
Green Loans (HELOC) - first liens	101			$	82,289			10.4	%		107			$	87,469			9.9	%
Interest-only - first liens	455			704,386				88.7	%		522			784,364				88.6	%
Negative amortization	11			3,713				0.5	%		22			9,756				1.1	%
Total NTM - first liens	567			790,388				99.6	%		651			881,589				99.6	%
Green Loans (HELOC) - second liens	12			3,558				0.4	%		12			3,559				0.4	%
Total NTM - second liens	12			3,558				0.4	%		12			3,559				0.4	%
Total NTM loans	579			$	793,946			100.0	%		663			$	885,148			100.0	%
Total loans and leases				$	6,226,897									$	6,034,752
% of NTM to total loans and leases				12.8		%								14.7		%

Risk Categories for Loans and Leases

The following table presents the Company’s NTM Green Loans first lien portfolio at September 30, 2017 by FICO scores that were obtained during the quarter ended September 30, 2017, compared to the FICO scores for those same loans that were obtained during the quarter ended December 31, 2016:

	September 30, 2017
	By FICO Scores Obtained During the Quarter Ended September 30, 2017										By FICO Scores Obtained During the Quarter Ended December 31, 2016										Change
	Count			Amount				Percent			Count			Amount				Percent			Count			Amount				Percent
	($ in thousands)
FICO Score
800+	12			$	8,410			10.2	%		15			$	9,139			11.1	%		(3	)		$	(729	)		(0.9	)%
700-799	58			43,168				52.5	%		50			38,567				46.8	%		8			4,601				5.7	%
600-699	24			22,479				27.3	%		28			27,384				33.3	%		(4	)		(4,905		)		(6.0	)%
<600	3			4,329				5.3	%		1			1,800				2.2	%		2			2,529				3.1	%
No FICO	4			3,903				4.7	%		7			5,399				6.6	%		(3	)		(1,496		)		(1.9	)%
Totals	101			$	82,289			100.0	%		101			$	82,289			100.0	%		—			$	—			—	%

The table below presents the Company’s SFR NTM first lien portfolio by LTV ratios as of the dates indicated:

	Green										Interest Only										Negative Amortization										Total
	Count			Amount				Percent			Count			Amount				Percent			Count			Amount				Percent			Count			Amount				Percent
	($ in thousands)
September 30, 2017
< 61%	61			$	52,286			63.5	%		211			$	369,261			52.4	%		10			$	3,550			95.6	%		282			$	425,097			53.8	%
61-80%	34			25,498				31.0	%		232			316,462				44.9	%		1			163				4.4	%		267			342,123				43.3	%
81-100%	6			4,505				5.5	%		12			18,663				2.6	%		—			—				—	%		18			23,168				2.9	%
> 100%	—			—				—	%		—			—				—	%		—			—				—	%		—			—				—	%
Total	101			$	82,289			100.0	%		455			$	704,386			99.9	%		11			$	3,713			100.0	%		567			$	790,388			100.0	%
December 31, 2016
< 61%	45			$	39,105			44.7	%		196			$	336,744			42.9	%		16			$	7,043			72.2	%		257			$	382,892			43.4	%
61-80%	52			41,732				47.7	%		306			434,269				55.4	%		6			2,713				27.8	%		364			478,714				54.3	%
81-100%	10			6,632				7.6	%		8			8,828				1.1	%		—			—				—	%		18			15,460				1.8	%
> 100%	—			—				—	%		12			4,523				0.6	%		—			—				—	%		12			4,523				0.5	%
Total	107			$	87,469			100.0	%		522			$	784,364			100.0	%		22			$	9,756			100.0	%		651			$	881,589			100.0	%

The following table presents the risk categories for total loans and leases as of September 30, 2017:

	September 30, 2017
	Pass				Special Mention				Substandard				Doubtful				Not-Rated				Total
	(In thousands)
NTM loans:
Single family residential mortgage	$	706,928			$	—			$	1,171			$	—			$	—			$	708,099
Green Loans (HELOC) - first liens	81,791				498				—				—				—				82,289
Green Loans (HELOC) - second liens	3,558				—				—				—				—				3,558
Total NTM loans	792,277				498				1,171				—				—				793,946
Traditional loans and leases:
Commercial:
Commercial and industrial	1,560,142				39,288				3,375				—				—				1,602,805
Commercial real estate	707,707				3,366				2,047				—				—				713,120
Multifamily	1,617,346				544				—				—				—				1,617,890
SBA	71,889				2,553				4,162				—				—				78,604
Construction	176,397				—				—				—				—				176,397
Lease financing	50				—				41				—				—				91
Consumer:
Single family residential mortgage	1,120,856				—				9,066				—				—				1,129,922
Other consumer	109,366				49				4,707				—				—				114,122
Total traditional loans and leases	5,363,753				45,800				23,398				—				—				5,432,951
PCI loans:
Commercial:
Commercial and industrial	—				—				—				—				—				—
Commercial real estate	—				—				—				—				—				—
SBA	—				—				—				—				—				—
Consumer:
Single family residential mortgage	—				—				—				—				—				—
Total PCI loans	—				—				—				—				—				—
Total	$	6,156,030			$	46,298			$	24,569			$	—			$	—			$	6,226,897

The following table presents the risk categories for total loans and leases as of December 31, 2016:

	December 31, 2016
	Pass				Special Mention				Substandard				Doubtful				Not-Rated				Total
	(In thousands)
NTM loans:
Single family residential mortgage	$	792,179			$	1,474			$	467			$	—			$	—			$	794,120
Green Loans (HELOC) - first liens	85,460				2,009				—				—				—				87,469
Green Loans (HELOC) - second liens	3,559				—				—				—				—				3,559
Total NTM loans	881,198				3,483				467				—				—				885,148
Traditional loans and leases:
Commercial:
Commercial and industrial	1,508,636				844				8,642				78				—				1,518,200
Commercial real estate	725,861				1,350				1,566				—				—				728,777
Multifamily	1,365,262				—				—				—				—				1,365,262
SBA	70,508				—				660				—				—				71,168
Construction	123,571				1,529				—				—				—				125,100
Lease financing	270				—				109				—				—				379
Consumer:
Single family residential mortgage	1,080,664				950				10,215				—				—				1,091,829
Other consumer	106,632				48				383				—				—				107,063
Total traditional loans and leases	4,981,404				4,721				21,575				78				—				5,007,778
PCI loans:
Commercial:
Commercial and industrial	—				4,056				704				—				—				4,760
Commercial real estate	1,182				—				—				—				—				1,182
SBA	1,268				—				1,404				—				—				2,672
Consumer:
Single family residential mortgage	—				—				—				—				133,212				133,212
Total PCI loans	2,450				4,056				2,108				—				133,212				141,826
Total	$	5,865,052			$	12,260			$	24,150			$	78			$	133,212			$	6,034,752

Allowance for Loan and Lease Losses and Recorded Investment, Excluding Accrued Interest, in Loans

The following table presents a summary of activity in the ALLL for the periods indicated:

	Three Months Ended September 30,								Nine Months Ended September 30,
	2017				2016				2017				2016
	(In thousands)
Balance at beginning of period	$	42,385			$	37,483			$	40,444			$	35,533
Loans and leases charged off	(959		)		(393		)		(4,214		)		(1,267		)
Recoveries of loans and leases previously charged off	85				551				195				1,285
Provision for loan and lease losses	3,561				2,592				8,647				4,682
Balance at end of period	$	45,072			$	40,233			$	45,072			$	40,233

The following table presents the activity and balance in the ALLL and the recorded investment, excluding accrued interest, in loans and leases based on the impairment methodology as of or for the three and nine months ended September 30, 2017:

	Commercial and Industrial				Commercial Real Estate				Multifamily				SBA				Construction				Lease Financing				Single Family Residential Mortgage				Other Consumer				Total
	(In thousands)
ALLL:
Balance at June 30, 2017	$	10,495			$	5,126			$	10,686			$	1,084			$	2,974			$	3			$	11,009			$	1,008			$	42,385
Charge-offs	(571		)		—				—				(58		)		—				—				(78		)		(252		)		(959		)
Recoveries	—				—				—				83				—				—				—				2				85
Provision	2,576				202				588				188				238				(1		)		(564		)		334				3,561
Balance at September 30, 2017	$	12,500			$	5,328			$	11,274			$	1,297			$	3,212			$	2			$	10,367			$	1,092			$	45,072
Balance at December 31, 2016	$	7,584			$	5,467			$	11,376			$	939			$	2,015			$	6			$	12,075			$	982			$	40,444
Charge-offs	(953		)		(113		)		—				(351		)		(29		)		—				(2,490		)		(278		)		(4,214		)
Recoveries	—				—				—				157				—				29				1				8				195
Provision	5,869				(26		)		(102		)		552				1,226				(33		)		781				380				8,647
Balance at September 30, 2017	$	12,500			$	5,328			$	11,274			$	1,297			$	3,212			$	2			$	10,367			$	1,092			$	45,072
Individually evaluated for impairment	$	195			$	—			$	—			$	54			$	—			$	1			$	165			$	—			$	415
Collectively evaluated for impairment	12,305				5,328				11,274				1,243				3,212				1				10,202				1,092				44,657
Acquired with deteriorated credit quality	—				—				—				—				—				—				—				—				—
Total ending ALLL balance	$	12,500			$	5,328			$	11,274			$	1,297			$	3,212			$	2			$	10,367			$	1,092			$	45,072
Loans:
Individually evaluated for impairment	$	497			$	—			$	—			$	377			$	—			$	41			$	14,636			$	364			$	15,915
Collectively evaluated for impairment	1,602,308				713,120				1,617,890				78,227				176,397				50				1,905,674				117,316				6,210,982
Acquired with deteriorated credit quality	—				—				—				—				—				—				—				—				—
Total ending loan balances	$	1,602,805			$	713,120			$	1,617,890			$	78,604			$	176,397			$	91			$	1,920,310			$	117,680			$	6,226,897

The following table presents the activity and balance in the ALLL and the recorded investment, excluding accrued interest, in loans and leases based on the impairment methodology as of or for the three and nine months ended September 30, 2016:

	Commercial and Industrial				Commercial Real Estate				Multifamily				SBA				Construction				Lease Financing				Single Family Residential Mortgage				Other Consumer				Total
	(In thousands)
ALLL:
Balance at June 30, 2016	$	8,004			$	3,554			$	6,914			$	697			$	1,677			$	2,540			$	13,143			$	954			$	37,483
Charge-offs	—				—				—				—				—				(393		)		—				—				(393		)
Recoveries	224				—				—				67				—				98				157				5				551
Provision	(2		)		1,472				1,795				144				40				722				(1,573		)		(6		)		2,592
Balance at September 30, 2016	$	8,226			$	5,026			$	8,709			$	908			$	1,717			$	2,967			$	11,727			$	953			$	40,233
Balance at December 31, 2015	$	5,850			$	4,252			$	6,012			$	683			$	1,530			$	2,195			$	13,854			$	1,157			$	35,533
Charge-offs	(137		)		—				—				—				—				(974		)		(149		)		(7		)		(1,267		)
Recoveries	224				371				—				343				—				183				157				7				1,285
Provision	2,289				403				2,697				(118		)		187				1,563				(2,135		)		(204		)		4,682
Balance at September 30, 2016	$	8,226			$	5,026			$	8,709			$	908			$	1,717			$	2,967			$	11,727			$	953			$	40,233
Individually evaluated for impairment	$	—			$	—			$	—			$	—			$	—			$	—			$	665			$	—			$	665
Collectively evaluated for impairment	8,169				5,015				8,709				889				1,717				2,967				11,045				953				39,464
Acquired with deteriorated credit quality	57				11				—				19				—				—				17				—				104
Total ending ALLL balance	$	8,226			$	5,026			$	8,709			$	908			$	1,717			$	2,967			$	11,727			$	953			$	40,233
Loans:
Individually evaluated for impairment	$	3,397			$	—			$	—			$	—			$	—			$	—			$	28,593			$	294			$	32,284
Collectively evaluated for impairment	1,522,848				719,420				1,199,207				64,977				99,086				234,540				1,940,389				113,673				5,894,140
Acquired with deteriorated credit quality	4,796				2,418				—				2,760				—				—				632,393				—				642,367
Total ending loan balances	$	1,531,041			$	721,838			$	1,199,207			$	67,737			$	99,086			$	234,540			$	2,601,375			$	113,967			$	6,568,791

Loans and Leases Individually Evaluated for Impairment by Class of Loans and Leases

The following table presents loans and leases individually evaluated for impairment by class of loans and leases as of the dates indicated. The recorded investment, excluding accrued interest, presents customer balances net of any partial charge-offs recognized on the loans and leases and net of any deferred fees and costs and any purchase premium or discount.

	September 30, 2017												December 31, 2016
	Unpaid Principal Balance				Recorded Investment				ALLL				Unpaid Principal Balance				Recorded Investment				ALLL
	(In thousands)
With no related ALLL recorded:
Commercial:
Commercial and industrial	$	24			$	23			$	—			$	2,478			$	2,429			$	—
SBA	227				221				—				—				—				—
Consumer:
Single family residential mortgage	12,192				12,288				—				8,865				8,887				—
Other consumer	367				364				—				294				294				—
With an ALLL recorded:
Commercial:
Commercial and industrial	475				474				195				—				—				—
SBA	161				156				54				—				—				—
Lease Financing	41				41				1				—				—				—
Consumer:
Single family residential mortgage	2,337				2,348				165				1,772				1,742				243
Other consumer	—				—				—				—				—				—
Total	$	15,824			$	15,915			$	415			$	13,409			$	13,352			$	243

The following table presents information on impaired loans and leases, disaggregated by class, for the periods indicated:

	Three Months Ended												Nine Months Ended
	Average Recorded Investment				Interest Income Recognized				Cash Basis Interest Recognized				Average Recorded Investment				Interest Income Recognized				Cash Basis Interest Recognized
	(In thousands)
September 30, 2017
Commercial:
Commercial and industrial	$	506			$	—			$	—			$	169			$	—			$	—
SBA	378				—				—				126				—				—
Construction	$	—			$	—			$	—			$	509			$	—			$	—
Lease Financing	53				—				—				18				—				—
Consumer:
Single family residential mortgage	14,673				57				45				11,904				142				134
Other consumer	366				2				3				711				6				6
Total	$	15,976			$	59			$	48			$	13,437			$	148			$	140
September 30, 2016
Commercial:
Commercial and industrial	$	3,434			$	65			$	65			$	3,843			$	183			$	208
Commercial real estate	—				—				—				197				24				24
Consumer:
Single family residential mortgage	28,678				213				221				32,655				808				784
Other consumer	294				2				1				294				6				6
Total	$	32,406			$	280			$	287			$	36,989			$	1,021			$	1,022

Composition of Nonaccrual Loans and Leases

The following table presents nonaccrual loans and leases, and loans past due 90 days or more and still accruing as of the dates indicated:

	September 30, 2017												December 31, 2016
	NTM Loans				Traditional Loans and Leases				Total				NTM Loans				Traditional Loans and Leases				Total
	(In thousands)
Loans past due 90 days or more and still accruing	$	—			$	—			$	—			$	—			$	—			$	—
Nonaccrual loans and leases:
The Company maintains specific allowances for these loans of $251 thousand at September 30, 2017 and $0 at December 31, 2016	1,171				11,104				12,275				467				14,475				14,942

The following table presents the composition of nonaccrual loans and leases as of the dates indicated:

	September 30, 2017												December 31, 2016
	NTM Loans				Traditional Loans and Leases				Total				NTM Loans				Traditional Loans and Leases				Total
	(In thousands)
Commercial:
Commercial and industrial	$	—			$	993			$	993			$	—			$	3,544			$	3,544
SBA	—				1,796				1,796				—				619				619
Lease financing	—				41				41				—				109				109
Consumer:
Single family residential mortgage	1,171				8,090				9,261				467				9,820				10,287
Other consumer	—				184				184				—				383				383
Total nonaccrual loans and leases	$	1,171			$	11,104			$	12,275			$	467			$	14,475			$	14,942

Aging of Recorded Investment in Past Due Loans and Leases

The following table presents the aging of the recorded investment in past due loans and leases as of September 30, 2017, excluding accrued interest receivable (which is not considered to be material), by class of loans and leases:

	September 30, 2017
	30 - 59 Days Past Due				60 - 89 Days Past Due				Greater than 89 Days Past Due				Total Past Due				Current				Total
	(In thousands)
NTM loans:
Single family residential mortgage	$	—			$	805			$	1,171			$	1,976			$	706,123			$	708,099
Green Loans (HELOC) - first liens	2,464				498				—				2,962				79,327				82,289
Green Loans (HELOC) - second liens	—				698				—				698				2,860				3,558
Total NTM loans	2,464				2,001				1,171				5,636				788,310				793,946
Traditional loans and leases:
Commercial:
Commercial and industrial	1,374				3,659				434				5,467				1,597,338				1,602,805
Commercial real estate	—				—				—				—				713,120				713,120
Multifamily	—				—				—				—				1,617,890				1,617,890
SBA	631				348				1,295				2,274				76,330				78,604
Construction	559				—				—				559				175,838				176,397
Lease financing	—				—				41				41				50				91
Consumer:
Single family residential mortgage	1,949				742				8,090				10,781				1,119,141				1,129,922
Other consumer	6,277				282				119				6,678				107,444				114,122
Total traditional loans and leases	10,790				5,031				9,979				25,800				5,407,151				5,432,951
PCI loans:
Commercial:
Commercial and industrial	—				—				—				—				—				—
Commercial real estate	—				—				—				—				—				—
SBA	—				—				—				—				—				—
Consumer:
Single family residential mortgage	—				—				—				—				—				—
Total PCI loans	—				—				—				—				—				—
Total	$	13,254			$	7,032			$	11,150			$	31,436			$	6,195,461			$	6,226,897

The following table presents the aging of the recorded investment in past due loans and leases as of December 31, 2016, excluding accrued interest receivable (which is not considered to be material), by class of loans and leases:

	December 31, 2016
	30 - 59 Days Past Due				60 - 89 Days Past Due				Greater than 89 Days Past Due				Total Past Due				Current				Total
	(In thousands)
NTM loans:
Single family residential mortgage	$	4,193			$	—			$	467			$	4,660			$	789,460			$	794,120
Green Loans (HELOC) - first liens	—				—				—				—				87,469				87,469
Green Loans (HELOC) - second liens	—				—				—				—				3,559				3,559
Total NTM loans	4,193				—				467				4,660				880,488				885,148
Traditional loans and leases:
Commercial:
Commercial and industrial	412				463				3,385				4,260				1,513,940				1,518,200
Commercial real estate	—				—				—				—				728,777				728,777
Multifamily	—				—				—				—				1,365,262				1,365,262
SBA	15				2				482				499				70,669				71,168
Construction	1,529				—				—				1,529				123,571				125,100
Lease financing	—				—				109				109				270				379
Consumer:
Single family residential mortgage	11,225				1,345				9,393				21,963				1,069,866				1,091,829
Other consumer	10,023				933				382				11,338				95,725				107,063
Total traditional loans and leases	23,204				2,743				13,751				39,698				4,968,080				5,007,778
PCI loans:
Commercial:
Commercial and industrial	—				—				156				156				4,604				4,760
Commercial real estate	—				—				—				—				1,182				1,182
SBA	300				232				328				860				1,812				2,672
Consumer:
Single family residential mortgage	10,483				4,063				2,093				16,639				116,573				133,212
Total PCI loans	10,783				4,295				2,577				17,655				124,171				141,826
Total	$	38,180			$	7,038			$	16,795			$	62,013			$	5,972,739			$	6,034,752

Troubled Debt Restructurings

TDR loans consist of the following as of the dates indicated:

	September 30, 2017												December 31, 2016
	NTM Loans				Traditional Loans				Total				NTM Loans				Traditional Loans				Total
	(In thousands)
Consumer:
Single family residential mortgage	$	477			$	2,666			$	3,143			$	853			$	1,440			$	2,293
Green Loans (HELOC) - first liens	2,231				—				2,231				2,240				—				2,240
Green Loans (HELOC) - second liens	294				—				294				294				—				294
Total	$	3,002			$	2,666			$	5,668			$	3,387			$	1,440			$	4,827

The following table summarizes the pre-modification and post-modification balances of the new TDRs for the periods indicated:

	Three Months Ended											Nine Months Ended
	Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	($ in thousands)
September 30, 2017
Consumer:
Single family residential mortgage	—			$	—			$	—			3			$	2,416			$	2,433
Total	—			$	—			$	—			3			$	2,416			$	2,433
September 30, 2016
Consumer:
Single family residential mortgage	1			$	522			$	519			41			$	10,070			$	10,067
Total	1			$	522			$	519			41			$	10,070			$	10,067

During the three months ended September 30, 2017, there were no new TDRs. The following table summarizes new TDRs by modification type for the three months ended 2016:

	Three Months Ended
	Modification Type
	Change in Principal Payments and Interest Rates							Change in Principal Payments							Change in Interest Rates							Bankruptcy Discharges						Total
	Count			Amount				Count			Amount				Count			Amount				Count			Amount			Count			Amount
	($ in thousands)
September 30, 2016
Consumer:
Single family residential mortgage	—			$	—			—			$	—			—			$	—			1			519			1			$	519
Total	—			$	—			—			$	—			—			$	—			1			519			1			$	519

The following table summarizes new TDRs by modification type for the nine months ended September 30, 2017 and 2016:

	Nine Months Ended
	Modification Type
	Change in Principal Payments and Interest Rates							Change in Principal Payments							Change in Interest Rates							Bankruptcy Discharges						Total
	Count			Amount				Count			Amount				Count			Amount				Count			Amount			Count			Amount
	($ in thousands)
September 30, 2017
Consumer:
Single family residential mortgage	2			$	1,290			1			$	1,143			—			$	—			—			—			3			$	2,433
Total	2			$	1,290			1			$	1,143			—			$	—			—			—			3			$	2,433
September 30, 2016
Consumer:
Single family residential mortgage	34			$	8,622			4			$	780			2			$	146			1			519			41			$	10,067
Total	34			$	8,622			4			$	780			2			$	146			1			519			41			$	10,067

Summary of Significant Activities

The following table presents loans and leases purchased, sold and transferred from (to) held-for-sale by portfolio segment, excluding loans held-for-sale, loans and leases acquired in business combinations and PCI loans for the periods indicated:

	Three Months Ended												Nine Months Ended
	Purchases				Sales				Transfers from (to) Held-For-Sale				Purchases				Sales				Transfers from (to) Held-For-Sale
	(In thousands)
September 30, 2017
Commercial:
Commercial and industrial	$	—			$	—			$	—			$	—			$	—			$	(3,924	)
Commercial real estate	—				—				—				—				—				(1,329		)
Multifamily	—				—				—				—				—				(6,583		)
SBA	—				—				—				—				—				(1,865		)
Construction	—				—				—				—				—				(1,528		)
Consumer:
Single family residential mortgage	—				—				42,692				—				—				(361,055		)
Total	$	—			$	—			$	42,692			$	—			$	—			$	(376,284	)
September 30, 2016
Commercial:
Commercial and industrial	$	—			$	—			$	(169	)		$	—			$	—			$	(169	)
Commercial real estate	—				—				(2,228		)		—				—				(2,228		)
Multifamily	—				—				(66,806		)		—				—				(66,806		)
Lease financing	$	23,639			$	(8,985	)		$	—			88,913				(19,741		)		—
Consumer:
Single family residential mortgage	—				(21,039		)		(30,988		)		—				(21,039		)		(85,283		)
Total	$	23,639			$	(30,024	)		$	(100,191	)		$	88,913			$	(40,780	)		$	(154,486	)

Carrying Amount of Purchased Credit Impaired Loans and Leases

The following table presents the outstanding balance and carrying amount of PCI loans as of the dates indicated:

	September 30, 2017								December 31, 2016
	Outstanding Balance				Carrying Amount				Outstanding Balance				Carrying Amount
	(In thousands)
Commercial:
Commercial and industrial	$	—			$	—			$	5,029			$	4,760
Commercial real estate	—				—				1,613				1,182
SBA	—				—				3,771				2,672
Consumer:
Single family residential mortgage	—				—				153,867				133,212
Total	$	—			$	—			$	164,280			$	141,826

Accretable Yield, or Income Expected to be Collected

The following table presents a summary of accretable yield, or income expected to be collected, for the periods indicated:

	Three Months Ended September 30,								Nine Months Ended September 30,
	2017				2016				2017				2016
	(In thousands)
Balance at beginning of period	$	2,237			$	184,078			$	41,181			$	205,549
New loans purchased	—				—				—				23,568
Accretion of income	—				(9,645		)		(3,833		)		(29,125		)
Changes in expected cash flows	—				(40		)		(225		)		(18,826		)
Disposals	—				(27,693		)		(34,886		)		(34,466		)
Other	(2,237		)		—				(2,237		)		—
Balance at end of period	$	—			$	146,700			$	—			$	146,700

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period

The following table summarizes purchases for the periods indicated:

	Three Months Ended September 30,								Nine Months Ended September 30,
	2017				2016				2017				2016
	($ in thousands)
Number of purchase transactions	—				1				—				1
Total unpaid principal balance of purchased PCI loans at acquisition	$	—			$	103,799			$	—			$	103,799
Total fair value of purchased PCI loans at acquisition	$	—			$	90,984			$	—			$	90,984

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