XML 60 R42.htm IDEA: XBRL DOCUMENT
v3.8.0.1

LOANS AND LEASES AND ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2017
Receivables [Abstract] |
Loans and Leases Receivable | The following table presents the balances in the Company’s loans and leases portfolio as of the dates indicated:
($ in thousands) |  | NTM Loans |  | Traditional Loans and Leases |  | Total NTM and Traditional Loans and Leases |  | PCI Loans |  | Total Loans and Leases Receivable
December 31, 2017 |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | 1,701,951 |  |  | $ | 1,701,951 |  |  | $ | — |  |  | $ | 1,701,951 |
Commercial real estate |  | — |  |  | 717,415 |  |  | 717,415 |  |  | — |  |  | 717,415 |
Multifamily |  | — |  |  | 1,816,141 |  |  | 1,816,141 |  |  | — |  |  | 1,816,141 |
SBA |  | — |  |  | 78,699 |  |  | 78,699 |  |  | — |  |  | 78,699 |
Construction |  | — |  |  | 182,960 |  |  | 182,960 |  |  | — |  |  | 182,960 |
Lease financing |  | — |  |  | 13 |  |  | 13 |  |  | — |  |  | 13 |
Consumer: |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 721,158 |  |  | 1,252,294 |  |  | 1,973,452 |  |  | — |  |  | 1,973,452 |
Green Loans (HELOC) - first liens |  | 82,197 |  |  | — |  |  | 82,197 |  |  | — |  |  | 82,197 |
Green Loans (HELOC) - second liens |  | 3,578 |  |  | — |  |  | 3,578 |  |  | — |  |  | 3,578 |
Other consumer |  | — |  |  | 103,001 |  |  | 103,001 |  |  | — |  |  | 103,001 |
Total loans and leases |  | $ | 806,933 |  |  | $ | 5,852,474 |  |  | $ | 6,659,407 |  |  | $ | — |  |  | $ | 6,659,407 |
Percentage to total loans and leases |  | 12.1 | % |  | 87.9 | % |  | 100.0 | % |  | — | % |  | 100.0 | %
Allowance for loan and lease losses |  |  |  |  |  |  |  |  |  | (49,333 | )
Loans and leases receivable, net |  |  |  |  |  |  |  |  |  | $ | 6,610,074 |
December 31, 2016 |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | 1,518,200 |  |  | $ | 1,518,200 |  |  | $ | 4,760 |  |  | $ | 1,522,960 |
Commercial real estate |  | — |  |  | 728,777 |  |  | 728,777 |  |  | 1,182 |  |  | 729,959 |
Multifamily |  | — |  |  | 1,365,262 |  |  | 1,365,262 |  |  | — |  |  | 1,365,262 |
SBA |  | — |  |  | 71,168 |  |  | 71,168 |  |  | 2,672 |  |  | 73,840 |
Construction |  | — |  |  | 125,100 |  |  | 125,100 |  |  | — |  |  | 125,100 |
Lease financing |  | — |  |  | 379 |  |  | 379 |  |  | — |  |  | 379 |
Consumer: |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 794,120 |  |  | 1,091,829 |  |  | 1,885,949 |  |  | 133,212 |  |  | 2,019,161 |
Green Loans (HELOC) - first liens |  | 87,469 |  |  | — |  |  | 87,469 |  |  | — |  |  | 87,469 |
Green Loans (HELOC) - second liens |  | 3,559 |  |  | — |  |  | 3,559 |  |  | — |  |  | 3,559 |
Other consumer |  | — |  |  | 107,063 |  |  | 107,063 |  |  | — |  |  | 107,063 |
Total loans and leases |  | $ | 885,148 |  |  | $ | 5,007,778 |  |  | $ | 5,892,926 |  |  | $ | 141,826 |  |  | $ | 6,034,752 |
Percentage to total loans and leases |  | 14.7 | % |  | 83.0 | % |  | 97.7 | % |  | 2.3 | % |  | 100.0 | %
Allowance for loan and lease losses |  |  |  |  |  |  |  |  |  | (40,444 | )
Loans and leases receivable, net |  |  |  |  |  |  |  |  |  | $ | 5,994,308 |
Non Traditional Mortgages Portfolio | The following table presents the composition of the NTM portfolio as of the dates indicated:
|  | December 31,
|  | 2017 |  | 2016
($ in thousands) |  | Count |  | Amount |  | Percent |  | Count |  | Amount |  | Percent
Green Loans (HELOC) - first liens |  | 101 |  |  | $ | 82,197 |  |  | 10.2 | % |  | 107 |  |  | $ | 87,469 |  |  | 9.9 | %
Interest only - first liens |  | 468 |  |  | 717,484 |  |  | 88.9 | % |  | 522 |  |  | 784,364 |  |  | 88.6 | %
Negative amortization |  | 11 |  |  | 3,674 |  |  | 0.5 | % |  | 22 |  |  | 9,756 |  |  | 1.1 | %
Total NTM - first liens |  | 580 |  |  | 803,355 |  |  | 99.6 | % |  | 651 |  |  | 881,589 |  |  | 99.6 | %
Green Loans (HELOC) - second liens |  | 12 |  |  | 3,578 |  |  | 0.4 | % |  | 12 |  |  | 3,559 |  |  | 0.4 | %
Total NTM - second liens |  | 12 |  |  | 3,578 |  |  | 0.4 | % |  | 12 |  |  | 3,559 |  |  | 0.4 | %
Total NTM loans |  | 592 |  |  | 806,933 |  |  | 100.0 | % |  | 663 |  |  | 885,148 |  |  | 100.0 | %
Total loans and leases |  |  |  | $ | 6,659,407 |  |  |  |  |  |  | $ | 6,034,752 |  |  |
Percentage to total loans and leases |  |  |  | 12.1 | % |  |  |  |  |  | 14.7 | % |  |
Risk Categories for Loans and Leases | The following table presents the Company’s Green Loans first lien portfolio at December 31, 2017 by FICO scores that were obtained during the quarter ended December 31, 2017, comparing to the FICO scores for those same loans that were obtained during the quarter ended December 31, 2016:
|  | December 31, 2017
|  | By FICO Scores Obtained During the Quarter Ended December 31, 2017 |  | By FICO Scores Obtained During the Quarter Ended December 31, 2016 |  | Change
($ in thousands) |  | Count |  | Amount |  | Percent |  | Count |  | Amount |  | Percent |  | Count |  | Amount |  | Percent
FICO score |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
800+ |  | 12 |  |  | $ | 7,737 |  |  | 9.4 | % |  | 15 |  |  | $ | 9,091 |  |  | 11.1 | % |  | (3 | ) |  | $ | (1,354 | ) |  | (1.7 | )%
700-799 |  | 57 |  |  | 42,397 |  |  | 51.6 | % |  | 50 |  |  | 38,486 |  |  | 46.8 | % |  | 7 |  |  | 3,911 |  |  | 4.8 | %
600-699 |  | 23 |  |  | 23,467 |  |  | 28.5 | % |  | 28 |  |  | 27,420 |  |  | 33.3 | % |  | (5 | ) |  | (3,953 | ) |  | (4.8 | )%
<600 |  | 5 |  |  | 4,691 |  |  | 5.7 | % |  | 1 |  |  | 1,800 |  |  | 2.2 | % |  | 4 |  |  | 2,891 |  |  | 3.5 | %
No FICO score |  | 4 |  |  | 3,905 |  |  | 4.8 | % |  | 7 |  |  | 5,400 |  |  | 6.6 | % |  | (3 | ) |  | (1,495 | ) |  | (1.8 | )%
Total |  | 101 |  |  | $ | 82,197 |  |  | 100.0 | % |  | 101 |  |  | $ | 82,197 |  |  | 100.0 | % |  | — |  |  | $ | — |  |  | — | %
The table below represents the Company’s single family residential NTM first lien portfolio by LTV ratios as of the dates indicated:
|  | Green |  | Interest Only |  | Negative Amortization |  | Total
($ in thousands) |  | Count |  | Amount |  | Percent |  | Count |  | Amount |  | Percent |  | Count |  | Amount |  | Percent |  | Count |  | Amount |  | Percent
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
< 61 |  | 60 |  |  | $ | 51,241 |  |  | 62.3 | % |  | 242 |  |  | $ | 407,810 |  |  | 56.8 | % |  | 9 |  |  | $ | 2,826 |  |  | 76.9 | % |  | 311 |  |  | $ | 461,877 |  |  | 57.5 | %
61-80 |  | 33 |  |  | 25,072 |  |  | 30.5 | % |  | 220 |  |  | 300,500 |  |  | 41.9 | % |  | 2 |  |  | 848 |  |  | 23.1 | % |  | 255 |  |  | 326,420 |  |  | 40.6 | %
81-100 |  | 8 |  |  | 5,884 |  |  | 7.2 | % |  | 6 |  |  | 9,174 |  |  | 1.3 | % |  | — |  |  | — |  |  | — | % |  | 14 |  |  | 15,058 |  |  | 1.9 | %
> 100 |  | — |  |  | — |  |  | — | % |  | — |  |  | — |  |  | — | % |  | — |  |  | — |  |  | — | % |  | — |  |  | — |  |  | — | %
Total |  | 101 |  |  | $ | 82,197 |  |  | 100.0 | % |  | 468 |  |  | $ | 717,484 |  |  | 100.0 | % |  | 11 |  |  | $ | 3,674 |  |  | 100.0 | % |  | 580 |  |  | $ | 803,355 |  |  | 100.0 | %
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
< 61 |  | 45 |  |  | $ | 39,105 |  |  | 44.7 | % |  | 196 |  |  | $ | 336,744 |  |  | 42.9 | % |  | 16 |  |  | $ | 7,043 |  |  | 72.2 | % |  | 257 |  |  | $ | 382,892 |  |  | 43.4 | %
61-80 |  | 52 |  |  | 41,732 |  |  | 47.7 | % |  | 306 |  |  | 434,269 |  |  | 55.4 | % |  | 6 |  |  | 2,713 |  |  | 27.8 | % |  | 364 |  |  | 478,714 |  |  | 54.3 | %
81-100 |  | 10 |  |  | 6,632 |  |  | 7.6 | % |  | 8 |  |  | 8,828 |  |  | 1.1 | % |  | — |  |  | — |  |  | — | % |  | 18 |  |  | 15,460 |  |  | 1.8 | %
> 100 |  | — |  |  | — |  |  | — | % |  | 12 |  |  | 4,523 |  |  | 0.6 | % |  | — |  |  | — |  |  | — | % |  | 12 |  |  | 4,523 |  |  | 0.5 | %
Total |  | 107 |  |  | $ | 87,469 |  |  | 100.0 | % |  | 522 |  |  | $ | 784,364 |  |  | 100.0 | % |  | 22 |  |  | $ | 9,756 |  |  | 100.0 | % |  | 651 |  |  | $ | 881,589 |  |  | 100.0 | %
The following table presents the risk categories for total loans and leases as of December 31, 2017:
|  | December 31, 2017
($ in thousands) |  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Not-Rated |  | Total
NTM loans: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | $ | 719,182 |  |  | $ | 805 |  |  | $ | 1,171 |  |  | $ | — |  |  | $ | — |  |  | $ | 721,158 |
Green Loans (HELOC) - first liens |  | 81,407 |  |  | 790 |  |  | — |  |  | — |  |  | — |  |  | 82,197 |
Green Loans (HELOC) - second liens |  | 3,578 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,578 |
Other consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total NTM loans |  | 804,167 |  |  | 1,595 |  |  | 1,171 |  |  | — |  |  | — |  |  | 806,933 |
Traditional loans and leases: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 1,651,628 |  |  | 33,376 |  |  | 16,947 |  |  | — |  |  | — |  |  | 1,701,951 |
Commercial real estate |  | 713,131 |  |  | — |  |  | 4,284 |  |  | — |  |  | — |  |  | 717,415 |
Multifamily |  | 1,815,601 |  |  | 540 |  |  | — |  |  | — |  |  | — |  |  | 1,816,141 |
SBA |  | 72,417 |  |  | 1,555 |  |  | 4,621 |  |  | 106 |  |  | — |  |  | 78,699 |
Construction |  | 182,960 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 182,960 |
Lease financing |  | 13 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 13 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 1,240,866 |  |  | 2,282 |  |  | 9,146 |  |  | — |  |  | — |  |  | 1,252,294 |
Other consumer |  | 98,030 |  |  | 422 |  |  | 4,549 |  |  | — |  |  | — |  |  | 103,001 |
Total traditional loans and leases |  | 5,774,646 |  |  | 38,175 |  |  | 39,547 |  |  | 106 |  |  | — |  |  | 5,852,474 |
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
SBA |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total PCI loans |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans and leases |  | $ | 6,578,813 |  |  | $ | 39,770 |  |  | $ | 40,718 |  |  | $ | 106 |  |  | $ | — |  |  | $ | 6,659,407 |
The following table presents the risk categories for total loans and leases as of December 31, 2016:
|  | December 31, 2016
($ in thousands) |  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Not-Rated |  | Total
NTM loans: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | $ | 792,179 |  |  | $ | 1,474 |  |  | $ | 467 |  |  | $ | — |  |  | $ | — |  |  | $ | 794,120 |
Green Loans (HELOC) - first liens |  | 85,460 |  |  | 2,009 |  |  | — |  |  | — |  |  | — |  |  | 87,469 |
Green Loans (HELOC) - second liens |  | 3,559 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,559 |
Other consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total NTM loans |  | 881,198 |  |  | 3,483 |  |  | 467 |  |  | — |  |  | — |  |  | 885,148 |
Traditional loans and leases: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 1,508,636 |  |  | 844 |  |  | 8,642 |  |  | 78 |  |  | — |  |  | 1,518,200 |
Commercial real estate |  | 725,861 |  |  | 1,350 |  |  | 1,566 |  |  | — |  |  | — |  |  | 728,777 |
Multifamily |  | 1,365,262 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,365,262 |
SBA |  | 70,508 |  |  | — |  |  | 660 |  |  | — |  |  | — |  |  | 71,168 |
Construction |  | 123,571 |  |  | 1,529 |  |  | — |  |  | — |  |  | — |  |  | 125,100 |
Lease financing |  | 270 |  |  | — |  |  | 109 |  |  | — |  |  | — |  |  | 379 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 1,080,664 |  |  | 950 |  |  | 10,215 |  |  | — |  |  | — |  |  | 1,091,829 |
Other consumer |  | 106,632 |  |  | 48 |  |  | 383 |  |  | — |  |  | — |  |  | 107,063 |
Total traditional loans and leases |  | 4,981,404 |  |  | 4,721 |  |  | 21,575 |  |  | 78 |  |  | — |  |  | 5,007,778 |
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | — |  |  | 4,056 |  |  | 704 |  |  | — |  |  | — |  |  | 4,760 |
Commercial real estate |  | 1,182 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,182 |
SBA |  | 1,268 |  |  | — |  |  | 1,404 |  |  | — |  |  | — |  |  | 2,672 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | — |  |  | — |  |  | — |  |  | 133,212 |  |  | 133,212 |
Total PCI loans |  | 2,450 |  |  | 4,056 |  |  | 2,108 |  |  | — |  |  | 133,212 |  |  | 141,826 |
Total loans and leases |  | $ | 5,865,052 |  |  | $ | 12,260 |  |  | $ | 24,150 |  |  | $ | 78 |  |  | $ | 133,212 |  |  | $ | 6,034,752 |
Allowance for Loan and Lease Losses and Recorded Investment, Excluding Accrued Interest, in Loans | The following table presents a summary of activity in the ALLL for the periods indicated:
|  | Year Ended December 31,
($ in thousands) |  | 2017 |  | 2016 |  | 2015
Balance at beginning of year |  | $ | 40,444 |  |  | $ | 35,533 |  |  | $ | 29,480 |
Loans and leases charged-off |  | (5,581 | ) |  | (2,618 | ) |  | (1,942 | )
Recoveries of loans and leases previously charged off |  | 771 |  |  | 2,258 |  |  | 526 |
Provision for loan and lease losses |  | 13,699 |  |  | 5,271 |  |  | 7,469 |
Balance at end of year |  | $ | 49,333 |  |  | $ | 40,444 |  |  | $ | 35,533 |
The following table presents the activity and balance in the ALLL and the recorded investment, excluding accrued interest, in loans and leases by portfolio segment and is based on the impairment method as of or for the year ended December 31, 2017:
($ in thousands) |  | Commercial and Industrial |  | Commercial Real Estate |  | Multifamily |  | SBA |  | Construction |  | Lease Financing |  | Single Family Residential Mortgage |  | Other Consumer |  | Total
ALLL: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2016 |  | $ | 7,584 |  |  | $ | 5,467 |  |  | $ | 11,376 |  |  | $ | 939 |  |  | $ | 2,015 |  |  | $ | 6 |  |  | $ | 12,075 |  |  | $ | 982 |  |  | $ | 40,444 |
Charge-offs |  | (1,730 | ) |  | (113 | ) |  | — |  |  | (625 | ) |  | (29 | ) |  | — |  |  | (2,806 | ) |  | (278 | ) |  | (5,581 | )
Recoveries |  | 54 |  |  | — |  |  | — |  |  | 422 |  |  | — |  |  | 32 |  |  | 1 |  |  | 262 |  |  | 771 |
Provision |  | 8,372 |  |  | (383 | ) |  | 1,889 |  |  | 965 |  |  | 1,332 |  |  | (38 | ) |  | 1,726 |  |  | (164 | ) |  | 13,699 |
Balance at December 31, 2017 |  | $ | 14,280 |  |  | $ | 4,971 |  |  | $ | 13,265 |  |  | $ | 1,701 |  |  | $ | 3,318 |  |  | $ | — |  |  | $ | 10,996 |  |  | $ | 802 |  |  | $ | 49,333 |
Individually evaluated for impairment |  | $ | 498 |  |  | $ | — |  |  | $ | — |  |  | $ | 435 |  |  | $ | — |  |  | $ | — |  |  | $ | 277 |  |  | $ | 7 |  |  | $ | 1,217 |
Collectively evaluated for impairment |  | 13,782 |  |  | 4,971 |  |  | 13,265 |  |  | 1,266 |  |  | 3,318 |  |  | — |  |  | 10,719 |  |  | 795 |  |  | 48,116 |
Acquired with deteriorated credit quality |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total ending ALLL |  | $ | 14,280 |  |  | $ | 4,971 |  |  | $ | 13,265 |  |  | $ | 1,701 |  |  | $ | 3,318 |  |  | $ | — |  |  | $ | 10,996 |  |  | $ | 802 |  |  | $ | 49,333 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,582 |  |  | $ | — |  |  | $ | — |  |  | $ | 944 |  |  | $ | — |  |  | $ | — |  |  | $ | 14,699 |  |  | $ | 4,825 |  |  | $ | 24,050 |
Collectively evaluated for impairment |  | 1,698,369 |  |  | 717,415 |  |  | 1,816,141 |  |  | 77,755 |  |  | 182,960 |  |  | 13 |  |  | 2,040,950 |  |  | 101,754 |  |  | 6,635,357 |
Acquired with deteriorated credit quality |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans and leases |  | $ | 1,701,951 |  |  | $ | 717,415 |  |  | $ | 1,816,141 |  |  | $ | 78,699 |  |  | $ | 182,960 |  |  | $ | 13 |  |  | $ | 2,055,649 |  |  | $ | 106,579 |  |  | $ | 6,659,407 |
The following table presents the activity and balance in the ALLL and the recorded investment, excluding accrued interest, in loans and leases by portfolio segment and is based on the impairment method as of or for the year ended December 31, 2016:
($ in thousands) |  | Commercial and Industrial |  | Commercial Real Estate |  | Multifamily |  | SBA |  | Construction |  | Lease Financing |  | Single Family Residential Mortgage |  | Other Consumer |  | Total
ALLL: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2015 |  | $ | 5,850 |  |  | $ | 4,252 |  |  | $ | 6,012 |  |  | $ | 683 |  |  | $ | 1,530 |  |  | $ | 2,195 |  |  | $ | 13,854 |  |  | $ | 1,157 |  |  | $ | 35,533 |
Charge-offs |  | (166 | ) |  | (414 | ) |  | — |  |  | — |  |  | — |  |  | (974 | ) |  | (1,057 | ) |  | (7 | ) |  | (2,618 | )
Recoveries |  | 225 |  |  | 807 |  |  | 169 |  |  | 500 |  |  | — |  |  | 283 |  |  | 248 |  |  | 26 |  |  | 2,258 |
Provision |  | 1,675 |  |  | 822 |  |  | 5,195 |  |  | (244 | ) |  | 485 |  |  | (1,498 | ) |  | (970 | ) |  | (194 | ) |  | 5,271 |
Balance at December 31, 2016 |  | $ | 7,584 |  |  | $ | 5,467 |  |  | $ | 11,376 |  |  | $ | 939 |  |  | $ | 2,015 |  |  | $ | 6 |  |  | $ | 12,075 |  |  | $ | 982 |  |  | $ | 40,444 |
Individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 243 |  |  | $ | — |  |  | $ | 243 |
Collectively evaluated for impairment |  | 7,584 |  |  | 5,462 |  |  | 11,376 |  |  | 920 |  |  | 2,015 |  |  | 6 |  |  | 11,752 |  |  | 982 |  |  | 40,097 |
Acquired with deteriorated credit quality |  | — |  |  | 5 |  |  | — |  |  | 19 |  |  | — |  |  | — |  |  | 80 |  |  | — |  |  | 104 |
Total ending ALLL |  | $ | 7,584 |  |  | $ | 5,467 |  |  | $ | 11,376 |  |  | $ | 939 |  |  | $ | 2,015 |  |  | $ | 6 |  |  | $ | 12,075 |  |  | $ | 982 |  |  | $ | 40,444 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,429 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 10,629 |  |  | $ | 294 |  |  | $ | 13,352 |
Collectively evaluated for impairment |  | 1,515,771 |  |  | 728,777 |  |  | 1,365,262 |  |  | 71,168 |  |  | 125,100 |  |  | 379 |  |  | 1,962,789 |  |  | 110,328 |  |  | 5,879,574 |
Acquired with deteriorated credit quality |  | 4,760 |  |  | 1,182 |  |  | — |  |  | 2,672 |  |  | — |  |  | — |  |  | 133,212 |  |  | — |  |  | 141,826 |
Total loans and leases |  | $ | 1,522,960 |  |  | $ | 729,959 |  |  | $ | 1,365,262 |  |  | $ | 73,840 |  |  | $ | 125,100 |  |  | $ | 379 |  |  | $ | 2,106,630 |  |  | $ | 110,622 |  |  | $ | 6,034,752 |
Loans and Leases Individually Evaluated for Impairment by Class of Loans and Leases | The following table presents loans and leases individually evaluated for impairment by class of loans and leases as of the dates indicated. The recorded investment, excluding accrued interest, presents customer balances net of any partial charge-offs recognized on the loans and leases and net of any deferred fees and costs.
|  | December 31,
|  | 2017 |  | 2016
($ in thousands) |  | Unpaid Principal Balance |  | Recorded Investment |  | Allowance for Loan and Lease Losses |  | Unpaid Principal Balance |  | Recorded Investment |  | Allowance for Loan and Lease Losses
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 471 |  |  | $ | 453 |  |  | $ | — |  |  | $ | 2,478 |  |  | $ | 2,429 |  |  | $ | — |
SBA |  | 342 |  |  | 335 |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 7,521 |  |  | 7,553 |  |  | — |  |  | 8,865 |  |  | 8,887 |  |  | — |
Other consumer |  | 4,664 |  |  | 4,663 |  |  | — |  |  | 294 |  |  | 294 |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 3,146 |  |  | 3,129 |  |  | 498 |  |  | — |  |  | — |  |  | — |
SBA |  | 635 |  |  | 609 |  |  | 435 |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 7,090 |  |  | 7,146 |  |  | 277 |  |  | 1,772 |  |  | 1,742 |  |  | 243 |
Other consumer |  | 157 |  |  | 162 |  |  | 7 |  |  | — |  |  | — |  |  | — |
Total |  | $ | 24,026 |  |  | $ | 24,050 |  |  | $ | 1,217 |  |  | $ | 13,409 |  |  | $ | 13,352 |  |  | $ | 243 |
The following table presents information on impaired loans and leases, disaggregated by class, for the periods indicated:
|  | Year Ended December 31,
|  | 2017 |  | 2016 |  | 2015
($ in thousands) |  | Average Recorded Investment |  | Interest Income Recognized |  | Cash Basis Interest Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Cash Basis Interest Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Cash Basis Interest Recognized
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 1,034 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,490 |  |  | $ | 183 |  |  | $ | 208 |  |  | $ | 6,750 |  |  | $ | 305 |  |  | $ | 302 |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | 148 |  |  | 24 |  |  | 24 |  |  | 353 |  |  | 37 |  |  | 37 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 395 |  |  | 13 |  |  | 15 |
SBA |  | 357 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 7 |  |  | 2 |  |  | — |
Construction |  | 382 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Lease Financing |  | 19 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 12,611 |  |  | 199 |  |  | 182 |  |  | 27,150 |  |  | 862 |  |  | 835 |  |  | 25,093 |  |  | 869 |  |  | 885 |
Other consumer |  | 1,757 |  |  | 8 |  |  | 8 |  |  | 294 |  |  | 8 |  |  | 9 |  |  | 424 |  |  | 12 |  |  | 13 |
Total |  | $ | 16,158 |  |  | $ | 207 |  |  | $ | 190 |  |  | $ | 31,081 |  |  | $ | 1,077 |  |  | $ | 1,076 |  |  | $ | 33,022 |  |  | $ | 1,238 |  |  | $ | 1,252 |
Aging of Recorded Investment in Past Due Loans and Leases | The following table presents the aging of the recorded investment in past due loans and leases as of December 31, 2017, excluding accrued interest receivable (which is not considered to be material), by class of loans and leases:
|  | December 31, 2017
($ in thousands) |  | 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Greater than 89 Days Past due |  | Total Past Due |  | Current |  | Total
NTM loans: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | $ | 3,353 |  |  | $ | 1,587 |  |  | $ | 1,171 |  |  | $ | 6,111 |  |  | $ | 715,047 |  |  | $ | 721,158 |
Green Loans (HELOC) - first liens |  | 5,707 |  |  | 292 |  |  | — |  |  | 5,999 |  |  | 76,198 |  |  | 82,197 |
Green Loans (HELOC) - second liens |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,578 |  |  | 3,578 |
Other consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total NTM loans |  | 9,060 |  |  | 1,879 |  |  | 1,171 |  |  | 12,110 |  |  | 794,823 |  |  | 806,933 |
Traditional loans and leases: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 136 |  |  | 3,595 |  |  | 948 |  |  | 4,679 |  |  | 1,697,272 |  |  | 1,701,951 |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | — |  |  | 717,415 |  |  | 717,415 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,816,141 |  |  | 1,816,141 |
SBA |  | 3,578 |  |  | — |  |  | 1,319 |  |  | 4,897 |  |  | 73,802 |  |  | 78,699 |
Construction |  | — |  |  | — |  |  | — |  |  | — |  |  | 182,960 |  |  | 182,960 |
Lease financing |  | — |  |  | — |  |  | — |  |  | — |  |  | 13 |  |  | 13 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 6,862 |  |  | 3,370 |  |  | 6,012 |  |  | 16,244 |  |  | 1,236,050 |  |  | 1,252,294 |
Other consumer |  | 3,194 |  |  | 413 |  |  | 92 |  |  | 3,699 |  |  | 99,302 |  |  | 103,001 |
Total traditional loans and leases |  | 13,770 |  |  | 7,378 |  |  | 8,371 |  |  | 29,519 |  |  | 5,822,955 |  |  | 5,852,474 |
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
SBA |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total PCI loans |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total loans and leases |  | $ | 22,830 |  |  | $ | 9,257 |  |  | $ | 9,542 |  |  | $ | 41,629 |  |  | $ | 6,617,778 |  |  | $ | 6,659,407 |
The following table presents the aging of the recorded investment in past due loans and leases as of December 31, 2016, excluding accrued interest receivable (which is not considered to be material), by class of loans and leases:
|  | December 31, 2016
($ in thousands) |  | 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Greater than 89 Days Past due |  | Total Past Due |  | Current |  | Total
NTM loans: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | $ | 4,193 |  |  | $ | — |  |  | $ | 467 |  |  | $ | 4,660 |  |  | $ | 789,460 |  |  | $ | 794,120 |
Green Loans (HELOC) - first liens |  | — |  |  | — |  |  | — |  |  | — |  |  | 87,469 |  |  | 87,469 |
Green Loans (HELOC) - second liens |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,559 |  |  | 3,559 |
Other consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total NTM loans |  | 4,193 |  |  | — |  |  | 467 |  |  | 4,660 |  |  | 880,488 |  |  | 885,148 |
Traditional loans and leases: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 412 |  |  | 463 |  |  | 3,385 |  |  | 4,260 |  |  | 1,513,940 |  |  | 1,518,200 |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | — |  |  | 728,777 |  |  | 728,777 |
Multifamily |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,365,262 |  |  | 1,365,262 |
SBA |  | 15 |  |  | 2 |  |  | 482 |  |  | 499 |  |  | 70,669 |  |  | 71,168 |
Construction |  | 1,529 |  |  | — |  |  | — |  |  | 1,529 |  |  | 123,571 |  |  | 125,100 |
Lease financing |  | — |  |  | — |  |  | 109 |  |  | 109 |  |  | 270 |  |  | 379 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 11,225 |  |  | 1,345 |  |  | 9,393 |  |  | 21,963 |  |  | 1,069,866 |  |  | 1,091,829 |
Other consumer |  | 10,023 |  |  | 933 |  |  | 382 |  |  | 11,338 |  |  | 95,725 |  |  | 107,063 |
Total traditional loans and leases |  | 23,204 |  |  | 2,743 |  |  | 13,751 |  |  | 39,698 |  |  | 4,968,080 |  |  | 5,007,778 |
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | — |  |  | — |  |  | 156 |  |  | 156 |  |  | 4,604 |  |  | 4,760 |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,182 |  |  | 1,182 |
SBA |  | 300 |  |  | 232 |  |  | 328 |  |  | 860 |  |  | 1,812 |  |  | 2,672 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 10,483 |  |  | 4,063 |  |  | 2,093 |  |  | 16,639 |  |  | 116,573 |  |  | 133,212 |
Total PCI loans |  | 10,783 |  |  | 4,295 |  |  | 2,577 |  |  | 17,655 |  |  | 124,171 |  |  | 141,826 |
Total loans and leases |  | $ | 38,180 |  |  | $ | 7,038 |  |  | $ | 16,795 |  |  | $ | 62,013 |  |  | $ | 5,972,739 |  |  | $ | 6,034,752 |
Composition of Nonaccrual Loans and Leases | The following table presents the composition of non-accrual loans and leases, excluding PCI loans, as of the dates indicated:
|  | December 31,
|  | 2017 |  | 2016
($ in thousands) |  | NTM Loans |  | Traditional Loans and Leases |  | Total |  | NTM Loans |  | Traditional Loans and Leases |  | Total
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | 3,723 |  |  | $ | 3,723 |  |  | $ | — |  |  | $ | 3,544 |  |  | $ | 3,544 |
SBA |  | — |  |  | 1,781 |  |  | 1,781 |  |  | — |  |  | 619 |  |  | 619 |
Lease financing |  | — |  |  | — |  |  | — |  |  | — |  |  | 109 |  |  | 109 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 1,171 |  |  | 8,176 |  |  | 9,347 |  |  | 467 |  |  | 9,820 |  |  | 10,287 |
Other consumer |  | — |  |  | 4,531 |  |  | 4,531 |  |  | — |  |  | 383 |  |  | 383 |
Total |  | $ | 1,171 |  |  | $ | 18,211 |  |  | $ | 19,382 |  |  | $ | 467 |  |  | $ | 14,475 |  |  | $ | 14,942 |
Troubled Debt Restructurings | Troubled debt restructured loans and leases consist of the following as of the dates indicated:
|  | December 31,
|  | 2017 |  | 2016
($ in thousands) |  | NTM Loans |  | Traditional Loans |  | Total |  | NTM Loans |  | Traditional Loans |  | Total
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | 2,675 |  |  | $ | 2,675 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 471 |  |  | 2,653 |  |  | 3,124 |  |  | 853 |  |  | 1,440 |  |  | 2,293 |
Green Loans (HELOC) - first liens |  | 2,228 |  |  | — |  |  | 2,228 |  |  | 2,240 |  |  | — |  |  | 2,240 |
Green Loans (HELOC) - second liens |  | 294 |  |  | — |  |  | 294 |  |  | 294 |  |  | — |  |  | 294 |
Total |  | $ | 2,993 |  |  | $ | 5,328 |  |  | $ | 8,321 |  |  | $ | 3,387 |  |  | $ | 1,440 |  |  | $ | 4,827 |
The following table summarizes the pre-modification and post-modification balances of the new TDRs for the periods indicated:
|  | Year Ended December 31,
|  | 2017 |  | 2016 |  | 2015
($ in thousands) |  | Number of Loans |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment |  | Number of Loans |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment |  | Number of Loans |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 1 |  |  | $ | 2,706 |  |  | $ | 2,706 |  |  | — |  |  | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 3 |  |  | $ | 2,416 |  |  | $ | 2,433 |  |  | 42 |  |  | $ | 10,278 |  |  | $ | 10,273 |  |  | 13 |  |  | $ | 4,571 |  |  | $ | 4,493 |
Other consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1 |  |  | 261 |  |  | 259 |
Total |  | 4 |  |  | $ | 5,122 |  |  | $ | 5,139 |  |  | 42 |  |  | 10,278 |  |  | $ | 10,273 |  |  | $ | 14 |  |  | $ | 4,832 |  |  | $ | 4,752 |
For the years ended December 31, 2017, 2016, and 2015, there were no loans and leases that were modified as TDRs during the past 12 months that had subsequent payment defaults during the periods. The following table summarizes the TDRs by modification type for the periods indicated:
|  | Modification Type
|  | Change in Principal Payments and Interest Rates |  | Change in Principal Payments |  | Change in Interest Rates |  | Chapter 7 Bankruptcy |  | Other |  | Total
($ in thousands) |  | Count |  | Amount |  | Count |  | Amount |  | Count |  | Amount |  | Count |  | Amount |  | Count |  | Amount |  | Count |  | Amount
Year ended December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 2,706 |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 2,706 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 2 |  |  | 1,290 |  |  | 1 |  |  | 1,143 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 2,433 |
Total |  | 2 |  |  | $ | 1,290 |  |  | 2 |  |  | $ | 3,849 |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | 4 |  |  | $ | 5,139 |
Year ended December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 34 |  |  | $ | 8,622 |  |  | 4 |  |  | $ | 780 |  |  | 2 |  |  | $ | 146 |  |  | 1 |  |  | $ | 519 |  |  | 1 |  |  | $ | 206 |  |  | 42 |  |  | $ | 10,273 |
Total |  | 34 |  |  | $ | 8,622 |  |  | 4 |  |  | $ | 780 |  |  | 2 |  |  | $ | 146 |  |  | 1 |  |  | $ | 519 |  |  | 1 |  |  | $ | 206 |  |  | 42 |  |  | $ | 10,273 |
Year ended December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | 13 |  |  | $ | 4,493 |  |  | — |  |  | $ | — |  |  | 13 |  |  | $ | 4,493 |
Other consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1 |  |  | 259 |  |  | — |  |  | — |  |  | 1 |  |  | 259 |
Total |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | 14 |  |  | $ | 4,752 |  |  | — |  |  | $ | — |  |  | 14 |  |  | $ | 4,752 |
Schedule of Financing Receivables, Purchases and Sales | The following table presents loans and leases purchased and/or sold by portfolio segment, excluding loans held-for-sale, loans and leases acquired in business combinations or sold in sales of branches and business units, and PCI loans for the periods indicated:
|  | Year Ended December 31,
|  | 2017 |  | 2016 |  | 2015
($ in thousands) |  | Purchases |  | Sales |  | Purchases |  | Sales |  | Purchases |  | Sales
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Multifamily |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | (242,580 | )
SBA |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | (3,599 | )
Lease financing |  | — |  |  | — |  |  | 91,247 |  |  | (19,741 | ) |  | 127,043 |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | — |  |  | — |  |  | (149,413 | ) |  | 49,488 |  |  | (165,915 | )
Total |  | $ | — |  |  | $ | — |  |  | $ | 91,247 |  |  | $ | (169,154 | ) |  | $ | 176,531 |  |  | $ | (412,094 | )
Financing Receivable, Significant Activity | The following table presents loans and leases transferred from (to) loans held-for-sale by portfolio segment, excluding loans and leases transferred in connection with sales of branch and business unit, and PCI loans for the periods indicated:
|  | Year Ended December 31,
|  | 2017 |  | 2016 |  | 2015
($ in thousands) |  | Transfers from Held-For-Sale |  | Transfers to Held-For-Sale |  | Transfers from Held-For-Sale |  | Transfers to Held-For-Sale |  | Transfers from Held-For-Sale |  | Transfers to Held-For-Sale
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | (3,924 | ) |  | $ | — |  |  | $ | (1,757 | ) |  | $ | — |  |  | $ | — |
Commercial real estate |  | — |  |  | (1,329 | ) |  | — |  |  | (2,792 | ) |  | 3,762 |  |  | — |
Multifamily |  | — |  |  | (6,583 | ) |  | — |  |  | (81,780 | ) |  | — |  |  | — |
SBA |  | — |  |  | (1,865 | ) |  | — |  |  | — |  |  | — |  |  | — |
Construction |  | — |  |  | (1,528 | ) |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Single family residential mortgage |  | 88,591 |  |  | (450,625 | ) |  | 7,115 |  |  | (105,337 | ) |  | 479,089 |  |  | — |
Total |  | $ | 88,591 |  |  | $ | (465,854 | ) |  | $ | 7,115 |  |  | $ | (191,666 | ) |  | $ | 482,851 |  |  | $ | — |
Carrying Amount of Purchased Credit Impaired Loans and Leases | The following table presents the outstanding balance and carrying amount of PCI loans as of the dates indicated:
|  | December 31,
|  | 2017 |  | 2016
($ in thousands) |  | Outstanding Balance |  | Carrying Amount |  | Outstanding Balance |  | Carrying Amount
Commercial: |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | — |  |  | $ | 5,029 |  |  | $ | 4,760 |
Commercial real estate |  | — |  |  | — |  |  | 1,613 |  |  | 1,182 |
SBA |  | — |  |  | — |  |  | 3,771 |  |  | 2,672 |
Consumer: |  |  |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | — |  |  | 153,867 |  |  | 133,212 |
Total |  | $ | — |  |  | $ | — |  |  | $ | 164,280 |  |  | $ | 141,826 |
Accretable Yield, or Income Expected to be Collected | The following table presents a summary of accretable yield, or income expected to be collected for the periods indicated:
|  | Year Ended December 31,
($ in thousands) |  | 2017 |  | 2016 |  | 2015
Balance at beginning of year |  | $ | 41,181 |  |  | $ | 205,549 |  |  | $ | 92,301 |
New loans or leases purchased |  | — |  |  | 23,568 |  |  | 138,046 |
Accretion of income |  | (3,833 | ) |  | (34,616 | ) |  | (23,441 | )
Increase (decrease) in expected cash flows |  | (225 | ) |  | (10,650 | ) |  | 19,852 |
Disposals |  | (34,886 | ) |  | (142,670 | ) |  | (21,209 | )
Other |  | (2,237 | ) |  | — |  |  | — |
Balance at end of year |  | $ | — |  |  | $ | 41,181 |  |  | $ | 205,549 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period | The following table presents PCI loans purchased for the periods indicated:
|  | Year Ended December 31,
($ in thousands) |  | 2017 |  | 2016 |  | 2015
Consumer: |  |  |  |  |  |
Single family residential mortgage |  | — |  |  | 103,799 |  |  | 571,245 |
Outstanding unpaid principal balance at acquisition |  | $ | — |  |  | $ | 103,799 |  |  | $ | 571,245 |
Cash flows expected to be collected at acquisitions |  | $ | — |  |  | $ | 114,552 |  |  | $ | 667,224 |
Fair value of acquired loans at acquisition |  | $ | — |  |  | $ | 90,984 |  |  | $ | 529,178 |

X
- Definition Financing Receivable, Significant Activity [Table Text Block] + References No definition available. + Details
Name: | banc_FinancingReceivableSignificantActivityTableTextBlock
Namespace Prefix: | banc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Income related to loans acquired with credit impairment accounted for in accordance with ASC 310-30 + References No definition available. + Details
Name: | banc_ScheduleofCertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesAccretableYieldTableTextBlock
Namespace Prefix: | banc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loans acquired with credit impairment accounted for in accordance with ASC 310-30 + References No definition available. + Details
Name: | banc_ScheduleofCertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesOutstandingBalanceandCarryingAmountTableTextBlock
Namespace Prefix: | banc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Financing Receivables, Purchases and Sales [Table Text Block] + References No definition available. + Details
Name: | banc_ScheduleofFinancingReceivablesPurchasesandSalesTableTextBlock
Namespace Prefix: | banc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Nontraditional mortgages are comprised of three interest only products including loans with potential for negative amortization + References No definition available. + Details
Name: | banc_ScheduleofLoansReceivablebyProductTableTextBlock
Namespace Prefix: | banc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. + References No definition available. + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration