DEPOSITS

The following table presents the components of deposits as of the dates indicated:



	December 31,
($ in thousands)	2017		2016
Noninterest-bearing deposits	$	1,071,608	$	1,282,629
Interest-bearing deposits
Interest-bearing demand deposits	2,089,016		2,048,839
Money market accounts	1,146,859		2,731,314
Savings accounts	1,059,628		1,118,175
Certificates of deposit of $250,000 or less	1,365,452		1,550,235
Certificates of deposit of more than $250,000	560,340		410,958
Total interest-bearing deposits	6,221,295		7,859,521
Total deposits	$	7,292,903	$	9,142,150

The aggregate amount of deposits reclassified as loans, such as overdrafts, was $978 thousand and $587 thousand, respectively, at December 31, 2017 and 2016.

The Company had California State Treasurer’s deposits of $250.0 million, and accrued interests on these deposits, in certificates of deposit of more than $250,000 at December 31, 2017 and 2016. The California State Treasurer’s deposits are subject to withdrawal based on the State’s periodic evaluations. At December 31, 2017 and 2016, the Company provided letters of credit of $275.0 million through the FHLB of San Francisco as collateral for the California State Treasurer’s deposits. In addition, the Company had other public deposits of $4.0 million and $30.6 million, respectively, at December 31, 2017 and 2016. Securities with carrying values of $32.7 million and $34.7 million, respectively, were pledged as collateral for these deposits, at December 31, 2017 and 2016.

At December 31, 2017 and 2016, the Company had brokered deposits of $1.46 billion and $2.25 billion, respectively. The following table presents a summary of brokered deposits:



	December 31,
($ in thousands)	2017		2016
Interest-bearing demand deposits	$	8,751	$	8,587
Money market accounts	532,047		1,031,598
Certificates of deposit of $250,000 or less	915,623		1,207,053
Certificates of deposit of more than $250,000	—		744
Total brokered deposits	$	1,456,421	$	2,247,982

The following table presents scheduled maturities of certificates of deposit as of December 31, 2017:



($ in thousands)	2018		2019		2020		2021		2022 and After		Total
Certificates of deposit of $250,000 or less	$	1,275,449	$	79,600	$	5,615	$	1,401	$	3,387	$	1,365,452
Certificates of deposit of more than $250,000	484,034		67,822		5,340		2,394		750		560,340
Total certificates of deposit	$	1,759,483	$	147,422	$	10,955	$	3,795	$	4,137	$	1,925,792