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OTHER REAL ESTATE OWNED (Tables)
 6 Months Ended
Jun. 30, 2018
Real Estate Owned, Disclosure of Detailed Components [Abstract]  
Schedule of Real Estate Owned
The following table presents the activity in OREO for the periods indicated:
 
 
Three Months Ended June 30,
Six Months Ended June 30,
($ in thousands)
 
2018
 
2017
2018
 
2017
Balance at beginning of period
 
$
1,024

 
$
3,345

$
1,796

 
$
2,502

Additions
 
434

 
632

434

 
1,803

Sales and net direct write-downs
 
(992
)
 
(710
)
(1,711
)
 
(1,035
)
Net change in valuation allowance
 
244

 
—

191

 
(3
)
Balance at end of period
 
$
710

 
$
3,267

$
710

 
$
3,267
Activities in Other Real Estate Owned Valuation Allowance
The following table presents the activity in the OREO valuation allowance included in All Other Expense in the Consolidated Statements of Operations for the periods indicated:
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
($ in thousands)
 
2018
 
2017
 
2018
 
2017
Balance at beginning of period
 
$
295

 
$
9

 
$
242

 
$
6

Additions
 
—

 
—

 
143

 
9

Recoveries
 
—

 
—

 
(90
)
 
—

Net direct write-downs and removals from sale
 
(244
)
 
—

 
(244
)
 
(6
)
Balance at end of period
 
$
51

 
$
9

 
$
51

 
$
9
Expenses Related to Foreclosed Assets Included in Loan Servicing and Foreclosure Expenses
The following table presents expenses related to foreclosed assets included in All Other Expense in the Consolidated Statements of Operations for the periods indicated:
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
($ in thousands)
 
2018
 
2017
 
2018
 
2017
Net gain (loss) on sales
 
$
(61
)
 
$
36

 
$
3

 
$
31

Operating expenses, net of rental income
 
(54
)
 
(9
)
 
(102
)
 
(13
)
Total
 
$
(115
)
 
$
27

 
$
(99
)
 
$
18